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HomeMy WebLinkAboutRDA Packet 2005/03/22 ~{~ -.- '- - -= - - - - -- TUESDAY, MARCH 22, 2005 6:00 P.M. (immediately following the City Council meeting) rnv OF CHUlA VISTA COUNCIL CHAMBERS PUBLIC SERVICES BUILDING .JOINT MEETING OF THE REDEVELOPMENT AGENCY I CITY COUNCIL OF THE CITY OF CHULA VISTA CALL TO ORDER ROLL CALL Agency/Council Members Castaneda, Davis, McCann, Rindone; Chair/Mayor Padilla CONSENT CALENDAR The staff recommendations regarding the following item(s) listed under the Consent Calendar will be enacted by the Agency/Council by one motion without discussion unless an Agency/Council member, a member of the public or City staff requests that the item be pulled for discussion. If you wish to speak on one of these items, please fill out a "Request to Speak Form" available in the lobby and submit it to the Redevelopment Agency or the City Clerk prior to the meeting. Items pulled from the Consent Calendar will be discussed after Public Hearing items. Items pulled by the public will be the first items of business. 1. WRITTEN CORRESPONDENCE Request from Agency/Councilmember Rindone for an excused absence from the February 15, 2005, Joint Redevelopment Agency/City Council Meeting. Staff recommendation: Agency/Council excuse the absence. 2. JOINT RESOLUTION OF THE CITY COUNCIL AND REDEVELOPMENT AGENCY OF THE CITY OF CHULA VISTA WAIVING THE CONSULTANT SELECTION PROCESS AS IMPRACTICAL AND APPROVING AN AGREEMENT WITH E.J. DE LA ROSA & CO. AS UNDERWRITERS FOR THE REFUNDING OF THE CITY OF CHULA VISTA REDEVELOPMENT AGENCY 1994 SENIOR TAX ALLOCATION BONDS, SERIES A; WAIVING THE CONSULTANT SELECTION PROCESS AND APPROVING THE FIRST AMENDMENT TO THE AGREEMENT WITH HARRELL & COMPANY ADVISORS, LLC TO SERVE AS FINANCIAL ADVISORS; AND AUTHORIZING THE MAYOR TO EXECUTIVE THE CONTRACTS - With the assistance of Harrell & Co., staff is exploring the feasibility of refunding the City of Chula Vista Redevelopment Agency 1994 Senior Tax Allocation Refunding Bonds, Series A. Based on preliminary projections, refunding would provide an annual debt service savings of $185,000 or a net present value savings of $2.3 million or 17.9% of the par amount over the life of the bonds based on an assumed interest rate of 4.93%. [Director of Finance/Treasurer] Staff recommendation: Agency/Council adopt the resolution. 3. CONSIDERATION OF 1) AMENDING AND RESTATING THE JOINT EXERCISE OF POWERS AGREEMENT RELATING TO THE CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY; 2) APPROVING THE BORROWING OF FUNDS BY THE REDEVELOPMENT AGENCY FROM CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY; AND 3) EXECUTING A LOAN AGREEMENT RELATING TO THE ISSUANCE OF CERTAIN BONDS BY THE CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY - [Director of Finance/Treasurer] As part of the effort to balance the 2005 budget of the State of California, redevelopment agencies are obligated to make payments totaling $250 million to the Educational Revenue Augmentation Fund (ERAF). Individual ERAF payments were determined based on the Agency's tax increment as a proportion of the total tax increment of all agencies throughout the State. The City of Chula Vista Redevelopment Agency's ERAF obligation for FY 2005 is $743,358. [Director of Finance/Treasurer] a. RESOLUTION OF THE REDEVELOPMENT AGENCY OF THE CITY OF CHULA VISTA APPROVING, AUTHORIZING AND DIRECTING EXECUTION OF AN AMENDED AND RESTATED JOINT EXERCISE OF POWERS AGREEMENT RELATING TO THE CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY b. RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA APPROVING THE BORROWING OF FUNDS BY THE REDEVELOPMENT AGENCY OF THE CITY OF CHULA VISTA FROM CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY AND PROVIDING OTHER MATTERS RELATING THERETO c. RESOLUTION OF THE REDEVELOPMENT AGENCY OF THE CITY OF CHULA VISTA AUTHORIZING AND DIRECTING EXECUTION OF LOAN AGREEMENT RELATING TO THE ISSUANCE OF CERTAIN BONDS BY THE CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY, APPROVING OFFICIAL STATEMENT RELATING TO SUCH BONDS AND AUTHORIZING AND APPROVING OTHER MATTERS RELATING THERETO Staff recommendation: a) Agency adopt the resolution; b) Council adopt the resolution; c) Agency adopt the resolution. Redevelopment Agency, March 22, 2005 Page 2 ORAL COMMUNICATIONS This is an opportunity for the general public to address the Redevelopment Agency on any subject matter within the Agency's jurisdiction that is not an item on this agenda. (State law, however, generally prohibits the Redevelopment Agency from taking action on any issues not included on the posted agenda.) If you wish to address the Agency on such a subject, please complete the" Request to Speak Under Oral Communications Form" available in the lobby and submit it to the Secretary to the Redevelopment Agency or City Clerk prior to the meeting. Those who wish to speak, please give your name and address for record purposes and follow up action. OTHER BUSINESS 4. DIRECTOR'S REPORT 5. CHAIR REPORT 6. AGENCY COMMENTS ADJOURNMENT The Redevelopment Agency will adjourn to a Regular Meeting on April 5, 2005, at 4:00 p.m., in the Council Chambers. AMERICANS WITH DISABILITIES ACT The City of Chula Vista, in complying with.the Americans with Disabilities Act (ADA), request individuals who require special accommodates to access, attend, and/or participate in a City meeting, activity, or service request such accommodation at least 48 hours in advance for meetings and five days for scheduled services and activities, Please contact the Secretary to the Redevelopment Agency for specific information at (619) 691-5047 or Telecommunications Devices for the Deaf (TOO) at (619) 585-5647, California Relay Service is also available for the hearing impaired. Redevelopment Agency, March 22, 2005 Page 3 ~v~ :1,,- ~ ~.t:~ ....-.:..-:...... Chula Vista, CA 91910 CnYOF (619) 691-5044 (HUlA VISTA (619) 476-5379 FAX Mayor and City Council City of Chula Vista 276 Fourth Avenue MEMO Tuesday, March 1, 2005 TO: FROM: Office of the City Clerk Monica Pedraza SUBJECT: REQUEST FOR EXCUSED ABSENCE Council member Jerry Rindone has requested an excused absence for the Joint City Council/Redevelopment Agency Meeting on February 15, 2005, Thank y~u, VW~" Monica Pedraz Cc: Council member Rindone 1-1 Joint City Council/Redevelopment Agency Item ,;2.. Meeting Date March 22. 2005 Item Title: Resolution waiving the consultant selection process as impractical and approving an agreement with EJ. De La Rosa & Co. as undelWriters for the refunding of the City of Chula Vista Redevelopment Agency 1994 Senior Tax Allocation Bonds, Series A; waiving the consultant selection process and approving the first amendment to the agreement with Harrell & Company Advisors, LLC to serve as financial advisors; and authorizing the Mayor to execute the contracts Director of Finance/Treasurer-1}K Executive Director/City Managetf .,.j (4/5ths Vote:Yes_No,lU (~Q\ With the assistance of Harrell & Co. we are exploring the feasibility of refunding the City of Chula Vista Redevelopment Agency 1994 Senior Tax Allocation Refunding Bonds, Series A. Based on preliminary projections, the refunding would provide an annual debt service savings of $185,000 or a net present value savings of $2.3 million or 17.9% of the par amount over the life of the bonds based on an assumed interest rate of 4,93%. Submitted By: Reviewed By: The 1994 Senior Tax Allocation Refunding Bonds Series A are callable on September 1, 2005 and can be refunded 90 days prior, or June 1, 2005. In order to proceed with the refunding in a timely manner and take advantage of the current favorable interest rates, a waiver of the consultant selection process is requested in accordance with Chula Vista Municipal Code 2.56.070.B3. EJ. De La Rosa & Co. has extensive experience in structuring and marketing tax allocation obligations for California cities. Since January 1, 2000, EJ. De La Rosa & Co. has served as senior or co-senior manager for 33 tax allocation bond issues totaling over $1.6 billion. They possess the expertise and knowledge to assist the Agency in providing requisite undelWriting services for this refunding. Harrell & Co. has previously performed quite extensive reviews of the City/Agency outstanding debt in an effort to determine if there were any economically viable candidates for refinancing. Harrell and Co. has served as financial advisor on the 2000 Tax Allocation Bonds for the Redevelopment Agency and various City Certificates of Participation over the past 5 years. Their knowledge of the Agency and expertise in the area of financial consulting will as?ist the Agency in refunding these bonds. 2-1 Recommendation: That Council adopt the resolution waiving the consultant selection process as impractical and approving an agreement with EJ. De La Rosa & Co. as underwriters for the refunding of the City of Chula Vista Redevelopment Agency 1994 Senior Tax Allocation Bonds, Series A; waiving the consultant selection process and approving the first amendment to the agreement with Harrell & Company Advisors, LLC to serve as financial advisors; and authorizing the Mayor to execute the contracts. Boards/Commissions Recommendations: None Discussion: On September 20, 1994, the Redevelopment Agency approved a resolution authorizing the issuance of the 1994 Senior Tax Allocation Refunding Bonds, Series A to advance refund the 1986 Tax Allocation Bonds previously issued by the Agency for the BayfrontjTown Centre I Redevelopment Project Area. As of December 31, 2004, there was $12.9 million in outstanding bonds with a net interest cost of 8.17% and a final maturity date of 2024. The 1994 Senior Tax Allocation Refunding Bonds, Series A are callable on September 1, 2005 and can be refunded 90 days prior, or June 1, 2005. Based on preliminary research conducted by Harrell & Co. Advisors, strictly on a contingent fee basis, it appears that the Agency would save approximately $185,000 per year on their annual debt service payments as a result of a refunding under current market conditions with an assumed interest rate of 4.93%. If this resolution is approved, staff will work with Harrell and Co., EJ. De La Rosa and the Agency's Bond Counsel firm of Stradling, Yocca, Carlson & Rauth to analyze all facets of the potential refunding, and if necessary will proceed with preparation of the necessary legal documents for Agency approval to authorize the sale of the refunding bonds on a "negotiated basis". A negotiated sale is best described as a "pre-marketed" sale given the ample time provided to a) structure the bonds to meet (ever changing) investor preferences b) explain the credit of the Agency to the complete satisfaction of prospective investors, and c) create investor capacity to purchase the bonds by working with investors to sell current holdings to generate investable cash. A negotiated sale includes a pre-selection of an underwriter and a negotiated interest cost, based on market conditions at the time of the sale. Due to the various complexities surrounding the Bayfront project area this potential refunding lends itself to a negotiated sale. This will allow ample time and opportunities to address any questions. Aooointment of Financial Advisor Redevelopment Agency financing is complex in nature due to the various project areas, long-term revenue projections arid rating agency coordination. Suzanne Harrell, the principal representative of Harrell & Co. has previously performed quite extensive reviews of the City/Agency outstanding debt in an effort to determine if there were any economically viable candidates for refinancing. Ms. Harrell has served as financial 2-2 advisor on the 2000 Tax Allocation Bonds for the Redevelopment Agency and various City Certificates of Participation over the past 5 years. In 2000, Ms. Harrell prepared the Agency's Financial Plan used in determining the bonding capacity for the Agency by project area. As part of this amended agreement, Ms. Harrell will provide the Agency with an updated Financial Plan incorporating changes in the project areas and the potential impacts related to the dismantling of the power plant. Due to Harrell & Co's. in-depth understanding of the City and Agency, staff is requesting Council waive the normal selection process as impractical. Harrell & Co. will assist the Agency in negotiating the interest rates on the bonds with the underwriter to assure that the Agency achieves market interest rates. The cost of serving as a Financial Advisor to refund these bonds will be approximately $55,000 plus expenses. A fixed fee of $10,000 will be incurred for updating the Agency's financial plan. Appointment of Underwriter E. J. De La Rosa & Co. ranks as one of the top underwriters of California municipal bonds. Since 2000, EJ. De La Rosa & Co. has underwritten 33 tax allocation bond financings, with a total par amount of almost $1.8 billion. Over the last four years, EJ. De La Rosa & Co. has served as senior manager on 19 redevelopment financings. As a result the firm has vast knowledge of redevelopment in California. Following are examples of some of the most recent redevelopment related financings the Firm has underwritten: . $191,795,041 Long Beach Finance Authority Revenue Bonds, 2005 Series A (Tax Exempt) and 2005 Series B (Taxable) (Senior Managers) . $87,260,000 Redevelopment Agency of the City of Burbank 2003 Refunding Tax Allocation Bonds, Series A (Golden State Redevelopment Project) (Senior Managers) . $300,015,000 Community Redevelopment Agency of the City of Los Angeles Bunker Hill Project Revenue Bonds, Series A, 2004B (Taxable) and 2004L (Co- Senior Managers) Also, Raul Amezcua, underwriter with EJ. De La Rosa, served as the underwriter for the San Diego Port Authority in the acquisition of the power plant. His extensive knowledge related to the, power plant and Bayfront will be instrumental in communicating with potential investors. The fee proposed by the Underwriter is 1.1% ofthe par amount of the bonds based on obtaining a BBB rating (Good credit quality) for the bonds. Fiscal Impact: There is no net impact to the, General Fund. Based on preliminary projections, the refunding would provide an annual debt service savings to the Redevelopment Agency of $185,000 or a net present value of $2.3 million over the remaining 20 years of the bonds based on an assumed interest rate of 4.93%. 2-3 All costs of issuance, including the cost of the underwriter, bond counsel, disclosure documents etc. will be paid from the bond proceeds. The fees are summarized as follows: Financial Advisor - A fixed fee of $10,000 will be incurred for updating the Agency's financial plan. A fee of $55,000 is contingent on refunding of the bonds. Underwriter - The fee is 1.1% of the par amount of the bonds or $151,800 based on an estimated bond sizing of $13,8 million. Bond Counsel - A fee of approximately $65,000 based on an existing two-party agreement. Further detail of costs and projected savings will be provided to Council when staff returns for final approval of the refunding proposal. 2-4 AGENCY RESOLUTION NO. AND COUNCIL RESOLUTION NO, JOINT RESOLUTION OF THE CITY COUNCIL AND THE REDEVELOPMENT AGENCY OF THE CITY OF CHULA VISTA WAIVING THE CONSULTANT SELECTION PROCESS AS IMPRACTICAL AND APPROVING AN AGREEMENT WITH EJ. DE LA ROSA & CO, AS UNDERWRITERS FOR THE REFUNDING OF THE CITY OF CHULA VISTA REDEVELOPMENT AGENCY 1994 SENIOR TAX ALLOCATION BONDS, SERIES A; WAIVING THE CONSULTANT SELECTION PROCESS AND APPROVING THE FIRST AMENDMENT TO THE AGREEMENT WITH HARRELL & COMPANY ADVISORS, LLC TO SERVE AS FINANCIAL ADVISORS; AND AUTHORIZING THE MAYOR TO EXECUTE THE CONTRACTS WHEREAS, on September 20, 1994, the Redevelopment Agency (the "Agency") approved a resolution authorizing the issuance of the 1994 Senior Tax Allocation Refunding Bonds, Series A (the "Bonds") to advance refund the 1986 Tax Allocation Bonds previously issued by the Agency for the Bayfront/Town Centre I Redevelopment Project Area; and WHEREAS, as of December 31, 2004, there was $12,9 million in outstanding bonds with a net interest cost of8,17% and a final maturity date of2024; and WHEREAS, the Bonds, axe callable on September 1, 2005 and can be refunded 90 days prior, or June 1,2005; and WHEREAS, based on preliminary reseaxch conducted by Harrell & Co., LLC ("Harrell & Co,") Advisors, it appears that the Agency would save approximately $185,000 per year on its annual debt service payments as a result of a refunding under current market conditions with an assumed interest rate of 4,93%; and WHEREAS, Agency financing is complex in nature due to various project axeas, long term revenue projections and rating agency coordination; and WHEREAS, Harrell & Co, principal, Suzanne Harrell, has obtained an in-depth understanding of City and Agency financing matters through worked performed for the City and the Agency during the past five years, including serving as financial advisor on the 2000 Tax Allocation Bonds, preparing the Agency's Financial Plan in 2000 and reviewing outstanding debt to determine viable candidates for refinancing; and WHEREAS, Harrell & Co.'s' prior experience and extensive knowledge of City and Agency bond financing matters makes it uniquely qualified to serve as the financial advisor on refunding the Bonds; and 2-5 WHEREAS, EJ. De La Rosa & Co. ("De La Rosa") is qualified to serve as the underwriter for refunding the Bonds, in that, it ranks among the top underwriters of California Municipal bonds, it has served as senior manager on 19 redevelopment financings in California over the last four years and one of its underwriters, Raul Amezcua, has experience as an underwriter for the San Diego Port Authority; and WHEREAS, applying the City's competitive bid process to the selections of a financial advisor and an underwriter for the refunding would be impractical because of the short time frame in which the City and Agency must act to take advantage of the cost savings available under current interest rates; and WHEREAS, it is in the City's best interest to waive the competitive bid process in accordance with Chula Vista Municipal Code 2.56.070.B3, in order to proceed with the refunding in a timely manner and take advantage of the current favorable interest rates. NOW, THEREFORE, BE IT RESOLVED, that the City Council and the Redevelopment Agency of the City of Chula Vista adopt the resolution waiving the consultant selection process as impractical and approving an agreement with EJ. De La Rosa & Co. as underwriters for the refunding of the City of Chula Vista Redevelopment Agency 1994 Senior Tax Allocation Bonds, Series A; waiving the consultant selection process and approving the first amendment to the agreement with Harrell & Company Advisors, LLC to serve as financial advisors. BE IT FURTHER RESOLVED, that the City Council and Redevelopment Agency of the City of Chula Vista authorize the Mayor to execute the contracts on behalf of the City of Chula Vista, Presented by Approved as to form by Maria Kachadorian Director of Finance/Treasurer r oore 1\ttomey and Agency Counsel J :Attorney/Reso/ Agreements/Joint Reso DeLaRosa 2-6 AGREEMENT BETWEEN REDEVELOPMENT CITY OF THE CITY OF CHULA VISTA AND E, J, DE LA ROSA & CO" INC. for underwriting services related to refunding the BayfrontITown Centre I Redevelopment 1994 Senior Tax Allocation Refunding Bonds, Series A. This agreement ("Agreement"), dated March 22, 2005 for the purposes of reference only, and effective as of the date last executed unless another date is otherwise specified in Exhibit A, Paragraph 1 is between the City of Chula Vista-related entity as is indicated on Exhibit A, paragraph 2, as such ("City"), whose business form is set forth on Exhibit A, paragraph 3, and the entity indicated on the attached Exhibit A, paragraph 4, as Consultant, whose business form is set forth on Exhibit A, paragraph 5, and whose place of business and telephone numbers are set forth on Exhibit A, paragraph 6 ("Consultant"), and is made with reference to the following facts: Recitals Whereas, E. J, De La Rosa & Co., Inc., hereafter referred to as "Consultant," possesses the requisite expertise and knowledge to assist the City in providing requisite underwriting services; and, Whereas, Redevelopment Agency of the City of Chula Vista, hereafter referred to as "City" is desirous of taking advantage of said knowledge and expertise; and, Whereas, Consultant warrants and represents that they are experienced and staffed in a manner such that they are and can prepare and deliver the services required of Consultant to City within the time frames herein provided all in accordance with the terms and conditions of this Agreement; NOW, THEREFORE, BE IT RESOLVED that the City and Consultant do hereby mutually agree as follows: 1. Consultant's Duties A. General Duties Consultant shall perform all of the services described on the attached Exhibit A, Paragraph 7, entitled "General Duties". 8, Scope of Work and Schedule 2-7 In the process of performing and delivering said "General Duties", Consultant shall also perform all of the services described in Exhibit A, Paragraph 8, entitled " Scope of Work and Schedule", not inconsistent with the General Duties, according to, and within the time frames set forth in Exhibit A, Paragraph 8, and deliver to City such Deliverables as are identified in Exhibit A, Paragraph 8, within the time frames set forth therein, time being of the essence of this agreement. The General Duties and the work and deliverables required in the Scope of Work and Schedule shall be herein referred to as the "Defined Services". Failure to complete the Defined Services by the times indicated does not, except at the option of the City, operate to terminate this Agreement. C. Reductions in Scope of Work City may independently, or upon request from Consultant, from time to time reduce the Defined Services to be performed by the Consultant under this Agreement. Upon doing so, City and Consultant agree to meet in good faith and confer for the purpose of negotiating a corresponding reduction in the compensation associated with said reduction. D, Additional Services In addition to performing the Defined Services herein set forth, City may require Consultant to perform additional consulting services related to the Defined Services ("Additional Services"), and upon doing so in writing, if they are within the scope of services offered by Consultant, Consultant shall perform same on a time and materials basis at the rates set forth in the "Rate Schedule' in Exhibit A, Paragraph 11 (C), unless a separate fixed fee is otherwise agreed upon. All compensation for Additional Services shall be paid monthly as billed. E. Standard of Care , Consultant, in performing any Services under this agreement, whether Defined Services or Additional Services, shall perform in a manner consistent with that level of care and skill ordinarily exercised by members of the profession currently practicing under similar conditions and in similar locations. F. Insurance Consultant represents that it and its agents, staff and subconsultants employed by it in connection with the Services required to be rendered, are protected against the risk of loss by the following insurance coverages, in the following categories, and to the limits specified, policies of which are issued by Insurance Companies that have a Best's Rating of "A, Class V" or better, or E.J, DelaRosa Co, Ine, . Page 2 (Revised 3/09/2005) 2-8 shall meet with the approval of the City: Statutory Worker's Compensation Insurance and Employer's Liability Insurance coverage in the amount set forth in the attached Exhibit A, Paragraph 9. Commercial General Liability Insurance including Business Automobile Insurance coverage in the amount set forth in Exhibit A, Paragraph 9, combined single limit applied separately to each project away from premises owned or rented by Consultant, which names City as an Additional Insured, and which is primary to any policy which the City may otherwise carry ("Primary Coverage"), and which treats the employees of the City in the same manner as members of the general public ("Cross-liability Coverage"), Errors and Omissions insurance, in the amount set forth in Exhibit A, Paragraph 9, unless Errors and Omissions coverage is included in the General Liability policy. G. Proof of Insurance Coverage. (1) Certificates of Insurance. Consultant shall demonstrate proof of coverage herein required, prior to the commencement of services required under this Agreement, by delivery of Certificates of Insurance demonstrating same, and further indicating that the policies may not be canceled without at least thirty (30) days written notice to the Additional Insured. (2) Policy Endorsements Required, In order to demonstrate the Additional Insured Coverage, Primary Coverage and Cross-liability Coverage required under Consultant's Commercial General Liability Insurance Policy, Consultant shall deliver a policy endorsement to the City demonstrating same, which shall be reviewed and approved by the Risk Manager. H. Security for Performance. (1) Performance Bond. In the event that Exhibit A, at paragraph 19, indicates the need for Consultant to provide a Performance Bond (indicated by a check mark in the parenthetical space immediately preceding the subparagraph entitled "Performance Bond"), then Consultant shall provide to the City a E.J, DeLaRosa Co, Inc. . Page 3 (Revised 3/09/2005) 2-9 performance bond by a surety and in a form and amount satisfactory to the Risk Manager or City Attorney which amount is indicated in the space adjacent to the term, "Performance Bond", in said Paragraph 19, Exhibit A. (2) Letter of Credit. In the event that Exhibit A, at Paragraph 19, indicates the need for Consultant to provide a Letter of Credit (indicated by a check mark in the parenthetical space immediately preceding the subparagraph entitled "Letter of Credit"), then Consultant shall provide to the City an irrevocable letter of credit callable by the City at their unfettered discretion by submitting to the bank a letter, signed by the City Manager, stating that the Consultant is in breach of the terms of this Agreement. The letter of credit shall be issued by a bank, and be in a form and amount satisfactory to the Risk Manager or City Attorney which amount is indicated in the space adjacent to the term, "Letter of Credit", in said Paragraph 19, Exhibit A. (3) Other Security In the event that Exhibit A, at Paragraph 19, indicates the need for Consultant to provide security other than a Performance Bond or a Letter of Credit (indicated by a check mark in the parenthetical space immediately preceding the subparagraph entitled "Other Security"), then Consultant shall provide to the City such other security therein listed in a form and amount satisfactory to the Risk Manager or City Attorney. I. Business License. Consultant agrees to obtain a business license from the City and to otherwise comply with Title 5 of the Chula Vista Municipal Code. 2. Duties of the City A. Consultation and Cooperation City shall regularly consult the Consultant for the purpose of reviewing the progress of the Defined Services and Schedule therein contained, and to provide direction and guidance to achi,eve the objectives of this agreement. The City shall permit access to its office facilities, files and records by Consultant throughout the term of the agreement. In addition, thereto, City agrees to provide the information, data, items and materials set forth on Exhibit E.J. DelaRosa Co, Inc. . Page 4 (Revised 3/09/2005) 2-10 A, Paragraph 10, and with the further understanding that delay in the provision of these materials beyond 30 days after authorization to proceed, shall constitute a basis for the justifiable delay in the Consultant's performance of this agreement. B, Compensation Upon receipt of a properly prepared billing from Consultant submitted to the City periodically as indicated in Exhibit A, Paragraph 18, but in no event more frequently than monthly, on the day of the period indicated in Exhibit A, Paragraph 18, City shall compensate Consultant for all services rendered by Consultant according to the terms and conditions set forth in Exhibit A, Paragraph 11, adjacent to the governing compensation relationship indicated by a "checkmark" next to the appropriate arrangement, subject to the requirements for retention set forth in paragraph 19 of Exhibit A, and shall compensate Consultant for out of pocket expenses as provided in Exhibit A, Paragraph 12. All billings submitted by Consultant shall contain sufficient information as to the propriety of the billing to permit the City to evaluate that the amount due and payable thereunder is proper, and shall specifically contain the City's account number indicated on Exhibit A, Paragraph 18 (C) to be charged upon making such payment. 3. Administration of Contract Each party designates the individuals ("Contract Administrators") indicated on Exhibit A, Paragraph 13, as said party's contract administrator who is authorized by said party to represent them in the routine administration of this agreement. 4. Term This Agreement shall terminate when the Parties have complied with all executory provisions hereof. 5. Liquidated Damages The provisions of this section apply if a Liquidated Damages Rate is provided in Exhibit A, Paragraph 14. It is acknowledged by both parties that time is of the essence in the completion of this Agreement. It is difficult to estimate the amount of damages resulting from delay in performance. The parties have used their judgment to arrive at a E.J, DelaRosa Co, Inc. . Page 5 (Revised 3/09/2005) 2-11 reasonable amount to compensate for delay. Failure to complete the Defined Services within the allotted time period specified in this Agreement shall result in the following penalty: For each consecutive calendar day in excess of the time specified for the completion of the respective work assignment or Deliverable, the consultant shall pay to the City, or have withheld from monies due, the sum of Liquidated Damages Rate provided in Exhibit A, Paragraph 11 ("Liquidated Damages Rate"). Time extensions for delays beyond the consultant's control, other than delays caused by the City, shall be requested in writing to the City's Contract Administrator, or designee, prior to the expiration of the specified time, Extensions of time, when granted, will be based upon the effect of delays to the work and will not be granted for delays to minor portions of work unless it can be shown that such delays did or will delay the progress of the work. 6. Financial Interests of Consultant A. Consultant is Designated as an FPPC Filer. If Consultant is designated on Exhibit A, Paragraph 15, as an "FPPC filer", Consultant is deemed to be a "Consultant" for the purposes of the Political Reform Act conflict of interest and disclosure provisions, and shall report economic interests to the City Clerk on the required Statement of Economic Interests in such reporting categories as are specified in Paragraph 15 of Exhibit A, or if none are specified, then as determined by the City Attorney. B. Decline to Participate, Regardless of whether Consultant is designated as an FPPC Filer, Consultant shall not make, or participate in making or in any way attempt to use Consultant's position to influence a governmental decision in which Consultant knows or has reason to know Consultant has a financial interest other than the compensation promised by this Agreement. C. Search to Determine Economic Interests, Regardless of whether Consultant is designated as an FPPC Filer, Consultant warrants and represents that Consultant has diligently conducted a search and inventory of Consultant's economic interests, as the term is used in the regulations promulgated by the Fair Political Practices Commission, and has determined that Consultant does not, to the best of Consultant's knowledge, have an economic interest which would conflict with Consultant's duties under E.J. DelaRosa Co, Jne, . Page 6 (Revised 3/0912005) 2-12 this agreement. D. Promise Not to Acquire Conflicting Interests. Regardless of whether Consultant is designated as an FPPC Filer, Consultant further warrants and represents that Consultant will not acquire, obtain, or assume an economic interest during the term of this Agreement which would constitute a conflict of interest as prohibited by the Fair Political Practices Act. E, Duty to Advise of Conflicting Interests. Regardless of whether Consultant is designated as an FPPC Filer, Consultant further warrants and represents that Consultant will immediately advise the City Attorney of City if Consultant learns of an economic interest of Consultant's which may result in a conflict of interest for the purpose of the Fair Political Practices Act, and regulations promulgated thereunder. F. Specific Warranties Against Economic Interests. Consultant warrants and represents that neither Consultant, nor Consultant's immediate family members, nor Consultant's employees or agents ("Consultant Associates") presently have any interest, directly or indirectly, whatsoever in any property which may be the subject matter of the Defined Services, or in any property within 2 radial miles from the exterior boundaries of any property which may be the subject matter of the Defined Services, ("Prohibited Interest"), other than as listed in Exhibit A, Paragraph 15. Consultant further warrants and represents that no promise of future employment, remuneration, consideration, gratuity or other reward or gain has been made to Consultant or Consultant Associates in connection with Consultant's performance of this Agreement. Consultant promises to advise City of any such promise that may be made during the Term of this Agreement, or for 12 months thereafter. Consultant agrees that Consultant Associates shall not acquire any such Prohibited Interest within the Term of this Agreement, or for 12 months after the expiration of this Agreement, except with the written permission of City. Consultant may not conduct or solicit any business for any party to this Agreement, or for any third party whic,h may be in conflict with Consultant's responsibilities under this Agreement, except with the written permission of City. E.J, DelaRosa Co, Inc. . Page 7 (Revised 3/0912005) 2-13 7. Hold Harmless Consultant shall defend, indemnify, protect and hold harmless the City, its elected appointed officers and employees, from and against all claims for damages, liability, cost and expense (including without limitation attorneys fees) arising out of or alleged by third parties to be the result of the negligent acts, errors or omissions or the willful misconduct of the Consultant, and Consultant's employees, subcontractors or other persons, agencies or firms for whom Consultant is legally responsible in connection with the execution of the work covered by this Agreement, except only for those claims, damages, liability, costs and expenses (including without limitations, attorneys fees) arising from the sole negligence or sole willful misconduct of the City, its officers, employees. Also covered is liability arising from, connected with, caused by or claimed to be caused by the active or passive negligent acts or omissions of the City, its agents, officers, or employees which may be in combination with the active or passive negligent acts or omissions of the Consultant, its employees, agents or officers, or any third party. With respect to losses arising from Consultant's professional errors or omissions, Consultant shall defend, indemnify, protect and hold harmless the City, its elected and appointed officers and employees, from and against all claims for damages, liability, cost and expense (including without limitation attorneys fees) except for those claims arising from the negligence or willful misconduct of City, its officers or employees. Consultant's indemnification shall include any and all costs, expenses, attorneys fees and liability incurred by the City, its officers, agents or employees in defending against such claims, whether the same proceed to judgment or not. Consultant's obligations under this Section shall not be limited by any prior or subsequent declaration by the Consultant. Consultant's obligations under this Section shall survive the termination of this Agreement. For those professionals who are required to be licensed by the state (e.g. architects and engineers), the following indemnification provisions should be utilized: 1. Indemnification and Hold Harmless Agreement. With respect to any liability, including but not limited to claims asserted or costs, losses, attorney fees, or payments for injury to any person or property caused or claimed to be caused by the acts or omissions of the Consultant, or Consultant's employees, agents, and officers, arising out of any services performed involving this' project, except liability for Professional Services E.J, DelaRosa Co, Inc, . Page 8 (Revised 3/09/2005) 2-14 covered under Section X.2, the Consultant agrees to defend, indemnify, protect, and hold harmless the City, its agents, officers, or employees from and against all liability. Also covered is liability arising from, connected with, caused by, or claimed to be caused by the active or passive negligent acts or omissions of the City, its agents, officers, or employees which may be in combination with the active or passive negligent acts or omissions of the Consultant, its employees, agents or officers, or any third party. The Consultant's duty to indemnify, protect and hold harmless shall not include any claims or liabilities arising from the sole negligence or sole willful misconduct of the City, its agents, officers or employees. This section in no way alters, affects or modifies the Consultant's obligation and duties under Section Exhibit A to this Agreement. 2. Indemnification for Professional Services, As to the Consultant's professional obligation, work or services involving this Project, the Consultant agrees to indemnify, defend and hold harmless the City, its agents, officers and employees from and against any and all liability, claims, costs, and damages, including but not limited to, attorneys fees, losses or payments for injury to any person or property, caused directly or indirectly from the negligent acts, errors or omissions of the Consultant or Consultant's employees, agents or officers; provided, however, that the Consultant's duty to indemnify shall not include any claims or liability arising from the negligence or willful misconduct of the City, its agents, officers and employees. 8. Termination of Agreement for Cause If, through any cause, Consultant shall fail to fulfill in a timely and proper manner Consultant's obligations under this Agreement, or if Consultant shall violate any of the covenants, agreements or stipulations of this Agreement, City shall have the right to terminate this Agreement by giving written notice to Consultant of such termination and specifying the effective date thereof at least five (5) days before the effective date of such termination. In that event, all finished or unfinished documents, data, studies, surveys, drawings, maps, reports and other materials prepared by Consultant shall, at the option of the City, become the property of the City, and Consultant shall be entitled to receive just and equitable compensation for any work satisfactorily completed on such documents and other materials up to the effective date of Notice of Termination, not to exceed the amounts payable hereunder, and less any damages caused City by Consultant's breach. 9. Errors and Omissions E.J, DelaRosa Co. Ine, . Page 9 (Revised 3/09/2005) 2-15 In the event that the City Administrator determines that the Consultants' negligence, errors, or omissions in the performance of work under this Agreement has resulted in expense to City greater than would have resulted if there were no such negligence, errors, omissions, Consultant shall reimburse City for any additional expenses incurred by the City. Nothing herein is intended to limit City's rights under other provisions of this agreement. 10. Termination of Agreement for Convenience of City City may terminate this Agreement at any time and for any reason, by giving specific written notice to Consultant of such termination and specifying the effective date thereof, at least thirty (30) days before the effective date of such termination. In that event, all finished and unfinished documents and other materials described hereinabove shall, at the option of the City, become City's sole and exclusive property. If the Agreement is terminated by City as provided in this paragraph, Consultant shall be entitled to receive just and equitable compensation for any satisfactory work completed on such documents and other materials to the effective date of such termination. Consultant hereby expressly waives any and all claims for damages or compensation arising under this Agreement except as set forth herein, 11. Assignability The services of Consultant are personal to the City, and Consultant shall not assign any interest in this Agreement, and shall not transfer any interest in the same (whether by assignment or novation), without prior written consent of City. City hereby consents to the assignment of the portions of the Defined Services identified in Exhibit A, Paragraph 17 to the subconsultants identified thereat as "Permitted Subconsultants". 12. Ownership, Publication, Reproduction and Use of Material All reports, studies, information, data, statistics, forms, designs, plans, procedures, systems and any other materials or properties produced under this Agreement shall be the sole and exclusive property of City. No such materials or properties produced in whole or in part under this Agreement shall be subject to private use, copyrights or patent rights by Consultant in the United States or in any other country without the express written consent of City. City shall have unrestricted authority to publish, disclose (except as may be limited by the provisions of the E.J, DeLaRosa Co, Ine, . Page 10 (Revised 3/0912005) 2-16 Public Records Act), distribute, and otherwise use, copyright or patent, in whole or in part, any such reports, studies, data, statistics, forms or other materials or properties produced under this Agreement. 13. Independent Contractor City is interested only in the results obtained and Consultant shall perform as an independent contractor with sole control of the manner and means of performing the services required under this Agreement. City maintains the right only to reject or accept Consultant's work products. Consultant and any of the Consultant's agents, employees or representatives are, for all purposes under this Agreement, an independent contractor and shall not be deemed to be an employee of City, and none of them shall be entitled to any benefits to which City employees are entitled including but not limited to, overtime, retirement benefits, worker's compensation benefits, injury leave or other leave benefits. Therefore, City will not withhold state or federal income tax, social security tax or any other payroll tax, and Consultant shall be solely responsible for the payment of same and shall hold the City harmless with regard thereto, 14. Administrative Claims Requirements and Procedures No suit or arbitration shall be brought arising out of this agreement, against the City unless a claim has first been presented in writing and filed with the City and acted upon by the City in accordance with the procedures set forth in Chapter 1.34 of the Chula Vista Municipal Code, as same may from time to time be amended, the provisions of which are incorporated by this reference as if fully set forth herein, and such policies and procedures used by the City in the implementation of same. Upon request by City, Consultant shall meet and confer in good faith with City for the purpose of resolving any dispute over the terms of this Agreement. 15. Attorney's Fees Should a dispute arising out of this Agreement result in litigation, it is agreed that the prevailing party shall be entitled to a judgment against the other for an amount equal to reasonable attorney's fees and court costs incurred. The "prevailing party" shall be deemed to be the party who is awarded substantially the relief sought. E.J, DelaRosa Co, Inc, . Page 11 (Revised 3/09/2005) 2-17 16, Statement of Costs In the event that Consultant prepares a report or document, or participates in the preparation of a report or document in performing the Defined Services, Consultant shall include, or cause the inclusion of, in said report or document, a statement of the numbers and cost in dollar amounts of all contracts and subcontracts relating to the preparation of the report or document. 17. Miscellaneous A. Consultant not authorized to Represent City Unless specifically authorized in writing by City, Consultant shall have no authority to act as City's agent to bind City to any contractual agreements whatsoever. B. Consultant is Real Estate Broker and/or Salesman If the box on Exhibit A, Paragraph 16 is marked, the Consultant and/or their principals is/are licensed with the State of California or some other state as a licensed real estate broker or salesperson. Otherwise, Consultant represents that neither Consultant, nor their principals are licensed real estate brokers or salespersons, C. Notices All notices, demands or requests provided for or permitted to be given pursuant to this Agreement must be in writing. All notices, demands and requests to be sent to any party shall be deemed to have been properly given or served if personally served or deposited in the United States mail, addressed to such party, postage prepaid, registered or certified, with return receipt requested, at the addresses identified herein as the places of business for each of the designated parties. D. Entire Agreement This Agreement, together with any other written document referred to or contemplated herein, embody the entire Agreement and understanding between the parties relating to the subject matter hereof. Neither this Agreement nor any provision hereof may be amended, modified, waived or discharged except by an instrument in writing executed by the party against which enforcement of such amendment, waiver or discharge is sought. E.J, DelaRosa Co. Ine, . Page 12 (Revised 3/09/2005) 2-18 E. Capacity of Parties Each signatory and party hereto hereby warrants and represents to the other party that it has legal authority and capacity and direction from its principal to enter into this Agreement, and that all resolutions or other actions have been taken so as to enable it to enter into this Agreement. F. Governing LawNenue This Agreement shall be governed by and construed in accordance with the laws of the State of California. Any action arising under or relating to this Agreement shall be brought only in the federal or state courts located in San Diego County, State of California, and if applicable, the City of Chula Vista, or as close thereto as possible. Venue for this Agreement, and performance hereunder, shall be the City of Chula Vista. E.J. DelaRosa Co, Inc, . Page 13 (Revised 3/0912005) 2-19 SIGNATURE PAGE TO AGREfMENTBETWEEN REDEVELOPMENT CITY OF THE CITY OF CHULA VISTA, AND'S. J, DE LA ROSA & CO., INC. FOR UNDERWRITING SERVICES: IN WITNESS WHEREOF, City and Consultant have eXecuted thIs Agreement thereby indicating that they have read and UnderstOOd same, and indicate their full and complete consent to its tenns: Attest: Redevelopment City of the City of Chula Vista By: Stephen Padilla, Mayor Susan Bigelow, City Clerk Approved' as to form: E.J. De La Rosa & Co. Ine. Ann Moore. City Attorney By: PAJ,..{] ~C'~ -=- Raul Amezcua, Principal Exhibit List to Agreement (X) Exhibit A ?' e.J. OllL.aRosa Co. Inc. . Page 14 (I'leYJud :JI09I2~~) f 2-20 EXHIBIT A TO AGREEMENT BETWEEN REDEVELOPMENT CITY OF THE CITY OF CHULA VISTA AND E.J. DE LA ROSA & CO., INC. 1, Effective Date of Agreement: March 22, 2005 2, City-Related Entity: (X) Redevelopment Agency of the City of Chula Vista, a political subdivision of the State of California ("City") 3. Place of Business for City: City of Chula Vista, 276 Fourth Avenue, Chula Vista, CA 91910 4. Consultant: E,J. De La Rosa & Co., Inc. 5, Business Form of Consultant: ( ) Sole Proprietorship ( ) Partnership ( X ) Corporation 6. Place of Business, Telephone and Fax Number of Consultant: E.J. De La Rosa & Co" Inc, 11900 W. Olympic Boulevard Los Angeles, CA 90064 (310) 207-1975 7. General Duties: "Consultant" shall provide investment banking services to assist in the refunding of the 1994 Series A tax allocation refunding bonds evaluate financial alternatives, conduct due diligence and to underwrite bonds to be issued by the City. In its capacity as the City's investment banker, Consultant will be acting as a principal in the anticipated purchase of municipal bonds from the City and not as an advisor or other fiduciary of the City. ' E.J, DelaRosa Co, Ine, . Page 15 (Revised 3/0912005) 2-21 As investment banker to the City, Consultant will commit its full resources and energies to assist the City in developing, evaluating and implementing a refinancing plan. Consultant will use its best professional efforts to accomplish the formal marketing of any securities sold to the public, which will be accomplished in a manner and on a schedule consistent with sound investment banking and underwriting principles. 8, Scope of Work and Schedule: A. Detailed Scope of Work The following is a list of investment banking services to be provided by Consultant. This list is not meant to be all-inclusive, but does represent typical services required for the refinancing of debt. 1) Consultant will work with City staff and outside professionals to develop a refinancing plan for the 1994 Series A tax allocation refunding bonds. 2) Completeness or accuracy of documents prepared by the City or other professionals, consultant will review and comment on such documents which are delivered to Consultant and are necessary for the proper execution of Consultant's responsibilities as the City's investment banker. Consultant, in conjunction with its counsel, will assist the City, its counsel and advisors in preparing the Official Statement(s) (preliminary and final versions, respectively) for sale of the securities in accordance with the standards of Rule 15c2-12 of the Securities Exchange Commission and other applicable securities laws. The City agrees to participate in the preparation of the Official Statement by providing pertinent information to be included therein and agrees to review the Official Statement(s) for accuracy and completeness. The Official Statement(s) will include a description of the securities, the issuer and pertinent financial and economic data relating to the City and the surrounding area. The approval, execution and delivery of the Official Statement(s) will be duly authorized by the City for use by Consultant in marketing the securities. 3) Consultant will assist the City in preparing material for review by credit rating agencies, bond insurance companies and investors as appropriate. E.J, DelaRosa Co, Inc, . Page 16 (Revised 3/0912005) 2-22 4) Consultant will conduct such bond marketing activities as the City Consultant agree are necessary or desirable in marketing the bond issue. The goal will be to distribute securities to suitable investors at the most favorable interest rates practicable under the market conditions existing at the time of their sale, The City agrees to assist Consultant in making presentations and information available to investors and others as Consultant reasonably requests. 5) Consultant will assist in the preparation and documentation necessary to timely close each bond issue and shall timely deliver the necessary funds to purchase each bond issue in accordance with the terms of the respective Bond Purchase Agreements, 6) The City and Consultant will meet as required to inform each other on economic, environmental, financial or other conditions affecting the successful completion of the refinancing, B, Date for Commencement of Consultant Services: (X) Same as Effective Date of Agreement ( ) Other: C. Dates or Time Limits for Delivery of Deliverables: Deliverable: Consists of Items 1 -6 under detail scope of work to be completed by September 1, 2005. D. Date for completion of all Consultant services: Atter completion of bond refunding or termination of agreement by thirty days written notice from either party. 9, Insurance Requirements: (X) Statutory Worker's Compensation Insurance (X) Employer's Liability Insurance coverage: $1,000,000. (X) Commercial General Liability Insurance: $1,000,000. ( ) Errors and Omissions insurance: None Required (included in Commercial General Liability coverage). 10, Materials Required to be Supplied by City to Consultant: EJ, DelaRosa Co, Inc, . Page 17 (Revised 3/09/2005) 2-23 The City agrees to make available to Consultant without cost sufficient copies of any applicable reports, agreements, contracts, resolutions and other relevant documents regarding the issuer of the securities as reasonably may be required from time to time for the prompt and efficient performance by Consultant of its obligations hereunder. 11. Compensation: A. (X) Single Fixed Fee Arrangement. For performance of all of the Defined Services by Consultant as herein required, City shall pay a single fixed fee in the amounts and at the times or milestones or for the Deliverables set forth below: Fixed Fee Amount Payable only at closing of bond sale from bond proceeds: 1) The City and Consultant expect to enter into a Bond Purchase Agreement relating to the bonds to be sold from the City to Consultant. 2) Consultant's underwriting fees will be 1.1 % of the par amount of the bond issue, The City and Consultant agree to negotiate in good faith regarding the bond interest rates and purchase price based on the size of bond issue, credit quality, market conditions and other factors determined to be relevant by the City and Consultant at the time of the bond sale. It is intended that once purchased, the securities will be re-offered to the public on the basis of an immediate bona fide public offering. 12. Materials Reimbursement Arrangement: For the cost of out-of-pocket expenses incurred by Consultant in the performance of services required by this Agreement, City will pay Consultant at the rates or in the amounts set forth below: (X) None, the compensation includes all costs, 13. Contract Administrators: City: Maria V. Kachadoorian, Director of FinancefTreasurer Consultant: Raul Amezcua, E.J. De La Rosa & Co., Inc. E.J, DeLaRosa Co, Ine, . Page 18 (Revised 3/09/2005) 2-24 14. Liquidated Damages Rate: ( X) Other: None 15. Statement of Economic Interests, Consultant Reporting Categories, per Conflict of Interest Code: (X ) Not Applicable. Not an FPPC Filer. 16. () Consultant is Real Estate Broker and/or Salesman 17. Permitted Subconsultants: After consultation with City, Consultant may select and retain legal counsel to provide legal advice related to structuring and marketing of securities and, with approval of the City, to draft the preliminary and final Official Statements. 18. Bill Processing: A. Compensation is payable at bond closing out of bond proceeds. B. City's Account Number: Bond Proceeds. 19, Security for Performance: N/A E.J, DelaRosa Co, Inc, . Page 19 (Revised 3/0912005) 2-25 AGREEMENT BETWEEN THE REDEVELOPMENT CITY OF THE CITY OF CHULA VISTA AND HARRELL & COMPANY ADVISORS, LLC (First Amendment) for financial consulting services related to refunding the BayfrontfTown Centre I Redevelopment 1994 Senior Tax Allocation Refunding Bonds, Series A This agreement ("Agreement"), dated March 22, 2005 for the purposes of reference only, and effective as of the date last executed unless another date is otherwise specified in Exhibit A, Paragraph 1 is between the City of Chula Vista-related entity as is indicated on Exhibit A, paragraph 2, as such ("City"), whose business form is set forth on Exhibit A, paragraph 3, and the entity indicated on the attached Exhibit A, paragraph 4, as Consultant, whose business form is set forth on Exhibit A, paragraph 5, and whose place of business and telephone numbers are set forth on Exhibit A, paragraph 6 ("Consultant"), and is made with reference to the following facts: Recitals Whereas, the City is contemplating the refunding of existing debt ("The Financing"); and, Whereas, the City requires assistance from a financing consultant in the development of a sound and practical financing plan to implement the finanCing by taking into consideration, program requirements, sources of capital funds, cash flow requirements, annual costs, the allocation of those costs, statutory requirements and restrictions; and, Whereas, Consultant represents it is qualified to perform the services under this Agreement and; Whereas, the City, at a regular meeting held on March 22, 2005, waived the consultant selection process as impractical based on Consultant's unique qualifications to perform the services required hereunder, having recently completed similar services for the City's Redevelopment City in an exemplary manner, and authorized the Mayor to enter into this Agreement. NOW, THEREFORE, BE It RESOLVED that the City and Consultant do hereby mutually agree as follows: 2-26 1. Consultant's Duties A. General Duties Consultant shall perform all of the services described on the attached Exhibit A, Paragraph 7, entitled "General Duties". B. Scope of Work and Schedule In the process of performing and delivering said "General Duties", Consultant shall also perform all of the services described in Exhibit A, Paragraph 8, entitled " Scope of Work and Schedule", not inconsistent with the General Duties, according to, and within the time frames set forth in Exhibit A, Paragraph 8, and deliver to City such Deliverables as are identified in Exhibit A, Paragraph 8, within the time frames set forth therein, time being of the essence of this agreement. The General Duties and the work and deliverables required in the Scope of Work and Schedule shall be herein referred to as the "Defined , Services". Failure to complete the Defined Services by the times indicated does not, except at the option of the City, operate to terminate this Agreement. C. Reductions in Scope of Work City may independently, or upon request from Consultant, from time to time reduce the Defined Services to be performed by the Consultant under this Agreement. Upon doing so, City and Consultant agree to meet in good faith and confer for the purpose of negotiating a corresponding reduction in the compensation associated with said reduction. D. Additional Services In addition to performing the Defined Services herein set forth, City may require Consultant to perform additional consulting services related to the Defined Services ("Additional Services"), and upon doing so in writing, if they are within the scope of services offered by Consultant, Consultant shall perform same on a time and materials basis at the rates set forth in the "Rate Schedule" in Exhibit A, Paragraph 11 (C), unless a separate fixed fee is otherwise agreed upon. All compensation for Additional Services shall be paid monthly as billed, Harrell &Company, LLC Financial Consulting Services Agreement . Page 2 (Revised 03/09/2005) 2-27 E. Standard of Care Consultant, in performing any Services under this agreement, whether Defined Services or Additional Services, shall perform in a manner consistent with that level of care and skill ordinarily exercised by members of the profession currently practicing under similar conditions and in similar locations. F. Insurance Consultant represents that it and its agents, staff and subconsultants employed by it in connection with the Services required to be rendered, are protected against the risk of loss by the following insurance coverages, in the following categories, and to the limits specified, policies of which are issued by Insurance Companies that have a Best's Rating of "A, Class V" or better, or shall meet with the approval of the City: Statutory Worker's Compensation Insurance and Employer's Liability Insurance coverage in the amount set forth in the attached Exhibit A, Paragraph 8. Commercial General Liability Insurance including Business Automobile Insurance coverage in the amount set forth in Exhibit A, Paragraph 9, combined single limit applied separately to each project away from premises owned or rented by Consultant, which names City as an Additional Insured, and which is primary to any policy which the City may otherwise carry ("Primary Coverage"), and which treats the employees of the City in the same manner as members of the general public ("Cross-liability Coverage"). Errors and Omissions insurance, in the amount set forth in Exhibit A, Paragraph 9, unless Errors and Omissions coverage is included in the General Liability policy. G. Proof of Insurance Coverage. (1) Certificates of Insurance. Consultant shall demonstrate proof of coverage herein required, prior to the commencement of services required under this Agreement, by delivery of Certificates of Insurance demonstrating same, and further indicating that the policies may not be canceled without at least thirty (30) days written notice to the Additional Insured. Harrell &Company, LLC Financial Consulting Services Agreement . Page 3 (Revised 03/09/2005) 2-28 (2) Policy Endorsements Required. In order to demonstrate the Additional Insured Coverage, Primary Coverage and Cross-liability Coverage required under Consultant's Commercial General Liability Insurance Policy, Consultant shall deliver a policy endorsement to the City demonstrating same, which shall be reviewed and approved by the Risk Manager. H. Security for Performance, (1) Performance Bond. In the event that Exhibit A, at Paragraph 19, indicates the need for Consultant to provide a Performance Bond (indicated by a check mark in the parenthetical space immediately preceding the subparagraph entitled "Performance Bond"), then Consultant shall provide to the City a performance bond by a surety and in a form and amount satisfactory to the Risk Manager or City Attorney which amount is indicated in the space adjacent to the term, "Performance Bond", in said Paragraph 19, Exhibit A. (2) Letter of Credit. In the event that Exhibit A, at Paragraph 19, indicates the need for Consultant to provide a Letter of Credit (indicated by a check mark in the parenthetical space immediately preceding the subparagraph entitled "Letter of Credit"), then Consultant shall provide to the City an irrevocable letter of credit callable by the City at their unfettered discretion by submitting to the bank a letter, signed by the City Manager, stating that the Consultant is in breach of the terms of this Agreement. The letter of credit shall be issued by a bank, and be in a form and amount satisfactory to the Risk Manager or City Attorney which amount is indicated in the space adjacent to the term, "Letter of Credit", in said Paragraph 19, Exhibit A. (3) Other Security In the event that Exhibit A, at Paragraph 19, indicates the need for Consultant to provide security other than a Performance Bond or a Letter of Credit (indicated by a check mark in the parenthetical space immediately preceding the subparagraph entitled "Other Security"), then Consultant shall provide to the City such other security therein listed in a form and amount satisfactory to the Risk Manager or City Attorney. Harrell &Company, LLC Financial Consulting Services Agreement . Page 4 (Revised 03/09/2005) 2-29 I. Business License. Consultant agrees to obtain a business license from the City and to otherwise comply with Title 5 of the Chula Vista Municipal Code. 2. Duties of the City A. Consultation and Cooperation City shall regularly consult the Consultant for the purpose of reviewing the progress of the Defined Services and Schedule therein contained, and to provide direction and guidance to achieve the objectives of this agreement. The City shall permit access to its office facilities, files and records by Consultant throughout the term of the agreement. In addition thereto, City agrees to provide the information, data, items and materials set forth on Exhibit A, Paragraph 10, and with the further understanding that delay in the provision of these materials beyond 30 days after authorization to proceed, shall constitute a basis for the justifiable delay in the Consultant's performance of this agreement. B. Compensation Upon receipt of a properly prepared billing from Consultant submitted to the City periodically as indicated in Exhibit A, Paragraph 18, but in no event more frequently than monthly, on the day of the period indicated in Exhibit A, Paragraph 18, City shall compensate Consultant for all services rendered by Consultant according to the terms and conditions set forth in Exhibit A, Paragraph 11, adjacent to the governing compensation relationship indicated by a "checkmark" next to the appropriate arrangement, subject to the requirements for retention set forth in paragraph 19 of Exhibit A, and shall compensate Consultant for out of pocket expenses as provided in Exhibit A, Paragraph 12. All billings submitted by Consultant shall contain sufficient information as to the propriety of the billing to permit the City to evaluate that the amount due and payable thereunder is proper, and shall specifically contain the City's account number indicated on Exhibit A, Paragraph 18 (C) to be charged upon making such payment. Harrell &Company, LLC Financial Consulting Services Agreement . Page 5 (Revised 03/09/2005) 2-30 3. Administration of Contract Each party designates the individuals ("Contract Administrators") indicated on Exhibit A. Paragraph 13, as said party's contract administrator who is authorized by said party to represent them in the routine administration of this agreement. 4. Term This Agreement shall terminate when the Parties have complied with all executory provisions hereof. 5. Liquidated Damages The provisions of this section apply if a Liquidated Damages Rate is provided in Exhibit A, Paragraph 14. It is acknowledged by both parties that time is of the essence in the completion of this Agreement. It is difficult to estimate the amount of damages resulting from delay in performance, The parties have used their judgment to arrive at a reasonable amount to compensate for delay. Failure to complete the Defined Services within the allotted time period specified in this Agreement shall result in the following penalty: For each consecutive calendar day in excess of the time specified for the completion of the respective work assignment or Deliverable, the consultant shall pay to the City, or have withheld from monies due, the sum of Liquidated Damages Rate provided in Exhibit A, Paragraph 14 ("Liquidated Damages Rate"). Time extensions for delays beyond the consultant's control, other than delays caused by the City, shall be requested in writing to the City's Contract Administrator, or designee, prior to the expiration of the specified time. Extensions of time, when granted, will be based upon the effect of delays to the work and will not be granted for delays to minor portions of work unless it can be shown that such delays did or will delay the progress of the work. 6. Financial Interests of Consultant A. Consultant is Designated as an FPPC Filer. If Consultant is designated on Exhibit A, Paragraph 15, as an "FPPC filer", Consultant is deemed to be a "Consultant" for the purposes of the Political Reform Act conflict of interest and disclosure provisions, and shall report Harrell &Company, LLC Financial Consulting Services Agreement . Page 6 (Revised 03/09/2005) 2-31 economic interests to the City Clerk on the required Statement of Economic Interests in such reporting categories as are specified in Paragraph 15 of Exhibit A, or if none are specified, then as determined by the City Attorney. B. Decline to Participate. Regardless of whether Consultant is designated as an FPPC Filer, Consultant shall not make, or participate in making or in any way attempt to use Consultant's position to influence a governmental decision in which Consultant knows or has reason to know Consultant has a financial interest other than the compensation promised by this Agreement. C, Search to Determine Economic Interests. Regardless of whether Consultant is designated as an FPPC Filer, Consultant warrants and represents that Consultant has diligently conducted a search and inventory of Consultant's economic interests, as the term is used in the regulations promulgated by the Fair Political Practices Commission, and has determined that Consultant does not, to the best of Consultant's knowledge, have an economic interest which would conflict with Consultant's duties under this agreement. D. Promise Not to Acquire Conflicting Interests. Regardless of whether Consultant is designated as an FPPC Filer, Consultant further warrants and represents that Consultant will not acquire, obtain, or assume an economic interest during the term of this Agreement which would constitute a conflict of interest as prohibited by the Fair Political Practices Act. E. Duty to Advise of Conflicting Interests. Regardless of whether Consultant is designated as an FPPC Filer, Consultant further warrants and represents that Consultant will immediately advise the City Attorney of City if Consultant learns of an economic interest of Consultant's which may result in a conflict of interest for the purpose of the Fair Political Practices Act, and regulations promulgated thereunder. F. Specific Warranties Against Economic Interests. Consultant warrants and represents that neither Consultant, nor Consultant's immediate family members, nor Consultant's employees or agents ("Consultant Associates") presently have any interest, directly or indirectly, whatsoever in Harrell &Company, LLC Financial Consulting Services Agreement . Page 7 (Revised 03/09/2005) 2-32 any property which may be the subject matter of the Defined Services, or in any property within 2 radial miles from the exterior boundaries of any property which may be the subject matter of the Defined Services, ("Prohibited Interest"), other than as listed in Exhibit A, Paragraph 15, Consultant further warrants and represents that no promise of future employment, remuneration, consideration, gratuity or other reward or gain has been made to Consultant or Consultant Associates in connection with Consultant's performance of this Agreement. Consultant promises to advise City of any such promise that may be made during the Term of this Agreement, or for 12 months thereafter. Consultant agrees that Consultant Associates shall not acquire any such Prohibited Interest within the Term of this Agreement, or for 12 months after the expiration of this Agreement, except with the written permission of City. Consultant may not conduct or solicit any business for any party to this Agreement, or for any third party which may be in conflict with Consultant's responsibilities under this Agreement, except with the written permission of City. 7. Hold Harmless Consultant shall defend, indemnify, protect and hold harmless the City, its elected appointed officers and employees, from and against all claims for damages, liability, cost and expense (including without limitation attorneys fees) arising out of or alleged by third parties to be the result of the negligent acts, errors or omissions or the willful misconduct of the Consultant, and Consultant's employees, subcontractors or other persons, agencies or firms for whom Consultant is legally responsible in connection with the execution of the work covered by this Agreement, except only for those claims, damages, liability, costs and expenses (including without limitations, attorneys fees) arising from the sole negligence or sole willful misconduct of the City, its officers, employees. Also covered is liability arising from, connected with, caused by or claimed to be caused by the active or passive negligent acts or omissions of the City, its agents, officers, or employees which may be in combination with the active or passive negligent acts or omissions of the Consultant, its employees, agents or officers, or any third party. With respect to losses arising from Consultant's professional errors or omissions, Consultant shall defend, indemnify, protect.and hold harmless the City, its elected and appointed officers and employees, from and against all claims for damages, liability, cost and expense (including without limitation attorneys fees) except for Harrell &Company, LLC Financial Consulting Services Agreement . Page 8 (Revised 03/09/2005) 2-33 those claims arising from the negligence or willful misconduct of City, its officers or employees. Consultant's indemnification shall include any and all costs, expenses, attorneys fees and liability incurred by the City, its officers, agents or employees in defending against such claims, whether the same proceed to judgment or not. Consultant's obligations under this Section shall not be limited by any prior or subsequent declaration by the Consultant. Consultant's obligations under this Section shall survive the termination of this Agreement. For those professionals who are required to be licensed by the state (e.g. architects and engineers), the following indemnification provisions should be utilized: 1, Indemnification and Hold Harmless Agreement. With respect to any liability, including but not limited to claims asserted or costs, losses, attorney fees, or payments for injury to any person or property caused or claimed to be caused by the acts or omissions of the Consultant, or Consultant's employees, agents, and officers, arising out of any services performed involving this project, except liability for Professional Services covered under Section X.2, the Consultant agrees to defend, indemnify, protect, and hold harmless the City, its agents, officers, or employees from and against all liability. Also covered is liability arising from, connected with, caused by, or claimed to be caused by the active or passive negligent acts or omissions of the City, its agents, officers, or employees which may be in combination with the active or passive negligent acts or omissions of the Consultant, its employees, agents or officers, or any third party, The Consultant's duty to indemnify, protect and hold harmless shall not include any claims or liabilities arising from the sole negligence or sole willful misconduct of the City, its agents, officers or employees, This section in no way alters, affects or modifies the Consultant's obligation and duties under Section Exhibit A to this Agreement. 2. Indemnification for Professional Services. As to the Consultant's professional obligation, work or services involving this Project, the Consultant agrees to indemnify, defend and hold harmless the City, its agents, officers and employees from and against any and all liability, claims, costs, and damages, including but not limited to, attorneys fees, losses or payments for injury to any person or property, caused directly or indirectly from the negligent acts, errors or omissions of the Consultant or Consultant's Harrell &Company, LLC Financial Consulting Services Agreement · Page 9 (Revised 03/09/2005) 2-34 employees, agents or officers; provided, however, that the Consultant's duty to indemnify shall not include any claims or liability arising from the negligence or willful misconduct of the City, its agents, officers and employees. 8, Termination of Agreement for Cause If, through any cause, Consultant shall fail to fulfill in a timely and proper manner Consultant's obligations under this Agreement, or if Consultant shall violate any of the covenants, agreements or stipulations of this Agreement, City shall have the right to terminate this Agreement by giving written notice to Consultant of such termination and specifying the effective date thereof at least five (5) days before the effective date of such termination. In that event, all finished or unfinished documents, data, studies, surveys, drawings, maps, reports and other materials prepared by Consultant shall, at the option of the City, become the property of the City, and Consultant shall be entitled to receive just and equitable compensation for any work satisfactorily completed on such documents and other materials up to the effective date of Notice of Termination, not to exceed the amounts payable hereunder, and less any damages caused City by Consultant's breach, 9. Errors and Omissions In the event that the City Administrator determines that the Consultants' negligence, errors, or omissions in the performance of work under this Agreement has resulted in expense to City greater than would have resulted if there were no such negligence, errors, omissions, Consultant shall reimburse City for any additional expenses incurred by the City. Nothing herein is intended to limit City's rights under other provisions of this agreement. 10. Termination of Agreement for Convenience of City City may terminate this Agreement at any time and for any reason, by giving specific written notice to Consultant of such termination and specifying the effective date thereof, at least thirty (30) days before the effective date of such termination. In that event, all finished and unfinished documents and other materials described hereinabove shall, at the option of the City, become City's sole and exclusive property. If the Agreement is terminated by City as provided in this paragraph, Consultant shall be entitled to receive just and equitable compensation for any satisfactory work completed on such documents and other materials to the effective date of such termination. Consultant hereby expressly waives any and all claims for damages or compensation arising under this Agreement except as set forth herein. Harrell &Company, LLC Financial Consulting Services Agreement . Page 10 (Revised 03/09/2005) 2-35 11, Assignability The services of Consultant are personal to the City, and Consultant shall not assign any interest in this Agreement, and shall not transfer any interest in the same (whether by assignment or novation), without prior written consent of City. City hereby consents to the assignment of the portions of the Defined Services identified in Exhibit A, Paragraph 17 to the subconsultants identified thereat as "Permitted Subconsultants". 12, Ownership, Publication, Reproduction and Use of Material All reports, studies, information, data, statistics, forms, designs, plans, procedures, systems and any other materials or properties produced under this Agreement shall be the sole and exclusive property of City. No such materials or properties produced in whole or in part under this Agreement shall be subject to private use, copyrights or patent rights by Consultant in the United States or in any other country without the express written consent of City, City shall have unrestricted authority to publish, disclose (except as may be limited by the provisions of the Public Records Act), distribute, and otherwise use, copyright or patent, in whole or in part, any such reports, studies, data, statistics, forms or other materials or properties produced under this Agreement. 13. Independent Contractor City is interested only in the results obtained and Consultant shall perform as an independent contractor with sole control of the manner and means of performing the services required under this Agreement. City maintains the right only to reject or accept Consultant's work products. Consultant and any of the Consultant's agents, employees or representatives are, for all purposes under this Agreement, an independent contractor and shall not be deemed to be an employee of City, and none of them shall be entitled to any benefits to which City employees are entitled including but not limited to, overtime, retirement benefits, worker's compensation benefits, injury leave or other leave benefits. Therefore, City will not withhold state or federal income tax, social security tax or any other payroll tax, and Consultant shall be solely responsible for the payment of same and shall hold the City harmless with regard thereto. Harrell &Company, LLC Financial Consulting Services Agreement . Page 11 (Revised 03/09/2005) 2-36 14. Administrative Claims Requirements and Procedures No suit or arbitration shall be brought arising out of this agreement, against the City unless a claim has first been presented in writing and filed with the City and acted upon by the City in accordance with the procedures set forth in Chapter 1.34 of the Chula Vista Municipal Code, as same may from time to time be amended, the provisions of which are incorporated by this reference as if fully set forth herein, and such policies and procedures used by the City in the implementation of same. Upon request by City, Consultant shall meet and confer in good faith with City for the purpose of resolving any dispute over the terms of this Agreement. 15. Attorney's Fees Should a dispute arising out of this Agreement result in litigation, it is agreed that the prevailing party shall be entitled to a judgment against the other for an amount equal to reasonable attorney's fees and court costs incurred. The "prevailing party" shall be deemed to be the party who is awarded substantially the relief sought. 16, Statement of Costs In the event that Consultant prepares a report or document, or participates in the preparation of a report or document in performing the Defined Services, Consultant shall include, or cause the inclusion of, in said report or document, a statement of the numbers and cost in dollar amounts of all contracts and subcontracts relating to the preparation of the report or document. 17. Miscellaneous A. Consultant not authorized to Represent City Unless specifically authorized in writing by City, Consultant shall have no authority to act as City's agent to bind City to any contractual agreements whatsoever. B. Consultant is Real Estate Broker and/or Salesman Harrell &Company, LLC Financial Con'sulting Services Agreement . Page 12 (Revised 03/09/2005) 2-37 If the box on Exhibit A, Paragraph 16 is marked, the Consultant and/or their principals is/are licensed with the State of California or some other state as a licensed real estate broker or salesperson. Otherwise, Consultant represents that neither Consultant, nor their principals are licensed real estate brokers or salespersons. C. Notices All notices, demands or requests provided for or permitted to be given pursuant to this Agreement must be in writing. All notices, demands and requests to be sent to any party shall be deemed to have been properly given or served if personally served or deposited in the United States mail, addressed to such party, postage prepaid, registered or certified, with return receipt requested, at the addresses identified herein as the places of business for each of the designated parties. D. Entire Agreement This Agreement, together with any other written document referred to or contemplated herein, embody the entire Agreement and understanding between the parties relating to the subject matter hereof. Neither this Agreement nor any provision hereof may be amended, modified, waived or discharged except by an instrument in writing executed by the party against which enforcement of such amendment, waiver or discharge is sought. E. Capacity of Parties Each signatory and party hereto hereby warrants and represents to the other party that it has legal authority and capacity and direction from its principal to enter into this Agreement, and that all resolutions or other actions have been taken so as to enable it to enter into this Agreement. F, Governing LawNenue This Agreement shall be governed by and construed in accordance with the laws of the State of California. Any action arising under or relating to this Agreement shall be brought only in the federal or state courts located in San Diego County, State of California, and if applicable, the City of Chula Vista, or as close thereto as possible. Venue for this Agreement, and performance hereunder, shall be the City of Chula Vista. Harrell &Company, LLC Financial Consulting Services Agreement . Page 13 (Revised 03/09/2005) 2-38 SIGNATURE PAGE TO AGREEMeNT BEnNEEN THE , REDEVELOPMENT CITY OF THE CITY OF CHULA Vl$l'A AND HARRELL & COMPANY AoVlsORS;LLC (FiNt Am,ndment) FOR FINANCIAL CONSULTING SERVICes ,/ IN:. W1TNE$S WHEREOF, City- and Conliultant have executecl this 'Agreement therecy indicating that they have read and understood same, and indiCate their full and completeconeent to it$ tenns:.. Attest Redevelopment City of the City of Chula VISta By: Stephen Padilla, Mayor Susan Bigelow, City Clerk Approved as to form: Harrell & Company Advisors, LLC Ann Moore, City Attorney I- ne Q. Harrell, President exhibit List to Agreement (X) Exhibit A Harrell &Company, LLC Financial Consuning Services Agreement . Pag814 (RevIsed 0310912006) 2-39 EXHIBIT A TO AGREEMENT BETWEEN REDEVELOPMENT CITY OF THE CITY OF CHULA VISTA AND HARRELL & COMPANY ADVISORS, LLC (First Amendment) 1. Effective Date of Agreement: March 22, 2005 2. City-Related Entity: (X) Redevelopment Agency of the City of Chula Vista, a political subdivision of the State of California ("City") 3. Place of Business for City: City of Chula Vista, 276 Fourth Avenue, Chula Vista, CA 91910 4, Consultant: HARRELL & COMPANY ADVISORS, LLC 5. Business Form of Consultant: ( ) Sole Proprietorship ( ) Partnership ( ) Corporation (X) Limited Liability Company 6. Place of Business, Telephone and Fax Number of Consultant: Harrell & Company Advisors, LLC The City Tower 333 City Boulevard West, Suite 1430 Orange, CA 92868 (714) 939-1464 (714) 939-1462 (FAX) Harrell &Company, LLC Financial Consulting Services Agreement . Page 15 (Revised 03/09/2005) 2-40 7. General Duties: Provide all necessary financial advisory services to assist in the issuance or refunding of debt by the City in accordance with the City's Financial Plan. 8. Scope of Work and Schedule: A. Detailed Scope of Work: Consultant will be responsible for performing the following: 1) Revenue Projections. Consultant will analyze and project tax increment revenues of the City for use in structuring debt and for presentation in the Official Statement. 2) Financing Plan. The review of the City to address the annual financial requirements, including payments under other bonded indebtedness, housing set-aside requirement of the City, amounts the City may owe the City, levels of funding required for administration etc. The financial analysis for the Financing will address sizing considerations for any proposed bonded debt, the financial implications, strategies for submitting the financing to the rating agencies and/or bond insurance companies (this will include a review of the financial implications of different bond ratings and bond insurance). 3) Bond Structure, Size the bond issue, structure those terms and conditions which most advantageously meets demands or current market conditions and the objectives of the City. 4) Document Review. Review and comment on all legal documents prepared by bond counsel to ensure conformance with the proposed financing structure. Harrell &Company, LLC Financial Consulting Services Agreement . Page 16 (Revised 03/09/2005) 2-41 5) Timing of Sale. Advise City of market movements, trends and developments and offer recommendations as to the timing of the sale of the bonds in relation to market conditions, 6) Official Statement. At the direction of the City, prepare the preliminary and final Official Statement. The Official Statement will be prepared in conformance with the adopted guidelines of Securities and Exchange Commission Rule 15c2-12. 7) Disclosure Issues, Provide technical support in defining disclosure issues necessary to meet GFOA guidelines, as well as work with the City to fulfill its continuing disclosure responsibilities under Securities and Exchange Commission Rule 15c2-12. 8) Rating and Insurance Agencies. Assist in submitting documents, conducting negotiations and attending meetings with rating agencies and bond insurance companies as may be required. Assist the City in preparing for dialogue with the rating analyst. 9) Pricing. Review the Purchase Contract prepared by the Disclosure Counsel and advise on the proposed pricing by the Underwriter. Revise cash flows for final pricing information and order securities for bond defeasance escrow. 10) Bond Closing. Review and coordinate the arrangements for closing and delivery of the bonds paying particular attention to needed certificates and representations of other parties to ensure certification of information relied upon in the financing. 11) Bond Administration. Advise the City in administration of the financing after bond closing, working closely with the Finance Department and the City's auditors. Harrell &Company, LLC Financial Consulting Services Agreement . Page 17 (Revised 03/09/2005) 2-42 B. Date for Commencement of Consultant Services: (X) Same as Effective Date of Agreement ( ) Other: C. Dates or Time Limits for Delivery of Deliverables: Deliverable NO.1: Consists of Items 1 -10 under detail scope of work. Delivery of items will be completed by September 1, 2005. Deliverable NO.2: Consists of Item 11 under detail scope of work. Delivery of item will be on an ongoing basis as needed. D, Date for completion of all Consultant services: After completion of bond refunding or termination of agreement by thirty days written notice from either party, 9, Insurance Requirements: (X) Statutory Worker's Compensation Insurance (X) Employer's Liability Insurance coverage: $1,000,000. (X) Commercial General Liability Insurance: $1,000,000. (X) Errors and Omissions Insurance: $250,000 (not included in Commercial General Liability coverage). 10. Materials Required to be Supplied by City to Consultant: The City agrees to make available to Consultant, without cost, sufficient copies of any applicable reports, agreements, contracts, resolutions and other relevant documents regarding the issuer of the securities as reasonably may be required from time to time for the prompt and efficient performance by Consultant of its obligations hereunder. 11, Compensation: A. (X) Single Fixed Fee Agreement Harrell &Company, LLC Financial Consulting Services Agreement . Page 18 (Revised 03/09/2005) 2-43 The fee quoted below includes performing all the tasks listed above. Consultant's fees are contingent and payable out of bond proceeds at bond closing. In the event that the projected bond issue does not occur for any reason, Consultant shall not be entitled to any compensation hereunder. Consultant fees will be as follows: a fixed fee of $10,000 for preparation of preliminary and final official statements (not applicable if Disclosure Counsel prepares these documents), payable at bond closing; a fixed fee of $45,000 paid based on an assumed par value of the bonds at $13,8 million, payable at bond closing. a fixed fee of $10,000 for the update of Agency's financial plan, payable within 30 days after completion of the Financing Plan (as detailed in item no. 2 of section B.A., above). 12. Materials Reimbursement Arrangement: The City will pay from the proceeds of the securities, or otherwise, all costs and expenses customarily paid there from including the cost of printing the securities and the Official Statement(s), and any other documents, the fees and expenses of its legal counsel, bond counsel, fees to rating agencies, bond insurance companies, accountants, and costs of any other experts or consultants retained by the City in connection with the financing. 13. Contract Administrators: City: Maria V. Kachadoorian, Director of FinancefTreasurer Consultant: Suzanne Q. Harrell, President. 14. Liquidated Damages Rate: Not applicable. 15. Statement of Economic Interests, Consultant Reporting Categories, per Conflict of Interest Code: (X ) Not Applicable. Not an FPPC Filer. Harrell &Company, LLC Financial Consulting Services Agreement . Page 19 (Revised 03/09/2005) 2-44 16. () Consultant is Real Estate Broker and/or Salesman: Not applicable. 17. Permitted Subconsultants: Not applicable. 18. Bill Processing: Submitted in accordance with payment milestones set forth in Section 11, above. 19. Security for Performance: Not applicable. Harrell &Company, LLC Financial Consulting Services Agreement . Page 20 (Revised 03/09/2005) 2-45 JOINT CITY COUNCIL/REDEVELOPMENT AGENCY ITEM ..3 MEETING DATE March 22, 2005 ITEM TITLE: RESOLUTION APPROVING, AUTHORIZING AND DIRECTING EXECUTION OF AN AMENDMENT AND RESTATED JOINT EXERCISE OF POWERS AGREEMENT RELATING TO THE CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA APPROVING THE BORROWING OF FUNDS BY THE REDEVELOPMENT AGENCY FROM CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY AND PROVIDING OTHER MATTERS PROPERLY RELATING THERETO A RESOLUTION OF THE CITY OF CHULA VISTA REDEVELOPMENT AGENCY AUTHORIZING AND DIRECTING THE EXECUTION OF LOAN AGREEMENT RELATING TO THE ISSUANCE OF CERTAIN BONDS BY THE CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY, APPROVING OFFICIAL STATEMENT RELATING TO SUCH BONDS AND AUTHORIZING AND APPROVING OTHER MATTERS RELATED THERETO SUBMITTED BY: Director of Finance/TreasurerTl<... (4j5ths Vote:Yes_No.lL) REVIEWED BY: Executive Directo(j; r;Y RECOMMENDATION: That the: Agency: Approve, authorize and direct execution of an amendment and restated joint exercise of powers agreement relating to the California Statewide Communities Development Authority Agency: Authorize and direct the execution of loan agreement relating to the issuance of certain. bonds by the California Statewide Communities Development Authority, approving official statement relating to such bonds and authorizing and approving other matters related thereto ' 3-1 Agency: Authorize the Mayor to execute any and all documents and agreements on behalf of the Agency necessary to administer and implement the Agreement. City: Approving the Borrowing of Funds by the Redevelopment Agency from California Statewide Communities Development Authority and Providing Other Matters Properly Relating Thereto BOARDS/COMMISSION RECOMMENDATION: Not Applicable. As part of the effort to balance the 2005 budget of the State of California, redevelopment agencies are obligated to make payments totaling $250 million to the Educational Revenue Augmentation Fund (ERAF). Individual ERAF payments were determined based on the Agency's tax increment as a proportion of the total tax increment of all agencies throughout the State. The City of Chula Vistas Redevelopment Agency's ERAF obligation for fiscal year 2005 is $743,358. As part of the legislation that mandated the payment, the California Redevelopment Association (CRA) created the CRA/ERAF Loan Program, which allows agencies to spread the payment over the next 10 years. Under this program, the Agency's total borrowing would not exceed $855,000. Annual payments are not anticipated to exceed 15% of the Agency's ERAF obligation or approximately $111,000. DISCUSSION: According to the authorizing statute (AB 2115, Chapter 610) the loan is payable from any available funds of the Agency not otherwise obligated for other uses. The obligation to repay the loan is an unsecured obligation of the Agency, not an obligation of any particular project area. There is no specific pledge of tax increment. The obligation to repay the loan is therefore subordinate to all existing and future obligations of the Agency. Under this law, if the agency fails to make a scheduled payment on the loan, the County Auditor will be directed to transfer the first available property tax revenues of the City to make the payment. AB 2115 establishes an ability to create a line on the property tax revenues of the sponsoring agency, which in this case is the City of Chula Vista. This lien is created upon establishing the loan. Therefore, the City must adopt a resolution approving the Agency's participation in this loan program. California Communities was' designated as the issuing authority for the CRA/ERAF Loan Program. California Communities will pool the ERAF obligations of all participating agencies, resulting in a more cost effective financing program. The Agency will enter into a loan agreement with 3-2 California Communities and will be required to join the California Communities prior to executing the loan agreement. There is not cost to join. The Agency will only be responsible for its share of the California Communities bonds if the proposal is approved. The bonds issued through California Communities will be taxable inasmuch as the proceed will ultimately be used by school districts to cover operating costs. The financing approach, as crafted under this authorizing stature, is anticipated to result in a highly rated and cost effective financing program. FISCAL IMPACT: Participating in the Loan Program, the Agency will be able to improve it's cash flow by spreading the payment over time. This would also avoid a loan from the General Fund of approximately $376,209 to the Bayfront/TCII project area to meet it's ERAF obligation. The Agency's total borrowing would not exceed $855,000. This includes estimated cost of issuance, which is estimated at approximately $10,000. The assumed interest rate is 5% fixed rate with an average annual debt service will be approximately $111,000. The total principal and interest payments over the ten year term are estimated at $1.0 million. By pooling loan requests from several redevelopment agencies in the state and by using standardized documents and processing procedures, the cost of this program will be kept low for the agency's benefit. 3-3 AGENCY RESOLUTION NO, RESOLUTION OF THE REDEVELOPMENT AGENCY OF THE CITY OF CHULA VISTA APPROVING, AUTHORIZING AND DIRECTING EXECUTION OF AN AMENDED AND RESTATED JOINT EXERCISE OF POWERS AGREEMENT RELATING TO THE CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORlTY WHEREAS, the governing board ("Governing Board") of the Chula Vista Redevelopment Agency (the "Agency"), has expressed an interest in participating in the economic development financing programs (the "Programs") in conjunction with the parties to that certain Amended and Restated Joint Exercise of Powers Agreement Relating to the California Statewide Communities Development Authority, dated as ofJune 1, 1988 (the "Agreement"); and WHEREAS, there is now before this Governing Board the form of the Agreement; and WHEREAS, the Agency proposes to participate in the Programs and desires that certain projects to be located within the Agency be fmanced pursuant to the Programs and it is in the public interest and for the public benefit that the Agency do so; and WHEREAS, the Agreement has been filed with the Agency, and the members of the Governing Board of the Agency have reviewed said document. NOW, THEREFORE, BE IT RESOLVED BY THE GOVERNING BOARD OF THE CHULA VISTA REDEVELOPMENT AGENCY, AS FOLLOWS: Section 1. The Agreement is hereby approved and the Chairman or designee thereof is hereby authorized and directed to execute said document, with such changes, insertions and omissions as may be approved by said Chairman, and the Agency Secretary or such Agency Secretary's designee is hereby authorized and directed to affix the Agency's seal to said document and to attest thereto, Section 2. The Chairman, the Agency Secretary and all other proper officers and officials of the Agency are hereby authorized and directed to execute such other agreements, documents and certificates, and to perform such other acts and deeds, as may be necessary or convenient to effect the prnposes of this Resolution and the transactions herein authorized. Section 3. The Agency Secretary of the Agency shall forward a certified copy of this Resolution and an originally executed Agreement to: Angie Sessions ' DOCSSC 1 :350706,1 3-4 Section 4. Presented by Orrick, Herrington & Sutcliffe LLP 400 Capital Mall, Suite 3000 Sacramento, California 95814 This resolution shall take effect immediately upon its passage. Approved as to form by Maria Kachadorian Director of Finance J:attomey/Reso/amendments/amendment & reinstatement JP A DOCSSC!350706,! 2 3-5 /kL>> THE ATTACHED AGREEMENT HAS BEEN REVIEWED AND APPROVED' AS TO FORM BY THE CITY ATTORNEY'S OFFICE AND WILL BE FORMALLY SIGNED UPON APPROVAL BY THE CITY COUNCIL Id Ann re City Attorney Dated: ~-k 7 /~ Amended and estated Joint Exercise Of Powers Agreement relating to the California Statewide Communities Development Authority 3-6 AMENDED AND RESTATED JOINT EXERCISE OF POWERS AGREEMENT RELATING TO THE CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY THIS AGREEMENT, dated as of June 1,1988, by and among the parties executing this Agreement (all such parties, except those which have withdrawn in accordance with Section 13 hereof, being herein referred to as the "Program Participants"): WITNESSETH WHEREAS, pursuant to Title 1, Division 7, Chapter 5 of the Government Code of the State of California (the "Joint Exercise of Powers Act"), two or more public agencies may by agreement jointly exercise any power common to the contracting parties; and WHEREAS, each of the Program Participants is a "public agency" as that term is defined in Section 6500 of the Government Code of the State of California, and WHEREAS, each of the Program Participants is empowered to promote economic development, including, without limitation, the promotion of opportunities for the creation or retention of employment, the stimulation of economic activity, and the increase of the tax base, within its boundaries; and WHEREAS, a public entity established pursuant to the Joint Exercise of Powers Act is empowered to issue industrial development bonds pursuant to the California Industrial Development Financing Act (Titie 10 (commencing with Section 91500 of the Government Code of the State of Caiifornia)) (the "Act") and to otherwise undertake financing programs under the Joint Exercise of Powers Act or other applicable provisions of law to promote economic development through the issuance of bonds, notes, or other evidences of indebtedness, or certificates of participation in leases or other agreements (all such instruments being herein collectively referred to as "Bonds"); and WHEREAS, in order to promote economic deveiopment within the State of California, the County Supervisors Association of Caiifornja ("CSAC"), together with the Caiifornia Manufacturers Association, has established the Bonds for Industry program (the "Program"). 3-7 WHEREAS, in furtherance of the Program, certain California counties (collectively, the "Initial Participants") have entered into that certain Joint Exercise of Powers Agreement dated as of November 18, 1987 (the "Initial Agreement"), pursuant to which the California Counties Industrial Development Authority has been estabiished as a separate entity under the Joint Exercise of Powers Act for the purposes and with the powers specified in the Initial Agreement; and WHEREAS, the League of California Cities ("LCC") has determined to join as a sponsor of the Program and to actively participate In the administration of the Authority; and WHEREAS, the Initial Participants have determined to specifically authorize the Authority to issue Bonds pursuant to Article 2 of the Joint Exercise of Powers Act ("Article 2") and Article 4 of the Joint Exercise of Powers Act ("Article 4"), as well as may be authorized by the Act or other applicable law; and WHEREAS, the Initial Participants desire to rename the California Counties Industrial Development Authority to better reflect the additional sponsorship of the Program; and WHEREAS, each of the Initial Participants has determined that it is in the public interest of the citizens within its boundaries, and to the benefit of such Initial Participant and the area and persons served by such Initial Participant, to amend and restate in its entirety the Initial Agreement in order to implement the provisions set forth above; and WHEREAS, it is the desire of the Program Participants to use a public entity established pursuant to the Joint Exercise of Powers Act to undertake projects within their respective jurisdictions that may be financed with Bonds issued pursuant to the Act, Articie 2, Article 4, or other applicable provisions of law; and WHEREAS, the projects undertaken will result in significant public benefits, including those public benefits set forth in Section 91502,1 of the Act. an increased level of economic activity, or an increased tax base, and wiil therefore serve and be of benefit to the inhabitants of the jurisdictions of the Program Participants; NOW, THEREFORE, the Program Participants, for and in consideration of the mutual promises and agreements herein contained, do agree to restate an'd amend the Initial Agreement in its entirel'y to provide as follows: 2 3-8 Section 1. Puroose. This Agreement is made pursuant to the provIsions of the Joint Exercise of Powers Act, relating to the joint exercise of powers common to public agencies, in this case being the Program Participants, The Program Participants each possess the powers referred to in the recitals hereof. The purpose of this Agreement is to establish an agency for, and with the purpose of, issuing Bonds to finance projects within the territorial limits of the Program Participants pursuant to the Act, Article 2, Article 4, or other appliable provisions of law; provided, however that nothing in this Agreement shall be construed as a limitation on the rights of the Program Participants to pursue economic development outside of this Agreement, including the rights to issue Bonds through industrial development authorities under the Act, or as otherwise permitted by law, Within the various jurisdictions of the Program Participants such purpose will be accomplished and said powers exercised in the manner hereinafter set forth. Section 2. Term. This Agreement shall become effective 85 of the date hereof and shali continue in full force and effect for a period of forty (40) years from the date hereof, or until such time as it is terminated in writing by all the Program Participants; provided, however, that this Agreement shall not terminate or be terminated until the date on which all Bonds or other indebtedness issued or caused to be issued by the Authority shall have been retired, or fuli provision shall have been made for their retirement, including interest until their retirement date, Section 3. Authoritv, A, CREATION AND POWERS OF AUTHORITY, (1) Pursuant to the Joint Exercise of Powers Act, there is hereby created a public entity to be known as the "California Statewide Communities Development Authority" (the "Authority"), and said Authority shall be a public entity separate and apart from the Program Participants, Its debts, liabilities and obligations do not constitute debts, liabilities or obligations of any party to this Agreement. B, COMMISSION, The Authority shall be administered by a Commission (the "Commission") which 'shall consist of seven members, each 3 3-9 serving in his or her individual capacity as a member of the Commission, The Commission shali be the administering agency of this Agreement, and, as such, shali be vested with the powers set forth herein, and shall execute and administer this Agreement in accordance with the purposes and functions provided herein, Four members of the Commission shall be appointed by the governing body of CSAC and three members of the Commission shall be appointed by the governing body of LCC, Initial members of the Commission shall serve a term ending June 1, 1991. Successors to such members shall be selected in the manner in which the respective initial member was selected and shall serve a term of three years. Any appointment to fill an unexpired term, however, shall be for such unexpired term. The term of office specified above shall be applicable unless the term of office of the respective member is terminated as hereinafter provided, and provided that the term of any member shall not expire until a successor thereto has been appointed as provided herein. Each of CSAC and LCC may appoint an alternate member of the Commission for each member of the Commission which it appoints, Such alternate member may act as a member of the Commission in piace of and during the absence or disability of such regularly appointed member, All references in this Agreement to any member of the Commission shall be deemed to refer to and include the applicable alternate member when so acting in piace of a regularly appointed member, Each member or alternate member of the Commission may be removed and replaced at any time by the governing body by which such member was appointed, Any individual, including any member of the governing body or staff of CSAC or LCC, shall be eligible to serve as a member or alternate member of the Commission. Members and alternate members of the Commission shall not receive any compensation for serving as such but shali be entitled to reimbursement for any expenses actualiy incurred in connection with serving as a member or alternate member, if the Commission shall determine that such expenses shall be reimbursed and there are unencumbered funds availabie for such purpose, C ,OF FI C E R S; D UTI E S; 0 F F I C I A LBO N D S , The Commission shall elect a Chair, a Vice-Chair, and a Secretary of the Authority from among its members to serve for such term as shall be determined by the Commission, The Commission shall appoint one or more of its officers or 4 3-10 employees to serve as treasurer, auditor, and controller of the Authority (the "Treasurer") pursuant to Section 6505,6 of the Joint Exercise of Powers Act to serve for such term as shall be determined by the Commission. Subject to the applicable provIsions of any resolution, indenture or other instrument or proceeding authorizing or securing Bonds (each such resolution, indenture, instrument and proceeding being herein referred to as an "Indenture") providing for a trustee or other fiscal agent, the Treasurer is designated as the depositary of the Authority to have custody of all money of the Authority, from whatever source derived. The Treasurer of the Authority shall have the powers, duties and responsibilities specified in Section 6505,5 of the Joint Exercise of Powers Act. The Treasurer of the Authority is designated as the public officer or person who has charge of, handles, or has access to any property of the Authority, and such officer shall file an official bond with the Secretary of the Authority in the amount specified by resolution of the Commission but in no event less than $1,000, If and to the extent permitted by law, any such officer may satisfy this requirement by filing an official bond in at least said amount obtained in connection with another pubiic office, The Commission shall have the power to appoint such other officers and employees as it may deem necessary and to retain independent counsel, consultants and accountants. The Commission shall have the power, by resolution, to the extent permitted by the Joint Exercise of Powers Act or any other applicable law, to delegate any of its functions to one or more of the members of the Commission or officers or agents of the Authority and to cause any of said members, officers or agents to take any actions and execute .any documents or instruments for and in the name and on behalf of the Commission or the Authority, 0, MEETINGS OF THE COMMISSION, (1) Reaular Meetinas, The Commission shail provide for its regular meetings; provided, however, it shall hold at least one regular meeting each year, The date, hour and place of the holding of the regular meetings shali be fixed by resolution of the Commission and a capy'af such resolution shali be filed with each party hereto, 5 3-11 (2) Soecial Meetinas, Special meetings af the Commission may be called in accordance with the provisions of Section 54956 of the Government Code of the State of California, (3) Raloh M, Brown Act. All meetings of the Commission, including, without limitation, regular, adjourned regular, special, and adjourned special meetings shall be called, noticed, held and conducted in accordance with the provisions of the Ralph M, Brown Act (commencing, with Section 54950 of the Government Code of the State of California), (4) Minutes, The Secretary of the Authority shall cause to be kept minutes of the regular, adjourned regular, special, and adjourned special meetings of the Commission and shall, as soon as possible after each meeting, cause a copy of the minutes to be forwarded to each member of the Commission. (5) Quorum, A majority of the members of the Commission which includes at least one member appointed by the governing body of each of CSAC and LCC shall constitute a quorum for the transaction of business, No action may be taken by the Commission except upon the affirmative vote of a majority of the members of the Commission which includes at least one member appointed by the governing body of each of CSAC and LCC, except that less than a quorum may adjourn a meeting to another time and place, E, RULES AND REGULATIONS. The Authority may adopt, from time to time, by resolution of the Commission such rules and regulations for the conduct of its meetings and affairs as may be required, Section 4. Powers. The Authority shall have any and all powers relating to economic development authorized by law to each of the parties hereto and separately to the public entity herein created, including, without limitation, the promotion of opportunities for the creation and retention of employment. the stimulation of economic activity, and the increase of the tax base, within the jurisdictions of such parties, Such power s s h a II i n c Iud e t h 'e com man power ssp e c i fie din t his 6 3-12 Agreement and may be exercised in the manner and according to the method provided in this Agreement. All such powers common to the parties are specified as powers of the Authority. The Authority is hereby authorized to do all acts necessary for the exercise of such powers, including, but not limited to, any or all of the following: to make and enter into contracts; to employ agents and employees; to acquire, construct, provide for maintenance and operation of, or maintain and operate, any buildings, works or improvements; to acquire, hoid or dispose of property wherever located; to incur debts, liabilities or obligations; to receive gifts, contributions and donations of property, funds, services and other forms of assistance from persons, firms, corporations and any governmental entity; to sue and be sued in its own name; and generally to do any and all things necessary or convenient to the promotion of economic development, including without limitation the promotion of opportunities for the creation or retention of employment, the stimulation of economic activity, and the increase of the tax base, all as herein contemplated, Without limiting the generality of the foregoing, the Authority may issue or cause to be issued bonded and other indebtedness, and pledge any property or revenues as security to the extent permitted under the Joint Exercise of Powers Act, including Article 2 and Article 4, the Act or any other applicabie provision of law, The manner in which the Authority shall exercise its powers and perform its duties is and shall be subject to the restrictions upon the manner in which a California county couid exercise such powers and perform such duties until a California general law city shall become a Program Participant, at which time it shali be subject to the restrictions upon the manner in which a California general law city could exercise such powers and perform such duties. The manner in which the Authority shall exercise its powers and perform its duties shall not be subject to any restrictions applicable to the manner in which any other public agency could exercise such powers or perform such duties, whether such agency is a party to this Agreement or not. Section 5. Fiscal Year, For the purposes of this Agreement, the term "Fiscal Year" shall mean the fiscal year as established from time to time by the Authority, being, at the date of this Agreement, the period from July 1 to and including the following June 30, except for the first Fiscal Year which shall be the period from the date of this Agreement to J u n e3 0, 1 9 8 8 . 7 3-13 Section 6. Disoosition of Assets, At the end of the term hereof or upon the earlier termination of this Agreement as set forth in Section 2 hereof, after payment of all expenses and liabilities of the Authority. all property of the Authority both real and personal shall automatically vest in the Program Participants and shall thereafter remain the sole property of the Program Participants; provided, however, that any surplus money on hand shali be returned in proportion to the contributions made by the Program Participants, Section 7. Bonds. The Authority shall issue Bonds for the purpose of exercising its powers and raising the funds necessary to carry out its purposes under this Agreement. Said Bonds may, at the discretion of Authority. be issued in series. The services of bond counsel, financing consultants and other consultants and advisors working on the projects and/or their financing shall be used by the Authority, The fees and expenses of such counsel, consultants, advisors, and the expenses of CSAC, LCC, and the Commission shall be paid from the proceeds of the Bonds or any other unencumbered funds of the Authority available for such purpose, Section 9. Local Aooroval. A copy of the application for financing of a project shall be filed by the Authority with the Program Participant in whose jurisdiction the project is to be located, The Authority shall not issue Bonds with respect to any project unless the governing body of the Program Participant in whose jurisdiction the project is to be iocated, or its duly authorized designee, shall approve, conditionally or unconditionally, the project, including the issuance of Bonds therefor. Action to approve or disapprove a project shall be taken within 45 days of the filing with the Program Participant. Certification of approval or disapproval shall be made by the clerk of the governing body of the Program Participant, or by such other officer as may be designated by the applicable Program Participant, to the Authority, Section 8, Bonds Onlv Limited and Soecial Oblioations of Authoritv. The Bonds, together with' the interest and premium, if any, thereon, shall not be deemed to constitute a debt of any Program Participant, CSAC, or LCC or pledge of the faith and credit of the Program Participants, CSAC, LCC, or the 8 3-14 Authority, The Bonds shall be only speciai obligations of the Authority, and the Authority shall under no circumstances be obligated to pay the Bonds or the respective project costs except from revenues and other funds pledged therefor. Neither the Program Participants, CSAC, LCC, nor the Authority shali be obligated to pay the principal of, premium, if any, or interest on the Bonds, or other costs incidental thereto, except from the revenues and funds pledged therefor, and neither the faith and credit nor the taxing power of the Program Participants nor the faith and credit of CSAC, LCC, or the Authority shali be pledged to the payment of the principal of, premium, if any, or Interest on the Bonds nor shall the Program Participants, CSAC, LCC, or the Authority in any manner be obligated to make any appropriation for such payment. No covenant or agreement contained in any Bond or Indenture shali be deemed to be a covenant or agreement of any member of the Commission, or any officer, agent or empioyee of the Authority in his individual capacity and neither the Commission of the Authority nor any officer thereof executing the Bonds shall be liable personally on any Bond or be subject to any personal liability or accountability by reason of the issuance of any Bonds, Section 10. Accounts and Recorts. All funds of the Authority shall be strictly accounted for, The Authority shall establish and maintain such funds and accounts as may be required by good accounting practice and by any provision of any Indenture (to the extent such duties are not assigned to a trustee of Bonds), The books and records of the Authority shall be open to inspection at all reasonable times by each Program Participant. The Treasurer of the Authority shall cause an Independent audit to be made of the books of accounts and financial records of the Agency by a certified public accountant or public accountant in compliance with the provisions of Section 6505 of the Joint Exercise of Powers Act. In each case the minimum requirements of the audit shall be those prescribed by the State Controller for special districts under Section 26909 of the Government Code of the State of California and shall conform to generally accepted auditing standards. When such an audit of accounts and records is made by a certified public accountant or public accountant, a report thereof shall be filed as public records with each Program Participant and also with the county auditor of each county in which a Program Participant is located, Such report shall be filed within 12 months of the end of the F i sea lYe a r 0 rYe a r s u n'd ere x ami n at ion. 9 3-15 Any costs of the audit, including contracts with, or employment of, certified public accountants or public accountants in making an audit pursuant to this Section, shall be borne by the Authority and shall be a charge against any unencumbered funds of the Authority available for that purpose, In any Fiscal Year the Commission may, by resolution adopted by unanimous vote, replace the annual special audit with an audit covering a two-year period, The Treasurer of the Authority, within 120 days after the close of each Fiscal Year, shall give a complete written report of all financial activities for such Fiscal Year to each of the Program Participants to the extent such activities are not covered by the reports of the trustees for the Bonds, The trustee appointed under each Indenture shall establish suitable funds, furnish financial reports and provide suitable accounting procedures to carry out the provisions of said Indenture. Said trustee may be given such duties in said Indenture as may be desirable to carry out this Agreement. Section 11. Funds. Subject to the applicable provisions of each Indenture, which may provide for a trustee to receive, have custody of and disburse Authority funds, the Treasurer of the Authority shall receive, have the custody of and disburse Authority funds pursuant to the accounting procedures developed under Section 10 hereof, and shall make the disbursements required by this Agreement or otherwise necessary to carry out any of the provisions or purposes of this Agreement. Section 12, Notices, Notices and other communications hereunder to the Program Participants shall be sufficient If delivered to the clerk of the governing body of each Program Participant. Section 13. Withdrawal and Addition of Parties. A Program Participant may withdraw from this Agreement upon written notice to the Commission; provided, however, that no such withdrawal shall result in the dissoiution of the Authority so long as any Bonds remain outstanding under an Indenture, Any such withdrawal shall be e f fee t I v eon I y u po n r e c e i p t of the no tic e 0 f w it h d raw a I by the Commission which shall acknowledge receipt of such notice of withdrawal in writing and shall file such notice as an amendment to this Agreement effective upon such filing, 10 3-16 Qualifying public agencies may be added as parties to this Agreement and become Program Participants upon: (i) the filing by such public agency of an executed counterpart of this Agreement, together with a certified copy of the resolution of the governing body of such public agency approving this Agreement and the execution and delivery hereof; and (ii) adoption of a resoiution of the Commission approving the addition of such public agency as a Program Participant. Upon satisfaction of such conditions, the Commission shall file such executed counterpart of this Agreement as an amendment hereto, effective upon such filing, Section 14. Indemnification. To the full extent permitted by law, the Commission may authorize indemnification by the Authority of any person who is or was a member or alternate member of the Commission, or an officer, employee or other agent of the Authority, and who was or is a party or is threatened to be made a party to a proceeding by reason of the fact that such person is or was such a member or alternate member of the Commission, or an officer. employee or other agent of the Authority, against expenses, judgments, fines, settlements and other amounts actualiy and reasonably incurred in connection with such proceeding, if such person acted in good faith and in a manner such person reasonably believed to be in the best interests of the Authority and, in the case of a criminal proceeding. had no reasonable cause to beiieve the conduct of such person was unlawful and, in the case of an action by or in the right of the Authority, acted with such care, including reasonable inquiry, as an ordinarily prudent person In a like position would use under similar circumstances. Section 15. Contributions and Advances. Contributions or advances of public funds and of the use of personnel, equipment or property may be made to the Authority by the parties hereto for any of the purposes of this Agreement. Payment of public funds may be made to defray the cost of any such contribution, Any such advance may be made subject to repayment, and in such case shall be repaid, in the manner agreed upon by the Authority and the party making such advance at the time of such advance, Section 16. Immunities. All of the privileges and immunities from liabiiities, exemptions from laws, ordinances and rules, all pension, relief, disability, workers' compensation, and other benefits which apply to the activity of officers, agents or employees of Program Participants when performing their 11 3-17 respective functions within the territorial limits of their respective public agencies, shali apply to them to the same degree and extent while engaged as members of the Commission or otherwise as an officer, agent or other representative of the Authority or while engaged in the performance of any of their functions or duties extraterritorially under the provisions of this Agreement. Section 17. Amendments, Except as provided in Section 13 above, this A 9 r e e men t 5 h a I J not b e a men d ed, mod j,t i ed, 0 r a I t ere d e x c e p t by a written instrument duly executed by each of the Program Participants, Section 18. Effectiveness. This Agreement shail become effective and be in full force and effect and a legal, valid and binding obligation of each of the Program Participants at 9:00 a.m" California time, on the date that the Commission shall have received from each of the Initial Participants an executed counterpart of this Agreement, together with a certified copy of a resolution of the governing body of each such Initial Participant approving this Agreement and the execution and delivery hereof, Section 19, Partial Invaliditv. If anyone or more of the terms, provisions, promises, covenants or conditions of this Agreement shall to any extent be adjudged invalid, unenforceable, void or voidable for any reason whatsoever by a court of competent jurisdiction, each and all of the remaining terms, provisions, promises, covenants and conditions of this Agreement shall not be affected thereby, and shall be valid and enforceable to the fullest extent permitted by law, Section 20, Successors. This Agreement shall be binding upon and shail inure to the benefit of the successors of the parties hereto, Except to the extent expressly provided herein, no party may assign any right or obilgation hereunder without the consent of the other parties. Section 21, Miscellaneous. T h j sAg r e e men t may b e a'x e cut e din 5 eve r a I counterparts, each of which shall be an original and all of which shall constitute but one and the same instrument. 12 3-18 The section headings herein are for convenience only and are not to be construed as modifying or governing the language in the section referred to, Wherever in this Agreement any consent or approval is required, the same shall not be unreasonably withheld, This Agreement is made in the State of California, under the Constitution and laws of such state and is to be so construed. This Agreement is the complete and exclusive statement of the agreement among the parties hereto, which supercedes and merges all prior proposals, understandings, and other agreements, including, without limitation, the Initial Agreement, whether oral, written, or implied in conduct, between and among the parties relating to the subject matter of this Agreement. IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed and attested by their proper officers thereunto duly authorized, and their official seals to be hereto affixed, as of the day and year first above w ritte n. Program Participant: [SEAL] By Name: Title: ATTEST: By Name: Title: 13 3-19 COUNCIL RESOLUTION NO. RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA APPROVING THE BORROWING OF FUNDS BY THE REDEVELOPMENT AGENCY OF THE CITY OF CHULA VISTA FROM CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY AND PROVIDING OTHER MATTERS RELATING THERETO WHEREAS, the California Statewide Communities Development Authority (the "Authority") is a j oint powers authority duly organized and existing under and pursuant to that certain "Amended and Restated Joint Exercise of Powers Agreement Relating to the Califomia Statewide Communities Development Authority", dated as of June 1, 1988, and under the provisions of Articles I through 4 (commencing with Section 6500) of Chapter 5 of Division 7 of Title I of the Government Code of the State of California (the "Act"), and is authorized pursuant to Article 4 of the Act (the "Bond Law") to issue bonds, notes and other obligations; and WHEREAS, the Redevelopment Agency of the City of Chula Vista (the "Agency") is a public body, corporate and politic, duly established and authorized to transact business and exercise powers under and pursuant to the provisions of Part 1 of Division 24 of the Health and Safety Code of the State ofCalifomia; and WHEREAS, Section 33681.15 of the California Health and Safety Code authorizes the Authority to issue bonds, notes or other obligations to provide funds to make loans to redevelopment agencies to make the payments required by Section 33681.12 of the California Health and Safety Code, namely payments to the applicable county auditor for deposit in the county's Educational Revenue Augmentation Fund (the "ERAF Payment"); and WHEREAS, in order to make loans for such purpose to redevelopment agencies, the Authority has determined to issue its California Statewide Communities Development Authority 2005 Taxable Revenue Bonds, Series A (CRA/ERAF Loan Program) in the aggregate principal amount of not to exceed $50,000,000 (the "Bonds"); and WHEREAS, in order to make its ERAF Payment for fiscal year 2004-05, the Agency desires to obtain a loan from the Authority from the proceeds of the Bonds in the amount of not to exceed $855,000 (the "Loan") pursuant to the terms and conditions set forth in the Loan Agreement, dated as of April 1, 2005, by and between the Agency and the Authority (the "Loan Agreement"); and WHEREAS, as a condition precedent to entering into the Loan Agreement, said Section 33681.15 requires that the Agency obtain the prior approval of this City Council, which City Council is a "legislative body" for purposes of Section 33681.15, by resolution adopted by a majority of this City Council that recites that a first lien will be created on property tax revenues ofthe City to secure repayment of the Loan; and WHEREAS, this City Council desires to make the recitals set forth below and to approve the making of the Loan by the Authority to the Agency pursuant to the Loan Agreement 3-20 NOW, THEREFORE, BE IT RESOLVED by the City Council of the City ofChula Vista (the "City") that: Section 1. Acknowledgment with respect to First Lien on Property Tax Revenues, In fulfillment of the requirements of Section 33681.15 of the California Health and Safety Code, the City Council hereby acknowledges that, in order to secure repayment of the Loan by the Authority to the Agency, a first lien is created by said Section 33681.15 on the property tax revenues allocated to the City pursuant to Chapter 6 (commencing with Section 95) of Part 0.5 of Division 1 of the Revenue and Taxation Code. This lien will arise by operation of said Section 33681.15 automatically upon the making ofthe Loan without the need for any action on the part of any person, This lien will be valid, binding, perfected, and enforceable against this City Council, its successors, creditors, purchasers, and all others asserting rights in those property tax revenues, irrespective of whether those persons have notice of the lien, irrespective of the fact that the property tax revenues subject to the lien may be commingled with other property, and without the need for physical delivery, recordation, public notice, or any other act. This lien shall be a first priority lien on such property tax revenues, Sectiou 2. Approval of Loan. The City Council hereby approves the Loan in the amount of not to exceed $855,000 to be made by the Authority to the Agency pursuant to the Loan Agreement, as above described, Section 3, Official Statement. The City Council hereby approves the information that describes the City and the Agency contained in the form of the Official Statement relating to the Bonds on file with the City Clerk. Distribution by the purchaser of the Bonds of the final Official Statement containing such information is hereby approved. Section 4. Official Actions. The Mayor, the City Manager, the Finance Director, the City Attorney, the City Clerk and any and all other officers of the City are hereby authorized and directed, for and in the name and on behalf of the City, to do any and all things and take any and all actions, and to execute and deliver all certificates and other documents, which they, or any of them, may deem necessary or advisable in order to consummate the sale, issuance and delivery of the Bonds by the Authority and the making of the Loan by the Authority to the Agency pursuant to the Loan Agreement. Section S. Effective Date. This Resolution shall take effect from and after the date of its passage and adoption, 3-21 Presented by Approved as to form by Maria Kachadorian Director of Finance J:attorneylReso/FinancelboITowing funds 3-22 ~ AGENCY RESOLUTION NO. RESOLUTION OF THE REDEVELOPMENT AGENCY OF THE CITY OF CHULA VISTA AUTHORIZING AND DIRECTING EXECUTION OF LOAN AGREEMENT RELATING TO THE ISSUANCE OF CERTAIN BONDS BY THE CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY, APPROVING OFFICIAL STATEMENT RELATING TO SUCH BONDS AND AUTHORlZING AND APPROVING OTHER MATTERS RELATING THERETO WHEREAS, the California Statewide Communities Development Authority (the "Authority") is a joint powers authority duly organized and existing under and pursuant to that certain "Amended and Restated Joint Exercise of Powers Agreement Relating to the California Statewide Communities Development Authority", dated as of June I, 1988, and under the provisions of Articles I through 4 (commencing with Section 6500) of Chapter 5 of Division 7 of Title 1 of the Government Code of the State of California (the "Act"), and is authorized pursuant to Article 4 of the Act (the "Bond Law") to issue bonds, notes and other obligations; and WHEREAS, the Redevelopment Agency of the City of Chula Vista (the "Agency") is a public body, corporate and politic, duly established and authorized to transact business and exercise powers under and pursuant to the provisions of Part I of Division 24 of the Health and Safety Code of the State of California; and WHEREAS, Section 33681.15 of the California Health and Safety Code authorizes the Authority to issue bonds, notes or other obligations to provide funds to make loans to redevelopment agencies to make the payments required by Section 33681.12 of the California Health and Safety Code, namely payments to the applicable county auditor for deposit in the county's Educational Revenue Augmentation Fund (the "ERAF Payment"); and WHEREAS, in order to make loans for such purpose to redevelopment agencies, the Authority has determined to issue its California Statewide Communities Development Authority 2005 Taxable Revenue Bonds, Series A (CRAlERAF Loan Program) in the aggregate principal amount of not to exceed $50,000,000 (the "Bonds"); and WHEREAS, in order to make its ERAF Payment for fiscal year 2004-05, the Agency desires to obtain a loan from the Authority from the proceeds of the Bonds in the amount of not to exceed $855,000 (the "Loan") pursuant to the terms and conditions set forth in the Loan Agreement, dated as of April 1, 2005, by and between the Agency and the Authority (the "Loan Agreement"), a form of which Loan Agreement is on file with the Secretary of the Agency; and WHEREAS, the Agency is a member of the Authority; and 3-23 WHEREAS, in connection with the issuance of the Bonds by the Authority, Section 6586 of the Act requires that the Agency make certain determinations with respect to the significant public benefits to the Agency resulting from the issuance of the Bonds by the Authority, as hereinafter set forth; WHEREAS, as a condition precedent to entering into the Loan Agreement, said Section 33681.15 requires that the Agency obtain the prior approval of the City Council of the City of Chula Vista (the "City"), by resolution (the "City Council Resolution") adopted by a majority of said Council that recites that a first lien will be created on property tax revenues of the City to secure repayment of the Loan; and WHEREAS, the City Council Resolution has been duly adopted in full compliance with the requirements of said Section 33681.15; and WHEREAS, the Authority has caused to be prepared a form of Official Statement describing the Bonds and containing, among other matters, information describing the Agency and the City, the form of which Official Statement is on file with the Secretary (the "Official Statement"), which will be used by Stone and Youngberg LLC, E J. De La Rosa & Co. Inc. and RBC Dain Rauscher Inc (together, the "Underwriters") in the sale of the Bonds; and WHEREAS, the Agency, with the aid of its staff, has reviewed the form of the Loan Agreement and the information in the Official Statement relating to the Agency and the City, and wishes at this time to approve the forgoing in the public interests of the Agency. NOW, THEREFORE, BE IT RESOLVED, DETERMINED AND ORDERED by the Redevelopment Agency ofthe City of Chula Vista as follows: Section 1. Determination of Significant Public Benefits. Based on the information provided to the Agency by Agency staff and others in connection with these proceedings, the Agency determines that there will be significant public benefits accruing to the Agency from the issuance of the Bonds by the Authority and the loan of portion of the proceeds thereof to the Agency, consisting of demonstrable savings in effective interest rates and financing costs resulting from (i) the efficiencies of pooling the Loan, together with the loans to other redevelopment agencies to be made from the proceeds of the Bonds, into one issuance of bonds by the Authority and (ii) the creditworthiness of the lien on the property tax revenues of the City under said Section 33681.15 to secure the repayment of the Loan by the Agency. Section 2. Approval of Loan Agreement. The Agency hereby authorizes and approves the making of the Loan to the Agency pursuant to the Loan Agreement in the amount of not to exceed $855,000. The Agency hereby approves the Loan Agreement in substantially the form on file with the Secretary together with any additions thereto or changes therein (including, but not limited to, the final principal amount of the Loan and the final payment schedule on the Loan) deemed necessary or advisable by the attorney of the Agency; provided that the average annual interest rate on the Bonds does not exceed seven percent (7.00%) per annum. The Executive Director is hereby authorized and directed to execute the final form of the Loan Agreement for and in the name and on behalf of the Agency and the execution thereof shall be conclusive -2- 3-24 conclusive evidence of the Agency's approval of any such additions and changes to the Loan Agreement. The Agency hereby authorizes the delivery and performance of the Loan Agreement. Section 3. Official Statement. The Agency hereby approves the information that describes the Agency and the City contained in the form of the Official Statement on file with the Secretary. Distribution by the purchaser of the Bonds of the final Official Statement containing such information is hereby approved. Section 4. Officer's Certificate. The Executive Director (or in his absence, the Treasurer) is hereby authorized and directed to promptly execute and deliver, together with a certified copy of this Resolution, to Stone and Youngberg LLC, on behalf of the Underwriters, the Officer's Certificate in form attached hereto as Exhibit A and hereby made a part hereof, containing representations warranties of the Agency with respect to the making of the Loan and the issuance of the Bonds. The Agency understands that the Underwriters will rely on the representations and warranties contained in the Officer's Certificate in the sale and delivery of . the Bonds by the Underwriters. Section 5. Official Actions. The Chair, the Executive Director, the Treasurer, the Agency Counsel, the Secretary and any and all other officers of the Agency are hereby authorized and directed, for and in the name and on behalf of the Agency, to do any and all things and take any and all actions, and to execute and deliver all certificates and other documents, which they, or any of them, may deem necessary or advisable in order to consununate the sale, issuance and delivery of the Bonds by the Authority and the making of the Loan by the Authority to the Agency pursuant to the Loan Agreement. In the event the Executive Director shall be unavailable to execute the Loan Agreement, then the Treasurer is hereby authorized to act in the Executive Director's stead. Section 6. Effective Date. This Resolution shall take effect from and after the date of its passage and adoption. Presented by Approved as to form by oore Cit Attorney Maria Kachadorian Director of Finance J :attorney/Reso/agreements/Loan Agreement bonds -3- 3-25 13138-170 JH:ACH:brf 02/25/05 EXHIBIT A California Statewide Communities Development Authority 2005 Taxable Revenue Bonds, Series A (CRA/ERAF Loan Program) OFFICER'S CERTIFICATE REGARDING CRA/ERAF LOAN PROGRAM RECITALS: A. The California Statewide Communities Development Authority (the "Authority") is a joint powers authority authorized under Section 33681.15 of the California Health and Safety Code to issue bonds, notes or other obligations to provide funds to make loans to redevelopment agencies to make the payments required by Section 33681.12 of the California Health and Safety Code, namely payments to the applicabie county auditor for deposit in the county's Educational Revenue Augmentation Fund (the "ERAF Payment"); B. In order to make loans for such purpose to redevelopment agencies, the Authority has determined to issue its California Statewide Communities Development Authority 2005 Taxable Revenue Bonds, Series A (CRA/ERAF Loan Program) (the "Bonds"); and C. The Agency is a public body, corporate and politic, duly established and authorized to transact business and exercise powers under and pursuant to the provisions of Part 1 of Division 24 of the Health and Safety Code of the State of California (the "Redevelopment Law"); and the Agency in order to make its ERAF Payment desires to obtain a loan (the "Loan") from the Authority from the proceeds of the Bonds pursuant to the terms and conditions set forth in the Loan Agreement, dated as of April 1, 2005, by and between the Agency and the Authority (the "Loan Agreement"), the form of which Loan Agreement is on fiie with the Secretary of the Agency; The undersigned hereby states and certifies: (i) that the undersigned is the duly appointed, qualified and acting [insert Executive Director or Treasurer] of the Redevelopment Agency of the City of Chula Vista, a public body, corporate and politic, duly organized and existing under the laws of the State of California (the "Agency") and as such, is familiar with the facts herein certified and is authorized to certify the same; (Ii) that the Agency has been duly created and authorized to transact business and exercise its powers under and pursuant to the Redevelopment Law and no action has been taken by the City Council (the "Council") of the City of Chula Vista, California (the "City") pursuant to the Redevelopment Law to dissolve said Agency or to suspend its powers; (iii) that, by all necessary action, the Agency has duly authorized and approved the execution and delivery of, and the performance by the Agency of the obligations on its part contained in, the Loan Agreement; 3-26 (Iv) that no action is pending attacking or otherwise questioning the validity of the Agency or the authority of the Agency to obtain the Loan and to enter into the Loan Agreement or the authority of the City to approve the obtaining of the Loan by the Agency; (v) that the Agency and the City Council of the City have duly adopted the following respective resolutions relating to the Loan and the Loan Agreement (collectively, the "Resolutions"), which Resolutions were duly adopted by the members of the Agency or the City Council, as applicable, at open public meetings which were called, noticed and conducted in accordance with all applicable requirements of California law, at which a quorum was present and acting throughout, and the Resolutions have not been amended, modified, supplemented (except as noted below), rescinded or repealed and are in full force and effect as of the date hereof: (a) Resolution No. , entitled "A Resolution of the Redevelopment Agency of the City of Chula Vista Authorizing And Directing Execution Of Loan Agreement Relating To The Issuance Of Certain Bonds By The California Communities Statewide Development Authority, Approving Official Statement Relating To Such Bonds And Authorizing And Approving Other Matters Relating Thereto", adopted March 15, 2005; and (b) Resolution No. , entitled "A Resolution Of The City Of Chula Vista Approving the Borrowing of Funds By The Redevelopment Agency of the City of Chula Vista From the California Communities Statewide Development Authority An Providing Other Matters Relating Thereto", adopted March 15, 2005; (vi) that the representations and warranties of the Agency contained in the approved form of the Loan Agreement are true and correct in all material respects as of the date hereof and the Agency and the Agency shall, concurrently with the delivery of the Bonds, reaffirm that such representations and warranties are true and correct in all material respects as of the date of delivery of the Bonds; (vii) that, as of the date hereof, the information relating to the Agency and the City in the form of the approved Preliminary Official Statement relating to the Bonds (the "Official Statement") does not contain any untrue statement of a material fact or omit to state any material fact necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misieading; (viii) that the Agency shall, concurrently with the delivery of the Bonds, reaffirm that no event affecting the Agency or the City has occurred since the date hereof which has not been disclosed therein or in any supplement or amendment thereto which event should be disclosed in the final Official Statement in order to make the statements therein, in the light of the circumstances under which they were made, not misleading; (ix) that the Agency's Low and Moderate Income Housing Fund established pursuant to Section 33334.3 of the Redevelopment Law does not, on, the date hereof and will not on the date of delivery of the Bonds, contain an "excess surplus" (within the meaning of Section 33334.12 of the Redevelopment Law) that would cause the Agency to be subject to the sanctions contained in Section 33334:12(e)(1) of the Redevelopment Law; and (x) that the Agency does not on the .date hereof have "major audit violations" (within the meaning of Section 33080.8(i) of the Redevelopment Law) so as to be subject to a court order prohibiting the activities set forth in Section 33080.8(e)(3) of the Redevelopment Law. -2- 3-27 Dated: March _,2005 -3- 3-28 Redevelopment Agency of the City of Chula Vista By [Executive Director of Treasurer] THE ATTACHED AGREEMENT HAS BEEN REVIEWED AND APPROVED AS TO FORM BY THE CITY ATTORNEY'S OFFICE AND WILL BE FORMALLY SIGNED UPON APPROVAL BY THE CITY COUNCIL Dated: ~/;(,/as- Loan Agreement relating to the Issuance of Certain Bond By the California Statewide Communities Development Authority 3-29 2513138-170 JH:ACH:brf 02/25/05 C~ERAFLOANPROGRAM 2005 LOAN AGREEMENT Dated as of April 1, 2005 by and between the REDEVELOPMENT AGENCY OF THE CITY OF CHULA VISTA, and CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY Relating to $[Bond Amount] California Statewide Communities Development Authority 2005 Taxable Revenue Bonds, Series A (CRA/ERAF Loan Program) 3-30 Section 1.01. Section 1.02. Section 1.03. Section 1.04. Section 2.01. Section 2.02. Section 2.03. Section 2.04. Section 2.05. Section 3.01. Section 3.02. Section 3.03. Section 3.04. Section 3.05. Section 4.01. Section 4.02. Section 4.03. Section 4.04. Section 5.01. Section 5.02. Section 5.03. Section 5.04. Section 5.05. Section 5,06. Section 5.07. Section 5.08. Section 5 09. Section 5.10. Section 5.11. .> TABLE OF CONTENTS ARTICLE I DEFINITIONS; REPRESENTATIONS Definitions. .................................................................................................................... 3 Rules of Construction. .................................................................................................. 5 Representations of the Authority. .................................................................................5 Representations of the Agency.....................................................................................6 ARTiCLE II THE LOAN; ESTABLISHMENT OF FUNDS Authorization........................................................ ......................................................... 8 Terms of Loan. .............................................................................................................8 No Prepayment. ............................................................................................................ 9 Application of Loan Proceeds and Certain Other Moneys. ........................................... 9 Validity of Loan. ............................................................................................................9 ARTICLE III OTHER COVENANTS OF THE AGENCY Punctual Payment................................. ........... ........................................................... 10 Payment By County Auditor. .......................................................................................10 Financial Statements, Continuing Disclosure. ............................................................ 10 Protection of Security and Rights. ..............................................................................10 Further Assurances. ................................................................................................... 10 ARTICLE IV EVENTS OF DEFAULT AND REMEDIES Events of Default . ...................................................................................................... 11 Application of Funds Upon Default. ............................................................................ 11 No Waiver. .................................................................................................................. 11 Remedies Not Exclusive. ............................................................................................ 12 ARTICLE V MISCELLANEOUS Benefits Limited to Parties. .........................................................................................13 Successor is Deemed Included in All References to Predecessor. ...........................13 Discharge of Loan Agreement. ...................................................................................13 Rebate of Surplus Funds. ........................................................................................... 13 Amendment. ............................ ................................................................................... 14 Waiver of Personal Liability. .......................................................................................14 Indemnification of Authority and Trustee. ................................................................... 14 Notices. ....................... ................................................................................................ 15 Partial Invalidity. .......................................................................................................... 15 Governing Law...................................... ...................................................................... 16 Term of this Loan Agreement. .................................................................................... 16 -i- 3-31 CRA/ERAFLOANPROGRAM 2005 LOAN AGREEMENT THIS CRAlERAF LOAN PROGRAM 2005 LOAN AGREEMENT (the "Loan Agreement") is made and entered into as of April 1, 2005, by and between the CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY, a joint powers authority organized and existing under the laws of the State of California (the "Authority") and the REDEVELOPMENT AGENCY OF THE CITY OF CHULA VISTA a public body corporate and politic duly organized and existing under the laws of the State of California (the "Agency"); RECITALS: A. The Authority is a joint powers authority duly organized and existing under and pursuant to that certain "Amended and Restated Joint Exercise of Powers Agreement Relating to the California Statewide Communities Development Authority", dated as of June 1, 1988, and under the provisions of Articles 1 through 4 (commencing with Section 6500) of Chapter 5 of Division 7 of Title 1 of the Government Code of the State of California (the "Act"), and is authorized pursuant to Article 4 of the Act (the "Bond Law") to issue bonds, notes and other obligations; and B. The Agency is a public body, corporate and politic, duly established and authorized to transact business and exercise powers under and pursuant to the provisions of Part 1 of Division 24 of the Health and Safety Code of the State of California (the "Redevelopment Law"); and C. Section 33681.15 of the California Health and Safety Code authorizes certain joint powers entities, such as the Authority, to issue bonds, notes or other obligations to provide funds to make loans to redevelopment agencies to make the payments required by Section 33681.12 of the California Health and Safety Code, namely payments to the applicable county auditor for deposit in the county's Educational Revenue Augmentation Fund (the "ERAF Payment"); and D. In order to make loans for such purpose to redevelopment agencies, the Authority has determined to issue its California Statewide Communities Development Authority 2005 Taxable Revenue Bonds, Series A (CRA/ERAF Loan Program) in the aggregate principal amount of $[Bond Amount] (the "Bonds"); and E. The Agency desires obtain a loan (the "Loan") from the Authority from the proceeds of the Bonds in order to make its ERAF Payment; and F. In order to state and declare the terms and conditions upon which the Loan is to be made, secured and repaid, the Agency and the Authority wish to enter into this Loan Agreement; and G. All acts and proceedings required by law necessary to make this Loan Agreement, when executed by the Agency and the Authority, the valid, binding and legal obligation of the Agency and the Authority, and to constitute this Loan Agreement a valid and binding agreement for the uses and purposes herein set forth in accordance with its terms, have been done and 3-32 taken, and the execution and delivery of this Loan Agreement have been in all respects duly authorized; NOW, THEREFORE, in consideration of the premises and the mutual agreements herein contained, the parties hereto do hereby agree as follows: -2- 3-33 ARTICLE I DEFINITIONS; REPRESENTATIONS Section 1.01. Definitions. Unless the context clearly otherwise requires or unless otherwise defined herein, the capitalized terms in this Loan Agreement shall have the respective meanings which such terms have in the Indenture. In addition, the following terms defined in this Section 1.01 shall, for all purposes of this Loan Agreement, have the respective meanings herein specified. "Act" means the Marks-Roos Local Bond Pooling Act of 1985, constituting Article 4 (commencing with Section 6584) of Chapter 5 of Division 7 of Title 1 of the Government Code of the State of California, as amended. " Aqencv" means the Redevelopment Agency of the City of Chula Vista, or its successors or assigns. "Authoritv" means the California Statewide Communities Development Authority, or its successors or assigns. "Bond Insurance Policv" means the Financial Guaranty Insurance Policy No. issued by the Insurer insuring when due the payment of the Bonds as provided therein. "Bonds" means $[Bond Amount] aggregate principal amount of California Statewide Communities Development Authority 2005 Taxable Revenue Bonds, Series A (CRA/ERAF Loan Program), authorized by and at any time Outstanding pursuant to the Bond Law and the Indenture. "Bond Year" means each twelve-month period extending from August 2 in one calendar year to August 1 of the succeeding calendar year, both dates inclusive, except that the first Bond Year shall commence on the Closing Date, and end on August 1, 2005. "Borrower" means the Agency and its successors and assigns. "Certificate of the Aqency" means a certificate in writing signed by the Executive Director, Treasurer or Secretary of the Agency or by any other officer of the Agency duly authorized by the Agency for that purpose. "Closinq Date" means the date of original issuance of the Bonds. "Community" means the city or county of which the Agency is a subordinate entity. "Continuinq Disclosure Certificate" shall mean that certain Continuing Disclosure Certificate executed by the Authority and dated as of the Closing Date relating to the Bonds, as originally executed and as may be amended from time to time in accordance with the terms thereof. "Countv Auditor" means the County Auditor-Controller of the county in which the Agency is located. "ERAF Pavment" means the payment required to be made by the Agency by May 10, 2005, pursuant to Section 33681.12 of the California Health and Safety Code to a county -3- 3-34 auditor for deposit in the Educational Revenue Augmentation Fund created for such county pursuant to Article 3 (commencing with Section 97) of Chapter 6 of Part 0.5 of Division 1 of the California Revenue and Taxation Code. "Event of Default" means any of the events described in Section 4.01. "Fiscal Year" means any twelve-month period extending from July 1 in one calendar year to June 30 of the succeeding calendar year, both dates inclusive, or any other twelve- month period selected and designated by the Agency as its official fiscal year period. "Indenture" means the Indenture of Trust, dated as of April 1, 2005, by and between the Authority and Wells Fargo Bank, National Association, as trustee, providing for the issuance of the Bonds. "Independent Accountant" means any accountant or firm of such accountants duly licensed or registered or entitled to practice and practicing as such under the laws of the State, appointed by the Agency, and who, or each of whom: (a) is in fact independent and not under the domination of the Agency; (b) does not have any substantial interest, direct or indirect, with the Agency; and (c) is not connected with the Agency as an officer or employee of the Agency, but who may be regularly retained to make reports to the Agency. "Insurer" means as the issuer of the Bond Insurance Policy. , its successors and assigns, "Interest Pavment Date" shall have the meaning set forth in the Indenture. "Loan" means the loan made to the Agency by the Authority pursuant to Section 2.01 with a portion of the proceeds of the Bonds. "Loan Aqreement" means this Loan Agreement by and between the Agency and the Authority, as originally entered into or as amended or supplemented pursuant to the provisions hereof. "Loan Fund" means the fund by that name established by the Indenture. "Loan Pavment" means a scheduled payment on the Loan as set forth in Section 2.02. "Plan Limitations" means the limitations contained in the Redeveiopment Plan on the incurrence of the Loan and the repayment of the Loan, including, without limitation, any limitation on outstanding bonded indebtedness of the Agency. "Redevelopment Law" means the Community Redevelopment Law of the State, constituting Part 1 of Division 24 of the Health and Safety Code of the State, and the acts amendatory thereof and supplemental thereto. "Redevelopment Pian" means the duly adopted Redevelopment Plan or Redevelopment Plans authorizing the undertaking of redevelopment activities by the Agency together with any amendments thereof heretofore or hereafter duly enacted pursuant to the Law. -4- 3-35 "Redevelopment Proiect" means the undertaking of the Agency pursuant to a Redevelopment Plan. "Reauest of the Aaencv" means a request in writing signed by the Executive Director, Treasurer or Secretary of the Agency or by any other officer of the Agency duly authorized by the Agency for that purpose. Section 1.02. Rules of Construction. All references herein to "Articles," "Sections" and other subdivisions are to the corresponding Articles, Sections or subdivisions of this Loan Agreement, and the words "herein," "hereof," "hereunder" and other words of similar import refer to this Loan Agreement as a whole and not to any particular Article, Section or subdivision hereof. Section 1.03. Representations of the Authority. The Authority makes the following representations as of the date of the execution and delivery of this Loan Agreement as the basis for the undertakings on its part herein contained (such representations to remain operative and in full force and effect regardless of the issuance of the Bonds or any investigations by or on behalf of the Agency or the results thereof): (a) The Authority is a joint powers authority duly organized and existing under the laws of the State, and constitutes a political subdivision of the State. (b) Under the Act, the Authority has the power to enter into the transactions contemplated by this Loan Agreement and the Indenture and to carry out its obligations hereunder and thereunder, including the issuance and sale of the Bonds. By proper action, the Commission of the Authority has duly authorized the execution and delivery by the Authority of this Loan Agreement and the Indenture, and the issuance and sale of the Bonds by the Authority. (c) There is no action, suit, proceeding, inquiry or investigation pending or, to the knowledge of the Authority, threatened against the Authority by or before any court, governmental agency or publiC board or body, which: (i) affects or questions the existence or the territorial jurisdiction of the Authority or the title to office of any member of the Authority; (Ii) affects or seeks to prohibit, restrain or enjoin the execution and delivery of this Loan Agreement or the Indenture, or the issuance, execution or delivery of the Bonds; (Iii) affects or questions the validity or enforceability of this Loan Agreement, the Indenture or the Bonds; or (iv) questions the power or authority of the Authority to perform its obligations under this Loan Agreement, the Indenture or the Bonds or to carry out the transactions contemplated by this Loan Agreement, the Indenture or the Bonds. (d) Neither the execution and delivery of this Loan Agreement nor the consummation of the transactions herein or therein contemplated nor compliance with the terms and provisions hereof or thereof, conflicts with or results or will result in a breach of any of the terms, conditions or provisions of any law, order, rule, regulation, writ, injunction or decree of any court or governmental authority, or any other agreement or instrument to which the Authority is a party, or to or by which it or its assets are subject or bound, or constitutes or will constitute a default thereunder, or results or will result in the creation or imposition of any lien of any nature whatsoever upon any of its property or assets pursuant to the terms of any such agreement or instrument except the liens created by this Loan Agreement. -5- 3-36 (e) No authorization, consent, approval, order, registration, declaration or withholding of objection on the part of, or filing of or with any governmental authority, not already obtained or made, is required for the execution and delivery of this Loan Agreement or the Indenture or the issuance of the Bonds or the performance of the terms and provisions hereof or thereof by the Authority. Section 1.04. Representations of the Agency. The Agency makes the following representations as of the date of the execution and delivery of this Loan Agreement as the basis for the undertakings on its part herein contained (such representations to remain operative and in full force and effect regardless of the issuance of the Bonds or any investigations by or on behalf of the Authority or the results thereof): (a) The Agency is a public body, corporate and politic, duly organized and existing under the Redevelopment Law. (b) The Agency has the power to enter into the transactions contemplated by this Loan Agreement and to carry out its obligations hereunder. By proper action, the Agency has duly authorized the execution and delivery of this Loan Agreement. The officers of the Agency executing this Loan Agreement are duly and properly in office and are fully authorized to execute this Loan Agreement. (c) The incurrence and repayment of the Loan does not, and will not, violate any Plan Limitations. (d) This Loan Agreement, when assigned to the Trustee pursuant to the Indenture, will constitute the legal, valid and binding agreements of the Agency enforceable against the Agency by the Trustee in accordance with its terms for the benefit of the owners of the Bonds, and any rights of the Authority and obligations of the Agency not so assigned to the Trustee constitute the legal, valid, and binding agreements of the Agency enforceable against the Agency by the Authority in accordance with its terms; except in each case as enforcement may be limited by bankruptcy, insolvency or other laws affecting the enforcement of creditors' rights generally, by the application of equitable principles regardless of whether enforcement is sought in a proceeding at law or in equity and by public policy. (e) There is no action, suit, proceeding, inquiry or investigation pending or, to the knowledge of the Agency, threatened against the Agency by or before any court, governmental agency or public board or body, which (i) affects or seeks to prohibit, restrain or enjoin the execution and delivery of this Loan Agreement (Ii) affects or questions the validity or enforceability of this Loan Agreement or (iii) questions the power or authority of the Agency to perform its obligations under this Loan Agreement or to carry out the transactions contemplated by this Loan Agreement. (f) Neither the execution and delivery of this Loan Agreement nor the consummation of the transactions herein or therein contemplated nor compliance with the terms and provisions hereof or thereof, conflicts with or results or will result in a breach of any of the terms, conditions or provisions of any law, order, rufe, regulation, writ, injunction or decree of any court or governmental agency, or any other agreement or instrument to which the Agency is a party, or to or by which it or its assets are subject or bound, or constitutes or will constitute a default thereunder, or results or will result in the creation or imposition of any lien of any nature whatsoever upon any of its property or assets pursuant to the terms of any such agreement or instrument. -6- 3-37 (g) No authorization, consent, approval, order, registration, declaration or withholding of objection on the part of, or filing of or with any governmental agency, not already obtained or made, is required for the execution and delivery of this Loan Agreement or the performance of the terms and provisions hereof by the Agency. -7- 3-38 ARTICLE liTHE LOAN; ESTABLISHMENT OF FUNDS Section 2.01. Authorization Pursuant to Section 33601 and Section 33681.15 of the Redevelopment law and under and subject to the terms of this Loan Agreement, the Indenture, the Bond Law and the Redevelopment Law, the Authority agrees to lend to the Agency on the Closing Date, a portion of the proceeds of the Bonds in the aggregate principal amount of Million Hundred Thousand Dollars ($[Loan Amount]), which amount includes the Agency's pro rata share of (i) the underwriter's discount on the sale the Bonds, (ii) the original issue discount upon the sale of the Bonds, (iii) the premium for the Bond Insurance Policy, (iv) the deposit into the Reserve Account and (v) Costs of Issuance of the Bonds and which amount is the aggregate principal amount of the Loan, as set forth in Section 2.02. The Agency agrees to repay the Loan by causing all payments when due to be made directly to the Trustee for the account of the Authority under the Indenture. This Loan Agreement constitutes a continuing agreement by the Agency with the Authority to secure the full and final payment of the Loan, subject to the covenants, agreements, provisions and conditions herein contained. Section 2.02. Terms of Loan. (a) The principal amount of the Loan and the interest thereon shall be payable in installments from any available moneys of the Agency not obligated for other uses, each March 1, and November 1, commencing November 1, 2005, in each of the years and in the amounts, as follows: Date Principal Interest Total Principal and Interest [To Come] -8- 3-39 (b) Interest on each installment of principal of the Loan has been calculated at the annual interest rate payable by the Authority on the Bonds on the basis of 'a 360-day year of twelve 3D-day months, and shall accrue on the unpaid principal of the Loan from the Closing Date, but not including the date with respect to which such installment of principal is payable. Interest on the Loan shall be payable on the dates specified above. Any installment of principal or interest which is not paid when due shall, to the extent permitted by law, continue to accrue interest from and including the date with respect to which such principal or interest is payable to but not including the date of actual payment. Payments on the Loan shall be payable by the Agency to the Trustee, as assignee of the Authority under the Indenture, in immediately available funds which constitute lawful money of the United States of America. Section 2.03. No Prepayment. The Loan is not subject to early prepayment by the Agency. Section 2.04. Application of Loan Proceeds and Certain Other Moneys. On the Closing Date, the Authority shall cause the Trustee to disburse the proceeds of the Loan in accordance with the provisions of the Indenture, as follows: (a) The Trustee shall deposit the Agency's pro rata share of the Costs of Issuance in the amount of $ in the Costs of Issuance Fund (which amount, together with $ , being the Agency's pro rata share of the credit for the payment by the Original Purchaser to the Insurer of the Bond Insurance Policy premium, represents a total credit of the Agency's pro rata share to the Costs of Issuance Fund of $ ); and (b) The Trustee shall from the amount of Bond proceeds deposited in the Loan Fund pay the amount of $ to the County Auditor, being the amount of the Agency's ERAF Payment. Section 2.05. Validity of Loan. The validity of the Loan shall not be dependent upon the completion of the Redevelopment Project or upon the performance by any person of its obligation with respect to the Redevelopment Project. -9- 3-40 ARTICLE III OTHER COVENANTS OF THE AGENCY Section 3.01. Punctual Payment. The Agency will punctually payor cause to be paid all amounts payable under the terms of this Loan Agreement in strict conformity with the terms of this Loan Agreement, and it will faithfully observe and perform all of the conditions, covenants and requirements of this Loan Agreement. Section 3.02. Payment By County Auditor. The Agency acknowledges that Section 33681.15 of the Redevelopment Law provides that, in the event that the Agency shall fail to pay timely the Loan in accordance with the schedule of Loan Payments provided by the Trustee to the County Auditor (as such schedule is set forth in Section 2.02), the Trustee shall cause the County Auditor to pay the amount of the delinquency from property taxes allocated to the legislative body of the Agency's Community. The Agency further acknowledges that Section 3.05 of the Indenture provides that the Trustee, after ten (10) Business Days of the date upon which the Agency shall be delinquent in the timely payment of a Loan Payment (and if such Loan Payment has not been received by the Trustee by the end of such ten (10) Business Day period), the Trustee shall promptly notify the County Auditor, by certified mail, of the fact and amount of such Loan Payment that is past due and shall direct such County Auditor to pay such amount to the Trustee from the next available property taxes of the applicable city or county, all as provided in Section 33681.15 of the Redevelopment Law. Any such payment by the County Auditor on behalf of the Agency shall be deemed to be timely payment by the Agency hereunder and shall not give rise to an Event of Default hereunder. Section 3.03. Financial Statements, Continuing Disclosure. (a) The Agency will cause to be prepared and filed with the Insurer annually, within one hundred and eighty (180) days after the close of each Fiscal Year so long as any of the Bonds are Outstanding, complete audited financial statements with respect to such Fiscal Year showing the financial condition of the Agency as of the end of such Fiscal Year. The Agency will furnish a copy of such statements, upon reasonable request, to any Bond Owner. (b) If the Agency shall have knowledge of any "material event" relating to the Agency within the meaning of such term in Rule 15c2-12 of the Security and Exchange Commission, the Agency shall promptly file a notice of such material event in accordance with the requirements of Section _of the Continuing Disclosure Certificate. Section 3.04. Protection of Security and Rights. The Agency will preserve and protect the security of the Loan and to contest any action affecting the validity of this Loan Agreement. From and after the Closing Date, the Loan shall be incontestable by the Agency. Section 3.05. Further Assurances. The Agency will adopt, make, execute and deliver any and all such further resolutions, instruments and assurances as may be reasonably necessary or proper to carry out the intention or to facilitate the performance of this Loan Agreement and for the better assuring and confirming unto the Trustee, the Authority and the Owners of the Bonds of the rights and benefits provided in this Loan Agreement. -10- 3-41 ARTICLE IV EVENTS OF DEFAULT AND REMEDIES Section 4.01. Events of Default. (a) The following events shall constitute Events of Default hereunder with respect to the Loan: (i) Failure by the Agency to pay when due any amounts required to be paid hereunder with respect to the Loan. (Ii) Any representation or warranty made by the Agency hereunder shall prove to have been incorrect in any material respect when made. (iii) Failure by the Agency to observe and perform any of the covenants, agreements or conditions on its part contained in this Loan Agreement with respect to the Loan and any Parity Debt, other than as referred to in the preceding clause (i), for a period of thirty (30) days after written notice specifying such failure and requesting that it be remedied has been given to the Agency and the Insurer by the Trustee; provided, however, that if in the reasonable opinion of the Agency the failure stated in such notice can be corrected, but not within such thirty (30) day period, the Trustee shall not unreasonably withhold its consent to an extension of such time if corrective action is instituted by the Agency within such thirty (30) day period and diligently pursued until such failure is corrected. (iv) The filing by the Agency of a petition or answer seeking reorganization or arrangement under the federal bankruptcy laws or any other applicable law of the United States of America, or if a court of competent jurisdiction shall approve a petition, filed with or without the consent of the Agency, seeking reorganization under the federal bankruptcy laws or any other applicable law of the United States of America, or if, under the provisions of any other law for the relief or aid of debtors, any court of competent jurisdiction shall assume custody or control of the Authority or of the whole or any substantial part of its property. (b) If an Event of Default has occurred and is continuing under Section 4.01 (a), the Trustee may (with the consent of the Insurer), or at the written direction of the Owners of a majority in aggregate principal amount of the Outstanding Bonds (with the consent of the Insurer) shall, subject to the provisions of the Indenture, exercise any remedies available to the Trustee in law or at equity. Notwithstanding anything herein or in the Indenture to the contrary, neither the Authority nor the Trustee may accelerate the installment payments on the Loan or otherwise declare any installment payments on the Loan not then in default to be immediately due and payable. Section 4.02. Application of Funds Upon Default. Upon default, all amounts received by the Trustee pursuant to any right given or action taken by the Trustee under the provisions of this Loan Agreement shall be applied by the Trustee as provided in the Indenture. Section 4.03. No Waiver. Nothing in this Article IV or in any other proviSion of this Loan Agreement, shall affect or impair the obligation of the Agency, which is absolute and unconditional, to pay the Loan Payments or affect or impair the right of action, which is also absolute and unconditional, of the Trustee to institute suit to enforce such payment by virtue of the contract embodied in this Loan Agreement. -11- 3-42 A waiver of any default by the Trustee shall not affect any subsequent default or impair any rights or remedies on the subsequent default. No delay or omission of the Trustee to exercise any right or power accruing upon any default shall impair any such right or power or shall be construed to be a waiver of any such default or an acquiescence therein, and every power and remedy conferred upon the Trustee by the Redevelopment Law or by this Article IV may be enforced and exercised from time to time and as often as shall be deemed expedient by the Trustee. If a suit, action or proceeding to enforce any right or exercise any remedy shall be abandoned or determined adversely to the Trustee, the Agency and the Trustee shall be restored to their former positions, rights and remedies as if such suit, action or proceeding had not been brought or taken. Section 4.04. Remedies Not Exclusive. No remedy herein conferred upon or reserved to the Trustee is intended to be exclusive of any other remedy. Every such remedy shall be cumulative and shall be in addition to every other remedy given hereunder or now or hereafter existing, at law or in equity or by statute or otherwise, and may be exercised without exhausting and without regard to any other remedy conferred by the Redevelopment Law or any other law. -12- 3-43 ARTICLE V MISCELLANEOUS Section 5.01. Benefits Limited to Parties. Nothing in this Loan Agreement, expressed or implied, is intended to give to any person other than the Agency, the Trustee, the Insurer and the Authority, any right, remedy or claim under or by reason of this Loan Agreement. All covenants, stipulations, promises or agreements in this Loan Agreement contained by and on behalf of the Agency shall be for the sole and exclusive benefit of the Authority, the Insurer and of the Trustee acting as trustee for the benefit of the Owners of the Bonds. Section 5.02. Successor is Deemed Included in All References to Predecessor. Whenever in this Loan Agreement either the Agency, the Authority, the Insurer or the Trustee is named or referred to, such reference shall be deemed to include the successors or assigns thereof, and all the covenants and agreements in this Loan Agreement contained by or on behalf of the Agency, the Authority, the Insurer or the Trustee shall bind and inure to the benefit of the respective successors and assigns thereof whether so expressed or not. Section 5.03. Discharge of Loan Agreement. If the Agency shall pay and discharge the indebtedness evidenced by the Loan in full, in anyone or more of the following ways: (a) by well and truly paying or -causing to be paid all installment payments on the Loan, as and when the same become due and payable; (b) by irrevocably depositing with the Trustee, in trust, at or before maturity, cash in an amount which, together with any available amounts then on deposit in any of the funds and accounts established pursuant to the Indenture, is fully sufficient to pay all installment payments on the Loan, as and when the same become due and payable; or (c) by irrevocably depositing with the Trustee or any other fiduciary, in trust, Defeasance Obligations (as defined in the Indenture) in such amount as an Independent Accountant shall determine will, together with the interest to accrue thereon and any available moneys then on deposit in the funds and accounts established pursuant to the applicable Indenture, be fully sufficient to pay all installment payments on the Loan, as and when the same become due and payable; then, at the election of the Agency but only if all other amounts then due and payable hereunder shall have been paid or provision for their payment made, all obligations of the Trustee, the Authority and the Agency under this Loan Agreement with respect to the Loan shall cease and terminate, except only the obligation of the Agency to payor cause to be paid to the Trustee and the Authority, from the amounts so deposited with the Trustee or such other fiduciary, all sums due with respect to the Loan and all expenses and costs of the Trustee and the Authority and all sums due the Insurer. Notice of such election shall be filed with the Authority, the Insurer and the Trustee. Section 5.04. Rebate of Surplus Funds. (a) Promptly following each August 1, commencing August 1, 2006, after having paid or provided for payment of all amounts then due and payable, any surplus funds remaining in the Revenue Fund established by the Indenture shall be rebated to the Agency and to all other redevelopment agencies that received loans from the proceeds of the Bonds, pro rata based on the respective principal amounts of such loans, including the Loan to the Agency. -13- 3-44 (b) Upon payment of the Bonds in full and after having paid or provided for payment of all amounts payable to the Trustee and the Insurer under the Indenture, any surplus funds remaining in the funds and accounts established by the Indenture shall be rebated to the Agency and to all other redevelopment agencies that received loans from the proceeds of the Bonds, pro rata based on the respective principal amounts of such loans, including the Loan to the Agency. Section 5.05. Amendment. This Loan Agreement may be amended by the parties hereto but only under the circumstances set forth in, and in accordance with, the provisions of Section 5.07 of the Indenture. Section 5.06. Waiver of Personal Liability. No member, officer, agent or employee of the Authority or any member, officer, agent or employee of the Agency shall be individually or personally liable for the payment of any principal or interest on the Bonds or any other sum hereunder or be subject to any personal liability or accountability by reason of the execution and delivery of this Loan Agreement; but nothing herein contained shall relieve any such member, officer, agent or employee from the performance of any official duty provided by law or by this Loan Agreement. Section 5.07. Indemnification of Authority and Trustee. (a) To the fullest extent permitted by law, the Agency agrees to indemnify, hold harmless and defend the Authority, the Trustee, and each of their respective officers, governing members, directors, officials, employees, attorneys and agents (collectively, the "Indemnified Parties"), against any and all losses, damages, claims, actions, liabilities, costs and expenses of any conceivable nature, kind or character (including, without limitation, reasonable attorneys' fees, litigation and court costs, amounts paid in settlement and amounts paid to discharge judgments) to which the Indemnified Parties, or any of them, may become subject under or any statutory law (including federal or state securities laws) or at common law or otherwise, arising out of or based upon or in any way relating to: (i) any act or omission of the Agency or any of its agents, contractors, servants, employees, tenants) or licensees in connection with the Loan or this Loan Agreement; or (ii) any untrue statement or misleading statement or alleged untrue statement or alleged misleading statement of a material fact relating to the Agency contained in the Official Statement approved by the Agency for distribution in connection with the sale of the Bonds or contained in any continuing disclosure with respect to the Bonds provided by the Agency, or any omission or alleged omission from such Official Statement or such continuing disclosure of any material fact relating to the Agency necessary to be stated therein in order to make the statements relating to the Agency made therein, in the light of the circumstances under which they were made, not misleading; except (A) in the case of the foregoing indemnification of the Trustee or any of its respective officers, members, directors, officials, employees, attorneys and agents, to the extent such damages are caused by the negligen'ce or willful misconduct of such Indemnified Party; or (B) in the case of the foregoing indemnification of the Authority or any of their officers, members, directors, officials, employees, attorneys and agents, to the extent such damages are caused by the negligence or willful misconduct of such Indemnified Party. In the event that any action or proceeding is brought against any Indemnified Party with respect to which indemnity may be -14- 3-45 sought hereunder, the Agency, upon written notice from the Indemnified Party, shall assume the investigation and defense thereof, including the employment of counsel selected by the Indemnified Party, and shall assume the payment of all expenses related thereto, with full power to litigate, compromise or settle the same in its sole discretion; provided that the Indemnified Party shall have the right to review and approve or disapprove any such compromise or settlement. Each Indemnified Party shall have the right to employ separate counsel in any such action or proceeding and participate in the investigation and defense thereof, and the Agency shall pay the reasonable fees and expenses of such separate counsel; provided, however, that such Indemnified Party may only employ separate counsel at the expense of the Agency if in the judgment of such Indemnified Party a conflict of interest exists by reason of common representation or if all parties commonly represented do not agree as to the action (or inaction) of counsel. (b) The rights of any persons to indemnity hereunder and rights to payment of fees and reimbursement of expenses pursuant to this Section 3.06 shall survive the final payment or defeasance of the Bonds and in the case of the Trustee any resignation or removal. The provisions of this Section shall survive the termination of this Loan Agreement. Section 5.08. Notices. Any notice, request, complaint, demand, communication or other paper shall be sufficiently given and shall be deemed given when delivered or mailed by first class mail, postage prepaid, or sent by telecopy, addressed as follows: If to the Agency: Redevelopment Agency of the City of Chula Vista 276 Fourth Avenue Chula Vista, California 91910 Attention: Executive Director If to the Authority: California Statewide Communities Development Authority 1100 K Street Sacramento, California 95814 Attention: Executive Director If to the Trustee: Wells Fargo Bank, National Association 707 Wilshire Boulevard, 1ih Floor Los Angeles, California 90017 Attention: Corporate Services If to the Insurer: [To Come] Section 5.09. Partial Invalidity. If any Section, paragraph, sentence, clause or phrase of this Loan Agreement shall for any reason be held illegal, invalid or unenforceable, such holding shall not affect the validity of the remaining portions of this Loan Agreement. The Agency and the Authority hereby declare that it would have entered into this Loan Agreement -15- 3-46 and each and every other Section, paragraph, sentence, clause or phrase hereof and authorized the Loan irrespective of the fact that anyone or more Sections, paragraphs, sentences, clauses, or phrases of this Loan Agreement may be held illegal, invalid or unenforceable. Section 5.10. Governing Law. This Agreement shall be construed and governed in accordance with the laws of the State of California. Section 5.11. Term of this Loan Agreement. This Loan Agreement shall be in full force and effect from its date to and including such date as all of the obligations of the Agency incurred under this Loan Agreement shall have been fully paid (or provision for such payment shall have been made as provided in this Loan Agreement). -16- 3-47 IN WITNESS WHEREOF, the REDEVELOPMENT AGENCY OF THE CITY OF CHULA VISTA and the CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY, have caused this Loan Agreement to be signed by their respective officers, all as of the day and year first above written. REDEVELOPMENT AGENCY OF THE CITY OF CHULA VISTA By: CALIFORNIA STATEWIDE COMMUNITIES DEVELOPMENT AUTHORITY By: Member Attest: By: Secretary -17- 3-48