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HomeMy WebLinkAbout2010/11/09 Item 6 CITY COUNCIL AGENDA STATEMENT ~ \ ft.. CITY OF . -~ (HUlA VISTA ITEM TITLE: SUBMITTED BY: REVIEWED BY: SUMMARY NOVEMBER 9,2010, ItemL RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA (1) AUTHORIZING THE CITY MANAGER TO APPROPRIA TE $1,470,000 IN NEIGHBORHOOD STABILIZATION PROGRAM FUNDS AND $452,936 IN HOME INVESTMENT PARTNERSHIP FUNDS FOR USES PREVIOUSLY APPROVED BY CITY COUNCIL; (2) AUTHORIZING THE CITY MANAGER TO EXECUTE A FIRST AMENDMENT TO THE MARCH 24, 2010 AGREEMENT BETWEEN THE CITY OF CHULA VISTA AND COMMUNITY HOUSINGWORKS FOR THE MANAGEMENT AND IMPLEMENTATION OF A NEIGHBORHOOD STABILIZATION PROGRAM; AND (3) AUTHORIZING THE CITY MANAGER TO EXECUTE A THIRD AMENDMENT TO THE AGREEMENT BETWEEN THE CITY AND COMMUNITY HOUSINGWORKS FOR THE FIRST TIME HOMEBUYER ASSISTANCE PROGRAM ASSISTANT CITY MANAGER$; DEVELOPMENT SERVICES DIRECTOR CITY MANAGER&-- S-r- 4/STHS VOTE: YES I X I NO D This item will address some necessary administrative actions relating to the City's First Time Homebuyer Programs. At this time the City needs to appropriate Neighborhood Stabilization Program (NSP) and HOME Investment Partnership Program (HOME) funds to first time home buyer activities as well as amend the relevant contracts with Community HousingWorks, clarifying the programmatic use of HOME funds for home buyer assistance activities, and to allow homebuyers to use part of the loan assistance amount for rehabilitation when purchasing bank owned properties, and increase the contract amount for the Management and Implementation of a Neighborhood Stabilization Program. Some programmatic changes were authorized by the City Council on March 23, 2010, which have atrected the administration of the program. 6-1 NOVEMBER 9, 2010, Item~ Page 2 of 4 ENVIRONMENT AL REVIEW The Environmental Review Coordinator has reviewed the proposed action for compliance with the National Environmental Protection Act (NEP A) due to the use of Federal funds and has determined that pursuant to Section 58.30 (b), Subpart D, Title 24 of the Code Federal Regulations, further review and environmental determination as appropriate, will be required for each project as it is identified. Thus, no further NEP A environmental review or documentation is necessary at this time. RECOMMENDATION Council adopt the resolution. BOARDS/COMMISSION RECOMMENDATION Not applicable. DISCUSSION In March, 2010, City Council approved some programmatic changes for the City's First Time Homebuyer Program using NSP funds because of the difficulty clients were having using down payment assistance in the current foreclosure market and to address the grant expenditure requirements. These changes allowed for the City and/or their Contractor to purchase foreclosed properties and resell to pre-approved buyers. Under the Developer Agreement with Community HousingWorks, the City uses NSP grant funds for the entire purchase, and the homebuyer purchases the unit from Community HousingWorks. An amount is allocated for homebuyer assistance with low income homebuyers eligible for HOME or NSP funds not to exceed $70,000 and moderate income home buyers are eligible for NSP homebuyer assistance not to exceed $40,000. The net proceeds (i.e revenue) are then deposited back into the revolving loan fund for the next purchase. City staff has learned that this method requires more appropriation in the budget than simply the original amount of the grant funds since they are being recycled. City staff is recommending additional Council actions to ensure that the City's FirstTime Homebuyer Program has enough funding to carry the program through the 2010-2011 fiscal year. As part of the clean-up process, staff is also bringing forward an amendment (Attachment A) to Community Housing Works first time homebuyer program agreement to allow the use of HOME funds to rehabilitate properties purchased by first time homebuyers and revise the expenditure deadlines per BUD's new standards and an amendment to the Management and Implementation of a Neighborhood Stabilization Program (Attachment B) to increase the budget amount to include the anticipated revenue. HO}vfE Investment Partnership Program (HO}'{E) On November 25, 2008, the Chula Vista City Council allocated $452,936 of HOME Investment Partnerships Program (HOME) funds to the pilot homeownership program to assist first time home buyers to purchase real estate owned properties. The current available balance appropriated to the First Time Homebuyer program is $200,000 and will be depleted by the end of December 2010. Staff is now returning to City Council for appropriation of these HOME funds. In the past the HOME funds were used to provide homebuyer assistance know as "gap financing." Staff is proposing using a portion of the HOME funds to be used for 0-2 NOVEMBER 9, 2010, Ttem~ Page 3 of 4 rehabilitation costs if first time homebuyers are purchasing a bank owned foreclosure (up to $24,999 in rehabilitation assistance, not to exceed total amount of "gap financing" available up to $70,000), This programmatic change allows the City's First Time. Homebuyer guidelines to be consistent with the NSP First Time Homebuyer Program that includes a component for rehabilitation assistance, Neighborhood Stabilizazion Program (NSP! On March 23,2010, City Council amended Community HousingWorks' (CHW) contract and appropriated $1,505,564 to directly acquire and rehabilitate NSP eligible properties for the purpose of reselling to qualitied NSP participants, To date, Community HousingWorks has purchased 7 properties and has depleted the appropriation of $1,505,564. Any revenue generated from repayments will be reprogrammed by the City to assist additional first time homebuyers per NSP regulations and may be leveraged with City HOME funds. StatI is recommending appropriating $1,470,000 in anticipated revenue to purchase approximately 7 additional properties to assist additional first time homebuyers and amending CHW's contract to increase their initial budget amount of $1,505,564. DECISION MAKER CONFLICT HOME funds Staff has reviewed the decision contemplated by this action and has determined that it is not site specific and consequently the 500 foot rule found in California Code of Regulations section I 8704.2(a)(1 ! is not applicable to this decision. NSP funds Staff has reviewed the property holdings of the City Council and has found that Councilmembers Castaneda, Bensoussan, and Mc Cann have property holdings in and/or within 500 feet of the boundaries or within the target neighborhoods which are the subj ect ofthis action. Due to identified conflicts during the initial target area development, City staff requested a written opinion from the Fair Political Practices Commission CFPPC"). In response, the FPPC opined that Councilmembers could participate in the decision on this matter because, "it does not appear foreseeable that the decision to appropriate HUD funds will have a material financial etIect [on a council member]," Based on the information in said FPPC letter, Councilmembers Castaneda, Bensousssan, and Mc Cann do not have a conflict FISCAL IMPACT Current There are no ongoing fiscal impacts as (1) HOME program is revenue offset by the grant funds (2) NSP expenditures are offset by program revenue, The use of the grant funds was already approved hy City Council, but adequate appropriations were not included in the FY 20 II budget 6-3 NOVEMBER 9, 2010, Item-L Page 4 of 4 The grant funds will be appropriated in the FY 2010-2011 City Budget as follows: NSP (33341) Non-CIP Project Expenditures Non-CIP Project Expenditures $1,470,000 HOME (37140) TOTAL $452,936 $1,922,936 Ongoing There are no ongoing fiscal impacts as the program is revenue offset by the grant funds, A TT ACHMENTS Attachment]: Third Amendment to Agreement with Community HousingWorks Attachment 2: First Amendment to the March 24,2010 Agreement with Community Housing Works Agreement for Management and Implementation of a Neighborhood Stabilization Program Prepared by: Jose Dorado, Project Coordinator IT. Development Services Department, Housing Division 6-4 Attachment 1 THIRD AMENDMENT TO THE AGREEMENT BETWEEN THE CITY OF CHULA VISTA AND COMMUNITY HOUSING WORKS For MANAGEMENT OF A FIRST TIME I-IOMEBUYER DOW'N PAYMENT AND CLOSING COSTS ASSISTANCE PROGR.AM RECIT ALS A. The City of Chula Vista ("City") and Community HousingWorks ("Consultant") (collectively, the "Parties") entered into an initial agreement, dated August 23, 2007, a First Amendment on June 19, 2008, and a Second Amendment on March 17, 2009 for Management of a First Time Homebuyer Downpayment and Closing Cost Assistance Program (collectively and hereinafter the "Agreement"). B. Pursuant to that Agreement, Consultant agreed to administer the City's HOME Investment Partnership Program funds loan program and Neighborhood Stabilization Program funds in accordance with HOME and NSP requirements including, but not limited to, underwriting loans for first-time homebuyers, servicing the loans, and providing monitoring and reporting services. C. The City amended its 2008-2009 Annual Action Plan to receive CDBG Neighborhood Stabilization Program (NSP) funds from the Department of Housing and Urban Development and allocated $452,936 in HOME funds' for a First Time Homebuyer Program (FTHB). HUD approved the City's Action Plan amendment. D. The City Council of the City ofChula Vista also approved a Developer Agreement on March 23, 2010 between the City of Chula Vista and Community HousingWorks to acquire and rehabilitate foreclosed properties for the purposes of reselling them to eligible low- and moderate- income households within NSP eligible target areas and/or provide gap financing for first time homebuyers purchasing NSP eligible properties using their own Realtor. The Parties entered into the Management and Implementation Agreement dated in March 24, 2010 (hereinafter "March 24, 2010 Agreement"). E. Given the related nature of the Agreement and March 24,2010 Agreement, there is a need to make amendments to each agreement to ensure clarity and to avoid duplicative terms and/or requirements. This Third Amendment is intended to make changes to the Agreement. A First Amendment to the March 24, 2010 Agreement will be made on a separate document. F. The City wishes tq -make programmatic changes to the First Time Homebuyer Program Scope of Work under the Agreement and extend the Agreement term through June 30, 2011. 1 6-5 AGREEMENT The Parties agree as follows: L This Third Amendment is contingent on the City appropriating the necessary funds to continue the administration of the FTHB program using HOME and NSP funds. 2. This Third Amendment shall be effective on the later of the following dates: (i) execution of this Third Amendment by the City; or (ii) satisfaction of the contingencies set forth in paragraph I, above. 3. The Agreement shall be amended as follows: a. The Second Amendment dated March 17, 2009 amended the initial Agreement dated March 23, 2007 by adding terms ("Terms") to the last paragraph of the initial Agreement, Exhibit A, Paragraph 8, "Scope of Work and Schedule, A. Detailed Scope of Work." The aforementioned Terms are hereby modified as follows: 1. The third paragraph is amended to now read as follows: "Consultant understands that $452,936 in HOME funds are available for assistance of up to $70,000 for each low-income homebuyer purchasing a REO foreclosed property using Home funds. This allocation is in addition to the previous HOME fund allocations of $500,000 and $300,000 (which have already been committed) to assist low-income first time homebuyers." 11. The fifth paragraph is amended to now read as follows: "Consultant shall commit and expend the additional allocation of $452,936 in HOME funds by June 30, 2011, unless mutually extended by both parties." 111. The following paragraph shall be added to the end of the Terms and shall read as follows: "Consultant understands earmarks for the expenditure and commitment ofNSP funds are now covered under a separate Management and Implementation Agreement for a Neighborhood Stabilization Program dated March 24,2010. As such, $1,547,064 in NSP funds are no longer available in this Agreement. " b. The SecoI\d Amendment dated March 17, 2009 further amended the initial Agreement dated March 23, 2007 by providing for specific deliverables ("Deliverables 1 through 3") in Exhibit A, Paragraph 8, "Scope of Work and Schedule, C. Dates of Time Limits for Delivery of Deliverables." 2 6-6 The aforementioned Deliverables 1 through 3 are hereby moditled to now read as follows: "Deliverable No.1: Consultant shall expend NSP funds in accordance with the Management and Implementation Agreement dated March 24, 2010. Deliverable No.2: Consultant shall close five (5) First Time Homebuyer loans using HOME funds by June 30, 2011. Deliverable No.3: Consultant shall commit and expend all remaining HOME funds by June 30, 2011." 4. Prior versions of "Exhibit B" are hereby replaced by the "Amended Exhibit B," attached to this Third Amendment to the Agreement as Attachment 2. 5. All other terms of the Agreement shall remain in full force and effect. However, if a connict exists between the terms in this Third Amendment and prior terms, the terms in this Third Amendment shall controL [Next Page is Signature Page.] 3 6-7 SIGNATURE PAGE To THIRD AMENDMENT TO THE AGREEMENT BETWEEN THE CITY OF CHULA VISTA AND COMMUNITY HOUSING WORKS For MANAGEMENT OF A FIRST TIME HOMEBUYER DOWNP A YMENT AND CLOSING COSTS ASSISTANCE PROGRAM IN WITNESS WHEREOF, City and Consultant have executed this Third Amendment to the Agreement indicating that they have read and understood the Third Amendment and indicate their full and complete consent to its terms: Dated: ,2010 City of Chula Vista by: James D. Sandoval, City Manager Attest: Donna Norris, City Clerk Approved as to form: Bart C. Miesfeld, City Attorney Dated: Community HousingWorks By: Susan M. Reynolds, President & CEO Attachments: 1. Agreement between the City of Chula Vista and Community HousingWorks dated August 23, 2007, and First Amendment and Second Amendment dated June 17,2008 and March 17,2009, respectively 2. Amended "Exhibit B," consisting of updated Neighborhood Stabilization Funds and HOME Investment Partnership Funds Source of Funds Side by Side Comparison of Homebuyer Assistance Requirements 4 6-8 -~ Attachment 1 AGREEMENT BETWEEN CITY OF CHULA VISTA AND COMMUNITY HOUSINGWORKS FOR MANAGEMENT OF A FIRST TIME HOMEBUYER DOWNPA YMENT AND CLOSING COST ASSISTANCE PROGRAM This agreement ("Agreement"), dated ~f J3, dW 7for the purposes of reference only, and effective as of the date last e cuted unless another date IS otherwise specified in Exhibit A, Paragraph 1, is between the City-related entity as is indicated on Exhibit A, Paragraph 2, as such ("City"), whose business form is set forth on Exhibit A, Paragraph 3, and the entity indicated on the attached Exhibit A, Paragraph 4, as Consultant, whose business form is set forth on Exhibit A, Paragraph 5, and whose place of business and telephone numbers are set forth on Exhibit A, Paragraph 6 ("Consultant"), and is made with reference to the following faels: . Recitals WHEREAS, the City is seeking professional consultant services to assist the City in managing a first time home buyer down payment and closing cost assistance program program; and WHEREAS, Community HousingWorks, was selected as Consultant due to it's intimate knowledge of administering downpayment programs and servicing loans, their extensive experience, and their ability to complete the services in a timely manner; and WHEREAS, Consultant warrants and represents that they are experienced and staffed in a manner such that they are and can prepare and deliver the services required of Consultant to City within the time frames herein provided all in accordance with the terms and conditions of this Agreement; (End of Recitals. Next Page starts Obligatory Provisions.) 1 6-9 Obligatory Provisions Pages NOW, THEREFORE, BE IT RESOLVED that the City and Consultant do hereby mutually agree as follows: 1, Consultant's Duties A, General Duties Consultant shall perform all of the services described on the attached Exhibit A, Paragraph 7, entitled "General Duties"; and, B. Scope of Work and Schedule In the process of performing and delivering said "General Duties", Consultant shall also perform all of the services described in. Exhibit A, Paragraph 8, entitled "Scope of Work and Schedule", not inconsistent with the General Duties, according to, and within the time frames set forth in Exhibit A, Paragraph 8, and deliver to City such Deliverables as are identified in Exhibit A, Paragraph 8, within the time frames set forth therein, .time being of the essence of this agreement. The General Duties and the work and deliverables required in the Scope of Work and Schedule shall be herein referred to as the "Defined Services". Failure to complete the Defined Services by the times indicated does not, except at the option of the City, operate to terminate this Agreement. C. Reductions in Scope of Work City may independently, or upon request from Consultant, from time to time reduce the Defmed Services to be performed by the Consultant under this Agreement. Upon doing so, City and Consultant agree to meet in good faith and confer for the purpose of negotiating a corresponding reduction in the compensation associated with said reduction. D. Additional Services In addition to performing the Defined Services herein set forth, City may require Consultant to perform additional consulting services related to the Defined Services ("Additional Services"), and upon doing so in writing, if t..l1ey are within the scope of services offered by Consultant, Consultant shall perform same on a time and materials basis at the rates set forth in the "Rate Schedule" in Exhibit A, Paragraph lD(e), unless a separate fixed fee is otherwise agreed upon. All compensation for Additional Services shall be paid monthly as billed. 2 6-10 E. Standard of Care Consultant, in performing any Services under this agreement, whether Defined Services or Additional Services, shall perform in a m=er consistent with that level of care and skill ordinarily exercised by members of the profession currently practicing under similar conditions and in similar locations. F. Insurance Consultant must procure insurance agai..'1st claims for injuries to persons or damages to property that may arise from or in connection with the performance of the work under the contract and the results of that work by the Consultant, his agents, representatives, employees or subcontractors and provide documentation of same prior to commencement of work. The insurance must be maintained for Ll-,e duration of the contract. Minimum Scope of Insurance Coverage must be at least as broad as: (1) Insurance Services Office Commercial General Liability coverage (occurrence Form eGOGOl). (2) Insurance Services Office Form Number CA 0001 covering Automobile Liability, Code I (any auto). (3) Workers' Compensation insurance as required by the State of California and Employer's Liability Insurance. (4) Professional Liability or Errors & Omissions Liability insurance appropriate to the Consultant's profession. Architects' and Engineers' coverage is to be endorsed to include contractual liability. Minimum Limits ofInsurance Contractor must maintain limits no less than: 1. General Liability: (Including operations, products and completed operations, as applicable) $1,000,000 per occurrence for bodily injury, personal injury and property damage. If Commercial General Liability insurance with a general aggregate limit is used, either the general aggregate limit must apply separately to this project/location or the general aggregate limit must be twice the required occurrence limit. 2. Automobile Liability: $1,000,000 .per accident for bodily injury and 3 6-11 property damage. 4. Professional Liability or Errors & Omissions Liability: Statutory $1,000,000 each accident $1,000,000 disease-policy limit $1,000,000 disease-each employee $1,000,000 each occurrence 3. Workers' Compensation Employer's Liability: Deductibles and Self-Insured Retentions Any deductibles or self-insured retentions must be declared to and approved by the City. At the option of the City, either the insurer will reduce or eliminate such deductibles or self-insured retentions as they pertain to the City, its officers, officials, employees and volunteers; or the Consultant will provide a [mandal guarantee satisfactory to the City guaranteeing payment of losses and related investigations, claim adnUnistration, and defense expenses. Other Insurance Provisions The general liability, automobile liability, and where appropriate, the worker's compensation policies are to contain, or be endorsed to contain, the following provisions: (1) The City of Chula Vista, its officers, officials, employees, agents, and volunteers are to be named as additional insureds with respect to liability arising out of automobiles owned, leased, hired or borrowed by or on behalf of the Consultant, where applicable, and, with respect to liability arising out of work or operations performed by or on behalf of the Consultant, including proViding materials, parts or equipment furnished in connection with such work or operations. The general liability additional insured coverage must be provided in the form of an endorsement to the contractor's insurance using ISO CG 2010 (11/85) or its equivalent. Specifically, the endorsement must not exclude Products/Completed Operations coverage. (2) The Consultant's General Liability insurance coverage must be primary insurance as it pertains to the City, its officers, officials, employees, agents, and volunteers. Any insurance or self-insurance maintained by the City, its officers, officials, employees, or volunteers is wholly separate from the insurance of the contractor and in no way relieves the contractor from its responsibility to provide insurance. (3) The insurance policy required by this clause must be endorsed to state that coverage will not be canceled by either party, except after thirty (30) days' prior written notice to the City by certified mail, return receipt requested. 4 6-12 (4) Coverage shall not extend to any indemnity coverage for the active negligence of the additional insured L'1 any case where an agreement to indemnilY the additional insured would be invalid under Subdivision (b) of Section 2782 of the Civil Code. (5) Consultant's insurer will provide a Waiver of Subrogation in favor of the City for each required policy providing coverage during the life of this contract. If General Liability, Pollution and/or Asbestos Pollution Liability and/or Errors & Omissions coverage are v.rritten on a claims-made form: (1) The "Retro Date" must be shown, and must be before the date ofth,; contract or the beginning of the contract work. (2) Insurance must be maintained and evidence of insurance must be provided for at least five (5) years after completion of the contract work. (3) If coverage is canceled or non-renewed, and not replaced with another claims-made policy form with a "Retro Date" prior to the contract effective date, the Consultant must purchase "extended reporting" coverage for a minimum of five (5) years after completion of contract work. (4) A copy of the claims reportL'1g requirements must be submitted to the City for review. AcceDtabilitv of Insurers Insurance is to be placed with licensed insurers admitted to transact business in the State of Califomia with a current A.M. Best's rating of no less than A V. If insurance is placed with a surplus lines insurer, insurer must be listed on the State of CaliIomia List of Eligible Surplus Lines Insurers ("LESLl") with a current A.M. Best's rating of no less than A X. Exception may be made for the State Compensation Fund when not specifically rated. Verification of Coverage Consultant shall furnish the City with original certificates and amendatory endorsements effecting coverage required by this clause. The endorsements should be on insurance industry forms, provided those endorsements or policies conform to the contract requirements. All certificates and endorsements are to be received and approved by the City before work commences. The City reserves the right to require, at any time, complete, certified copies of all required insurance policies, inclucTh""1g endorsements evidencing the coverage required by these specifications. Subcontractors 5 6-13 Consultants must include all subconsultants as insureds under its policies or fumish separate certificates and endorsements for each sub consultant. All coverage for subconsultants are subject to all of the requirements included in these specifications. G. Security for Perfonnance (I) Performance Bond In the event that Exhibit A, at Paragraph 18, indicates the need for Consultant to provide a Performance Bond (indicated by a check mark in the parenthetical space inunediately preceding the subparagraph entitled "Performance Bond"), then Consultant shall provide to the City a performance bond in the form prescribed by the City and by such sureties which are authorized to transact such business in the State of California, listed as approved by the United States Department of Treasury Circular 570, http://www.frns.treas.gov/c570, and whose underwriting limitation is sufficient to issue bonds in the amount required by the agreement, and which also satisfy the requirements stated in Section 995.660 of the Code of Civil Procedure, except as provided otherwise by laws or regulations. All bonds signed by an agent must be accompanied by a certified copy of such agent's authority to act. Surety companies must be duly licensed or authorized in the jurisdiction in which the Project is located to issue bonds for the limits so required. Form must be satisfactory to the Risk Manager or City Attomey which amount is indicated in the space adjacent to the term, "Performance Bond", in said Exhibit A, Paragraph 18. (2) Letter of Credit In the event that Exhibit A, at Paragraph 18, indicates the need for Consultant to provide a Letter of Credit (indicated by a check mark in the parenthetical space inunediately preceding the subparagraph entitled "Letter of Credit"), then Consultant shall provide to the City an irrevocable letter of credit callable by the City at their unfettered discretion by submitting to the bank a letter, signed by the City Manager, stating that the Consultant is in breach of the terms of this Agreement. The letter of credit shall be issued by a bank, and be in a form and amount satisfactory to the Risk Manager or City Attomey which amount is indicated in the space adjacent to the term, "Letter of Credit", in said Exhibit A, Paragraph 18. (3) Other Security In the event that Exhibit A, at 'Paragraph 18, indicates the need for Consultfu'1t to provide security other than a Performance Bond or a Letter of Credit (indicated by a check mark in the parenthetical space inunediately preceding the subparagraph entitled "Other Security"),' then Consultant 6 6-14 shall provide to the City such other security therein listed in a form and amount satisfactory to the Risk Manager or City Attorney. H. Business license Consultant agrees to obtain a business license from the City and to otherwise comply ,vith Title 5 of the Chula Vista Municipal Code. 2. Duties of the City A. Consultation and Cooperation City shall regularly consult the Consultant for the purpose of reviewing the progress of the Defmed Services a..TJ.d Schedule therein contained, and to provide direction and guidance to achieve the objectives of this agreement. The City shall permit access to its office facilities, files and records by Consultant throughout the term of the agreement. In addition thereto, City agrees to provide the information, data, items and materials set forth on Exhibit A, Paragraph 9, and with the further understanding that delay in the provision of these materials beyond thirty (30) days after authorization to proceed, shall constitute a basis for the justifiable delay in the Consultant's performance of this agreement. B. Compensation Upon receipt of a properly prepared billing from Consultant submitted to the City periodically as indicated in Exhibit A, Paragraph 17, but in no event more .frequently than monthly, on the day of the period indicated in Exhibit A, Paragraph 17, City shall compensate Consultant for all services rendered by Consultant according to the terms and conditions set forth in Exhibit A, Paragraph 10, adjacent to the governing compensation relationship indicated by a "checkmark" next to the appropriate arrangement, subject to the requirements for retention set forth in Paragraph 18 of Exhibit A, and shall compensate Consultant for out of pocket expenses as provided in Exhibit A, Paragraph 11. All billings submitted by Consultant shall contain sufficient information as to the propriety of the billing to permit the City to evaluate that the amount due and payable thereunder is proper, and shall specifically contain the City's account number indicated on Exhibit A, Paragraph 17(C) to be charged upon making such payment. 3. Administration of Contract Each party designates the individuals ("Contract Administrators") indicated on Exhibit A, Paragraph 12, as said party's contract administrator who is authorized by said party to represent'"them in the routine administration of this agreement. 4. Term 7 6-15 ~--~".,. . This Agreement shall terminate when the Parties have complied with all executory provisions hereof. 5. Liquidated Damages The provisions of this section apply if a Liquidated Damages Rate is provided in Exhibit A, Paragraph 13. It is acknowledged by both parties that time is of the essence in the completion of this Agreement. It is difficult to estimate the amount of damages resulting from delay in performance. The parties have used their judgment to arrive at a reasonable amount to compensate for delay. Failure to complete the Defined Services within the allotted time period specified in this Agreement shall result in the following penalty: For each consecutive calendar day in excess of the time specified for the completion of the respective work assignment or Deliverable, the Consultant shall pay to the City, or have withheld from monies due, the sum of Liquidated Damages Rate provided in Exhibit A, Paragraph 13 ("Liquidated Damages Rate"). Time extensions for delays beyond the Consultant's control, other than delays caused by the City, shall be requested in writing to the City's Contract Administrator, or designee, prior to the expiration of the specified time. Extensions of time, when granted, will be based upon the effect of delays to the work and will not be granted for delays to minor portions of work unless it can be shown that such delays did or will delay the progress of the work. 6. Financial Interests of Consultant A. Consultant is Designated as an FPPC Filer 1f Consultant is designated on Exhibit A, Paragraph 14, as an "FPPC flier", Consultant is deemed to be a "Consultant" for the purposes of the Political Reform Act conflict of interest and disclosure provisions, and shall report economic interests to the City Clerk on the required Statement of Economic Interests in such reporting categories as are specified in Paragraph 14 of Exhibit A, or if none are specified, then as determii,ed by the City Attomey. B. Decline to Participate Regardless of whether Consultant is designated as an FPPC Filer, Consultant shall not make, or participate in making or in any way attempt to use Consultant's position to influence a gove=ental decision in which Consultant knows or has reason to know Consultant has a financial interest other than the compensation promised by this Agreement. 8 6-16 C. Search to Determine Economic Interests Regardless of whether Consultant is designated as an FPPC Filer, Consultant warrants and represents that Consultant has diligently conducted a search and inventory of Consultant's economic interests, as the term is used in the regulations promulgated by the Fair Political Practices Commission, and has determined that Consultant does not, to the best of Consultant's knowledge, have an economic interest which would conflict with Consultant's duties under this agreement. D. Promise Not to Acquire Conflicting Interests Regardless of whether Consultant is designated as an FPPC Filer, Consultant further warrants and represents that Consultant "ill not acquire, obtain, or assume an economic interest during the term of this Agreement which would constitute a conflict of interest as prohibited by the Fair Political Practices Act. E. Duty to Advise of Conflicting Interests Regardless of whether Consultant is designated as an FPPC Filer, Consultant further warrants and represents that Consultant will immediately advise the City Attorney of City if Consultant learns of an economic interest of Consultant's that may result in a conflict of interest for the purpose of the Fair Political Practices Act, and regulations promulgated thereunder. F. Specific Warranties Against Economic Interests Consultant warrants and represents that neither Consultant, nor Consultant's immediate family members, nor Consultant's employees or agents ("Consultant Associates") presently have any interest, directly or indirectly, whatsoever in any property which may be the subject matter of the Defmed Services, or in any property within 2 radial miles from the exterior boundaries of any property which may be the subject matter of the Defmed Services, ("Prohibited Interest"), other than as listed in Exhibit A, Paragraph 14. Consultant further warrants and represents that no promise of future employment, remuneration, consideration, gratuity or other reward or gain has been made to Consultant or Consultant Associates in connection with Consultant's performance of this Agreement. Consultant promises to advise City of any such promise that may be made during the Term of this Agreement, or for twelve months thereafter. Consultant agrees that Consultant Associates shall not acquire any such Prohibited Interest v..'i,thin the Term of this Agreement, or for twelve months after the expiration of this Agreement, except with the written permission of City. 9 6-17 Consultant may not conduct or solicit any business for any party to this Agreement, or for any third party that may be in conflict with Consultant's responsibilities under this Agreement, except with the ",Titten permission of City. 7. Hold Harmless Consultant shall defend, indemnify, protect and hold harmless the City, its elected and appointed 'officers and employees, from and against all claims for damages, liability, cost and eXl'ense (including without limitation attorneys fees) arising out of or alleged by third parties to be the result of the negligent acts, errors or omissions or the willful misconduct of the Consultant, and Consultant's employees, subcontractors or other persons, agencies or firms for whom Consultant is legally responsible in connection with the execution of the work covered by this Agreement, except only for those claims, damages, liability, costs and expenses (including without limitations, attorneys fees) arising from the sole negligence or sole willful misconduct of the City, its officers, employees. Also covered is liability arising from, connected with, caused by or claimed to be caused by the active or passive negligent acts or omissions of the City, its agents, officers, or employees which may be in combination with the active or passive negligent acts or omissions of the Consultant, its employees, agents or officers, or any third party. With respect to losses arising from Consultant's professional errors or omissions, Consultant shall defend, indemnify, protect and hold harmless the City, its elected and appointed officers and employees, from and against all claims for damages, liability, cost and expense (including without limitation attorneys fees) except for those claims arising from the negligence or willful misconduct of City, its officers or employees. Consultant's indemnification shall include any and all costs, expenses, attorneys fees and liability incurred by the City, its officers, agents or employees in defending against such claims, whether the same proceed to judgrllent or not. Consultant's obligations under this Section shall not be limited by any prior or subsequent declaration by the Consultant. Consultant's obligations under this Section shall survive the termination of this Agreement. For those professionals who are required to be licensed by the state (e.g. architects, landscape architects, surveyors and engineers), the following indemnification provisions should be utilized: (1) Indemnification and Hold Harmless Agreement With respect to any liability, including but not limited to claims asserted or costs, losses, attorney fees, or payments for injury to any person or property caused or claimed to be caused by the acts or omissions of the Consultant, or Consultant's employees, agents, and officers, arising out of any services performed involving this project, except liability for Professional Services covered under Section 7.2, the Consultant agrees to defend, indemnify, protect, and hold harmless the City, its 10 6-18 agents, officers, or employees from and against all liability. Also covered is liability arising from, connected with, caused by, or claimed to be caused by the active or passive negligent acts or omissions of the City, its agents, officers, or employees which may be in combination with the active or passive negligent acts or omissions of the Consultant, its employees, agents or officers, or any third party. The Consultant's duty to indemnify, protect and hold harmless shall not include any claims or liabilities arising from the sole negligence or sole willful misconduct of the City, its agents, officers or employees. This section in no way alters, affects or modifies the Consultant's obligation and duties under Section Exhibit A to this Agreement. (2) Indemnification for Professional Services. As to the Consultant's professional obligation, work or services involving this Project, the Consultant agrees to indemnify, defend and hold harmless the City, its agents, officers and employees from and against nny and all liability, claims, costs, and damages, including but not limited to, attorneys fees, that arise out of, or pertain to, or relate to the negligence, recklessness or willful misconduct of Consultant and its agents in the performance of senices under this agreement, but this indemnity does not apply liability for damages for death or bodily injury to persons, injury to property, or other loss, arising from the sole negligence, willful misconduct or defects in design by City or the agents, servants, or independent contractors who are directly responsible to City, or arising from the active negligence of City. 8. Termination of Agreement for Cause if, through any cause, Consultant shall fail to fulfill in a timely and proper manner Consultant's obligations under this Agreement, or if Consultant shall violate any of the covenants, agreements or stipulations of this Agreement, City shall have the right to terminate this Agreement by giving 'NTItten notice to Consultant of such termination and specifying the effective date thereof at least five (5) days before the effective date of such termination. In that event, all fmished or unfmished documents, data, studies, surveys, drawings, maps, reports and other materials prepared by Consultant shall, at the option of the City, become the property of the City, and Consultant shall be entitled to receive just and equitable compensation for any work satisfactorily completed on such documents and other materials up to the effective date of Notice of Termination, not to exceed the amounts payable hereunder, and less any damages caused City by Consultant's breach. 9. Errors and Omissions In the event that the City Administrator determines that the Consultants' negligence, errors, or omissions in the performance of work under this Agreement has resulted in expense to City greater than would have resulted if there were no such negligence, errors, omissions, Consultant shall reimburse City for any 'additional expenses incurred by the City. Nothing herein is intended to limit City's rights under other prm,isions of this agreement. 11 6-19 .' _..,._.,...~-"~....."~'" 10. Termination of Agreement for Convenience of City City may terminate this Agreement at any time and for any reason, by glVll1g specific written notice to Consultant of such termination and specifying the effective date thereof, at least thirty (30) days before the effective date of such termination. In that event, all fll1ished and unfmished documents and other materials described hereinabove shall, at the option of the City, become City's sole and exclusive property. If the Agreement is terminated by City as provided in this paragraph, Consultant shall be entitled to receive just and equitable compensation for any satisfactory work completed on such documents and other materials to the effective date of such termination. Consultant hereby expressly waives any and all claims for damages or compensation arising under this Agreement except as set forth herein. 11.Assignability The services of Consultant are personal to the City, and Consultant shall not assign any interest in this Agreement, and shall not transfer any interest in the same (whether by assignment or notation), without prior written consent of City. City hereby consents to the assignment of the portions of the Defined Services identified in Exhibit A, Paragraph 16 to the subconsultants identified thereat as "Permitted Su bconsultants" . 12. Ownership, Publication, Reproduction and Use of Material All reports, studies, information, data, statistics, forms, designs, plans, procedures, systems and any other materials or properties produced under this Agreement shall be the sole and exclusive property of City. No such materials or properties produced in whole or in part under this Agreement shall be subject to private use, copyrights or patent rights by Consultant in the United States or in any other country without the express written consent of City. City shall have unrestricted authority to publish, disclose (except as may be limited by the provisions of the Public Records Act), distribute, and otherwise use, copyright or patent, in whole or in part, any such reports, studies, data, statistics, forms or other materials or properties produced under this Agreement. 13. Independent Contractor City is interested only in the results obtained and Consultant shall perform as an independent contractor Vvith sole control of the manner and means of performing the services required under this Agreement. City maintains the right only to reject or accept Consultant's work products. Consultant and any of the Consultant's agents, employees or repre~entatives are, for all purposes under this Agreement, an independent contractor and shall not be deemed to be an employee of City, and none of them shall be entitled to any benefits to which City employees are entitled including but not limited to, overtime, retirement benefits, worker's compensation benefits, injury leave or other leave benefits. Therefore, City will not withhold state or federal 12 6-20 income tax, social security tax or any other pay Toll tax, and Consultant shall be solely responsible for. the payment of same and shall hold the City hannless with regard thereto. 14.Administrative Claims Requirements and Procedures No suit or arbitration shall be brought arising out of this agreement, against the City unless a claim has first been presented in writing and filed with the City and acted upon by the City in accordance with the procedures set forth in Chapter 1.34 of the Chula Vista Municipal Code, as same may from time to time be amended, the provisions of which are incorporated by this reference as if fully set forth herein, and such policies and procedures used by the City in the implementation of same. Upon request by City, Consultant shall meet and confer in good faith with City for the purpose of resolving any dispute over the terms of this Agreement. 15.Attorney's Fees Should a dispute arising out of this Agreement result in litigation, it is agreed that the prevailing party shall be entitled to a judgment against the other for an amount equal to reasonable attorney's fees and court costs incurred. The "prevailing party" shall be deemed to be the party who is awarded substantially the relief sought. 16. Statement of Costs In the event that Consultant prepares a report or document,' or participates in the preparation of a report or document in performing the Defined Services, Consultant shall include, or cause the inclusion of, in said report or document, a statement of the numbers and cost in dollar amounts of all contracts and subcontracts relating to the preparation of the report or document. 17. Miscellaneous A. Consultant not authorized to Represent City Unless specifically authorized in writing by City, Consultant shall have no authority to act as City's agent to bind City to any contractual agreements whatsoever. B. Consultant is Real Estate Broker and/or Salesman If the box on Exhibit A, Paragraph IS is marked, the Consultant and/or their principals is/ are licensed \Vith the State of California or some other state as a licensed real estate broker or salesperson. Otherwise, Consultant represents that neither Consultant, nor their principals are licensed real estate brokers or salespersons. C. Notices 13 6-21 All notices, demands or requests provided for or permitted to be given pursuant to this Agreement must be in writing. All notices, demands and requests to be sent to any party shall be deemed to have been properly given or served if personally served or deposited in the United States mail, addressed to such party, postage prepaid, registered or certified, with rerum receipt requested, at the addresses identified herein as the places of business for each of the designated parties. . D. Entire Agreement This Agreement, together with any other written document referred to or contemplated herein, embody the entire Agreement and understanding between the parties relating to the subject matter hereof. Neither this Agreement nor any provision hereof may be amended, modified, waived or discharged except by an instrument in writing executed by the party against which enforcement of such amendment, waiver or discharge is sought. E. Capacity of Parties Each signatory and party hereto hereby warrants and represents to the other party that it has legal authority and capacity and direction from its principal to enter into this Agreement, and that all resolutions or other actions have been taken so as to enable it to enter into this Agreement. F. Governing LawNenue This Agreement shall be govemed by and construed in accordance with the laws of the State of California. Any action arising under or relating to this Agreement shall be brought only in the federal or state courts located in San Diego County, State of California, and if applicable, the City of Chula Vista, or as close thereto as possible. Venue for this Agreement, and perfonnance hereunder, shall be the City of Chula Vista. (End of page. Next page is signature page.) 14 6-22 AGREEMENT BETWEEN CITY OF CHULA VISTA AND COMMUNITY HOUSINGWORKS FOR , MANAGEMENT OF A FIRST TIME HOMEBUYER DOWN PAYMENT AND CLOSING COST ASSISTANCE PROGRAM IN WITNESS WHEREOF, City and Consultant have executed this Agreement thereby indicating that they have read and understood same, and indicate their full and complete consent to its terms: Dated: ! / 1 ~3/D7 , ~ . ~ ~!.J.P? Susan Bigelow.'tity lerk !r (01.' Dated: J / 8 If D'J- I . /l~ ~'- unity Housing Exhibit list to Agreement (X) Exhibit A. 15 6-23 ~~_.~ Exhibit A To AGREEMENT BETWEEN CITY OF CHULA VISTA AND. COMMUNITY HOUSINGWORKS 1. Effective Date of Agreement: August 1, 2007 2. City-Related Entity: (X) City of Chula Vista, a municipal chartered corporation of the State of California ) Redevelopment Agency of the City of Chula Vista, a political subdivision of the State of California ( ) Industrial Development Authority of the City of Chula Vista, a ( ) Other: form] , a [insert business ("City") 3. Place of Business for City: City of Chula Vista 276 Fourth Avenue Chula Vista, CA 91910 4. Consultant: Community HousingWorks 5. Business Form of Consultant: ( ) Sole Proprietorship ( ) Partnership (X) Corporation 16 6-24 6. Place of Business, Telephone and Fax Number of Consultant: 4305 University Avenue, Suite 550 San Diego, California 92105 Voice Phone: (619) 282-6647 Fax Phone: (619) 640-7119 7. General Duties: Consultant shall provide management of the City's First Time Homebuyer Downpayment and Closing Cost Assistance Program in accordance with HOME Investment Partnership Program City requirements. Consultant shall additionally set-up and service loans under the program. 8. Scope of Work and Schedule: A. Detailed Scope of Work: Consultant shall provide neighborhood outreach via flyers and brochures in various locations of high civic traffic in the City of Chula Vista on a quarterly basis. In addition, the consultant shall include materials on the Chula Vista program in their County-wide marketing materials, event participation and orientation seminars. Consultant shall continue to provide their 8+hour HUD and Neighborworks Certified Home Buyer Education in English and Spanish for interested residents of Chula Vista, with an increase of at least two classes per year in a Chula Vista location. Consultant shall continue to provide Pre and Post-Purchase Counseling to residents of Chula Vista. The consultant shall monitor all Chula Vista loan program portfolio clients and provide specialized outreach for loss mitigation and homeownership preservation. Consultant shall administer the Chula Vista HOME funds loan program according to the program guidelines, including but limited to: ranking applications for the program, underwriting, loan document preparation and loan closing. The consultant shall further provide one-on-one in person client intake and applications for the Chula Vista down-payment assistance applicants. Consultant shall service the loans made on behalf of Chula Vista through this program according to standard loan servicing policies and procedures, including but not limited to: monthly/annual statements to borrowers, 17 6-25 " ~--._,,__ ___=..". "". '",.,c.:_'~,::,--,,--,,- ,.-C"~r:::::; annual tax statements for interest paid, investor reporting and recording via Loan Base loan servicing software platform (exports to Excel as well). Consultant shall further provide annual monitoring and reporting for owner occupancy, as well as all pay-ofts, subordinations, safe-deposit original documents and annual public/investor audits. Consultant shall service all other loans that the City forwards to the Consultant for an additional fee. , Consultant shall provide quarterly reports on the outreach, education, and counseling services provided. B. Date for Commencement of Consultant Services: (X) Same as Effective Date of Agreement ( ) Other: C. Dates or Time Limits for Delivery of Deliverables: Deliverable No.1: Deliverable No.2: Deliverable NO.3: D. Date for completion of all Consultant services: July 31,2008 This agreement may also be extended by mutual agreement for up to five years, in one-year increments. 9. Materials Required to be Supplied by City to Consultant: List of applicants on the waiting list, existing application, program guidelines, and all public information documentation. 10. Compensation: A. ( ) Single Fixed Fee Arrangement.3 3 The difference between a single fixed fee amount with phased payments and a phased fixed fee amount is that, in a single fixed fee amount all of the work is required for all of the compensation. Payments are phased to help with consultant cash flow. In a phased fixed fee arrangement, the City has the authority to cancel or require performance under 18 6-26 For performance of all of the Defined Services by Consultant as herein required, City shall pay a single fixed fee in the amounts and at the times or milestones or for the Deliverables set forth below: Single Fixed Fee Amount: , payable as follows: Milestone or Event or Deliverable Amount or Percent of Fixed Fee ( ) 1. Interim Monthly Advances. The City shall make interim monthly advances against the compensation due for each phase on a percentage of completion basis for each given phase such that, at the end of each phase only the compensation for that phase has been paid. Any payments made hereunder shall be considered as interest free loans that must be returned to the City if the Phase is not satisfactorily completed. If the Phase is satisfactorily completed, the City shall receive credit against the compensation due for that phase. The retention amount or percentage set forth in Paragraph 19 is to be applied to each interim payment such that, at the end of the phase, the full retention has been held back from the compensation due for that phase. Percentage of completion of a phase shall be assessed in the sole and unfettered discretion by the Contracts Administrator designated herein by the City, or such other person as the City Manager shall designate, but only upon such proof demanded by the City that has been provided, but in no event shall such interim advance payment be made unless the Contractor shall have represented in writing that said percentage of completion of the phase has been performed by the Contractor. The practice of making interim monthly advances shall not convert this agreement to a time and materials basis of payment. B. (X) Phased Fixed Fee Arrangement. For the performance of each phase or portion of the Defined Services by Consultant as are separately identified below, City shall pay the fixed fee associated with each phase of Services, in the amounts and at the times or milestones or Deliverables set forth. Consultant shall not commence Services under any Phase, and shall not be entitled to the compensation for a Phase, unless City shall have issued a notice to proceed to Consultant as to said Phase. Phase Fee for Said Phase 1. Loan closing $ 1,250 subsequent phases, so that the compensation is due just for the phase of work required, and not for the total amount. 19 6-27 .__r__~.."..~..._ _....._.....;..., 2. 3. Setup fees $ 250 $ ( ) 1. Interim Monthly Advances. The City shall make interim monthly advances against the compensation due for each phase on a percentage of completion basis for each given phase such that, at the end of each phase only the compensation for that phase has been paid. Any payments made hereunder shall be considered as interest free loans that must be returned to the City if the Phase is not satisfactorily completed. If the Phase is satisfactorily completed, the City shall receive credit against the compensation due for that phase. The retention amount or percentage set forth in Paragraph 19 is to be applied to each interim payment such that, at the end of the phase, the full retention has been held back from the compensation due for that phase. Percentage of completion of a phase shall be assessed in the sole and unfettered discretion by the Contracts Administrator designated herein by the City, or such other person as the City Manager shall designate, but only upon such proof demanded by the City that has been provided, but in no event shall such interim advance payment be made unless the Contractor shall have represented in writing that said percentage of completion of the phase has been performed by the Contractor. The practice of making interim monthly advances shall not convert this agreement to a time and materials basis of payment. C. ( ) Hourly Rate Arrangement For performance of the Defined Services by Consultant as herein required, City shall pay Consultant for the productive hours of time sRent by Consultant in the performance of said Services, at the rates or amounts set forth in the Rate Schedule herein below according to the following terms and conditions: (1) ( ) Not-to-Exceed Limitation on Time and Materials Arrangement Notwithstanding the expenditure by Consultant of time and materials in excess of said Maximum Compensation amount, Consultant agrees that Consultant will perform all of the Defined Services herein required of Consultant for $ , including all Materials, and other "reimbursables" ("Maximum Compensation"). (2) ( ) Limitation without Further Authorization on Time and Materials Arr<mgement At such time as Consultant shall have incurred time and materials equal to ("Authorization Limit"), Consultant shall not be 20 6-28 entitled to any additional compensation without further authorization issued in writing and approved by the City. Nothing herein shall preclude Consultant from providing additional Services at Consultant's own cost and expense. Rate Schedule' Cateqorv of Emolovee Name of Consultant Hourly Rate $ $ $ $ $ ( ) Hourly rates may increase by 6% for services rendered after [month], 20_, if delay in providing services is caused by City. 11. Materials Reimbursement Arrangement For the cost of out of pocket expenses incurred by Consultant in the performance of services herein required, City shall pay Consultant at the rates or amounts set forth below: (x) None, the compensation includes all costs. Cost or Rate $ $ $ $ $ $ () Reports, not to exceed $ () Copies, not to exceed $ () Travel, not to exceed $ () Printing, not to exceed $ () Postage, not to exceed $ () Delivery, not to exceed $ 4 This section should be .completed in all cases-if the main compensation scheme is a "time and materials arrangement" or for the purposes of requiring Additional Services. 21 6-29 - - ~. .~_.--.-~,--- () Long Distance Telephone Charges, not to exceed $ () Other Actual Identifiable Direct Costs: , not to exceed $ , not to exceed $ $ $ $ $ 12. Contract Administrators: City: Amanda Mills, Housing Manager, Consultant: Gabe del Rio, Vice President of Lending 13. Liquidated Damages Rate: ( ) ( ) $ Other: per day. 14. Statement of Economic Interests, Consultant Reporting Categories, per Conflict of Interest Code: (X) Not Applicable. Not an FPPC Filer.7 ( ) FPPC Filer ( ) Category NO.1. Investments and sources of income. ( ) Category NO.2. Interests in real property. ) Category NO.3. Investments, interest in real property and sources of income subject to the regulatory, permit or licensing authority of the department. ) Category NO.4. Investments in business entities and sources of income that engage in land development, construction or the acquisition or sale of real property . 7 If Consultant, in the performance of its services under this agreement (1) conducts research and arrives at conclusions with respect to its rendition of information, advice, recommendations or counsel independent of the control and direction of the City or of any City official, other than normal contract monitoring; and (2) possesses no authority with respect to any City decision beyond the rendITion of information, advice, recommendations or counsel, Consultant should not be designated as an FPPC Filer. 22 6-30 ) Category NO.5. Investments in business entities and sources of income of the type which, within the past two years, have contracted with the City of Chula Vista (Redevelopment Agency) to provide services, supplies, materials, machinery or equipment. .( ) Category NO.6. Investments in business entities and sources of income of the type which, within the past two years, have contracted with the designated employee's department to provide services, supplies, materials, machinery or equipment. ) Category NO.7. Business positions. / ( ) List "Consultant Associates" interests in real property within 2 radial miles of Project Property, if any: 15. ( ) Consultant is Real Estate Broker and/or Salesman 16. Permitted Subconsultants: 17. Bill Processing: A. Consultant's Billing to be submitted for the following period of time: (X) Monthly ( ) Quarterly ( ) Other: B. Day of the Period for submission of Consultant's Billing: 23 6-31 .~~~,~ ( ) First of the Month ( ) 15th Day of each Month (X) End of the Month ( ) Other: C. City's Account Number: 18. Security for Performance ( ) Performance Bond, $ ( ) Letter of Credit, $ ( ) Other Security: Type: Amount: $ ( ) Retention. If this space is checked, then notwithstanding other provisions to the contrary requiring the payment of compensation to the Consultant sooner, the City shall be entitled to retain, at their option, either the following "Retention Percentage" or "Retention Amount" until the City determines that the Retention Release Event, listed below, has occurred: ( ) Retention Percentage: ( ) Retention Amount: $ % Retention Release Event: ( ) Completion of All Consultant Services ( ) Other: 24 6-32 FIRST AMENDMENT TO THE AGREEMENT BETWEEN THE CITY OF CHULA VISTA Al'lD COMMUNITY HOUSING WORKS For Management of a First Time Homebuyer Dovmpayment and Closing Costs Assistance Program RECITALS A. The City ofChula Vista ("City") and Community HousingWorks ("Consultant") (collectively, the "Parties") entered into to an agreement dated August 23,2007, for Management of a First Time Homcbuyer Dovmpayment and Closing Cost Assistance Program (the "Agreemenf'). B. Pursuant to that Agreement, Consultant agreed to administer the City's HOME Investment Partnership Program funds loan program in accordance with HOME requirements including, but not limited to, underwriting loans for first-time homebuyers, servicing the loans, and providing monitoring and reporting services. C. Consultant offers an innovative pilot program that would provide an incentive for low-income families wishing to enter the homeownership market to purchase vacant foreclosed property. D. The City wishes to add this program to its scope of work under the Agreement TI1e City and Consultant agree as follows: AGREEEMENT 1. Exhibit A, Paragraph 7, General Duties, at the end of the paragraph, add the following: "Consultant shall provide management for the Pilot Homeovmer Program for Real Estate Owned (REO) foreclosed properties in accordance with HOME Investment Partnership Program City requirements." 2. Exhibit A. Paragraph 8. Scope of Work and Schedule, A. Detailed Scope ofWark, after the last paragraph, add the following: "Consultant shall administer the Pilot Homeowner Program for REO foreclosed properties using the similar guidelines as the City's Dovmpayment and Closing Cost Assistance Program. 6-j3 - -"~...= Consultant shall identify first time low-income homebuyers (those families earning less than 80% of the Area Median Income) that wish to purchase vacant foreclosed properties at a negotiated price. Consultant understands that $300,000 in HOl'vfE funds are available for assistance of up to $30,000 for each homebuyer purchasing an REO foreclosed property. This allocation is in addition to the original program allocation of $500,000." 3. Exhibit A, Paragraph 8. Scope of Work and Schedule, B. Date for Commencement of Consultant Services, add the following: "The Effective Date of this First Amendment is June 17, 2008." 4. Exhibit A, Paragraph 8. Scope of Work and Schedule, D. Date for completion of all Consultant services, delete "July 31,2008" and replace with "June 30, 2009". Delete "This agreement may also be extended by mutual agreement for up to five years, in one- year increments." and replace with "This Agreement may be extended by mutual agreement, and upon the written approval of the City Manager, for up to four additional one-year terms," 5. Exhibit A, Paragraph 8. Scope of Work and Schedule, B.3. Compensation, add the following: REO Program Set-Up $1,500. All other terms of the Agreement shall remain in full force and effect. [Next Page is Signature Page.] 2 6-34 SIGNA TlJ'REP AGE. FIRST AMEi'I'Dl\ffiNT TO. uiE AGR}:.El'ilENTBETWEEN THE CITY OF CIIULA VISTA' " AND coMi\rrJNT[Y HOU"SING WORKS For Managel'nent Of a Fir'st Tim..c HomebuycrDow'npaymeilt an.<l Closing Costs AssistariceProgram TN WITNESS WHEREOF; CitY and Consultant .have executed this First Amendnienf to theAgreeinent indicatingthat they have read and.understood the.FirstAp1endmcnt and indicate their full and coniplete consent'to its terms: Dated: rb ;19 ,.20Q8 , CitY of C:hulaVista , ..~ . Gar" ia, -City M~nagef Approved as to forni: .i n ,- /. ..":"9 .. i:....-(70"~ C~.J (L/( /v- _~':t-'J ~''- Bart G, Miesfeld, Interim.City Art ' ey 'Dated: ,( if ~ Fy/IJ (c:J; 1.1 ' ( .ExhibltListto First ',<\rnendmentto Agreement: (X) Agreerrierit 'between the City of Qhula Vista and Community HousingWqrksdated AiJgust 23, 2001' J:\Altorney\ruSAIA.GREEMENTS\Community Housin'gWO'rks FirSt AmendmentFrNAL6-1 r..O.8,doc 3 6-35 - SECOND AMENDMENT TO THE AGREEMENT BETWEEN THE CITY OF CHULA VISTA AND COlVIMUNITY HOUSING WORKS For Management of a First Time Homebuyer Downpayment and Closing Costs Assistance Program RECITALS A. The City of Chula Vista ("City") and Community HousingWorks ("Consultant") (collectively, the "Parties") entered into an initial agreement, dated August 23,2007, and a First Amendment on June 19, 2008 for Management of a First Time Homebuyer Downpayment and Closing Cost Assistance Program (the "Agreement"). B. Pursuant to that Agreement, Consultant agreed to administer the City's HOME Investment Partnership Program funds loan program in accordance with HOME requirements including, but not limited to, underwriting loans for first-time homebuyers, servicing the loans, and providing monitoring and reporting services. C. The City amended its 2008-2009 Annual Action Plan to receive CDBO Neighborhood Stabilization Program (NSP) funds from the Department of Housing and Urban Development ("HUD") and desires to use a portion of the NSP funds for a Neighborhood Stabilization First Time Homebuyer (NS FTHB) Program. D. The City's Action Plan amendment has been approved by HUD. In anticipation of receiving the grant agreement from HUD, the City wishes to add administration of the NS FTHB Program to the scope of work under the Agreement. AGREEMENT The Parties agree as follows: 1. This Second Amendment is contingent on: (i) the City entering into a grant agreement with HUD for the NSP Program; and (ii) the City appropriating the necessary funds to administer the NSP Program 2. This Second Amendment shall be effective on the later of the following dates: (i) execution of this Second Amendment by the City; or (ii) satisfaction of the contingencies se,t forth in paragraph 1., above. 3. The Agreement shalt be amended as follows: 1 6-36 a. Exhibit A, Paragraph 7, "General Duties," at the end of the paragraph, add th~ following: "Consultant shall provide management for the new Neighborhood Stabilization First Time Homebuyer (NS FTHB) Program for Real Estate Owned (REO) foreclosed properties in accordance with City and Department of Housing and Urban Development Department ("HUD") requirements." b. Exhibit A, Paragraph 8. "Scope of Work and Schedule, A. Detailed Scope of Work.,: after the last paragraph, add the following: "Consultant shall administer the City's NS FTHE Program for REO foreclosed properties using the City's NS First Time Homebuyer Program Guidelines, in compliance with HUD regulations of the Neighborhood Stabilization (NSP) funds and in accordance with the City's NSP requirements described in the NSP Manual, NSP Amendment to the City's 2008/2009 Action Plan, as well as the regulatory requirements of Federal Registry Notice 73 FR 58330. Consultant shall process applications for City loans for fIrst time low- income and moderate income homebuyers (those families earning less than 120% of the Area Median Income) that wish to purchase vacant foreclosed REO properties at a discounted negotiated price. Consultant understands that an additional $1,547,064 in NSP funds and $452,936 in HO!vlE funds are available for assistance of up to $40,000 for each moderate-income homebuyer purchasing an REO foreclosed property using NSP funds, and up to $70,000 for each low-income homebuyer purchasing an REO foreclosed property using HOME funds or NSP funds. This allocation is in addition to the previous HOME fund allocations of $500,000 and $300,000 to assist low-income fIrst time homebnyers. Consultant understands City's NSP and HOME funding requirements for First Time Homebuyer activities. City further describes the use of NSP and HOME funds, Program Requirements, and Duration of Agreement in Exhibit B, attached, Consultant shall identifY and corrunit NSP funds for at least 40 First Time homebuyers. Consultant shall close 20 of those loans and/or expend 50% of the NSP funds by December 31, 2009; Consultant shall commit the remaining funds by August 31, 20]0. Consultant shall conduct initial FiTst Time Homebuyer Education Classes (Spanish and English), Realtor and Lender Training Classes as needed to meet the deliverable requirements in Paragraph 8. C. below. 2 6-37 Consultant understands that it is subject to the requirements of Department of Housing and Urban Development (Federal Register) Notice of Allocations, Applications Procedures, Regulatory Waivers Granted to and Alternative Requirements for Emergency Assistance for Redevelopment of Abandoned and Foreclosed Homes Grantees under the Housing and . Economic Recovery Act of 2008, the City of Chula Vista's NS First Time Hornebuyer Program guidelines, City's NSP Plan submitted to the Department of Housing and Urban Development, Neighborhood Stabilization Program regulations found in Title III of Division B of the Housing and Economic Recovery Act of 2008, and 24 CFR Part 570 Community Development Block Grant program for Entitlement Communities. Consultant shall administer the City's First Time Homebuyer Program for low-income families in accordance with the City's HOME requirements and regulatory requirements at 24 CFR Part 92. Consultant will commit and expend the initial $800,000 of HOME funds within 24-months after original agreement date of August 23, 2007. The additional allocation of $452,936 in HOME funds must be committed and expended within 24 months of the date of appropriation. Consultant understands that it is subject to requirements of the City of Chula Vista's HOME First Time Homebuyer Program guidelines, and 24 CFR Part 92 HOME Investment Partnership Program." c. Exhibit A, Paragraph 8. "Scope of Work and Schedule, C. Dates of Time Limits for Delivery of Deliver ables," add the following: "Deliverable No.1: Consultant shall close 20 First Time Homebuyer loans and/or commit and expend 50% of the NSP funds by December 31, 2009. Deliverable No.2: Consultant shall commit and expend all remaining NSP funds by August 31,2010. Deliverable No.3: Consultant shall commit and expend all HOME funds within 24 months of the date of appropriation." d. Exhibit 1, Paragraph 8, "Scope of Work and Schedule, D. Date for Completion of all Consultant Services," replace with the following: "August 31, 20'10 This Agreement may also be extended by mutual agreement of the Parties for up to five years in one year increments. The City's Purchasing 3 6-38 Agent is authorized to negotiate and enter into such extensions to this Agreement on behalf of the City". e. Exhibit A, Paragraph lO. "Compensation, B. Phased Fixed Fee ,A,rrangemcnt.3.," add the following: "a. REO Program Set-Up and Closing Fee: $1,500 per Loan Closing. b. NSP Program Set-Up and Closing Fee: $],500 per Loan Closing. c. Annual Fee of $9,000 to administer all ofthe City's First Time Hornebuyer Programs including HOI\1E and NSP, beginning with the I" Amendment through August 31, 20 I 0". f. Delete paragraph 5., of the First Amendment. All other terms of the Agreement shall remain in full force and effect. [Next Page is Signature Page.] 4 6-39 SIGNATURE PAGE SECOND A.iVIEl'mMENT TO'rnE AGREEMENT BETWEEN THE CITY OFCHULAVISTA A1~D COMM1JNITY HOUSING WORKS For Management ofa FirstTime Homebu'yer Downpaymerit and Clo~ing Costs, Assistance Program IN WITNESS WHEREOF, City and Consultant have executed this Second Amendment to the Agreement indicating that they have read and understood the Second Amendment and indicate their full and complete~OIisentto its terms: Dated: ~l 17 ,2009 City ofChula Vista " W:'tC'rt(JJrf/ Attesy.; /11!~ Jf{~ , Sandoval, City Manager Donna Noms, City Clerk " ApEToved as to, om1!\" fi ) /'''''''\ . ,,'J iA//.4L, , ' ':. j- i\I/CV:- rBfu1'-C.iM1es)g'JI I'" Attotney. \1,1'\. 'r '" V 'J " Dated: (9-( ;;-<; !J,OoCt.- Exhibit List to Second Amendment to Agreement: pxhibit A: Agreement; betWeen the City orChula, Vistagnd Community Housing\y(jrks dated August 23, 2007, and Amendment dated June 17,2008. ExhilJit B:Neighborhood Stabilization Funds and HOME Investment I'arm,:rship Funds SOurce of Funds, Side by Side COInparison bfHomebuyet Assistance Requirements 5 6-40 EXHIBIT B J\"EIGHBORHOOD STABILIZATION PROGRAM (NSP) A1'<D HOIVTE INVESTlVlENT PARTNERSHIPS PROGRAM (HOrvIE) SOURCE OF FUNDS SIDE-BY-SlDE COMYARlSON OF HOMEBUYER ASSISTA1"iCE PROGRAM REQUJRE1VlENTS I CITY !\'EIGHBORHOOD CITY HOiVTE , STABiLIZATION PROGRAM PROGRAM 81-120% ofthe Area , i INCOME LIMITS Median Income , (USING STATE OF (using State of I Below 80% oftbe Below 80% ofthe i Area Median Income Area Median [ncome CALIFORi\'1A) California income ! limits) i i ELIGIBLE Must be "first-time'l i Must be "first-time" Must be "first-tin1e" HOMEBUYERS 1 I 1 1 bomebuyer !. bomebuyer bomebuyer , Must attend a HUD Must attend a HUD Must attend a HUD i HOMEBUYER approved 8 bour approved 8 hour approved 8 hour EDUCATION bomebuyer bomebuyer homebuyer education course education course education course Vacant Foreclosed ! Vacant Foreclosed Vacant Property ELIGIBLE Property (townhome, I Property (townhome, (townhome, PROPERTY condominium, or i condominium, single condominium, single i single family home) i family bome) . family home). Shared Equity for a ! Shared Equity for a Shared Equity for a AFFORDABILITY minimum of 15 years i minimum of 15 years minimum of 15 years (must be repaid) ! (must be repaid) (must be repaid) TARGET AREAS NSP eligible target I NSP eligible target Citywide , areas i areas Subject to 95% of Subject to 95% of Subject to HOME PURCIL\SE PRICE Median value as Median value as program 95% of 1 2 Median value as determined by HUD detemlined by HUD 2 determined bv HUD PURCHASE In accordance with ! In accordance 'Wi th Not subj ect to City's approved ! City's approved DISCOUNT methodology i methodology discount Must meet ORA i Must meet URA Appraisal obtained APPRAISAL requirements at 49 I requirements at 49 CFR Pat1 74.103 i CPR Part 24.103 by Lender Direct i . Downpayment I Direct ELIGIBLE USE(S) homeoM1ersbip i bomeoM1ership Assistance (no OF FUNDS . rehabilitation) 3 i. J assistance I aSSistance 92.754 Exhibit 8 Communiiy HousingWorks Second Contract Amendment Page B-1 of 3 6-41 EXHIBIT B (Contil)ued) Must commit and Must commit and expend NPS funds expend NSP funds Must commit HOME EXPEl'.'DITURE within 18 months within 18 months funds within] 2 REQUJREMEl'.'TS (i.e. have (i.e. have months homebuyers close homebuyers close escrow) escrow) Subject to City's Subjectto City's Subject to City's ASSISTANCE CAPS NSP maximum (CALCULATE NSP maximum subsidy of up to HOME program subsidy of up to limit of up to "GAP $40,000 (of which $70,000 (of which $70,000 for a REO FINANCING") $24,999 may be used $24,999 may be used and $40,000 for any NEEDED TO for rehabilitation for rehabilitation other property. I ACQUffiE/REHABl Assistance). cannot assistance). Assistance cannot Assistance cannot I LITATE , PROPERTY exceed 40% of exceed 40% of exceed 40% of purchase price i purchase price purchase price DOWNPAYMENT 3% of buyers funds i 3 % of buyers funds 3% buyers funds REQulRED URA VOLUNTARY , 4 4 4 ACQUJSTTONS Subject to URA Subject to URA Subject to URA ONLY PROGRAM Retained by the City Retained by the City Retained by the City , 5 , INCOME of Chula Vista of Chula Vista of Chula Vista Housing and Housing and Economic Recovery Economic Recovery 24 CFR part 92 Act 2008 and Act 2008 and HOME regulations, REGULATIONS correlated eligible correlated eligible Office of activities for the activities for the Management and CDBG entitlement CDBG entitlement Budget (OMB regulations, as regulations, as Circulars) 6 , appropriate. appropriate. 2008 Action Plan 2008 Action Plan 2008 Action Plan CONSOLIDATED Amendment Amendment address the use of addressed the use of addressed the use of HOME funds for the PLAi" these FY 2008 NSP these FY 2008 NSP Production of funds funds Affordable Housing I .First Time Homebuyer is defined as not having owned real property within the last three years. z Home Program. Regulations set these maximum value and are updated periodically. hno-:!/www.h ud. ~ov loffices/cpd/affordablehousinajprollTams/hornellimits/maxnrice.cfm 3 Direct Homeownership Assrstance refers to the City's Shared Equity Loan/ Silent Soft Second Assistance program eligible under Financing Mechanism tmder the Housing Emergency Recovery Act (HERA) of 2008 for direct bomeownership assistance under 570.201(n) allows NSP (CDBG) funding ro: Provide up to 50% of required downpa)TIlent; pay reasonable closing costs, provide principal VtrIte-down assistance; subsidize interest rates; finance acquisition, and assist homebuyers with private mortgage insurance. Exhibit B Community HousingWorks Second Contract Amendment 6-42 Page B-2 of 3 ExrUBIT B (Continued) 4 URA is defined as Ulliform Relocation Act of 1970. as amended. . . Program Income is defined a.o;; any recapture of the initial City Investment pius shared equity and/or imerest due per the promissory note and Deed of Trust. 6 NSP funds were allocated per the Housing and Economic Recovery Act 2008 Neighborhood Stabilization Program Regulations 73 FR 58330. Correlated eiigible activities for the CDBG entitlement regulations are found at 24 CFR Part 570 & subparts A, C. D, J, K. and 0, as appropriate. NOTE: They City's Neighborhood Stabilization First-Time Hornebuyer Program was desib'11ed using the Department of Housing and Urban Development Federal Register Vol. 73 No. 104 Monday: October 6, 2008 Notjce of Allocations, Appllcation Procedures, Regulator:' \Vajver~ Granted to and Alternative Requirements for Emergency Assistance for Redevelopment of Abandoned and Foreclosed Homes Grantees Under the Housing and Economic Recovery Act, 2008; Notice City's First Time Homebuyer Program Manual for }JSP a..'1d HOIvfE describes the program requirements. Exhibit B Community HousingWorks Second Contract Amendment Page B-3 of 3 6-43 __,,_'.u_.~.-=oo-.:"""" Attachment 2 AMENDED EXHIBIT B NEIGHBORHOOD STABILIZATION PROGRAJYI (NSP) AND HOME INVESTMENT PARTNERSHIPS PROGRAM (HOME) SOURCE OF FUNDS SIDE-BY-SIDE COIVIPARISON OF HOMEBUYER ASSISTANCE PROGRAM REQUIREMENTS CITY NEIGHBORHOOD CITY HOME ST ABILIZA nON PROGRAM PROGRAM 81-120% of the Area INCOME LIMITS Median Income Below 80% of the Below 80% of the (USING STATE OF (using State of I Area Median Income Area Median Income CALIFORNIA) California income limits) ELIGIBLE Must be "first-time" Must be "first-time" Must be "first-time" HOMEBUYERS 1 1 I homebuyer homebuyer home buyer Must attend a HOD Must attend a HUD Must attend a HOD HOMEBUYER approved 8 hour approved 8 hour approved 8 hour EDUCATION homebuyer home buyer homebuyer education course I education course education course Vacant Foreclosed Vacant Foreclosed Vacant Property ELIGIBLE Property (townhome, Property (townhome, (townhome, PROPERTY condominium, or condominium, single condominium, single single family home) , family home) family home). Shared Equity for a Shared Equity for a Shared Equity for a AFFORDABILITY minimum of 15 years minimum of 15 years minimum of 15 years (must be repaid) (must be repaid) (must be repaid) TARGET AREAS NSP eligible target I NSP eligible target NSP Target Areas areas areas Subject to 95% of Subject to 95% of Subject to HOME PURCHASE PRICE Median value as Median value as program 95% of , , Median value as determined by HUD determined by HUD , determined by HUD PURCHASE In accordance with In accordance with Consistent with NSP DISCOUNT City's approved City's approved Program Guidelines methodology methodology Must meet URA Must meet URA Appraisal obtained APPRAISAL requirements at 49 requirements at 49 CFR Part 24.103 CFR Part 24.1 03 by Lender Acqu is iti 0 nlRe habil i t AcquisitionlRehabilit Direct home buyer .ation for resale by ationlResale by City ELIGIBLE USE(S) City approved NSP approved NSP assistance including OF FUNDS Developer or direct Developer or Direct rehabilitation homeownership/rehab homeownership/rehab assistance 3 3 assistance assistance Exhibit B Community HousingWorks Third Contract Amendment Page B-1 of 3 6-44 EXPEND fTURE REQUIREMENTS HOMEBUYER ASSISTANCE CAPS (CALCULATE "GAP FINANCfNG") NEEDED TO ACQUlRE/REHABI LIT A TE PROPERTY DOWNPAYMENT REQUfRED URA VOLUNTARY ACQUfSnONS ONLY PROGRAM INCOME REGULA nONS CONSOLfDATED PLAN EXHIBIT B (Continued) Must commit and expend NSP funds within the terms included in said Management and Implementation Agreement of a Neighborhood Stabilization Program i Must commit and I expend NSP funds i wi thin the terms , I included in said I Management and I' Implementation i Agreement of a I Neighborhood I i Stabilization \ Program i Subject to City's Subject to City's NSP maximum NSP maximum b'd f t subsidy of up to su Sl Y 0 up 0 i . $40,000 (of which I $70,000 (of which $74999 b d i $24,999 may be used -, may e use '" h b'l" . " h b"l" I lor re a I ItatlOn lor re a I ItatlOn ! . t . ! assls ance). Assistance). cannot i . d 400/ f I ASSistance cannot excee /0 0 i h' I exceed 40% of purc ase pnce purchase price I 3% of buyers funds 13% of buyers funds I ' I Subject to URA I , Subject to URA Retained by the City 5 of Chula Vista Housing and Economic Recovery Act 2008 and correlated eligible activities for the CDBG entitlement regulations, as 6 amended. 2008 Action Plan Amendment addressed the use of these FY 2008 NSP , funds Retained by the City 5 of Chub Vista I Housing and " i Economic Recovery I Act 2008 and I correlated eligible i activities for the I CDBG entitlement I regulation;, as I amended. , [ 2008 Action Plan I Amendment , addressed the use of these FY 2008 NSP funds Must commit and expend HOME funds within the term stated in this agreem en t Subject to City's HOME program limit of up to $70,000 for a REO and $40,000 for a HOME eligible property (within NSP target areas). Assistance cannot exceed 40% of ourchase price 3% buyers funds , Subject to URA Retained by the City 5 of Chula Vista 24 CFR part 92 HOME regulations, Office of Management and Budget (OMB Circulars) 2008 Action Plan address the use of HOME funds for the Production of Affordable Housing I .First Time Homebuyer is defined as not having owned real property within the last three years. Horne Program Regulations set these maximum value and are updated periodically. htto:! /www.hud.gov/offices! cod/affordab lehousing/Drograms/home/lim its/maXDrice. c fm Exhibit B Community HousingWorks Third Contract Amendment 6-45 Page B-2 of 3 EXHIBIT B (Continued) 3 Direct Homeownership Assistance refers to the City's Shared Equity Loan! Silent Soft Second Assistance program eligible under Financing Mechanism under the Housing Emergency Recovery Act (HERA) of 2008 for direct homeownership assistance under 570.201(n) allows NSP (CDBG) funding to: Provide up to 50% of required downpayment(buyer required to put 3% down); pay reasonable closing costs, provide principal write-down assistance; subsidize interest rates; fmance acquisition; and assist homebuyers with private mortgage insurance. 4 URA is defined as Uniform Relocation Act of 1970, as amended. 5 Program Income is defmed as any recapture ofthe initial City Investment plus sbared equity and/or interest due per the promissory note and Deed of Trust. 6 NSP funds were allocated per the Housing and Economic Recovery Act 2008 Neighborhood Stabilization Program Regulations 73 FR 58330. Correlated eligible activities for the CDBG entitlement regulations are found at 24 CFR Part 570 & subparts A, C, D, J, K, and 0, as appropriate. NOTE: They City's Neighborhood Stabilization First-Time Homebuyer Program was designed using the Department of Housing and Urban Development Federal Register Vol. 73 No. 104 Monday, October 6, 2008 Notice of Allocations, Application Procedures, Regulatory Waivers Granted to and Alternative Requirements for Emergency Assistance for Redevelopment of Abandoned and Foreclosed Homes Grantees Under the Housing and Economic Recovery Act, 2008; Notice. NSP regulations updated April 9, 2010 (FR 5321-N-03) Notice of Change in Definitions and Modification to Neighborhood Stabilization Program. NSP regulations updated June 19, 2009-Notice of Allocations, Application Procedures, Regulatory Waivers Granted to and Alternative Requirements for Emergency Assistance for Redevelopment of Abandoned and Foreclosed Homes Grantees Under the Housing and Economic Recovery Act, 2008; Revisions to Neighborhood Stabilization Program (NSP) and Technical Corrections FR- 5255-N-02. "Bridge Notice" Protections Tenants at Foreclosure: Notice of Responsibilities Placed on Immediate Successors in Interest Pursuant to Foreclosure of Residential Property," 74 FR 30106 (June 24, 2009). Resource Links are available on the U.S Department of Housing and Urban Development Office of Block Grant Assistance website at http://hudnsphelp.info/ City's First Time Homebuyer Program Manual for NSP and HOME describes the program requirements. Exhibit B Community HousingWorks Third Contract Amendment 6-46 Page B-3 of 3 Attachment 2 FIRST AMENDMENT TO THE AGREEMENT BETWEEN THE CITY OF CHULA VISTA AND COMMUNITY HOUSING WORKS FOR MANAGEMENT AND IMPLEMENT A TION OF A NEIGHBORHOOD STABILIZATION PROGRAM RECITALS A, The City Council of the City of Chula Vista approved a Developer Agreement on March 23, 2010 between the City of Chula Vista and Community HousingWorks to acquire and rehabilitate foreclosed properties for the purposes of reselling them to eligible low- and moderate- income households and/or provide "gap" financing for eligible households within Neighborhood Stabilization Program (NSP) eligible target areas, B. After Council approval, the City of Chula Vista ("City") and Community HousingWorks ("Consultant") (collectively, the "Parties") entered into an agreement, dated March 24, 2010 for Management and Implementation of a Neighborhood Stabilization Program (the "March 24, 2010 Agreement"), attached as Attachment L ' C. Pursuant to the March 24, 2010 Agreement, Consultant agreed to acquire, rehabilitate, and resell properties to eligible NSP First Time Homebuyers and any proceeds recaptured through the resale of said properties be repaid to the City of Chula Vista to be used for additional NSP activities, D, The City wishes to allow Community HousingWorks to use the recaptured NSP funds to acquire, rehabilitate, and resell additional properties, AGREEMENT The Parties agree as follows: 1, This First Amendment is contingent on the City appropriating the necessary funds to continue the administration of the Neighborhood Stabilization Program funds 2, This First Amendment shall be effective on the later of the following dates: (i) execution of this First Amendment by the City; or (ii) satisfaction of the contingencies set forth in paragraph 1, above, 3, The March 24, 2010 Agreement shall be amended as follows: a, In Paragraph 3, "Compensation," the tinal two sentences shall be amended to now read: "Total reimbursement (for project costs) shall not exceed $300,000 1 6-47 per property, unless approved by the City, and $2,975,564 for the total program, of which $1,505,564 has already been allocated." b. In Paragraph 3, "Compensation," the following shall be added to the end of the paragraph: "Consultant will commit and expend the additional appropriation of anticipated revenue received from projects sold in an amount not to exceed $1,470,000 in NSP funds and must be committed and expended by June 30, 2011." c. In Paragraph 7, "TERM," after the last paragraph, the following shall be added: "After initial NSP project funds are spent, Developer agrees to commit and expend additional NSP appropriations of up to $1,470,000 by June 30, 2011." d. In Attachment A, "BUDGET," the second sentence shall now read as follows: "In no case shall Developer be entitled to, nor shall City reimburse Developer, more than the initial $2,975,564 for work performed under this agreement, of which $1,505,564 has already been allocated." e. In Attachment A, "BUDGET," after the last paragraph, the following shall be added: "After initial NSP project funds are spent, Developer agrees to commit and expend additional NSP appropriations of up to $1,470,000 by June 30, 2011." 4. All other terms of the Agreement shall remain in full force and effect. However, if a conflict exists between the terms in this First Amendment and prior terms, the terms in this First Amendment shall control. [Next Page is Signature Page.] 2 6-48 SIGNATURE PAGE FIRST AMENDMENT TO THE AGREEMENT BETWEEN THE CITY OF CHULA VISTA AND COMMUNITY HOUSING WORKS FOR MANAGEMENT AND IMPLEMENTATION OF A NEIGHBORHOOD STABILIZATION PROGRAM IN WITNESS WHEREOF, City and Consultant have executed this First Amendment to the Agreement indicating that they have read and understood the Third Amendment and indicate their full and complete consent to its terms: Dated: ,2010 City of Chula Vista by: James D. Sandoval, City Manager Attest: Donna Norris, City Clerk Approved as to form: Bart C. Miesfe1d, City Attorney Dated: Community HousingWorks By: Susan M. Reynolds, President & CEO Attachments: 1. March 24, 2010 Community HousingWorks Management and Implementation of a Neighborhood Stabilizati.on Program Agreement 3 6-49 &'..--~' .,~.,,,.. Attachment 1 ~!~ -,- r ~ _ CllY OF CHULA VISTA AGREEMENT BY AN!) BETWEEN THE CITY OF CHULA VISTA AND COMMUNITY HOUSINGWORKS FOR MANAGEMENT AN!) IMPLEMENTATION OF A NEIGHBORHOOD STABILIZATION PROGRAM This Contract Number 4129390333 by and between Community HousingWorks (hereinafter referred to as "Developer") and the City of Chula Vista (hereinafter referred to as "City") is effective on March 24.2010 ("Effective Date"). WITNESSETH: WHEREAS, the Neighborhood Stabilization Program (NSP), authorized under Title III of Division B of the Housing and Economic Recovery Act of2008 (HERA), is a special allocation of Community Development Block Grant (CDBG) funds targeted at acquisition and rehabilitation of foreclosed and abandoned properties in eligible neighborhoods; and WHEREAS, the Department of Housing and Urban Development described regulatory requirements in Federal Register Notice (FR-5255-N-0 I) dated October 6, 2008, and amended such requirements by Federal Register Notice (FR-5255-N-02) Notice of Allocations, Application Procedures, Regulatory Waivers Granted to and Alternative Requirements for Emergency Assistance for Redevelopment of Abandoned and Foreclosed Homes Grantees under the Housing and Economic Recovery Act, 2008; and WHEREAS, the City, is authorized to apply for and accept Neighborhood Stabilization Program Grant funds; and WHEREAS, City incorporated the use of Neighborhood Stabilization Program funds described in Attachment "A" hereof (hereinafter referred to as the "Project") into the City's Community Development Block Grant/HOME Investment PartnershiplEmergency Shelter Grant Annual Funding Plan Amendment which was submitted to the U.S. Department of Housing and Urban Development (BUD); and WHEREAS, H1JD has approved the City Annual Funding Plan Amendment for the Neighborhood Stabilization Program; and NSP Developer Agreement Page 1 of 13 6-50 \VHEREAS, Neighborhood Stabilization Program funds are generally construed as CDBG program funds, subject to CDBG program requirements (unless superseded by HERA) and is considered a special allocation of Fiscal Year (FY) 2008 CDBG funding; and WHEREAS, it is the desire of the Developer and the City that the Project be implemented by the Developer; and WHEREAS, the Devcloper shall undertake the same obligations to the City with respect to the Project in the City's aforesaid Amendment to the Annual Funding Plan for participation in thc Neighborhood Stabilization Program; and WHEREAS, the City seeks to utilizc the services of Developer to administer the above referenced NSP program to purchase and rchabilitate foreclosed and abandoned properties as permitted by the NSP program guidelines and this Agreement for the purchasc and resale of those foreclosed and abandoned properties; and WHEREAS, Developer warrants and represents that they experienced and staffed in a manner such that they are and can deliver the services required of Developer to City within thc timc framcs herein provided all in accordance with the terms and conditions of this Agreement. NOW THEREFORE, IT IS AGREED AS FOLLOWS: 1. WORK TO BE PERFORL\1ED: Developer shall implement the scope of work ("Scope of Work") describcd in Attachment A, hereof fully and in accordance with the terms ofthe Annual Funding Plan Amendment approved by the City and submitted to !-IUD in application for NSP funds to carry out the Project and the Certifications which were submitted concurrently with the Annual Funding Plan Amendment. The Annual Funding Plan and Certifications form is hereby incorporated by reference into this contract fully as if set forth herein. Developer shall also undertake the same obligations to the City that the City has undertaken to BUD pursuant to said Annual Funding Plan Amendment and Certifications. The obligations undertaken by Developer include, but are not limited to, the obligation as applicable comply with each of the following as may be amended from time to time and be amended for specific Neighborhood Stabilization Program activities described in Federal Register Notices FR-5255- N-O I and FR-5255-N-02: a. HERA alternative requirements to provisions under Title I of the Housing and Community Development Act of 1974 (Public Law 93-383, as amended, 42 USC S 5301, et seq.), as amended, except for requirements related to fair housing, nondiscrimination, labor standards, and the environmental (including lead-based paint), in accordance with the terms of section 2301 of HERA and for the sole purpose of expending the use of grant funds; NSP Developer Agreement Page 2 of 13 6-51 ...... b. HUD regulations relating to Community Development Block Grants (24 CFR 570.1, et seq.) unless superseded by HERA; c. The regulations in 24 CFR Part 58 specifying other provisions of the law that further the purposes of the National Environmental Policy Act of 1969 and the procedures by which grantees must fulfill their environmental responsibilities; d. Title VI of the Civil Rights Act of 1964 (42 USC S 2000d); Title VII of the Civil Rights Act of 1964 (public Law 88-352); Title VBI of the Civil Rights Act of 1968 (Fair Housing Act, 42 USC S 3601, et seq.); Section 109 of the Housing and Community Development Act of 1974; Executive Order 11246, as amended (equal employment opportunity); Executive Order 11063 (non- discrimination), as amended by Executive Order 12259; and any HUD regulations heretofore issued or to be issued to implement these authorities relating to civil rights; e. Section 3 of the Housing and Urban Development Act of 1968, as amended, 12 U.S.C. 1701u. All section 3 covered contracts shall include the following clause (referred to as the "section 3 clause"): i. The work to be performed under this contract is subject to the requirements of section 3 of the Housing and Urban Development Act of 1968, as amended, 12 U.S.C. 170lu (section 3). The purpose of section 3 is to ensure that employment and other economic opportunities generated by HUD assistance or HUD-assisted projects covered by section 3, shall, to the greatest extent feasible, be directed to low- and very low-income persons, particularly persons who are recipients of HUD assistance for housing. . II. The parties to this contract agree to comply with HUD's regulations in 24 CFR part 135, which implement section 3. As evidenced by their execution of this contract, the parties to this contract certify that they are under no contractual or other impediment that would prevent them from complying with the part 135 regulations. III. The Developer agrees to send to each labor organization or representative of workers with which the Developer has a collective bargaining agreement or other understanding, if any, a notice advising the labor organization or workers' representative of the Developer's commitments under this section 3 clause, and will post copies of the notice in conspicuous places at the work site where both employees and applicants for training and employment positions can see the notice. The notice shall describe the section 3 preference, shall set forth minimum number and job titles subject to hire, availability of apprenticeship and training positions, the qualifications for each; and the name and location of the person(s) NSP Developer Agreement Page 3 of 13 6-52 taking applications for each of the positions; and the anticipated date the work shall begin. iv. The Developer agrees to include this section 3 clause in every subcontract subject to compliance with regulations in 24 CFR part 135, and agrees to take appropriate action, as provided in an applicahle provision of the subcontract or in this section 3 clause, upon a finding that the sub- contractor is in violation of the regulations in 24 CFR part 135. The Developer will not subcontract with any sub-contractor where the Developer has notice or knowledge that the sub contractor has been found in violation of the regulations in 24 CFR part 135. v. The Developer will certify that any vacant employment positions, including training positions, that are filled (I) after the Developer is se lected but before the contract is executed, and (2) with persons other than those to whom the regulations of 24 CFR part 135 require employment opportunities to be directed, were not filled to circumvent the Developer's obligations under 24 CFR part 135. vi. Noncompliance with HOO's regulations in 24 CFR part 135 may result in sanctions, termination of this contract for default, and debarment or suspension from future HUD assisted contracts. vii. With respect to work performed in connection with section 3 covered Indian housing assistance, section 7(b) of the Indian Self-Determination and Education Assistance Act (25 U.S.C. 450e) also applies to the work to be performed under this contract. Section 7(b) requires that to the greatest extent fcasible (i) preference and opportunities for training and employment shall be given to Indians, and (ii) preference in the award of contracts and subcontracts shall be given to Indian organizations and Indian-owned Economic Enterprises. Parties to this contract that are subject to the provisions of section 3 and section 7(b) agree to comply with section 3 to the maximum extent feasible, but not in derogation of compliance with section 7(b). f. The Uniform Relocation Assistance and Rcal Property Acquisition Policies Act of 1979,42 USC S 4601, et seq., and regulations adopted to implement that Act in 49 CFR Part 24; except as those provisions are modified by the Notice for the NSP Program published by HUD. g. Office of Management and Budget ("OMB") Circular A-122 entitled "Cost Principles for Non-Profit Organizations"; 01Y1B Circular A- I 33 entitled "Audits of States, Local Governments, and Non-Profit Organizations"; and OMB Circular A-110 entitled "Uniform Administrative Requirement for Grants and Agreements with Institutions of Higher Education, Hospitals, and Other Non-Profit Organizations." h. Grant adrninistration requirements as described in 24 CFR 570.504 and CDBG program income requirements at 24 CFR Part 570.500(a) shall not apply to the amounts received by the City ("Proceeds"), as allowable under NSP Developer Agreement Page 4 of 13 6-53 Section 2301 (d)(4). Any real property under Developer's control acquired or improved in whole or in part with Community Development Block Grant funds will be used to meet one of the Neighborhood Stabilization Program National Objectives, as defined in 24 CFR 570.208, and outlined in the City ofChula Vista Annual Funding Plan Amendment (i.e. NSP Plan); i. 24 CFR 570.505 concerning use of rea I property; J. The following laws and regulations relating to preservation of historic places: National Historic Preservation Act of 1966 (Public Law 89-665); the Historical and Archaeological Preservation Act of 1974 (Public Law 93-291); and Executive Order 11593; k. The Labor Standards Regulations set forth in 24 CFR 570.603; 1. Labor Code section 1771 concerning prevailing wages; m. ,The Hatch Act relating to the conduct of political activities (5 D.S.C. 9 1501, et seq.); n. The Flood Disaster Protection Act of 1973 (42 D.S.C. 9 4001, el seq., and the implementing regulations in 44 CFR Parts 59-78); o. The Rehabilitation Act of 1973 (Public Law 93-112) as amended, including Section 504 which relates to nondiscrimination in federal programs and HUD 24 CFR Part 8; p. The Clean Air Act (42 D.S.C. 9 7401, el seq.) and the Federal Water Pollution Control Act, as amended (33 D.S.C. 9 1251, et seq.) and the regulations adopted pursuant thereto (40 CFR Part 6); q. The Drug-Free Workplace Act of 1988 (public Law 100-690); r. The Lead-Based Paint Poisoning Prevention Act, the Residential Lead-Based Paint Hazard Reduction Act of 1992, and implementing regulations at 24 CFRPart35; s. No member, officer or employee ofthe Developer, or its designee or agents, no member of the governing body of the locality in which the program is situated, and no other public official of such locality or localities who exercises any functions or responsibilities with respect to the program during his/her tenure or for one year thereafter, shall have any interest, direct, or indirect, in any contract or subcontract, or the process thereof, for work to be performed 'in connection with the program assisted under the Grant, and that it shall incorporate, or cause to be incorporated, in all such contracts or NSP Developer Agreement Page 5 of 13 6-54 subcontracts a provision prohibiting such interest pursuant to the purposes of this certification. t. The Developer certifies, that in accordance with Section 319 of Public Law 10] -121, to the best of his or her knowledge and belief that: I. No federal appropriated funds have been paid or will be paid, by or on behalf of the undersigned, to any person for influencing or attempting to influence an officer or employee of any agency, a member of Congress~ an officer or employee of Congress, in connection with the awarding of any federal contract, the making of any federal grant, the making of any federal loan, the entering into of any cooperative contract, and the extension, continuation, renewals, amendment, or modifications of any federal contract, grant loan, or cooperative contract. 11. If any funds other than federal appropriated funds have been paid or will be paid to any person for influencing or attempting to influence an officer or employee of any agency, a member of Congress, or an employee of a member 0 f Congress in connection with this federal contract, grant, loan, or cooperative contract, the undersigned shall complete and submit Standard Form-LLL, "Disclosure Form to Report Lobbying", in accordance with its instructions. u. The Architectural Barriers Act of 1968 (42.U.S.C. S 415 I, el seq.); v. The Americans with Disabtlities Act (42 U.S.c. S 12101); and w. The bonding requirements described in 24 CFR Part 85.36 required for construction or facility improvement contracts or subcontracts that exceed the simplified acquisition threshold (defined at 41 U.S,C. 403(1 I)). These requirements are further described in Attaclunent A, which is attached hereto and incorporated by reference. x. Developer shall hold City harmless and indemnify City against any harm that it may suffer with respect to HUD on account of any failure on the palt ofthe Developer to comply with the requirements of any such obligation. 2. COMPLIANCE WITH LA WS: Developer shall comply with all applicable local, state, and federal laws, regulations, ordinances, and City Policies when performing the work required by this Contract. 3. COMPENSATION: City shall reimburse Developer for normal costs associated with acquisition, rehabilitation and resale of properties, including but not limited to and as approved by the City and in compliance with Section 230] (d)(2): initial acquisition and "Activity Delivery Costs" including real estate commissions (not to exceed 5% per property), environment and inspection costs (not to exceed $200 NSP Developer Agreement Page 6 of 13 6-55 per property), recordation fees as applicable, rehabilitation c.osts as approved by the City (including a not to exceed $500 administrative oversight fee), and underwriting fees as allowable under the existing agreement between the City of Chula Vista and Community HousingWorks for "Management of a First Time Homebuyer Down Payment and Closing Costs Assistance Program" ("Homebuyer Agreement") dated August 27,2006 and amended on June 19, 2008 and March 24, 2009. Total reimbursement (for project costs) shall not exceed $300,000 per property, unless approved by the City, and $1.505.564 for the total program. Developer shall not submit claims to the City nor shall City reimburse Developer for costs for which Developer is reimbursed from a source other than the funds allocated for work under this Contract. 4. COMPENSATION SCHEDULE: City shall pay Developer monthly progress payments upon submittal by Developer of a certified statement of actual expenditures incurred and/or upon Developer request a minimum of five days prior to estimated escrow close, the City shall wire funds to escrow for the acquisition of propertics. Payment by City is not to bc construed as fmal in the event HUD disallows reimbursement for the project or any portion thereof. 5. INDIRECT COSTS: If indirect costs are charged, the Developer will develop an indirect cost allocation plan for determining the appropriate Developer's share of administrative costs and shall submit such plan to the City for approval. 6. EXPENDITURE STANDARD: To insure effective administration and performance of approved Neighborhood Stabilization Program projects and to meet HUD performance standards, Developer shall demonstrate reas?nable progress on implementation of the project, expending.all contracted funds within the term of the contract. In the event all funds are not expended within the term period, the City shall notify the Developer of the expenditure deficiency. Developer will have a total of 30 days from the date. of the City's written notification to. correct the deficiency. If the deficiency is not corrected within that time, Developer agrees that the City may reallocate the amount of the expenditure deficiency. 7. TERM: The term of this Agreement shall be from March 24, 2010 and shall end June 30, 2011, unless extended by the City. Developer shall make all good faith and reasonable efforts to expend the initial NSP project funds that are available ($1,505,564) by June 30, 2010. If Developer fails to expend the aforementioned initial NSP project funds by June 30, 20 I 0, such failure shall constitute "cause" to terminate this Agreement and the City may terminate the Agreement at any time thereafter pursuant to Section 10. After the aforementioned initial NSP project funds are expended, Developer shall expend any and all NSP funds, including, but not lirrtited to, funds not previously expended and monies acquired ITom the sale of the rehabilitated homes until the Agreement ends on June 30, 20 II. With City approval, the term of this Agreement may be extended to cover any additional time period required to expend funds subject to this Agreement. NSP Developer Agreement Page 7 of 13 6-56 8. TERMINATION FOR CONVENIENCE: The City may terminate the agreement for convenience in accordance with 24 CFR 85.44. In that event, all finished and unfinished documents and other materials, and properties owned or possessed by Developer, at the option of the City, become City's sole and exclusive property. If the Agreement is terminated by City as provided in this paragraph, Developer sball be entitled to receive just and equitable compensation, in an amount not to exceed that payable under this Agreement, for any satisfactory work completed on such documents and other materials and properties to the effective date of such termination. Developer hereby expressly waives any and all claims for damages or compensation arising under this Agreement except as set forth herein. 9. AUTOMATIC TERMINATION: This Contract shall terminate at the discretion of the City if the United States Government terminates the Nelghborhood Stabilization Community Development Block Grant Program or terminates the Project that is the subject of this Contract Developer hereby expressly waives any and all claims for damages or compensation arising under this Agreement for termination under this basis. 10. TERMINATION OF CONTRACT FOR CAUSE: Developer and City recognize that the City is the governmental entity which executed the grant agreement received pursuant to the City's application and that City is responsible for the proper performance of the Project. If Developer fails to fullill in a timely and proper manner its obligations under this Contract to undertake, conduct or perform the Project identified in this Contract, or if Developer violates any state laws or regulations or local ordinances or regulations applicable to implementation of the Project, or if Developer violates any provisions of this contract, City shall have the right to terminate this contract by giving at least live days written notice to Developer of the effective date oftcrmination. Even if City terminates the Contract, Developer shall remain liable to City for all damages sustained by City due to Developer's failure to fulfill any provisions of this Contract, and City may withhold any reimbursement payments form Developer for the purpose of set-off until the exact amount of damages due to City from Developer is determined. Developer hereby expressly waives any and all claims for damages Jor compensation arising under this contract except as set forth in this section in the event of such termination. The City may also, in lieu of termination and at its discretion, take any action, as stated in 24 CFR 85.43, subdivision (a), sections j to 5, to enforce this Agreement. II. CONTRACT ADMINISTRATION: The Housing Manager cfthe Citv ofChula Vista shall administer this Contract on behalf of the City. The Chief Executive Officer of the Communitv HousingWorks shall administer this contract on behalf of the Developer. Within a reasonable time after the City makes a request, Developer shall give the City progress reports or other documentation as required by the City's Administrator to audit Developer's performance of this Contract. NSP Developer Agreement Page 8 of 13 6-57 12. RECORDS AND REPORTS: The Developer shall maintain records and malce such reports as required by the City of Chula Vista to, but not limited to, enable the City to analyze Developer's project and to comply with any and all reporting requirements required under the grant. All records of the Developer related to this Contract or work performed under the Contract shall be open and available for inspection by BUD and/or City monitors and auditors during normal business hours. 13. RETENTION: The Developer shall retain all financial records, supporting documents, statistical records, and all other records pertinent to the Agreement for a period of five (5) years. The retention period begins on the date of the submission of the Grantee's annual performance and evaluation report to HUD in which the activities assisted under the Agreement are reported on for the final time. Notwithstanding the above, if there is litigation, claims, audits, negotiations or other actions that involve any of the records cited and that have started before the expiration of the five-year period, then such records must be retained until completion of the actions and resolution of all issues, or the expiration of the five- year period, whichever occurs later. 14. DATA: The Developer shall maintain data demonstrating eligibility (Iow- moderate locations) for services provided. Such data shall include, but not be limited to exact location of the work performed, and a description of service provided. Such information shall be made available to City monitors or their designees for review upon request. 15. DISCLOSURE: The Developer understands that client information collected under this contract is private and the use or disclosure of such information, when . not directly connected with the administration of the City's or Developer's responsibilities with respect to services provided under this contract, is prohibited by the state of Federal law privacy laws unless written consent is obtained from such person receiving service and, in the case of a minor, that of a responsible parent/guardian. 16. OUARTERL Y REPORTS/ANNUAL REPORT: Developer shall provide the City with a quarterly report, submitted no later than IS days after the last day of the previous quarter, which includes a narrative of the services provided, progress towards meeting the time line goals stated in the contract, and an itemized accounting of the expenditures of COSG funds during the previous quarter. Failure to submit quarterly reports in a timely manner will result in withholding of CDSG funds until the report has been submitted. Quarterly Performance Reports are due October 15 (l" Quarter), January 15 (2nd Quarter), April 15, (3'd Quarter) and July 15 (4tl' Quarter). The Annual Performance Report will also be due .July 15. NSP Developer Agreement Page 9 of I 3 6-58 17. fNDEMNIFlCATION: City shall not be liable for, and Developer shall defend, indemnify, and hold the City, its officers, agents, employees and volunteers hannless from and against any and all claims, deductibles, sclf-insured retentions, demands, liability, judgments, awards, fines, mechanics' liens or other liens, labor d.isputes, losses, damages, expenses, charges or costs of any kind or character, including attorneys' fees and court costs by this Contract arising either directly or indirectly from any act, error, omission or negligence of Developer or its officers, employees, agents, Developers, licensees or servants, contractors or subcontractors, including without limitation, claims caused by the concurrent act, error, omission or negligence, whether active or passive, of City, and/or its agents, officers, employees or volunteers. However, Developer shall have no obligation to defend or indemnify City from a claim if it is detemlined by a court of competent jurisdiction that such claim was caused by the sole negligence or willful misconduct of City or its agents or employees. Developer and its successors, assigns, and guarantors, if any, jointly and severally agree to indemnify, defend (with counscl sclected by City) reimburse and hold City and its officers, employees and agents harmless from any claims, judgments, damages, penalties, fmes, costs, liabilities (including sums paid in settlement of claims) or loss, including attorneys' fees, consultant's fees, and experts' fees which arise during or after the contract term for any losses incurred in connection with investigation of site conditions, or any cleanup, remedial, removal or restoration work required by any hazardous materials laws because of the presence of hazardous materials, in the soil, ground water or soil vapors on the premises, and the rclease or discharge of hazardous materials by Developer during the course of any alteration or improvements of the Premises by Developer, unless hazardous materials are present solely as a result of the gross negligence or willful misconduct of City, its officers, employees or agents. The indemnification provided by this section shall also specifically cover costs incurred in responding to: a. Hazardous materials present or suspected to be present in the soi~ ground water to or under the Propelty before the commencement date; b. Hazardous matcrials that migrate, flow, percolate, diffuse, or in any way move on to or under the Property following the commencement date; c. Hazardous materials present on or under the Property as a result of any discharge, release, dumping, spilling (accidental or otherwise), onto the Property during or after the term ofthis Contract by any person, corporation, pattnel'ship or entity other than City. Funding from this program is a result of a Federal Grant, should Fedel'3l funding be terminated for any reason, City is not liable for any consequence of any type resulting dil'ectly or indirectly from the termination of federal funding and Developer agrees, in addition to any other indemnification provision set fonh in NSP Developer Agreement Page 10 of 13 6-59 this agreement, to indemnify, hold harmless, and defend the City against any claim, cause of action, or any form ofliability as a result of, directly or indirectly, funding termination. The foregoing indemnities shall survive the expiration or termination of the contract any or any transfer of all or any portion of the Premises, or of any interest in this Contract and shall be governed by the laws of the State of California. 18. ADlvfINISTRATIVE CLAIMS REOUIREMENTS AND PROCEDURES. No suit or arbitration shall be brought arising out ofthis Agreement, against the City unless a claim has first been presented in writing and filed with the City and acted upon by the City in accordance with the procedures set forth in Chapter 1.34 of thc Chula Vista Municipal Code, as same may from time to time be amended, the provisions of which are incorporated by this reference as if fully set forth herein, and such policies and procedures used by the City in the implementation of same. Upon request by City, Developer shall meet and confer in good faith with City for the purpose ofrcsolving any dispute over the terms of this Agreement. 19. AUDIT COSTS: Developer shall reimburse City for all costs incurred to investigate and audit Developer's performance of its duties under the Contract if Developer is subsequently found to have violated the terms of the Contract. Reimbursement shall include all direct and indirect expenditures incurred to conduct the investigation or audit. City may deduct all such costs from any amount due Developer under this Contract. 20. ENTIRE AGREEMENT: This Contract and referenced Attachments and Exhibits constitutes the entire agreement ofthe parties and supersedes any previous oral or written understandings or contracts rclated to the matters covered hercin. 21. MODIFlCATION. This Contract may not be modified except by written amendment executed by each party. 22. ACKNOWLEDGEMENT OF FUNDING: Developer shall identiJy the City of Chula Vista as the source of funding, or, if applicable, one of the sources of funding in public announcements that are made rcgarding the Project. Acknowledgement ofthe City's funding roles, for example, should be included in publicity materials related to the Project. In addition, Developer agrees that the City shall be apprised of any special events linked. to the Project so that a review can be made on what role, if any, the City would assume. 23. INSURANCE: Developer agrees to comply with the insurance requirement set forth in Attachment "B" and/or any additional insurance requirements requested by the City, as. the City deems appropriate. Failure to acquire and maintain the required insurance is a basis to take an enforcement action, or terminate this. agreement. NSP Developer Agreement Page Ilof 13 6-60 24. NO WAIVER: No failure, inaction, neglect or delay by City in exercising any of its rights under this Contract shall operate as a waiver, forfeiture or abandonment of such rights or any other rights under this Contract. 25. NOTICE: Any notice or notices required or permitted to be given pursuant to this Contract shall be personally served by the party giving notice or shall be served by certified mail. Notices shall be sufficient if personally served on or if sent by certified mail, postage prepaid, addressed to: Developer: Community Housing Works President & CEO 4345 University A venue, Suite 550 San Diego, CA 92 LOS City: Ciry ofChula Vista Housing Manager 276 Fourth Avenue Chula Vista, CA 91910 (End of page. Next page is signature page.) NSP Developer Agreement Page 12 of 13 6-61 Signature Page to Agreement between City of Chula Vista and Community Housing Works IN WITNESS WHEREOF, the Parties have executed this contract as of the date first written above. Dated: 3/28/Je'/'v t . City ofChula Vista By: ~ J mes . Sandoval, ity Manager, City of Chula Vista Attest: ) , I Approved as to form: /;1/"/h/Y:J7! /~ Bart Miesfeld, City Attorney Dated: ,="~5;(c? I ~"-",. Susan M. Reynold President and CEO Attachment A: Scope of Work Attachment B: Insurance Requirements Attachment C: Income Limits Attachment 0: Disclosure Form Exhibit I: Deed of Trust Exhibit 2: Note Secured by Deed of Trust NSP Developer Agreement Page 13 of 13 6-62 ATTACH!vlENT "A" SCOPE OF WORK COMMUNITY HOUSINGWORKS (DEVELOPER) has a certain project to be implemented with Neighborhood Stabilization Program (NSP) Community Development Block Grant (CDBG) Program funds. The work to be accomplished includes the following: Developer: . Shall utilize Neighborhood Stabilization Program (NSP) funding for acquisition and rehabilitation of foreclosed and abandoned single-family residential properties for re-sale to eligible homebuyers (as approved by the City) in NSP eligible areas and provide project management and oversight of services for certain aspects of the NSP, hereinafter referred to as "Project(s)." . Shall submit information of each proposed property to be acquired with NSP funds for City review and approval prior to acquisition, including but not limited to: o Itemized cost for acquisition and rehabilitation with estimated resale price within price range of pre-committed buyers; o Proof of due diligence that property meets NSP eligibility (i.e. target area and vacancy requirements); and o Property age, location, and owner contact information. o Work with the City to conduct all required environmental review of properties in compliance with regulations at 24 CFR Part 58, and include appropriate language in purchase contracts for a conditional contract. . Shall conduct appraisals in accordance with NSP guidelines and the NS FTHB Program Guidelines. . Shall negotiate a discount purchase price (minimum I % of appraised value) for certain identified abandoned and/or foreclosed residential properties from lenders/property owners in accordance with NSP guidelines, and shall perform due diligence to ensure that all properties acquired have clear marketable title. . Properties purchased, rehabilitated, and resold under this agreement may only be used to benefit eligible households earning less than one hundred twenty 120% (percent) of the Area Median Income (A1\1J), as defmed by the NSP and the City's Annual Funding Plan Amendment using 24 CFR Part 5 definition of income. . The cost of acquisition and/or rehabilitation and resale of properties purchased under the NSP are eligible expenses under this agreement. o With regard to the NSP eligible affordable housing project(s), Developer shall execute and use, be bound by and abide by the terms of, and cause to be encumbered the title of property acquired under the Project(s) as stated in the attached sample City's Deed of Trust (Exhibit I) and Nore Secured By Deed of Trust (Exhibit 2) to be recorded at time of escrow securing the City's [mancial interest in the project(s) and affordability period. These documents may be altered prior to close of escrow at the discretion of the City. . Shal1 carry out the Projed under this Agreement in accordance with the guidelines and regulations of the Neigbborhood Stabilization Program as authorized under Attachment "A"-Scope of Work Page 1 of3 6-63 ATTACHMENT "A" SCOPE OF WORK Title ill of Division B of the Housing and Economic Recovery Act of 2008 (HERA), as amended. . Shall use the City of Chula Vista Rehabilitation Standards and at a minimum comply with applicable laws, codes, and other requirements relating to health and safety, quality, and habitability in order to sell such properties, including but not limited to: o Shall obtain any needed permits from the City of Chula Vista. o Ensure all rehabilitation work is in compliance with OMB Circular A-122 for cost reasonableness and administrative requirements found in 24 CFR 84 for non-profrt organizations. o Will competitively bid any rehabilitation work exceeding $10,000 per property, in compliance with City procurement standards, and submit a copy of the bid package and specifrcations for City review and approval. The project shall be adveliised to solicit the most responsive and responsible bidder. Developer shall notifY potential bidders that this is a federally funded NSP project that includes local, Federal, and State requirements. The applicable Davis-Bacon decision rate shall be included in the bid package, if applicable. o Check the Excluded Parties List to ensure Contractors are not debarred or suspended. . Screen and determine eligibility for homebuyers in compliance with the Neighborhood Stabilization First-Time Homebuyer (NS FTHB) Program Guidelines and the existing Homebuyer Agreement, including the recordation of home buyer loan documents. . Shall conduct open houses on all NSP properties for pre-committed eligible buyers in cooperation with the City. . Shall work with the City prior to the initial open house to establish a priority point system for accepting offers. . Final resale prices to eligible buyers shall be in an amount equal to or less than the cost to acquire, rehabilitate, and resell such property, including related Activity Delivery Costs (as defrned under Section 3 above) in compliance with Section 2301 (d)(2). . Proceeds recaptured through first mortgages on the resale of the Projects shall be repaid to the City for additional acquisition, rehabilitation, and resale activities in ChuIa Vista, as allowable in Section 2301(d)(4) and/or for gap fmancing under the City's Neighborhood Stabilization First-Time Homebuyer (NS FTHB) Program, meeting NSP guidelines. Community HousingWorks shall ccnduct such activities under this contract until funds have been extinguished or terminated in writing by the City. Citv: . The City shall provide Developer with Deed of Trust (Exhibit 1) and Promissory Note (Exhibit 2) to be recorde<:l at time of escrow securing the City's financial interest in the project(s). Attachment "A"-Scope of Work Page 2 of3 6-64 ATTACHMENT "A" SCOPE OF WORK . The City shall provide the Voluntary Acquisition form to acquire properties using NSP funds. . City shall providc Developer with maps ofNSP eligible areas as approved by the Department of Housing and Urban Development. . City shall provide technical assistance to Dcveloper to ensure NSP program is carried out successfully and in compliance with HUD regulations. The Scope of Services outlined above shall not be altered without written approval of the City. Performance Measurement: Create a milllillum of 6 resale units serving households earning less than 120% ofthc Area Median Income for the City ofChula Vista with the initial NSP funds of S1.505.564. CDSG National Objective: NSP Low and Moderate Income (LMH) Residents at or below 120 (%) Percent Area Median Income TIME SCHEDULE: Developer shall make all good faith and reasonable efforts to expend the initial NSP project funds that arc available ($1,505,564) by June 30, 2010 or earlier. After the aforementioned initial NSP project funds are expended, Developer shall expend any and all NSP funds, including, but not limited to, funds not previously expended and monies acquired from the sale of the rehabilitated homes until the Agreement ends on June 30, 2011. BUDGET: DEVELOPER shall make all good faith and reasonable efforts to complete the work under this Contract within the following budget. In no case shall DEVELOPER be entitled to, nor shall City reimburse DEVELOPER, more than $1,505,564 for work performed under this Contract. Developer shall also submit to the City in a timely manner other reports as requested/required by HUD and/or the City including, but not limited to Contractor/Subcontractor: Semi-Annual Labor Standards Enforcement Reports (HUD- 4710), Annual Minority Business Enterprise Activity Reports (HUD-2516), Section 3 Reports (BUD-G0002) and provide, as requested by BUD and/or the City, information necessary to prepare the Grantee Consolidated Annual Performance and Evaluation Report (CAPER), Consolidated Plan, Annual Plan and other such reports and/or plans. (End of page.) ., Attachment "A"-Scope of Work Page 3 00 6-65 ATTACHMENT "8" INSURANCE REQUIREMENTS ContractorlDeveloper must procure insurance against claims for injuries to persons or damages to property that may arise from or in connection with the performance of the work under the contract and the results of that work by the Developer/Contractor, his agents, representatives, employees or subcontractors and provide documentation of same prior to commencement or work. The insurance must be maintained for the duration of the contract. Minimum Scope of Insurance Coverage must be at least as broad as: ]. Insurance Services Office Commercial General Liability coverage (occurrence Form CGOOOI) 2. Insurance Services Office Form Number CA 000 I covering Automobile Liability, codel (any auto). 3. Workers' Compensation insurance as required by the State of California and Employer's Liability Insurance. ' Minimum Limits ofInsurance Developer/Contractor must maintain limits no less than: 1. General Liability: (Including operations, products and completed operations, as applicable.) 2. Automobile Liability: 3. Workers' Compensation Employer's Liability: $1,000,000 per occurrence for bodily injury, personal injury and property damage. If Commercial General Liability insurance with a general aggregate limit is used, either the general aggregate limit must apply separately to this project/location or the general aggregate limit must be twice the required occurrence limit. $1,000,000 per accident for bodily injury and property damage. Statutory $1,000,000 each accident $1,000,000 disease-policy limit $1,000,000 disease-each employee Deductibles and Self-Insured Retentions Any deductibles or self-insured retentions must be declared to and approved by the City. At the option of the City, either the insurer will reduce or eliminate such deductibles or self-insured retentions as they pertain to the City, its officers, officials, employees and volunteers; or the Developer/Contractor will provide a [mancial guarantee satisfactory to the City guaranteeing payment of losses and related investigations, claim administration, and defense expenses. Other Insurance Provisions The general liability, automobile liability, and where appropriate, the worker's compensation policies are to contain" or be endorsed to contain, the following provisions: 1. The City of Chula Vista, its officers, officials, employees, agents, and volunteers are to be named as additional insureds with resped to liability arising out of automobiles owned, leased, hired or borrowed by or on behalf of the Developer/contractor, where Attachment "B" -Insurance Requirements Page I of 3 6-66 applicable, and, with respect to liability arising out of work or operations performed by or on behalf of thc Developer/contractor including providing materials, parts or equipment furnished in connection with such work or operations. The general liability additional insured coverage must be provided in the form of an endorsement to the Developer's/contractor's insurance using ISO CG 2010 (11/85) 01' its equivalent. Specifically, the endorsement must not exclude Products / Completed Operations coverage. 2. The Developer's/contractor's insurance coverage must be prinwry insurance as it pertains to the City, its officers, officials, employees, agents, and volunteers. Any insurance or self-insurance maintained by the City, its officers, officials, employees, or volunteers is wholly separate from the insurance of the Developer/contractor and in no way relieves the Developer/contractor ITom its responsibility to provide insurance. 3. Each insurance policy required by this clause must be endorsed to state that coverage will not be canceled by eitlter party, except after tltirty (30) days' prior written notice to the City by certified mail, return receipt requested. 4. Coverage shall not extend to any indemnity coverage for tlte active negligence of the additional insured in any case whcre an agreement to indemnify the additional insurcd would be invalid under Subdivision (b) of Section 2782 of the Civil Code. ' 5. Developers/Contractor's insurer will provide a Waiver of Subrogation in favor of the City for each required policy providing coverage during the life of this contract. Acceptability ofInsurers Insurance is to be placed with licensed insurers admitted to transact business in the State of California witlt a current A.M'. Best's rating of no less than A V. If insurance is placed with a surplus lines insurer, insurer must be listed on the State of California List of Eligible Surplus Lines Insurers (LESLI) with a current A.M. Best's rating of no less than A X. Exception may be made for the State Compensation Fund when not specifically rated. V eriflea tion of Coverage Developer/Contractor shall furnish the City with original certificates and amendatory endorsements effecting coverage required by this clause. The endorsements should be on insurance industry forms, provided those endorsements conform to the contract requirements. All certificates and endorsements are to be received and approved by tlte City before work commences. The City reserves thc right to require, at any time, complete, certificd copies of all required insurance po licies, including endorsements evidencing the coverage required 'by these specifications. Attachment "B" -Insurance Requirements Page 2 of 3 6-67 Subcontractors Developer/Contractor must include all subcontractors as insureds under its policies or furnish separate certificates and endorsements for each subcontractor. All coverage for subcontractors are subject to all of the requirements included in these specifications. I I I I I I I I Bonding Requirements Prior to commencement of rehabilitation, Developer shall file with the City on the approved forms, the surety bonds in the amounts and for the purposes noted below. The surety must posses a minimum rating from A.M. Best Company of A-VII. and be listed as an acceptable surety on federal bonds by the United States Department of the Treasury. Developer shall pay all premiums and costs thereof and incidental thereto, as security for payment of persons named in California Civil Code: Section 3181 or amounts due under Unemployment Insurance Code with respect to Work or Labor performed by any such claimant. All altetations, time extensions, extra and additional work, and other changes authorized by the Specifications, or any part ofthe Contract, may be made without securing consent ofthe surety or sureties on the contract bonds. Each bond shall be signed by both Developer and the sureties. Should any surety or sureties be deemed unsatisfactory at any time by the City, notice will be given Developer to that effect, and Developer shall forthwith substitute a new surety or sureties satisfactory to the Developer. No further payment shall be deemed due or will be made under the Contract until the new sureties qualify and are accepted by the City. i A bid guarantee from each bidder equivalent to five percent of the bid price. The' 'bid guarantee" shall consist of a firm commitment such as a bid bond, certified check, or other negotiable instrument accompanying a bid as assurance that the bidder will, upon acceptance ofhis"bid, execute such contractual documents as may be required within the time specified. ii. A performance bond on the part of the developer for 100 percent of the contract price, as determined from the. prices in the bid form, and shaH insure the faithful performance by developer of all work under the Contract. It shall also insure the replacing of, or making acceptable, any defective materials or faulty workmanship. ili. A payment bond on the part of the contractor for 100 percent of the contract price, as determined from the prices in the bid form, and shall inure to the benefit of persons performing labor or furnishing materials in connection with the work of the proposed Contract. This bond shall be maintained in full force and effect until all work under the Contract is completed and accepted by tbe City, and until all claims for materials and labor have been paid. Attachment "8" -Insurance Requirements Page 3013 6-68 80% LOW INCOME ANNUAL MONTHLY INCOME* INCOME $46,250 $3,854 $52,900 $4,408 $59,500 $4,958 $66,100 $5,508 $71,400 $5,950 $76,700 $6,392 $81,950 $6,829 $87,250 $7,271 A TT ACHMENT "c" 2009 San Diego Income Limits Median Income: $74,900 120% MODERATE INCOME ANNUAL MONTHLY INCOME INCOME $62,950 $5,246 $71,900 $5,992 $80,900 $6,742 $89,900 $7,492 $97,100 $8,092 $104,300 $8,692 $111,500 $9,292 $118,650 $9,888 *Income Limits 80% and Below are Based on HUD Formula Income Limits Adjusted for High Housing Cost Area 6-69 Attachment "e" - Income Limits Page 1 of 1 ATTACHMENT "D" Redevelopment and Housing Disclosure Statement Pursuant to Council Policy 101-01, prior to any action upon matters that will require discretionary action by the Council, Planning Commission and all other official bodies of the City, a statement of disclosure of certain ownership of financial interests, payments, or campaign contributions for a City ofChula Vista election must be filed. The following information must be disclosed: I. List the names of all persons having a [mancial interest in the project that is the subject of the application or the contract. e.g., owner, applicant, contractor, subcontractor, material supplier. 2. If any person' identified pursuant to (1) above is a corporation or partnership, list the names of all individuals witb a $2000 investment in the business (corporation/partnership) entity. 3. Ifany person* identified pursuant to (1) above is a non-profit organization ortrus!, list the names of any person serving as director of the non-profit organization or as trustce or beneficiary or trustor of the trust. 4. Please identify every persall, including any agents, employees, consultants, or independent contractors you have assigned to represent you before the City in this matter. 5. Has any person* associated with this contract had any [mancial dealings with an official*" of the City ofChula Vista as it relates to this contract within the past 12 montbs?Yes_No_ JfY~" hriefly r/p<;;r:rihe: the: n~ture oflhe tin~nci~l intpref':t the ('\ffir.i~l** may have in Attachment "D" - Disclosure Form Page 1 at 2 6-70 this contract. 6. Have you made a contribution of more than $250 within the past twelve (12) months to a current member of the Chula Vista City Council? No_ Yes_ rfyes, which Council member? 7. Have you provided more than $340 (or an item of equivalent) to an official" of the City ofChula Vista in the past twelve (12) months? (This includes being a source of income, money to retire a legal debt," gift, loan, etc.) Yes No TfYes, which official'* and what was the nature ofitcmprovided? Date: Signature of Developer Print or type name of Developer * Person is defmed as: any individual, firm, co-partnership, joint venture, association, social club, fraternal organization, corporation, estate, trust, receiver, syndicate, any other county, city, municipality, district, or other political subdivision, -or any other group or combination acting as a unit. ** Official includes, but is not limited to: Mayor, Council member, Planning Commissioner, Member ofa board, commission, or committee of the City, employee, or staff members. Attachment "D" - Disclosure Form Page 2 of 2 6-71 ._.~. EXHIBIT 1 NO. CHARGE o.N TIllS Do.CUMENT Fo.R THE BENEFIT o.F A PUBLIC AGENCY Recording Requested By: City Clerk City of Chula Vista 276 Fourth Avenue Chula Vista, California 91910 And When Recorded Mail To: City Clerk City ofChula Vista 276 Fourth Avenue Chula Vista, California 91910 DEED o.F TRUST TillS DEED OF TRUST is dated as of the of _,20--, by Community HousingWorks, A California Non-Profit ("Trustor"), whose address is 4345 University Avenue, Suite 550, San Diego, CA 92105, Attention: Susan M. Reynolds, and THE CITY OF CHULA VISTA, a publie body, corporate and politic (the "Beneficiary" and "Trustee"), whose address is 276 Fourth Avenue, ChuJa Vista, California, 91910. TRUSTo.R HEREBY irrevocably grants, transfers, and assigns to Trustee, in trust, with power of sale, all that property in the City ofChula Vista, County of San Diego, State of California (the "Property"), described as: (See Legal Description - Exhibit "A") Fo.R THE PURPo.SE o.F SECURING: (I) Payment of the indebtedness evidenced by a promissory note of even date herewith executed by Trustor, in the principal sum of Do.LLARS ($XX:X,)()CX), and any renewal, extension, or modification of the promissory note (the "NSP Loan"); Pursuant to the terms of the NSP Developer Agreement, dated (the "Agreement"), providing the following: Neighborhood Stabilization Program Cily CUlIllcilR.e:ii<lIUlion No. Z:lJ11J.._ 6-72 The NSP Loan will accrue interest at a rate ofzero percent (0%) per annum. The NSP Loan shall be due and payable on the earliest of: (a) the date the Assisted Unit is sold; or (b) an Event of Default by Trustee which has not been cured as provided for in the Note. Notwithstanding the ahove, it is intended that the full amount ofthe NSP Loan for the Assisted Unit will be reduced by the following: (a) Homebuyer Subsidy. The Homebuyer Subsidy is the amount of the Selling Price minus the principal balance of the "Qualified Homebuyer's" (households at or below one hundred and twenty percent (120%) ofthe area median income) home loan (the "Homebuyer Loan"). The Homebuyer Subsidy is limited to forty 'percent (40%) of the Selling Price and capped for a maximum amount of $70,000. The Homebuyer Subsidy is an amount assumed in the form of silent second mortgage assistance to Qualified Homebuyer in compliance with the Neighborhood Stabilization First-Time Homebuyer Program Guidelines; and (b) Closing Costs. Closing Costs for the sale ofthe Assisted Unit to Qualified Homebuyer. The NSP Loan, less the sum of the Homebuyer Subsidy and Closing Costs shall be repaid to Trustee upon the sale of the Assisted Unit. Upon the repayment of the NSP Loan, Trustee shall be released fi'om its repayment obligations. At the time ofthe sale of the Assisted Unit to Qualified Homebuyer, Trustee shall cause to be delivered to Trustor a reconveyance of the Deed of Trust from such Assisted Unit and a termination of the Agreement as a lien on such Assisted Unit. Upon transfer oftitle to the Qualified Homebuyer, a "Homebuyer Deed of Trust" and "Homeowner's Regulatory Agreement for Neighborhood Stabilization Program Participation" shall be recorded to secure the Homebuyer Subsidy ("Second Mortgage Loan"), and to require its repayment if the Assisted Unit is no longer the principal residence and upon sale, rental, refinance, conveyance, transfer or change in title ofthe Assisted Unitprior to the expiration of the affordability period. Sale, rental, refmance, conveyance, transfer or change in title of the Assisted Unit prior to the expiration of the affordability period will cause the shared equity in addition to the principal as provided in the Homebuyer Deed of Trust. (2) Any additional sums and interest that may hereafter be loaned to the then record owner of the Property by Trustee, when evidenced by another note or notes reciting that it or they are so secured; (3) The performance of each agreement contained in this Deed of Trust, the terms being synonymous, and the Notc refcrenced in Paragraph (I) above; and (4) The performance of each agreement of Trustor under that certain "Developer Agreement" dated March 24, 20 I 0, terms and conditions of which bind the Property and run with the land and which are being assumed by Trustor. Notwithstanding anything set forth herein to the contrary this Deed of Trust expressly does not secure any obligations, covenants, indemnities or other agreements of the Trustor, Community HousingWorks, - or their successors or assigns, under: (i) that certain Developer Agreement between Community HousingWorks and Trustee. 2 Neighborhood Stabilization Program Cily CouncilR=>lulion:No. 2010-_ 6-73 A. TO PROTECT THE SECURITY OF THIS DEED OF TRUST, TRUSTOR AGREES: Maintenance and Repair (1) To keep the Property in good condition and repair; not to remove or demolish any buildings on the Property; to complete or restore promptly and in good and workmanlike manner any building that may be constructed, damaged, or destroyed on the Property; to pay when due all claims for labor performed and materials furnished tor the Property; to comply with all laws affecting the Property or requiring any alterations or improvements to be made on the Properly; not to commit or permit waste of the Properly; not to commit, suffer, or permit any act upon the Property in violation onaw; and to cultivate, irrigate, fertilize, fumigate, prune, and do all other acts that from the character or use ofthe Property may be reasonably necessary. Fire Insurance (2) To provide, maintain, and deliver to Beneficiary fire insurance satisfactory to and with loss payable to Beneficiary as its interest may appear. Subject to the rights of any senior lenders, the amount collected under any fire or other insurance policy may be applied by Beneficiary upon any indebtedness secured by this Deed of Trust and in any order determined by Beneficiary, or at the option of Beneficiary the entire amount so collected or any part of that amount may be released to Trustor. This application or release shall not cure or waive any default or notice of default under this Deed of Trust or invalidate any act done pursuant to such a notice. Notwithstanding the foregoing, in the event of any fire or other casualty to the Property, Trustor shall have the right to rebuild the Property, and to use all available insurance proceeds therefor, provided that (a) such proceeds are sufficient to rebuild the Property in a manner that provides adequate security to Beneficiary for repayment of the indebtedness secured hereby or if such . proceeds are insufficient then Trustor shall have funded any deficiency, (b) Beneficiary shall have the right to approve (which shall not be unreasonably withheld or delayed) plans and specifications for any major rebuilding and the right to approve (which shall not be unreasonably withheld or delayed) disbursements of insurance proceeds for rebuilding under a construction escrow or similar arrangement, and (c) no material default then exists hereunder or under the Note. If the casualty affects only part of the Property and total rebuilding is not feasible, then proceeds may be used for partial rebuilding and partial repayment of the indebtedness secured hereby in a manner that provides adequate security to Beneficiary for repayment of the remaining indebtedness secured hereby. Defense of Security (3) To appear in and defend any action or proceeding purporting to affect the security of this Deed of Trust or the rights or powers of Beneficiary, or Trustee; and to pay all costs and expenses, including cost of evidence of title and attorneys' fees in a reasonable sum, in any such action or 3 Neighborhood Stabilization Program elly COUflcl R~luljon No. 2010-_ 6-74 proceeding in which Beneficiary or Trustee may appear, and in any suit brought by Beneficiary to foreclose this Deed of Trust. Payment of Liens and Taxes (4) To pay, at least ten (10) days before delinquency, all taxes and assessments affecting the Propelty, including assessments on appurtenant water stock, all encumbrances, charges, and liens, with interest, on the Propetiy or any part of the Property, which appear to be prior or superior to this Deed of Trust; and all costs, fees, and expenses of this Trust. I f Trustor fails to make any payment or to do any act as provided in this Deed of Trust, then Beneficiary or Trustee may (but is not obligated to) make the payment or do the act in the required manner and to the extent deemed necessary by Beneficiary or Trustee to protect the security of this Deed of Trust. The performance by Beneficiary or Trustee of such an act shall not require notice to or demand upon Trustor and shall not release Trustor from any obligation under this Deed of Trust. Beneficiary or Trustee shall also have the foHowing related rights and pcwers: to enter upon the Property for the foregoing purposes; to appear in and defend any action or proceedrng purporting to affect the security of this Deed of Trust or the rights or powers of Beneficiary or Trustee; to pay, purchase, contest, or compromise any encumbrance, charge, or lien that in the judgment of either appears to be prior or superior to this Deed of Trust; to employ counsel; and to pay necessary expenses and costs, including reasonable attorneys' fees. Reimbursement of Costs (5) To pay immediately and without demand all sums expended by Beneficiary or Trustee pursuant to this Deed of Trust, with interest from date of expenditure at the amount allowed by law in effect at the date of this Deed of Trust, and to pay any amount demanded by Beneficiary (up to the maximum allowed by law at the time of the demand) for any statement regarding the obligation secured by this Deed of Trust. (6) That it will pay the City Note at the time and in the manner provided therein. (7) That it will not permit or suffer the use of any of the Property for any purpose other than the use for which the same was intended at the time this Deed of Trust was executed. (8) Th~t the Note, the Loan Agreement, Memorandum of First Right of Refusal, Affordable Housing Agreement and the Declaration of Covenants and Restrictions are incorporated herein by reference and made a part of this Deed of Trust, although not attached. Copies are on file in the office of the Redevelopment Agency and Housing Authority of the City of Chula Vista. (9) To perform, in a timely manner, each agreement and covenant by and between Trustor on any and all notes, loans and deeds oftrust that are senior and/or junior to this Deed of Trust. A default in any ofthese obligations and the expiration of any applicable notice or cure periodshall constitute a default under this Deed of Trust. 4 Neighoorhood Stabilization "Program CilyCotlncilR:sollltioll s,. !01Q. ~ 6'-75 Affordable Housing Resale Restrictions (10) To market the property for sale to households at or below one hundred and twenty percent (120%) of the area median income in accordance with the Developer Agreement and Neighborhood Stabilization Program (NSP) regulations. (11) To provide the City with written notice of the eligible household and record all required documents in compliance with the Trustees Neighborhood Stabilization First-Time Homebuyer Program Guidelines. B. THE PARTIES AGREE THAT: Condemnation Award (1) Any award of damages in connection with any taking or condemnation, or for injury to the Property by reason of public use, or for damages for private trespass or injury to the Property, is hereby assigned and shall be paid to Beneficiary (subject to the rights of any senior lenders), as its interest may appear as further security for all obligations secured by this Deed ofT rust. Upon receipt of such proceeds, Beneficiary may hold the proceeds as further security, or apply or release them in the same manner and with the same effect as provided in Paragraph A(2) ofthis Deed of Trust for the disposition of proceeds of fire or other insurance. Waiver of Late Payments (2) By accepting payment of any sum secured by this Deed of Trust after its due date, Benefieiary does not waive its right either to require prompt payment when due of all other sums so secured or to declare default for failure to pay any indebtedness secured by this Deed of Trust. Trustee's Powers (3) Upon written request of Beneficiary and presentation of this Deed of Trust and the Note far endorsement, Trustee may (a) reconvey all or any part of the Property; (b) consent to the making and recording, or either, of any map or plat of all or any part of the Property; (c) join in granting any easement on the Property; or (d) join in or consent to any extension agreement or any agreement subordinating the lien, encumbrance, or charge of this Deed of Trust. Trustee need not provide Trustor with notice before taking any of the foregoing actions, and shall not be liable for the proper performance of the act. The exercise by Trustee of any of the foregoing powers shall not affect the personal liability of any person for payment afthe indebtedness secured by this Deed of Trust, or the lien of this Deed of Trust on the remaining property as security for the repayment of the full amount secured by this Deed of Trust. . 5 Neighborhood StabiliZ3tion Program CjlyC"une>lResohllioo No_ 2010-_ 6-76 Full Reconveyance (4) Upon ,witten request of Beneficiary stating that all sums secured by this Deed of Trust have been paid, surrender of this Deed of Trust, the Note, and any other notes secured by this Deed of Trust to Trustee for cancellation and retention, and payment of Trustee's fees and charges, Trustee shall reconvey, without warranty, the Property then subject to this Deed of Trust. The recitals in the reconveyance shall be conclusive proofofthe truthfulness ofthc recitals, The grantee in the recon- veyance may be described as "the person or persons legally entitled thereto," Five years after issuance of the full reconveyance, Trustee may destroy the Note and this Deed of Trust, unless directed in the request to retain them, Assignment of Rents (5) As additional security, Trustor hereby gives to and confers upon Beneficiary the right, power, and authority during the continuance of these Trusts, to collect the rents, issues, and profits of the Property, but reserves the right, prior to any default, which shall continue beyond any applicable notice and cure periods, by Trustor in payment of any indebtedness secured by this Deed of Trust or in the performance of any agreement under this Deed of Trust, to collect and retain these rents, issues, and profits as they become due and payable. Upon any such default, Beneficiary may, without notice and without regard to the adequacy ofthe security for the indebtedness secured by this Deed of Trust, either personally or by agent or court-appointed receiver, do the following: enter upon and take possession of the Property or any part of the Property; sue for or otherwise collect all rents, issues, and profits, including those past due and unpaid; and apply these rents, issues, and profits, less costs and expenses of operation and collection (including reasonable attorneys' fees), upon any indebtedness secured by this Deed of Trust, in any order determined by Beneficiary, The exercise of the foregoing rights by Beneficiary shall not cure or waive any default or notice of default under this Decd of Trust or invalidate any act done pursuant to such a notice. Default in Foreclosure (6) Upon default by Trustor in the payment of any indebtedness secured by this Deed of Trust or in the performance of any material obligation under this Deed of Trust, and the expiration of any and all applicable notice or cure periods, Beneficiary may declare all sums secured by this Deed of Trust immediately due and payable by delivering to Trustee a written declaration of default and demand for sale and a written notice of default and election to sell the Property, Trustee shall cause the notice of default and election to sell to be recorded, Beneficiary also shall deposit with Trustee this Deed of Trust, the Note, and all documents evidencing any additional expenditures secured by this Deed of Trust, After the required time period has lapsed following the recordation ofthe notice of default, and after notice of sale has been given as required by law, Trustee, without demand on Trustor, shall sell the Property at the time and place specified in the notice of sale, either as a whole or in separate parcels, and in any order determined by Trustee, at public auction to the highest bidder for cash in lawful 6 Neighborhood Stabilization Program C;lyCoo"ncilResa!ution:-.lo2QI0-_ 6-77 _ .~.W' money of the United States, payable at the time of sale. Trustee may postpone sale of all or any portion of the Property by public announcement at the time and place of sale, and from time to time thereafter may postpone the sale by public announcement at the time fixed by the preceding postponement. Trustee shall deliver to the purchaser at the auction its deed conveying the Property sold, but without any covenant or warranty, express or implied. The recital in the deed of any matter or fact shall be conclusive proof of the truthfulness ofthe recita!. Any person, including Trustor, Trustee, or Beneficiary, may purchase at the sale. After deducting all costs, fees, and expenses of Trustee and Beneficiary under this paragraph, including costs of procuring evidence oftitle incurred in connection with sale, Trustee shall apply the proceeds of sale to payment of: all sums expended under the terms of this Deed of Trust, not then repaid, with accrued interest at the amount allowed by law in effect at the date ofthis Deed of Trust; all other sums then secured by this Deed of Trust; and the remainder, if any, to the person or persons legally entitled to the remaining proceeds. (7) Should the undersigned agree to or actually sell. convey, transfer, or dispose of, or further encumber the real property described in this deed of trust securing the Promissory Note, or any part orit, or any interest in it, without first obtaining the written consent of the Holder of the Note, then all obligations secured hy the Note and trust deed may be declared due and payable, at the option of the Holder. Consent to one transaction of this type will not constitute a waiver of the right to require consent to future or successive transactions. General Provisions (8) This Deed applies to, inures to the benefit of, and binds all parties to this Deed of Trust and their heirs, legatees, devisees, administrators, executors, successors, and assigns. The term "Benefici- ary" shall mean the holder and owner, including pledgee, of the Note secured by this Deed of Trust, whether or not named as a beneficiary in this Deed of Trust, and the heirs, legatees, devisees, administrators, executors, and assigns of any such person. In this Deed, whenever the context so requires, the masculine gender includes the feminine and/or neuter, and the singular number includes the p Iura!. Acceptance by Trustee (9) Trustee accepts this Trust when this Deed, duly executed and acknowledged, is made a public record as provided by law. Trustee is not obligated to notiiy any party to this Deed of Trust of pending sale under any other deed of trust or of any action or proceeding in which Trustor, Beneficiary, or Trustee shall be a party unless brought by Trustee. Su bstitution of Trustees (l0) Beneficiary, or any successor in ownership of any indebtedness secured by this Deed of Trust, may from time to time, by written instrument, substitute a successor or successors to any Trustee named in or acting under this Deed of Trust. The substitution instrument shall contain the name of 7 Neighborhood Stabilization Program CiryCoU'ncil R~."lD""'" No. 2OIQ__ 6-78 the original Trustor, Trustee, and Beneficiary under this Deed of Trust, the book and page where this Deed is recorded, and the name and address ofthe new Trustee. When executed by Beneficiary and duly aclmowledged and recorded in the office of the recorder of the county or counties where the Property is situated, the substitution instrument shall be conclusive proof of proper substitutionoftbe successor Tmstee or Trustees. Any successor Trustee or Trustees shall, without conveyance from the predecessor Trustee, succeed to all its title, estate, rights, powers, and duties. Cumulative Powers and Remedies (II) The powers and remedies conferred in this Deed of Trust are concun.ent and cumulative to all other rights and remedies provided in this Deed ofTmst or given by law. These powers and remedies may be exercised singly, successively, or together, and as often as deemed necessary. Conclusiveness of Recitals (12) The recitals contained in any reconveyance, trustee's deed, or any other instrument executed by Trustee from time to time under the authority ofthis Deed of Trust or in the exercise of its powers or the performance of its duties under this Deed of Trust, shall be conclusive evidence of their truth, whether stated as specific and particular facts, or in general statements or conclusions. Further, the recitals shall be binding and conclusive upon Trustor, its heirs, executors, administrators, successors, and assigns, and all other persons. Attorneys' Fees (13) If any action is brought for the foreclosure ofthis Deed of Trust or for the enforcement of any provision of this Deed of Trust (whether or not suit is filed), Trustor agrees to pay all costs and expenses of Beneficiary and Trustee, including reasonable attorneys' fees; and these sums shall be secured by this Deed of Trust. Co-trustees (14) If two or more persons are designated as Trustee in this Deed of Trust, any, or all, power granted in this Deed of Trust to Trustee may be exercised by any oHhose persons, if the other person or persons are unable, for any reason, to act. Any recital 0 fthis inability in any instrument executed by any oHhose persons shall be conclusive against Trustor and Tmstor's heirs and assigns. Request for Notices of Default and Sale (15) In accordance with Section 2924b of the California Civil Code, request is hereby made that a copy of any Notice 0 fDefault and a copy of any Notice 0 f Sale under any Deeds ofT rust executed by Trustor, and recorded in the Official Records of San Diego County, California, in which Beneficiary, is named as beneficiary, be mailed to: Beneficiary: City of Chula Vista 276 Fourth Avenue 8 Neighborllood Stabilization Program e,l)' C(}\lDciI R~o\ulilXl No.. ::OUI.._ 6-79 Chula Vista, CA 91910 Attention: Director of Redevelopment and Housing Ifto Trustor: Community HousingWorks 4345 University Avenue, Suite 550 San Diego, CA 92105 Attention: Susan M. Reynolds NOTICE: A copy of any notice of default and of any notice of sale will be sent only to the address contained in this recorded request. If your address changes, a new request must be record ed. I The undersigned Trustor requests that a copy of any notice of default and of any notice of sale under this Deed of Trust be mailed to Trustor at the address of Trustor set forth above. (16) Trustor shall permit Beneficiary and its agents or representatives, to inspect the Property at any and all reasonable times, upon prior written notice of not less than twenty-four (24) hours (unless Trustor is in default under any of the Loan Documents). Inspections shall be conducted so as not to interfere with the tenants' use and enjoyment of the Property and the general operation of the Property. (17) The City Loan provided for herein shall be subject to tbe restrictions set forth in the Loan Agreement and Declaration of Covenants and Restrictions and Trustor hereby consents to such restrictions and agrees to be bound thereby. Such restrictions shall be in addition to and not in limitation of the rights of Beneficiary expressly set forth in this Deed of Trust. (18) For purposes ofthis Deed of Trust, "Hazardous Materials" mean and include any hazardous, toxic or dangerous waste, substance or material including, without limitation, flammable explosives, radioactive materials, asbestos, hazardous wastes, toxic substances and any materials or substances defined as hazardous materials, hazardous substances or toxic substances in (or for purposes of) the Comprehensive Environmental Response, Compensation and Liability Act of 1980 ("CERCLA"), as amended (42 U.S.C. ~9601, ef seq.), the Hazardous Materials Transportation Act (49 U.S.c. ~180], ef seq.), the Resource Conservation and RecovelY Act (42 U.S.C. ~6901, ef seq.), and those substances defined as hazardous wastes in ~251l7 of the California Health and Safety Code or as hazardous substances in ~25316 of the California Health and Safety Code or in any regulations promulgated under either such law, any so-called "Superfund" or "Superlien" law, or any other federal, state or local statute, law, ordinance, code, rule, regulation, order or decree regulating, relating to, or imposing liability or standards of conduct concerning, any hazardous, toxic or dangerous waste, substance or material, as now or at any time hereafter in effect. (19) In addition to the general and specific representations, covenants and warranties set forth in the Deed of Trust or otllerwise, Trustor represents, covenants and warrants, with respect to Hazardous Materials, as follows: 9 Neighborhood St:1bili:wtJon Program City Council Rl:!;Olmillll No. 2010-_ 6-80 (a) Neither Trustor nor, to the best knowledge of Trustor, any other person, has ever caused or permitted any Hazardous Materials to be manufactured, placed, held, located or disposed of on, under or at the Property or any part thereof, and neither the Property nor any part thereof, or any propelty adjacent thereto, has ever been used (whether by Trustor or, to the best knowledge of Trustor, by any other person) as a manufacturing site, dump site or storage slte (whether permanent or temporary) for any Hazardous Materials. ''Hazardous Materials" for purposes ofthis Paragraph 19(a) shall not include substances typically used in the ordlnary course of developing, operating and maintaining apartment complexes, provided that such substances are used in accordance wlth all applicable laws. (b) Trustor hereby agrees to indemnify Beneficiary, its officers, employees, contractors and agents, and hold Beneficiary, its officers, employees, contractors and agents harmless from and against any and all losses, liabilities, damages, injuries, costs, expenses and claims of any and every kind whatsoever paid, incurred or suffered by, or asserted against Beneficiary, its officers, employees, contractors or agents for, with respect to, or as a direct or indirect result of, the presence or use, generation, storage, release, threatened release or disposal of Hazardous Materials on or under the Property or the escape, seepage, leakage, spillage, discharge, emission or release of any Hazardous Materials from the Property (including, without limitation, any losses, liabilities, damages, injuries, eo,'ts, expenses or claims asserted or arising under CERCLA, any so-called "Superfund" or "Superlien" law, or any other federal, state or local statute, law, ordinance, code, rule, regulation, order or decree regulating, relating to or imposing llability or standards of conduct concerning any Hazardous Materials) regardless of whether or not caused by or within the control of Trustor. The foregoing indemnificarion shall not apply to any liabiliry resulting from (Q an event that occurs after a transfer of the Property due to any foreclosure sale Gudicial or nonjudicial) or a deed in lieu of foreclosure, or (ii) acts or omissions of Beneficiary or its agents. (c) Trustor has not received any notice of (i) the happening of any event involving the use, spillage, discharge, or cleanup of any Hazardous Materials ("Hazardous Discharge") affecting Trustor or the Property or (ii) any complaint, order, citation or notice with regard to air emlssions, water discharges, noise emissions or any other environmental, health or safety matter affecting Trustor or the Property ("Environmental Complaint") from any person or entity, including, without limitation, the United States Environmental Protection Agency ("EP A"). If Trustor receives any such notice after the date hereof, then Trustor will give, within seven (7) business days thereafter, oral and written notice of same to Beneficiary. (d) Without limitation of Beneficiary's rights under this Deed of Trust, Beneficiary shall havc the right, but not the obligation; to enter onto the Property or to take such other actions as it deems necessary or advisable to clean up, remove, resolve or minimize the impact of, or otherwise deal with, any such Hazardous Materials or Environmental Complaint upon its receipt of any notice from any person or entity, including without limitation, the EP A, asserting the e>dstence of any Hazardous Materials or an Environmental Complaint on or pertaining to the Property which, if true, could result in an order, suit or other action against Trustor affecting any part of the Property by any governmental agency or otherwise which, in the sole opinion of Beneficiary, could jeopardize its security under this Deed of Trust. All reasonable costs and expenses incurred by Beneficiary in the 10 Neighborhood Srubiliz.1tion Program CilyCouoc,1Rcl;olution~o.2016-_ 6-81 exercise of any such rights shall be secured by this Deed of Trust and shall be payable by Trustor upon demand together with interest thereon at a rate equal to the highest rate payable under the note secured hereby. (e) The foregoing representation, covenants, indemnities and warranties shall be continuing and shall be true and correct for the period from the date hereof to the release of this Deed of Trust (whether by payment of the indebtedness secured hereby or foreclosure or action in lieu thereof), and these representations, covenants, indemnities and warranties shall survive such release. (20) Each successor owner of an interest in the Property other than through foreclosure or deed in lieu of foreclosure of an interest superior to this Deed of Trust, shall take its interest subject to this Deed ofTmst. (21) This Deed of Trust shall be governed by and construed in accordance with the laws ofthe State of California. I I I (22) [f the Property is allocated to a low-income housing tax credits under the provisions of sections 17058 and 23610.5 ofthe Revenue and Taxation Code of State of California and under the Section 42 of the Interna] Revenue Code of ]986, as amended ("Code") then the Property will be subject to certain requirements of Section 42 of the Code, including, but not limited to Section 42(h)(6)(e)(ii), which does not permit the eviction or termination oftenancy (other than for good cause) of an existing tenant of any low- income unit or any increase in the gross rent with respect to such unit not otherwise permitted under Section 42 for a period of three (3) years after the date the Property is acquired by foreclosure or deed in lieu of foreclosure. Beneficiary acknowledges the provisions of Section 42 of the Code and agrees that, if and to the extent applicable to Beneficiary in connection with the Property, Beneficiary will comply therewith. Recourse Durin!! Construction and Non-Recourse After Filin!! of Certificate of Completion. (23) Following the timely completion of the construction of the Project, as defined in the Loan Agreement, measured by the timely ftIing of a Certificate of Completion, nothing herein contained shall be deemed to cause T rustor (or any of its partners, or any of their respective directors, officers, employees, partners, principals or members) personally to be liable to payor perform any of its obligations evidenced hereby, and the Beneficiary shall not seek any personal or deficiency judgment on such obligations, and the sole remedy 0 f the Beneficiary with respect to the repayment ofthe loan evidenced by this Note shall be against the Property; provided, however, that the foregoing shall not in any way affect any rights the Beneficiary may have (as a secured party or otherwise) hereunder or under this Deed of Trust, or any other rights the Beneficiary may have to: (a) recover directly from the Trustor any funds, damages or costs (including, without [imitation, reasonable attorneys' fees and costs) incurred by the Beneficiary as a result of fraud, intentional misrepresentation or intentional waste by Trustor; or (b) recover directly from the Trustor any condenmation or insurance proceeds, or other similar funds or paYments attributable to the Property which under the terms of this Deed of Trust should have been paid to the Beneficiary, and any costs and expenses incurred by the 11 Neighborhood 5mbiliZJtion Program CiTy eollnol Rewlurio" No. 2010-_ 6-82 Beneficiary in connection therewith (including, without limitation, reasonable attorneys' fees and costs). (24) All individuals signing this Deed of Trust for a party which is a corporation, a partnership or other legal entity, or signing under a power of attorney, or as a trustee, guardian, conservator, or in any other legal capacity, covenant to the Beneficiary that they have the necessary capacity and authority to act for, sign and bind the respective entity or principal on whose behalf they arc signing. (25) This Deed of Trust is subordinate and subject to the Deed of Trust and Assigmnent of Rents dated as of . , executed by Trustor for the benefit of (the" Beneficiary") and recorded concurrently herewith, and the rights hereunder are otherwise subject to the terms and conditions of that certain Subordination Agreement recorded concurrently herewith and executed by the Trustor, and the Beneficiary, the City of Chula Vista. [Signature Pages to Follow] 12 Neighborhood Stabiliz:ltion Progrom City C"",wl R<=>lulion No. 2(lJ(i.._ 6-83 COMMUNITY HOUSINGWORKS, a California Non-Profit By: Susan M. Reynolds, President & Chief Executive Officer CITY OF CHULA VISTA By: James D. Sandoval, City Manager 13 Neighborhood Stabilization Program CitYCoUIlciIRC5<llutloIlNu.1010-_ 6-84 REQUEST FOR FULL RECONVEYANCE To be used only when note has been paid Dated TO , Trustee: The undersigned is the legal owner and holder of all indebtedness secured by the within Deed of Trust. All sums secured by said Deed of Trust have been fully paid and satisfied; and you are hereby requested and directed, on payment to you of any sums owing to you under the terms of said Deed of Trust, to cancel all evidences of indebtedness, secured by said Deed of Trust, delivered to you herewith together with the said Deed of Trust, and to reconvey, without warranty, to the parties designated hy the terms of said Deed of Tmst, the estate now held by you under the same. By By By By NUULRECONVEYANCETO: 14 Neighborhood Stabihzation Program City ClluncilResnluticn No. 2010._ 6-85 ACKNOWLEDGMENT State of California ) ) County of San Diego ) On , 200_, before me, personally appeared, personally known to me (or proved to me on the basis of satisfactory evidence) to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/shelthey executed the same in his/her/their authorized capacity(ies), and that by his/herltheir signature(s) on the instrument the person(s), or the entity on behalf of which the person(s) acted, executed the instrument. WITNESS my hand and 0 fficial sea!. Signature (Seal) 15 Neighborhood Stabilization Program City CO""ClJResolurion No. 2010-_ 6-86 ACKNO\VLEDGiHENT STATE OF CALlFORJ'I1A ) ) S.S. COUNTY OF SAN DIEGO ) On , 20 before me, Donna Norris, City Clerk, personally appeared , who proved to me on the basis of satisfactory evidence to be the person whose name is subscribed to the within instrument and acknowledged to me that he executed the same in his authorized capacity, and that by his signature on the instrument, the person, or the entity upon behalf of which the person acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of Cali fomi a that the foregoing paragraph is true and correct WITNESS my hand and official seal Donna Norris, CMC City Clerk of the City ofChula Vista (SEAL) 16 Neighborhood Slabilintion Program CityC"""cilResolution No.101Q-_ 6-87 Exhibit "A" Legal Description All that certain real property situated in the City of Chula Vista, County of San Diego, State of California, described as fo \lows: INSERT LEGAL DESCRIPTION APN: 17 Neighborhood Stabilization Program CiryCo"n,~ Resolution No. 201~_ 6-88 EXHIBIT 2 DONOT DESTROY THIS NOTE: WHEN PAID, THIS NOTE AND THE DEED OF TRUST SECURING IT MUST BE SURRENDERED TO TRUSTEE FOR CANCELLATION BEFORE RECOJ'I1VEY ANCE WILL BE ~MADE. ---------------------------------------------------------------------------------------------------------------- NOTE SECURED BY DEED OF TRUST ("Note") San Diego, California Month Day, 20 I 0 1. Principal and Interest. FOR VALUE RECEIVED, and in consideration of thc Ncighborhood Stabilization Program (NSP) Developer Agrccmcnt, datcd March 24, 20 I 0 (thc "Agreemcnt"), made by the City of Chula Vista, a public body, corporate and politic ("City" and "Holder") and Community HousingWorks , A California Non-Profit Organization ("Maker") promises to pay to City, or order, at 276 Fourth Avenue, Chula Vista, California 91910, the sum of Dollars (U.S. $ ) (the "NSP Loan"), at the rate of zero percent (0%) pcr annum, pursuant to the tcrms of the NSP Developer Agreement, dated , for acquisition, rehabilitation and disposition of the "Assisted Unit" at 2. Affordable Housing Resale Restriction. This Promissory Note (the "Promissory Note" or "Notc") is made and delivered pursuant to and in implementation of the Developer Agreement by and between the Holder and the Maker dated March 24,2010 (the "Restriction"), a copy ofwhieh is on file as a public record with the Holder and is incorporatcd hcrcin by reference. Unless dclinitions of terms have been expressly set out at length herein, each term shall have the same definition as set forth in the Restriction. 3. Acceleration Upon Default. In the event of any default under the terms of this Note after the expiration of all applicable cure periods, as set forth in the Loan Agreement, of the Deed of Trust or security agreement securing this Notc, or of the Loan Agreement, or any prior or subsequent loans, notes and/or deed oftrust, at the option of the holder of this Note, and after written notice to Maker, with thirty (30) days in which to curc any default, all principal and interest due under this Note and the Note shall immediately become due and payable, without further notice. Failure to exercise such option shall not constitute a waiver of the right to exercise it in tne event of any subsequent defauh. Without limiting any other events of default contained herein, or in any ofthe Loan Documents, the failure to complete rehabilitation of the Neighborhood Stabili7..ation Program CityCouncil Resollrtlon No. 2010-_ 6-89 Project within a reasonable period oftime shall be considered an event of default, entitling the City to accelerate the payment of principal and interest hereunder, as provided in this Section 3. 4. Loan Terms. , I I I II :' I ! , The NSP Loan will accrue interest at a rate of zero percent (0%) per annum. The NSP Loan shall be due and payable on the earliest of: (a) the date the Assisted Unit is sold; or (b) an Event of Default by Trustor which has not been cured as provided for in the Note. Notwithstanding the above, it is intended that the full amount of the NSP Loan for the Assisted Unit will be reduced by the following: (a) Homebuyer Subsidy. The Homebuyer Subsidy is the amount of the Selling Price minus the principal balance of the Qualified Homebuyer's (households at or below one hundred and twenty percent (120%) of the area median income) home loan (the "Homebuyer Loan"). The Homebuyer Subsidy is limited to forty percent (40%) of the Selling Price and capped for a maximum amount of$70,000. The Homebuyer Subsidy is an amount assumed in the form of silent second mortgage assistance to Qualified Homebuyer in compliance with the Neighborhood Stabilization First-Time Homebuyer Program Guidelines; and (b) Closing Costs. Closing Costs for the sale of the Assisted Unit to Qualified Homebuyer. The NSP Loan, less the sum of the Homebuyer Subsidy and Closing Costs shall be repaid to Trustee upon the sale of the Assisted Unit. Upon the repayment of the NSP Loan, Trustee shall be released from its repayment obligations. At the time of the sale of the Assisted Unit to Qualified Homebuyer, Trustee shall cause to be delivered to Trustor a reconveyance of the Deed of Trust from such Assisted Unit and a termination of the Agreement as a lien on such Assisted Unit. Upon transfer of title to the Qualified Homebuyer, a "Homebuyer Deed of Trust" and "Homeowner's Regulatory Agreement for Neighborhood Stabilization Program Participation" shall be recorded to secure the Homebuyer Subsidy ("Second Mortgage Loan"), and to require its repayment if the Assisted Unit is no longer the principal residence and upon sale, rental, refinance, conveyance, transfer or change in title of the Assisted Unit prior to the expiration of the afford ability period. Sale, rental, refinance, conveyance, transfer or change in title of the Assisted Unit prior to the expiration of the affordability period will cause the shared equity in addition to the principal as provided in the Homebuyer Deed of Trust. Pursuant to the NSP Developer Agreement, the term of the NSP Note shall be twelve months (12) from the Effective Date. Should the undersigned sell, convey, transfer, further encumber, or dispose of the Property described in the Deed of Trust securing this Note, or any part of it, or any interest in it, without first obtaining the written consent of City, or the then holder of this Note, then all obligations secur~d by this Note may be declared due and payable, at the option of City, or the then holder of this Note. City reserves the right Neighborhood Stlbl!ization Program Cj~y Council Resolution No. 2010-_ 2 6-90 to approve all sales, transfers, conveyances, additional encumbrances, or dispositions o[the real property which approval shall not be unreasonably withheld or delayed. Consent to one transaction of this type will not constitute a waiver of the right to require consent to future or successive transactions. 5. Security for Note. This Promissory Note is secured by a Deed of Trust of even date herewith, executed by Maker as Trustor in favor of Holder as Beneficiary and Trustee. 6. Attornevs' Fees and Costs. ln the event that any action is instituted to enforce payment under this Promissory Note, the parties agree that the non-prevailing party shall be responsible for and shall pay to the prevailing party aU cnurt costs and all attorneys' fees incurred in enforcing this Note. 7. Amendments. This Note may not be modified or amended except by an instrument in writing expressing such intention executed by the parties sought to be bound thereby, which writing must be so firmly attached to this Note so as to become a permanent part thereof. 8. Maker's Waivers. Maker waives any rights to require the Holder to: (a) demand payment of amounts due (known as "presentment"), (b) give notice that amounts due have not been paid (known as "notice of dishonor"), and (c) obtain an official certification of nonpayment (known as "protest"). 8. Notice. Any notice that must be given to Maker under this Note shall be given by personal delivery or by mailing it by certified mail addressed to Maker at the Property address above or such other address as Maker shall direct from time to time in writing. Failure or delay in giving any notice required hereunder shall not constitute a waiver of any default or late payment, nor shaU it change the time for any default or payment. Any notice to Holder shall be given by certified mail at Holder's address stated in the preamble to this Note. 9. Successors Bound. This Promissory Note shaU be binding upon the parties hereto and their respective heirs, successors and assigns. 10. Catastroohic Event. Neighborhood Stabilization Program City Council Resolution No. 2010-_ 3 6-91 In the event of a catastrophic event, which requires the sale ofthe Property, the Maker shall give written notice to the City, which notice shall initiate the obligations ofthe City under the terms of the Restriction to seck an Eligible Purchaser. [Signature Page to Follow] Neigh.borhood Stabilization Program eit y Council Resolution No. 2010-_ 4 6-92 Maker: COMMUNITY HOUSINGWORKS a California non-profit organization By: Susan M. Reynolds, President &, Chief Executive Officer 5 6-93 Exhibit "A" Legal Description 6 6-94 RESOLUTION NO. 2010- RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA (1) AUTHORIZrNG THE CITY MANAGER TO APPROPRIATE $1,470,000 IN NEIGHBORHOOD STABILIZATlON PROGRAM FUNDS AND $452,936 IN HOME INVESTMENT PARTNERSHIP FUNDS FOR USES PREVIOUSL Y APPROVED BY CITY COUNCIL; (2) AUTHORIZING THE CITY MANAGER TO EXCUTE A FIRST AMENDMENT TO THE MARCH 24, 2010 AGREEMENT BETWEEN THE CITY OF CHULA VISTA' AND COMMUNITY HOUSINGWORKS FOR THE MANAGEMENT AND IMPLEMENTATION OF A NEIGHBORHOOD STABILIZATION PROGRAM; AND (3) AUTHORIZING THE CITY MANAGER TO EXECUTE A THIRD A.1\1ENDMENT TO THE AGREEMENT BETWEEN THE CITY AND COMMUNITY HOUSINGWORKS FOR THE FIRST TlME HOMEBUYER ASSISTANCE PROGRAM WHEREAS, on March 24, 2010, the City, with Council approval, entered into an agreement between Community HousingWorks and the City of Chula Vista for the use of Neighborhood Stabilization Program funds to acquire, rehabilitate, and resell properties to first time homcbuycrs (hereinafter March 24, 20 I 0 Agreement); and WHEREAS, the City of Chula Vista may receive anticipated revenue from NSP activities (acquisition/rehabilitation/resell) completed by Community HousingWorks under the March 24, 2010 Agreement earmarked to assist low- and moderate-income households purchasing foreclosed properties in Neighborhood Stabilization Program (NSP) target areas; and WHEREAS, staff has identified up to $1,470,000 in revenue received from NSP activities be earmarked to assist additional NSP eligible home buyers and establish a revolving loan fund; and WHEREAS, the City wishes to appropriate the $1,470,000 identified above to assist additional NSP eligible homebuyers and establish a revolving loan fund and to enter a First Amendment to the March 24, 2010 Agreement to effectuate the appropriation of such funds; and WHEREAS, on August 23, 2007, the City also entered into an Agreement (as previously amended) with Community HousingWorks for the management of a first time homebuyer down payment and closing cost assistance program (hereinafter Agreement); and WHEREAS, On November 25, 2008, Council approved amending the fiscal year 2008/2009 Annual Action Plan to allocate $452,936 of HOME Investment Partnership Funds for first time homebuyer activities; and 6-95 Resolution No. 20 10- Page 2 WHEREAS, on March 3, 2009, Council approved a Second Amendment to Community HousingWorks First Time Homebuyer Agreement for underwriting services for a first time homebuyer assistance program to include the use of $452,936 in HOME Investment Partnership Funds subject to Council appropriation; and WHEREAS, the City Council of the City of Chula Vista wishes to approve a Third Amendment to the Agreement between the City of Chula Vista and Community HousingWorks for underwriting services for homebuyers wishing to acquire and rehabilitate foreclosed properties using HOME Investment Partnership Funds, including the aforementioned $452,936 in HOME Investment Partnership Funds; and NOW, THEREFORE, THE CITY COUNCIL OF THE CITY OF CHULA VISTA HEREBY DOES RESOLVES as follows: , I [ I I I , I (l) The City Manager is authorized to appropriate revenue and establish a revolving loan fund from NSP funds received in an amount not to exceed $1,470,000 with existing non- profit NSP contractors/developers, including Community Housing Works to acquire and rehabilitate properties under the NSP program to be sold to eligible first time home buyers; and (2) The City Manager is further authorized to appropriate HOME Investment Partnership Funds in the amount of $452,936 for first time homebuyer assistance; and I I I' (3) A First Amendment to the March 24, 2010 Agreement between the City of Chula Vista and Community HousingWorks for the Management and Implementation of a Neighborhood Stabilization Program is approved and the City Manager is authorized to execute such amendment; and (4) The Third Amendment to the Agreement between the City of Chula Vista and Community HousirigWorks for First Time Homebuyer Program for underwriting services is approved and the City Manager is authorized to execute such amendment. Presented by: Approved as to form by: James D. Sandoval City Manager .~ ftZ- Bart C. Miesfeld City Attorney 6-96 THE A TT ACHED AGREEMENT HAS BEEN REVIEWED AND APPROVED AS TO FORt\tI BY THE CITY A TTORt'\TEY'S OFFICE AND WILL BE FORMALLY SIGNED UPON APPROVAL BY THE CITY COUNCIL ~ft{ Bart C. Miesfeld City Attorney Dated: 11 ! 3//0 THIRD AMENDMENT TO THE AGREEMENT BETWEEN THE CITY OF CHULA VISTA AND COMMUNITY HOUSING WORKS FOR MANAGEMENT OF A FIRST TIME HOMEBUYER DOWN PAYMENT AND CLOSING COSTS ASSISTANCE PROGRAM 6-97 THIRD AMENDMENT TO THE AGREEMENT BETWEEN THE CITY OF CHULA VISTA AND COMMUNITY HOUSING WORKS For MANAGEMENT OF A FIRST TIME HOMEBLJYER DOWN PAYMENT AND CLOSING COSTS ASSISTANCE PROGRAM RECITALS A. The City of Chula Vista ("City") and Community HousingWorks ("Consultant") (collectively, the "Parties") entered into an initial agreement, dated August 23, 2007, a First Amendment on June 19, 2008, and a Second Amendment on March 17, 2009 for Management of a First Time Homebuyer Downpayment and Closing Cost Assistance Program (collectively and hereinafter the "Agreement"). B. Pursuant to that Agreement, Consultant agreed to administer the City's HOME Investment Partnership Program funds loan program and Neighborhood Stabilization Program funds in accordance with HOME and NSP requirements including, but not limited to, underv'/Titing loans for first-time homebuyers, servicing the loans, and providing monitoring and reporting services. C. The City amended its 2008-2009 Annual Action Plan to receive CDBG Neighborhood Stabilization Program (NSP) funds from the Department of Housing and Urban Development and allocatcd $452,936 in HOME funds for a First Time Homebuyer Program (FTHB). HUD approved the City's Action Plan amendment. D. The City Council of the City ofChula Vista also approved a Developer Agreement on March 23, 2010 between the City of Chula Vista and Community HousingWorks to acquire and rehabilitate foreclosed properties for the purposes of reselling them to eligible low- and moderate- income households within NSP eligible target areas and/or provide gap financing for first time homehuyers purchasing NSP eligible properties using their own Realtor. The Parties entered into the Management and Implementation Agreement dated in March 24, 20 I 0 (hereinafter "March 24, 2010 Agreement"). E. Given the related nature of the Agreement and March 24, 2010 Agreement, there is a need to make amendments to each agreement to ensure clarity and to avoid duplicative terms and/or requirements. This Third Amendment is intended to make changes to the Agreement. A First Amendment to the March 24, 2010 Agreement will be made on a separate document. F. The City wishes to. make programmatic changes to the First Time Homebuyer Program Scope of Work under the Agreement and extend the Agreement term through June 30. 2011. 1 6-98 AGREEMENT The Parties agree as follows: I. This Third Amendment is contingent on the City appropriating the necessary funds to continue the administration of the FTHB program using HOME and NSP funds. 2. This Third Amendment shall be effective on the later of the following dates: (i) execution of this Third Amendment by the City; or (ii) satisfaction of the contingencies set forth in paragraph I, above. 3. The Agreement shall be amended as follows: a. The Second Amendment dated March 17,2009 amended the initial Agreement dated March 23, 2007 by adding terms ("Terms") to the last paragraph of the initial Agreement, Exhibit A, Paragraph 8, "Scope of Work and Schedule, A. Detailed Scope of Work." The aforementioned Terms are hereby modified as follows: 1. The third paragraph is amended to now read as follows: "Consultant understands that $452,936 in HOME funds are available for assistance of up to $70,000 for each low-income home buyer purchasing a REO foreclosed property using Home funds. This allocation is in addition to the previous HOME fund allocations of $500,000 and $300,000 (which have already been committed) to assist low-income first time homebuyers." 11. The fifth paragraph is amended to now read as follows: "Consultant shall commit and expend the additional allocation of $452,936 in HOME funds by June 30, 2011, unless mutually extended by both parties." Ill. The following paragraph shall be added to the end of the Terms and shall read as follows: "Consultant understands earmarks for the expenditure and commitment ofNSP funds are now covered under a separate Management and Implementation Agreement for a Neighborhood Stabilization Program dated March 24,2010. As such, $1,547,064 in NSP funds are no longer available in this Agreement." b. The Second Amendment dated March 17, 2009 further amended the initial Agreement dated March 23, 2007 by providing for specific deliverables ("Deliverables I through 3") in Exhibit A, Paragraph 8, "Scope of Work and Schedule, C. Dates of Time Limits for Delivery of Deliverables." 6399 The aforementioned Deliverables 1 through 3 are hereby modified to now read as follows: "Deliverable No.1: Consultant shall expend NSP funds in accordance with the Management and Implementation Agreement dated March 24, 2010. Deliverable No.2: Consultant shall close five (5) First Time Homebuyer loans using HOME funds by June 30, 2011. Deliverable No.3: Consultant shall commit and expend all remaining HOME funds by June 30, 2011." 4. Prior versions of "Exhibit B" are hereby replaced by the "Amended Exhibit B," attached to this Third Amendment to the Agreement as Attachment 2. 5. All other terms of the Agreement shall remain in full force and effect. However, if a conflict exists between the terms in this Third Amendment and prior terms, the terms in this Third Amendment shall control. [Next Page is Signature Page.] 6-100 SIGNATURE PAGE To THIRD AMENDMENT TO THE AGREEMENT BETWEEN THE CITY OF CHULA VISTA AND COMMUNITY HOUSING WORKS For MANAGEMENT OF A FIRST TIME HOMEBUYER DOWNPA YMENT AND CLOSING COSTS ASSISTANCE PROGRAM IN WITNESS WHEREOF, City and Consultant have executed this Third Amendment to the Agreement indicating that they have read and understood the Third Amendment and indicate their full and complete consent to its terms: Dated: ,2010 City of Chula Vista , I I I I il II II I, by: James D. Sandoval, City Manager Attest: Donna Norris, City Clerk Approved as to form: Bart C. Miesfeld, City Attorney Dated: Community HousingWorks By: Susan M. Reynolds, President & CEO Attachments: 1. Agreement between the City of Chula Vista and Community HousingWorks dated August 23, 2007, and First Amendment and Second Amendment dated June 17,2008 and March 17, 2009, respectively 2. Amended "Exhibit B," consisting of updated Neighborhood Stabilization Funds and HOME Investment Partnership Funds Source of Funds Side by Side Comparison of Homebuyer Assistance Requirements 4 6-101 THE ATTACHED AGREEMENT HAS BEEN REVIEWED AND APPROVED AS TO FORM BY THE CITY ATTORNEY'S OFFICE AND WILL BE FORMALLY SIGNED UPON APPROVAL BY THE CITY COUNCIL ~Y}/Ylv-n ~ Bmt C. Miesfeld City Attorney Dated: il/3)/O FIRST AMENDMENT TO THE AGREEMENT BETWEEN THE CITY OF CHULA VISTA AND COMMUNITY HOUSING WORKS FOR MANAGEMENT AND IMPLEMENTATION OF A NEIGBORHOOD ST ABILIZA TION PROGRAM 6-102 FIRST AMENDMENT TO THE AGREEMENT BETWEEN THE CITY OF CHULA VISTA AND COMMUNITY HOUSING WORKS FOR MANAGEMENT AND IMPLEMENTATION OF A NEIGHBORHOOD STABILIZATION PROGRAM RECITALS A. The City Council of the City ofChula Vista approved a Developer Agreement on March 23, 2010 between the City of Chula Vista and Community HousingWorks to acquire and rehabilitate foreclosed properties for the purposes of reselling them to eligible low- and moderate- income households and/or providing "gap" financing for eligible households within Neighborhood Stabilization Program (NSP) eligible target areas. B. After Council approval, the City of Chula Vista ("City") and Community HousingWorks ("Consultant") (collectively, the "Parties") entered into an agreement, dated March 24, 2010 for Management and Implementation of a Neighborhood Stabilization Program (the "March 24,2010 Agreement"), attached as Attachment 1. C. Pursuant to the March 24, 2010 Agreement, Consultant agreed to acquire, rehabilitate, and resell properties to eligible NSP First Time Homebuyers and any proceeds recaptured through the resale of said properties be repaid to the City of Chula Vista to be used for additional NSP activities. D. The City wishes to allow Community HousingWorks to use the recaptured NSP funds to acquire, rehabilitate, and resell additional properties. AGREEMENT The Parties agree as follows: 1. This First Amendment is contingent on the City appropriating the necessary funds to continue the administration of the Neighborhood Stabilization Program funds 2. This First Amendment shall be effective on the later of the following dates: li) execution of this First Amenchnent by the City; or (ii) satisfaction of the contingencies set forth in paragraph 1, above. 3. The March 24, 2010 Agreement shall be amended as follows: a. In Paragraph 3, "Compensation," the final two sentences shall be amended to now read: "Total reimbursement (for project costs) shall not exceed $300,000 1 6-103 per property, unless approved by the City, and $2,975,564 for the total program, of which $1,505,564 has already been allocated." b. In Paragraph 3, "Compensation," the following shall be added to the end of the paragraph: "Consultant will commit and expend the additional appropriation of anticipated revenue received from projects sold in an amount not to exceed $1,470,000 in NSP funds and must be committed and expended by June 30, 20 II." c. In Paragraph 7, "TERM," after the last paragraph, the following shall be added: "After initial NSP project funds are spent, Developer agrees to commit and expend additional NSP appropriations of up to $1,470,000 by June 30, 2011." d. In Attachment A, "BUDGET," the second sentence shall now read as follows: "In no case shall Developer be entitled to, nor shall City reimburse Developer, more than the initial $2,975,564 for work performed under this agreement, of which $1,505,564 has already been allocated." e. In Attachment A, "BUDGET," after the last paragraph, the following shall be added: "After initial NSP project funds are spent, Developer agrees to commit and expend additional NSP appropriations of up to $1,470,000 by June 30, 2011." 4. All other terms of the Agreement shall remain in full force and effect. However, if a cont1ict exists between the terms in this First Amendment and prior terms, the terms in this First Amendment shall control. [Next Page is Signature Page.] 6-~ 04 SIGNATURE PAGE FIRST AMENDMENT TO THE AGREEMENT BETWEEN THE CITY OF CHULA VISTA AND COMMUNITY HOUSING WORKS FOR MANAGEMENT AND IMPLEMENTATION OF A NEIGHBORHOOD ST ABILIZA TION PROGRAM I , I I , I :1 I ',I " il : IN WITNESS WHEREOF, City and Consultant have executed this First Amendment to the Agreement indicating that they have tead and understood the Third Amendment and indicate their full and complete consent to its terms: Dated: ,2010 City of Chula Vista by: James D. Sandoval, City Manager Attest: Donna Norris, City Clerk Approved as to form: Bart C. Miesfeld, City Attorney Dated: Community HousingWorks By: Susan M. Reynolds, President & CEO Attachments: 1. March 24, 2010 Community HousingWorks Management and Implementation of a Neighborhood Stabilization Program Agreement 3 6-105