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HomeMy WebLinkAbout2010/06/15 Item 8 CITY COUNCIL AGENDA STATEMENT ~\~ CITY OF ~ CHULA VISTA JUNE 15,2010 1tem~ SUBMITTED BY: RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA APPROVING MODIFICATION OF A PREVIOUSL Y GRANTED DENSITY BONUS (KINGS WOOD MANOR) FROM FOR- RENT UNITS TO FOR-SALE UNITS AND APPROVING A FIRST AMENDMENT TO A HOUSING COOPERATION AGREEMENT FOR KINGS WOOD MANOR REFLECTING THE MODIFICATION FROM FOR-RENT UNITS T-9rfDR-SALE UNITS DEPUTY CITY MANAG~VELOPMENT SERVICES DIRECTOR .j}JJ- CITY MANAGER 'r . 4/STHS VOTE: YES D NO I X ITEM TITLE: REVIEWED BY: SUMMARY On May 9, 2000, IPMG, Inc. received a twenty-five percent (25%) density bonus and modifications of certain development standards pursuant to California Government Code Section 65915 and the City of Chula Vista Housing Element. The approval of the density bonus was to facilitate the construction of 10 affordable rental units to an existing 40 unit multifamily residential development, for a total of 50 units. The project is a 3.32 acre site located at 54-94 Kingswood Drive. The project has received development approvals but has not yet been constructed. The proposed action would allow the Property Owner to maintain the approved density bonus with the conversion to condominiums to create affordable homeownership opportunities. ENVIRONMENTAL REVIEW The Environmental Review Coordinator has reviewed the proposed project involving a density bonus transfer from a rental to a for-sale development and the conversion of 40 multifamily units to condominiums for compliance with the California Environmental Quality Act (CEQA) and has determined that the action qualifies for a Class 32 categorical exemption pursuant to Section 15332 [In-Fill Development Projects] of the State CEQA Guidelines because the proposed project meets the conditions set forth in this section. Thus. no further environmental review is necessary. RECOMMENDATION That the City Council adopt the resolution. 8-1 JUNE 15,2010, TtemL Page 2 DISCUSSION On May 9, 2000, the City Council approved a Housing Cooperation Agreement and received a twenty-five percent (25%) density bonus and modifications of ccrtain development standards pursuant to California Government Code Section 65915 and thc City of Chula Vista Housing Element. The density bonus was to facilitate the construction of 10 additional affordable rental units to an existing 40 unit multifamily residential development. The project is a 3.32 acre site located at 54-94 Kingswood Drive. Subsequently, the Propcrty Owner determined that a conversion to condominiums was more appropriate for the site, and an application for a tentative parcel map was submitted through Development Serviccs. The required final Parcel Map was approvcd for all fifty units. Densitv Bonus: Based on thc Property Owner converting apartments to a condominium project, and as specified in Section 65915.5 (a) of the California Government Code, the City shall grant a minimum 25 percent increase over the otherwise maximum residential density, unless a lesser percentage is elected by the Property Owner and at least one additional concession or incentive to the Property Owner. The Property Owner has elected to satisfy the affordable housing requiremcnt by providing 33 percent of the total units for low and moderate income persons and families. All the restricted units are three-bedroom units. Of the ~venteen (17) restricted units, three (3) of the units will be restricted for sale to low-income households, defined as households with an income at 80% or below of the Area Median Income (AMI). Per State law, the sales price tor the low-income units is based upon a price that an individual or family at 70% of AM! could qualify for, even though the buyer may have a maximum income of 80% of AMI. This is to ensure greater affordability. The remaining fourteen (14) units will be restricted for sale to moderate income households, defined as households with an income at 120% of AMI. These units are priced, in accordancc with Statc law and are calculated based upon an individual or family qualifying at 110% of AMI, although buyers can qualify with a maximum income of 120%. Number ofVnits Affordability Gross Maximum Income* Sales Price** Three (3) Low-income (80%) $62,800 $139,334 Fourteen (J 4) Moderate-income (120%) $90,600 $303,804 *Estimates bascd on 2010 HUD Income Limits, adjusted for high cost area, based on a family of four ** Based upon Atfordable Sales Price Formula, actual maximum price subject to change The affordable sales price calculation is based upon the requirements of Section 50052.5 of the Health and Safety Code. Additionally, an equity sharing agrecment is required by State Law for a period of no less than 30 years from the date of the first sale. The pricing formula is further detailed as Attachment A. The attached First Amendment to Housing Cooperation Agreement (Attachment B) to be executed between the City and the Property Owner specities the atTordability and sales restrictions in compliance with the requircments of Statc Law and modifies the requirements to those specific to a condominium conversion. The Housing Cooperation Agrcement will be 8-2 JUNE 15,2010, TtemL Page 3 recorded against the property and its restrictive covenants will run with the land. The Agreement articulates the sales restrictions, income qualification of buyers, sales price calculation, and the equity share calculation for resale. Staff recommends the execution of the First Amendment to Housing Agreement in substantially the form presented for the City's consideration. The original I-lousing Cooperation Agreement is included as Attachment C. DECISION MAKER CONFLICT Statl has reviewed the property holdings of the Redevelopment Agency and has found no property holdings within 500 feet of the boundaries of the property which is the subject of this action CURRENT YEAR FISCAL IMP ACT There is no fiscal impact in the current year. ONGOING FISCAL IMPACT There is no on-going fiscal impact. ATTACHMENTS A. Sales Price Formula B. First Amendment to Housing Cooperation Agreement C. Housing Cooperation Agreement Prepare(j by: Diem Do, Senior Project Coordinator 8-3 ATTACHMENT A Affordable Sales Pricing Calculation Unit Size by No. of Bedrooms (1 Person Per Bedroom +1) Qualifying Percent of Area Median Income (AMI) for Affordable Housing Equals Annual Household Income Based Upon Qualifying Equals Percent of AMI Monthly Household Income Based Upon Qualifying Percent of AMI Times Percent of Household Income Attributable to Housing Expenses Equals Annual Dollars Allowed for Housing Expenses Equals Monthly Dollars Allowed for Housing Expenses Less Real Estate Taxes (Annual 1% of Purchase Price) Less Insurance Less Utilities Less Home Owners Fee Equals Annual Dollars Available for Debt Service Divided by Annual Loan Constant Equals Maximum Loan Amount that Can Be Used for Home Purchase Plus Down Payment - 3% Equals Maximum Allowable Purchase Price (see Footnote #3) Buyer's Monthly Mortgage Payment - Debt Service/12 months Attachment A Kinuswood Manor First Amendment to Housing Cooperation Agreement b 8-4 City Council Item _ June 15,2010 Low Moderate Income Income 3 Bdrms 3 Bdrms 70% 110% $54,950 $86,350 4,579 7,196 30% 35% 16,485 30,223 1,374 2,519 1,393 3,038 250 250 1,585 1,585 3,012 3,012 10,245 22,337 0.0758 o 0758 135,154 294,689 4,180 9,114 $139,334 $303,804 $854 $1,861 Attachment 8 RECORDING REQUESTED BY: City ofChula Vista WHEN RECORDED MAIL TO: City of Chula Vista Office of the City Clerk Attn: City Clerk 276 Fourth Avenue Chula Vista, CA 91910 FIRST AMENDMENT TO HOUSING COOPERATION AGREEMENT This first amendment to Housing Cooperation Agreement ("First Amendment") is made as of ,2010, by and between the CITY OF CHULA VISTA, a municipal corporation ("City") and'Hamilton Plaza LTD, a California Limited Partnership ("Property Owner") and/or its successors or assignees, Recitals A. The City entered into a Housing Cooperation Agreement ("Agreement") with Property Owner on May 9, 2000, for the multifamily affordable housing development known as Kingswood Manor Apartments, located at 54 through 94 Kingswood Drive in the City of Chula Vista, California (the "Project"). A copy of the Agreement is attached as Attachment A and is hereby incorporated by reference into this First Amendment. B. The Agreement authorized a density bonus for the development of ten (10) additional three-bedroom units for low-income households at or below 80 percent of the Area Median Income ("AMI"). The City was required to provide the Property Owner with incentives for the production of low-income housing units within the development if Property Owner agrees or proposes to construct certain percentages of the development for low and/or very low-income households. In response to Property Owner's application, the City Council approved a density bonus and additional incentives. C.' The parties now desire to amend the Agreement to reflect a modification to the use of the Project from rental to for-sale. Now, therefore, for good and valuable consideration, the parties agree to the following: 1. The Agreement is amended as follows: ARTICLE l-Recitals (a) 1.4 Proiect. Property Owner proposes to construct ten (l 0) additional units to an existing forty (40) unit residential development, with any three (3) three bedroom units affordable to low income households at or below 80 percent of the Area Median Income Attachment B~Kingswood Amended Agreement.docx 1 8-5 ("AMI") and fourteen (14) three bedroom units affordable to moderate income households at or below 120 percent of AMI, at the site west of the intersection of Tobias and Kingswood Drive, also known as 54 through 94 Kingswood Drive, in the City of Chula Vista ("Project"). ARTICLE 2-Developmcnt Standard (b) Section 2.3 of the Housing Cooperation Agreement is amended to read as follows: 2.3 Low and Moderate Income Housing. As set forth in Article 3, three (3) dwelling units shall be sold to buyers qualified as low-income, with income not to exceed 80 percent of the AMI, and the unit shall be priced for low-income buyers at no more than 70 percent of the AMI. As set forth in Article 3, fourteen (14) dwelling units shall be sold to buyers qualified as moderate income, with incomc not to exceed 120 percent of the AMI, and the unit shall be priced for moderate-income buyers at no more than ] 10 percent of the AMI. ARTICLE 3-Low Income Housinl!: (c) Section 3.1.5 of the Housing Cooperation Agreement is amended to read as follows: 3.1.5 "Qualified Homebuyer" means individuals or families with an income which docs not excecd 80 percent of the Area Median Income for the low-income category or 120 percent of the Area Median Income for the moderate-income category, as adjustcd for household size and as most recently determined by the United States Department of Housing and Urban Development. (d) Section 3.1.6 of the Housing Cooperation Agreemcnt is amended to read as follows: "3 BR Low or Moderate Income Unit" means any seventeen (17) three-bedroom units on the Real Property, which includes three (3) low-income units and fourteen (14) moderate- income units, which shall be initially sold to qualified low or moderate-income homebuyers. (e) Section 3.1.7 of the Housing Cooperation Agreement is amended to read as follows: "Affordable Unit" means any of the for-sale units as defined in Paragraph 3.1.6. (I) Section 3.1.9 of the Housing Cooperation Agreement is amended to read as follows: "Mortgage Payment" means the sum of all actual or projected monthly or annual rccurring expenses that include all of the following: (a) payments for principal and interest on a mortgage loan; (b) loan insurance fees; (c) property taxes and assessments; (d) fire and casualty insurance; (e) homeowner association fees; and (I) a reasonable allowance for utilities, or as defined in 25 California Code of Regulations Section 6920. (g) Section 3.2 of the Housing Cooperation Agreement is amended to read as follows: Attachment B-Kingswood Amended Agreement.docx2 8-6 Qualification of Homebuver. Each 3 BR Low or Moderate Income Unit will be sold to a qualified low or moderate-income buyer as defined in Section 3.1.5. (h) Section 3.3 oftbe Housing Cooperation Agreement is amended to read as follows: Qualified Sales Price. Each of the designated Affordable Units shall be priced as follows: Low Moderate Income Income 3 Bdrms 3 Bdrms 70% 110% $54,950 $86,350 4,579 7,196 30% 35% 16,485 30,223 1,374 2,519 1,393 3,038 250 250 1,585 1,585 3,012 3,012 10,245 22,337 0.0758 0.0758 135,154 294,689 4,180 9,114 $139,334 $303,804 $854 $1,861 Unit Size by No. of Bedrooms (1 Person Per Bedroom + 1) QualifYing Percent of Area Median Income (AMI) for Affordable Housing Equals Annual Houschold Income Bascd Upon QualifYing Pcrcent of AMI (see Footnote #1) Equals Monthly Household Income Based Upon QualifYing Perceut of AMI Times Percent of Household Income Attributable to Housing Expenses Equals Annual Dollars Allowed for Housing Expenses Equals Monthly Dollars Allowed for Housing Expenses Less Real Estate Taxes (Annual I % of Purchase Price) Less Insurance Less Utilities Less Home Owners Fee Equals Annual Dollars A vailable for Debt Service Divided by Aunual Loan Constant (see Footnote #2) Equals Maximum Loan Amount that Can Be Used for Home Purchase Plus Down Payment - 3% Equals Maximum Allowable Purchase Price (see Footnote #3) Buyer's Monthly Mortgage Payment - Debt Servicel12 months Footnotes: 1. The household income limits are adjusted for a high cost area as per the Federal Housing Act of J 937 and calculated using HCD methodolugy to comply with Health and Safety Code Section 500052.5 and Title 25 Code of Regulations Sections 6920 and 6932. 2. Rounded to the nearest $50. 3. Annual Loan Constant is based on a 6.5%, 30 year fixed rate mortgage. 4. Purchase Price to be adjusted according to total home owner's fees as established by the Real Estate Commissioner, final interest rak of the loan, other market conditions, and applicable program requirements. Attachment B-Kingswood Amended Agreement.docx3 8-7 (i) Section 3.4 of the Housing Cooperation Agreement is amended to read as follows: Proof of Oualification. Property Owner will obtain from each person(s) to whom Property Owner sells an Affordable Unit a copy of the Unifom1 Residential Loan Application ("Loan Application") in the fom1 of Exhibit B attached hereto and incorporated herein (or such other form as City may from time to time adopt and of with City notifies Property Owner in writing). Property Owner will be entitled to rely on the Loan Application and the supporting documents in determining the eligibility of each person(s) to sell such AtTordable Unit. (j) Section 3.4.1 of the Housing Cooperation Agreement is deleted. (k) Section 3.5 and related sections 3.51 and 3.5.2 of the Housing Cooperation Agreement will be deleted. (I) Section 3.6 of the Housing Cooperation Agreement is deleted. (m) Section 3.7 of the Housing Coopcration Agreement is amended to read as follows: Term. The term during with this Article 3 applies commences on the date hereof. Said term ends on the date in which the last of the Affordable Units is sold and occupied by a Qualified Homebuyer. ARTICLE 4-Brcach (n) Section 4.1 of the Housing Cooperation Agreement is amended to read as follows: Breach by City. If City breaches any of its covenants contained in this Agreement as Amended, Property Owner will have available to it all legal and equitable remedies afforded by the laws of the State ofCalifomia. (0) Section 4.1 of the Housing Cooperation Agreement is amended to read as follows: Breach bv Propertv Owner. If, with respect to any Affordable Unit, Property Owner beaches this Agreement as Amended by selling the Affordable Unit at a price higher than the Qualified Sales Price or sells the Affordable Unit to a homebuyer who is not a Qualified Homebuyer, Property Owner will, immediately upon City's demand, (i) designate another comparable unit as an Affordable Unit and (ii) Provide additional verification to the City of sale to a Qualified Homebuyer. Further, City is hereby granted the power (but not the duty) to act as attomey-in-fact of such homebuyers in enforcing this paragraph. (p) Section 4.3 of the Housing Cooperation Agreement is deleted. ARTICLE S-General Provisions (q) Section 5.9 of the Housing Cooperation Agreement is amended to read as follows: Attachment B-Kingswood Amended Agreemcnt.docx4 8-8 Notices. All notices, demands or requests provided for or permitted to be given pursuant to this Agreement must be in writing. All notices, demands or requests to be sent to any party shall be deemed to have been properly given or served if personally served or deposited in the United States mail, addressed to each party, postage prepaid, registered or certified, with return receipt requested, at the addresses identified herein as the places of business for each of the designated parties. A party may change its address by giving notice in writing to the other party. Thereafter, notices, demands and requests shall be addressed and transmitted to the new address. City: City of Chula Vista 276 Fourth Avenue Chula Vista, CA 91910 Attn: Housing Manager Property Owner: Hamilton Plaza Ltd. 12526 High Bluff Drive, Suite 355 San Diego, CA 92130 Attn: Danny Dabby 2. All other temlS in the Agreement not amended by this First Amendment shall remain in full force and effect. Attachments: A. Housing Cooperation Agreement B. Uniform Residential Loan Application (Signature page to follow) Attachment B-Kingswood Amended Agreement.docx5 8-9 IN WITNESS WHEREOF the parties hereto have caused this agreement to be executed as of the day and year first written above. For HAMIL TON PLAZA LTD., a California Limited Partnership By: IPMG, INC. a California Corporation, its General Partner By: Danny Dabby, its President For CITY OF CHULA VISTA, a municipal corporation of the State of California By: Cheryl Cox, Mayor ATTEST: Donna Norris, City Clerk APPROVED AS TO FORM: Bart Miesfeld, City Attorney Attachment B-Kingswood Amended Agreement.docx6 8-10 EXHIBIT A RECORDING REQUESTED BY: City of Chula Vista WHEN RECORDED MAlL TO: City of Chula Vista City Clerk's Office Attn: City Clerk 276 Fourth Avenue Chula Vista CA 91910 (Space above for Recorder's USe) HOUSING COOPERATION AGREEMENT SING COOPERATION AGREEMENT (the "Agreement") is entered into this ~ day of , 2000, between the CITY OF CHULA VISTA, a mrmicipal corporation ("City"), and Hami on Plaza LID., a California Limited Partnership, ("Property Owner") and/or its successors or assignees. ARTICLE 1- Recitals 1.1 Authoritv. City is authorized to enter into binding agreements for the purpose of protecting public health, safety, and welfare. 1.2 Prooertv Owner. Property Owner is the legal owner of the fee title to the real property described as 54 through 94 Kingswood Drive. Said real property is referred to in this Agreement as "the Real Property" and as further described in the attached Exhibit "A," which is hereby incorporated herein. 1.3 Densitv Bonus. Property Owner has submitted to City a proposal for the development of ten (10) additional three bedroom units fur low income households on the Real Property pursuant to State Government Code Section 65915. The project is known as Kingswood Manor Apartments. 1.4 ProjecL Property Owner proposes to construct ten (10) additional apartment units to an existing forty (40) unit residential development, with any ten three bedroom units affordable to low income households at or below 80 percent of the Area Median Income ("AMI") west of the intersection of Tobias and Kingswood Drive, also known as 54 through 94 Kingswood Drive, in the City of Chula ("Project"). 1.5 State Densitv Bonus Law. The City is required to provide Property Owner with incentives for the production of low income housing units within the development if Property Owner agrees or proposes to construct certain percentages of the development for low and/or very low-income households. 1.6 Grant of Density Bonus and Additional Incentives. The City Council of the City ("City Council"), in response to Property Owner's application, approved a density bonus and additional incentives for the Real Property. Said resolution is attached as Exhibit B and is incorporated herein. fA 8-11 j2 d:x50 - / {~ 1.7 Low/Moderate Income Housing. Said Government Code Section 65915 provides, among other things, that when a developer of housing agrees to construct a specified percentage of the total units of a housing development for households of low income, as defined in Section 50093 of the California Health and Safety Code, a city shall b'fant a density bonus for said housing development. 1.8 Agreement. The City Council established in Resolution No. a requirement that an agreement be entered into between City and Property Owner providing for (i) the density bonus and (ii) the creating and maintaining of a specified percentage of the dwelling units on thc Rcal Property for low income housing. 1.9 Design Review Committee. The City's Design Review committee will meet and consider approval of the Property Owner's site plan, elevations and preliminary plans for the constructing and maintaining of ten dwelling units on the Real Property. . 1.10 Intent. These parties intend that this Agreement constitute the agreement referred to in Paragraph 1.8. CITY AND }'ROPERTY OWNER IffiREBY AGREE AS FOLLOWS: ARTICLE 2--Dcvcloomcnt Standard 2.1 Densitv Honus. Property Owner is entitled to construct an additional ten dwelling units to the existing forty unit residential development and maintain on the Real Property a total of fifty dwelling units, a twenty-five percent (25%) increase in density. 2.2 Other Standards. The permitted uses of the Real Property, the density of use thereof, the maximum height and size of buildings thereon, and provisions for reservations or dedication of land for puhlic purposes and all other standards of development of the Real Property will be governed by each of the following as presently constituted ("the Development Standards"): 2.2.1 General Plan: "Residential Medium" designation in City's General Plan. 2.2.2 Zone Regulations: The regulations for R-3 PI2 (Apartnlent Residential, Prccisc Plan Density 12 units per acre). 2.2.3 Densitv: The provisions of Paragraph 2.1. 2.2A Parking: Property Owner shall provide two parking spaces per dwelling unit, no guest parking spaces, with twenty-one spaces provided as compact parking spaces, a reduction from the 0.5 guest parking space per dwelling unit required under the Precise Plan (76- 14) for the Project and an increase in the one compact parking space per dwelling unit requirement as specified in Section 19.62.050 of the City of Chula Vista Municipal Code. 2.2.5 Precise Plan: The development standards set forth in the original Precise Plan (76-14) for the Proj ect. 2 0~ 8-12 2.3 Low and Moderate Income Housing. Ten dwelling tmits shall be continuously occupied only by and affordable to low income households as set forth in Article 3. 2.4 Conflict. In the event of conflict between Paragraph 2.1 and any other of the Development Standards, Paragraph 2.1 will prevail. 2.5 Effect of Termination Pursuant to Article 3. Termination pursuant to Paragraph 3.6 will not affect, or render inapplicable, the foregoing Development Standards. ARTICLE 3- Low Income HousiI1g 3.1 Definitions. For the purposes of this article, the following definitions apply: 3.1.1 "Density Bonus" means a density increase of at least 25 percent over the otherwise maximum allowable residential density, unless a lesser amount is requested by the developer and approved by City Council, tmder the applicable zoning ordinance and land use element of the general plan. 3.1.2 "Additional Incentives" means a reduction or modification of Development Standards, Zoning Codes or Architectural Design requirements, permitting mixed use zoning within a housing development, or other regulatory incentives or concessions. 3.1.3 "Housing Manager" means the Housing Manager of the City. 3.1.4 "Area Median Income" means the latest median income from time to time determined by the United States Department of Housing and Urban Development (pursuant to Section 8 of the United States Housing Act of 1937) for the San Diego Standard Metropolitan Statistical Area. 3.1.5 "Low Income Tenants" means individuals or families with an income which does not exceed 80 percent of the Area Median Income, as adjusted for household size and as most recently determined by the U.S. Department of Housing and Urban Development. 3.1.6 "3 BR Low Income Apartment" means any ten (10) three-bedroom apartment lUlits on the Real Property, which shall be continuously occupied only by and affordable to a Low Income Tenant. 3.1.7 "Affordable Apartment" means any of the apartments defined in Paragraph 3.1.6; "Affordable Apartments" means all of such apartments collectively. 3.1.8 "Manager's Unit" means that unit on the real property occupied by a resident property manager which may be exempt from occupancy restrictions. 3.1.9 "Rent" means the total of monthly payments for all of the following: (a) use and occupancy of the apartment lUlit and land and facilities associated therewith, (b) any separately charged fees or service charges assessed by the lessor which are requircd of all tenants, other than security deposits, and (c) a reasonable allowance for utilities not included in the above costs, excluding telephone service, which takes into consideration an adequate level of service. u~ 3 8-13 3.2 Qjlalification of Tenants. As to the Affordable Apartments, the following will apply: 3.2.1 3 BR Low Income Apartments. Each 3 DR Low Income Apartment will be leased to a Low Income Tenant. 3.3 Monthlv Rent. As to the Affordable Apartments, the following will apply: 3.3.1 Low Income Apartments. The monthly rent charged for all the Low Income Apartments shall not exceed the lesser of the following: a) ten percent less than non-restricted dwelling units within the Project; or b) one-twelfth of the amount obtained by multiplying 30 percent times 60 percent of the Area Median Income, as adjusted for household size and assuming the following unit sizes and household sizes: Unit Size Three Bedroom Household Size Five Persons 3.4 Proof of OualificatIOn. Property Owner will ohtain from each person(s) to whom Property Owner rents an Affordable Apartment a "Supplemental Rental Application" ("the Application ") in the form of Exhihit D attached hereto and incorporated herein (or such other form as City may from time to time adopt and of which City notifies Property Owner in writing). Property Owner will he entitled to rely on the Application and the supporting documents thereto in determining the eligibility of such person(s) to rent such Affordahle Apartment. Property OVlner will retain the Application and supporting documents for a period of at least three years after the applicant thereof ceases to occupy such Affordable Apartment. Copies of the most recent Supplemental Rental Application for Low Income Tenants commencing or continuing occupancy of an Affordable Apartment shall be attached to the semi- annual report to be filed with the City in compliance with Section 3.6 ofthis Agreement. An Affordahle Apartment occupied by a qualified tenant who at the commencement of the occupancy qualifies as a low income household shall be treated as occupied by a Low Income Tenant until a recertification of such tenant's income in accordance with Section 3.4.1 below demonstrates that such tenant no longer qualifies as a Low Income Tenant. 3.4.1 Recertification of Income. Immediately prior to the first anniversary date of the occupancy of an Affordable Apartmcnt by a qualified tenant, and on each anniversary date thercafter, the Property Owner shall recertify the income of the occupants of each Affordable Apartment by obtaining a completed Supplemental Rental Application based upon the current income of each occupant of the Affordable Apartment. In the event the recertification demonstrates that such household's income exceeds the income at which such household would qualify, such household will no longer qualify as a Low Income Tenant, and the Property Owner will rent the next availablc unit of comparable or smaller size to one or more Low Income Tenants. 3.5 Waiver. Property Owner may apply in "Titing to the Housing Manager for a waiver, as to a specifically designated Affordable Apartment. Each such application will be accompanied by written data or other evidence relied upon by Property O"ner to show that, for the near future, there will be no reasonable demand for such Affordable Apartments(s). Within 30 days after receipt of any such application, the Housing Manager will, ill writing, either grant or disapprove the requested waiver; the failure of the Housing Manager to act within said period will be deemed to be approval of such requested waiver. If such waiver is granted, Property Owner may 4 (D~ 8-14 lease the Affordable Apartment(s) affected by the granted waiver to such person(s) and at such rental as Property Owner determines, subject to each ofthe following: 3.5.1 Month-to-Month Tenancv. Anything in Paragraph 3.5 to the contrary notwithstanding, the lease or rental agreement will create only a month-to-month tenancy. 3.5.2 Termination of Waiver. At any time after granting any snch waiver, the Housing Manager may, hy writing delivered to Property Owner, terminate such grant. Within five days after such delivery, Property Owner will appropriately notify the tenant (s) and occupant (s) (of the Affordable Apartment (s) for which the grant of waiver has been terminated)"that the month-to-month tenancy thereof will be and become terminated one month after delivery of such notification by Property Owner. Property Owner will take reasonable steps to effectuate such termination, including diligent commencement and prosecution of an unlawful detainer action. 3.6 Records. Audits. Property Owner will submit to City semi-annual certified rent rolls, disclosing with respcct to each Mfordable Apartment (i) monthly rent rate, (ii) number of occupants for which the Affordable Apartment is rented, and (iii) the income of such occupant(s) and in the form of Exhibit E attachcd hercto and incorporated herein (or such other form as City may from time to time adopt and of which City notifies Property Owner in writing). If City determines an audit is necessary to verify a submitted rent roll, it will so notify Propcrty Owner in writing thercof. Within ten days after delivery of said notice, Property Owner will deliver to City the names of three certified public accountants doing business in the metropolitan San Diego area. City will promptly deliver to Property Owner the former's approval of one or more of said names. The audit will be completed by an approved certified public accountant, at Property Owner's cost, within 60 days after the delivery to Property Owner of City's said approval. The certified public accountant will promptly deliver a copy of the written audit to City. 3.7 Term. The term during which this Article 3 applies commences on the date hereof. Said term ends on the date which is thirty (30) years after the date on which at least five (5) of the ten (10) additional dwelling units approved pursuant to the density bonus are first occupied. ARTICLE 4 - Breach 4.1 Breach bv City. If City breaches any of its covenants contained in this Agreement, Property Owner will have available to it all legal and equitable remedies afforded by the laws of the State of California. 4.2 Breach by Provertv Owner. If, with respcct to any Affordable Apartment, Property Owner breaches this Agreement by charging higher rent than that herein pennitted, Property Owncr will, immediately upon City's demand, (i) rcducc the rent to that permitted herein and (ii) rcfund to any tenants who theretofore paid such higher rent the amount of the excess, together with interest hereon at the rate of 10 percent per annum, computed from the daters) ofpaymcnt ofthc excess by said tenants to the date of said reflmd. The provisions of this paragraph constitute a third"party beneficiary contract in favor of such tenants. Further, City is hereby granted the power (but not the duty) to act as attorney-in-fact of such tenants in enforcing this paragraph. 8-15 t~ 5 4.3 Breach bv Property Owner. If, with respect to any Affordable Apartment, Property Owner breaches this Agreement by leasing to tenants who are not, pursuant to paragraph 3.2, qualified, Property Owner will, immediately upon City's written demand, and at Property Owner's sole cost, take all lawful steps to terminate such leasing. 4.4 Remedies Not Exclusive. The remedies set forth in Paragraphs 4.2 and 4.3 are not exclusive, but are in addition to all legal or equitaole remedies otherwise available to City. ARTICLE 5 - General Provisions 5.1 Asshmment. The rights and obligations of Property Owner under this Agreement may be transferred or assigned, provided such transfer or assignment is made as a part of the conveyance of the fee of all or a portion of the Real Property. Any such transfer or assignment will be subject to the provisions of this Agreement. During the term of this Agreement, any such assignee or transferee will observe and perform all of the duties and obligations of Property Owner contained in this Agreement as such duties and obligations pertain to the portion of said real property so convcyed. 5.2 Amendmcnt or Cancellation of Agreement. This Agrcement may be amended from time-to-time or cancelled by the mutual consent of the parties hereto but only in thc same manner as its adoption. The term "this Agrecment" includes any such amendment properly approved and executed. 5.3 Enforcement. Unless amended or cancelled as provided in Section 5.2, this Agreement is enforceable by any party to it despite a change in the applicable general or specific plans, zoning, subdivision or building regulatioos adopted oy City which alter or amend the rules, regulations or policies governing permitted uses of the land, density and design. 5.4 Hold Harmless. Property Owner shall defend, indemnify, protect and hold harmless the City, its elected and appointed officers and employees, from and against all claims for damages, liability, cost and expense (including without limitation attorneys' fees) for personal injury or property damage arising out of the direct or indirect conduct or operations of the Property Owner, or any agent or employee, subcontractors, or others in connection with the execution of this Agreement, except only for those claims arising from the sole negligence or sole willful misconduct of the City, its officers, or employees. Property Owner's indemnification shall include any and all costs, expenses, attorneys' fees and liability incurred oy the City, its officers, agents or employees in defending against such claims, whether the same procced to judgment or not. Property Owner agrees to indemnify, defend, protect and hold harmless the City, its officers, and employees from and against any and all claims, suits, actions, or other proceedings to which the City is exposed resulting from the City's preparations, review, approval, or granting of the Density Bonus as called for in this Agreement. Further, Property Owner, at its own expense shall, upon written request by the City, defend any such suit or action brought against the City, its officers, agents or employees. Property Owner's indemnification of City shall not be limited by any prior or subsequent declaration by the Property Owner. 5.5 Anti-Discrimination. Property Owner, for itself and its successors and assigns, agrees that during the term of this Agreement, will not, with respect to its opcration of the Project, discriminate against any person because of race, color, creed, religion, sex, sexual orientation, marital status, age, handicaps, ancestry or national origin. 6 @J 8--'16 5.6 Crime Free Multi-Housing Program. Property Owner, for itself and its successors and assigns, agrees that during the term of this Agreement, will, with respect to its operation of the Project, participate in the City of Chula Vista Crime Free Multi-Housing Program or any other comparable program as may be adopted or implemented by the City of Chula Vista. 5.7 Binding Effect of Agreement. The burdens of this Agreement bind and the benefits of the Agreement inure to tht: parties' successors or assignees in interest. 5.8 Relationship of Parties. It is understood that the contractual relationship between City and Property Owner is such that Property Owner is an independent contractor and not an agent of City. 5.9 Notices. All notices, demands or requests provided for or permitted to be given pursuant to this Agreement must be in writing. All notices, demands or requests to be sent to any party shall be deemed to have been properly given or served if personally served or deposited in the United States mail, addressed to such party, postage prepaid, registered or certified, with return receipt requested, at the addresses identified herein as the places of business for each of the designated parties. City: City of Chula Vista 276 F ourth Avenue Chula Vista, CA 91910 Attn: Community Development Director Property Owncr: Hamilton Plaza L TO. 11230 Sorrento Valley Road, Suite 100 San Diego CA 92121 Attn: Danny Dabby A party may change its address by giving notice in writing to the other party. Thercafter, notices, demands and requests shall be addressed and transmitted to the new address. ARTICLE 6 - Conflicts of Law 6.1 Conflict of City and State or Federal Laws. In the event that state or federal laws or regulations enacted after this Agrccment has been entered into prevcnt or preclude compliance with one or more provisions of this Agreement require changes in plans, maps or permits approved by the City, the parties will: 6.1.1 Notice and Copies: Provide the other party with written notice of such state or federal restriction, provide a copy of such regulation or policy and statement of conflict with the provisions of this Agreement. 6.1.2 Modification Conferences: The parties will, within 30 days, meet and confer in good faith in a reasonable attempt to modify this Agreement to comply with such federal or state law or regulation. 7 ~. ~ 8-17 6.2 Council Hearings. Thereafter, regardless of whether the parties reach an agreement on the effect of such federal or state law or regulation upon this Agreement, the matter win he scheduled for hearing before the City Couucil. Ten days' written notice of such hearing will be given, pursuant to Government Code Section 65091 and 65094. The City Council, at such hearing, wiU determine the exact modification or suspension which shall be necessitated by such federal or state law or regulation. Property Owner, at the hearing, win have the right to offer oral and written testimony. Any modification or suspension wi11 be taken by the affirmative vote of not less than a majority of the authorized voting members ofthe City Council. 6.3 Cooperation in Securing Permits. The City shan cooperate with the Property Owner in the securing of any permits which may be required as a result of such modifications or suspensions. ARTICLE 7 - Annual Review 7.1 City and Land Owner Responsibilities. City will, at least every 12 months during the term of this Agreement, review the extent of good faith substantial compliance by Property Owner with the terms of this Agreement. Pursuant to Government Code Section 65865.1, Property Owner will have the duty to demonstrate its good faith compliance with the terms of this Agreement at such periodic review. Property Owner will be deemed to have satisfied its duty of demonstration when it presents evidence on its good faith and substantial compliance with the major provisions of Article 3 of this Agreement. Either party may address any requirement of this Agreement during the review. However, ten days' written notice of any requirement to be addressed win he . made hy the requesting party. If at the time of review an issue not previously identified in writing is required to be addressed, the review at the request of either party win be continued to afford sufficient time for analysis and preparation. 7.2 Opportunity to be Heard. Upon written request tp City by Property Owner, the Property Owner will be permitted an opportunity to be heard orany and/or in writing at a noticed public hearing regarding its performance under this Agreement. 7.3 Information to be Provided Property Owner. The City win, to such an extent as is practical, deposit in the mail to Property Owner a copy of staff reports and rclated exhibits concerning contract performance a minimum of ten calendar days prior to an such review or action upon this Agreement by the Planning Commission or the City Council. ARTICLE 8 - Miscellaneous Provisions 8.1 Rules of Construction. The singular includes the plural and the neuter gender includes the masculine and the feminine. 8.2 Severability. The parties hereto agree that the provisions are severable. If any provision of this Agreement is held invalid, the remainder of this Agreement will be effective and win remain in fun force and effect unless amended or modified by mutual consent of the parties. 8 ~. ~ 8-18 8.3 Entire Agreement. Waivers and Amendments: Regulatory Agreement to Control. Except for the Regulatory Agreement, this Agreement, together with any other written document referred to or contemplated herein, embody the entire Agreement and understanding between the parties relating to the subject matter hereof. Notwithstanding any provision in this Agreement to the contrary. so long as the Regulatory Agreement is in effect, the terms of the Regulatory Agreement shall control with respect to the Very Low Income Apartments. Neither this Ah'feement nor any provision hereof may be amended, modified, waived, or discharged except by an instrument in writing executed by the party against which enforcement or such amendment, waiver, or discharge is sought. 8.4 Capacities of Parties. Each signatory and party hereto hereby warrants and represents to the other party that it has legal authority and capacity and direction from its principal to enter into this Agreement, and that all resolutions or other actions have been taken so as to enable it to enter into this Agreement. 8.5 Governing LawN enue. This Agreement shall be governed by and construed in accordance with the laws of the State of California. Any action arising under or relating to this Agreement shall be brought only in the Federal or State courts located in San Diego County, State of California, and if applicable, the City of Chula Vista, or as close thereto as possible. Venue for this Agreement, and performance hereunder, shall be the City of Chula Vista. 9 gg 8-19 IN WITNESS WHEREOF the parties hereto have caused this agreement to be executed as of the day and year first written above. HAMILTON PLAZA LTD., a California Limited Partnership By: IP INC. a California Corporation, its General Partner By: CITY OF CHULA VISTA, a mlillicipal corporation oIthe State of California Shir~~ ATTEST: J~ ~~ fir, Susan Bigelow, City Clerk APPROVED AS TO FORM: ,<> . L/'/ //; , " . 7' ", If, lZ" c,Lj,ld, Ilc/! john M. Kaheoy, City Att.!rney r ,; \ I' jj, /J' /--;tL.L'f :"j~r'-"!,';' / (UI) C:\My Document.\King:l\v[]od Mmor\Dellsity D"rms Agr-Klllg,swood 10 8-20 Exhibit 8 Uniform Residential Loan Application 'l1us application is desIgned to be completed by tho;: applicant(s) with the Lender's assistance. Applicants should complete this Conn as hBorrower" 01 "Co-Borrower," as applicable Co B,~rf0wcr information must also be pWVldcdland the appropriate bo\: ch<:ch:d) when 0 the income or assets ofa person other than the Borrower (including the Bon'ower's spouse) will be used as a basis for loan qualification or 0 the income or assdS of the Borrow\:r's spouse or other p<:rson who has community property rights pursuant to state law will not be used as a basis for loan qualiticalion, but his or her habilities mus! be consid",red because the spouse or olher person has community propt'rty nghl~ pursuant to applicable law and Borrowo;r rcsidt:"s in a community propt:rty st~tt:, Iht: st:<.:unty prupt:rty is IO<.:<Jted in a community propt:rty stale, or tht: Bormwer is relying un olh<.:r property lucaled in a conunumty propelTy stale as a basis for repayrnt:nt ufthe luan. If this is ,Ul application for joint <.:redit, Borrower ami Co-Burrower ea<.:h agree that we intend to apply for joint credit (sih'll bdov.): BOIT()wer Co-Borrowt:r :i~l\i:\~i~H,,~:;;"\:~~~;:;~~.;'IJl!ig' , ~:','''''';';\;,XE~!;~"t+"t;f;;;;.::i- ':Jc',;;;t,; -~~":";: 0' o n ;::,,:'i;,;.!'";;,;:'i," -':\l:"<>::- ,:,:f;:;);'<~F".'t ii,:- LenderCase:-lllm\:>er ,,;~":;,;'O?-- J\1urt~a~e Applied fur: OVA OFHA o Conventional o USDA/Ruml o Other (explain) Agency Case Nllmher HOllsin' Service ~ 'L ~'. .... 0' o o Fixed Ral<: OGPM I' ... o Othel (explain) o ARM (type): InterestRme Nu ufMonths Amortir.atiunTYJle: ';, ~~ 1'- - '~y:""~/"~,'>,, ., _"!!t. Subjecl Property Addn:ss (street, citv, state & ZIP) No,ufUmts Legal Descnptlun ufSubj<:ct Property (attac:h description ifnecess;uy) Year Built Purpose of Loan D Pun:hase D Construcl1on D Otht:r (explain): D Refinance D Construction~PemJ<l.n",nt Property will be: DPrimaryResidenct: o Sec(lndaJyResidenct: Olnvr;:stment Complete this line if c(ltlstruction or ~'tmSlructi(Jn-pe"ntment ltmn. Year Lot A<':4uired OrigrnalCost Amounl EXisting Liens (a}Presenl ValueofLut (b) Cost ofImprovements TotaI1a+b) $ s s $ Complete tlli\./ine iftllil' i~ a refinance loan. Year Acquired Onginal Cost Amuunt EXisting Liens PIlTpos,,-,ufRefinance Describe Improvements Dmade Dtobem~de s $ Cost:S Tille will be held in what Name(sl Manner in which Title will bt: hdrl Estate will beheld in: o Fer;: Simple o Leasehold (show expiration dale) Source ofDuwn Payment, Selllernelll Charges, and/or Suhordinate Financing (explain) '~;<;; ~j,:;t'~~;;:: . BUIT(_'Iwer'sNam<:(incllldeJr. orSr, lfapplicable) :.... 0' ;,tiA':.':-'j/ <C<,.:' , ':,J;"~,~ , :, .~"" ,./"\ "J~-':i~"._~ C(I-B(lrrower's Name (mclude Jr, or Sf. ifapplieabk) Sucial Seclmty Number Home Phone (incl, area code I DOB tTIllIL1ddfyyyyl Yrs, Sc/l~'1l1 Social Security Number Home Phone (ine!. area code) DOB (mmlddlyyyy) Yrs Schonl ages o Marricd DSeparated D Unmarrit:d(include single. divorced, widowed I Dependents (not listed by BorrDwer) DMamcd o Separated o I lnrnarried (include singl<:, (hvurced, widowed) Depend<:nts (not hsted by Co-Borrowo:rl "" "" ages Present Address lstreet, city, slale, ZIP) DOwn o Rent _Nu. Yrs. Present Address (str<:et, City, state, ZIP) DOwn D Rent _No, Yrs. Mailing Addrr;:ss, if different from Present Address Mailing Address, If different from Present Address If re.IMj"K at pre.~enl m/dress jilr le.l:v tllan t....{I years, complete tlleJi,I/,'....il1g: FOlmer Address (street, city, stale, ZIP) DOwn DRent_No Yrs Former Address (stred, city, statt:, ZIP) DOwn o Rent_No Yrs. Name &. Addr<:ss of Empluyer 0' ...,.. ".:S'Hr.f? ':1 .. ~;<.. D ScIt Employed Yrs. on this Job Name & Address of Employer o Self Employed Yn. on this job Yrs, employed in this lineofwork/prof<:ssmn Yrs, employed in this lineofwork/proft:sslon Po~itiow'lill<~!Type of Business Busines~ Phone (inc!. area "ude) P(lsitionITitlelType ofBuSlllt:SS Busill"SS Phone (incl. areaeoJe! lfotmplt,yed in current po,I'iti/J" for kss tItan tW/J years or if currently empltl}'ed in more than Ime po~-jtitm, complete the fol/{lwinx: Freddie Mac Form 65 7/05 gl:: 2015 Fannie Mac Form J003 7/U5 1,_:~:i';:~;I:'"" 'i..~',,,,,.' : , , B'" :~.:? ,...~f~_' :-", . . . , , , ,.l ~,',; ",;".:"":; ., , : , , ., ~alllC & Address ofEnlployer o Sc]fEmployed Dates (from-to) !,\'ame & Address of Emp]oycr DSdfEmpluycd Dates (from-to) :\lonthly Income :Vlunlhly]ncome $ $ Position/Title/fype ofBu~iness Busine~s Phone Position/Titlen'ype of Bus mess Busine~s PhclUe (incl. area code) (incl.areacodel Name: & Address of Em plover o SdfEmpl0yed Dates(from-tol Name & Address of Employ<:r o SelfEmp]oyed Dates (from-tu) Month]ylncome J\-lonthly]ncomc $ $ P0sition/Tllk/Type ufBusine~s BusmessPhonc PositionfTit]e/Type of Busilless BusillessPhon<: (ine! area code) (ine! ar<:acodel . . I . , I I . . ;", ., :. :'.l','~J4iII . ... ~, :li: Gros~ ComhinedMonthly l\-lonthh'lncnme Borrower Co-80rrower Total Huusin" E'l:nense Prcscnt Pronnscd Base EmpL ]ncomo::* $ $ $ Rent $ ()vt:rtllne firsl.J\-lortgage(P&n $ Bonuses Other Financing (P&I) Commissions Hazard Insurance Dividends/Interest R<:a] Estale Tases Net Rental Income :\-lortgage Insurance Other {bef()re completing, Homem-vner Assn. Dues '" <h, notlc~ m "des~ribe 0thcrincom~."bcl(lwJ Olher: Total $ $ $ Total $ S SelfEmploye-d Borrowerls) may bc rcquired to provide additional documcntatiun such as tax return~ and financial statements, llescrihe Other Income NotiL'e: Alimony. child support, or separate maintenance income need nol bc revcaled if the Borrower (B) or Co-Borrower (C) docs not choo~e tn have it considered fnrrel,aying this loan. I ~","ili]Y Amon"' ~ :.';f' 't:",~-t::i~:'i':,#~~'!=" .~. .=<-:::~~{;f:tf.J":~'\" "_. 'j :;~*:. !€#i5' ,"' ..-t;~*~,;~!"f." '1:' 1l1is Slatement and any applicable sUPPOliing schedules Olav bl: .;omp]eted jointly by both mamed and unmarried Co Borrowers if theIr assets and liabilities an: suffi.;i~nt]\' joined so that the Statement can be meaningfully and fairly presented on a combined basis; otherwise, separate Statements and Schedules are reqUIred. If the Co-Bormwer section wa~ .;omplcted about a non-applicant spou~e or other person, this Statement and supporting schedules must be complt:led about that spouse or other person also Completed 0 Juint]y 0 Nut Jointly ASSETS Cash or Market Value Liabilities and Pledged Assets. Lisl the creditor's mune, address, and account number for all uutstanding debts, mcluding automobile loans. revolving charge accounts, real estate loans, alimony, child support, stock pledges. etc. Use continuation sheet, if necessary. Indlcale by {*} tho~e liabilities, whi<,;h will be satisfied upon sale of real estate owned or upon refinancing of the subject property Desenntion Cash depusittoward purchase held by: LIABILITIES Monthly Pa}'mcllt & .\Ionths Ldttn Pav llnpaidBal;lUcc Li~t L'hecking and saving.I' aCc.lunb below Name and address llfBank. S&L. or Credit Union Name and addrcss of Company $PaymcntlMonths $ Acct.no 1$ Acct, no. Name and address ofCOInpany ); PaymentIMunths s Name and address of Bank. S&L, or CredIt lJmon Acct.no 1$ Acct. no Name and address ofCumpany $Paymentl!Vlomhs $ Nam" and address of Sank, S&L. or Crcdit Uniun Acct.no 1$ Acct no Freddie Mac F4rm 65 7/05 Pa..e2of5 8':"22 Fannie Mae Furm 1003 7fll5 "~'''"-''\'' . <"--,\:~- ._~: ;;!';{t:;:::i:~'/:':,:~!!'} ..~- -ij'.,.;- ..<~ ;'1".,::~r: ~-:'~"'_; !::;';;"'";;'.',.- -,~~;.";~.~./~t~;;;! 'r. "7"~,'F~~;3-~. Narw; and address of Bank. S&L, or Credit 11mon Name and address of Company 51 PaymentlMonths $ Aeet.no $ Aeet.no. Stocks & Bonds (Compam name/ $ Name and address of Company $ Payment/Months $ number & description) Acct. no. Life insurance net cash value S Name and address uf Company $ Payment/J\knlhs $ Faceamoul1t $ Subtotal Liquid Assets $ RC;l1 estate owned (<:nler llmrket valu", $ from schedule of rea] estaleuwned) Vested mterest in retlfement fimd Net worth ol"business{....s) uwned (altach financial statement) Acet no Automobi]es owned (make $ Alim,)ny/Cbild Support/Separate andy",af) Mamtenance Payments Uwed to: Other Assets (itemize) $ Job-R....1aled Expensc (child care, union dues. etc.) $ Total ,\lonthly Payments s Tot.'d Assets a. S l'1et.wS'rth (ariIinusb) ..' Tot".al Liabilitie.~ b. Schedule of Real E~tllte Owned (lfadditiona] prop....rtles me owned, use continuation sheel.) Prop"'rty Address (enter S if sold, PS il"pending sal", or R Amount Insurance. if rental b<:ing held for income) Type of Present of Mortgages Gross Mortgage Mnintenance, Net Rental Property Market Value Rcntallneome Payments Taxes&:vfisc Income T & Liens , S , $ $ $ Tolals $ $ $ $ $ $ List allY additional names under whIch cn.dlt ha~ previously b...-en received and IUdlcate appruprIate creditor name(s) ami :-ll'eounl nUmbert~): AIt",mate Name Creditor Name Account Number ~~_~tii,;'t:,_~", I . . , - " -",,'if; , ",..,.".~':t};.: ?~, I . .-:1->"i':'i:,,""~1'!i -< ',~~'it.T;':.k' . .,.",,- . ";"".< " Purchas<: price $ If you answer "Yes" to an)' questiolls a throu~h i, Borrower Co-Borrower ple3se use cuntinuation sheet for explanatiun. Yes No y" No b Alt<:ration~. improvenHlnts. repairs , Are th",re any uutstandingJud!,'lllents against you" 0 0 0 0 , Land (ifacquired <;eparately! b Have you been d",dared hankrupt within th", pa~t 7 years? 0 0 0 0 d. Refinance line!. debts to be paid om c Have yon had pruperty foreclosed UPUIl orgJvcn title 0 0 0 0 or deed in lieu thereof m the last 7 years? , Estilllatcd prepaid itcms d. Are you a party to a lawsuit? 0 0 0 0 f. Estimated closing \;osts , Haveyoll directly or indirectly been obligated on any 0 0 0 0 loan Whl\;h resulted in foreclosure, transtcr of title g. PM!. MIP. Funding Fee in lieu offoredosure. orjudl,'lIJent" (This would include such loans " home mortgage loans, SBA loans. home h. Discount (if BOlTower wil1 pay) improvelllcnt loans. educationa] loans. manufacruredtlllobile) home loans, any mortgage. financial obligation, bond. 0' loan guarantee If. "Yes, -- proVIde c. Tota] costs (add items a through hl details, including Jat\;. name. and address of Lender. FHA or V A case number. ifallY, and reasons forlheaction.) Freddie Mac Form 65 7/05 Pa~e3of5 8-23 Fannie.\1ae Form 1003 7105 1:)'F~;ifi~~\ftlf:,~A~ I 0 0 ^ j.'!itI.;...::'::J,~;~~S;i;:;r7~;i.j:' ',.,;c.;;'~': ~ I 0 ,~ "!,-:t-~ ~ ~ ""i",,,,~~ " j Subonhnate.finan.:ing If you answer "Ycs" to any questions a throu~b i, Borrower Co-Borrower plcase use continnation sbeet for explanation. Yes No 'fes ~u Burrower', closmg costs paid by Sclkr f Are you prescntly delinquent or in default on any Federal debt or any k Olher loan, mortgag<:, financial obligatIOn, bono, ur luan guarantee? 0 0 0 0 If "Y(;S," gi\'e details as dcs.::ribed in the pre.::eding question I Othc-:rCredits(e:-.:plain) 9 Arc you ohligated to pay alimony, child support, or 0 0 0 0 sc-:paratemaintcnancc? h Is any part of the down paym<:nl borrow<:d? 0 0 0 0 m Luan amount (exclutk PMI, MIP, " i\rc you a c-:o-maker or endorser on a note? 0 0 0 0 Funding Fee llllancc-:dj ____n____________ __________n ~- _u___ _un__.__.__ ------- ______n_u J. AreyoualT.S. cllizen? 0 0 0 0 0, PML MI?, Funding Fee financed k. Are yuu a pemlanent resident alien'" 0 0 0 0 I. Doyou intend tooccupythepropert)asynurprimaryrcsidence? 0 0 0 0 If "Yes, complete question m below 0 Loan amount (add m & n) m Have you had an ownership interest in a propeny in the last three years? 0 0 0 0 CaRh Ii'om/to Borrower lsuhtractj, k,l& (1) \Vhat typ<:: of property dut you own-pmlClpal r"Sld<;nce (PR). p, o from i) second home (SH), or invcstment property (lP)? - (2) How did you hold title to the home solely byyour~elf(S), jointly with your spouse (S1'), or jointly with anotber person (O)? - - f:~..\.t'~F-1~iJI.,;d}~.;''; ;, "'--<"",' ,t2~~;:-.~~~1fl,':~~ ~~:~ii;~;)h; 0 I I "'>'e -,'.' .~.~ ~~, ., c" ~;~.- '~~':'_;':;...,.,c Eilch of the WlderSlh'lled ~pecltlcally repn:sents to Lc-:nder and to Lender's actual or potentIal agent~, brokers, procesRors. attumc-:ys. IIlRurelR, serVlcers, successors and asslgm and ab>Tees and acknowledges that. (I) the information provided in this applic<111On is trlle and correct :is ufthe date set fortb opposite my signatllre and that any ill!enti,~nal or negligent miRrepresentation of thIs mfnnnatlOll cuntalm:d in this application may result III cl\,illiahility, including monetary damages, to any person who may suffer any lo~s dm: to rehan<:e upon any llllSlepresentation that I have mad<: on thi~ application, and/or in criminal penalties including, but not limited to, tine or imprisonm<::nt or both under the provisions of Title 18, United States Code, Sec. 1001, et s<::q., (:2) the luan requested pUr<:lIantto this application (the "Loan") will be secured by a mongage or d<;ed of trust Oil the prop<:rty describcd in tbis application; (1) tile propeny will not be used for any illegal orprohibiterl purpuse or usc: (4) all Rtatements made in this application are made for the pUJTlose of obtaining a residential mortgage loan; (5) the propeny will be occupIed as mlhcatcd m thIS application; (6) the Lender, its servicers, successurs ur assigns may retain the ongmal and/or an electronic record of this apphcatJon, wheth"r or not the Loan is approved, (7) the Lender and its agents, brok",rs, insurers, serviccrs, Sll.::cessors. and assigns may continuously rely on the information contained in the app!lcatlOn, and I am obligated to amend andlor supplem<::nt the infonnation provided in this appli.::ation if any of the material facts that I h,lVC rcpre~c-:nted herein should change prior to closlllg of the Loan, (8) in the event that my payments on the Lo;m become delmquent, the L<::ndec lts SCr\'ICeI'S, SUCCCSRorR Ot 3sRigns may, in addition to any other rights and rcmedies that it may have relating to such delinquency, report my name and account tnformation to one or more conRumer reporting agencies, (9) ownership of the Loan and/or administration of the Lo~n acconnt may be transferred with such notice as may be required by law; (10) neither Lender nor its agents, brokers, insurers, servicers, succ<::ssors or a.~slgns has made any representation or warranty, express or impIH:d, to me regarding the property or the condition or value oftbe propcrty; and (Ii) my trallRmisRion of this application as an "e[<::ctronic recurJ" containing my "electronic sib'llature," as tho~\: temls are Jefined in applicable federal and/or stat" laws (excluding audio and vid.:o recL'rdings), or my facsimile transmission of this application containing a facslTTl1le ormy signature, shall be as cite-clive, t'nforceable and valid as If a paper version of this applicati0n were dclivered containing my ori~inal written sih'lla~t:re. Acknowledgement. Each ofth<: undersigned hereby ackno'Wledges that any owner of the Loan, its servicers, Sllcc\:ssors ;md aS~lb'lls, may venfY or reverify any information contained in tllis application or obtain any inf<nmation or dat3 rdating to the Loan, for any legitimate bUSln<:SS PUJTlose through any SOll1ce, including a source named in thi~ application or a consumer reporting agency. ';'''''"-,,.:, Co Borrower's Slb'llature Datc Borru'Wer'sSignature x 0' 0' "0 1';','<;'';# ~c~,..~,,~~}>,~i"i ..'"'"::%~,~:~4:l::':._ The following information is requested by the Fed<:ral (j()vemment for cenain types of loans related to a dwelling in order to monitor the lender'~ compliance WIth equal credit opporttmity, fair housing and home murtgage disclosure laws. You are not requir\:d to fi.Jmish this information, but are encounlged to do so, The law provides that a lender may not discnmmate Cltllcr on the basis of this information, or on whether you .::huose to fllmish it If you fumish the information, pl<::ase provide both ethnicity and race, For race, you may check mure than on<:: designation. If you do not furnish eth.nicity, race, or sex, under Federal regnlations, this lender is reqmr<:d to note the infommtion on the basis of visual observation and surname if yo II have made this appllcatton in person. If you do not wish to fumish the inlormation, pl<:ase check the box below. (Lender mnst review the above matcrial to assure that the disclosures satisfy all requirem\:nts to WhlCh the lender is subject under applieahle state law for the P311icu\artvneofloan annliedfor.l BORROWER 0 I do not wI~h to fumiRh this information CO BORROWER 0 I do not wish to ulIllish this infonnation Ethnki",: 0 HisnanicorLatino 0 :-Jot Hispanie or Latino Ethnici(y: 0 Hispanic or Latino 0 Not Hisnanic or Latino Race; o American lndw.nor o Asian o Black or African American Race: o Am<:rican Indian or o Asian o Black or African Amc-:rican Alaska Native Alaska Native o Native Hawaiian or DWhite o Native Hawaiian or o White (ltherPacitic Islander OtherPacitic Islander Sex; o Femal<: Divlalc Sex: o Female o Mal<: T" be Completed by Interviewer interviewer's Name (print or typd Name and Address oflnterviewer's Employer This application was taken by 0 Face-to-f.'lcemtcrvi<:w 0 Mail Imerviewer'SSlb'I1<1.lure Date 0 Telephone 0 Internet Intcrviewer's Phone Number UncI. area .::ode) Freddie Mac Form 65 7/05 Pa~e-t"r5 8-24 Fannie Mac Form tu03 7/115 rt1St:: Use this continuation sheet if you neeu rnore space to compktc" the Residential Loan Applicatlon_ Mark B for BOlTowerur C for Co-Bon-ower .' .'.~"'~ 'f..-t:'..,;;~~:;\,;.::,f, ~_.- BVlTower. Agency Case Number Co-Borrower: Lender Case Number: or both. to knowingly make any false statements COnCenllng any of the above [,1cls as applicable under tht: provisions lIWe fully unu",rutand that it is a Federal crime pUllishable by tine or imprisonment. ofTi!]e ]ll, Umted States Code, Sectiun 1001. et se BOlTower'sSignature Date X Co-BOITower'sSignature X Date Freddie Mac Form 65 7105 Page5of5 8-25 Fannie Mae Form IOU) 7/0S Attachment C RECORDING REQUESTED BY: City of Chula Vista WHEN RECORDED MAIL TO: City of Chula Vista City Clerk's Office Attn: City Clerk 276 Fourth Avenue Chula Vista CA 91910 (Space abovefor Rp-corder's Use) HOUSING COOPERATION AGREEMENT THIS H SING COOPERATION AGREEMENT (the "Agreement") is entered into this ~ day of ,2000, hetween the CITY OF CHULA VISTA, a municipal corporation ("City"), and Hami on Pla7<1 LTD., a California Limited Partnership, ("Property Owner") and/or its successors or assignees. ARTICLE 1- Recitals 1.1 Authority. City is authorized to enter into binding agreements for the purpose of protecting public health, safety, and welfare. 1.2 Property Owner. Property Owner is the legal owner of the fee title to the real property described as 54 through 94 Kingswood Drive. Said real property is referred to in this Agreement as "the Real Property" and as further described in the attached Exhibit "A," which is hereby incorporated herein. 1.3 Density Bonus. Property Owner has submitted to City a proposal for the development of ten (10) additional three bedroom units for low income households on the Real Property pursuant to State Government Code Section 65915. The project is known as Kingswood Manor Apartments. 1.4 Proicet. Property Owner proposes to construct ten (10) additional apartment units to an existing forty (40) unit residential development, with any ten three bedroom units affordable to low income households at or below 80 percent of the Area Median Income ("AMI") west of the intersection of Tobias and Kingswood Drive, also known as 54 through 94 Kingswood Drive, in the City of Chula ("Project"). 1.5 State Density Bonus Law. The City is required to provide Property Owner with incentives for the production of low income housing units within the development if Property Owner agrees or proposes to construct certain percentages of the development for low and/or very low-income households. 1.6 Grant of Densitv Bonus and Additional Incentives. The City Council of the City ("City Council"), in response to Property Owner's application, approved a density bonus and additional incentives for the Real Property. Said resolution is attached as Exhibit B and is incorporated herein. 1 ~JJ 8-26 ;2 d:;00 -I tr 1.7 Low/Moderate Income Housing. Said Government Code Section 65915 provides, among other things, that when a developer of housing agrees to construct a specified percentagc of the total units of a housing development for households of low income, as defined in Section 50093 of the California Health and Safety Code, a city shall grant a density bonus for said housing dcvelopment. 1.8 Agreement. The City Council established in Resolution No. a requirement that an agreement be entered into between City and Propcrty Owner providing for (i) the density bonus and (ii) the crcating and maintaining of a specified percentage of the dwelling units on the Real Property for low income housing. 1.9 DeSIgn ReVlew CommIttee. The City's Design Review committee will meet and consider approval ofthe Property Owner's site plan, elevations and preliminary plans for the constructing and maintaining of ten dwelling units on the Real Property. . 1.10 Intent. These parties intend that this Agreement constitute the agreement referred to in Paragraph 1.8. CITY AND PROPERTY OWNER HEREBY AGREE AS FOLLOWS: ARTICLE 2- Development Standard 2.1 Densltv Bonus. Property Owner is entitled to construct an additional ten dwelling units to the existing forty unit rcsidential development and maintain on the Rcal Property a total of fifty dwelling units, a twenty-five percent (25%) increase in density. 2.2 Other Standards. The permitted uses of the Real Property, the density of use thereof, the maximum height and size of buildings thereon, and provisions for reservations or dedication of land for public purposes and all other standards of development of the Real Property will be governed by each of the following as presently constituted ("the Development Standards"): 2.2.1 General Plan: "Residential Medium" designation in City's General Plan. 2.2.2 Zone Regulations: The regulations for R-3 P12 (ApartIDent Residential, Precise Plan Density 12 units per acre). 2.2.3 Densitv: The provisions of Paragraph 2.1. 2.2.4 Parking: Property Owner shall provide two parking spaces per dwelling unit, no guest parking spaces, with twenty-one spaces provided as compact parking spaces, a reduction from the 0.5 guest parking space per dwelling unit required under the Precise Plan (76- 14) [or the Project and an increase in the one compact parking space per dwelling unit requirement as specified in Scction 19.62.050 of the City of Chula Vista Municipal Code. 2.2.5 Precise Plan: The development standards set forth in the original Precise Plan (76-14) for the Project. 2 0~ 8-27 2.3 Low and Moderate Income Housing. Ten dwelling units shall be continuously occupied only by and affordable to low income households as set forth in Artiele 3. 2.4 Conflict. In the event of conflict between Paragraph 2.1 and any other of the Development Standards, Paragraph 2.1 will prevail. 2.5 Effect of Termination Pursuant to Article 3. Termination pursuant to Paragraph 3.6 will not affect, or render inapplicable. the foregoing Development Standards. ARTICLE 3- Low Income HOllSin!! 3.1 Definitions. For the purposes of this article, the following definitions apply: 3.1.1 "Density Bonus" means a density increase of at least 25 percent over the otherwise ma'Cimum allowable residential density, unless a lesser amount is requested by the developer and approved by City Council, under the applicable zoning ordinance and land use element ofthe general plan. 3.1.2 "Additional Incentives" means a reduction or modification of Development Standards, Zoning Codes or Architectural Design requirements, permitting mixed use z"ning within a housing development, or other regulatory incentives or concessions. 3.1.3 "Housing Manager" means the Housing Manager of the City. 3.1.4 "Area Median Income" means the latest median income from time to time determined by the United States Department of Housing and Urban Development (pursuant to Section 8 of the United States Housing Act of 1937) for the San Diego Standard Metropolitan Statistical Area. 3 .1.5 "Low Income Tenants" means individuals or families with an income which does not exceed 80 percent of the Area Median Income, as adjusted for household size and as most recently determined by the U.S. Department of Housing and Urban Development. 3.1.6 "3 BR Low Income Apartment" means any ten (10) threecbedroom apartment units on the Real Property, which shall be continuously occupied only by and affordable to a Low Income Tenant. 3.1.7 "Affordable Apartment" means any of the apartments defined in Paragraph 3.1.6; "Affordable Apartments" means all of such apartments collectively. 3.1.8 "Manager's Unit" means that unit on the real property occupied by a resident property manager which may be exempt from occupancy restrictions. 3.1.9 "Rent" means the total of monthly payments for all of the following: (a) use and occupancy of the apartment unit and land and facilities associated therewith, (b) any separately charged fees or service charges assessed by the lessor which are required of all tenants, other than security deposits, and (c) a reasonable allowance for utilities not included in the above costs, excluding telephone service, which takes into consideration an adequate level of service. /) ~ iJ 3 8-28 3.2 Qualification of Tenants. As to the Affordable Apartments, the following will apply: 3.2.1 3 BR Low Income Apartments. Each 3 BR Low Income Apartment will be leased to a Low Income Tenant. 3.3 Monthlv Rent. As to the Affordable Apartments, the following will apply: 3.3.1 Low Income Apartments. The monthly rent charged for all the Low Income Apartments shall not exceed the lesser of the following: a) ten percent less than non-restricted dwelling units within the Project; or b) one-twelfth of the amount obtained by multiplying 30 percent times 60 percent of the Area Median Income, as adjusted for household size and assuming the following unit sizes and household sizes: Unit Size Three Bedroom Household Size Five Persons 3.4 Proof of Oualification. Property Owner will obtain from each person(s) to whom Property Owner rents an Affordable Apartment a "Supplemental Rental Application" ("the Application ") in the form of Exhibit D attached hereto and incorporated herein (or such other form as City may from time to time adopt and of which City notifies Property Owner in writing). Property Owner will be entitled to rely on the Application and the supporting documL-nts thereto in determining the eligibility of such pcrson(s) to rent such Affordable Apartment. Property Owner will retain the Application and supporting documents for a period of at least three years after the applicant thereof ceases to occupy such Affordable Apartment. Copies of the most recent Supplemental Rental Application for Low Income Tenants commencing or continuing occupancy of an Affordable Apartment shall be attached to the semi- annual report to be med with the City in compliance with Section 3.6 of this Agreement An Affordable Apartment occupied by a qualified tenant who at the commencement of the occupancy qualifies as a low income household shall be trcatcd as occupied by a Low Income Tenant until a recertification of such tenant's income in accordance with Section 3.4.1 below demonstrates that such tenant no longer qualifies as a Low Income Tenant. 3.4.1 Recertification of Income. Immediately prior to the first anniversary date of the occupancy of an Affordable Apartment by a qualified tenant, and on each anniversary date thereafter, the Property Owner shall recertify the income of the occupants of each Affordable Apartment by obtaining a completed Snpplcmcntal Rental Application based upon the current income of each occupant of the Affordable Apartment. In the event the recertification demonstrates that such household's income exceeds the income at which such houschold would qualify, such household will no longer qualify as a Low Income Tenant, and the Property O\\-ner will rent the next available unit of comparable or smaller size to one or more Low Income Tenants. 3.5 Waiver. Property Owner may apply in writing to the Housing Manager for a waiver, as to a specifically designated Affordable Apartment. Each such application will be accompanied by written data or other evidence relied upon by Property Owner to show that, for the near future, there will be no reasonable demand for such Affordable Apartments(s). Within 30 days after receipt of any such application, the Housing Manager will, in writing, either grant or disapprove the requested waiver; the failure of the Housing Manager to act within said period "ill be deemed to be approval of such requested waiver. If such waiver is granted, Property Owner may 4 ~I 8-29 lease the Affordable Apartment(s) affected by the granted waiver to such pcrson(s) and at such rental as Property Owner determines, subject to each of the following: 3.5.1 Month-to-Month Tcnancv. Anything in Paragraph 3.5 to the contrary notwithstanding, the lease or rental agreement will create only a month-to-month tenancy. 3.5.2 Termination of Waiver. At any time after granting any such waiver, the Housing Manager may, by writing delivered to Property Owner, terminate such grant. Within five days after such delivery, Property Owner will appropriately notify the tenant (s) and occupant (s) (of the Affordable Apartment (s) for which the grant of waiver has been terminated).that the month-to-month tenancy thereof will be and become terminated one month after delivery of such notification by Property Owner. Property Owner will take reasonable steps to effectuate such termination, including diligent commencement and prosecution of an unlawful detainer action. 3.6 Records. Audits. Property Owner will submit to City semi-annual certified rent rol1s, disclosing with respect to each Affordable Apartment (i) monthly rent rate, (ii) number of occupants for which the Affordable Apartment is rented, and (iii) the income of such occupant(s) and in the form of Exhibit E attached hereto and incorporated herein (or such other form as City may from time to time adopt and of which City notifies Property Owner in writing). If City determines an audit is necessary to verify a submitted rent roll, it will so notify Property Owner in writing thereof. Within ten days after delivery of said notice, Property Owner will deliver to City the names of three certified public accountants doing business in the metropolitan San Diego area. City will promptly deliver to Property Owner the former's approval of one or more of said names. The audit will be completed by an approved ccrtified public accountant, at Property Owner's cost, within 60 days after the delivery to Property Owner of City's said approval. The certified public accountant will promptly deliver a copy of the written audit to City. 3.7 Term. The term during which this Article 3 applies commences on the date hereof. Said term ends on the date which is thirty (30) years after the date on which at least five (5) of the ten (10) additional dwelling units approved pursuant to the density bonus are first occupied. ARTiCLE 4 - Breach 4.1 Breach bv City. If City breaches any of its covenants containcd in this Agreement, Property Owner will have available to it all legal and equitable remedies afforded by the laws oflhe State of California. . 4.2 Breach bv Property Owner. If, with respect to any Affordable Apartment, Property Owner breaches this Agreement by charging higher rent than that herein pennitted, Property Owner will, immediately upon City's demand, (i) reduce the rent to that permitted herein and (ii) refund to any tcnants who theretofore paid such higher rent the amount of the excess, together with interest hereon at the rate of 10 percent per annum, computed from the date(s) of payment of the excess by said tenants to the date of said refund. The provisions of this paragraph constitute a third-party beneficiary contract in favor of such tenants. Further, City is hereby granted the power (but not the duty) to act as attorney-in-fact of such tenants in enforcing this paragraph. 8-30 ~~ 5 4.3 Breach by Property Owner. If, with respect to any Affordable Apartment, Property Owner breaches this Agreement by leasing to tenants who are not, pursuant to paragraph 3.2, qualified, Property Owner will, immediately upon City's written demand, and at Property Owner's sole cost, take all lawful steps to terminate such leasing. 4.4 Remedies Not Exclusive. The remedies set forth in Paragraphs 4.2 and 4.3 are not exclusive, but are in addition to all legal or equitable remedies otherwise available to City. ARTICLE 5 - General Provisions 5.1 Assknment. The rights and obligations of Property Owner under this Agreement may be transferred or assigned, provided such transfer or assignment is made as a part of the conveyance of the fee of all or a portion of the Real Property. Any such transfer or assignment will be subject to the provisions of this Agreement. During the term of this Agreement, any such assignee or transferee will observe and perform all of the duties and obligations of Property Owner contained in this Agreement as such duties and obligations pertain to the portion of said real property so conveyed. 5.2 Amendment or Cancellation of Agrccment. This Agrcement may be amended from timc-ta-time or cancelled by the mutual consent of the parties hereto but only in the same manner as its adoption. The term "this Agreement" include, any such amendment properly approved and executed. 5.3 Enforcement. Unless amended or cancelled as provided in Section 5.2, this Agreement is enforceable by any party to it despite a change in the applicable general or specific plans, zoning, subdivision or building regulations adopted by City which alter or amend the rules, regulations or policies governing permitted uses ofthc land, density and dcsign. 5.4 Hold Harmlcss. Property Owner shall defend, indemnify, protcct and hold harmlc,s the City, its elected and appointed officers and employees, from and against all claims for damages, liability, cost and expense (including without limitation attorneys' fccs) for personal injury or property damage arising out of the direct or indireet conduct or operations of the Property Owner, or any agent or employee, subcontractors, or others in cOlll1ection with the execution of this Agreement, except only for those claims arising from the sole negligence or sole willful misconduct of the City, its officers, or employees. Property Owner's indcmnification shall include any and all costs, expenses, attorneys' fees and liability incurred by the City, its officers, agents or employees in defending against such claims, whethcr the same proceed to judgment or not. Property Owner agrees to indemnify, defend, protect and hold harmless the City, its officers, and employees from and against any and all claims, suits, actions, or other proceedings to which the City is exposed resulting from the City's preparations, review, approval, or granting of the Density Bonus as called for in this Agreement. Further, Property Owner, at its own expense shall, upon written request by the City, defend any such suit or action brought against the City, its officers, agents or employees. Property Owner's indemnification of City shall not be limited by any prior or subsequent declaration by the Property Owner. 5.5 Anti-Discrimination. Property Owner, for itself and its successors and assigns, agrees that during the term of this Agreement, will not, with respect to its operation of the Project, discriminate against any person because of race, color, creed, religion, sex, sexual orientation, marital status, age, handicaps, ancestry or national origin. 6 (flJ 8-31 5.6 Crime Free Multi-Housing Program. Property Owner, for itself and its successors and assigns, agrees that during the term of this Agreement, will, with respect to its operation of the Project, participate in the City of Chula Vista Crime Free Multi-Housing Program or any other comparable program as may be adopted or implemented by the City of Chula Vista. 5.7 Binding Effect of Agreement. The burdens of this Agreement bind and the benefits of the Agreement inure to the parties' successors or assignees in interest. 5.8 Relationship of Parties. It is understood that the contractual relationship between City and Property Owner is such that Property Owner is an independent contractor and not an agent of City. 5.9 Notices. All notices, demands or requests provided for or permitted to be given pursuant to this Agreement must be in writing. All notices, demands or requests to be sent to any party shall be deemed to have been properly given or served if personally served or deposited in the United States mail, addressed to such party, postage prepaid, registered or certified, with return receipt requested, at the addresses identified herein as the places of business for each of the designated parties. City: City of Chula Vista 276 Fourth Avenue Chula Vista, CA 91910 Attn: Community Development Director Property Owner; Hamilton Plaza LTD. 11230 Sorrento Valley Road, Suite 100 San Diego CA 92121 Attn: Danny Dabby A party may change its address by giving notice in writing to the other party. Thereafter, notices, demands and requests shall be addressed and transmitted to the new address. ARTICLE 6 - Conflicts of Law 6.1 Conflict of City and State or Federal Laws. In the event that state or federal laws or regulations enacted after this Agreement has been entered into prevent or preelude compliance with one or more provisions of this Agreement require changes in plans, maps or permits approved by the City, the parties will: 6.1.1 Notice and Couies: Provide the other party with written notice of such state or federal restriction, provide a copy of such regulation or pohcy and statement of conflict with the provisions of this Agreement. 6.1.2 Modification Conferences: The parties will, within 30 days, meet and confer in good faith in a reasonable attempt to modify this Agreement to comply with such federal or state law or regulation. 7 ~~ 8-32 62 Council Hearings. Thereafter, regardless of whether the parties reach an agreement on the effect of such fedcral or state law or regulation upon this Agreement, the matter will be scheduled for hearing before the City Council. Ten days' written notice of such hearing will be given, pursuant to Government Code Section 65091 and 65094. The City Council, at such hearing, will determine the exact modification or suspension which shall be necessitated by such federal or state law or regolation. Property O\'mer, at the hearing, will have the right to offer oral and written testimony. Any modification or suspension will be taken by the affirmative vote of not less than a majority of the authorized voting members of the City Council. 6.3 Cooperation in Securing Permits. The City shall cooperate with the Property Owner in the securing of any permits which may be required as a result of such modifications or suspensions. ARTICLE 7 - Annual Review 7.1 City and Land Owner Responsibilities. City will, at least every 12 months during the term of this Agreement, review the extent of good faith substantial compliance by Property Owner with the terms of this Agreement. Pursuant to Government Code Section 65865.1, Property Owner will have the duty to demonstrate its good faith compliance with the terms of this Agreement at snch periodic review. Property Owner will be deemed to have satisfied its duty of demonstration when it presents evidence on its good faith and substantial compliance ,,-ith the major provisions of Article 3 of this Agreement. Either party may address any requirement of this Agreement during the review. However, ten days' written notice of any requirement to be addressed will be made by the requesting party. If at the time of review an issue not previously identified in writing is required to be addressed, the review at the request of either party will be continued to afford sufficient time for analysis and preparation. 72 Opportunity to be Heard. Upon written request to City by Property Ovmer, the Property Owner will be permitted an opportunity to be heard orally and/or in writing at a noticed public hcaring regarding its performance under this Agreement. 7.3 Information to be Provided Properlv Owner. The City will, to such an extent as is practical, deposit in the mail to Property Owner a copy of staff reports and related exhibits concerning contract performance a minimum of ten calendar days prior to an such review or action upon this Agreement by the Planning Commission or thc City Council. ARTICLE 8 - Miscellaneous Provisious 8.1 Rules of Construction. The singular includcs the plural and the neuter gender includcs the masculine and the feminine. 8.2 Severability. The parties hereto agree that the provisions are severable. If any provision ofthis Agreement is held invalid, the remainder of this Agreement will be effective and ",-ill remain in full force and eftect unless amended or modified by mutual consent of the parties. 8 ~..~ 8-33 8.3 Entire Agreement. Waivers and Amendments: Regulatory Agreement to Control. Except for the Regulatory Agreement, this Agreement, together with any other written document referred to or contemplated herein, embody the entire Agreement and understanding between the parties relating to the subj ect matter hereof. Notwithstanding any provision in this Agreement to the contrary, so long as the Regulatory Agrcement is in effect, the terms of the Regulatory Agreement shall control with respect to the Very Low Income Apartments. Neither this Agreement nor any provision hereof may be amended, modified, waived, or discharged except by an instrument in writing cxccutcd by the party against which enforcement or such amendment, waiver, or discharge is sought. 8.4 Capacities of Partics. Each signatory and party hereto hereby warrants and represents to the other party that it has legal authority and capacity and direction from its principal to enter into this Agreement, and that all resolutions or other actions have been taken so as to enable it to enter into this Agreement. 8.5 Governing LawN enue. This Agreement shall be governed by and construed in accordance with the laws of 1he State of California. Any action arising under or relating to this Agreement shaH be brought only in the Federal or State courts located in San Diego County, State of California, and if applicable, the City of Chula Vista, or as close thereto as possible. Venue for this Agreement, and performance hereunder, shall be the City of Chula Vista. 9 g(~ 8-34 IN WITNESS WHEREOF the parties hereto have caused this agreement to be executed as of the day and year first written above. HAMIL TON PLAZA LTD., a California Limited Partnership By: IP INC. a California Corporation, its General Partner By: CITY OF CHULA VISTA, a municipal corporation of the State of California Shir~~ ATTEST: J~ ~~ i~ Susan Bigelow, City Clerk APPROVED AS TO FORM: !fl/-" l P / ,'- / I. , ,/'f / ' .:' ,', . d '(("11:,1-' /1\ '/ cUi );o,,} J"hn M. K~h~~, City Atidrn~y , L / /! .' /: ..;" L " /'-:'L" ,,,.., ,-,.- '. , . . d,r?':.; } (LA) C:\My D{lCUmenlS\Kin~\"oad Manor\Dcnsity BOlms Agr-Kin~ond 10 8-35 RESOLUTION NO. 2010- RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA APPROVING MODIFICATION OF A PREVIOUSL Y GRANTED DENSITY BONUS (KINGS WOOD MANOR) FROM FOR-RENT UNITS TO FOR-SALE UNITS AND APPROVING A FIRST AMENDMENT TO A HOUSING COOPERATION AGREEMENT FOR KINGSWOOD MANOR REFLECTING THE MODIFICATION FROM FOR-RENT UNITS TO FOR-SALE UNITS WHEREAS, on May 9, 2000, in City Resolution 2009-149, Hamilton Plaza LTD, a California Limited Partnership ("Property Owner") received a twenty-five percent (25%) density bonus and modifications of certain development standards pursuant to California Government Code Section 65915 and the City ofChula Vista Housing Element; and WHEREAS, the approval of the density bonus was to facilitate the construction of 10 affordable for-sale units to an existing 40 unit multifamily residential development, for a total of 50 units; and WHEREAS, City Resolution 2009-149, including its findings and determinations, IS hereby incorporated by reference into this Resolution; and WHEREAS, the Property Owner determined that a conversion to condominiums was more appropriate for the site and was issued a final Parcel Map for all fifty units; and WHEREAS, the project was presented and approved by the Design Review Board on May 4, 2009 and the proceedings, evidence, and minutes from that hearing is hereby incorporated into the record of this Resolution; and WHEREAS, section 65195.5 (a) of the California Government Code requires the City to grant a minimum 25 percent increase over the otherwise maximum residential density, unless a lesser percentage is elected by the developer, and at least one additional concession or incentive to a developer of housing agreeing or proposing to construct at least 33 percent of the total units for low and moderate income persons and families or 15 percent of the total units tor low income households; and WHEREAS, the Developer has elected to satisfy the affordable housing requirement by providing 33 percent of the total units for low and moderate income persons and families which results in 17 restricted units, 3 restricted for sale to low-income households (80% of Area Median Income) and 14 restricted for sale to moderate-income households (120% of Area Median Income); and 8-36 WHEREAS, the pricing for the three-bedroom units will be based upon 70% of Area Median Income for the low-income households and 110% of Area Median Income for the moderate-income households, thereby further increasing the affordability; and WHEREAS, the City must grant at least one additional incentive or concession as defined in Section 65195(d) or make a written finding that the additional incentive or concession is not required to provide the affordable housing; and WHEREAS, on May 9, 2000, the City Council approved the additional incentive to allow sixteen percent of the required parking be configured as compact parking spaces; and WHEREAS, an equity sharing agreement is required by State Law for a period of no less than 30 years from the date of the first sale; and WHEREAS, the First Amendment to Housing Cooperation Agreement between the City and the Property Owner specifies the affordability and sales restrictions in compliance with the requirements of State Law and modifies the requirements to those specific to a condominium conversion; and WHEREAS, The Environmental Review Coordinator has reviewed the proposed project involving a density bonus transfer from a rental to a for-sale development and the conversion of 40 multifamily units to condominiums for compliance with the California Environmental Quality Act (CEQA) and has determined that the action qualities for a Class 32 categorical exemption pursuant to Section 15332 [In-Fill Development Projects] of the State CEQA Guidelines because the proposed project meets the conditions set forth in this section. Thus, no further environmental review is necessary. NOW THEREFORE BE IT RESOLVED, by the City Council of the City of Chula Vista that: I. The moditication of the previously approved density bonus, as stated in Resolution 2000- 149, to permit for-sale units rather than for-rent units is approved under the terms set forth in the First Amendment to Housing Cooperation Agreement, as approved below. 2. The First Amendment to Housing Cooperation Agreement between the City of Chula Vista and Property Owner related to the modification of density bonus for the condominium conversion at 54-94 Kingswood Drive (Kingswood Manor) is approved. Presented by Approved as to form by .~.~ Bart C. Miesfeld City/Agency Attorney Gary Halbert, AICP, PE Deputy City Manager/Director of Development Services 8-37 THE ATTACHED AGREEMENT HAS BEEN REVIEWED AND APPROVED AS TO FORM BY THE CITY A TTORNEY'S OFFICE AND WILL BE FORMALL Y SIGNED UPON APPROVAL BY THE CITY COUNCIL ~~/Y7 d Bart C. Miesfeld City Attorney Dated: & / qj/;/ FIRST AMENDMENT TO HOUSING COO OPERATION AGREEMENT BETWEEN THE CITY OF CHULA VISTA AND, HAMIL TON PLAZA L TD 8-38 RECORDING REQUESTED BY: City of Chula Vista WHEN RECORDED MAIL TO: City of Chula Vista Office of the City Clerk Attn: City Clerk 276 Fourth Avenue Chula Vista, CA 91910 FIRST AMENDMENT TO HOUSING COOPERATION AGREEMENT This first amendment to Housing Cooperation Agreement ("First Amendment") is made as of ,2010, by and between the CITY OF CHULA VISTA, a municipal corporation ("City") and Hamilton Plaza LTD, a California Limited Partnership ("Property Owner") and/or its successors or assignees. Recitals A. The City entered into a Housing Cooperation Agreement ("Agreement") with Property Owner on May 9, 2000, for the multifamily affordable housing development known as Kingswood Manor Apartments, located at 54 through 94 Kingswood Drive in the City of Chula Vista, California (the "Project"). A copy of the Agreement is attachcd as Attachment A and is hereby incorporated by reference into this First Amendment. B. The Agreement authorized a density bonus for the development of ten (10) additional three-bedroom units for low-income households at or below 80 percent of the Area Median Income ("AMI"). The City was required to provide the Property Owner with incentives for the production oflow-income housing units within the development if Property Owner agrees . or proposes to construct certain percentages of the development for low and/or very low-income households. In response to Property Owner's application, the City Council approved a density bonus and additional incentives. C. The parties now desire to amend the Agreement to reflect a modification to the use of the Project from rental to for-sale. Now, therefore, for good and valuable consideration, the parties agree to the following: 1. The Agreement is amended as follows: ARTICLE I-Recitals (a) 1.4 Proiect. Property Owner proposes to construct ten (l0) additional units to an existing forty (40) unit residential development, with any three (3) three bedroom units affordable to low income households at or below 80 percent of the Area Median Income 1 8-39 ("AMI") and fourteen (14) three bedroom units affordable to moderate income households at or below 120 percent of AMI, at the site west ofthe intersection of Tobias and Kingswood Drive, also known as 54 through 94 Kingswood Drive, in the City of Chula Vista ("Project"). ARTICLE 2-DeveIopment Standard (b) Section 2.3 of the Housing Cooperation Agreement is amended to read as follows: 2.3 Low and Moderate Income Housing. As set forth in Article 3, three (3) dwelling units shall be sold to buyers qualified as low-income, with income not to exceed 80 percent of the AMI, and the unit shall be priced for low-income buyers at no more than 70 percent of the AMI. As set forth in Article 3, fourteen (14) dwelling units shall be sold to buyers qualified as moderate income, with income not to exceed 120 percent of the AMI, and the unit shall be priced for moderate-income buyers at no more than 110 percent ofthe AMI. ARTICLE 3-Low Income Housing (c) Section 3.1.5 of the Housing Cooperation Agreement is amended to read as follo.ws: 3.1.5 "Qualified Homebuyer" means individuals or families with an income which does not exceed 80 percent of the Area Median Income for the low-income category or 120 percent of the Area Median Income for the moderate-income category, as adjusted for household size and as most recently determined by the United States Department of Housing and Urban Development. (d) Section 3.1.6 of the Housing Cooperation Agreement is amended to read as follows: "3 BR Low or Moderate Income Unit" means any seventeen (17) three-bedroom units on the Real Property, which includes three (3) low-income units and fourteen (14) moderate- income units, which shall be initially sold to qualified low or moderate-income homebuyers. (e) Section 3.].7 of the Housing Cooperation Agreement is amended to read as follows: 'Affordable Unit" means any of the for-sale units as defined in Paragraph 3.1.6. (f) Section 3.1.9 of the Housing Cooperation Agreement is amended to read as follows: "Mortgage Payment" means the sum of all actual or projected monthly or aunual recurring expenses that include all of the following: (a) payments for principal and interest on a mortgage loan; (b) loan insurance fees; (c) property taxes and assessments; (d) fire and casualty insurance; (e) homeowner association fees; and (f) a reasonable allowance for utilities, or as defined in 25 California Code of Regulations Section 6920. (g) Section 3.2 of the Housing Cooperation Agreement is amended to read as follows: o -8-40 Qualification of Homebuver. Each 3 BR Low or Moderate Income Unit will be sold to a qualified low or moderate-income buyer as defined in Section 3.1.5. (h) Section 3.3 of the Housing Cooperation Agreement is amended to read as follows: Qualified Sales Price. Each of the designated Affordable Units shall be priced as follows: Unit Size by No. of Bedrooms (1 Persoll Per Bedroom + 1) Qualifying Percent of Area Median Income (AMI) for Affordable Housing Low Moderate Income Income 3 Bdrms 3 Bdrms 70% 110% $54,950 $86,350 4,579 7,196 30% 35% 16,485 30,223 1,374 2,519 1,393 3,038 250 250 1,585 1,585 3,012 3,012 10,245 22,337 0.0758 0.0758 135,154 294,689 4,180 9,114 $139,334 $303,804 $854 $1,861 Equals Annual Household Income Based Upon Qualifying Percent of AM! (see Footnote # I ) Equals Monthly Household Income Based Upon Qualifying Percent of AMI Times Percent of Household Income Attributable to Housing Expenses Equals Annual Dollars Allowed for Housing Expenses Equals Monthly Dollars Allowed for Housing Expenses Less Real Estate Taxes (Annual 1% of Purchase Price) Less Insurance Less Utilities Less Home Owners Fee Equals Annual Dollars A vailable for Debt Service Divided by Annual Loan Constant (see Footnote #2) Equals Maximum Loan Amount that Can Be Used for Home Purchase Plus Down Payment - 3% Equals Maximum Allowable Purchase Price (see Footnote #3) Buyer's Monthly Mortgage Payment - Debt Service/12 months Footnotes: 1. The household income limits are adjusted for a high cost area as per the Federal Housing Act of 1937 and calculated using HCD methodology to comply with Health and Safety Code Section 500052.5 and Title 25 Code of Regulations Sections 6920 and 6932. 2. Rounded to the nearest $50. 3. Annual Loan Constant is based on a 6.5%,30 year fixed rate mortgage. 4 Purchase Price to be adjusted according to total home owner's fees as established by the Real Estate Commissioner. final interest rate of the loan, other market conditions, and applicable program requirements. 3 8-41 (i) Section 3.4 of the Housing Cooperation Agreement is amended to read as follows: Proof of Qualification. Property Owner will obtain from each person(s) to whom Property Owner sells an Affordable Unit a copy of the Uniform Residential Loan Application (Loan Application") in the form of Exhibit B attached hercto and incorporated herein (or such other form as City may from time to time adopt and of with City notifies Property Owner in writing). Property Owner will be entitled to rely on the Loan Applkation and the supporting documents in detcrmining the eligibility of each person(s) to sell such Affordable Unit. G) Section 3.4.1 of the Housing Cooperation Agreement is deleted. (k) Section 3.5 and related sections 3.51 and 3.5.2 of the Housing Cooperation Agreement will be deleted. (I) Section 3.6 of the Housing Cooperation Agreement is deleted. (m) Section 3.7 of the Housing Cooperation Agreement is amended to read as follows: Term. The term during with this Article 3 applies commences on the date hereof. Said term ends on the date in which the last of the Affordable Units is sold and occupied by a Qualitied Homebuyer. ARTICLE 4-Breach (n) Section 4.1 of the Housing Cooperation Agreement is ap1ended to read as follows: Breach bv Citv. If City breaches any of its covenants contained in this Agreement as Amended, Property Owner will have available to it all legal and equitable remedies atlorded by the laws of the State of California. (0) Section 4.1 of the Housing Cooperation Agreement is amended to read as follows: Breach bv Propertv Owner. If, with respect to any Affordable Unit, Property Owner beaches this Agreement as Amended by selling the Affordable Unit at a price higher than the Qualified Sales Price or sells the Affordable Unit to a homebuyer who is not a Qualified Homebuyer, Property Owner will, immediately upon City's demand, (i) designate another comparable unit as an Affordable Unit and (ii) Provide additional verification to the City of sale to a Qualified Homebuyer. Further, City is hereby granted the power (but not the duty) to act as attorney-in-fact of such homebuyers in enforcing this paragraph. (p) Section 4.3 of the Housing Cooperation Agreement is deleted. ARTICLE S-General Provisions (q) Section 5.9 of the Housing Cooperation Agreement is amended to read as follows: 48-42 Notices. All notices, demands or requests provided for or permitted to be given pursuant to this Agreement must be in writing. All notices, demands or requests to be sent to any party shall be deemed to have been properly given or served if personally served or deposited in the United States mail, addressed to each party, postage prepaid, registered or certified, with return receipt requested, at the addresses identified herein as the places of business for each of the designated parties. A party may change its address by giving notice in writing to the other party. Thereafter, notices, demands and requests shall be addressed and transmitted to the new address. City: City of Chula Vista 276 Fourth Avenue Chula Vista, CA 91910 Attn: Housing Manager Property Owner: Hamilton Plaza Ltd. 12526 High Bluff Drive, Suite 355 San Diego, CA 92130 Attn: Danny Dabby 2. All other terms in the Agreement not amended by this First Amendment shall remain in full force and effect. Attachments: A. Housing Cooperation Agreement B. Uniform Residential Loan Application (Signature page to follow) 5 8-43 IN WITNESS WHEREOF the parties hereto have caused this agreement to be executed as of the day and year tirst written above. For HAMILTON PLAZA LTD., a California Limited Partnership By: IPMG, INC. a California Corporation, its General Partner By: Danny Dabby, its President For CITY OF CI-IULA VISTA, a municipal corporation of the State of California By: Cheryl Cox, Mayor ATTEST: Donna Norris, City Clerk APPROVED AS TO FORL\.1: Bart Miesfeld, City Attorney 6 8-44