HomeMy WebLinkAbout2007/02/06 Item 5
CITY COUNCIL
AGENDA STATEMENT
.s-'Yf:.. ellY OF
CHUlA VISTA
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February 6, 2007, Item~
ITEM TITLE:
RESOLUTION OF THE CITY COUNCIL OF THE CITY OF
CHULA VISTA AUTHORIZING EXECUTION OF A
COOPERATIVE AGREEMENT BETWEEN THE CITY OF
CHULA VISTA AND THE COUNTY OF SAN DIEGO
REGARDING CONTINUED PARTICIPATION IN THE SAN
DIEGO REGIONAL MORTGAGE CREDIT CERTIFICATE
PROGRAM
ACTING DIRECTOR OF COM~ITY DEVELOPMENT
INTERIM CITY MANAGER rI/
SUBMITTED BY:
REVIEWED BY:
4/STHS VOTE: YES D NO ~
BACKGROUND
The City currently participates in the San Diego County Regional Mortgage Credit
Certificate Program. The County of San Diego is the lead agency and contracts with a
private sector firm to issue Mortgage Credit Certificates (MCCs) to low and moderate
income first time home buyers. The agreement between the City and the County of San
Diego authorizes continued participation in the San Diego County Regional Mortgage
Credit Certificate Program utilizing funding from the California Debt Limit Allocation
Committee (CDLAC).
ENVIRONMENTAL REVIEW
The Environmental Review Coordinator has reviewed the proposed activity for
compliance with the California Environmental Quality Act (CEQA) and has determined
that the activity is not a "Project" as defined under Section 15378 of the State CEQA
Guidelines; therefore, pursuant to Section 15060( c )(3) of the State CEQA Guidelines the
activity is not subject to CEQA. Thus, no environmental review is necessary.
RECOMMENDATION
Adopt the resolution authorizing the City Manager to execute the Cooperative Agreement
between the City and the County of San Diego regarding the City's continued
participation in the San Diego Regional Mortgage Credit Certificate Program, and future
amendments upon concurrence of the City Attorney.
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February 6, 2007, Item~
Page 2 of2
BOARDS/COMMISSION RECOMMENDA nON
Not applicable.
DISCUSSION
The Mortgage Credit Certificate operates as a tax credit. The qualified home buyer
becomes eligible to take a federal income tax credit of twenty percent (20%) of the
annual interest paid on the mortgage, thereby reducing the income taxes and increasing
the buyer's disposable income. Increased buyer income results in increased capacity to
qualify for a mortgage loan.
In the San Diego Regional Mortgage Credit Certificate Program, the County contracts
with an experienced private sector firm to administer the program ("Administrator"). The
"Administrator" educates the lenders and real estate community on the program,
advertises the program and issues the MCCs. Each participating jurisdiction contributes
to the program administration costs in direct proportion to the funds utilized by the
jurisdiction, and also contributes to the share of fees charged by the County for
participation in the MCC Program. In fiscal year 2005-2006, the City paid approximately
$30,000 for its proportionate share of application and administrative costs associated with
the issuance of 64 MCCs in Chula Vista.
DECISION MAKER CONFLICT
Staff has reviewed the decision contemplated by this action and has determined that it is
not site specific and consequently the 500 foot rule found in California Code of
Regulations section 18704.2(a)(l) is not applicable to this decision.
FISCAL IMPACT
The costs for the City's share of the program are budgeted in the Community
Development Department budget. The City's administrative costs are based on the
proportion of tax credits used in the City of Chula Vista. In fiscal year 2005-2006, 64
MCCs were issued at a cost of approximately $30,000.
Prepared by: Jose Dorado, Community Development Specialist II, Community Development Dept.
S..1.
THE ATTACHED AGREEMENT HAS BEEN REVIEWED
AND APPROVED AS TO FORM BY THE CITY
ATTORNEY'S OFFICE AND WILL BE
FORMALL Y SIGNED UPON APPROVAL BY
THE CITY COUNCIL
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t5j.:k"L ,0(1"4 /J/,O
Ann Moor
City Attorney
Dated:
I fd-S /()7
,
Cooperative Agreement between the
County of San Diego and the
City of Chula Vista
S-3
COOPERATIVE AGREEMENT
BETWEEN THE COUNTY OF SAN DIEGO
AND THE CITY OF CHULA VISTA
TillS COOPERATIVE AGREEMENT (the "Agreement") is hereby made and entered into
as of ,20_ by and between the County of San Diego, a legal subdivision and body
corporate and politic of the State of California (the "County"), and the City of Chula Vista (the
"City"), a political subdivision of the State of California.
WITNESSETH
WHEREAS, the County has determined to provide assistance in the financing of homes for
qualified first-time homebuyers in the County and the City with a program to issue mortgage credit
certificates pursuant to Part I and Part 5 of Division 31 of the Health and Safety Code of the State
of California (the "Act"); and
WHEREAS, the County, pursuant to the Act, has established the San Diego Regional
Mortgage Credit Certificate Program (the "Program"), and has determined to cooperate with the
City pursuant to the Act and in the exercise of its powers under the Act for purposes of the
Program; and
WHEREAS, the City has adopted the Program and determined to cooperate with the
County pursuant to the Act in the exercise of their powers under the Act for the purposes of the
Program;
NOW, THEREFORE, in consideration of the mutual covenants hereinafter provided, the
parties hereto agree as follows:
SECTION 1. The words and phrases of this Cooperative Agreement shall, for all
purposes hereof unless otherwise defined herein, have the same meanings assigned to such words
and phrases in the Act.
SECTION 2. The County and the City agree to collaborate and use their best
efforts in the process of applying to the California Debt Limit Allocation Committee ("CDLAC")
for an annual allocation of mortgage credit certificates ("MCC") for the San Diego Regional
Mortgage Credit Certificate Program.
SECTION 3. The City hereby agrees to cooperate with the County and other
participating cities in the joint exercise of their powers for the purpose of issuing mortgage credit
certificates pursuant to the Act by agreeing that the County shall exercise its powers to issue
mortgage credit certificates under the Program, as more specifically set forth in the Act, with
respect to property located within the geographic boundaries of the City.
..5 L
SECTION 4. The City agrees to undertake such further proceeding or actions as
may be necessary in order to carry out the terms and the intent of this Agreement. The County has
entered into cooperative agreements with other cities within the County, and nothing in this
Agreement shall prevent the County from entering into one or more additional agreements with
other cities within the County.
SECTION 5. This Agreement shall expire and be of no further force and effect
upon termination of the Program. Furthermore, either the City or the County may terminate this
Agreement by giving a 30-day written notice to the other party. The City, however, may elect,
without terminating this Agreement, not to participate in any application by the County for any
future allocation from CDLAC by giving a 30-day written notice.
SECTION 6. By the City's participation in the Program, the City elects to
participate in any application by the county for an allocation of mortgage credit certificates from
California Debt Limit Allocation Committee ("CDLAC"), the City shall agree to proportionately
share, with other participating jurisdictions, the operating costs resulting from the allocation. The
operating costs shall include any performance guarantee deposit required by CDLAC, the
application filing fee and the administrative costs for each applicable allocation. The City agrees to
pay its proportional share (based upon the number of Program participants within their jurisdiction)
of the operating costs to the County, or to the County's contracted Program administrator.
SECTION 7. This Agreement may be amended only by a supplemental agreement
executed by the City and the County at any time, except that no such amendment or supplement
shall be made which shall adversely affect the rights of the owners of any mortgage credit
certificates issued by the County in connection with the Program.
SECTION 8. By entering into this Agreement, the City does not abrogate any of
its legal duties imposed by state law or its Charter or Municipal Code. Any provisions of this
Agreement the terms of which provide for the payment of funds or provide for the services to be
furnished by the parties hereto shall be subject to the availability of funds for such purposes.
IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be
executed and attested by their proper officers thereunto duly authorized and their official seals to be
hereto affixed, all as of the day and year fust above written.
COUNTY OF SAN DIEGO
CITY OF CHULA VISTA
By:
Catherine Trout Lichterman, Director
Department of Housing and Community Development
APPROVED AS TO FORM AND LEGALITY
By:
William D. Smith
Senior Deputy, County Counsel
s-E:-
RESOLUTION NO. 2006-
RESOLUTION OF THE CITY COUNCIL OF THE CITY OF
CHULA VISTA AUTHORIZING EXECUTION OF A
COOPERATIVE AGREEMENT BETWEEN THE CITY OF
CHULA VISTA AND THE COUNTY OF SAN DIEGO
REGARDING PARTICIPATION IN THE SAN DIEGO
REGIONAL MORTGAGE CREDIT CERTIFICATE PROGRAM
WHEREAS, there is a continued need for affordable housing ownership opportunities
within the City of Chula Vista (the "City") and the County of San Diego (the "County") for
qualified first time home buyers; and
WHEREAS, the Tax Reform Act of 1984 established Mortgage Credit Certificates
("MCC") as a means of assisting qualified first time homebuyers with the acquisition of new and
existing single family housing;
WHEREAS, Division 31, Part 1, Chapter 35, Article 4 of the California Health and
Safety Code Sections 50197 et seq (the "Act") authorizes counties, cities, and redevelopment
agencies to create and participate in MCC programs; and
WHEREAS, the County, pursuant to the Act, has established the San Diego County
Regional Mortgage Credit Certificate Program (the "Program"), and has determined to cooperate
with the City pursuant to the Act and in the exercise of its powers under the Act for the purposes
of the Program; and
WHEREAS, the City requests that Mortgage Credit Certificates be available to first-time
homebuyers within the corporate limits of the City when the City participates with the County in
receiving MCC allocation; and
WHEREAS, the County and the City wish to cooperate with one another pursuant to the
Act in the exercise of their powers under the Act for the purpose of the MCC program.
NOW, THEREFORE, BE IT RESOLVED that the City Council of the City of Chula
Vista does hereby authorize the execution of a Cooperative Agreement between the City of
Chula Vista and the County of San Diego regarding participation in the San Diego Regional
Mortgage Credit Certificate Program.
Presented by
Appro~d as to form by
~LAJ,"", ~ff
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City Attorney
Ann Hix
Acting Director of Community Development
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