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HomeMy WebLinkAboutAgenda Packet 2019_03_26 City of Chula Vista Meeting Minutes -Draft Tuesday, October 23, 20185:00 PM Council Chambers 276 4th Avenue, Building A Chula Vista, CA 91910 REGULAR MEETING OF THE CITY COUNCIL CALL TO ORDER A regular meeting of the City Council of the City of Chula Vista was called to order at 5:10 p.m. in the Council Chambers, located in City Hall, 276 Fourth Avenue, Chula Vista, California. ROLL CALL: Present:Councilmember Aguilar, Deputy Mayor Diaz, Councilmember McCann, Councilmember Padilla and Mayor Casillas Salas Also Present: City Manager Halbert, City Attorney Googins, City Clerk Bigelow, and Deputy City Clerk Kansas PLEDGE OF ALLEGIANCE TO THE FLAG AND MOMENT OF SILENCE Councilmember Padilla led the Pledge of Allegiance. SPECIAL ORDERS OF THE DAY A. 18-0479PRESENTATION OF A PROCLAMATION COMMENDING CHRISTOPHER L. LAWRENCE AS THE 2018 CHULA VISTA VETERAN OF THE YEAR Mayor Casillas Salas announced that Item A would be continued to themeeting ofNovember 13, 2018. B. 18-0475PRESENTATIONOF A PROCLAMATION RECOGNIZING BOOCHCRAFT, MCMAHON STEEL AND SOUTHCOAST WELDING & MANUFACTURING AND THEIR CONTRIBUTIONS TO THE LOCAL ECONOMY AND RECOGNIZING OCTOBER 2018 AS MANUFACTURING MONTH IN THE CITY OF CHULA VISTA Economic Development Director Crockett spoke in recognition of the manufacturing companies. Mayor Casillas Salas read the proclamation, and Deputy Mayor Diaz and Councilmembers McCann and Aguilar presented them to the manufacturing companies. CONSENT CALENDAR (Items 1 -6) Mayor Casillas Salas announced that Item 4 would be removed from the consent calendar and continued to the meeting of November 13, 2018. 1. 18-0476APPROVAL OF MINUTES of May 15, and 22, 2018. Recommended Action: Council approve the minutes. City of Chula VistaPage 1 City CouncilMeeting Minutes –DraftOctober 23, 2018 2. 18-0495A. ORDINANCE NO. 3442 OF THE CITY OF CHULA VISTA AMENDING VARIOUS SECTIONS OF TITLE 19 “PLANNING AND ZONING” OF THECITY OF CHULA VISTA MUNICIPAL CODE TO ADDRESS COMPLIANCE WITH STATE LAWS GOVERNING SUPPORTIVE RESIDENTIAL USES, AS DEFINED IN CHAPTER 19.04 “DEFINITIONS,” AND FOUND IN CHAPTERS 19.14 “ADMINISTRATIVE PROCEDURES -PERMITS -APPLICATIONS -HEARINGS -APPEALS,” 19.16“EXCEPTIONSANDMODIFICATIONS,” 19.20 “AGRICULTURAL ZONE,” 19.28 “R-3 -APARTMENT RESIDENTIAL ZONE,” 19.38 “C-V -VISITOR COMMERCIAL ZONE,” 19.40 “C-T -THOROUGHFARE COMMERCIAL ZONE,” 19.44 “I-L -LIMITED INDUSTRIAL ZONE,” 19.48 “P-C - PLANNED COMMUNITY ZONE,” 19.54 “UNCLASSIFIED USES,” 19.58 “USES,” AND 19.62 “OFF-STREET PARKING AND LOADING” TO DEFINE AND ESTABLISH PROCEDURES TO PERMIT EMERGENCY SHELTERS, SINGLE ROOM OCCUPANCY RESIDENCES, TRANSITIONAL AND SUPPORTIVE HOUSING, QUALIFIED EMPLOYEE HOUSING, AND RESIDENTIAL FACILITIES (SECOND READING AND ADOPTION) B. ORDINANCE NO. 3443 OF THE CITY OF CHULA VISTA AMENDING CHULA VISTA MUNICIPAL CODE CHAPTER 15.20 “HOUSING CODE” TO DEFINE SINGLE ROOM OCCUPANCY RESIDENCES, TO REDEFINE HOTEL/MOTEL, AND TOREQUIRE AN ANNUAL HOUSING PERMIT FOR SINGLE ROOM OCCUPANCY RESIDENCES (SECOND READING AND ADOPTION) Recommended Action: Council adopt the ordinances. 3. 18-0404RESOLUTION NO. 2018-214 OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA AUTHORIZING THE SUBMITTAL OF AN APPLICATION FOR THE CALRECYCLE RUBBERIZED PAVEMENT GRANT PROGRAM FOR FISCAL YEAR 2018-2019, AUTHORIZING THE DIRECTOR OF ENGINEERING AND CAPITAL PROJECTS OR HIS DESIGNEE TO SECURE GRANT FUNDS AND IMPLEMENT THE APPROVED GRANT PROJECT FOR A PERIOD OF THREE YEARS Recommended Action: Council adopt the resolution. Item 4 was removed from the Consent Calendar. 5. 18-0474RESOLUTION NO. 2018-215 OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA ACCEPTING $18,500 FROM THE DEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL AND APPROPRIATING SAID FUNDS TO THE POLICE GRANTS SECTION OF THE STATE GRANTS FUND (4/5 VOTE REQUIRED) Recommended Action: Council adopt the resolution. 6.18-0497ORDINANCE OF THE CITY OF CHULA VISTA AMENDING CHULA VISTA MUNICIPAL CODECHAPTER 2.63 -“MEASURE A” CITIZENS’ OVERSIGHT COMMITTEE TO ADD ONE DESIGNATED MEMBER FROM THE CHULA VISTA MIDDLE MANAGEMENT/PROFESSIONAL (MM/PROF) EMPLOYEE GROUP (FIRST READING) Recommended Action: Council place the ordinance on first reading. City of Chula VistaPage 2 City CouncilMeeting Minutes –DraftOctober 23, 2018 Approval of the Consent Calendar ACTION:A motion was made by Councilmember McCann, seconded by CouncilmemberAguilar, to approve staff's recommendations on the above Consent Calendaritems, headings read, text waived. The motion carried by the following vote: Yes: 5 –Aguilar, Diaz, McCann, Padilla and Casillas Salas No:0 Abstain:0 ITEMS REMOVED FROM THE CONSENT CALENDAR 4. 18-0463A.RESOLUTION NO. 2018-229 OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA AUTHORIZING THE PURCHASE OF ELECTRIC VEHICLES FROM NATIONAL AUTO FLEET GROUP IN ACCORDANCE WITH SOURCEWELL CONTRACT NUMBER 120716-NAF THROUGH THE CLIMATE MAYORS ELECTRIC VEHICLE PURCHASING PROGRAM IN AN AMOUNT NOT-TO-EXCEED TWO MILLION DOLLARS ($2,000,000) THROUGH THE TERM OF THE CONTRACT (JANUARY 2021) B.RESOLUTION NO. 2018-230 OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA AUTHORIZING THE PURCHASE OF HEAVY-DUTY AND SPECIALIZED VEHICLES FROM NATIONAL AUTO FLEET GROUP IN ACCORDANCE WITH SOURCEWELL CONTRACT NUMBER 081716-NAF IN ANAMOUNT NOT-TO-EXCEED FOUR MILLION FIVE HUNDRED THOUSAND DOLLARS ($4,500,000) THROUGH THE TERM OF THE CONTRACT (NOVEMBER 2020) C. RESOLUTION NO. 2018-231 OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA APPROVING A 2-YEAR LEASE PURCHASE AGREEMENT WITH NATIONAL COOPERATIVE LEASING IN ACCORDANCE WITH SOURCEWELL CONTRACT NUMBER 032615-NCL FOR THE ACQUISITION OF THIRTY-FOUR (34) ELECTRIC VEHICLES AND AUTHORIZING THE CITY MANAGER OR HIS DESIGNEE TO EXECUTE THE FINAL PURCHASE AND LEASE AGREEMENT Item 4was continued to themeeting ofNovember 13, 2018. PUBLIC COMMENTS JoAnn Fields, representing the Asian Pacific Islander Initiative, spoke regarding Filipino-American HistoryMonth and U.S. Census 2020. Damien Johnson, Chula Vista resident, expressed concernsregarding commercial marijuana activities. ACTION ITEMS 7. 18-0269REPORT TO THE CHULA VISTA CITY COUNCIL UPDATING THE CITY OPERATIONS SUSTAINABILITY PLAN IMPLEMENTATION EFFORTS Environmental Sustainability Manager Wisniewski, Park Manager Martinez, Environmental ServicesManager Medrano, Stormwater Program Manager Soriano, Fleet Manager Knapp, and Senior Civil EngineerSalsman gave a presentation on the item. City of Chula VistaPage 3 City CouncilMeeting Minutes –DraftOctober 23, 2018 ACTION:A motion was made by Councilmember McCann, seconded by CouncilmemberAguilar, to accept the report, heading read, text waived. The motion carried by the following vote: Yes:5 –Aguilar, Diaz, McCann, Padilla and Casillas Salas No:0 Abstain:0 CITY MANAGER’S REPORTS City Manager Halbert spoke regarding a pilot drone project implemented in the Police Department. MAYOR’S REPORTS Mayor Casillas Salas spoke regarding the success of the Beautify Chula Vista eventand reportedonher attendance at a recent SANDAGpublic outreach meeting. COUNCILMEMBERS’ COMMENTS Councilmembers McCann, Padilla and Aguilar spoke regarding the success of the Beautify Chula Vistaevent. Deputy Mayor Diaz spoke regardinghis prison ministry work. COUNCILMEMBERAGUILAR 8. 18-0498RESOLUTION NO. 2018-216 OF THE CITY COUNCIL OF THE CITY OFCHULA VISTA IN SUPPORT OF PREVENTING GUN VIOLENCE Councilmember Aguilar presented information on the item.Deputy Mayor Diaz distributed written communications. Council discussion ensued. ACTION:A motion was made by Councilmember Aguilar, seconded by CouncilmemberMcCann, to adopt Resolution No. 2018-216, as amended to strike the third and fourth recitalsand to revise the enactment clause to add reference to supporting County resourcesand add the County of San Diego as a recipient of a copy of the resolution.The heading was read, text waived. Themotion carried by the following vote: Yes:3 –Aguilar, Diaz, and McCann No:2 –Padilla and Casillas Salas Abstain:0 CITY ATTORNEY'S REPORTS 9. 18-0496Report on City options for participation in the defense of SB54, and related state law enactments, in the case of the United States v. the State of California (Case No. 2:18-cv-00490-JAM-KJN), and possible City Council action regarding same City Attorney Googins spoke regarding the item. The following members of the public spoke in support of the Council joining the amicus brief in support ofthe State of California: -Maggie Baker,and she also submitted written documentation -Kathy Cappos Hardy -Luz Maria Lopez City of Chula VistaPage 4 City CouncilMeeting Minutes –DraftOctober 23, 2018 -Nancy Sandweiss -Becky Thimm -Alicia Riley -Patricia Huffman -Pedro Rios, representing American Friends Service Committee -Victor Frankel -Dulce Garcia, representing San Diego Border Dreamers. Cynthia Alvarado submitted a request to speak but was not present when called. ACTION:A motion was made by Councilmember Padilla, seconded by CouncilmemberAguilar, todirect the City Attorney’s office to take necessary action for the City to join the primary amicus brief coauthored by O'Melveny & Myers LLPin support of the State’s defense in United States v. State of California. The motion carriedby the following vote: Yes: 3 –Aguilar, Padilla, and Casillas Salas No:2 –Diaz and McCann Abstain:0 CLOSED SESSION City Attorney Googins announced thatthe Council would convene in closed session to discuss the itemlisted below. Mayor Casillas Salas recessed the meeting at 7:10 p.m. The Council reconvened in Closed Session at7:20 p.m., with all members present. Pursuant to Resolution No. 13706 and Council Policy No. 346-03, Official Minutes and records of action taken during Closed Sessions are maintained by the City Attorney. 10. 18-0491CONFERENCE WITH LEGAL COUNSEL REGARDING EXISTINGLITIGATION PURSUANT TO GOVERNMENT CODE SECTION 54956.9(d)(1) Name of case: Yolanda Sanchez v. City of Chula Vista, et al., San DiegoSuperior Court, Case No. 37-2017-35896-CU-PA-CTL ACTION:Reportable action pending finalization of settlement. ADJOURNMENT At 7:33 p.m., Mayor Casillas Salas adjourned the meeting to the regular City Council meeting onNovember 13, 2018, at 5:00 p.m., in the Council Chambers. _______________________________ Kerry K. Bigelow, MMC, City Clerk City of Chula VistaPage 5 March 26, 2019File ID: 18-0518 TITLE A.RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA, DECLARING ITS INTENTION TO ESTABLISH COMMUNITY FACILITIES DISTRICT NO. 14M-2 (EASTERN URBAN CENTER/MILLENIA) AND TO AUTHORIZE THE LEVY OF A SPECIAL TAX THEREIN TO FINANCE CERTAIN SERVICES AND SETTING THE PUBLIC HEARING TO CONSIDER THE ESTABLISHMENT OF THE PROPOSED DISTRICT B.RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA, ADOPTING A BOUNDARY MAP SHOWING THE BOUNDARIES OF THE TERRITORY PROPOSED FOR THE INCLUSION IN PROPOSED COMMUNITY FACILITIES DISTRICT NO. 14M-2 (EASTERN URBAN CENTER/MILLENIA) RECOMMENDED ACTION Council adopt the resolutions. SUMMARY The City of Chula Vista is conductingproceedings to consider the formation of Community Facilities District No. 14M-2(Eastern Urban Center/Millenia) (“CFD No. 14M-2” or the “District”). CFD No. 14M-2will fund the maintenance and replacement of:(a) public roadway frontages and medians, public transit facilities, and the pedestrian bridge over Eastlake Parkway (including landscaping, enhanced paving, rodent control, trash receptacles, graffiti removal, etc.); (b) public urban parks (including planting/irrigation, site amenities/features, athletic facilities, etc.); and (c) facilities that are directly related to storm water detention and water quality control. The City has retained the services of Spicer Consulting Group(SCG) as special tax consultant andBest, Best and Krieger, LLP (BBK) as legal counsel to provide assistance during the proceedings. This action initiates the formal proceedings to consider the establishment of CFD No. 14M- 2. ENVIRONMENTAL REVIEW The Development Services Director has reviewed the proposed activity for compliance with the California Environmental Quality Act (CEQA) and has determined that the activity is not a “Project” as defined under Section 15378 of the State CEQA Guidelines because the creation of government funding mechanism is not considered a project; therefore, pursuant to Section 15060(c)(3) of the State CEQA Guidelines the activity is not subject to CEQA. Thus, no environmental review is required. v.001 Page|1 BOARD/COMMISSION/COMMITTEE RECOMMENDATION Not applicable. DISCUSSION Background On February 11, 2014, the City Council approved Resolution No. 2014-022 to form and establish Community Facilities District (CFD) No. 14M (Eastern Urban Center/Millenia).CFD No. 14M (“the original CFD”) was established to levy taxes to fund the maintenance and replacement of specifiedfacilities listedin the Summary section of this agenda statement. The original CFD provided for two improvement areas. Improvement Area 1 was coterminous with the boundary of the original CFD and provided for the maintenance/replacement of:(a) public roadway frontages and medians, public transit facilities, and the pedestrian bridge over Eastlake Parkway (including landscaping, enhanced paving, rodent control, trash receptacles, graffiti removal, etc.); (b) public urban parks (including planting/irrigation, site amenities/features, athletic facilities, etc.); and (c) facilities that are directly related to storm water detention and water quality control. Improvement Area 2 was limited to the boundaries of the public urban parks within the Eastern Urban Center/Milleniadevelopment(Millenia). Special taxes levied on Improvement Area 2 were allocated to urban park facilities only. Millenia is currently under development and the special tax is being levied pursuant to the adopted Rate and Method of Apportionment (the “RMA”) for the original CFD. During the fall of 2016, the City began issuingpermits for a new residential product type in the southeastern portion of Millenia. Thisnewproduct, referred to as a “detached condominium,” is not defined in the RMAprepared for the original CFD,and therefore no special taxes may be levied on this product. To date, approximately 149 “detached condominium” units have been permitted. The loss in special tax revenue resulting from theuntaxed “detached condominium” units, together with shifts in the number of units amongother residential product types, totals approximately $35,000annually,in fiscal 1 year (FY)2018-2019dollars. Upon identifying this issue, the City promptly convened a team to determine the best path forward. After thorough consideration of all alternatives, the City selectedan overlay CFD as the preferred taxing mechanism. The City retained SCG and BBK to assist in the formation ofthe new overlay CFD (i.e., CFD No. 14M-2), with the following initial objectives: 1.Mitigate the projected$35,000 annual funding shortfall; and 2.Incorporate the “detached condominium” units into a new RMAto authorizethelevy of special taxes on future units of this type. After ensuring that no existing residents were improperly taxed, the team worked with Meridian Development and their consultants to review the original CFD budget. The objective of this review was to determinethe extent of the specialtax shortfall in the original CFD for the purposes of establishingnew tax 1 Using FY 2018-2019 dollars allows for the determining the new tax rates for CFD No. 14M-2 to maintain consistency with the tax rates in CFD No. 14MImprovement Area 1. Both maximum tax rates will escalate at the same rate for FY 2019-2020 upon determination of the annual maximum tax escalator. Page|2 rates for CFD No. 14M-2. Duringthis review, it was determined that several facilities contained in the original CFD’s budgethadsince been removed, reconfigured, or reduced in scope. These changes, together with the budget implications in FY 2013-2014dollars, are presented in Table 1 below. Table 1 Original CFD BudgetUpdated Facilities Budget (FY 13-14 $)InformationSavings (FY 13-14$)(Updated –Original) UnitAnnualAnnual FacilityDescriptionCostQuantityCostQuantityCost Inspection/Ongoing $591.42154$91,079130$76,885($14,194) Maintenance Bioretention Basins Replacement (3 times $50.72154$7,810130$6,594($1,216) per 100 years) Street M Underground -$5,4452$10,8900$0($10,890) Detention Periodic Inspection and $1,0007$7,0000$0($7,000) Maintenance New BioretentionAdd 2” Mulch$0.3520,910$7,3190$0($7,319) Maintenance Bioretention Requirements Annualized$0.3020,910$6,2730$0($6,273) Replacement Totals:$130,371$83,479($46,892) Adjusting for inflation, budgetarysavings of approximately $51,313 is projected for the original CFD (current dollars). These savings mitigatethe projected $35,000 shortfallin special tax revenues for the original CFDin full. Additional mitigation against future cost increases has also been identifiedin the original CFD, including a seven percent (7%) maintenance reserveand approximately $22,345 budgeted for Wolf Canyon storm water detention basins (the “basins”). The maintenance ofthe basins was included in both the original CFD and CFD 12M (Otay Ranch Village 7). Taken together, the basin maintenance budgets in the two existing CFDsexceed the total annual cost for theassociatedmaintenance activities. This budgetary redundancy provides an additional buffer against future cost increases in excess of theannual indexingof the special taxes. Based on the above, staff does not recommend increasing the special tax rates provided in the original CFD, as the identified budget savingsfully mitigate the shortfalland additional cost overrun buffers are provided.CFD No. 14M-2 will establish a new rate for the “detached condominium” product(“Detached Residential Property”) consistent with the benefit unit factors provided inthe original CFD’s RMA. CFD No. 14M-2’s boundary map was designed to coincide with the limits of Improvement Area 1of the original CFD. However, certain areas were excluded as described below: 1.“Detached condominiums” permitted prior to CFD No. 14M-2 were excluded; and 2.Units currently occupied, or projected to be occupied prior to the adoption of CFD No. 14M-2, were alsoexcluded. Page|3 Also, the five public urban parks included in Improvement Area 2 are not within the boundaries of CFD No. 14M-2. The specific characteristics of CFD No. 14M-2 are described in the paragraphs that follow. Description of CFD No. 14M-2 On January 13, 1998, Council adopted the “City of Chula Vista Statement of Goals and Policies regarding the establishment of Community Facilities Districts” (the “Goals and Policies”). The approval of this document ratified the use of CFDs as a public financing mechanism for (1) the construction and/or acquisition of public infrastructure, and (2) the financing of authorized public services. Taxes levied by maintenance districts, such as CFD No. 14M-2, are currently excluded from the 2% maximum tax criterion set forth in the Goals and Policies. On April 28, 1998, Council, acting under its Charter authority, enacted the “Chula Vista Community Facilities District Ordinance” (the “Ordinance”). The Ordinance adopted the Mello-Roos Act with modifications to accomplish the following: (1) incorporate all maintenance activities authorized by the “Landscaping & Lighting Act of 1972” (the “1972 Act”); (2) include certain maintenance activities not listed in the Mello-Roos Act or the 1972 Act; and (3) establish an operating reserve fund for open space districts. The proposed RMA for CFD No. 14M-2 (Attachment 1) accounts for the considerations and conditions described above and is recommended for Council approval. Area of Benefit CFD No. 14M-2 encompasses a portion of theMillenia project, a 206-acre Urban Village located in the southeastern portion of the City of Chula Vista. Millenia is currently being developed, and at buildout will include up to 2,983 multi-family residential unitsand 3.487 million square feet of commercial uses, consisting of office, hospitality, retail, and civic uses. Millenia will also accommodate a fire station (1.07 acres), a public school (8.54acres),and fivepublic urbanparks (10.91acres).The District covers approximately 82.59 acres (or approximately 40%) of the Millenia project. Of the 82.59 acres, 53.63 acres (or approximately 65%) are owned by SLF IV-Millenia, the master developer of the Millenia project. A reduced copy of the boundary map is presented in Attachment 2. The City willremove CFD 14M-2 properties from the original CFD through recordation ofa notice of cessation of special tax for the original CFD. This action will remove the original CFD from title for the impacted properties. Taken together, the budgets for CFD No. 14M-2, CFD 14M Improvement Area 1, and CFD 14M Improvement Area 2 will be consistent with the total budget of the original CFD, accounting for the reduction, removal, and reconfiguration of storm water facilities detailed in Table 1, and the addition of $22,000 per year in administrative expenses for CFD No. 14M-2. Page|4 Land Use Types Consistent with the original CFD, the CFD 14M-2 RMA establishes tax rates for Developed Property, Approved Property, Undeveloped Property, Taxable Property Owner Association Property, and Taxable Community Purpose Facility (CPF) Property. Within the category of Developed Property, the proposed RMAestablishes four land use classes: (1) Apartment Property; (2) Attached Residential Property; (3) Detached Residential Property; and (4) Non-Residential Property. The Attached Residential Property land use class will apply to parcels classified as Multi-Family Property in the original CFD. The Detached Residential Property land use class will apply to the “detached condominium” product previously discussed. Description of the Improvements to be Maintained The District will fund the maintenance and replacement of:(a) public roadway frontages and medians, public transit facilities, and the pedestrian bridge over Eastlake Parkway (including landscaping, enhanced paving, rodent control, trash receptacles, graffiti removal, etc.); (b) public urban parks (including planting/irrigation, site amenities/features, athletic facilities, etc.); and (c) facilities that are directly related to storm water detention and water quality control. The facilities to be maintained and replaced are consistent with theImprovement Area 1facilities, as described in the original CFD’s RMA. A complete list of maintenance servicesis presented in Attachment 3. Cost Estimate The estimated annual budget for CFD No. 14M-2 is approximately $360,186, as summarizedin Table 2 below. Table 2 Annual DescriptionBudget Facility Maintenance$ 248,404 FacilityReplacement$ 64,942 CFD Administration$ 22,000 Maintenance Reserve$ 24,840 TotalAnnual$360,186 Budget Attachment 4 contains a detailed annual budget for the District at build out. Maximum Special Tax Rate The maximum special tax ratesfor Developed Property in FY 2018-2019 are presented in Table 3 below. Table 3 Land Use Maximum TypeDescriptionSpecial Tax 1Apartment Property$206.82 per Dwelling Unit 2 2Attached Residential Property$275.76 per Dwelling Unit 2 See Multi-Family Property in the original CFD. Page|5 3 3Detached Residential Property$344.70 perDwelling Unit 4Non-Residential Property$1,377.71 per Acre In some instances,aDeveloped Property may contain more than one land use type(e.g. mixed-use developments including a residential use above a non-residential use). The maximum special tax that may be levied shall be levied only on the residential component of a mixed-use project. The maximum special tax for Approved Propertyand Undeveloped Property is$4,359.00per acre. Developed Taxable Property Owner Association Property and Taxable CPF Property will be classified as Non-Residential Property, while undeveloped Taxable Property Owner Association Property and Taxable CPF Property will be classified as Undeveloped Property. All proposed rates are consistent with and/or proportional to the current maximum special tax rates in CFD 14M Improvement Area1. Collection of Taxes The Method of Apportionment in the proposed RMA was designed to ensure taxes levied in Improvement Area 1 of the original CFD and CFD 14M-2are consistent and proportional. An initial Overall Special Tax Requirement will be calculated, equal to the Special Tax Requirement for CFD14M Improvement Area1. The Developed Properties in both CFD14M Improvement Area1 andCFD 14M-2will then be assessed proportionately up to 100% of the Maximum Special Tax for Developed Properties. If additional funds are necessary to meet the Special Tax Requirement,then Approved Property, Undeveloped Property, Taxable Property Owner Association Property, and Taxable CPF Propertymay be taxed. In all cases, the levy for each land use class will be proportional between CFD 14M Improvement Area1 and CFD 14M-2. An example levy calculation is provided as Attachment 5. Resolutions There are tworesolutions on tonight’s agenda, which, if adopted, will accomplish the following: The RESOLUTION OF INTENTION is the jurisdictional resolution declaring the intention of the City Council to establish the proposed CFDNo. 14M-2, authorize the levy of a Special Tax, order the preparation of a Community Facilities District Report for CFD No. 14M-2, and set the time and place for the public hearing. The RESOLUTION ADOPTING THE BOUNDARY MAP is the formal action adopting the map andsetting forth the boundaries of the proposed CFDNo. 14M-2. Future Actions The public hearing and consideration of the adoption of a resolution forming and establishing CFD No. 14M-2, and submitting the authorization for the levy of special taxes to the qualified electors are scheduled for the City Council meeting of May 7, 2019at 5:00 P.M. 3 New land use created with CFD 14M-2 to address “detached condominiums” constructed in Millenia project. Page|6 DECISION-MAKER CONFLICT Staff has reviewed the property holdings of the City Councilmembers and has found no property holdings within 1,000 feet of the boundaries of the property which is the subject of this action. Consequently, this item does not present a disqualifying real property-related financial conflict of interest under California Code of Regulations Title 2, section 18702.2(a)(7) or (8), for purposes of the Political Reform Act (Cal. Gov’t Code §87100, et seq.). Staff is not independently aware, and has not been informed by any City Councilmember, of any other fact that may constitute a basis for a decision-maker conflict of interest in this matter. CURRENT-YEAR FISCAL IMPACT In the current year, all costs of formation of the District will be borne by the original CFDand the ongoing administration costs will be funded by the special tax levy of CFD No. 14M-2. The City will recover the full cost of staff time expended in district formation and administration activities in perpetuity, resulting in no net fiscal impact to the General Fund or Development Services Fund. ONGOINGFISCAL IMPACT In future years, the City will recover the full cost of staff time expended in administrativeactivities in perpetuity, resulting in no net fiscal impact to the General Fund or Development Services Fund. ATTACHMENTS 1.Rate and Method of Apportionment 2.Proposed Boundary Map 3.Description of Services 4.Cost Estimate 5.Example Levy Calculation Staff Contact: Scott Barker, Transportation Engineer, Development Services Department Page|7 RATE AND METHOD OF APPORTIONMENT OF SPECIAL TAXES FOR COMMUNITY FACILITIES DISTRICT NO. 14M-2 (EASTERN URBAN CENTER/MILLENIA) A Special Tax of Community Facilities District No. 14M-2 (Eastern Urban Center/Millenia)("CFD No. 14M- 2") of the City of Chula Vista shall be levied on all Taxable Property in CFDNo. 14M-2 and collected each Fiscal Year commencing in Fiscal Year 2019-2020 in an amount determined through the application of the rate and method of apportionment of the Special Tax set forth below. All such Taxable Property shall be taxed for the purposes, to the extent, and in the manner herein provided. Taxable Property shall not be subject to the Special Taxes of CFD No. 14M-2 until the lien of the special taxes of CFD No. 14M IA 1 (defined below) with respect to such Taxable Property has been cancelled. A.DEFINITIONS The terms hereinafter set forth have the following meanings: "‘A’ Map"shall mean a master final subdivision or parcel map, filed in accordance with the Subdivision Map Act (California Government Code Section 66410 et seq.) and the Chula Vista Municipal Code, which subdivides the land or a portion thereof shown on a tentative map into “super block” lots corresponding to units or phasing of combination of units as shown on such tentative map and which may further show open space lot dedications, backbone street dedications and utility easements required to serve such “super block” lots. "Acre”or“Acreage"means the land area of an Assessor’s Parcel as shown on an Assessor's Parcel Map, or if the land area is not shown on an Assessor's Parcel Map, the land area shown on the applicable Final Subdivision Map, other final map, other parcel map, other condominium plan, or functionally equivalent map or instrument recorded in the Office of the County Recorder. In the event that parcel acreage information is not available from the sources previously listed, San Diego County GIS data may be utilized. The square footage of an Assessor's Parcel is equal to the Acreage multiplied by 43,560. "Act"means the Mello-Roos Community Facilities Act of 1982, as amended, being Chapter 2.5, Part 1, Division 2 of Title 5 of the Government Code of the State of California. "Administrative Expenses"means the actual or estimated costs incurred by the City, acting for and on behalf of CFDNo. 14M-2 as the administrator thereof, to determine, levy and collect the Special Taxes within CFD No. 14M-2, including salariesand benefits of City employees and a proportionate amount of the City’s general administrative overhead related thereto, and the fees of consultants and legal counsel providing services related to the administration of CFD No. 14M-2; the costs of collecting installments of the Special Taxes within CFD No. 14M-2; and any other costs required to administer CFD No. 14M-2 as determined by the City. “Apartment Property” means a Dwelling Unit within a building comprised of attached residential Dwelling Units available for rental by the general public, not for sale to an end user, and under common management, as determined by the CFD Administrator. "Approved Property" means all Assessor’s Parcels of Taxable Property: (i) that are included in an ‘A’ Map, excluding lettered lots thereon, or a Final Subdivision Map, excluding lettered lots thereon, that were City of Chula VistaPage 1 Community Facilities District No. 14M-2 (Eastern Urban Center/Millenia) st recorded prior to the March 1preceding the Fiscal Year in which the Special Tax is being levied, and (ii) st preceding the Fiscal Year in which the that have not been issued a building permit prior to the March 1 Special Tax is being levied. "Assessor's Parcel"means a lot or parcel shown in an Assessor's Parcel Map with an assigned assessor's parcel number. "Assessor's Parcel Map"means an official map of the Assessor of the County designating parcels by assessor's parcel number. "Attached Residential Property"means all Assessor’s Parcels of Developed Property for which a building permit has been issued for a residential structure consisting of two or more residential Dwelling Units that share common walls, including, but not limited to, duplexes, triplexes, townhomes, and condominiums, as determined by the CFD Administrator. "CFD Administrator"means an official of the City, or designee thereof, responsible for determining the CFD No. 14M-2 Special Tax Requirement and providing for the levy and collection of the Special Taxes. “CFDNo. 14M”means Community Facilities District No. 14M (Eastern Urban Center/Millenia established by the City of Chula Vista under the Act and the CFD Ordinance. “CFD No. 14M IA 1”means Improvement Area No. 1 of Community Facilities District No. 14M (Eastern Urban Center/Millenia) established by the City of Chula Vista under the Actand the CFD Ordinance. “CFD No. 14M IA 1 RMA” means the Rate and Method of Apportionment set forth in the Notice of Special Tax Lien for CFD No. 14M IA 1 recorded in the Official Records of the San Diego County Recorder on February 21, 2014, as Doc. #2014-0071300. “CFD No. 14M IA 1 Special Tax Requirement” shall have the meaning given the term “Improvement Area No. 1 Special Tax Requirement” in the CFD No. 14M IA 1 RMA. “CFD No. 14M-2”means Community Facilities District No. 14M-2 (Eastern Urban Center/Millenia) established by the City of Chula Vista under the Actand the CFD Ordinance. “CFD No. 14M-2 Special Tax Requirement”means that amount calculated in Section D. required in any Fiscal Year for CFD No. 14M-2 to: (i) pay the Operating Fund Requirement; (ii) payany amounts required to establish or replenish the Reserve Fund to the Reserve Fund Requirement; (iii) pay for reasonably anticipated delinquent Special Taxes within CFD No. 14M-2 based on the delinquency rate for Special Taxes levied in the previous Fiscal Year; less (b) a credit for funds available to reduce the annual Special Tax levy,including the excess, if any, in the Reserve Fund above the Reserve Fund Requirement and any amount remaining in the Operating Fund that is available to pay the Operating Fund Requirement in such Fiscal Year. “CFD No. 14M-2 Boundary Map” means a recorded map of the CFDNo. 14M-2which indicates the boundaries of the CFDNo. 14M-2. City of Chula VistaPage 2 Community Facilities District No. 14M-2 (Eastern Urban Center/Millenia) “CFD Ordinance”meansthe City of Chula Vista Community Facilities District Ordinance, as originally enacted and as subsequently amended pursuant to the powers reserved by the City under Sections 3, 5 and 7 of Article XI of the Constitution of the State of California "City"means the City of Chula Vista. "City Clerk" means the City Clerk for the City of Chula Vista or his or her designee. "City Manager" means the City Manager for the City of Chula Vista or his or her designee. "Community Purpose Facility Property"or"CPF Property" means all Assessors’ Parcels which are classified as community purpose facilities and meet the requirements of City of Chula Vista Ordinance No. 2452. "Council"means the City Council of the City of Chula Vista, acting as the legislative body of the CFDNo. 14M-2. "County"means the County of San Diego, California. "Detached Residential Property"means all Assessor’s Parcels of Developed Property for which a building permit has been or may be issued for purposes of constructing a detached Dwelling Uniton an Assessor’s Parcel. Such Residential Unit does not or will not share a common wall with another residential Dwelling Unit, as determined by the CFD Administrator. "Developed Property"means all Taxable Property for which a building permit was issued prior to the March 1st preceding the Fiscal Year in which the Special Tax is being levied. "Dwelling Unit"means each separate residential dwelling unitthat comprises an independent facility separate from adjacent residential dwelling units. "Final Subdivision Map"means a subdivision of property creating buildable lots by recordation of a final subdivision map or parcel map pursuant to the Subdivision Map Act (California Government Code Section 66410 et seq.), or recordation of a condominium plan pursuant to California Civil Code 4285,that creates individual lots for which building permits may be issued without further subdivision and is recorded prior to March 1 preceding the Fiscal Year in which the Special Tax is being levied. "Fiscal Year"means the period starting July 1 and ending on the following June 30. "Land Use Class"means any of the classes listed in Table 1. "Maximum Special Tax"means the maximum Special Tax, determined in accordance with Section C below, that may be levied in any Fiscal Year on any Assessor’s Parcel of Taxable Property. "Mixed-Use Property"means all Assessor’s Parcels that have been classified by the City to allow both Residential Property and Non-Residential Property uses on each such Assessor’s Parcel. For an Assessor’s Parcel of Mixed-Use Property, only the Residential Land Use Class thereon is subject to taxation pursuant to the provisions of Section C. City of Chula VistaPage 3 Community Facilities District No. 14M-2 (Eastern Urban Center/Millenia) "Non-Residential Property"means all Assessor’s Parcels of Developed Property for which a building permit(s) has been issued for a structure or structures for non-residential use. "Operating Fund" means a fund that shall be maintained by the City for CFD No.14M-2 for each Fiscal Year to pay for the authorized maintenance services as described in CFD No. 14M-2 special tax report and Administrative Expenses. "Operating Fund Requirement"means, for any Fiscal Year, an amount equal to the budgeted costs for CFD No. 14M-2. The budgeted costs for CFD No. 14M-2 shall equalthe budget costs of park maintenance, landscape maintenance, street frontage maintenance, bio-retention maintenance, storm water maintenance, and the maintenance, repair and replacement of the facilities and improvements, which have been accepted and or maintained by the City during the current Fiscal Year; plus the budgeted Administrative Expenses for the current Fiscal Year in which Special Taxes are levied. “Overall Special Tax Requirement”means that amount required in any Fiscal Year to be included in the CFD No. 14M-2 Special Tax Requirement and the CFD No. 14M IA 1Special Tax Requirement as determined in Section D. "Property Owner Association Property" means any property within the CFD No. 14M-2boundaries that is owned by, or irrevocably dedicated as indicated in an instrument recorded with the County Recorder to, a property owner association, including any master or sub-association. "Proportionately"means in a manner such that the ratio of the actual Special Tax levy to the Maximum Special Tax is equal for all Assessor’s Parcels of Taxable Property within each Land Use Class. "Public Property"means any property within CFD No. 14M-2 boundaries that has provided proof to the City prior to March 1st preceding the Fiscal Year in which the Special Tax is being levied, that it is expected to be used for any public purpose and is owned by or dedicated to the federal government, the State, the County, the City or any other public agency. "Reserve Fund"means a fund that shall be maintained for CFD No. 14M-2 for each Fiscal Year to provide necessary cash flow for the first six months of each Fiscal Year, reserve capital to cover monitoring, maintenance and repair cost overruns and delinquencies in the payment of Special Taxes within CFD No. 14M-2and a reasonable buffer to prevent large variations in annual Special Tax levies within CFD No. 14M-2. "Reserve Fund Requirement"means an amount equal to up to 100% of the CFD No. 14M-2 Operating Fund Requirement for any Fiscal Year. "Residential Property"means all Assessor’s Parcels of Developed Property classified as Apartment Property, Attached Residential Property, or Detached Residential Property for which a building permit(s) has been issued for purposes of constructing one or more residential Dwelling Units. "Special Tax" means the Special Tax levied pursuant to the provisions of sections D and E below in each Fiscal Year on each Assessor's Parcel of Developed Property, Approved Property, and Undeveloped Property in CFD No. 14M-2to fund theCFD No. 14M-2 Special Tax Requirement. "State"means the State of California. City of Chula VistaPage 4 Community Facilities District No. 14M-2 (Eastern Urban Center/Millenia) “Taxable CPF Property”means all CPF Property which is not exempt from the Special Tax pursuant to Section F below. "Taxable Property"means, all of the Assessor's Parcels within the boundaries of CFD No. 14M-2 that are not exempt from the Special Tax pursuant to law or as defined below under Tax-Exempt Property. "Taxable Property Owner Association Property"means all Property Owner Association Property which is not exempt fromthe Special Tax pursuant to Section F below. "Tax-Exempt Property"means an Assessor's Parcel not subject to the Special Tax. Tax-Exempt Property includes: (i) Public Property, or (ii) Property Owner Association Property excluding Taxable Property Owner Association Property, or (iii) Assessor’s Parcels of Taxable CPF Property that is owned by a non- st profit organization and has provided proof to the City prior to the March 1preceding the Fiscal Year in which the Special Tax is being levied of the organization’s non-profit status, or (iv) Assessor’s Parcels with public or utility easements making impractical their utilization for other than the purposes set forth in the easement. "Undeveloped Property"means, for each Fiscal Year, all Taxable Property not classified as Developed Property, Approved Property, Taxable Property Owner Association Property, or Taxable CPF Property. B.ASSIGNMENT TO LAND USE CATEGORIES Each Fiscal Year using the definitions above, each Assessor’s Parcel within CFD No. 14M-2 shall be classified as Taxable Property or ExemptProperty. In addition, each Assessor’s Parcel of Taxable Property shall be further classified as Developed Property, Approved Property, Undeveloped Property, Taxable Property Owner Association Property, and TaxableCPF Property. Each Assessor’s Parcel classified as Developed Property shall be further assigned to a Land Use Class as specified in Table 1. The Land Use Class of each Assessor’s Parcel of Residential Property or Mixed-Use Property shall be determined based on the records of the San Diego County Assessor, or other such information provided by the City. Taxable Property Owner Association Property and TaxableCPF Property shall be taxed as Non-Residential Property when any such Assessor’s Parcel is classified as Developed Property. If any suchAssessor’s Parcel is undeveloped,it shall be classified as Undeveloped Property. C.MAXIMUM SPECIAL TAX RATE 1.Developed Property TABLE 1 MAXIMUM SPECIAL TAX FOR DEVELOPED PROPERTY Land Use Maximum ClassDescriptionSpecial Tax(FY 2018/19) 1Apartment Property$206.82 per Dwelling Unit 2Attached Residential Property$275.76 per Dwelling Unit City of Chula VistaPage 5 Community Facilities District No. 14M-2 (Eastern Urban Center/Millenia) Land Use Maximum ClassDescriptionSpecial Tax(FY 2018/19) 3Detached Residential Property$344.70 per Dwelling Unit 4Non-Residential Property$1,377.71 per Acre Mixed-Use Property Land Use Classes The Maximum Special Tax that may be levied on Mixed Use PropertyAssessor’s Parcel shall only be levied on the Residential Property Land Use Class(es) located on that Assessor Parcel(s). Sample Maximum Special Tax Calculation for Mixed Use Property Under the proposed example, assume that Assessor’s Parcel Number 1 isclassified as a Mixed-Use Property. Assessor’s Parcel Number 1 is a 2 Acre parcel that contains Non-Residential Property consisting of 10,000 square feet of retail shops and Apartment Property consisting of 10 residential Dwelling Units. The following table shows what the expected annual Maximum Special Tax would be for Assessor’s Parcel Number 1. No. of Non-Residential Residential AssessorResidentialPropertyPropertyTotal Annual Maximum Special Maximum ParcelParcelDwellingMaximum Special (1) No.AcreageUnitsTaxTaxSpecial Tax 12.0010$0.00$2,068.20$2,068.20 (1)The Maximum Special Tax is based upon the initial Maximum Special Tax rates as defined in Table 1. 2.Approved Propertyand Undeveloped Property The Maximum Special Tax for Approved Propertyand Undeveloped Property shall be $4,359.00per Acre. Annual Escalation of Maximum Special Tax On each July 1, commencing on July 1, 2019,the Maximum Special Tax for CFD No. 14M-2as shown in Tables 1 above that may be levied on each Assessor’s Parcelof Taxable Propertyin CFD No. 14M-2shall be adjusted by a factor equal to the greater of, the positive percentage change in the San Diego Metropolitan Area All Urban Consumer Price Index (All Items) for the twelve-month period ending June 1 of the prior Fiscal Yearor 0%, provided the Maximum Special Tax shall never be less than the amounts shown in Table 1. D.CALCULATION OF OVERALL SPECIAL TAX REQUIREMENTPROPORTIONALITY Each Fiscal Year, an Overall Special Tax Requirement for CFD No. 14M-2 and CFD No. 14M IA 1 shall be calculated initially as the same amount as theCFD No. 14M IA 1Special Tax Requirement would have been calculatedprior to the creation of CFD No. 14M-2. Then, for purposes of the levy of Special Taxes within CFD No. 14M-2, the amount of the CFD No. 14M-2 Special Tax Requirement shall be an amount equal to the Overall Special Tax Requirement less the amount City of Chula VistaPage 6 Community Facilities District No. 14M-2 (Eastern Urban Center/Millenia) of the levy of special taxes in CFD No. 14M IA 1 on Developed Property at 100% of the Maximum Special Tax (as such terms are defined in the CFD No. 14M IA 1 RMA). If the amount of Developed Property Maximum Special Taxes that can be collected in that Fiscal Year within CFD No. 14M-2 exceeds the CFD No. 14M-2 Special Tax Requirement, then the levy on Developed Property in both CFD No. 14M IA 1 and CFD No. 14M-2shall be reduced Proportionatelyto the amount required to fund the Overall Special Tax Requirement. If the amount of Developed Property Maximum Special Taxes that can be collected in that Fiscal Year within CFD No. 14M-2 is less than the CFD No. 14M-2 Special Tax Requirement, then all Approved Property in both CFD No. 14M IA 1 and CFD No. 14M-2shall be taxed Proportionately, up to 100% of the applicable Maximum Special Tax, as necessary to satisfy the Overall Special Tax Requirement, and the CFD No. 14M-2 Special Tax Requirement shall include such amount to be levied on Approved Property in CFD No. 14M-2. If the combined amount of Developed Property and Approved Property Special Taxesthat can be collected in that Fiscal Year within both CFD No. 14M IA 1 and CFD No. 14M-2 is less than the Overall Special Tax Requirement, then all Undeveloped Property in both CFD No. 14M IA 1 and CFD No. 14M-2shall be taxed Proportionately, up to 100% of the Maximum Special Tax, as necessary to satisfy the OverallSpecial Tax Requirement, and the CFD No. 14M-2 Special Tax Requirementshall include such amount to be levied on Undeveloped Property in CFD No. 14M-2. If the combined amount of Developed Property, Approved Property, and Undeveloped Property Special Taxesthat can be collected in that Fiscal Year within both CFD No. 14M IA 1 and CFD No. 14M-2 is less than the OverallSpecial Tax Requirement, then all TaxableProperty Owner Association Property and Taxable CPF Property in both CFD No. 14M IA 1 and CFD No. 14M-2 shall be taxed Proportionately, up to 100% of the Maximum Special Tax, as necessary to satisfy the OverallSpecial Tax Requirement, and the CFD No. 14M-2 Special Tax Requirement shall include such amount to be levied on all Taxable Property Owner Association Property and Taxable CPF Property in CFD No. 14M-2. E.METHOD OF APPORTIONMENT OF THE SPECIAL TAX FOR CFD No. 14M-2 Commencing with Fiscal Year 2019-2020, and for each following Fiscal Year, the Council shall levy the Special Tax in CFD No. 14M-2 at the rates established pursuant to steps 1 through 4 below so that the amount of the Special Tax levied equals the CFD No. 14M-2 Special Tax Requirementas determined in Section D above. The Special Tax shall be levied each Fiscal Year as follows: First:The Special Tax shall be levied Proportionately on each Assessor’s Parcel of Developed Property up to 100% of the applicable Maximum Special Taxfor Developed Property; Second: If additional monies are needed to satisfy theCFD No. 14M-2 Special Tax Requirement after the first step has been completed, the Special Tax shall be levied Proportionately on each Assessor's Parcel of Approved Property at up to 100% of the Maximum Special Tax for Approved Property; Third: If additional monies are needed to satisfy the CFD No. 14M-2 Special Tax Requirement after the first two steps have been completed, the Special Tax shall be levied Proportionately on each Assessor's Parcel of Undeveloped Property at up to 100% of the Maximum Special Tax for Undeveloped Property; City of Chula VistaPage 7 Community Facilities District No. 14M-2 (Eastern Urban Center/Millenia) Fourth: If additional moneys are needed to satisfy the CFD No. 14M-2 Special Tax Requirement after the first three steps have been completed, the SpecialTax shall be levied Proportionately on each Assessor's Parcel of Taxable Property Owner Association Property and Taxable CPF Property, at up to 100% of the Maximum Special Tax for Taxable Property Owner Association Property or Taxable CPF Property, as applicable. Notwithstanding the above, under no circumstances will the Special Tax levied against any Assessor’s Parcel of Apartment Residential Property, Attached Residential Property, or Detached Residential Property for which an occupancy permit for private residential use has been issued be increased by more than ten percent annually up to the Maximum Special Tax as a consequence of delinquency or default by the owner of any other Assessor's Parcel within CFD No. 14M-2. F.EXEMPTIONS The CFD Administrator shall classify as Tax-Exempt Property (i) Assessor’s Parcels defined as Public Property, (ii) Assessor’s Parcels defined as CPF Property that are owned by a non-profit organization which st provides proof to the City prior to March 1preceding the Fiscal Year in which the Special Tax is being levied of the organization’s non-profit status, and (iii) Assessor’s Parcels with public or utility easements making impractical their utilization for other than the purposes set forth in the easement. The CFD Administrator shall classify as Tax-Exempt Property within CFD No. 14M-2 those Assessor’s Parcels defined as Property Owner’s Association Property or CPF Property provided that no such classification would reduce the sum of all Taxable Property withinCFD No. 14M-2to less than 80.06 Acres. Assessor’s Parcels defined as Property Owner Association Property and CPF Property that cannot be classified as Tax-Exempt Property will be classified as Taxable Property Owner Association Property or Taxable CPF Property and shall be taxed as part of the fourth step in Section D. The CFD Administrator will assign tax-exempt status in the chronological order in which property becomes exempt Public Property or CPF Property or Tax-Exempt Property Owner Association Property. However, should an Assessor’s Parcel no longer be classified as Public Property or CPF Property or Tax-Exempt Property Owner Association Property, its tax-exempt status will be revoked. Taxable Property Owner Association Property and Taxable CPF Property that is not exempt from the Special Tax under this section shall be subject to the levy of the Special Tax and shall be taxed Proportionately as part of the fourth step in Section D above, at up to 100% of the applicable Maximum Special Tax for Taxable Property Owner Association Property and Taxable CPF Property. G.APPEALS Any landowner or resident who pays the Special Tax and believes that the amount of the Special Tax levied on their Assessor’s Parcel is in error shall first consult with the CFD Administrator regarding such error. If following such consultation, the CFD Administrator determines that an error has occurred; the CFD Administrator may amend the amount of the Special Tax levied on such Assessor’s Parcel. If following such consultation and action, if any by the CFD Administrator, the landowner or resident believes such error still exists; such person may file a written notice with the City Clerk of the City appealing the amount of the Special Tax levied on such Assessor’s Parcel. Upon the receipt of any such notice, the City Clerk shall forward a copy of such notice to the City Manager who shall establish as part of the proceedings and City of Chula VistaPage 8 Community Facilities District No. 14M-2 (Eastern Urban Center/Millenia) administration of CFD No. 14M-2, a special three-member committee (the “Review/Appeal Committee”). The Review/Appeal Committee may establish such procedures, as it deems necessary to undertake the review of any such appeal. The Review/Appeal Committee shall interpret this Rate and Method of Apportionment and make determinations relative to the annual administration of the Special Tax and any landowner or resident appeals, as herein specified. The decision of the Review/Appeal Committee shall be final and binding as to all persons. H.MANNER OF COLLECTION Special Taxes levied pursuant to Section D above shall be collected in the same manner and at the same time as ordinary ad valoremproperty taxes; provided, however, that the CFD Administrator may directly bill the Special Tax, may collect Special Taxes at a different time or in a different manner if necessary to meet the financial obligations of CFD No. 14M-2 or as otherwise determined appropriate by the CFD Administrator. I.TERM OF SPECIAL TAX Taxable Property of CFD No. 14M-2 shall remain subject to the Special Tax in perpetuity or until the Council takes appropriate actions to terminate the Special Tax pursuant to the Actand the CFD Ordinance. City of Chula VistaPage 9 Community Facilities District No. 14M-2 (Eastern Urban Center/Millenia) Attachment 3 Community Facilities District No. 14M-2(Eastern Urban Center/Millenia) Description of Services The types of services to be funded by special taxes levied within the District(“Services”) shall include maintenance and servicing of the following facilities and any administrative expenses related thereto: I. STREET FRONTAGE MAINTENANCE Eastlake Parkway Trees Palms Planting Areas/Irrigation/Recycled water Rodent Control Enhanced paving Birch Road Trees Palms Planting Areas/Irrigation/Recycled water Rodent Control Enhanced paving Recycled Water Irrigation Meters Back flow preventer inspection Wireless for irrigation controller Trash Receptacles Bike rack Benches Bus Rapid Transit Facility Palms Planting Areas/Irrigation/Recycled water Rodent Control Decomposed Granite Medians Eastlake Pkwy (Birch to Hunte Parkway) -50% Birch (I-125 to Eastlake Parkway) -100% Pedestrian Bridge (over Eastlake Parkway) Bus Stop Trash receptacles Maintenance II. PARK MAINTENANCE (PUBLIC URBAN PARKS) Frontages Trees –shade Palms Planting Areas/Irrigation/Recycled water Rodent Control Recycled Water Irrigation Meters Back flow preventer inspections Wireless forirrigation controller Enhanced paving Porous pavers Decomposed Granite Uplighting Decorative Lighting Planting/Irrigation Trees –shade Trees –ornamental Palms Planting Areas/Irrigation/Recycled water Sod/Irrigation/Recycled Water Rodent Control Recycled Water Irrigation Meters Potable Water Irrigation Meters Wireless for irrigation controller Back flow preventer inspections Hardscape Seat Wall Flatwork Pedestrian paving (concrete and pavers) Decomposed granite Playground surfacing Site Furniture Bike Racks Trash Receptacles/Collection Dog Waste Bag Dispenser/Collection/Disposal Benches Picnic Tables Moveable Tables and Chairs Umbrellas Decorative Lighting Metalwork Metal fence/gate Site Amenities/Features Fountain Fountain –Interactive or large Spray Park SCADA Monitoring System Signageand Wayfinding Elements Sculpture and Art Elements Playground Equipment Overlook Platform Tree House Outdoor Theater Regional Trail Regional trail Structures Restrooms andMaintained storage Gazebo andPavilion Trellis, Overhead Structure Athletic Facilities Basketball Court Tennis Court III. BIORETENTION MAINTENANCE Bioretention Basins Inspection/Ongoing Maintenance Replacement 3 times per 100 years IV. STORM WATER MAINTENANCE Wolf Canyon Detention Basin Vegetation Removal Silt Removal Maintenance Silt Removal Screen Replacement Engineer’s Inspection Periodic Inspection and Maintenance Poggi Canyon Channel Detention Basin Birch Street Filters Vactor Truck Replacement For purposes of this description of the Services to be funded by the levy of Special Taxes within the District, “maintenance” includes, but is not limited to, the furnishing of services and materials for the ordinary and usual maintenance, operation, and servicing of any of the facilities, including: (a) Repair, removal, or replacement of all or any part of any facilities. (b) Providing for the life, growth, health, and beauty of landscaping, including cultivation, irrigation, trimming, spraying, fertilizing, or treating for disease or injury. (c) The removal of trimmings, rubbish, debris, silt, and other solid waste. (d) The cleaning, sandblasting, and painting of walls and other facilities to remove or cover graffiti. (e) The elimination, control, and removal of rodents and vermin. For purposes of this description of the Services to be funded by Special Taxes levied within the District, “servicing” includes, but is not limited to, the furnishing of: (a) Electric current or energy,gas, or other illuminating agent for any public lighting for the facilities or for the lighting or operation of any other improvements related thereto. (b) Water for the irrigation of any landscaping, the operation of any fountains, or the maintenance of any other facilities. For purposes of this description of the Services to be funded by the levy of Special Taxes within the District, “administrative expenses” means the actual or estimated costs incurred by the City, acting for and on behalf of the District as the administrator thereof, to determine, levy and collect the Special Taxes within the District, including salaries of City employees and a proportionate amount of the City’s general administrative overhead related thereto, and the fees of consultants and legal counsel providing services related to the administration of the District; the costs of collecting installments of the Special Taxes levied within the District; and any other costs required to administer the Districtas determined by the City.It is expected that the services will be provided by the City, either with its own employees or by contract with third parties, or any combination thereof. RESOLUTION NO. _________ RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA, DECLARING ITS INTENTION TO ESTABLISH COMMUNITY FACILITIES DISTRICT NO. 14M-2(EASTERN URBAN CENTER/MILLENIA) AND TO AUTHORIZE THE LEVY OF A SPECIAL TAX THEREIN TO FINANCE CERTAIN SERVICES AND SETTING THE PUBLIC HEARING TO CONSIDER THE ESTABLISHMENT OF THE PROPOSED DISTRICT WHEREAS, the City Councilof the City of Chula Vista, California(the “City Council”), desires to initiate proceedings to create a community facilities district pursuant to the terms and provisions of the “Mello-Roos Community Facilities Act of 1982,” being Chapter 2.5, Part 1, Division 2, Title 5 of the Government Code of the State of California (the “Act”) and the City of Chula Vista Community FacilitiesDistrict Ordinance, as originally enacted and as subsequently amended pursuant to the powers reserved by the City of Chula Vista under Sections 3, 5 and 7 of Article XI of the Constitution of the State of California (the “Ordinance”) (the Act and the Ordinance may be referred to collectively as the “Community Facilities District Law”) for the purposes set forth herein; and WHEREAS, this Community Facilities District shall hereinafter be referred to as Community Facilities District No. 14M-2(Eastern UrbanCenter/Millenia) (the “District”);and WHEREAS, the City Councilis now required to proceed to adopt its resolution of intention to initiate the proceedings for the establishment of such District, to set forth the boundaries for such District, to indicatethe type of public services to be financed by such District, to indicate a rate and method of apportionment of special taxes proposed to be levied within the Districtsufficient to finance such services, and to set a time and place for a public hearing relating to theestablishment of such District; and WHEREAS, the City Councildirects, pursuant to the provision of Section 53321.5 of the Government Code of the State of California, the preparation of a community facilities district report (the “District Report”) to provide more detailed information relating to the proposed District, the services proposed to be financed from the proceeds of such special taxes to be levied within the District, and the estimate of the cost of providing such services; and WHEREAS, a map of such District has been submitted showing the boundaries of the territory proposed to be included in the District which territory includes the properties and parcels of land proposed to be subject to the levy of a special tax by the District. NOW, THEREFORE, IT IS HEREBY RESOLVED: SECTION 1.Recitals. The above recitals are all true and correct andare hereby made findings of the City Council. SECTION 2.Initiation of Proceedings. These proceedings are initiated by the City Councilpursuant to the provisions of the Community Facilities District Law. SECTION 3.Boundaries of District. It is the intention of the City Councilto establish the District pursuant to the provisions of the Community Facilities District Law, and to determine the boundaries and parcels on which special taxes may be levied to finance certain services. A description of the boundaries of the territory proposed for inclusion in the District including properties and parcels of land proposed to be subject to the levy of a special tax by the District is as follows: All that property as shown on a map as previously approved by the City Council, such map designated “Proposed Boundaries of Community Facilities District No. 14M-2(Eastern Urban Center/Millenia), City of Chula Vista, County of San Diego, State of California,” a copy of which is on file in the Office of the City Clerk and shall remain open for public inspection. SECTION 4.Name of District. The proposed Community Facilities District shall be known and designated as “Community Facilities District No. 14M-2(Eastern Urban Center/Millenia).” SECTION 5.Description of Services. It is the intention of the City Councilto finance certain services that are in addition to those provided in or required for the territory within the District and will not be replacing services already available. A general description of the services to be funded by special taxes levied in the District isset forth in Exhibit Aattached hereto and by this reference incorporated herein. Maintenanceshall include, but not be limited to, the provision of all labor, material, administration, personnel, equipment and utilities necessary to maintain theimprovementslisted in Exhibit A. SECTION 6.Special Tax. It is hereby further proposed that, exceptwhere funds are otherwise available, a special tax sufficient to pay for such services and related incidental expenses authorized by the Community Facilities District Law, secured by recordation of a continuing lien against all non-exempt real property inthe District, will be levied annually within the boundaries of the District. For further particulars as to the rate and method of apportionment of the special tax proposed to be levied within the District, reference is made to the attached and incorporated Exhibit B, which sets forth in sufficient detail the method of apportionment to allow each landowner or resident within the Districtto clearly estimate the maximum amount that such person willhave to pay for such services. Under no circumstances willthe special tax levied in any fiscal year against any residential parcel be increased as a consequence of delinquency or default by the owner or owners of any other parcel or parcels within the District by more than 10 percent (10%) above the amount that would have been levied in that fiscal year had there never been any such delinquencies or defaults. A parcel shall be considered “used for private residential purposes” not later than the date on which an occupancy permit or the equivalent for private residential use is issued for such parcel. The special tax herein proposed, to the extent possible, shall be collected in the same manner as ad valorem property taxes or in such other manner as the City Councilor its designee shall determine, including, without limitation, direct billing of the affected property owners, and shall be subject to the same penalties, procedure, sale and lien priority in any case of delinquency as applicable for ad valorem taxes. Any special taxes that may not be collected on theCounty 2 tax roll shall be collected through a direct billing procedure by the Treasurer of the City of Chula Vista (the “City”), acting for and on behalf of the District. The special tax obligation for any parcel may not be prepaid. Pursuant to Government Code Section 53340 and except as provided in Government Code Section 53317.3, properties of entities of the state, federal, and local governments shall be exempt from the levy of the special tax. SECTION 7.Community Facilities District Report. The Director of Development Services is hereby directed and ordered to prepare, or cause the preparation of the District Report to be presented to the City Council, generally containing the following: (1) a full and complete description of the services proposed to be financed from the levy of the special tax, (2) a general cost estimate setting forth costs of providing such services, and (3) further information regarding the implementation of the rate and method of apportionment of the special tax proposed to be levied within the District. The District Report, upon its preparation, shall be submitted to the City Councilfor review, and the District Report shall be made a part of the record of the public hearing on the resolution of intention to establish such District. SECTION 8.Public Hearing. Notice is given that on May 7, 2019, at 5:00 p.m., in the regular meeting place of the City Council being the Council Chambers, located at 276 Fourth Avenue, Chula Vista, California, a public hearing will be held where the City Councilwill consider the establishment of the proposed District, the proposed rate and method of apportionment of the special taxes proposed to be levied within the District, and all other matters as set forth in this Resolution. At the above-mentioned time and place for public hearing any persons interested, including taxpayers and property owners may appear and be heard. The testimony of all interested persons for or against the establishment of the District, the extent of the District, or the furnishing of the services, will be heard and considered. Any protests may be made orally or in writing. However, any protests pertaining to the regularity or sufficiency of the proceedings shall be in writing and clearly set forth the irregularities and defects to which the objection is made. All written protests shall be filed with the City Clerk of the City Council on or before the time fixed for the public hearing. Written protests may be withdrawn in writing at any time before the conclusion of the public hearing. If a written majority protest against the establishment of the District is filed, the proceedings shall be abandoned. If such majority protest is limited to certain services or portions of the special tax, those services or that portion of thespecial tax shall be eliminated by the City Council. SECTION 9.Election. If, following the public hearing described above, the City Council determines to establish the District and proposes to levy a special tax within the District, the City Council shall then submit the levy of the special taxes to the qualified electors of the District. If at least twelve (12) persons, who need not necessarily be the same twelve (12) persons, have been registered to vote within the Districtfor each of the ninety (90)days preceding the close of the public hearing, the vote shall be by registered voters of the District with each voter having one (1) vote. Otherwise, the vote shall be by the landowners of the Districtwho were the owners of record at the close of the subject hearing, with each landowner 3 or the authorized representative thereof, having one (1) vote for each acre or portion of an acre of land owned within the District. A successful election relating to the special tax authorization shall, as applicable, establish and/or change the appropriations limit as authorized by Article XIIIB of the California Constitution as it is applicable to this District. SECTION 10.Notice. Notice of the time and place of the public hearing shall be given by the City Clerk by causing a Notice of Public Hearing to be published in the legally designated newspaper of general circulation, such publication pursuant to Section 6061 of the Government Code, with such publication to be completed at least seven (7) days prior to the date set for the public hearing. SECTION 11.Effective Date. This Resolution shall become effective immediately upon its adoption. PREPARED BY:APPROVED AS TO FORM BY: Kelly G. Broughton, FASLAGlen R. Googins Director of Development ServicesCity Attorney 4 Exhibit A Community Facilities District No. 14M-2(Eastern Urban Center/Millenia) Description of Services The types of services to be funded by special taxes levied within the District(the “Services”) shall include maintenance and servicing of the following facilities and any administrative expenses related thereto: I. STREET FRONTAGE MAINTENANCE Eastlake Parkway Trees Palms Planting Areas/Irrigation/Recycled water Rodent Control Enhanced paving Birch Road Trees Palms Planting Areas/Irrigation/Recycled water Rodent Control Enhanced paving Recycled Water Irrigation Meters Back flow preventer inspection Wireless for irrigation controller Trash Receptacles Bike rack Benches Bus Rapid Transit Facility Palms PlantingAreas/Irrigation/Recycled water Rodent Control Decomposed Granite Medians Eastlake Pkwy (Birch to Hunte Parkway) -50% Birch (I-125 to Eastlake Parkway) -100% Pedestrian Bridge (over Eastlake Parkway) A-1 Bus Stop Trash receptacles Maintenance II. PARK MAINTENANCE (PUBLIC URBAN PARKS) Frontages Trees –shade Palms Planting Areas/Irrigation/Recycled water Rodent Control Recycled Water Irrigation Meters Back flow preventer inspections Wireless for irrigation controller Enhanced paving Porous pavers Decomposed Granite Uplighting Decorative Lighting Planting/Irrigation Trees –shade Trees –ornamental Palms Planting Areas/Irrigation/Recycled water Sod/Irrigation/Recycled Water Rodent Control Recycled Water Irrigation Meters PotableWater Irrigation Meters Wireless for irrigation controller Back flow preventer inspections Hardscape Seat Wall Flatwork Pedestrian paving (concrete and pavers) Decomposed granite Playground surfacing A-2 Site Furniture Bike Racks Trash Receptacles/Collection Dog Waste Bag Dispenser/Collection/Disposal Benches Picnic Tables Moveable Tables and Chairs Umbrellas Decorative Lighting Metalwork Metal fence/gate Site Amenities/Features Fountain Fountain –Interactive or large Spray Park SCADA Monitoring System Signageand Wayfinding Elements Sculpture and Art Elements Playground Equipment Overlook Platform Tree House Outdoor Theater Regional Trail Regional trail Structures Restrooms andMaintained storage Gazebo andPavilion Trellis,Overhead Structure Athletic Facilities Basketball Court Tennis Court III. BIORETENTION MAINTENANCE Bioretention Basins Inspection/Ongoing Maintenance Replacement 3 times per 100 years A-3 IV. STORM WATER MAINTENANCE Wolf Canyon Detention Basin Vegetation Removal Silt Removal Maintenance Silt Removal Screen Replacement Engineer’s Inspection Periodic Inspection and Maintenance Poggi Canyon Channel Detention Basin Birch Street Filters Vactor Truck Replacement For purposes of this descriptionof the Services to be funded by the levy of Special Taxes within the District, “maintenance” includes, but is not limited to, the furnishing of services and materials for the ordinary and usual maintenance, operation, and servicing of any of the facilities, including: (a) Repair, removal, or replacement of all or any part of any facilities. (b) Providing for the life, growth, health, and beauty of landscaping, including cultivation, irrigation, trimming, spraying, fertilizing, or treating for disease or injury. (c) The removal of trimmings, rubbish, debris, silt, and other solid waste. (d) The cleaning, sandblasting, and painting of walls and other facilities to remove or cover graffiti. (e) The elimination, control, and removal of rodents and vermin. For purposes of this description of the Services to be funded by Special Taxes levied within the District, “servicing” includes, but is not limited to, the furnishing of: (a) Electric current or energy, gas, or other illuminating agent for any public lighting for the facilities or for the lighting or operation of any other improvements related thereto. (b) Water for the irrigation of any landscaping, the operation of any fountains, or the maintenance of any other facilities. For purposes of this description ofthe Services to be funded by the levy of Special Taxes within the District, “administrative expenses” means the actual or estimated costs incurred by the City, acting for and on behalf of the District as the administrator thereof, to determine, levy and collect the Special Taxes within the District, including salaries of City employees and a proportionate amount of the City’s general administrative overhead related thereto, and the fees of consultants and legal counsel providing services related to the administration of the District; the costs of collecting installments of the Special Taxes levied within the District; and any other costs required to administer the Districtas determined by the City.It is expected that the services will be provided by the City, either with its own employees or by contract with third parties, or any combination thereof. A-4 Exhibit B Community Facilities District No. 14M-2(Eastern Urban Center/Millenia) Rate and Method of Apportionment A Special Tax of Community Facilities District No. 14M-2 (Eastern Urban Center/Millenia) ("CFD No. 14M-2") of the City of Chula Vista shall be levied on all Taxable Property in CFD No. 14M-2 and collected each Fiscal Year commencing in Fiscal Year 2019-2020 in an amount determined through the application of the rate and method of apportionment of the Special Tax set forth below. All such Taxable Property shall be taxed for the purposes, to the extent, and in the manner herein provided. Taxable Property shall not be subject to the Special Taxes ofCFD No. 14M-2 until the lien of the special taxes of CFD No. 14M IA 1 (defined below) with respect to such Taxable Property has been cancelled. A.DEFINITIONS The terms hereinafter set forth have the following meanings: "‘A’ Map"shall mean a master final subdivision or parcel map, filed in accordance with the Subdivision Map Act (California Government Code Section 66410 et seq.) and the Chula Vista Municipal Code, which subdivides the land or a portion thereof shown on a tentative map into “super block” lots corresponding to units or phasing of combination of units as shown on such tentative map and which may further show open space lot dedications, backbone street dedications and utility easements required to serve such “super block” lots. "Acre”or“Acreage"means the land area of an Assessor’s Parcel as shown on an Assessor's Parcel Map, or if the land area is not shown on an Assessor's Parcel Map, the land area shown on the applicable Final Subdivision Map, other final map, other parcel map, other condominium plan, or functionally equivalent map or instrument recorded in the Office of the County Recorder. In the event that parcel acreage information is not available from the sources previously listed, San Diego County GIS data may be utilized. The squarefootage of an Assessor's Parcel is equal to the Acreage multiplied by 43,560. "Act"means the Mello-Roos Community Facilities Act of 1982, as amended, being Chapter 2.5, Part 1, Division 2 of Title 5 of the Government Code of the State of California. "Administrative Expenses"means the actual or estimated costs incurred by the City, acting for and on behalf of CFD No. 14M-2 as the administrator thereof, to determine, levy and collect the Special Taxes within CFD No. 14M-2, including salaries and benefits of City employees and a proportionate amount of the City’s general administrative overhead related thereto, and the fees of consultants and legal counsel providing services related to the administration of CFD No. 14M-2; the costs of collecting installmentsof the Special Taxes within CFD No. 14M-2; and any other costs required to administer CFD No. 14M-2 as determined by the City. “Apartment Property” means a Dwelling Unit within a building comprised of attached residential Dwelling Units available for rental by the general public, not for sale to an end user, and under common management, as determined by the CFD Administrator. "Approved Property" means all Assessor’s Parcels of Taxable Property: (i) that are included in an ‘A’ Map, excluding lettered lots thereon, or a Final Subdivision Map, excluding lettered lots thereon, that st were recorded prior to the March 1preceding the Fiscal Year in which the Special Tax is being levied, B-1 st and (ii) that have not been issued a building permit prior to the March 1preceding the Fiscal Year in which the Special Tax is being levied. "Assessor's Parcel"means a lot or parcel shown in an Assessor's Parcel Map with an assigned assessor's parcel number. "Assessor's Parcel Map"means an official map of the Assessor of the County designating parcels by assessor's parcel number. "Attached Residential Property"means all Assessor’s Parcels of Developed Property for which a building permit has been issued for a residential structure consisting of two or more residential Dwelling Units that share common walls, including, but not limited to, duplexes, triplexes, townhomes, and condominiums, as determined by the CFD Administrator. "CFD Administrator"means an official of the City, or designee thereof, responsible for determiningthe CFD No. 14M-2 Special Tax Requirement and providing for the levy and collection of the Special Taxes. “CFD No. 14M”means Community Facilities District No. 14M (Eastern Urban Center/Millenia established by the City of Chula Vista under the Act and theCFD Ordinance. “CFD No. 14M IA 1”means Improvement Area No. 1 of Community Facilities District No. 14M (Eastern Urban Center/Millenia) established by the City of Chula Vista under the Act and the CFD Ordinance. “CFD No. 14M IA 1 RMA” means the Rate and Method of Apportionment set forth in the Notice of Special Tax Lien for CFD No. 14M IA 1 recorded in the Official Records of the San Diego County Recorder on February 21, 2014, as Doc. #2014-0071300. “CFD No. 14M IA 1 Special Tax Requirement” shall have themeaning given the term “Improvement Area No. 1 Special Tax Requirement” in the CFD No. 14M IA 1 RMA. “CFD No. 14M-2”means Community Facilities District No. 14M-2 (Eastern Urban Center/Millenia) established by the City of Chula Vista under the Act and the CFD Ordinance. “CFD No. 14M-2 Special Tax Requirement”means that amount calculated in Section D. required in any Fiscal Year for CFD No. 14M-2 to: (i) pay the Operating Fund Requirement; (ii) pay any amounts required to establish or replenish the Reserve Fund to the Reserve Fund Requirement; (iii) pay for reasonably anticipated delinquent Special Taxes within CFD No. 14M-2 based on the delinquency rate for Special Taxes levied in the previous Fiscal Year; less (b) a credit for funds available to reduce the annual Special Tax levy, including the excess, if any, in the Reserve Fund above the Reserve Fund Requirement and any amount remaining in the Operating Fund that is available to pay the Operating Fund Requirement in such Fiscal Year. “CFD No. 14M-2 Boundary Map” means a recorded map of the CFD No. 14M-2 which indicates the boundaries of the CFD No. 14M-2. “CFD Ordinance”meansthe City of Chula Vista Community Facilities District Ordinance, as originally enacted and as subsequently amended pursuant to the powers reserved by the City under Sections 3, 5 and 7 of Article XI of the Constitution of the State of California "City"means the City of Chula Vista. B-2 "City Clerk" means the City Clerk for the City of Chula Vista or his or her designee. "City Manager" means the City Manager for the City of Chula Vista or his or her designee. "Community Purpose Facility Property"or"CPF Property" means all Assessors’ Parcels which are classified as community purpose facilities and meet the requirements of City of Chula Vista Ordinance No. 2452. "Council"means the City Council of the City of Chula Vista, acting as the legislative body of the CFD No. 14M-2. "County"means the County of San Diego, California. "Detached Residential Property"means all Assessor’s Parcels of Developed Property for which a building permit has been or may be issued for purposes of constructing a detached Dwelling Uniton an Assessor’s Parcel. Such Residential Unit does not or will not share a common wall with another residential Dwelling Unit, as determined by the CFD Administrator. "Developed Property"means all Taxable Property for which a building permit was issued prior to the March 1st preceding the Fiscal Year in which the Special Tax is being levied. "Dwelling Unit"means each separate residential dwelling unit that comprises an independent facility separate from adjacent residential dwelling units. "Final Subdivision Map"means a subdivision of property creating buildable lots by recordation of a final subdivision map or parcel map pursuant to the Subdivision Map Act (California Government Code Section 66410 et seq.), or recordation of a condominium plan pursuant to California Civil Code 4285, that creates individual lots for which building permits may be issued without further subdivision and is recorded prior to March 1 preceding the Fiscal Year in which the Special Tax is being levied. "Fiscal Year"means the period starting July 1 and ending on the following June 30. "Land Use Class"means any of the classes listed in Table 1. "Maximum Special Tax"means the maximum Special Tax, determined in accordance with Section C below, that may be levied in any Fiscal Year on any Assessor’s Parcel of Taxable Property. "Mixed-Use Property"means all Assessor’s Parcels that have been classified by the City to allow both Residential Property and Non-Residential Property uses on each such Assessor’s Parcel. For an Assessor’s Parcel of Mixed-Use Property, only the Residential Land Use Class thereon is subject to taxation pursuant to the provisions of Section C. "Non-Residential Property"means all Assessor’s Parcels of Developed Property for which a building permit(s) has been issued for a structure or structures for non-residential use. "Operating Fund" means a fund that shall be maintained by the City for CFD No.14M-2 for each Fiscal Year to pay for the authorized maintenance services as described in CFD No. 14M-2 special tax report and Administrative Expenses. "Operating Fund Requirement"means, for any Fiscal Year, an amount equal to the budgeted costs for CFD No. 14M-2. The budgeted costs for CFD No. 14M-2 shall equal the budget costs of park B-3 maintenance, landscape maintenance, street frontage maintenance, bio-retention maintenance, storm water maintenance, and the maintenance, repair and replacement of the facilities and improvements, which have been accepted and or maintained by the City during the current Fiscal Year; plus the budgeted Administrative Expenses for the current Fiscal Year in which Special Taxes are levied. “Overall Special Tax Requirement”means that amount required in any Fiscal Year to be included in the CFD No. 14M-2 Special Tax Requirement and the CFD No. 14M IA 1 Special Tax Requirement as determined in Section D. "Property Owner Association Property" means any property withinthe CFD No. 14M-2 boundaries that is owned by, or irrevocably dedicated as indicated in an instrument recorded with the County Recorder to, a property owner association, including any master or sub-association. "Proportionately"means in a manner such that the ratio of the actual Special Tax levy to the Maximum Special Tax is equal for all Assessor’s Parcels of Taxable Property within each Land Use Class. "Public Property"means any property within CFD No. 14M-2 boundaries that has provided proof to the City prior to March 1st preceding the Fiscal Year in which the Special Tax is being levied, that it is expected to be used for any public purpose and is owned by or dedicated to the federal government, the State, the County, the City or any other public agency. "Reserve Fund"means a fund that shall be maintained for CFD No. 14M-2 for each Fiscal Year to provide necessary cash flow for the first six months of each Fiscal Year, reserve capital to cover monitoring, maintenance and repair cost overruns and delinquencies in the payment of Special Taxes within CFD No. 14M-2 and a reasonable buffer to prevent large variations in annual Special Tax levies within CFD No. 14M-2. "Reserve Fund Requirement"means an amount equal to up to 100% of the CFD No. 14M-2 Operating Fund Requirement for any Fiscal Year. "Residential Property"means all Assessor’s Parcels of Developed Property classified as Apartment Property, Attached Residential Property, or Detached Residential Property for which a building permit(s) has been issued for purposes of constructing one or more residential Dwelling Units. "Special Tax" means the Special Tax levied pursuant to the provisions of sections D and E below in each Fiscal Year on each Assessor's Parcel of Developed Property, Approved Property, and Undeveloped Property in CFD No. 14M-2 to fund the CFD No. 14M-2 Special Tax Requirement. "State"means the State of California. “Taxable CPF Property”means all CPF Property which is not exempt from the Special Tax pursuant to Section F below. "Taxable Property"means, all of the Assessor's Parcels within the boundaries of CFD No. 14M-2 that are not exempt from the Special Tax pursuant to law or as defined below under Tax-Exempt Property. "Taxable Property Owner Association Property"means all Property Owner Association Property which is not exempt from the Special Tax pursuant to Section F below. "Tax-Exempt Property"means an Assessor's Parcel not subject to the Special Tax. Tax-Exempt Property includes: (i) Public Property, or (ii) Property OwnerAssociation Property excluding Taxable Property B-4 Owner Association Property, or (iii) Assessor’s Parcels of Taxable CPF Property that is owned by a non- st preceding the Fiscal Year in profit organization and has provided proof to the City prior to the March 1 which the Special Tax is being levied of the organization’s non-profit status, or (iv) Assessor’s Parcels with public or utility easements making impractical their utilization for other than the purposes set forth in the easement. "Undeveloped Property"means, for each Fiscal Year, all Taxable Property not classified as Developed Property, Approved Property, Taxable Property Owner Association Property, or Taxable CPF Property. B.ASSIGNMENT TO LAND USE CATEGORIES Each Fiscal Year using the definitions above, each Assessor’s Parcel within CFD No. 14M-2 shall be classified as Taxable Property or Exempt Property. In addition, each Assessor’s Parcel of Taxable Property shall be further classified as Developed Property, Approved Property, Undeveloped Property, Taxable Property Owner Association Property, and Taxable CPF Property. Each Assessor’s Parcel classified as Developed Property shall be further assigned to a Land Use Class as specified in Table 1. The Land Use Class of each Assessor’s Parcel of Residential Property or Mixed-Use Property shall be determined based on the records of the San Diego County Assessor, or other such information provided by the City. Taxable Property Owner Association Property and Taxable CPF Property shall be taxed as Non- Residential Property when any such Assessor’s Parcel is classified as Developed Property. If any such Assessor’s Parcel is undeveloped, it shall be classified as Undeveloped Property. C.MAXIMUM SPECIAL TAX RATE 1.Developed Property TABLE 1 MAXIMUM SPECIAL TAX FORDEVELOPED PROPERTY Land Use Maximum ClassDescriptionSpecial Tax(FY 2018/19) 1Apartment Property$206.82 per Dwelling Unit 2Attached Residential Property$275.76 per Dwelling Unit 3Detached Residential Property$344.70 per Dwelling Unit 4Non-Residential Property$1,377.71 per Acre Mixed-Use Property Land Use Classes The Maximum Special Tax that may be levied on Mixed Use Property Assessor’s Parcel shall only be levied on the Residential Property Land Use Class(es) located on that Assessor Parcel(s). Sample Maximum Special Tax Calculation for Mixed Use Property Under the proposed example, assume that Assessor’s Parcel Number 1 is classified as a Mixed-Use Property. Assessor’s Parcel Number 1 is a 2 Acre parcel that contains Non-Residential Property consisting of 10,000 square feet of retail shops and Apartment Property consisting of 10 residential B-5 Dwelling Units. The following table shows what the expected annual Maximum Special Tax would be for Assessor’s Parcel Number 1. No. of Non-Residential Assessor ResidentialPropertyResidentialTotal Annual ParcelParcelDwellingMaximum Special Property Maximum Maximum (1) No.AcreageUnitsTaxSpecial TaxSpecial Tax 12.0010$0.00$2,068.20$2,068.20 (1)The Maximum Special Tax is based upon the initial Maximum Special Tax rates as defined in Table 1. 2.Approved Property and Undeveloped Property The Maximum Special Tax for Approved Property and Undeveloped Property shall be $4,359.00 per Acre. Annual Escalation of Maximum Special Tax On each July 1, commencing on July 1, 2019, the Maximum Special Tax for CFD No. 14M-2 as shown in Tables 1 above that may be levied on each Assessor’s Parcel of Taxable Property in CFD No. 14M-2 shall be adjusted by a factor equal to the greater of, the positive percentage change in the San Diego Metropolitan Area All Urban Consumer Price Index (All Items) for the twelve-month period ending June 1 of the prior Fiscal Yearor 0%, provided the Maximum Special Tax shall never be less than the amounts shown in Table 1. D.CALCULATION OF OVERALL SPECIAL TAX REQUIREMENT PROPORTIONALITY Each Fiscal Year, an Overall Special Tax Requirement for CFD No. 14M-2 and CFD No. 14M IA 1 shall be calculated initially as the same amount as theCFD No. 14M IA 1Special Tax Requirement would have been calculatedprior to the creation of CFD No. 14M-2. Then, for purposes of the levy of Special Taxes within CFD No. 14M-2, the amount of the CFD No. 14M-2 Special Tax Requirement shall be an amount equal to the Overall Special Tax Requirement less the amount of the levy of special taxes in CFD No. 14M IA 1 on Developed Property at 100% of the Maximum Special Tax (as such terms are defined in the CFD No. 14M IA 1 RMA). If the amount of Developed Property Maximum Special Taxes that can be collected in that Fiscal Year within CFD No. 14M-2 exceeds the CFD No. 14M-2 Special Tax Requirement, then the levy on Developed Property in both CFD No. 14M IA 1 and CFD No. 14M-2 shall be reduced Proportionatelyto the amount required to fund the Overall Special Tax Requirement. If the amount of Developed Property Maximum Special Taxes that can be collected in that Fiscal Year within CFD No. 14M-2 is less than the CFD No. 14M-2 Special Tax Requirement, then all Approved Property in both CFD No. 14M IA 1 and CFD No. 14M-2shall be taxed Proportionately, up to 100% of the applicable Maximum Special Tax, as necessary to satisfy the Overall Special Tax Requirement, and the CFD No. 14M-2 Special Tax Requirement shall include such amount to be levied on Approved Property in CFDNo. 14M-2. If the combined amount of Developed Property and Approved Property Special Taxesthat can be collected in that Fiscal Year within both CFD No. 14M IA 1 and CFD No. 14M-2 is less than the Overall Special Tax Requirement, then all Undeveloped Property in both CFD No. 14M IA 1 and CFD No. 14M-2 B-6 shall be taxed Proportionately, up to 100% of the Maximum Special Tax, as necessary to satisfy the OverallSpecial Tax Requirement, and the CFD No. 14M-2 Special Tax Requirementshall include such amount to be levied on Undeveloped Property in CFD No. 14M-2. If the combined amount of Developed Property, Approved Property, and Undeveloped Property Special Taxesthat can be collected in that Fiscal Year within both CFD No. 14M IA 1 and CFD No. 14M-2 is less than the OverallSpecial Tax Requirement, then all Taxable Property Owner Association Property and Taxable CPF Property in both CFD No. 14M IA 1 and CFD No. 14M-2 shall be taxed Proportionately, up to 100% of the Maximum Special Tax, as necessary to satisfy the OverallSpecial Tax Requirement, and the CFD No. 14M-2 Special Tax Requirement shall include such amount to be levied on all Taxable Property Owner Association Property and Taxable CPF Property in CFD No. 14M-2. E.METHOD OF APPORTIONMENT OF THE SPECIAL TAX FOR CFD No. 14M-2 Commencing with Fiscal Year 2019-2020, and for each following Fiscal Year, the Council shall levy the Special Tax in CFD No. 14M-2 at the rates established pursuant to steps 1 through 4 below so that the amount of the Special Tax leviedequals the CFD No. 14M-2 Special Tax Requirement as determined in Section D above. The Special Tax shall be levied each Fiscal Year as follows: First: The Special Tax shall be levied Proportionately on each Assessor’s Parcel of Developed Property up to 100% of the applicable Maximum Special Tax for Developed Property; Second: If additional monies are needed to satisfy the CFD No. 14M-2 Special Tax Requirement after the first step has been completed, the Special Tax shall be levied Proportionately on eachAssessor's Parcel of Approved Property at up to 100% of the Maximum Special Tax for Approved Property; Third: If additional monies are needed to satisfy the CFD No. 14M-2 Special Tax Requirement after the first two steps have been completed, the Special Tax shall be levied Proportionately on each Assessor's Parcel of Undeveloped Property at up to 100% of the Maximum Special Tax for Undeveloped Property; Fourth: If additional moneys are needed to satisfy the CFD No. 14M-2 Special Tax Requirement after the first three steps have been completed, the Special Tax shall be levied Proportionately on each Assessor's Parcel of Taxable Property Owner Association Property and Taxable CPF Property, at up to 100% of the Maximum Special Tax for Taxable Property Owner Association Property or Taxable CPF Property, as applicable. Notwithstanding the above, under no circumstances will the Special Tax levied against any Assessor’s Parcel of Apartment Residential Property, Attached Residential Property, or Detached Residential Property for which an occupancy permit for private residential use has been issued be increased by more than ten percent annually up to the Maximum Special Tax as a consequence of delinquency or default by the owner of any other Assessor's Parcel within CFD No. 14M-2. F.EXEMPTIONS The CFD Administrator shall classify as Tax-Exempt Property (i) Assessor’s Parcels defined as Public Property, (ii) Assessor’s Parcels defined as CPF Property that are owned by a non-profit organization st which provides proof to the City prior to March 1preceding the Fiscal Year in which the Special Tax is being levied of the organization’s non-profit status, and (iii) Assessor’s Parcels with public or utility easements making impractical their utilization for other than the purposes set forth in the easement. B-7 The CFD Administrator shall classify as Tax-Exempt Property within CFD No. 14M-2 those Assessor’s Parcels defined as Property Owner’s Association Property or CPF Property provided that no such classification would reduce the sum of all Taxable Property within CFD No. 14M-2 to less than 80.06 Acres. Assessor’s Parcels defined as Property Owner Association Property and CPF Property that cannot be classified as Tax-Exempt Property will be classified as Taxable Property Owner Association Property or Taxable CPF Property and shall be taxed as part of the fourth step in Section D. The CFD Administrator will assign tax-exempt status in the chronological order in which property becomes exempt Public Property or CPF Property or Tax-Exempt Property Owner Association Property. However, should an Assessor’s Parcel no longer be classified as Public Property or CPF Property or Tax- Exempt Property Owner Association Property, its tax-exempt status will be revoked. Taxable Property Owner Association Property and Taxable CPF Property that is not exempt from the Special Tax under this section shall be subject to the levy of the Special Tax and shall be taxed Proportionately as part of the fourth step in Section D above, at up to 100% of the applicable Maximum Special Tax for Taxable Property Owner Association Property and Taxable CPF Property. G.APPEALS Any landowner or resident who pays the Special Tax and believes that the amount of the Special Tax levied on their Assessor’s Parcel is in error shall first consult with the CFD Administrator regarding such error. If following such consultation, the CFD Administrator determines that an error has occurred; the CFD Administrator may amend the amount of the Special Tax levied on such Assessor’s Parcel. If following such consultation and action, if any by the CFD Administrator, the landowner or resident believes such error still exists; such person may file a written notice with the City Clerk of the City appealing the amount of the Special Tax levied on such Assessor’s Parcel. Upon the receipt of any such notice, the City Clerk shall forward a copy of such notice to the City Manager who shall establish as part of the proceedings and administration of CFD No. 14M-2, a special three-member committee (the “Review/Appeal Committee”). The Review/Appeal Committee may establish such procedures, as it deems necessary to undertake the review of any such appeal. The Review/Appeal Committee shall interpret this Rate and Method of Apportionment and make determinations relative to the annual administration of the Special Tax and any landowner or resident appeals, as herein specified. The decision of the Review/Appeal Committee shall be final and binding as to all persons. H.MANNER OF COLLECTION Special Taxes levied pursuant to Section D above shall be collected in the same manner and at the same time as ordinary ad valoremproperty taxes; provided, however, that the CFD Administrator may directly bill the Special Tax, may collect Special Taxes at a different time or in a different manner if necessary to meet the financial obligations of CFD No. 14M-2 or as otherwise determined appropriate by the CFD Administrator. I.TERM OF SPECIAL TAX Taxable Property of CFD No. 14M-2 shall remain subject to the Special Tax in perpetuity or until the Council takes appropriate actions to terminate the Special Tax pursuant to the Act and the CFD Ordinance. B-8 RESOLUTION NO. _________ RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA, ADOPTING A BOUNDARY MAP SHOWING THE BOUNDARIES OF THE TERRITORY PROPOSED FOR THE INCLUSION IN PROPOSED COMMUNITY FACILITIES DISTRICT NO. 14M-2 (EASTERN URBAN CENTER/MILLENIA) WHEREAS, the City Council of the City Of Chula Vista, California desires to initiate proceedings to create a Community Facilities District therein pursuant to the terms and provisions of the “Mello-Roos Community Facilities Act of 1982,” being Chapter 2.5, Part 1, Division 2, Title 5 of the Government Code of the State of California (the “Act”) and the City of Chula Vista Community Facilities District Ordinance, as originally enacted and subsequently amended pursuant to the powers reserved by the City ofChula Vista under Sections 3, 5 and 7 of Article XI of the Constitution of the State of California (the “Ordinance”) (the Act and the Ordinance may be referred to collectively as the “Community Facilities District Law”). This community facilities district shall hereinafter be designated as Community Facilities District No. 14M-2 (Eastern Urban Center/Millenia) (the “District”); and WHEREAS,there has been submitted a map showing the boundaries of the territory proposed to be included in the District whichterritory includes the properties and parcels of land proposed to be subject to the levy of special taxes by the District. NOW, THEREFORE, IT IS HEREBY RESOLVED: SECTION 1.The above recitals are all true and correct. SECTION 2.The map designated as “Proposed Boundaries of Community Facilities District No. 14M-2 (Eastern Urban Center/Millenia), City of Chula Vista, County of San Diego, State of California” showing territory proposed to be included in the Districtwhich territory includes the properties and parcels of land proposed to be subject to the levy of a special tax by the District is hereby adopted and approved. SECTION 3.A certificate shall be endorsed on the original and on at least one (1) copy of the map of the District, evidencing the date and adoption of this Resolution, and within fifteen (15) days after the adoption of the Resolution fixing the time and place of the hearing on the formation of such District, a copy of such map shall be filed with the correct and proper endorsements thereon with the County Recorder, all in the manner and form provided for in Sections 3110 and 3111 of the Streets and Highways Code of the State of California. PREPARED BY:APPROVED AS TO FORM BY: Kelly G. Broughton, FASLAGlen R. Googins Director of Development ServicesCity Attorney 1 March 26, 2019File ID: 19-0026 TITLE ACCEPTANCE OF THE HOUSING ELEMENT 2018 ANNUAL PROGRESS REPORT & HOUSING SUCCESSOR ANNUAL REPORT FOR FISCAL YEAR 2017-2018 RECOMMENDED ACTION Counciland Housing Authority, as Successor Housing Agency, accept the report. SUMMARY Annually, the City of Chula Vista prepares a Housing Element Progress Report (“HEReport”) on the implementation of the City’s Housing Element and includes theSuccessor Housing Agency Report required by Senate Bill 341 (SB-341 report)underHealth and Safety Code (HSC) Section 34176.1(f). The HE Report has been prepared and provides detailed information regarding the housing activities of the City from January1, 2018-December 31, 2018. The SB-341 report includes housing and financial activities of the Housing Authority’s Low-and Moderate-IncomeHousing Fundof the former redevelopment agency. The respective reports must be submitted to the State of California Department of Housing and Community Development (State HCD) by April 1. ENVIRONMENTAL REVIEW The Director of Development Services has reviewed the proposed activity for compliance with the California Environmental Quality Act (CEQA) and has determined that the activity is not a “Project” as defined under Section 15378 of the State CEQA Guidelinesbecauseitwillnotresultinaphysicalchangein theenvironment; therefore, pursuant to Section 15060(c)(3) of the State CEQA Guidelines, the activity is not subject to CEQA.Thus, no environmental review is required. BOARD/COMMISSION/COMMITTEE RECOMMENDATION No action is required. The Housing Advisory Commissionwill be provided with a summary of the Report at their next meeting. DISCUSSION Housing Element Progress Report AdoptedonApril23,2013andacceptedbytheCaliforniaDepartmentofHousingandCommunity Development(StateHCD)inJune2013,theCityofChulaVista’s2013-2020HousingElement addressestheadequatehousingneedsandopportunitiesforpresentandfutureChulaVista residents. Eachyear,theCitymustsubmittoStateHCDasummaryofitsprogressinimplementing thepolicyand Page|1 actionprogramsoutlinedwithintheHousingElementbasedonthespecifiedgoalsand objectives. TheChulaVistaHousingElement2018AnnualProgressReport,includedasAttachment 1(Executive Summary)andAttachment2(RequiredHousingElementReportingForms),provides detailed information regarding housing activities of the City of Chula Vista from January 1, 2018 through December 31, 2018.CaliforniaGovernmentCodeSection65400requiresthereporttoincludethe following:(1)progress inmeetingtheRegionalHousingNeed;(2)theeffectivenessoftheHousing Elementinthe attainmentofthecommunity’shousinggoalsandobjectives;and(3)progress towardmitigating governmentalconstraintsidentifiedintheHousingElement. In 2018, building permits were issued for 1,777 new residential units.Although no building permits were issued for affordable housing during this reporting period, on May 15, 2018,theCity’s Housing Authority,actingastheSuccessorHousingAgency,providedadditionalfinancialassistanceforthe future developmentofa 96-unitmulti-familyresidentialprojectlocatedin southwest Chula Vista. Otheraccomplishmentsincludethefollowingbyprogram: ProgramNameNumberofHouseholds FirstTimeHomebuyerProgram10 TenantBasedRentalAssistance17 RapidRe-Housing(Homeless)12 HomelessPrevention(AtRiskofHomeless)4 CommunityHousingImprovementProgram3 Inaddition,740residentialcomplaintswererespondedtobycodeenforcementin2018,with28 complaintsrelatedtoabandonedresidentialproperties.Alloftheseprogramsandservicesresulted in increasedaffordabilityandsaferhousingconditionsforChulaVistaresidents. SB-341 Report OnJanuary1,2014,SenateBill341(SB341)becameeffective,amendingCaliforniaHealth&SafetyCode (HSC)Section34176.1.HSCSection34176.1(f)requireseachhousingsuccessoragencythatassumedthe housingfunctionsofaformerredevelopmentagencytopreparefinancialstatementsforthe redevelopmenthousingagencyandpostaseparatereportonitswebsitecontaininginformation regardingthehousingandfinancialactivitiesoftheLow-andModerate-IncomeHousingAssetFund (LMIHAF)oftheformerredevelopmentagencyforthepreviousyear. TheHousingSuccessorAnnualReportforFiscalYear2017-2018,alongwiththeindependent financialauditoftheHousing Authority and the LMIHAF,aspreparedbytheindependentauditfirmof LanceSoll&Lunghard,LLP,andareincludedasAttachment3. As required by State HCD, this report will be included with the submittal of Housing Element AnnualProgressReport. DECISION-MAKER CONFLICT Staff has reviewed the decision contemplated by this action and has determined that it is not site-specific and consequently, the real property holdings of the City Council and Housing Authority members do not create a disqualifying real property-related financial conflict of interest under the Political Reform Act (Cal. Gov't Code § 87100, et seq.). Page|2 CURRENT-YEAR FISCAL IMPACT All staff time and costs to prepare this report were included in the adopted fiscal year 2018-2019. No additional appropriations are required. ONGOING FISCAL IMPACT There are no ongoing fiscal impacts related to this item. ATTACHMENTS 1.Executive Summary 2.Housing Element Reporting Forms (Calendar Year 2018) 3.Housing Successor Annual Report-SB-341 (Fiscal Year 2017-2018) Staff Contact:Jose Dorado, Senior Management Analyst, Chula Vista Housing Authority. Page|3 ATTACHMENT 1 HOUSINGELEMENT2018ANNUALPROGRESSREPORT EXECUTIVE SUMMARY Some significant facts about affordable housing efforts during the 2018calendaryear (January 1, 2018–December 31, 2018)include: Policy 3.2 Balanced and Diverse Housing Rental Assistance Seventeen (17) households receivedHOME fundedTenant Based Rental Assistance (TBRA). The target population for the TBRA program included those households who are literally homeless or are at risk of being homeless. Sixteen (16) households participated in the Emergency Solution Grant Program. Twelve (12) households received Rapid Re-Housing rental and/or security deposit assistance (for those who are literally homeless) and four (4) households received Homeless Prevention Rental Program rental assistance (at risk of being homeless). First Time Homebuyer Assistance Ten (10)low income household received down payment assistance through the First Time Homebuyer program. Policy 3.1 Maintaining & Enhancing the Quality and Sustainability of Housing and Residential Neighborhoods Rehabilitation of Housing Two (2) mobilehomes and one (1) single family home were provided assistance for the repair/rehabilitation of their home through the City’s Community Housing and Improvement Program. Inspection of Housing Code Enforcement staff began inspectionsin 2018on 12apartment communities through the City’s Rental Housing Program. In 2018, Code Enforcement opened 771cases for individual apartments resulting from inspections of apartment communities initiated in 2018and in the previous year. Through Title 25, Code Enforcement staff has completedinspectionsat Trailer Villa Mobilehome park with 118 mobilehome spaces. The initial preparations for inspection of Chula Vista Mobilehome Park with 166 spaces began in late 2018. Maintain Integrity of Residential Neighborhoods Code enforcement staff responded to 740residential (e.g. apartments, duplexes, condominiums, mobile homes and single-family homes) complaints during 2018. For condos and single-family dwellingssuch activities includedunpermitted construction, trash junk and debris, inoperable vehicles related. Forty-six of the complaints were related to 2018Housing ElementProgress Report–Executive Summary Page iof ii apartment communities for such activities as mold, roach/rodent infestations and other maintenance issues. Twenty-eight(28) residential properties were registered in the Abandoned Residential Properties Program (4condominium and 24single family properties) Chula Vista voters approved Measure P –a temporary, ten-year, half-cent sales tax to fund high priority infrastructure needs. Collection of the sales tax began April 1, 2017. Notable improvementswere made (in 2018)to public infrastructure and facilities, streets, civic and south libraries, recreation and senior centers, sports fields and courts, park improvements, traffic signals, and other improvements. A comprehensive list of improvements can be found on the City’s website at www.chulavistaca.gov/measurep. The City received a HCD Housing-Related Parks (HRP) Program Grantin late 2017. In 2018, planning functions were underway for the improvements to Friendship Park. The project is scheduled to be completed by June 2019. Water & Energy Efficiency Property Assessed Clean Energy (PACE) programs, a private-public partnership, financed over 210projects for a total of more than $5million in energy and water upgrades. Over 380no-cost home and business energy evaluationsconducted, which led to over 90% of residential participants implementing a recommended energy-saving behavior or retrofit and over 50% of business participants. 2018Housing ElementProgress Report–Executive Summary Page iiof ii and to OPR at This enters your and HCD will send you the login Please note: Using the online system only Submittal Instructions . Please send the Excel workbook, not a scanned or PDF If you prefer to submit via email, you can complete the excel Annual Online Annual Progress Reporting System (Preferred) - Email - Housing Element Annual Progress Reports (APRs) forms and tables must be submitted to HCD and the Governor's Office of Planning and Research (OPR) on or before April 1 of each year for the prior calendar year; submit separate reports directly to both HCD and OPR pursuant to Government Code section 65400.There are two options for submitting APRs: 1.information directly into HCD’s database limiting the risk of errors. If you would like to use the online system, email APR@hcd.ca.govinformation for your jurisdiction. provides the information to HCD. The APR must still be submitted to OPR. Their email address is opr.apr@opr.ca.gov.2.Progress Report forms and submit to HCD at APR@hcd.ca.govopr.apr@opr.ca.govcopy of the tables. v 2_6_19 Please Start Here 2018 Hines 91910 Leilani Chula Vista Chula Vista (619) 691-5263 276 Fourth Ave lhines@chulavistaca.gov Housing & Neighborhood Services Manager Mailing Address Contact Information General Information Jurisidiction NameReporting Calendar YearFirst NameLast NameTitleEmailPhoneStreet AddressCityZipcode Annual Progress Report + Notes (SB 35 65913.4(b)? SUBMITTED Streamlining) StreamliningNotes Pursuant to GC Was APPLICATION Total Total Can Be Project Units by Overwritten) DISAPPROVED Disapproved Units by Project (Auto-calculated Total Total Project Units by Approved APPROVED Units by project 678910 Units by Project Total PROPOSED 44433In-Review11In-Review44No Comment88In-Review 7272In-Review1616In-Review4646In-Review2323Applied2626In-Review 126126126106106In-Review159159Withdrawn141141Applied Above Income Moderate- Income Non Deed Moderate-Restricted Moderate-Restricted Income Deed 1735736130 5 Non Deed Restricted Low-Income Low-Deed Income Restricted A e bl a Deed T Very Low- Restricted Income Non Very Low-Restricted Income Deed Housing Development Applications Submitted Date Date Submitted Application Submitted Application 34 Tenure R=RenterO=Owner 2 Unit Category(SFA,SFD,2 to 4,5+,ADU,MH) + Tracking ID Local Jurisdiction DR18-0005ADUR04/03/201811In-ReviewDR18-00102 to 4R05/23/2018DR18-00255+R11/29/2018DR18-0029SFDO12/13/2018 + OR VLG 2DR18-00232 to 4O11/15/2018 Project Name DU A 1 Project IdentifierUnit TypesProposed Units - Affordability by Household Incomes T BLRDSMILLENIA AVRevel MilleniaDR18-00275+R12/03/2018PW 6190101400354 MOSS STDR18-00165+O08/14/20186443111600CARPENTERIA STOR VLG 2DR18-0017SFDO08/17/20185734500500310 K STDR18-00195+R10/24/20185680710100201 THIRD AVDR18-00205+R10/25/20185684110200435 FOURTH AVDR18-00212 to 4 11/01/20186443100600SANTA VICTORIA 5684104100 353 ROOSEVELT 6180103200676 MOSS STDR18-00285+O12/04/201864312002001227 EASTLAKE 565-032-060049 OAKLAWN AVDR18-00035+R03/15/2018643-060-6200SOLSTICE AVPinnacle Millenia DR18-0004SFAO03/16/2018573-130-0600376 I ST618-151-1000571 MOSS STDR18-00072 to 4R04/26/2018622-071-14001350 INDUSTRIAL Current APNStreet Address + Prior APN Summary Row: Start Data Entry Below a 5546111111111111 Above Income Moderate- Moderate- Income Non Deed Restricted Moderate-Restricted Income Deed Non Deed Restricted Low- Income ffordability by Household Incomes - Certificates of Occup A Deed Restricted Low- Income Deed Very Low- Restricted Income Non Very Low- Restricted Income Deed 133111114455544645543511111111111111111111111111 Building Permits # of Units Issued 8910 8 Date Issued Building Permits 104/05/201309/11/2018304/23/2018109/11/2018109/11/2018109/11/2018102/05/2018103/29/2018401/04/2018401/04/2018501/04/2018501/04/2018501/04/2018401/04/2018401/04/2018601/04/2018401/04/2018501/04/201850 1/04/2018401/04/2018301/04/2018501/04/2018101/04/2018101/04/2018101/04/2018101/04/2018101/04/2018101/04/2018101/04/2018101/04/2018101/04/2018101/04/2018101/04/2018101/04/2018105/31/2018105/31/2018105 /31/2018105/31/2018105/31/2018105/31/2018105/31/2018108/23/2018108/23/2018108/23/2018108/23/2018108/23/2018108/23/2018108/23/2018 Above Income Moderate- Moderate- Income Non Deed Restricted Moderate-Restricted Income Deed 15176217773290 Non Deed Restricted Low- Income Deed Restricted Low- Income Deed Very Low- Restricted Income Non Very Low- Restricted Income Deed Entitlements # of Units issued 567 Entitlement Date Approved Above Income Moderate- Moderate- Income Non Deed Restricted Moderate-Restricted Income Deed Non Deed Restricted Low- Income Deed Restricted Low- Income Table A2 Deed Very Low- Restricted Income Non Very Low- Restricted Income Deed Tenure R=RenterO=Owner Unit TypesAffordability by Household Incomes - Completed EntitlementAffordability by Household Incomes - Building Permits Annual Building Activity Report Summary - New Construction, Entitled, Permits and Completed Units 234 Unit Category(SFA,SFD,2 to 4,5+,ADU,MH) + Tracking ID Local Jurisdiction BR15-00012 to 4BR15-00722 to 4OBR16-00392 to 4OBR16-0076SFDOBR16-0077SFDOBR16-0078SFDOBR16-0139SFDOBR16-02082 to 4OBR16-02092 to 4OBR16-02105+OBR16-0211SFAOBR16-02125+OBR16-02132 to 4OBR16-02142 to 4OBR16-02155+OBR16-02162 to 4OBR16-02175+OBR16-02185+OBR16-02192 to 4OBR16-02202 to 4OBR16-02215+OBR16-0352SFDOBR16-0353SFDOBR16-0354SFDOBR16-0355SFDOBR16-0356SFDOBR16-0357SFDOBR16-0 358SFDOBR16-0359SFDOBR16-0360SFDOBR16-0361SFDOBR16-0362SFDOBR16-0363SFDOBR16-0364SFDOBR16-0365SFDO -------------- + S O AAAAAAAAAAAAAAA Project Name MILLENICONDOMIINIUMSIGNATUREOR VLG 2 R-20 SIGNATUREOR VLG 2 R-20 SIGNATUREOR VLG 2 R-20 BELLA LAGMILLENIZMILLENIMILLENIMILLENIMILLENIMILLENIMILLENIZMILLENIMILLENIMILLENIMILLENIMILLENIMILLENIMILLENISE VILLEESCAYA/OR VLG 3 R9SEVILLEESCAYA/OR VLG 3 R9SEVILLEESCAYA/OR VLG 3 R9SEVILLEESCAYA/OR VLG 3 R9SEVILLEESCAYA/OR VLG 3 R9SEVILLEESCAYA/OR VLG 3 R9SEVILLEESCAYA/OR VLG 3 R9SEVILLEESCAYA/OR VLG 3 R9SEVILLEESCAYA/OR VLG 3 R9SEVILLEESCAYA/OR VLG 3 R9SEVILLEESCAYA/OR VLG 3 R9SEVILLEESCAYA/OR VLG 3 R9SEVILLEESCAYA/OR VLG 3 R9SEVILLEESCAYA/OR VLG 3 R9 B VVV 1 475 OXFORD ST A&CHRISTINA ACHRISTINA ACHRISTINA AWYWY 1-6LEVANTELEVANTELEVANTELEVANTELEVANTELEVANTELEVANTELEVANTEAMBIENTEAMBIENTEPALOMINOLEVANTEAMBIENTEPALOMINO Project Identifier 0 Current APNStreet Address 61830104064306209002060 FOXTROT LPEvo61814218001084 BROADWAYLIMON 64434556001793 SANTA 64434557001797 SANTA 64434558001801 SANTA 58522154003212 CORTE MELANOVISTA DEL CIELO59509805002885 GATE THREE PLBR16-0149SFDO64306307012125 CELESTIAL WYZ 64306308051848 OBSERVATION 64306307512134 STELLAR WY 1-5Z 64306307562140 STELLAR WYZ 64306307272137 STELLAR WY 1-5Z 64306307712144 STELLAR WY 1-4Z 64306307232127 STELLAR WY 1-4Z 64306307351855 OBSERVATION 64306307132145 CELESTIAL WYZ 64306307882394 ELEMENT WYZ 64306307052135 CELESTIAL WYZ 64306307142126 CELESTIAL WYZ 64306307322395 ELEMENT WYZ 64306307182136 CELESTIAL WYZ 64306308172019 ELEMENT WYELEMENT MILLENIABR16-0261SFDO64306308202031 ELEMENT WYELEMENT MILLENIABR16-0262SFDO64306308162015 ELEMENT WYELEMENT MILLENIABR16-0263SFDO64306308212035 ELEMENT WYELEMENT MILLENIABR16-0264SFDO64306308152011 ELEMENT WYELEMENT MILLENIABR16-0265SFDO64306308222039 ELEMENT WYELEMENT MILLENIABR16-0266SFDO64306308182023 ELEMENT WYELEMENT MILLENIABR16-0267SFDO64306308192027 ELEMENT WYELEMENT MILLENIABR16-0268SFDO64306308232051 ELEMENT WYELEMENT MILLENIABR16-0269SFDO64306308252 059 ELEMENT WYELEMENT MILLENIABR16-0270SFDO64306308242055 ELEMENT WYELEMENT MILLENIABR16-0271SFDO64306308262063 ELEMENT WYELEMENT MILLENIABR16-0272SFDO64438649001148 CAMINO 64438646001132 CAMINO 64438647001138 CAMINO 64438645001128 CAMINO 64438650001152 CAMINO 64438644001124 CAMINO 64438648001144 CAMINO 64438655001174 CAMINO 64438653002005 PLAZA 64438652002009 PLAZA 64438660002007 AVENIDA 64438654001168 CAMINO 64438651002006 PLAZA 64438656002008 AVENIDA + Prior APN Summary Row: Start Data Entry Below + 21 Notes Notes + Units Renter Owner or Destroyed Demolished/ + 20 Units Destroyed Demolished or + Demolished/Destroyed Units Units Destroyed Number of Demolished/ y bilit a + d or Aff f enter 1000) erm o (if affordable in perpetuity orDeedRestrictionTerm of Affordability or Deed Restriction (years) T e l a i nanc Fi t ou ith affordable (see instructions) ng w i AssistanceorDeed financial assistance or deed restrictions, explain how the ous H locality determined the units wer ance t s i Type ss A l Deed Restriction a (see instructions) i nanc Fi ith ng w i and/orDeedRestrictions ous (see instructions) Each Development H Assistance Programs for + Y/N Infill Units? using GC Y/N 65913.4(b)? Was Project StreamliningInfill (SB 35 Streamlining) APPROVED + Income? units were Extremely Low How many of the 5546111111111111 293 readiness Certificates of Occupancy or other forms of # of Units issued 111213141516171819 Issued 12/06/201812/07/201809/19/201809/20/201810/16/201810/16/201810/16/201810/23/201802/12/201910/17/201810/17/201810/16/201810/30/201810/31/201810/30/201811/05/2018 Certificates of forms of readiness Occupancy or other (see instructions) Date ncy -------------- a + S O AAAAAAAAAAAAAAA Project Name MILLENICONDOMIINIUMSIGNATUREOR VLG 2 R-20 SIGNATUREOR VLG 2 R-20 SIGNATUREOR VLG 2 R-20 BELLA LAGMILLENIZMILLENIMILLENIMILLENIMILLENIMILLENIMILLENIZMILLENIMILLENIMILLENIMILLENIMILLENIMILLENIMILLENISE VILLEESCAYA/OR VLG 3 R9SEVILLEESCAYA/OR VLG 3 R9SEVILLEESCAYA/OR VLG 3 R9SEVILLEESCAYA/OR VLG 3 R9SEVILLEESCAYA/OR VLG 3 R9SEVILLEESCAYA/OR VLG 3 R9SEVILLEESCAYA/OR VLG 3 R9SEVILLEESCAYA/OR VLG 3 R9SEVILLEESCAYA/OR VLG 3 R9SEVILLEESCAYA/OR VLG 3 R9SEVILLEESCAYA/OR VLG 3 R9SEVILLEESCAYA/OR VLG 3 R9SEVILLEESCAYA/OR VLG 3 R9SEVILLEESCAYA/OR VLG 3 R9 B VVV 1 475 OXFORD ST A&CHRISTINA ACHRISTINA ACHRISTINA AWYWY 1-6LEVANTELEVANTELEVANTELEVANTELEVANTELEVANTELEVANTELEVANTEAMBIENTEAMBIENTEPALOMINOLEVANTEAMBIENTEPALOMINO Project Identifier 0 Current APNStreet Address Data Entry Below 61830104064306209002060 FOXTROT LPEvo61814218001084 BROADWAYLIMON 64434556001793 SANTA 64434557001797 SANTA 64434558001801 SANTA 58522154003212 CORTE MELANOVISTA DEL CIELO59509805002885 GATE THREE PL64306307012125 CELESTIAL WYZ 64306308051848 OBSERVATION 64306307512134 STELLAR WY 1-5Z 64306307562140 STELLAR WYZ 64306307272137 STELLAR WY 1-5Z 64306307712144 STELLAR WY 1-4Z 64306307232127 STELLAR WY 1-4Z 64306307351855 OBSERVATION 64306307132145 CELESTIAL WYZ 64306307882394 ELEMENT WYZ 64306307052135 CELESTIAL WYZ 64306307142126 CELESTIAL WYZ 64306307322395 ELEMENT WYZ 64306307182136 CELESTIAL WYZ 64306308172019 ELEMENT WYELEMENT MILLENIA64306308202031 ELEMENT WYELEMENT MILLENIA64306308162015 ELEMENT WYELEMENT MILLENIA64306308212035 ELEMENT WYELEMENT MILLENIA64306308152011 ELEMENT WYELEMENT MILLENIA64306308222039 ELEMENT WYELEMENT MILLENIA64306308182023 ELEMENT WYELEMENT MILLENIA64306308192027 ELEMENT WYELEMENT MILLENIA64306308232051 ELEMENT WYELEMENT MILLENIA64306308252059 ELEMENT WYELEMENT MILLENIA64306308242055 ELEMENT WYELEMENT MILLENIA64306308262063 ELEMENT WYELEMENT MILLENIA64438649001148 CAMINO 64438646001132 CAMINO 64438647001138 CAMINO 64438645001128 CAMINO 64438650001152 CAMINO 64438644001124 CAMINO 64438648001144 CAMINO 64438655001174 CAMINO 64438653002005 PLAZA 64438652002009 PLAZA 64438660002007 AVENIDA 64438654001168 CAMINO 64438651002006 PLAZA 64438656002008 AVENIDA 311818671929 Level Total Remaining RHNA by Income 34 91 572328 759985906914 Total Units to Date (all years) 15 y 2 B e bl a T Permitted Units Issued by Affordabilit Regional Housing Needs Allocation Progress 6922 37118630211213 2013201420152016201720182019202020213042967689105910561777 1 4956230095668984910431762 320924392257 12861 by Income Level RHNA Allocation Deed RestrictedNon-Deed RestrictedDeed RestrictedNon-Deed RestrictedDeed RestrictedNon-Deed Restricted Income Level e t era d o M ove Very LowLowModerateAbTotal RHNATotal Units 44Note: units serving extremely low-income households are included in the very low-income permitted units totalsCells in grey contain auto-calculation formulas 11 Uses Description of Existing 10 Vacant/Nonvacant 9 Realistic Capacity Maximum Density Allowed 8 Sites Description Minimum Density Allowed 7 Zoning 6 Designation General Plan d ee N ng i 5 ous (Acres) H ll a tf or Sh e t 4 a d C Type of ShortfallType of ShortfallParcel Size e - bl a ccommo T A o t d Income bove Moderate A ezone R or d e tifi en Id 3 es Sit Affordability by Household Income 2 Date of RezoneDate of RezoneVery-Low IncomeLow-IncomeModerate Income + Local Jurisdiction Tracking ID + Project Name 1 Project Identifier APNStreet Address E Summary Row: Start Data Entry BelowNON Table D Program Implementation Status pursuant to GC Section 65583 Housing Programs Progress Report Describe progress of all programs including local efforts to remove governmental constraints to the maintenance, improvement, and development of housing as identified in the housing element. 1234 Name of ProgramObjectiveTimeframe in H.EStatus of Program Implementation 1.1.1 Rehabilitation of Continue implementation of the City’s 2021Two (2) mobilehomes and one (1) single family home were provided assistance for the Owner Occupied Housing Community Housing Improvement Program repair/rehabilitation of their home through the City’s Community Housing and (CHIP) for lowincome homeowers. Improvement Program. Program participation has fluctuated due to eligiblity levels of Leverage its Home Upgrade, Carbon participants due to credit, home loan values and availability of contractors to complete Downgrade (HUCD) program to better work. serve low-income and moderate-income residents.During 2018, the Property Assessed Clean Energy (PACE) programs, a private-public Integrate the HUCD program into the City’s partnership, financed over 447 projects for a total of more than $13 million in energy First-Time Homebuyers Program as an and water upgrades. Over 340 no-cost home and business energy evaluations optional financing tool.conducted, which led to over 90% of residential participants implementing a recommendedenergysavingbehaviororretrofit 1.1.2 Encourage Climate To support the City of Chula Vista’s 2021During 2018, staff further incorporated resiliency to climate change into City operations Resilient Design Climate Action Plan and its related goals, through completing the Water Stewardship Plan that evaluates how we can reuse Techniquesthe City supports the following design water in our community to increase water resiliency. The Property Assessed Clean measures to improve climate change Energy (PACE) program, reference Section 1.1.1, provides residents and businesses resilience: design natural ventilation and with financing for energy and water upgrades, which improve their resiliency. To passive solar into residential buildings; date,the PACE program has financed over 210 projects for a total of more than $5 limit internal heat by specifying high-million in energy and water upgrades. efficiency lighting and equipment; modeling of energy performance with higher cooling design temperatures; avoid building in flood zones; elevate mechanical and electrical equipment to minimize damage and danger from flooding; specify Class A roofing to reduce risk of wildfire; and design buildings to maintain livable conditions in the event of loss of power or heating fuel, or shortages of water. 1.1.2 Neighborhood Support a program focusing financial As resources are availableInfrastructure: Chula Vista voters approved Measure P – a temporary, ten-year, half- Revitalizationresources and efforts that improve the cent sales tax to fund high priority infrastructure needs. Collection of the sales tax (Note: Program numbering conditions and appearances of began April 1, 2017. Notable improvements were made (in 2018) to public duplicative in HE)neighborhoods. This on-going program infrastructure and facilities, streets, civic and south libraries, recreation and senior will target specific low-and moderate-centers, sports fields and courts, park improvements, traffic signals, and other income neighborhoods within Western improvements. A comprehensive list of improvements can be found on the City’s Chula Vista that can be leveraged with website at www.chulavistaca.gov/measurep. other public and private investments. Parks: The City received a HCD Housing-Related Parks (HRP) Program Grant in late 2017. In 2018, planning functions were underway for the improvements to Friendship Park. The project is scheduled to be completed by June 2019. Litter: In 2018, the Beautify Chula Vista Day event (funded by a California Redemption Value grant) was 454 volunteers came out to Otay Valley Regional Park to remove graffiti removal, pick up of litter and clear invasive vegetation, Memorial Park for graffiti removal, painting, and pick up of litter, Terra Nova Park for planting of native plants, painting utility boxes, sign installation, graffiti removal and pick up of litter, and Chula Vista Community Park for graffiti removal and pick up of litter. 1.1.3 Rental Housing As part of a comprehensive neighborhood As resources are availableThe City continues to meet with developers as contacted regarding the inclusion of Rehabilitationrevitalization strategy, the City seeks to affordable housing units into existing multifamily housing. Due to current rental provide financial assistance to private housing market, (e.g high rents and low vacancy rates), there is a lack of interest by property owners of existing and private property owners in participating in this program. deteriorating multifamily rental housing within Northwest and Southwest planning areas and requiring the property owner to set aside a number of housing units for lower income households at affordable rents. Efforts will be made to target properties in such areas where privately initiated improvements in other neighborhood developments may be 1.1.4 Rental Housing As part of a comprehensive neighborhood As resources are availableDue to the current competitive housing market, the City is unable to acquire and Acquisition and revitalization strategy, the City Seeks to rehabiltate property. Rehabilitationacquire and rehabilitate existing rental housing throughout the Northwest and Southwest planning areas of the City and set aside a number of the housing units for very low-income and/or special needs householdsataffordablerents 1.1.5 Funding for Housing Support applications for available Federal 2021Due to the City’s budgetary reductions, funding levels, priority needs and scoring Related Environmental or State funding to reduce housing related criteria, the City did not respond to the U.S. Department of HUD NOFA’s for its Healthy Hazard Control environmental hazards, including lead Homes and Lead Hazard Control Programs. hazard control, building structural safety, electrical safety, and fire protection to address multiple childhood diseases and injuries in the home, such as the Healthy Homes Initiative. 1.2.1 Multifamily Housing Provide for the continuance of a 2021Code Enforcement staff began inspections in 2018 on 12 apartment communities Inspectionmultifamily inspection program that through the City’s Rental Housing Program. Code Enforcement opened 771 cases for evaluates conditions of rental housing individual apartments resulting from inspections of apartment communities initiated in complexes of three or more units and 2018 and in the previous year. reports violations to the City’s Code Enforcement Division regarding current health and safety codes. The City will follow up on all reports of violations to ensure the correction of any identified deficiencies 1.2.2 Mobilehome Provide for the continued systematic 2021Through Title 25, Code Enforcement staff has completed inspections at Trailer Villa Inspection Programinspection of mobilehome and trailer park Mobilehome park with 118 mobilehome spaces. The initial preparations for inspection communities for compliance with Title 25 of of Chula Vista Mobilehome Park with 166 spaces began in late 2018. the California Code of Regulations to promote safe and sanitary housing and neighborhoods 1.2.3 Code Enforcement Continue Code Enforcement activities that 2021Due to the growing foreclosure issue in Chula Vista, the City adopted a Residential Activitiesproactively monitor housing and Abandoned Properties Program (RAPP) ordinance in August 2007, which requires neighborhood conditions for adherence to mortgage lenders to inspect defaulted properties to confirm that they are occupied. If a minimum standards of habitability and property is found to be vacant, the program requires that the lender exercise the appearance by responding to service abandonment clause within their mortgage contract, register the property with the City requests from concerned citizens. and immediately begin to secure and maintain the property to the neighborhood standard. For 2018, twenty-eight (28) residential properties were registered in the Abandoned Residential Properties Program (4 condominium and 24 single family properties) Code enforcement staff responded to 740 residential (e.g. apartments, duplexes, condominiums, mobile homes and single-family homes) complaints during 2018. For condos and single-family dwellings such activities included unpermitted construction, trash junk and debris, inoperable vehicles related. Forty-six of the complaints were related to apartment communities for such activities as mold, roach/rodent infestations 2.1.1 Water Conservation Promote the inclusion of state-of-the art 2021During 2015, residential and commercial buildings met the Green Building Standard, Practiceswater conservation practices in existing which requires a 20% reduction in potable water use (compared to national standards) and new development projects where in new construction and major renovation projects and met the requirement for laundry proven to be safe and environmentally water re-use pre-plumbing. Through its SDG&E Local Government Partnership, the sound through targeted policies and City also distributed 23 water-savings devices to existing residences and businesses in incentives in partnership with the local 2018. Finally, the PACE program, as mentioned in Section 1.1.2, helped fund indoor utilities. These practices can include, but and outdoor water conservation measures in existing buildings. are not limited to, low-flow plumbing fixtures, and EPA WaterSense-labeled li 2.1.2 Landscaping-Specific Promote the use of low water demand 2021The City continues to promote low water demand landscaping through its revised Water Conservation (WaterSmart) landscaping, which Landscape Water Conservation Ordinance (large parcels) and Outdoor WaterSmart Strategiesincorporates high efficiency irrigation and Guidelines & Checklist (small parcels), both of which guide landscaping projects drought-tolerant plant materials in existing towards high water use efficiency. and new development. When developing landscape designs, encourage the minimal use of turf areas and the implementation of the City’s Shade Tree Policy, which requires a certain percentage of shade coverage within parking lots and along streets excluding alleyways. Water reuse techniques, such as graywater systems, rain water harvesting, and recycled water, to meet outdoor landscaping water demand should be encouraged. 2.1.3 New Development - Continue to develop, update, and enforce 2021The City continues to promote low water demand landscaping through its revised Specific Water water-related building codes and Landscape Water Conservation Ordinance (large parcels) and Outdoor WaterSmart Conservationdevelopment requirements such as the Guidelines & Checklist (small parcels), both of which guide landscaping projects City’s Landscape Water Conservation towards high water use efficiency. Ordinance, Green Building Standard, Design Manual, and Water Conservation The City continues to require Water Conservation Plans for large developments (over Plan Guidelines (or their equivalent) as 50 dwelling units or equivalent) which emphasize both indoor and outdoor water use part of the residential development review efficiency and requires homes to be pre-plumed for water re-use systems from clothes and approval process. Developers shall washers. provide homebuyers with an “Outdoor WaterSmart Package” at occupancy, which also includes information about the City of Chula Vista NatureScape program. 2.1.4 Public Education for Promote water conservation, efficiency, 2021The City continues to work with the Sweetwater and Otay Water Districts in to host Water Conservationand reuse in the community by providing community educational workshops, and distributing general water efficiency appropriately targeted public education educational materials. We also created a mobile display that explains how residents and by offering free technical assistance in can install Laundry-to-landscape systems in their own home which was displayed at partnership with the local water districts.community events and public buildings. In addition, the City provides free home and business water evaluations and has distributed water-saving devices over the last year. 2.2.1 General Energy Maximize energy efficiency and integrate 2021The City encourages energy efficiency, renewable energy, and other green building Efficiency and Renewable renewable energy into existing and new technologies and design principles in new and existing developments. During 2018, Energy Strategies development projects through appropriate the City provided over 286 no-cost business energy evaluations and 100 home energy site and building design, energy efficient evaluations were conducted, which has led to participants implementing a materials and appliances, onsite recommended energy-saving behavior or retrofit. renewable energy systems, and home energy performance ratings by developing targeted policies consistent with the California Long-Term Energy Efficiency Strategic Plan and by offering incentives in coordination with San Diego Gas & Electric 2.2.2 New Development - Continue to develop, update, and enforce 2021The City encourages energy efficiency, renewable energy, and other green building Specific Energy energy-related building codes and technologies and design principles in new and existing developments. In more recent Conservation Requirementsdevelopment requirements. Applicable years, California Building Codes are reflecting the need to implement more energy codes and development requirements efficient construction, with more significant changes occurring with Code updates include, but are not limited to, the City’s effective January 2018. To assist developers, contractors and other industry Enhanced Energy Efficiency, Green stakeholders, the City in partnership with SDG&E has held numerous brown bag lunch Building (includes Cool Roof standards), events on building code requirements, new programs, and other relevant information. and Solar Ready ordinances (or their The City continues to provide a “Sustainability Desk” at the building permit counter to equivalent) as part of the residential provide technical assistance on energy conservation and other green building topics. development review and approval process. 2.2.3. Zero Net Energy Facilitate progress towards the 2021See comments Section 1.1.1. Home Targetdevelopment of “Zero Net Energy” residential buildings, which have a net energy consumption of zero over a typical year as envisioned by the California Long- Term Energy Efficiency Strategic Plan. This progress will be accomplished by creating developer incentives (such as expedited permitting or reduced permit fees) and by leveraging state and federal housing funds administered by the City’s Housing Division. 2.2.4 Public Education for Promote energy efficiency and renewable 2021The City continues to provide energy-related materials and services through free Energy Conservationenergy in the community by providing energy evaluations, community outreach events and the Library Energy Lounges. The appropriately targeted public education City continues to sponsor a “Sustainability Desk” at the building permit counter to and by offering free technical assistance in provide technical assistance on energy conservation and other green building topics. partnership with San Diego Gas & Electric. 3.1.1 Integration of Land The City’s General Plan, including this 2021In 2014, City staff participated in SANDAG regional workshops regarding the Use Planning and Transit 2013 – 2020 Housing Element, promote a incorporation of Transportation Demand Management (TDM) into the Development land use pattern that is anticipated to Process. TDM refers to programs and strategies that manage and reduce traffic reduce Vehicle Miles Traveled (VMT) and congestion during peak travel times. Two Specific Planning Area's (SPA's), Millennia result in the region meeting or exceeding and Village 8 East, will include TDM. the targets established by the California Air Resources Board (CARB). The key The City of Chula Vista’s Sustainable Communities Program (SCP) seeks to promote component of the 2013 – 2020 Housing energy efficiency and reduce green house gas emissions in the planning and building Element will be to promote the integration process and in neighborhood design. of land use planning and transit, whereby: the City encourages the use of incentives, In 2013, the SCP developed a modeling tool for energy efficient community and site when available, for mixed-use planning standards. The model is based on LEED’s Neighborhood Development rating development, which includes housing, system, which integrates the principles of smart growth, New Urbanism and green retail, and office space, at transit nodes building and encourages better neighborhood planning and development by assisting and other high-intensity locations as developers to select the appropriate mix of energy efficient features to maximize their appropriate. The City supports site’s sustainability score. This evaluation tool continues to be available on the City’s implementation of the San Diego website. Association of Governments (SANDAG)’s Sustainable Communities Strategy (SCS), In 2016 construction began on a Bus Rapid Transit (BRT) line (aka "South Bay Rapid") including the adopted Regional Housing that will connect eastern Chula Vista to downtown San Diego. Service began in Needs Assessment (RHNA) Plan, which February 2019. Operated by the Metropolitan Transit System (MTS), South Bay Rapid includes the following: increasing the provides a frequent and reliable transportation alternative for South County travelers. housing supply and the mix of housing Upon its final completion, it will span a 21-mile route, connecting residents to types, tenure, and affordability in an employment and activity centers downtown San Diego and the South Bay. equitable manner, promote infill development and socioeconomic equity, the protection of environmental and agricultural resources, and the encouragement of efficient development patterns, promote an improved intraregionalrelationshipbetweenjobsand 4.1.1 Expiring Affordability Proactively work with property owner(s) of 2012-2016The City continues to work with those property owners who own affordable housing Restrictions"at-risk" assisted housing developments where recorded covenants are nearing expiration. In 2018, the City continued to whose affordability restriction are due to monitor those projects with expiring affordability restrictions. There are no projects expire by 2020, as identified within expiring in 2018 through 2020. The City and Housing Authority implements and has Appendix A of this Element, and affordable incorporated the provisions of Section 52080(g) the California Health and Safety Code housing developers to evaluate the and Sections 65863.10 and 65863.11 of the California Government Code into its viability of continuing the affordability of policies and regulatory agreements for new projects. The Housing Authority continues such housing through owner participation, to work with those affordable housing communities seeking to refinance or restructure public subsidies, or participation, public to incorporate additional public benefit in the form of deeper income targeting, subsidies or participation by affordable additional rent restrictions, including additional rent restricted units, the extension of housing developers. the existing term of restrictions, or any combination therefore may be negotiated. 4.2.1 Monitoring of Units Comply with State Law regarding the AnnuallyIn 2018, no units occupied by low or moderate-income households in the Coastal Zone Lostmonitoring and reporting of housing units were lost or demolished. occupied by low-or moderate-income households demolished within the Coastal Zone. 4.2.2 Replacement HousingWhere conversion or demolition of housing 2021See comments in 4.2.1. units in the Coastal Zone is occupied by low-or moderate income households is proposed, replacement of such housing will be completed in accordance with State Law and the City's adopted Local Coastal Plan 5.1.1 Affordable Housing Continue to implement the Balanced 2021The City continues to implement this objective through the Affordable Housing Program ("Inclusionary") Policy Communities-Affordable Housing Policy requiring new residential developments of 50 units or more to provide 10% of the first adopted by the City’s Housing Element housing for low and moderate income households. In 2018, the City began in 1981 and any implementing guidelines discussions with the property owner of Escaya in Otay Ranch regarding development as adopted and updated. For all new of an affordable rental community. residential projects consisting of 50 or more dwelling units,10 percent of the residential units within the development (“on-site”) shall be affordable to low and moderate income households (5 percent low-income and 5 percent moderate- income) 5.2.1 First Time Homebuyer Continue assistance to low-income 2021The City continues to contract with SpringBoard CDFI (formerly known as Community Assistancehouseholds in purchasing their first home HousingWorks Realty and Lending) to administer the City’s First Time Homebuyer through the City’s First Time Homebuyer program. In 2014, the City was awarded $1,000,000 in CalHome funds to assist first Down Payment and Closing Cost time homebuyers. In 2018, with the final expenditure of CalHome funds, the City Assistance Program. Consider leveraged other additional monies from its HUD HOME funds and Balanced amendments, as necessary, to the Communities Program to assist 10 households close escrow. Program to adequately reflect real estate marketconditions 5.2.2 Mortgage Credit Continue to participate with the County of 2021The MCC program is administered by CalHFA. The City’s non-profit partner, Certificates (MCC)San Diego and other cities to issue and SpringBoard CDFI( formerly Community HousingWorks) is authorized the provide renew Mortgage Credit Certificates (MCC) MCC's to eligible households in the San Diego Region, including Chula Vista, and has to qualified first-time low-and moderate-leveraged the MCC program with its down payment assistance to assist 10 new income homebuyers. First-time homeowners in 2018. homebuyers are referred by the Development Services Department to the administratingagency 5.2.3 Homebuyer Education Support and encourage developers, As funds are availableUnder its contract with SpringBoard CDFI (formerly known as Community and Counselinglenders and social service organizations to HousingWorks Realty and Lending), SpringBoard offers bilingual homebuyer education provide educational programs, loan (HBE) and foreclosure counseling. A website for the City’s homebuyer program offered counseling, and materials for homeowners through Springboard was created to provide additional information about the program and potential homeowners on home and homebuyer education at http://www.springboard.org/chulavista/. In 2018, those maintenance, improvement, and financial homebuyers participating in the City’s assistance programs were provided with pre- management. The purpose of these purchase counseling and homebuyer education. educational programs will be to help first- time homebuyers prepare for the purchase As a result of a 2016 outreach event held at and sponsored by the City of Chula Vista, of a home and to understand the with over 150 rsvp’s received, significant momentum and interest was generated for the importance of maintenance, equity available funds. appreciation, and personal budgeting to minimize foreclosure rates. 5.2.4 Support Private Support and encourage lenders, Staff will continue to support and seek non-traditional approaches as opportunities Financial Assistance Development Services organizations and exist. Programsothers to use non-traditional financial approaches to assist low-and moderate-See comments listed above for Programs 5.2.1 - 5.2.3. income first-time homebuyers such as Individual Accounts and other emerging financialapproaches 5.3.1 Mobilehome Space Continue to enforce CVMC Chapter 9.50 to 2021The City continues to monitor and enforce the Mobilehome Space Rent Review Rent Reviewprotect mobilehome residents’ investment Ordinance (Chula Vista Municipal Code “CVMC” Chapter 9.50). In 2018, over 2,400 in their home while at the same time residents paid the administrative fee providing residents with rent control services as providing a reasonable return to the park desired. owner in order to preserve this housing alternative.In 2018, the Mobilehome Rent Review Commission continued to meet on a quarterly basis to receive information and education on matters related to mobilehome living in Chula Vista and other relevant matters that would assist them in their duties prescribed under CVMC Chapter 9.50. The Commission did not review any proposed rent increases. 5.3.2 Resident Ownership of Promote the purchase of those 2021No mobilehome/trailer parks were listed for sale in 2018. Mobilehome Parksmobilehome parks with a Mobilehome Park (MHP) zone designation by park residents, when a park becomes available for sale in accordance with CVMC Chapter 9.60 (Sale of a Mobilehome Park). Accordingly, resident organizations shall have a right to purchase a park listed for sale if the organization is able to reach an acceptable price and terms and conditions with the mobilehome park owner. Financial assistance that may be provided by the State, or other funding sources may be limited to income eligible residents and require affordable housing costs. 5.3.3 Mobilehome Park Continue to enforce CVMC Chapter 9.40 to 2021The City will continue to enforce CVMC 9.40 if and when a park is proposed for Conversionprotect the rights of residents as closure. mobilehome/trailer parks are closed or convertedtootheruses. 6.1.1 Homeless & "At-Risk" Continue to participate in regional planning 2021The City continues to participate in regional organizations focused on housing and Homeless-Regionalefforts to address needs of the homeless, other needs of the homeless or near homeless population. In January 2017, such Planningincluding the Regional Task Force on the regional bodies providing for data information and studies related to homelessness (the Homeless and the South Bay Homeless Regional Taskforce on the Homeless) and the Regional Continuum of Care Council, Coalition.required by the U.S. Department of Housing and Urban Development for funding were merged to form one regional governance board now known as the Regional Taskforce on the Homeless (“RTFH”). With one regional body, it is anticipated that the merger will unify the countywide effort to help the homeless while operating more efficiently and with more transparency. Chula Vista continuums to participate in the RTFH as a member in the full membership meetings and Board meetings. As an ESG entitlement jurisdiction, the RTFH must consult with the City. In 2018, the RTFH will be completing a long term strategy to reduce homeless in San Diego County. In light of the regional approach being undertaken and the establishment of the Chula Vista Homeless Outreach Team, the South Bay Homeless Advocacy Coalition disbanded in 2016. 6.1.2 Homeless & "At-Risk Continue to support regional funding 2021In 2017, HUD implemented the “housing first” model and the Coordinated Entry System Homeless"-Regionalefforts to develop new housing facilities for (“CES”) as best practices in addressing the needs of the homeless. Under the housing Fundingthe homeless and maintain existing first model, barriers to housing are eliminated with the priority to house homeless facilities and services, including the coming first with no requirements for participation in housing services. The CES is the Regional Continuum of Care Council for first step in the housing system that allows for an assessment, using a nationally San Diego County and its application for recognized common assessment tool that seeks to determine the current situation and funding through the Federal Supportive needs of the individual being assessed. Based on the answers to the questions, the Housing Program, local FEMA Board, tool is designed to help providers throughout the San Diego match each individual with County of San Diego Hotel/Motel Voucher the most appropriate housing solution depending on their particular circumstances. The Program and temporary winter shelters.CES is a move towards looking at regional approaches to address homelessness and informing local decisions to meet the demand for housing. With the changes in practices, Chula Vista and South Bay Community Services (SBCS) as the primary service agency that provides homeless shelter and services in Chula Vista are continuing to make adjustments to its operations and funding process and priorities. SBCS operates four transitional living programs and the City has continued to allocate on an annual basis CDBG and ESG funds to SBCS for housing services. In 2018, the City funded the housing programs, as well as housing navigation services, tenant based rental assistance and hotel/motel vouchers serving as “bridge” housing for homeless in process of entering into a housing program to be administered by SBCS. The City also provides annual funding for the Rotational Shelter Network program to provide shelter to homeless at various congregational sites throughout the County, including Chula Vista. The City continues to implement a Homeless Outreach Team, including 2 police officers and 1 PERT Clinician, along with community clean up of public areas such as parks, sidewalks, and open space areas. The City is partnering with the County of San Diego in the "Project One for All" aimed at housing homeless with Severe Mental Illness and anticipates a coordinated assessment of homeless and placementintohousing 6.1.3 Existing & New Continue in-kind and financial assistance 2021See comments in 6.1.1 and 6.1.2. Emergency Shelters & for existing and new emergency shelters The City continues to provide funding to South Bay Community Services (SBCS) to Transitional Housingand transitional housing facilities that operate its housing programs. SBCS receives $63,000 annually from the City’s serve the City by providing technical Emergency Solutions Grant funding to serve approximately 90 extremely low-income assistance, siting opportunities, grants, or homeless individuals and families that meet HUD’s definition of homelessness. low cost loans to operating agencies.In recent years, the City has acquired 3 residential units that are used to provide housing for chronic homeless with mental health issues with wrap around services provided by the County of San Diego's Health and Human Services. Additionally, the City makes available Tenant Based Rental Assistance for another 2 individuals through this program. All units are fully occupied. The City continues to seek opportunities to partner with affordable housing developers for the development of permanent supportive housing. 6.1.4 Tenant Rental Implement a homeless prevention program 2021See comments in 6.1.1 and 6.1.2. Assistanceproviding rent subsidies for those at-risk of Since 2013, the City has contracted with South Bay Community Services (SBCS) to becoming homelessadminister housing programs funded through Emergency Solutions Grant (ESG), HOME and CDBG to assist those homeless or at risk of being homeless. SBCS administers the City’s Rapid Re-housing program for those households experiencing a recent incident of homelessness (at 30% or less of AMI) for up to 2 years of rental assistance and a Homeless Prevention program for short term assistance not to exceed 3 months. During 2018, the Section 8 program administered by the County of San Diego issued 2,585 vouchers in Chula Vista, 1,079 to elderly and 242 to large families. 26,630 households remain on the waiting list at the end of 2018, the majority of those families (13,786). 6.1.5 Information on Distribute informational materials to 2021Staff continues to provide updated information on basic resources on the City's website Resources for Basic Needsprovide contact information regarding and at the public counters. A Community Resources guide, which provides local and basic needs, such as emergency food, regional contact information for services ranging from emergency shelter and food to shelter, and services for the homeless. legal assistance and health services is available and provided at public counters and Materials can be distributed on an as used by the CVPD HOT during its weekly outreach and other outreach events to the needed basis at public/civic center public homeless. The Community Resources Guide, along with many other informational counters and by City personal in regular materials, are available at City's Development Services public counter. The City works contact with homeless or near homeless closely with South Bay Community Services, the lead homelessness agency, and its households.Homeless Outreach Team to ensure that all informational material is updated on a regular basis and made available to households seeking information and resources. See comments in 6.1.1. 6.2.1 Second Dwelling UnitsContinue to allow construction of new 2021In 2018, 20 applications were submitted for accessory second dwelling units. 8 permits accessory secondary dwelling units in were actually issued with 2 completed, 1 withdrawn, and the remaining in process of areas where the units do not compromise review and issuance. the neighborhood character, as defined in Section 19.58.022, Accessory Second Dwelling Units, of the Chula Vista Municipal Code as needed to facilitate and encourage development. 6.2.2 Shared LivingSupport private programs for shared living 2021Given the significant need for affordable housing, City policies continue to support that connect those with a home and are alternative housing types and living arrangements. While the City has provided past willing to share living accommodations with financial support to social service providers offering shared housing services in 2006, those that are seeking housing, particularly the local social service agency that provided shared living referrals ceased this service. seniors, students, and single person households. The City can identify the The City has identified a possible partnership with another active shared housing programs offered in the community and service and is working towards expanding their services within the Chula Vista assist in program outreach efforts for community as a viable housing option. Continuing discussions occured in 2018 but no shared living programs through funding source identified. advertisements in the City's website and placement of program brochures in key community locations. 6.2.3 Co-HousingEvaluate the viability of co-housing where 2021This program is identified as a Level 2 priority. Due to the City’s current budgetary residents share common facilities (e.g., reductions, review and amendments of the City’s Municipal Code are being completed cooking facilities) and amendments to Title on an as needed basis. Any proposal to provide co-housing will be evaluated and 19 of the Chula Vista Municipal Code and processed on a project-by-project basis. In March 2018, the City hired a new senior other documents, where appropriate, to planner position with the responsibility of reviewing and updating Title 19. Staff is facilitate its development.focused on updates to the City’s zoning code and specific plans consistent with legislative actions affecting residential development in effect as of January 2018 and review of other possible land use issues. Notable achievements include updates to zoning code for ADUs, JADUs, emergency shelters, supportive and transitional housing, employee housing, and residential care facilities. The City will continue to develop and partner with other agencies and providers regarding other alternative living options and housing types, such as shared housing. 6.2.4 Accessible Housing Continue to maintain and implement 2021Title 1 and Chapter 19.14 of CVMC (“Reasonable Accomodations”) provides for a RegulationsCalifornia Title 24 provisions for the review formal procedure to consider whether a land use development standard or regulation of and approval of residential developments.the City's can be modified or exempted in order to allow an individual with a disability to occupy their home. In December 2017, the California Tax Credit Allocation Committee adopted regulations for its programs requiring minimum construction standards to address mobilility, hearing, vision and other sensory impairments. 10% of units must be made accessible to those with mobility impairments and 4% of units for hearing, vision, or other sensory impairments. TCAC Regulation Sections 10325(f)(7)(K) and 10326(g)(6) require projects to adhere to the provisions of California Building Code Chapter 11(B) regarding accessibility to privately owned housing made available for public use. In 2018, two (2) affordable housing developments totaling 58 units were acquired and will be rehabilitated in accorandance with the new requirements under TCAC regulations. 7.1.1 Specific PlansDevelop and consider for adoption Specific 2013-14The Palomar Gateway District Specific Plan was adopted in August 2013. Since its Plans for the Southwest Planning Areas in adoption, there has been development interest in the area. In 2015 a 21-unit order to implement the housing-related residential project was completed at 778 Ada Street. In 2016, four new residential land use policy General Plan Update of projects were issued building permits. No new residential permits were issued for this 2005.area in 2017. In September 2015 the Main Street Streetscape Master Plan was approved by City Council. The Plan is being implemented as funding becomes available and/or as developers develop property along the corridor. 7.1.2 ZoningUpdate Title 19 of the Chula Vista 2021Due to the City’s current budgetary reductions, review and amendments to Title 19 of Municipal Code, to implement housing-the City’s Municipal Code (zoning) are being completed on an as needed basis. In related land use policy contained in the March 2018, the City hired a new senior planner position with the responsibility of General Plan Update of 2005.reviewing and updating Title 19. See comments in 7.1.1 and 7.4.1. 7.1.3 Emergency SheltersThe City will amend its Zoning Ordinance 2013-14Ordinance No. 3442 of the City of Chula Vista amending various sections of Title 19 within one year of adoption of the Housing “Planning and Zoning” of the City of Chula Vista Municipal Code to address compliance Element to address emergency shelters, with State laws governing supportive residential land uses (e.g. emergency shelters, and permit this use by right, without single room occupancy residences, transitional and supportive housing, residential requiring a CUP, PUD or other discretional facilities, and qualified employee housing) was passed on October 16, 2018, effective action within identified zones, consistent on November 23, 2018. with Senate Bill 2 (Housing Accountability) enacted in 2007. The zones being considered are the General-Industrial (I-G) and/or Limited Industrial (I-R) zones and the Community Purpose Facility within the Planned Community (P-C) zone. 7.1.4 Transitional and The Zoning Ordinance will be amended to 2013-14Ordinance No. 3442 of the City of Chula Vista amending various sections of Title 19 Supportive Housingspecifically define transitional/supportive “Planning and Zoning” of the City of Chula Vista Municipal Code to address compliance housing. Transitional housing, pursuant to with State laws governing supportive residential land uses (e.g. emergency shelters, Health and Safety Code Section 50675.2, single room occupancy residences, transitional and supportive housing, residential and supportive housing, pursuant to Health facilities, and qualified employee housing) was passed on October 16, 2018, effective and Safety Code 50675.14, will be on November 23, 2018. permitted as a residential use in all residential uses and subject to the same development standards as the same type of housing units in the same zone consistent with Senate Bill 2 (Housing Accountability) enacted in 2007. 7.1.5 Single Room The Zoning Ordinance does not contain 2013-14Ordinance No. 3442 of the City of Chula Vista amending various sections of Title 19 Occupancy (SRO) Unitsspecific provisions for SRO units. The City “Planning and Zoning” of the City of Chula Vista Municipal Code to address compliance will amend the Zoning Ordinance to with State laws governing supportive residential land uses (e.g. emergency shelters, facilitate the provision of SRO's, consistent single room occupancy residences, transitional and supportive housing, residential with the Assembly Bill 2634 (Housing for facilities, and qualified employee housing) was passed on October 16, 2018, effective Extremely Low-Income Households) on November 23, 2018. enactedin2007 7.1.6 Farmworker HousingThe Zoning Ordinance will be amended 2013-14Ordinance No. 3442 of the City of Chula Vista amending various sections of Title 19 within one year of adoption of the Housing “Planning and Zoning” of the City of Chula Vista Municipal Code to address compliance Element to comply with Section 17021.5 with State laws governing supportive residential land uses (e.g. emergency shelters, and 17021.6 of the State Health and single room occupancy residences, transitional and supportive housing, residential Safety Code regarding employee housing. facilities, and qualified employee housing) was passed on October 16, 2018, effective onNovember232018 7.1.7 Flood HazardPursuant to Assembly Bill 162, amend the 2013-14The City's Environmental Element contains a policy related to flood hazard safety and conservation elements of the management, as well the City's Municipal Code and are consistent with the Housing City's General Plan upon adoption of the Element. City's Housing Element to include an analysis and policies regarding flood hazards and management. Upon the amendment of the safety and conservations elements, the City will review the adopted Housing Element to maintain internal consistency and amend the Element as may be necessary. 7.2.1 Priority ProcessingContinue to implement priority processing 2021Chula Vista offers expedited permit processing for certain development projects, of the necessary entitlements and plan including affordable housing. Affordable Housing Developers can request the checks to expedite the development expedited program to ensure the project is placed into service by the required process for residential developments, deadlines established by the funders of the project (i.e. tax credit investors). All which do not require extensive affordable housing projects have been provided with this service. Engineering or environmental review, with at least 15 percent of the units as affordable for very low-and low-income households. Update the expedite policy as may be necessary to encourage the development of affordable housing for lower income households. 7.2.2 Development FeesVarious fees and assessments are As requestedSee comments in 7.2.1. charged by the City to cover the costs of As needed based upon financial feasiblity, the City may offer waiver and/or deferral of processing permits and providing services certain fees. In 2016, as part of the City's financial assistance to Duetta and Volta and facilities. Continue to consider senior affordable housing developments, approximately $2,000,000 in fees were subsidizing, waiving, or deferring fees for waived/deferred. For rental housing development proposed within the infill urbanized affordable units for very low- and low-area of the City, west of I-805, the City offers a development fee deferral program as income households on a case-by-case incentive to those developments. In 2018, the City ameded its Muncicipal Code to basis. Requests are evaluated based upon allow for the waiver/deferral of certain fees for accessory dwelling units. the development's effectiveness and efficiency in achieving the City's underserved housing needs, particularly extremely low and special needs households as allowed by the City's MiilCd 7.2.3 Water/SewerThe City of Chula Vista will provide a copy 2013-14; Within 30 days of The City provided a copy of the adopted Housing Element to the Otay Water District of the adopted Housing Element to the adoption of the Housing and Sweetwater Authority. Otay Water District and Sweetwater Element Authority within 30 days of adoption. The City will also continue with the District to ensure affordable housing developments receive priority water service provision. 7.3.1 Pursue Affordable Continue to utilize the eCivis software 2021As opportunities become available for funding, the City actively pursues partnerships Housing Fundingprogram to proactively pursue available and as a City to apply for such funding. Past awards include application with SBCS for Federal or State funding to increase, the Promise Zone designation in November 2013. In 2014 the City of Chula Vista was preserve and enhance housing affordable successful in a grant application for CalHOME funds towards the creation of first-time to low-income householdshomebuyer opportunities. The City has partnered with the County of San Diego Health and Human Services Department to provide housing and wrap around services for homeless with mental health illnesses. Staff continues to search for, and apply for affordable housing grant opportunities. 7.4.1 Affordable Housing The City has adopted affordable housing 2021See comments in 4.1.2 and 7.1.2. The City of Chula Vista's Density Bonus Ordinance Incentives (aka Density incentives regulations to facilitate the was approved by the City Council on December 11, 2012. The ordinance provides Bonus)development of affordable housing for very clarity and outlines the State requirements for affordable housing development. low, low, and moderate income households Developers of low and moderate income units are encouraged to utilize the incentives and seniors. This policy provides for a available through these regulations as may be needed. density bonus, incentives and waivers of In March 2018, the City hired a new senior planner position with the responsibility of development standards for housing reviewing and updating Title 19. The City will continue to update the City’s zoning providing the required number of units for code and specific plans consistent with legislative actions affecting residential the income qualified households and development in effect as of January 2018 and 2019. seniors. Continue to provide incentives for the development of affordable housing and housing for seniors through implementation of these regulations. Market incentives to housing developers via the City's website and the Development Services front counters. 7.4.2 Public PropertyEvaluate the viability of providing 2021Staff has evaluated its existing inventory of City and/or Agency owned land. The City affordable housing on City owned property has limited ownership of land, of which very little is currently suitable for residential that becomes available or is deemed development. As opportunities of surplus land become available, the City will continue surplus property.to evaluate the suitability of such land for residential purposes and the viability for affordablehousing. 7.4.3 Affordable Housing in Evaluate the appropriateness of allowing As opportunities ariseSee comments in 7.4.1. Public or Quasi-Public affordable housing within public or quasi- Zonespublic zoning designations, when appropriate. 8.1.1 Affirmative Marketing Require affordable housing developments 2021The City continues to require all developers of affordable housing communities to & Leasingfor low-and moderate-income households provide the City with a Marketing Plan, including efforts for affirmative marketing to to comply with the following policies; minority communities. All marketing plans are required as condition of the loan marketing and leasing efforts, require agreement and are subject to review and approval by the City. outreach to minority communities, including advertising in multi-lingual All deed restricted affordable housing projects are required to conduct a lottery of the media;waitlist. require the monitoring of lease and sales efforts for compliance with affirmative marketing; and, require periodic reporting to the Community Development Department on the composition of resident populations in units, income levels and affordability of the units. 8.1.2 Fair Housing Continue contracting with a service 2021The City contracts with Center for Social Advocacy (CSA) to provide outreach and Education & Counselingprovider for implementation of programs counseling for fair housing issues. Information regarding fair housing education and for broad outreach and education on resources is available on the City's website and at the public counter. CSA conducted housing rights to ensure information and several workshops during the year for the benefit or residents and property materials are available to the entire owners/managers. One such workshop was directed to property managers and held at community through a variety of means, the Pacific Southwest Association of Realtor office. including availability on the City's website and various City and civic buildings, fair In addition, the planning process began for the San Diego Regional Analysis of housing counseling, and resolution of fair Impediments to Fair Housing Choice. The City is a member of the San Diego Regional housing complaints. Where appropriate, Alliance for Fair Housing that consists of 13 participating Cities and the County of San refer to other agencies, including State Diego. and Federal enforcement agencies. 9.1.1 Public Input & Continue to incorporate public input and 2021The City continues to provide opportunity for public input for all plans, policies and Participationparticipation in the design and projects. The Development Services Department has an established public development of City housing plans and participation policy for review of all development projects. Additionally, as a recipient policies.of U.S. Department of Housing and Urban Development funds, the City also has an adopted Citizen Participation Plan for these funding programs. As part of its public outreach and engagement, in developing plans, policies and projects, staff solicits input using various methods such as surveys, meetings with community stakeholder groups, City sponsored community meetings, focus groups, community cafes, and office hours with elected officials and departments. City staff meets on a regular basis with citizen advocacy groups to discuss and address specific neighborhood needs, such as ACCE and Harborside Safety and Revitalization Committee. Outreach tools for publicizing events and information include the use of social media, such as Facebook, Nextdoor, and the City website. Interested persons may also sign up for Council and Commission agendas, new development applications, etc. Specifically for housing related projects, applicants are requested to hold a meeting with neighboring residents and property owners at the onset of a project. As a project moves forward in the construction phase, applicants are requested to provide news and information to interested persons on progress and neighborhood impacts as a result of construction activity. 9.1.2 Limited English Development of a City-wide policy to 2021The City continues to provide bilingual materials for all housing program marketing Proficiency Policyprovide services to persons with limited materials and provides translation services as needed and as requested. The City English proficiency with the goal of provides translation service language on its website and is evaluating this service for providing such persons with better access all meeting agendas. All agendas related to Housing and altered agendas include a to verbal and written information provided request for translation services. by the City, specifically related to affordable housing resources and The City’s Human Relations Commission, with its participation in the Welcoming Cities programs for low-and moderate-income initiative, has identified a the development of a more comprehensive policy as part of households.its future work program. 9.1.3 Housing Resources Develop and maintain outreach or other 2021Staff continues to provide updated housing resource information as needed on the Informationappropriate marketing materials identifying City's website, at the public counters and attends certain community events and available housing resources and programs meetings to provide information. The City also displays materials from other providers available in the City of Chula Vista, for those related housing services as Fair Housing services, Foreclosure Intervention including affordable housing services, Homelessness services, and community resources at the public counters. developments, to ensure existing and potential residents are aware of affordable City staff hold a number of outreach events to provide technical assistance and housing opportunities. Information and information to its residents, business owners, and other community partners. In 2018, materials are to be available via the City's staff provided information for residential property managers, mobilehome park website and the Development Services owners/managers and attended numerous community meetings to provide housing and front counters. neighborhood related information. 9.1.4 Annual Housing Provide an annual report to the City Annually ReportCouncil on the City’s existing housing Since 2008, the Housing Advisory and Mobilehome Rent Review Commissions have stock and policies in relation to progress in met annually to review Housing Element progress made during the previous year. It is implementing the policies of the Housing anticipated that the groups will meet again this April in their annual joint meeting to Element. The annual report shall also be discuss relevant housing issues to each group. In addition, the City Council is made available for review in public presented with the report annually in an open public meeting. locations Date ApprovedDate Approved Commercial Development Bonus Commercial Development Bonus 34 Development BonusDevelopment Bonus Description of Commercial Description of Commercial Income Above Moderate Income Moderate 2 Table E Low Income Units Constructed as Part of Agreement Income Very Low + Commercial Development Bonus Approved pursuant to GC Section 65915.7 Tracking ID Local Jurisdiction + Project Name 1 Project Identifier APNStreet Address Summary Row: Start Data Entry BelowNONE Annual Progress Report JurisdictionChula Vista Reporting Year2018(Jan. 1 - Dec. 31) Entitled Units Summary Income Level Current Year Deed Restricted0 0 Non-Deed Restricted Very Low 0 Deed Restricted 0 LowNon-Deed Restricted 0 Deed Restricted 0 Non-Deed Restricted Moderate 0 Above Moderate Total Units 44 0 Note: units serving extremely low-income households are included in the very low-income permitted units totals Submitted Applications Summary Total Housing Applications Submitted: 15 Number of Proposed Units in All Applications Received: 736 Total Housing Units Approved: 130 Total Housing Units Disapproved: 0 Use of SB 35 Streamlining Provisions Number of Applications for Streamlining 0 Number of Streamlining Applications Approved 0 Total Developments Approved with Streamlining 0 TotalUnitsConstructed withStreamlining 0 Units Constructed - SB 35 Streamlining Permits Income RentalOwnershipTotal VeryLow 000 Low 000 Moderate 000 AboveModerate 000 Total 000 Cells in grey contain auto-calculation formulas HOUSING SUCCESSOR ANNUAL REPORT REGARDING THE LOW AND MODERATE INCOME HOUSING ASSET FUND FOR FISCAL YEAR 2017-2018 PURSUANT TO CALIFORNIA HEALTH AND SAFETY CODE SECTION 34176.1(f) FOR THE CHULA VISTA HOUSING AUTHORITY AS THE SUCCESSOR HOUSING AGENCY The Chula Vista Housing Authority assumed the housing functions of the former City of Chula Vista Redevelopment Agency on February 1, 2012. The transfer of the functions included the transfer of formerly designated RDA low- and moderate-income housing funds, along with any funds generated by former RDA housing assets, comprehensively now known as the Low and Moderate Income Housing Asset Fund (LMIHAF). This Housing Successor Annual Report (Report) regarding the Low and Moderate Income Housing Asset Fund has been prepared pursuant to California Health and Safety Code Section 34176.1(f).This Report sets forth certain details of the Chula Vista Housing Authority, as the Successor Housing Agency, (Housing Successor) activities during fiscal year 2017-2018 (fiscal year). The purpose of this Report is to provide the governing body of the Housing Successor an annual report on the housing assets and activities of the Housing Successor under Part 1.85, Division 24 of the California Health and Safety Code, in particular sections 34176 and 34176.1 (Dissolution Law). The following Report is based upon information prepared by Housing Successor staff and information contained within the independent financial audit of the Housing Authority (that includes the Low and Moderate Income Housing Asset Fund), as incorporated in the City of Chula Vista Comprehensive Audited Financial Report (CAFR) for Fiscal Year 2017-18 as prepared by Lance, Soll & Lunghard (Audit), which Audit is separate from this annual summary report. In accordance with Section 34176.1(f), an independent financial audit of the Fund is required within six months of the end of the fiscal year. The Audit is available on the City’s website at http://www.chulavistaca.gov/departments/finance. The Housing Authority (HA) Audit for 2017- 2018 is enclosed as Attachment A. This Report is to be provided to the Housing Successor’s governing body and submitted to the California Department of Housing and Community Development (HCD) by April 1, 201, as an Attachment A to the City’s Annual Housing Element Progress Report. The Report is available to the public on the City’s website at http://www.chulavistaca.gov/housing. This Report conforms with and is organized into Sections I through XI, inclusive, pursuant to Section 34176.1(f) of the Dissolution Law: I. Amount Deposited into LMIHAF: This section provides the total amount of funds deposited into the LMIHAF during the fiscal year. Any amounts deposited for items listed on the Recognized Obligation Payment Schedule (ROPS) must be distinguished from the other amounts deposited. A total of $4,582,310 was deposited into the LMIHAF during the fiscal year. Of the total funds deposited into the LMIHAF, a total of $ 0.00 was held for items listed on the ROPS. Please refer to page 40 of the CAFR. II.EndingBalance of LMIHAF: This section provides a statement of the balance in the LMIHAF as of the close of the fiscal year. Any amounts deposited for items listed on the ROPS must be distinguished from the other amounts deposited. Comprehensive Annual Financial Report ending June 30, 2018, the ending Per the balance in the LMIHAF was $10,321,276 (please refer to page 40 of the CAFR and page 5 of the HA Audit), of which $ 0.00 was held for items listed on the ROPS. In 2016-2017, the SERAF loan was paid in full. III.Description of Expenditures from LMIHAF: This section provides a description of the expenditures made from the LMIHAF during the Fiscal Year. The expenditures are to be categorized. LMIHAF Expenditures 2017-2018 A.Monitoring and Administration Expenditures (page 44 CAFR) $284,022 B.Homeless Prevention and Rapid Rehousing Services Expenditures $0 Subtotal Expenditures (A+B) $284,022 Housing Development Expenditures 2017-2018 C.For Low-Income Units (51-80% AMI)$973,963 D.For Very Low Income Units (31-50% AMI)$2,489,015 E. For Extremely Low Income Units (0-30% AMI)$378,763 Subtotal Housing Development Expenditures (C+D+E) $3,841,741 TOTAL LMHAF Expenditures in Fiscal Year (A through E) $4,125,763 IV.Statutory Value of Assets Owned by Housing Successor: This section provides the statutory value of real property owned by the Housing Successor, the value of loans and grantsreceivables, and the sum of these two amounts. Under the Dissolution Law and for purposes of this Report, the “statutory value of real property” means the value of properties formerly held by the former redevelopment agency as listed on the housing asset transfer schedule approved by the Department of Finance as listed in such schedule under Section 34176(a)(2), the value of the properties transferred to the Housing Successor pursuant to Section 34181(f), and the purchase price of property purchased by the Housing Successor. Further, the value of loans and grants receivable is included in the reported assets held in the LMIHAF. The following provides the statutory value of assets owned by the Housing Successor. Statutory Value of Assets Statutory Value of Real Property Owned by Housing 1 $300,000 1 Successor Value of Loans and Grants Receivable (Page 8 CAFR & $26,663,840 Page 8 of the Housing Authority Audit) Total Value of Housing Successor Assets $26,963,840 V. Description of Transfers: This section describes transfers, if any, to another housing successor agency made in previous fiscal year(s), including whether the funds are unencumbered and the status of projects, if any, for which the transferred LMIHAF will be used. The sole purpose of the transfers must be for the development of transit priority projects, permanent supportive housing, housing for agricultural employees or special needs housing. The Housing Successor did not make any LMIHAF transfers to other Housing Successor(s) under Section 34176.1(c) (2) during the fiscal year. VI.Project Descriptions: This section describes any project for which the Housing Successorreceives or holds property tax revenue pursuant to the ROPS and the status of that project. The Housing Successor does not receive or hold property tax revenue pursuant to the ROPS. VII.Status of Compliance with Section 33334.16: This section provides a status update on compliance with Section 33334.16 for interests in real property acquired by the former redevelopment agency prior to February 1, 2012. With respect to interests in real property acquired by the former redevelopment agency priorto February 1, 2012, the time periods described in Section 33334.16 shall be deemed to have commenced on the date that the Department of Finance approved the property as a housing asset in the LMIHAF; thus, as to real property acquired by the former redevelopment agency now held by the Housing Successor in the LMIHAF, the Housing Successor must initiate activities consistent with the development of the real property for the purpose for which it was acquired within five years of the date the DOF approved such property as a housing asset. hree mobilehome spaces at Orange Tree Mobilehome Park at 521 Orange Ave are valued at $100,000 each. The following provides a status update on the real property or properties housing asset(s) that were acquired prior to February 1, 2012 and compliance with five-year period: Deadline to Initiate Address of Status of Housing Date of Acquisition Development Property Successor Activity Activity N/A The following provides a status update on the project(s) for property or properties that have been acquired by the Housing Successor using LMIHAF on or after February 1, 2012: Deadline to Initiate Address of Status of Housing Date of Acquisition Development Property Successor Activity Activity N/A VIII.Description of Outstanding Obligations under Section 33413: This section describes the outstanding inclusionary and replacement housing obligations, if any, under Section 33413 that remained outstanding prior to dissolution of the former redevelopment agency as of February 1, 2012 along with the Housing Successor’s progress in meeting those prior obligations, if any, of the former redevelopment agency and how the Housing Successor’s plans to meet unmet obligations, if any. Replacement Housing: Based upon the 2010-2014 Implementation Plan for the former redevelopment agency, there were no Section 33413(a) replacement housing obligations to be transferred to the Housing Successor. Inclusionary/Production Housing:Based upon the 2010-2014 Implementation Plan for the former redevelopment agency, there were no Section 33413(b) inclusionary/production housing obligations to be transferred to the Housing Successor. IX.Income Test: Thissection provides the information required by Section 34176.1(a)(3)(B), or a description of expenditures by income restriction for a five year period, with the period beginning January 1, 2014 and whether the statutory thresholds have been met. However, reporting of the Income Test is not required until 2019. Section 34176.1(a)(3)(B) requires that the Housing Successor must require at least 30% of the LMIHAF to be expended for development of rental housing affordable to and occupied by households earning 30% or less of the AMI. If the Housing Successor fails to comply with the Extremely-Low Income requirement in any five- year report, then the Housing Successor must ensure that at least 50% of the funds remaining in the LMIHAF be expended in each fiscal year following the latest fiscal year following the report on households earning 30% or less of the AMI until the Housing Successor demonstrates compliance with the Extremely-Low Income requirement. This information is not required to be reported until 2019 for the 2014 – 2019 period. X. Senior Housing Test: This section provides the percentage units of deed-restricted rental housing restricted to seniors and assisted individually or jointly by the Housing Successor, its former Redevelopment Agency, and its host jurisdiction within the previous ten years in relation to the aggregate number of units of deed-restricted rental housing assisted individually or jointly by the Housing Successor, its former Redevelopment Agency and its host jurisdiction within the same time period. For this Report the ten-year period reviewed is July 1, 2008 through June 30, 2018. The Housing Successor is to calculate the percentage of units of deed-restricted cted to seniors and assisted by the Housing Successor, the rental housing restri former redevelopment agency and/or the City within the previous 10 years in relation to the aggregate number of units of deed-restricted rental housing assisted by the Housing Successor, the former redevelopment agency and/or City within the same time period. If this percentage exceeds 50%, then the Housing Successor cannot expend future funds in the LMIHAF to assist additional senior housing units until the Housing Successor or City assists and construction has commenced on a number of restricted rental units that is equal to 50% of the total amount of deed- restricted rental units. The following provides the Housing Successor’s Senior Housing Test for the 10 year period of July 1, 2008 to June 30, 2018: Senior Housing Test July 1, 2008 – June 30, 2018 Assisted Senior Rental Units 409 dus TOTAL Assisted Rental Units 595 dus SENIOR HOUSING % 41% XI.ExcessSurplus Test: This section provides the amount of excess surplus (unencumbered funds) in the LMIHAF, exceeding one million or the aggregate amount deposited in the fund over the preceding four fiscal years if any, and the length of time that the Housing Successor has had excess surplus, and the Housing Successor’s plan for eliminating the excess surplus. Excess Surplus is defined in Section 34176.1(d) as an unencumbered amount in the account that exceeds the greater of one million dollars ($1,000,000) or the aggregate amount deposited into the account during the Housing Successor’s preceding four Fiscal Years, whichever is greater. The following provides the Excess Surplus test for the preceding four Fiscal Years: Excess Surplus Calculation Sum of Deposits over Prior Four Fiscal Years $8,362,166 Current Reporting Year Opening Balance (July 1, 2015) $2,328,784 Larger of Sum of Deposit or $1 million $4,414,446 EXCESS SURPLUS $0 XII.An inventory of homeownership units assisted by the former redevelopment agency or the housing successor that are subject to covenants or restrictions or to an adoptedprogram that protects the former redevelopment agency’s investment of moneys from the Low and Moderate Income Housing Fund pursuant to subdivision (f)of Section 33334.3. This inventory shall include all of the following information: (A)The number of those units. There are three (3) lots within Orange Tree Mobilehome Park that were assisted by the former redevelopment agency that are subject to covenants or restrictions. These loans are due and payable in 2017/2018. 1 loan was paid during the reporting period. Date of Loan Status of Housing Successor Address of Property Promissory Term Activity Note(years) 521 Orange Ave. #63 Daly30Waiting for Excess Proceeds from 10/08/1987 $14,942.00(Principal Balance)County Tax Sale 521 Orange Ave. 30 Loan Re-Paid October 2017, sold 12/28/1987 #8 Swanson $6,042.00 May 2018 (Principal Balance) 521 Orange Ave. #24 Velez 30 10/08/1987In deferral status $12,584.00(Principal Balance) (B)In the first report pursuant to this subdivision, the number of units lost to the portfolio after February 1, 2012, and the reason or reasons for those losses. For all subsequent reports, the number of the units lost to the portfolio in the last fiscal year and the reason for those losses. 1 unit (521 Orange Ave. #8) was sold after the borrower’s estate repaid the Low and Moderate Income Housing Loan. The borrower met the affordability period of 30-years. (C) Any funds returned to the housing successor as part of an adopted program that protects the former redevelopment agency’s investment of moneys from the Low and Moderate Income Housing Fund. $11,560.98 was returned to the Low and Moderate Income Housing due to a loan repayment for 521 Orange Ave. #8. (D) Whether the housing successor has contracted with any outside entity for the management of the units and, if so, the identity of the entity. The Housing Agency does not contract with an outside entity to manage the homeownership units assisted with LMIHF. March 26, 2019File ID: 19-0025 TITLE RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA APPROVING THE 2019 ANNUAL REPORT FOR THE DOWNTOWN CHULA VISTA PROPERTY-BASED BUSINESSIMPROVEMENT DISTRICT AND DIRECTING STAFF TO CONDUCT A SURVEY OF EXISTING BUSINESSES AND PROPERTY OWNERS RECOMMENDED ACTION Council adopt the resolution. SUMMARY The Downtown Chula Vista Property Based Business Improvement District (PBID) was organizedin 2001 to implement various enhancement services within the Third Avenue and Downtown area and is directly administered for the City by the owner’s association known as the Third Avenue Village Association (TAVA). In accordance with Streets and Highways Code 36650-36651, TAVA is required to prepare a report for each fiscal year, except the first year, for which assessments are to be levied and collected to pay the costs of the improvements, maintenance, and activities described in the report. The attachedreport does not propose any modifications to the boundary of the District, the basis and method of levying assessments or any changes to property classification and complies with the reporting requirements outlined in the Streets and Highways Code. The total annual assessment amount for the 2019year is estimated at approximately $462,000 dollars. Staff has reviewed the annual report and recommends the City Council approve the attached resolution. ENVIRONMENTAL REVIEW The activity is not a “Project” as defined under Section 15378 of the California Environmental Quality Act State Guidelines; therefore, pursuant to State Guidelines Section 15060(c)(3) no environmental review is required. ENVIRONMENTAL DETERMINATION The Director of Development Services hasreviewed the proposed activity for compliance with the California Environmental Quality Act (CEQA) and has determined that the approval of the 2018/19 annual report of the Third Avenue Business Improvement District is not a "Project" as defined under Section 15378 of the State CEQA Guidelines because it involves a governmental fiscal activity which will not result in a potentially significant physical impact on the environment. Therefore, pursuant to Section 15060(c)(3) of the State CEQA Guidelines, the activity is not subject to CEQA. Thus, no environmental review is required. Page|1 BOARD/COMMISSION/COMMITTEE RECOMMENDATION Not applicable. DISCUSSION The Downtown Chula Vista Property Based Business Improvement District (PBID) was organized in 2001 to implement various enhancement services within the Third Avenue and Downtown area and is directly administered for the City by the owner’s association known as the Third Avenue Village Association (TAVA). In accordance with Streets and Highways Code 36650-36651, TAVA is required to prepare a report for each fiscal year(Attachment “A”), except the first year, for which assessments are to be levied and collected to pay the costs of the improvements, maintenance, and activities described in the report. TAVA administers funds received from a PBID and receives approximately $462,000 dollars annuallyin PBID assessment revenue. In addition to PBID revenue TAVA has additional revenue from events, business license, grants and in-kind contributions bring total revenue for TAVA to approximately $600,000 dollars. The approved line item budget for TAVA’ sfiscal year is attached as Attachment “B”. Prepared in accordance with the State of California Property and Business Improvement District law of 1994, Streets andHighways Code section 36650, the Annual Planning Report represents the second year of program operations within the current ten-year term. Pursuant to Streets and Highway Code 36650-36651 TAVA is required to have the following information: Section 2:PBID Boundaries There are no recommended changes to the boundaries of the PBID district or in any zones or classification of property or businesses within the district. Section 3: Assessment Budget The estimate for improvements, maintenance, and activities includes $467,524dollars in total expenditures, including a 5% reserve of $23,120 dollars.The $55,000 dollars added to Third Avenue additional maintenance activities is to fund quarterly power washing ($30,000 dollars) and to fund additional administrative costs. EXPENDITURES2018 Budget2019 BudgetDifference Environmental Enhancements Clean and Safe, Homeless, Beautification$ 90,000$ 70,615$ (19,385) Third Avenue Additional Maintenance$ 70,000$ 125,153$ 55,153 Economic Enhancements$ 170,000$ 139,001$ (30,999) Administration$ 100,000$ 109,635$ 9,635 PBID Reserves$ 23,000$ 23,120$ 120 Total Expenditures$ 453,000$ 467,524$ 14,524 REVENUES Assessment Revenues$ 449,652$ 462,400$ 12,748 General Benefit Revenues$ 5,348$ 5,456$ 108 Total Assessment District Revenues$ 455,000$ 467,856$ 12,856 Page|2 Section 4: Method of Financing Revenues will be collected through the levy of special annual assessments upon the real property for which the services and activities are provided. There are two benefit zones, those parcels that front Third Avenue and those that do not. The method of financing is contained in the attached annual report. Section 5: Surplus/ Deficit Revenue The previous year’s surplus revenue will be carried over into the following fiscal year and TAVA anticipates that there will be approximately $80,000 dollars of surplus from 2018 into 2019. In addition, TAVA has approximately $200,000 dollars that are not allocated to this year’s fiscal budget being held in reservesproviding a total of $280,000 dollars in unallocated resources above the reserve of 5%. Section6: Other Funding Additional funds are expected from public events that market the business district to San Diego County residents. Projected revenue from these events are estimated to be $18,000 dollars increasing the PBID operating revenue to approximately $493,000 dollars. Section 7: Activity, Improvements and Services Environmental and Economic Enhancements in addition to Advocacy and Administration include various key functions including homeless assistance, graffiti removal and economic development and a reserve of 5%. Staff has reviewed the annual report andfind that it is in conformance with the reporting requirement of Streets and Highways Code 36650-36651. However, there are significant unallocated resources ($280,000 dollars) under the control of the Third Avenue Village Association. These funds have grown year over year going back over seven years and must be reinvested to the benefit of the District. TAVA is currently conducting analysis and outreach to determine the best use of these funds. In addition, staff is recommending conducting a City led survey of Downtown business and property owners to seek input on what activities, events or improvements they would like the City and TAVA to consider for future implementation. Staff is aware of several business/property owners who have formed informal planning groups to discuss how to organize and plan more events Downtown, like an art walk, music festival, Latin film festival, a Cinco de Mayo celebration, a car show or a weekly market that would help highlight the diversity of businesses in our Downtown. This survey effort would be implemented by economic development staff and funded through available budgetary resources. DECISION-MAKER CONFLICT Staff has reviewed the property holdings of the City Council and has found that, Mayor, Mary Casillas-Salas has real property holdings within 500 feet of the boundaries of the property which is the subject of this action. Consequently, pursuant to California Code of Regulations Title 2, sections 18700 and 18702.2(a)(7), this item presents a disqualifying real property-related financial conflict of interest under the Political Reform Act (Cal. Gov't Code § 87100, et seq.) for the above-identified member. Page|3 Staff is not independently aware, and has not been informed by City Council member, of any other fact that may constitute a basis for a decision maker conflict of interest in this matter. CURRENT-YEAR FISCAL IMPACT There is no current year fiscal impact on the General Fund as a result of this actionas all actions will be funded out of existing resources. ONGOING FISCAL IMPACT There is no on-going fiscal impact as a result of this action. ATTACHMENTS A.Third Avenue Village Association Annual Report B.ThirdAvenue Annual Budget C.Maintenance/Encroachment Agreement Staff Contact: Eric Crockett, Director of Economic Development Page|4 RESOLUTION NO. __________ RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA APPROVING THE 2019ANNUAL REPORT FOR THE DOWNTOWN CHULA VISTA PROPERTY-BASED BUSINESS IMPROVEMENT DISTRICTAND DIRECTING STAFF TO CONDUCT A SURVEY OF EXISTING BUSINESSES AND PROPERTY OWNERS WHEREASthe City Council of the City of Chula Vista established a Third Avenue Property Based Business Improvement District (PBID) on July 24, 2001; and WHEREAS, the PBID was renewed in 2006 for an additional ten years; and WHEREAS, the PBID was renewed in 2016 and is currently in its thirdyear of another ten-year term (for the period January 1, 2017 through December 31, 2026); and WHEREAS, the Third Avenue Village Association (TAVA)is the owners’ association for the PBID; and WHEREAS, the owners’ association is required by the California Streets and Highway Code to prepare an annual report for City Council consideration; and, WHEREAS, TAVA has submitted its annual reportfor fiscal year January 1, 2019 through December 31, 2019and filed it with the City Clerk; and, WHEREAS staff is aware of Downtown business and property owners who have informally organized to discuss new activities, events and improvements for Downtown; and, WHEREAS staff recommends the city survey Downtown businesses to seek input on what activities, events or improvements the owners and tenants would like the City and TAVA to consider. NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Chula Vista, that it approves TAVA’ s2019annualreport forthe Downtown Chula Vista Property- Based Business Improvement Districtand directs staff to conduct a survey of the existing businesses and property owners. Presented byApproved as to form by Eric C. CrockettGlen R. Googins Economic Development DirectorCity Attorney March 26, 2019File ID: 19-0059 TITLE A.RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA WAIVING THE COMPETITIVE BIDDING REQUIREMENT AND APPROVING THE DISPATCH SERVICES AGREEMENT –SAN DIEGO/CHULA VISTA, BETWEEN THE CITY AND THE CITY OF SAN DIEGO B.RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTAAPPROVING ATTACHMENT2: DATA SHARINGAGREEMENT, WHICH IS A COMPONENT OF THE DISPATCH SERVICES AGREEMENT –SAN DIEGO/CHULA VISTA, BETWEEN THE CITY AND THE CITIES OF SAN DIEGO, CORONADO, IMPERIAL BEACH, NATIONAL CITY AND POWAY RECOMMENDED ACTION Council adopt the resolution. SUMMARY The City of Chula Vista hassatisfactorilycontracted Fire and Emergency Medical Dispatch Services with the San Diego Fire-Rescue Department since March 1, 2008. The Fire Department recommendscontinuing the contract for service andis seekingCouncil’s approval of a dispatch services agreement and its component, a data sharing agreement. ENVIRONMENTAL REVIEW The Director of Development Services has reviewed the proposed activity for compliance with the California Environmental Quality Act (CEQA) and has determined that the activity is not a “Project” as defined under Section 15378 of the State CEQA Guidelinesbecauseitwillnotresultinaphysicalchangein theenvironment; therefore, pursuant to Section 15060(c)(3) of the State CEQA Guidelines, the activity is not subject to CEQA.Thus, no environmental review is required. BOARD/COMMISSION/COMMITTEE RECOMMENDATION Not applicable DISCUSSION The Fire Department requires fire and emergency medical dispatch services to properly process 911 calls and deploy the appropriate first responders to mitigate hazards and/or provide lifesaving aid. The City has contracted fire and emergency medical dispatch services with the San Diego Fire-Rescue Department since March1, 2008. Page|1 San Diego Fire-Rescue Department has provided above standard fire and emergency medical dispatch services. In Resolution 2007-289, the Council waived the competitive bidding requirement and approved a service agreement with San Diego Fire-Rescue Departmentfor fire and medical dispatch services. This decision was based on superior technology, emergency medical dispatching procedures, and financial impact when compared to reasonable and appropriate competitors. These same factors are believed tobe true today, and no verifiable enhancements would be expected by changing dispatch contractors. A change in dispatch contractors would be disruptive to operations including the creation of new response plans, new mobile data computer user interface on response units, and create delays in automatic aid. A change would also havefinancial impactsincluding staff time for transitional activities and startup costs associated with moving to a different dispatch contractor. A data sharingagreement has been added to the Dispatch Services Agreement. Its purpose is to acknowledge that San Diego Fire-Rescue must collect, store, and share sensitive data to effectively perform their contracted dispatch services. Collection and maintenance of dispatch records will be in accordance with State and Federal regulations. Once collected several public safety entitiesand third-partysoftware application vendorswill have access to this data intended forincident reporting, performance enhancing analytics,mutual/automatic aid connections,and infrastructure support for dispatching and operations situational awareness systems. This new dispatch services agreement does have anincreased fiscal impact when compared to the previous agreement. The increased costs are commensurate,when compared to the limited market capable to provide this type of service. Changes in the proposed contract costs includea price per call, rather than a flat rate charge which is contained in the currentagreement. The current flat rate has been the same since the agreement’sinception, at $480,000 annually.Under the new price per call with the added required associated technology costs we anticipate the annual cost for dispatch services to be $1,149,373.00. Embedded into the new price per call is a minimum 5% escalator on San Diego Fire-Rescue’s non- personnel expenses related to dispatching services. These costs include, but not limited to utilities, facility operations, hardware maintenance, software and technology expenses. This estimated escalator is expected to increase the price per call rate approximately $0.30 annually. This would add a net cost of $6,000.00 annually to the dispatch services agreement. Due to the current quality of performance and to avoid operational disruption, the Fire Department is recommendingwaiver of the competitive bidding requirement in Chula Vista Municipal Code section 2.56.070.B.3, because the City’s interests are materially better servedand approval of both the Dispatch Services Agreement with the City of San Diego and Attachment 2: Data Sharing Agreement with the cities of San Diego, Coronado, Imperial Beach, National City and Poway.Attachment 2: Data Sharing Agreement is a separate document requiring separate approval and signatures. However, it is a requiredcomponent of the Dispatch Services Agreement with San Diego, which is specifically referenced inParagraph D, Data Sharing, on Page 3 of the Dispatch Services Agreement. Page|2 TheDispatch Services Agreement shall become effective retroactively to July 1, 2018 and shall expire at midnight on June 30, 2023. The Parties shall review this Agreement every year to ensure applicability of all terms and policies. Any modification shall be set forth in writing and be signed by theParties. The Attachment 2: Data Sharing Agreement shall become effective upon execution by the Parties and shall be binding upon all Parties hereto, until such time as the Parties agree to amend or terminate the Agreement. Any modification shall be set forth in writing and be signed by the Parties. If any Agency is no longer contracting for San Diego Dispatching Services, this Agreement will continue to apply to historical data collected while services were rendered. DECISION-MAKER CONFLICT Staff has reviewed the decision contemplated by this action and has determined that it is not site-specific and consequently, the 500-foot rule found in California Code of Regulations Title 2, section 18702.2(a)(11), is not applicable to this decision for purposes ofdetermining a disqualifying real property-related financial conflict of interest under the Political Reform Act (Cal. Gov't Code § 87100, et seq.). Staff is not independently aware, and has not been informed by any City Councilmember, of any other fact that may constitute a basis for a decision maker conflict of interest in this matter. CURRENT-YEAR FISCAL IMPACT Fire and emergency medical dispatch services annual operating plan costs for FY2019 under this new agreement will have an unbudgetedimpact in the fourth quarter.Fourth quarter costs willincreaseby $180,000.00, which will be amended during the third quarter budget amendment. ONGOING FISCAL IMPACT Annual operating plan costs are expected to be $295,381.00 per quarter or $1,182,000.00 annually. These costs will be includedin the FY2020 budget and in the long-term financial forecastwhich will increase the projected General Fund deficit. Alternative funding through the ALS program will continued to be pursued to avoid ongoinglong term impacts to the General Fund. ATTACHMENTS Attachment 1: Dispatch Services Agreement Attachment 2: Data Sharing Agreement Attachment 3: Annual Operating Plan Staff Contact: Harry Muns, Deputy Chief Director of Operations Page|3 RESOLUTION NO. __________ RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA WAIVING THE COMPETITIVE BIDDING REQUIREMENTANDAPPROVINGTHEDISPATCH SERVICES AGREEMENT –SAN DIEGO/CHULA VISTA, BETWEEN THE CITY AND THE CITY OF SAN DIEGO WHEREAS, the City requires fire and emergency medical dispatch services to properly process 911 calls for servicetodeploy the appropriate first responders to mitigate hazards and/or provide lifesaving aid; and WHEREAS, the City has satisfactorily contracted fire and emergency medical dispatch services withSan Diego Fire-Rescue since March 1, 2008and desires to continue this agreement for service; and WHEREAS,the City is requesting to waivethe competitive bid processandis recommendingcontracting with SanDiego Fire-Rescue; and WHEREAS,staff has demonstrated that the City’s interest ismaterially better served in doing soand no verifiable advantages for changing contractors have been identified; and WHEREAS,continuing with San DiegoFire-Rescueavoidsoperational disruptions and startup costs associated with changing contractors; and WHEREAS, this Dispatch Services Agreement shall become effective retroactively to July 1, 2018 and shall expire at midnight on June 30, 2023. The Parties shall review this Agreement every year to ensure applicability of all terms and policies. Any modification shall be set forth in writing and be signed by the Parties; and WHEREAS, this Dispatch Services Agreement term may be extended for five (5) additional years by written agreement of the Parties, and subject to the San Diego Mayor’s authorization of a contract extension and the authorization of Agency. NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Chula Vista, that it waives the competitive bidding requirement. BE IT FURTHER RESOLVED by the City Council of the City of Chula Vista that it approves the Dispatch Services Agreement –San Diego/Chula Vista, between the City and the City of San Diego, in the form presented, with such minor modifications as may be required or approved by the City Attorney, a copy of which shall bekept on file in the Office of the City Clerk, and authorizes and directs the Fire Chief toexecute same. C:\\Users\\legistar\\AppData\\Local\\Temp\\BCL Technologies\\easyPDF 8\\@BCL@380EBB4F\\@BCL@380EBB4F.doc Presented byApproved as to form by Jim GeeringGlen R. Googins Fire ChiefCity Attorney C:\\Users\\legistar\\AppData\\Local\\Temp\\BCL Technologies\\easyPDF 8\\@BCL@380EBB4F\\@BCL@380EBB4F.doc RESOLUTION NO. __________ RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA APPROVING THE ATTACHMENT 2: DATA SHARING AGREEMENT, WHICH IS A COMPONENT OF THEDISPATCHSERVICESAGREEMENT–SAN DIEGO/CHULA VISTA, BETWEEN THE CITY AND THE CITIES OFSAN DIEGO, CORONADO, IMPERIAL BEACH, NATIONAL CITY AND POWAY WHEREAS, the city requires fire and emergency medical dispatch services to properly process 911 calls for serviceto deploy the appropriate first responders to mitigate hazards and/or provide lifesaving aid; and WHEREAS, the city has contracted fire and emergency medical dispatch services with San Diego Fire-Rescue since March 1, 2008; and WHEREAS,the city is recommending contracting with San Diego Fire-Rescue for dispatch services; and WHEREAS, San Diego Fire-Rescue as the dispatch services contractor for the city is requiring a Data Sharing Agreement with the cities of San Diego, Coronado, Imperial Beach, National City and Powayto effectively perform these services; and WHEREAS, Attachment 2: Data Sharing Agreement shall become effective upon execution by the Parties and shall be binding upon all Parties hereto, until such time as the Parties agree to amend or terminate the Agreement. Any modification shall be set forth in writing and be signed by the Parties. If any Agency is no longer contracting for San Diego Dispatching Services, this Agreement will continue to apply to historical data collected while services were rendered. NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Chula Vista, that it approves the Attachment 2: Data Sharing Agreement, which is a component of the Dispatch Services Agreement –San Diego/Chula Vista, between the City and the Cities of San Diego, Coronado, Imperial Beach, National City and Poway, in the form presented, with such minor modifications as may be required or approved by the City Attorney, a copy of which shall be kept on file in the Office of the City Clerk, and authorizes and directs the Fire Chiefto execute same. C:\\Users\\legistar\\AppData\\Local\\Temp\\BCL Technologies\\easyPDF 8\\@BCL@280EBC5C\\@BCL@280EBC5C.doc Presented byApproved as to form by Jim GeeringGlen R. Googins Fire ChiefCity Attorney C:\\Users\\legistar\\AppData\\Local\\Temp\\BCL Technologies\\easyPDF 8\\@BCL@280EBC5C\\@BCL@280EBC5C.doc DISPATCH SERVICES AGREEMENT–SAN DIEGO/ CHULA VISTA THIS AGREEMENTis made by and between the City of San Diego, (“San Diego”), a municipal corporation; and the City of Chula Vista(“Agency”), a municipal corporation; (herein collectively known as “Parties” or individually as “Party”), for the provision of fire and emergency medical dispatch services. RECITALS WHEREAS,San Diego and Agencyhave organized and equipped fire departments charged with the duty of fire protection and rescue within the limits of said cities; and WHEREAS,if required by law, Agency, by way of Resolution Number _____________________dated _______________________, approved by Chula VistaCity Council, resolved that Agency’sinterests would be best served by entering into an agreement with San Diego to outsource Agency’sfire and emergency medical dispatch services to San Diego; and WHEREAS,San Diegodesires to provide Agencywith fire and emergency medical dispatch servicesunder the terms described in this Agreement and WHEREAS,it would be to the benefit of each Party for San Diego to continue to provide fire and emergency medical dispatch services to Agencyin order to increase the health and safety of all affected residents; and WHEREAS,Agencydesires and intends per the terms of this Agreement to pay San Diego for services; NOW THEREFORE,in consideration of the above recitals and the mutual covenants and conditions contained in this Agreement, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged,Agencyand San Diego agree as follows: A.TERM. This Agreement shall become effective retroactively to July 1, 2018and shall expire at midnight on June 30, 2023. The Parties shall review this Agreement every year to ensure applicability of all terms and policies. Any modification shall be setforth in writing and be signed by the Parties. TheAgreement term may be extended for five (5) additional yearsby written agreement of the Parties, and subject to the San Diego Mayor’s authorization of a contract extension and the authorization of Agency. B.OBLIGATIONS OF THE PARTIES. The descriptions herein outline specific aspects relevant to the performance of the emergency dispatch services by San Diego. San Diego adheres to State recommendations for call answering times and bases dispatcher staffing upon meeting those performance standards. To the extent that safety or technological changes warrant an amendment of the specific service or method employed to provide the Fire and Emergency Medical Dispatch Services contemplated herein, neither Party may unreasonably refuse to implement safety or technological changes. 1.The dispatch services that will be provided by San Diego include: Page1of8 DISPATCH SERVICES AGREEMENT–SAN DIEGO/ CHULA VISTA a)Processing all fire and medical related emergency calls via the 911 Secondary Public Safety Answering Point ("PSAP"). b)Triaging medical calls using a triageprocess which includes: i.Automated triage with call downgrading features. ii.Coordinated dispatch efforts with Agency’s ambulance provider for ambulances within Agency’s jurisdiction, via an automated Computer Aided Dispatch (“CAD”) to CAD interface. c)Dynamic Automatic Vehicle Location (“AVL”) driven dispatch of closest available resource(s), across City lines, to given emergency, incident type(s), and location(s). d)Paging Services betweenSan Diego’sCADand a messaging services interface. e)Fire Station Alerting viaa CADtoastation alertinginterface. San Diego willinterface with Agency’s existing, self-managed station alerting system given that it is supported by San Diego’s existing interface system, currently USDD,and as an unsupported legacy option for WestNet. f)Mobile Data Computer (“MDC”) or other mobile platform services includingmapping, live- routing, and loading of Agency’s self-managed pre-plans. g)Records Management System (“RMS”) services fora CADto a Fire RMS interface given that it is supported by San Diego’s existing interface system, currently WATER, and a FireHouse interface as an unsupported legacy option. Agency will bear the costs for other new, unsupported interfaces if required. h)Additionally, Agency may receive a periodic download of CAD data. i)Agency acknowledges that this contract does not require San Diego to perform analysis of Agency’s CAD or response data. However, San Diego mayextend the use of secured Internet applications for viewing, analyzing and reporting Agency’s CAD data (“web services”). These web services may include on-line dashboards and canned reports with pre-established data collection points, call for service statistics and/or other incident specific data. j)Any additional or special services providedare described in Addendum A. 2.Additional Services and Equipment. Additional services and equipment utilized in the performance or support of dispatch services may be provided by San Diego,as agreed to by the parties, which may include but is not limited to: equipment (modems, mobile data computers, phones, etc.), enterprise device management services, software applications and licenses. C.COMPENSATION AND PAYMENT SCHEDULE Page2of8 DISPATCH SERVICES AGREEMENT–SAN DIEGO/ CHULA VISTA Agencyagrees to pay San Diego for services rendered under this Agreementon afiscal year basis, defined as July 1 through June 30. For budgeting and planning purposes, San Diego will provide Agency with an Annual Operating Plan (Attachment 1)for the upcoming fiscal year. 1.For Dispatching Services. San Diego shall be compensated for the performance of services and specified in Section B1as a cost per call. Dispatch fees are subject to change each fiscal year based on the following: a)The adopted budget for personnel costs which includes fringe and overhead, and; b)Prior year actuals fornon-personnel expenditures(NPE). Should the Agency’s call volume exceedthe prior year by 5%or more, an increase to the NPE will be equal to the percentage of the increased call volume(rounded up to the tenth percent). c)Should the Agency’s call volume from the prior year not increase, or the increase is less than 5%, an escalator of 5% will be applied to the NPE. 2.For Additional Services & Equipment. San Diego shall be reimbursed for the costs of any additional services and equipmentspecified in Section B.2, which have been procured on behalf of Agency and which may also include connectivity and start-up costs. Agency may elect additional optionsin accordance with the“Annual Operating Plan.” a)Costs will be calculated based on vendor fees per service or unit of equipment. b)Services and equipment fees are subject to change annually based on vendor rates. 3.Invoices & Due Date: San Diego shall provide to Agency, on a quarterly basis, an invoice statement for services rendered under this Agreement and payment by Agencyshall be remitted thirty (30) days thereafter. If Agencydisputes any charges it shall nonetheless remit the full amount without waiving its right to a return of the disputed amount. 4.Records:The Parties shall maintain books, records, logs, documents, and other evidence sufficient to record all actions taken with respect to rendering services under this Agreement throughout the performance of services and for ten (10) years following completion of services under this Agreement. The parties further agree to allow for mutual inspection, copying and auditing of such books, records, documents and other evidence at all reasonable times. D.DATASHARING. Data Sharing policies are outlined in the Data Sharing Agreement(Attachment 2). E.INDEMNIFICATION. In the performance of dispatching services, 1.Agencyagrees to defend, indemnify, protect, and hold San Diego and its agents, officers, and employees harmless from and against any and all claims asserted or liability established for damages or injuries to any person or property, including injury to Agencyemployees, volunteers, agents, or officers which arise from, or are connected with, or are caused or claimed to be caused by the acts or omissions of Agency, its agents, officers, employees, or volunteers, and agrees to be responsible for all expenses of investigating and defending against same; provided however, Page3of8 DISPATCH SERVICES AGREEMENT–SAN DIEGO/ CHULA VISTA that Agency’s duty to indemnify and hold harmless shall not include any claims or liability alleged to be arising from the negligence or willful misconduct of San Diego, its agents, officers, or employees. 2.San Diego agrees to defend, indemnify, protect, and hold Agencyand its agents, officers, and employees harmless from and against any and all claims asserted or liability established for damages or injuries to any person or property, including injury to San Diego employees, volunteers, agents, or officers which arise from, or are connected with, or are caused or claimed to be caused by the acts or omissions of San Diego, its agents, officers, employees, or volunteers, and agrees to be responsible for all expenses of investigating and defending against same; provided, however, that San Diego’s duty to indemnify and hold harmless shall not include any claims or liability alleged to be arising from the negligence or willful misconduct of Agency, its agents, officers, or employees. F.RIGHT TO TERMINATE FOR CONVENIENCE Either Party may terminate the services agreed to pursuant to this Agreement by giving written notice of such termination to the other Party. Such notice shall be delivered by certified mail with return receipt for delivery to the noticing Party. The termination of the services shall be effective one hundred & eighty (180)days after the receipt of this notice by the noticed Party. G.RIGHT TO TERMINATE FOR DEFAULT If either Partyfails to perform or adequately perform any obligation required by this Agreement, that Party’s failure constitutes a Default. If the defaulting Partyfails to satisfactorily cure a Default within ten (10) calendar days of receiving written notice from the other Partyspecifying the nature of the Default, or if the nature of the Default is(1) not for the payment of services, and (2) requires more than ten (10) calendar days to remedy, and the defaulting Party fails to diligently pursue such action necessary to remedy the Default, the other Partymay immediately cancel and/or terminate this Agreement, and terminate each and every right of the defaulting Party, and any person claiming any rights by or through the defaulting Partyunder this Agreement. The rights and remedies of the non-defaulting Party enumerated in this paragraph are cumulative and shall not limit the non-defaulting Party’srights under any other provision of this Agreement, or otherwise waive or deny any right or remedy, at law or in equity, existing as of the date of this Agreement or enacted or established at a later date, that may be available to the Partiesagainst the other Party. H.CITY OF SAN DIEGO CONTRACT REQUIREMENTS To the extent appropriate in light of the rights and duties specified in this contract, and as applicable to particular parties, the following requirements shall apply: 1.Drug-Free Workplace.Agencyagrees to comply with San Diego's Drug Free Workplace requirements set forth in Council Policy 100-17, adopted by San Diego Resolution R-277952 and incorporated into this Agreement by this reference. 2.ADA Certification. Agencyhereby certifies that it agrees to comply with San Diego's “Americans With Disabilities Act” Compliance/City Contracts requirements set forth in Council Policy 100-04, adopted by San Diego Resolution R-282153 and incorporated intothis Agreement by this reference. I.PRODUCT ENDORSEMENT Page4of8 DISPATCH SERVICES AGREEMENT–SAN DIEGO/ CHULA VISTA Agencyacknowledges and agrees to comply with the provisions of San Diego’s Administrative Regulation 95-65, concerning product endorsement. Any advertisement identifying or referring to San Diego as the user of a product or service requires the prior written approval of San Diego. J.CONFLICT OF INTEREST Agencyis subject to all federal, state and local conflict of interest laws, regulations and policies applicable to public contracts and procurement practices including, but not limited to, California GovernmentCode sections 1090, et. seq. and 81000, et. seq. San Diego may determine that a conflict of interest code requires Agencyto complete one or more statements of economic interest disclosing relevant financial interests. Upon San Diego’s request, Agencyshall submit the necessary documents to San Diego. 1.Agencyshall establish and make known to its employees and agents appropriate safeguards to prohibit employees from using their positions for a purpose that is, or that gives the appearance of being, motivated by the desire for private gain for themselves or others, particularly those with whom they have family, business or other relationships. 2.In connection with any task, Agencyshall not recommend or specify any product, supplier, or contractor with whomAgency has a direct or indirect financial or organizational interest or relationship that would violate conflict of interest laws, regulations, or policies. 3.If Agencyviolates any conflict of interest laws or any of these provisions in this Section, the violation shall be grounds for immediate termination of this Agreement. Further, the violation subjects Agencyto liability to San Diego for attorney fees and all damages sustained as a result of the violation. K.MANDATORY ASSISTANCE If a third-party dispute or litigation, or both, arises out of, or relates in any way to the services provided under this Agreement, upon either Party’s request, the other Party, and its agents, officers, and employees agree to assist in resolving the dispute or litigation. Each Party’s assistance includes, but is not limited to, providing professional consultations, attending mediations, arbitrations, depositions, trials or any event related to the dispute resolution and/or litigation. 1.Compensation for Mandatory Assistance.The Party seeking the assistance of the other Party will reimburse the assisting Party for any fees and expenses incurred for required Mandatory Assistance as Additional Services. The Party seeking the assistance shall, in its sole discretion, determine whether these fees, expenses, and services rendered under this Section, were necessary due to the assisting Party or its agents’, officers’, and employees’ conduct or failure to act. If the Party seeking assistance determines that such fees, expenses, or services were necessary due to the other Party’s or its agents’, officers’, and employees’ conduct, in part or in whole, the Party seeking assistance is entitled to be reimbursed for any payments made for these fees, expenses, or services. Reimbursement may be through any legal means necessary, including either Party’s withholding of payment to the other. 2.Attorney Fees related to Mandatory Assistance. In providing each other with dispute or litigation assistance, a Party, or its agents, officers, and employees may incur expenses and/or Page5of8 DISPATCH SERVICES AGREEMENT–SAN DIEGO/ CHULA VISTA costs. The other Party agrees that any attorney fees it may incur as a result of assistance provided under this Section (with the exception for attorney fees as provided in Section K, below) are not reimbursable. L.JURISDICTION, VENUE & ATTORNEY’S FEES The venue for any suit or proceeding concerning this Agreement, the interpretation or application of any of its terms, or any related disputes shall be in the County of San Diego, State of California. The prevailing Party in any such suit or proceeding shall be entitled to a reasonable award of attorney’s fees in addition to any other award made in such suit or proceeding. M.ENTIRE AGREEMENT; AMENDMENTS This Agreement contains the entire understanding between the Parties with respect to the subject matter herein. There are no representations, agreement or understandings (whether oral or written) between or among the Partiesrelating to the subject matter of this Agreement that are not fully expressed herein. This Agreement may only be amended in writing signed by both Parties. N.SEVERABILITY If any one or more of the covenants or agreements or portions thereof provided in this Agreement shall be held by a court of competent jurisdiction in a final judicial action to be void, voidable or unenforceable, such covenant or covenants, such agreement or agreements, or such portions thereof shall be null and void and shall be deemed separable from the remaining covenants or agreements or portions thereof and shall in no way affect the validity or enforceability of the remaining portions of this Agreement, and the Parties shall negotiate in good faith to replace any such covenant, agreement or portion found to be null and void. O.NOTICES. Any notice required or permitted by this Agreement shall be in writing and shall be delivered as follows, with notice deemed given as indicated: (a) by personal delivery, when delivered personally; (b) by overnight courier, upon written verification of receipt; (c) by facsimile transmission, upon acknowledgment of receipt of electronic transmission; or (d) by certified or registered mail, return receipt requested, upon verification of receipt. Notice shall be sent to the following addresses: To San Diego at:With a copy to: San Diego Fire-Rescue Department / ECDCSan Diego Fire-Rescue Department Attn: ECDC Deputy ChiefAttn: Fire Chief th 3750 Kearny Villa Road600 B Street, 13Floor San Diego, CA 92123San Diego, CA 92101 ToChula Vistaat:With a copy to: Chula VistaFire DepartmentChula VistaFireDepartment Attn: Deputy Chief, Director of AdministrationAttn:Fire Chief 276 Fourth Ave Bldg C276 Fourth Ave Bldg C Chula Vista, CA 91910ChulaVista, CA 91910 IN WITNESS WHEREOF,this Agreement is executed by the City of San Diego, acting by and through its Mayor or his designee, pursuant to San Diego City Charter section 265 and San Diego Municipal Code section 22.3222, and by the City of Chula Vista. CITY OF CHULA VISTA, A Municipal Corporation Page6of8 DISPATCH SERVICES AGREEMENT–SAN DIEGO/ CHULA VISTA I HEREBY CERTIFYthat I can legally bind the City of Chula Vista, and that I have read all of this Agreement and have executed it on behalf of the City of Chula Vista, a municipal corporation. By: ___________________________________________Date signed: ____________________________ Jim Geering, Fire Chief I HEREBY APPROVE the form of the foregoing Agreement, this _______ day of ________________, 2019. By: ____________________________________________ Name, City Attorney CITY OF SAN DIEGO, A Municipal Corporation By: ___________________________________________Date signed: ____________________________ Colin Stowell, Fire Chief I HEREBY APPROVE the form of the foregoing Agreement, this _____ day of ________________, 2019. MARA W. ELIOTT, San Diego City Attorney By: ___________________________________ Noah J. Brazier, Deputy City Attorney Page7of8 DISPATCH SERVICES AGREEMENT–SAN DIEGO/ CHULA VISTA ADDENDUM A No special services are applicable atthis time. Page8of8 March 26, 2019File ID: 19-0110 TITLE RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA ACCEPTING BIDS AND AWARDING A CONTRACT FOR SERVICES TO WESTERN AUDIO VISUAL FOR THE PURCHASE, INSTALLATION AND MAINTENANCE OF CITY COUNCIL CHAMBERS ELECTRONIC EQUIPMENT AND DISPLAYS, AND APPROPRIATING FUNDS THEREFOR(4/5 VOTE REQUIRED) RECOMMENDED ACTION Council adopt the resolution. SUMMARY Various electronic equipment in the City Council Chambers is malfunctioning and in need of upgrade and replacement. The City conducted RFP P23–17/18 to upgrade the Council Chamber’s electronic equipment andWestern Audio Visual was the selected contractor.Staff is seeking the Council’s acceptance of the bids, award of the contract to Western Audio Visualand the appropriation offunds for the project. ENVIRONMENTAL REVIEW The proposed Projecthas been reviewed for compliance with the California Environmental Quality Act (CEQA) and it has been determined that the Projectqualifies for a Categorical Exemption pursuant to State CEQA Guidelines Section 15301 Class 1 (Existing Facilities) and Section 15061(b)(3), because it can be seen with certainty that there is no possibility that the activity in question may have a significant effect on the environment. Thus, no further environmental review is required. BOARD/COMMISSION/COMMITTEE RECOMMENDATION Not applicable DISCUSSION Due to frequentmalfunctions of theexistingCity Council Chambers electronic equipment, coupled with the age of the equipment and changes in technology since the last City Council Chambers upgrade was performed in 2013, staffhas determined that a full-scale upgrade to the electronic equipment throughout the City Council Chambers is warranted. In addition toCity Council meetings, the City Council Chambers also hosts theannualState of the City address, various meetings ofCity Boards and Commissions, staff trainings, and numerous meetings for outside agencies such as the California Public Utilities Commission and California Coastal Commission. Each of these meetings requireaunique setup and the current City Council Chambers technology is struggling to meet the requirements for hosting these various meetings. Staff hireda consultantwith expertise in council chambers technologyto help determine upgradeand technologyneeds andto assist in draftinga Request for Proposal (RFP) to upgradeand replace equipment throughout the City Council Chambersand associated conference rooms. The upgrade project will include the replacement of all digital control equipment, a direct-view high-resolution LED screenfor the main presentation screen, new interfaces for each position on the Council dais, larger screens for each position on the daisto allow Council and board members to better view presentations displayed on the main presentation screen, 75-inchLED screens in the Council Chambers overflow area and theadjoining conference room, improved wireless microphones andanimproved audio system. To meet current technology requirements, there will also be new device connectivity for laptops (HDMI connections), as well as new programming for the entire system including voting software. AnRFP (Attachment 1) was created, and posted on the City’s PlanetBids purchasing portal, and viable vendors were notified, in accordance with the City’s procurement policies.During the proposal submittal period, the City held a mandatory meeting for any interested vendors to inspect the City Council Chambers and review the RFP requirements. There were five respondents to the RFP (See Table 1 below). The costs indicated in Table 1 include options for the necessaryupgrades and fiveyears of equipment maintenance. Twocompanies provided alternative pricing models based on substituted technology that was different than enumerated in the RFP, which are also included in the table. TABLE 1 TOTAL ALL COMPANY OPTIONS Western A/V$ 271,910.51 EIDIM GROUP INC ALT$ 292,232.66 EIDIM GROUP INC$ 301,055.76 AVI Systems$ 382,655.00 Commpedia$ 445,021.95 Fluid Sound Alt$ 566,438.71 Fluid Sound$ 591,726.82 Four companies were invited to participate in interviews for this project. The interview panel consisted of: 1) Edward Chew –Director of Information and Technology Services; 2) Kerry Bigelow –City Clerk; 3) Stephen Mosca –Facilities Manager; and 4) Vance Breshears –Director/General Partner –Idibri, INC (technology consultant). Each company was rated on five categories, based on the interview and the submitted RFP response: 1) Project Plan; 2) Pricing; 3) Technical Ability/Maintenance; 4) Experience; and 5) Overall presentation. Scores from the RFP processare listed in Table 2 below. TABLE 2 FINAL SCORES WESTERN A/V91.35 AVI Systems82.43 EIDIM GROUP INC76.26 COMMPEDIA74.2 Western Audio Visual wasthe recommended contractor by the interview panel. They have performed approximately 75 Council Chamber builds/remodels in the last two years. The next page details their most recent projects. Western Audio Visual’s Recent City & County Projects 48.City of San Clemente* ($28k) City Projects:49.City of San Juan Capistrano* ($136k) 1.City of Anaheim* ($722k)50.City of San Marcos* ($383k) 2.City of Azusa ($102k)51.City of San Marino ($2K) 3.City of Beaumont* ($10k)52.City of Santa Clarita* ($67k) 4.City of Big Bear Lake* ($175k)53.City of Santa Ana ($146k) 5.City of Brea ($576k)54.City of Santa Barbara ($575k) 6.City of Buena Park*($489k)55.City of Santa Fe Springs* ($90k) 7.City of Carlsbad ($616k)56.City of Signal Hill ($6k) 8.City of Chino* ($588k)57.City of Solana Beach* ($109k) 9.City of Chino Hills* ($225k)58.City of Temecula* ($1.4M) 10.City of Chula Vista* ($10K)59.City of Tustin* ($607k) 11.City of Corona* ($992k)60.City of Upland* ($115k) 12.City of Coronado ($15k) 61.City of Victorville * ($1.6M) 13.City of Costa Mesa ($210k)62.City of Vista ($22k) 14.City of Covina* ($166k)63.City of Walnut * ($85k) 15.City of Cypress* ($290k)64.City of West Covina ($54k) 16.City of Del Mar* ($105k)65.City of West Hollywood ($991k) 17.City of Diamond Bar ($67k)66.City of Westminster ($111k) 18.City of Downey* ($137k)67.City of Whittier* ($355k) 19.City of Eastvale ($4k)68.City of Yorba Linda* ($208k) 20.City of El Monte ($31k) 21.City of El Segundo ($5k)County Projects: 22.City of Encinitas* ($42k)1. County of Los Angeles ($300k) 23.City of Fullerton ($217k)2. County of Riverside* ($225k) 24.City of Glendora* ($438k)3.County of San Bernardino * ($825k) 25.City of Hesperia* ($609k)4. County of San Diego* ($250k) 26.City of Huntington Park*($7k)5.San Diego Medical Examiner* ($375k) 27.City of Irvine* ($152k)6.San Diego District Attorney* ($244k) 28.City of Irwindale* ($105k)7.Irvine Ranch Water District* ($300k) 29.City of La Habra*($303k)8. Columbia Space Center* ($200k) 30.City of La Puente ($34k)9. Reg. County OCC Center * ($120k) 31.City of Laguna Beach*($170k)10.LA County Bar Assoc. ($345k) 32.City of Lomita* ($10k)11.Orange County Fire Authority* ($515k) 33.City of Manhattan Beach* ($344k)12.Santa Margarita Water District*($50k) 34.City of Mission Viejo* ($747k)13.Inland Empire Utilities Agency* ($570k) 35.City of Moreno Valley ($11k)14.South Orange Community College District* 36.City of Murrieta($816k)($150k) 37.City of National City* ($54k)15.Los Angeles Fire Police Pension ($200k) 38.City of Ontario ($219k)16.SDCERS*($250k) 39.City of Orange ($325K)17.SBCERA* ($110k) 40.City of Perris* ($17k)18.Yorba Linda Water District* ($148k) 41.City of Placentia ($59k) 42.City of Pomona*($186k)Blue indicates projects in progress 43.City of Rancho Mirage* ($218k)Red indicates maintenance contracts 44.City of Rancho Palos Verdes*($100k)* indicates design/build 45.City of Redlands ($20k) 46.City of Riverside* ($225k) 47.City of Rolling Hills Estates*($136k) A5-year maintenance and response contract is included with this project. This will encompass regularly scheduled maintenance periods for software updates and programming modificationsas well as emergency response to equipment outagesand malfunctions. th Installation is tentatively scheduled to begin after the June 18, 2019 Council meeting and will last approximately 3 weeks. DECISION-MAKER CONFLICT Staff has reviewed the decision contemplated by this action and has determined that it is not site-specific and consequently, the real property holdings of the City Council members do not create a disqualifying real property-related financial conflict of interest under the Political Reform Act (Cal. Gov't Code § 87100, et seq.). Staff is not independently aware and has not been informed by any City Council member, of any other fact that may constitute a basis for a decision-maker conflict of interest in this matter. CURRENT-YEAR FISCAL IMPACT There is no impact to the General Fund for this project. The total proposed cost of the Council Chambers upgrade for Fiscal Year 2019 is approximately $321,810, which will be funded from the Public, Education and Government (PEG) fund. Maintenance is an additional annual fee and will begin after the conclusion of the installation, testing and operational readiness of the Council Chamber equipment. Maintenance costs are expected to begin in FY 2020and will be included in the proposed FY 2020 budget. Cost for maintenance is located in the “Ongoing Fiscal Impact” section of this report. Staff is seeking approval to appropriate funds from the Public, Education and Government Fund to cover the cost to implement this project. The project total includes an additional $50,000, which is anticipated to coverlighting system repairs/upgradecosts,which are unknown at this time,and other contingency costs related to this project. Lighting system repair costs could not be ascertained as part of this project due to the need to conduct extensive trouble-shooting and testing of the current Council Chambers lighting systemby qualified professionals. ONGOING FISCAL IMPACT Table 3 below details the ongoing fiscal impact for a maintenance contract with Western Audio Visual. TABLE 3 v.001 Page|5 Fiscal Year 2020 represents a 50% discount from the normal rate of $8,088, and Fiscal Year 2021 represents a 25% discount on the normal rate of $8,088. Normal maintenance fee rates commence in FY 2022. These costs will also be funded by the Public, Education and Government Fund balance, resulting in no impact to the General Fund. ATTACHMENTS 1.City of Chula Vista Council Chamber Equipment Upgrades and Maintenance Agreement RFP #P23– 17/18 2.Contract for Services –Western Audio Visual Staff Contact: Edward Chew, Director, Information and Technology Services Page|6 COUNCIL RESOLUTION NO. __________ RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA ACCEPTING BIDS AND AWARDING A CONTRACT FOR SERVICES TO WESTERN AUDIO VISUAL FOR THE PURCHASE, INSTALLATION AND MAINTENANCE OF CITY COUNCIL CHAMBERS ELECTRONICEQUIPMENT AND DISPLAYS, AND APPROPRIATING FUNDS THEREFOR (4/5 VOTE REQUIRED) WHEREAS,the City Council Chambers audio visual equipment was last upgraded in 2013; and WHEREAS, recently the City Council Chambers audio visual equipment has been malfunctioning and recent troubleshooting and repair efforts have been unsuccessful at remedying the issues; and WHEREAS, there have been significant technological advancements in the equipment used for audio visual controls since 2013; and WHEREAS, audio visual consultants and technicians have all suggested significant upgrades to the City Council Chamber equipment; and WHEREAS, City staff issued Request for Proposal (RFP) # P23-1718for upgrades to all the City Council audio visual equipment; and WHEREAS, the City received 6 responses from audio visual companies and after a thorough review of pricing, experience and planning, chose Western Audio Visual to complete the City Council Chambers technology upgrade and provide 5-years of maintenance; and WHEREAS, the City Council Chambers upgrade will be funded the via Public, Education and GovernmentFund. NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Chula Vista, that itaccepts bids and awards a contract for services to Western Audio Visual for the purchase, installation and maintenance of City Council Chambers electronic equipment and displays; appropriates $321,810from the available balance of the Public, Education and Government Fund; andauthorizesthe City Manager or designee to execute the agreement with Western Audio Visual in the form presented, with such minor modifications as the City Attorney may require or approve, a copy of which is on file in the office of the City Clerk, and authorizes and directs the Mayor, or the City Manager, to execute the agreement. Presented byApproved as to form by Edward ChewGlen R. Googins Director,Information TechnologyServicesCity Attorney City of Chula Vista RFP P23-17/181AV Systems Upgrades City of Chula Vista RFP P23-17/182AV Systems Upgrades · · · · · City of Chula Vista RFP P23-17/183AV Systems Upgrades City of Chula Vista RFP P23-17/184AV Systems Upgrades · · · · · City of Chula Vista RFP P23-17/185AV Systems Upgrades City of Chula Vista RFP P23-17/186AV Systems Upgrades City of Chula Vista RFP P23-17/187AV Systems Upgrades City of Chula Vista RFP P23-17/188AV Systems Upgrades City of Chula Vista RFP P23-17/189AV Systems Upgrades · · · · · · City of Chula Vista RFP P23-17/1810AV Systems Upgrades · · · · · · · City of Chula Vista RFP P23-17/1811AV Systems Upgrades · · · · · · · · · · · · · · · City of Chula Vista RFP P23-17/1812AV Systems Upgrades · · · City of Chula Vista RFP P23-17/1813AV Systems Upgrades · · · · · · · · · · · · City of Chula Vista RFP P23-17/1814AV Systems Upgrades · · · · · · · · · · City of Chula Vista RFP P23-17/1815AV Systems Upgrades · City of Chula Vista RFP P23-17/1816AV Systems Upgrades City of Chula Vista RFP P23-17/1817AV Systems Upgrades City of Chula Vista RFP P23-17/1818AV Systems Upgrades City of Chula Vista RFP P23-17/1819AV Systems Upgrades City of Chula Vista RFP P23-17/1820AV Systems Upgrades City of Chula Vista RFP P23-17/1821AV Systems Upgrades City of Chula Vista RFP P23-17/1822AV Systems Upgrades City of Chula Vista RFP P23-17/1823AV Systems Upgrades City of Chula Vista RFP P23-17/1824AV Systems Upgrades City of Chula Vista RFP P23-17/1825AV Systems Upgrades City of Chula Vista RFP P23-17/1826AV Systems Upgrades City of Chula Vista RFP P23-17/1827AV Systems Upgrades City of Chula Vista RFP P23-17/1828AV Systems Upgrades City of Chula Vista RFP P23-17/1829AV Systems Upgrades City of Chula Vista RFP P23-17/1830AV Systems Upgrades City of Chula Vista RFP P23-17/1831AV Systems Upgrades City of Chula Vista RFP P23-17/1832AV Systems Upgrades City of Chula Vista RFP P23-17/1833AV Systems Upgrades City of Chula Vista RFP P23-17/1834AV Systems Upgrades City of Chula Vista RFP P23-17/1835AV Systems Upgrades City of Chula Vista RFP P23-17/1836AV Systems Upgrades City of Chula Vista RFP P23-17/1837AV Systems Upgrades CITY OF CHULA VISTA CONTRACTOR/SERVICE PROVIDERSERVICES AGREEMENT WITH\[COMPANY NAME\] TO PROVIDECITY COUNCIL CHAMBERS-AUDIO/VISUAL SYSTEMS 1 This Agreement is entered into effective as of Enter Date (“Effective Date”)by and between the City of Chula Vista, a chartered municipal corporation (“City”) and\[Company\], Entity Type (e.g. A California Corporation) (“Contractor/Service Provider”) (collectively, the “Parties” and, individually, a “Party”) with reference to the following facts: 2 WHEREAS, Enter Recitals To Describe Basis For Service–See example below;and WHEREAS, Enter Recitals To DescribeContractor/Service ProviderSelection Process– 3 See example below; and Enter Additional Recitals As Needed OrDelete This Line WHEREAS,Contractor/Service Providerwarrants and represents that it is experienced and staffed in a manner such that it can deliver the services required ofContractor/Service Providerto City in accordance with the time frames and the terms and conditions of this Agreement. \[End of Recitals. Next Page Starts Obligatory Provisions.\] 1If City Council approved, insert date of City Council approval. Otherwise, insert a date no later than date Contractor’s work commences. For example: “WHEREAS, City requires _____________ \[e.g.,landscape maintenance\] services in order to ____________________ \[e.g.,maintain the public park\];” and For example: “WHEREAS, In order to procure these services City solicited proposals in accordance with Chula Vista Municipal Code Section _________________ \[2.56.080 for contracts exceeding $100,000; 2.56.090 for contracts of $100,000 or less; 2.56.110 for “professional services” e.g., architects, lawyers, engineers, environmental\], received __ proposals, and selected Consultant as the most qualified amongst those submitting; and” \[OR, if the project was sole-sourced\] “WHEREAS, In order to procure these services Contractorwas chosen based on Contractor’s unique qualifications, including ________________; on this basis, Contractorwas awarded the contract on a “sole source” basis under the authority of Chula Vista Municipal Code Section ____________ \[2.56.070.B.4. for contracts approved by City Council; 2.56.090.B.3. for contracts approved at a staff level\].” \[OR, if an alternative procurement process is used\] “WHEREAS, In order to procure these services Contractorwas chosen __________________.” City of Chula Vista RFP P23-17/1838AV Systems Upgrades O BLIGATORY P ROVISIONS NOW, THEREFORE, in consideration of the above recitals, the covenants contained herein, and other good and valuable consideration, the receipt and sufficiency of which the Parties hereby acknowledge, City andContractor/Service Providerhereby agree as follows: 1.SERVICES 1.1Required Services.Contractor/Service Provideragrees to perform the services, and deliver to City the “Deliverables” (if any) described in the attached ExhibitA, incorporated into the Agreement by this reference, within the time frames set forth therein, time being of the essence for this Agreement. The services and/or Deliverables described in Exhibit A shall be referred to herein as the “Required Services.” 1.2Reductions in Scope of Work.City may independently, or upon request from Contractor/Service Provider, from time to time, reduce the Required Services to be performed by theContractor/Service Providerunder this Agreement. Upon doing so, City and Contractor/Service Provideragree tomeet and confer in good faith for the purpose of negotiating a corresponding reduction in the compensation associated with the reduction. 1.3Additional Services.Subject to compliance with the City’s Charter, codes, policies, procedures and ordinances governing procurement and purchasing authority, City may request Contractor/Service Providerprovide additional services related to the Required Services (“Additional Services”). If so, City andContractor/Service Provideragree to meet and confer in good faith for the purpose of negotiating an amendment to Exhibit A, to add the Additional Services. Unless otherwise agreed, compensation for the Additional Services shall be charged and paid consistent with the rates and terms already provided therein. Once added to Exhibit A, “Additional Services” shall also become “Required Services” for purposes of this Agreement. 1.4Standard of Care.Contractor/Service Providerexpressly warrants and agrees that any and all Required Services hereunder shall be performed in accordance with the highest standard of care exercised by members of the profession currently practicing under similar conditions and in similar locations. 1.5No Waiver of Standard of Care. Where approval by City is required, it is understood to be conceptual approval only and does not relieve theContractor/Service Providerof responsibility for complying with all laws, codes, industry standards, and liability for damages caused by negligent acts, errors, omissions, noncompliance with industry standards, or the willful misconduct of theContractor/Service Provideror its subcontractors. 1.6Security for Performance. In the event that Exhibit A Section 4 indicates the need for Contractor/Service Providerto provide additional security for performance of its duties under this Agreement,Contractor/Service Providershall provide such additional security prior to commencement of its Required Services in the form and on the terms prescribed onExhibit A, or as otherwise prescribed by the City Attorney. City of Chula Vista RFP P23-17/1839AV Systems Upgrades 1.7Compliance with Laws.In its performance of the Required Services, Contractor/Service Providershall comply with any and all applicable federal, state and local laws, including the Chula Vista Municipal Code. 1.8Business License.Prior to commencement of work,Contractor/Service Providershall obtain a business license from City. 1.9Subcontractors. Prior to commencement of any work,Contractor/Service Provider shall submit for City’s information and approval a list of any and all subcontractors to be used byContractor/Service Providerin the performance of the Required Services. Contractor/Service Provideragrees to take appropriate measures necessary to ensure that all subcontractors and personnel utilized by theContractor/Service Providerto complete its obligations under this Agreement comply with all applicable laws, regulations, ordinances, and policies, whether federal, state, or local. In addition, if any subcontractor is expected to fulfill any responsibilities of theContractor/Service Providerunder this Agreement, Contractor/Service Providershall ensure that each and every subcontractor carries out the Contractor/Service Provider’s responsibilitiesas set forth in this Agreement. 1.10Term. This Agreement shall commence on the earlier to occur of the Effective Date or Contractor/Service Provider’s commencement of the Required Services hereunder, and shall terminate when the Parties have complied with all their obligations hereunder; provided, however, provisions which expressly survive termination shall remain in effect. 2.COMPENSATION 2.1General. For satisfactory performance of the Required Services, City agrees to compensateContractor/Service Providerin the amount(s) and on the terms set forth in Exhibit A, Section 4. Standard terms for billing and payment are set forth in this Section 2. 2.2Detailed Invoicing.Contractor/Service Provideragrees to provide City with a detailed invoice for services performed each month, within thirty (30) days of the end of the month in which the services were performed, unless otherwise specified in Exhibit A. Invoicing shall begin on the first of the month following the Effective Dateof the Agreement. All charges must be presented in a line item format with each task separately explained in reasonable detail. Each invoice shall include the current monthly amount being billed, the amount invoiced to date, and the remaining amount available under any approved budget.Contractor/Service Providermust obtain prior written authorization from City for any fees or expenses that exceed the estimated budget. 2.3Payment toContractor/Service Provider. Upon receipt of a properly prepared invoice and confirmation that the Required Services detailed in the invoice have been satisfactorily performed, City shall payContractor/Service Providerfor the invoice amount within thirty (30) days. Payment shallbe made in accordance with the terms and conditions set forth in ExhibitA and section 2.4, below. At City’s discretion, invoices not timely submitted may be subject to a penalty of up to five percent (5%) of the amount invoiced. City of Chula Vista RFP P23-17/1840AV Systems Upgrades 2.4Retention Policy.City shall retain ten percent (10%) of the amount due for Required Services detailed on each invoice (the “holdback amount”). Upon City review and determination of Project Completion, the holdback amount will be issued toContractor/Service Provider. 2.5Reimbursement of Costs. City may reimburseContractor/Service Provider’s out-of- pocket costs incurred byContractor/Service Providerin the performance of the Required Services if negotiated in advance and included in Exhibit A. Unless specifically provided in Exhibit A,Contractor/Service Providershall be responsible for any and all out-of-pocket costs incurred byContractor/Service Providerin the performance of the Required Services. 2.6Exclusions.City shall not be responsible for payment toContractor/Service Provider for any fees or costs in excess of any agreed upon budget, rate or other maximum amount(s) provided for in Exhibit A.City shall also not be responsible for any cost: (a) incurred prior to the Effective Date; or (b) arising out ofor related to the errors, omissions, negligence or acts of willful misconduct ofContractor/Service Provider, its agents, employees, or subcontractors. 2.7Payment Not Final Approval.Contractor/Service Providerunderstands and agrees that payment to theContractor/Service Provideror reimbursement for anyContractor/Service Providercosts related to the performance of Required Services does not constitute a City final decision regarding whether such payment or cost reimbursement is allowable and eligiblefor payment under this Agreement, nor does it constitute a waiver of any violation by Contractor/Service Providerof the terms of this Agreement. If City determines that Contractor/Service Provideris not entitled to receive any amount of compensationalready paid, City will notifyContractor/Service Providerin writing andContractor/Service Provider shall promptly return such amount. 3.INSURANCE 3.1Required Insurance.Contractor/Service Providermust procure and maintain, during the period of performance of Required Services under this Agreement, and for twelve months after completion of Required Services, the policies of insurance described on the attached Exhibit B, incorporated into the Agreement by this reference (the “Required Insurance”). The Required Insurance shall also comply with all other terms of this Section. 3.2Deductibles and Self-Insured Retentions.Any deductibles or self-insured retentions relating to the Required Insurancemust be disclosed to and approved by City in advance of the commencement of work. 3.3Standards for Insurers. Required Insurance must be placed with licensed insurers admitted to transact business in the State of California with a current A.M. Best’srating of A V or better, or, if insurance is placed with a surplus lines insurer, insurer must be listed on the State of California List of Eligible Surplus Lines Insurers (LESLI) with a current A.M. Best’s rating of no less than A X. For Workers’ Compensation Insurance, insurance issued by the State Compensation Fund is also acceptable. City of Chula Vista RFP P23-17/1841AV Systems Upgrades 3.4Subcontractors.Contractor/Service Providermust include all sub-Contractor/Service Providers/sub-contractors as insureds under its policies and/or furnishseparate certificates and endorsements demonstrating separate coverage for those not under its policies. Any separate coverage for sub-Contractor/Service Providers must also comply with the terms of this Agreement. 3.5Additional Insureds. City, its officers, officials, employees, agents, and volunteers must be named as additional insureds with respect to any policy of general liability, automobile, or pollution insurance specified as required in Exhibit B or as may otherwise be specified by City’s RiskManager.. The general liability additional insured coverage must be provided in the form of an endorsement to theContractor/Service Provider’s insurance using ISO CG 2010 (11/85) or its equivalent; such endorsement must not exclude Products/Completed Operations coverage. 3.6General Liability Coverage to be “Primary.”Contractor/Service Provider’s general liability coverage must be primary insurance as it pertains to the City, its officers, officials, employees, agents, and volunteers. Any insurance or self-insurance maintained by the City, its officers, officials, employees, or volunteers is wholly separate from the insurance provided by Contractor/Service Providerand in no way relievesContractor/Service Providerfrom its responsibility to provide insurance. 3.7No Cancellation.No Required Insurance policy may be canceled by either Party during the required insured period under this Agreement, except after thirty days’ prior written notice to the City by certified mail, return receipt requested. Prior to the effective date of any such cancellationContractor/Service Providermust procure andput into effect equivalent coverage(s). 3.8Waiver of Subrogation.Contractor/Service Provider’s insurer(s) will provide a Waiver of Subrogation in favor of the City for each Required Insurance policy under this Agreement. In addition,Contractor/Service Providerwaives any right it may have or may obtain to subrogation for a claim against City. 3.9Verification of Coverage. Prior to commencement of any work,Contractor/Service Providershall furnish City with original certificates of insuranceand any amendatory endorsements necessary to demonstrate to City thatContractor/Service Providerhas obtained the Required Insurance in compliance with the terms of this Agreement. The words “will endeavor” and “but failure to mail such notice shall impose no obligation or liability of any kind upon the company, its agents, or representatives” or any similar language must be deleted from all certificates. The required certificates and endorsements should otherwise be on industry standard forms. The City reserves the right to require, at any time, complete, certified copies of all required insurance policies, including endorsements evidencing the coverage required by these specifications. 3.10Claims Made Policy Requirements. If General Liability, Pollution and/or Asbestos Pollution Liability and/or Errors & Omissions coverage are required and are provided on a claims-made form, the following requirements also apply: City of Chula Vista RFP P23-17/1842AV Systems Upgrades a.The “Retro Date” must be shown, and must be before the date of this Agreement orthe beginning of the work required by this Agreement. b.Insurance must be maintained, and evidence of insurance must be provided, for at least five (5) years after completion of the work required by this Agreement. c.If coverage is canceled or non-renewed, and not replaced with another claims-made policy form with a “Retro Date” prior to the effective date of this Agreement, the Contractor/Service Providermust purchase “extended reporting” coverage for a minimum of five (5) years after completion of the work required by this Agreement. d.A copy of the claims reporting requirements must be submitted to the City for review. 3.11Not a Limitation of Other Obligations. Insurance provisions under this section shall notbe construed to limit theContractor/Service Provider’s obligations under this Agreement, including Indemnity. 3.12Additional Coverage. To the extent that insurance coverage provided by Contractor/Service Providermaintains higher limits than the minimums appearing in Exhibit B, City requires and shall be entitled to coverage for higher limits maintained. City of Chula Vista RFP P23-17/1843AV Systems Upgrades 4.INDEMNIFICATION 4.1.General. To the maximum extent allowed by law,Contractor/Service Providershall protect, defend, indemnify and hold harmless City, its elected and appointed officers, agents, employees and volunteers (collectively, “Indemnified Parties”), from and against any and all claims, demands, causes of action, costs, expenses, (including reasonable attorneys’ fees and court costs), liability, loss, damage or injury, in law or equity, to property or persons, including wrongful death, in any manner arising out of or incident to any alleged acts, omissions, negligence, or willful misconductofContractor/Service Provider, its officials, officers, employees, agents, and contractors, arising out of or in connection with the performance of the Required Services, the results of such performance, or this Agreement. This indemnity provision doesnot include any claims, damages, liability, costs and expenses arising from the sole negligence or willful misconduct of the Indemnified Parties. Also covered is liability arising from, connected with, caused by or claimed to be caused by the active or passive negligent acts or omissions of the Indemnified Parties which may be in combination with the active or passive negligent acts or omissions of theContractor/Service Provider, its employees, agents or officers, or any third party. 4.2.ModifiedIndemnity Where Agreement Involves Design Professional Services. Notwithstanding the forgoing, if the services provided under this Agreement are design professional services, as defined by California Civil Code section 2782.8, as may be amended from timeto time, the defense and indemnity obligation under Section 1, above, shall be limited to the extent required by California Civil Code section 2782.8. 4.3Costs of Defense and Award. Included inContractor/Service Provider’s obligations under this Section 4 isContractor/Service Provider’s obligation to defend, at Contractor/Service Provider’s own cost, expense and risk, any and all suits, actions or other legal proceedings that may be brought or instituted against one or more of the Indemnified Parties. Subject to the limitations in this Section 4,Contractor/Service Providershall pay and satisfy any judgment, award or decree that may be rendered against one or more of the Indemnified Parties for any and all related legal expenses and costs incurred by any of them. 4.4.Contractor/Service Provider’s Obligations Not Limited or Modified. Contractor/Service Provider’s obligations under this Section 4 shall not be limited to insurance proceeds, if any, received by the Indemnified Parties, or by any prior or subsequent declaration by theContractor/Service Provider. Furthermore,Contractor/Service Provider’s obligations under this Section 4 shall in no way limit, modify or excuse any ofContractor/Service Provider’s other obligations or duties under this Agreement. 4.5.Enforcement Costs.Contractor/Service Provideragrees to pay any and all costs City incurs in enforcingContractor/Service Provider’s obligations under this Section 4. 4.6Survival.Contractor/Service Provider’s obligations under thisSection 4 shall survive thetermination of this Agreement. 5.FINANCIAL INTERESTS OFCONTRACTOR/SERVICE PROVIDER. City of Chula Vista RFP P23-17/1844AV Systems Upgrades 5.1Form 700 Filing.The California Political Reform Act and the Chula Vista Conflict of Interest Code require certain government officials andContractor/Service Providers performing work for government agencies to publicly disclose certain of their personal assets and income using a Statement of Economic Interests form (Form 700). In order to assure compliance with these requirements,Contractor/Service Providershall comply with the disclosure requirements identified in the attached Exhibit C, incorporated into the Agreement by this reference. 5.2Disclosures; Prohibited Interests.Independent of whetherContractor/Service Provider is required to file a Form 700,Contractor/Service Providerwarrants and represents that it has disclosed to City any economic interests held byContractor/Service Provider, or its employees or subcontractors who will be performing the Required Services, in any real property or project whichis the subject of this Agreement.Contractor/Service Providerwarrants and represents that it has not employed or retained any company or person, other than a bona fide employee or approved subcontractor working solely forContractor/Service Provider, tosolicit or secure this Agreement. Further,Contractor/Service Providerwarrants and represents that it has not paid or agreed to pay any company or person, other than a bona fide employee or approved subcontractor working solely forContractor/Service Provider, any fee, commission, percentage, brokerage fee, gift or other consideration contingent upon or resulting from the award or making of this Agreement.Contractor/Service Providerfurther warrants and represents that no officer or employee of City, hasany interest, whether contractual, non- contractual, financial or otherwise, in this transaction, the proceeds hereof, or in the business ofContractor/Service ProviderorContractor/Service Provider’s subcontractors. Contractor/Service Providerfurther agrees to notify City in the event any such interest is discovered whether or not such interest is prohibited by law or this Agreement. For breach or violation of any of these warranties, City shall have the right to rescind this Agreement without liability. 6.REMEDIES 6.1Termination for Cause. If for any reason whatsoeverContractor/Service Providershall fail to perform the Required Services under this Agreement, in a proper or timely manner, or ifContractor/Service Providershall violate any of the other covenants, agreements or conditions of this Agreement (each a “Default”), in addition to any and all other rights and remedies City may have under this Agreement, at law or in equity, City shall have the right to terminate this Agreement by giving five (5) days written notice toContractor/Service Provider. Such notice shall identify the Default and the Agreement termination date. If Contractor/Service Providernotifies City of its intent to cure such Default prior to City’s specified termination date, and City agrees that the specified Default is capable of being cured, City may grantContractor/Service Providerup to ten (10) additional days after the designated termination date to effectuate such cure. In the event of a termination under this Section 6.1, Contractor/Service Providershall immediately provide City any and all ”Work Product” (defined in Section 7 below) prepared byContractor/Service Provideras part of the Required Services. Such Work Product shall be City’s sole and exclusive property as provided in Section 7 hereof.Contractor/Service Providermay be entitled to compensation for work satisfactorily performed prior toContractor/Service Provider’s receipt of the Default notice; provided, City of Chula Vista RFP P23-17/1845AV Systems Upgrades however, in no event shall such compensation exceed the amount that would have been payable under this Agreement for such work, and any such compensation shall be reduced by any costs incurred or projected to be incurred by City as a result of the Default. 6.2Termination or Suspension for Convenience of City. City may suspend or terminate this Agreement, or any portion of the Required Services, at any time and for any reason, with or without cause, by giving specific written notice toContractor/Service Providerof such termination or suspension at least fifteen (15) days prior to the effective date thereof. Upon receipt of such notice,Contractor/Service Providershall immediately cease all work under the Agreement and promptly deliver all “Work Product” (defined in Section 7 below) to City. Such Work Product shall be City's sole and exclusive property as provided in Section 7 hereof. Contractor/Service Providershall be entitled to receive just and equitable compensation for this Work Product in an amount equal to the amount due and payable under this Agreement for work satisfactorily performed as of the date of the termination/suspension notice plus any additional remaining Required Services requestedor approved by City in advance that would maximize City’s value under the Agreement. 6.3Waiver of Claims. In the event City terminates the Agreement in accordance with the terms of this Section,Contractor/Service Providerhereby expressly waives any and all claims for damages or compensation as a result of such termination except as expressly provided in this Section 6. 6.4Administrative Claims Requirements and Procedures. No suit or arbitration shall be brought arisingout of this Agreement against City unless a claim has first been presented in writing and filed with City and acted upon by City in accordance with the procedures set forth in Chapter 1.34 of the Chula Vista Municipal Code, as same may be amended, the provisions of which, including such policies and procedures used by City in the implementation of same, are incorporated herein by this reference. Upon request by City,Contractor/Service Provider shall meet and confer in good faith with City for the purposeof resolving any dispute over the terms of this Agreement. 6.5Governing Law/Venue. This Agreement shall be governed by and construed in accordance with the laws of the State of California. Any action arising under or relating to this Agreement shall be brought only in San Diego County, State of California. 6.6Service of Process.Contractor/Service Provideragrees that it is subject to personal jurisdiction in California. IfContractor/Service Provideris a foreign corporation, limited liability company, or partnership that is not registered with the California Secretary of State, Contractor/Service Providerirrevocably consents to service of process onContractor/Service Providerby first class mail directed to the individual and address listed under “For Legal Notice,” in section 1.B. of Exhibit A to this Agreement, and that such service shall be effective five days after mailing. 7.OWNERSHIP AND USE OF WORK PRODUCT City of Chula Vista RFP P23-17/1846AV Systems Upgrades All reports, studies, information, data, statistics, forms, designs, plans, procedures, systems and any other materials or properties produced in whole or in part under this Agreement in connection with the performance of the Required Services (collectively “Work Product”) shall be the sole and exclusive property of City. No such Work Product shall be subject to private use, copyrights or patent rights byContractor/Service Providerin the United States or in any other country without the express, prior written consent of City. City shall have unrestricted authority to publish, disclose, distribute, and otherwise use, copyright or patent, in whole or in part, any such Work Product, without requiring any permission ofContractor/Service Provider, except as may be limited by the provisions of the Public Records Act or expressly prohibited by other applicable laws. With respect to computer files containing data generated as Work Product,Contractor/Service Providershall make available to City, upon reasonable written request by City, the necessary functional computer software and hardware for purposes of accessing, compiling, transferring and printing computer files. 8.GENERAL PROVISIONS 8.1Amendment. This Agreement may be amended, but only in writing signed by both Parties. 8.2Assignment. City would not have entered into this Agreement but for Contractor/Service Provider’s unique qualifications and traits.Contractor/Service Provider shall not assign any of its rights or responsibilities under this Agreement, nor any part hereof, without City’s prior written consent, which City may grant, condition or deny in its sole discretion. 8.3Authority. The person(s) executing this Agreement forContractor/Service Provider warrants and represents that they have the authority to execute sameon behalf of Contractor/Service Providerand to bindContractor/Service Providerto its obligations hereunder without any further action or direction fromContractor/Service Provideror any board, principle or officer thereof. 8.4Counterparts.This Agreement may be executed in counterparts, each of which shall be deemed an original, but all of which shall constitute one Agreement after each Party has signed such a counterpart. 8.5Entire Agreement. This Agreement together with all exhibits attached hereto and other agreements expressly referred to herein, constitutes the entire Agreement between the Parties with respect to the subject matter contained herein. All exhibits referenced herein shall be attached hereto and are incorporated herein by reference. All prior or contemporaneous agreements, understandings, representations, warranties and statements, oral or written, are superseded. 8.6Record Retention. During the course of the Agreement and for three (3) years following completion of the Required Services,Contractor/Service Provideragrees to maintain, intact and readily accessible, all data, documents, reports, records, contracts, and supporting materials relating to the performance of the Agreement, including accounting for costs and City of Chula Vista RFP P23-17/1847AV Systems Upgrades expensescharged to City, including such records in the possession of sub-contractors/sub- Contractor/Service Providers. 8.7Further Assurances. The Parties agree to perform such further acts and to execute and deliver such additional documents and instrumentsas may be reasonably required in order to carry out the provisions of this Agreement and the intentions of the Parties. 8.8Independent Contractor.Contractor/Service Provideris and shall at all times remain as to City a wholly independent contractor. Neither City nor any of its officers, employees, agents or volunteers shall have control over the conduct ofContractor/Service Provideror any ofContractor/Service Provider’sofficers, employees, or agents (“Contractor/Service Provider Related Individuals”), except as set forth in this Agreement. NoContractor/Service Provider Related Individuals shall be deemed employees of City, and none of them shall be entitled to any benefits to which City employees are entitled, including but not limited to, overtime, retirement benefits, worker's compensation benefits, injury leave or other leave benefits. Furthermore, City will not withhold state or federal income tax, social securitytax or any other payroll tax with respect to anyContractor/Service ProviderRelated Individuals; instead, Contractor/Service Providershall be solely responsible for the payment of same and shall hold the City harmless with respect to same.Contractor/Service Providershall not at any time or in any manner represent that it or any of itsContractor/Service ProviderRelated Individuals are employees or agents of City.Contractor/Service Providershall not incur or have the power to incur any debt, obligation or liability whatsoever against City, or bind City in any manner. 8.9Notices. All notices, demands or requests provided for or permitted to be given pursuant to this Agreement must be in writing. All notices, demands and requests to be sent to anyParty shall be deemed to have been properly given or served if personally served or deposited in the United States mail, addressed to such Party, postage prepaid, registered or certified, with return receipt requested, at the addresses identified in this Agreement at the places of business for each of the designated Parties as indicated in Exhibit A, or otherwise provided in writing. (End of page. Next page is signature page.) City of Chula Vista RFP P23-17/1848AV Systems Upgrades SIGNATURE PAGE CONTRACTOR/SERVICE PROVIDERSERVICES AGREEMENT IN WITNESS WHEREOF, by executing this Agreement where indicated below, City and Contractor/Service Provideragree that they have read and understood all terms and conditions of the Agreement, that they fully agree and consent to bound by same, and that they are freely entering into this Agreement as of the Effective Date. \[COMPANY\]CITY OF CHULA VISTA BY:________________________________BY: ________________________________ Enter Name Of SignatoryChoose a signatory. Enter Title Of SignatoryChoose the signatory’s title. 4 ATTEST BY: ________________________________ Kerry K. Bigelow, MMC City Clerk APPROVED AS TO FORM BY: ________________________________ Glen R. Googins City Attorney 4Attestation signature only required if the Mayor signs the Agreement. If Mayor is not signing agreement, delete entire attestation signature block. City of Chula Vista RFP P23-17/1849AV Systems Upgrades EXHIBIT A SCOPE OF WORK AND PAYMENT TERMS INSTRUCTIONS: ENTER INFORMATION AS REQUESTED. FOR SECTIONS THAT PROVIDE OPTIONS, SELECT THE CORRECT OPTION. IF YOU WISH TO ATTACH ADDITIONAL INFORMATION RELATED TO EXHIBIT A, PLEASE ATTACH AND LABEL AS EXHIBIT A, ATTACHMENT (1,2, ETC.)DELETE OPTIONS NOTSELECTED AND ALL INSTRUCTIONS.. 1.Contact People for Contract Administration and Legal Notice A.City Contract Administration: Enter City Staff Person Name Enter Mailing Address Enter Phone Number Enter Email Address For Legal Notice Copyto: City of Chula Vista City Attorney 276 Fourth Avenue, Chula Vista, CA 91910 619-691-5037 CityAttorney@chulavistaca.gov B.Contractor/Service ProviderContract Administration: \[COMPANY\] Enter Mailing Address Enter Phone Number Enter Email Address For Legal Notice Copy to: EnterContractor/Service ProviderStaff Person Name Enter Mailing Address Enter Phone Number Enter Email Address 2.Required Services A.General Description: Enter Summary Of Work To Be Performed (e.g.Contractor/Service ProviderXYZ Will Provide Customer Service Trainings To City Staff) B.Detailed Description: Enter Detailed Information About Each Task To Be Performed, Including Task Description, Associated Deliverables, And Completion Date. May Be Written As Narrative Or Table, As Illustrated Below. Delete Table If Not Used. City of Chula Vista RFP P23-17/1850AV Systems Upgrades TaskDescriptionDeliverablesCompletion Date 1Example: Conduct trainings forProvide copy of training City staffmaterials, sign-in sheet and list of agreed-upon next steps 2Enter Additional Lines For Tasks As Needed; Delete Excess Lines 3 4 3.Term:In accordance with Section 1.10 of this Agreement, the term of this Agreement shall beginEnter Dateand end onEnter Datefor completion of all Required Services. 4.Compensation: SELECT ONE OF THE FOLLOWING OPTIONSTHENDELETE ANY OPTION THAT ISNOT APPLICABLE, AS WELL AS THESE INSTRUCTIONS A.Form of Compensation Single Fixed Fee. For performance of all of the Required Services byContractor/Service Provideras herein required, City shall pay a single fixed fee of$Enter Contract Amount, upon completion of all Required Services to City’s satisfaction. OR Fixed Fee Paid in Increments. For the completion of each Deliverable of the Required Services, as identified in section 2.B., above, City shall pay the fixed fee associated witheach Deliverable, in the amounts set forth below: Task No.DeliverableAmount OR Time and Materials. For performance of the Required Services byContractor/Service Provider as identified in Section 2.B., above, City shall payContractor/Service Providerfor the productive hours of time spent byContractor/Service Providerin the performance of the Required Services, at the rates or amounts as indicated below: Enter Applicable Hourly Rates B.Reimbursement of Costs None, the compensation includes all costs City of Chula Vista RFP P23-17/1851AV Systems Upgrades OR Invoiced or agreed-upon amounts as follows: Enter or Attachand Reference Any Agreed-Upon Cost Reimbursements Notwithstanding the foregoing, the maximum amount to be paid to theContractor/ServiceProvider for services performed throughEnter End of Contract Dateshall not exceedEnter Amount. 5.Special Provisions: DELETE ALL INSTRUCTIONS. Permitted Sub-Contractor/Service Providers: List Permitted Sub-Contractor/Service Providers or Indicate “None” Security for Performance: See City Attorney or Indicate “None” if Not Applicable Notwithstanding the completion date set forth in Section 3 above, City has option to extend this Agreement forInsert Number of Termsadditional terms, defined as a one-year increment orEnter a Specific Date. if applicable.The City Manager or Director of Finance/Treasurer shall be authorized to exercise the extensions on behalf of the City. If the City exercises an option to extend, each extension shall be on the same terms and conditions contained herein, provided that the amounts specified in Section 4 above may be increased by up toInsert Percentage of Increase or Actual Dollar Amountfor each extension. The City shall give written notice to Contractor/Service Providerof the City’s election to exercise the extension via the Notice of Exercise of Option to Extend document. Such notice shall be provided at least 30 days prior to the expiration of the term. Other: Describe Special Provisions (Delete Line If Not Applicable) None City of Chula Vista RFP P23-17/1852AV Systems Upgrades EXHIBIT B Contractor/Service Providershall adhere to all terms and conditions of Section 3 of the Agreement and agrees to provide the following types and minimum amounts of insurance, as indicated by checking the applicable boxes (x). Type of InsuranceMinimum AmountForm GeneralLiability:$2,000,000 per occurrence forInsurance Services Office Form Including products andbodily injury, personal injuryCG 00 01 completed operations,(including death), and property personal anddamage. If Commercial General advertising injuryLiability insurance with a general aggregatelimit is used, either the general aggregate limit must apply separately to this Agreement or the general aggregate limit must be twice the required occurrence limit Additional Insured Endorsement*Must be primary and must not or Blanket AI Endorsement forexclude Products/Completed City*Operations Waiver of Recovery Endorsement Automobile Liability$1,000,000 per accident for bodilyInsurance ServicesOffice Form injury, including death, andCA 00 01 property damageCode 1-Any Auto Code 8-Hired Code 9-Non Owned Workers’$1,000,000 each accident Compensation$1,000,000 disease policy limit Employer’s Liability$1,000,000 disease each employee Waiver of Recovery Endorsement Other NegotiatedInsurance Terms: ENTER ANY ADDITIONAL TERMS OR “NONE” City of Chula Vista RFP P23-17/1853AV Systems Upgrades EXHIBIT C CONTRACTOR/SERVICE PROVIDERCONFLICT OF INTEREST DESIGNATION 56 The Political Reform Actand the Chula Vista Conflict of Interest Code(“Code”) require designated state and local governmentofficials, including someContractor/Service Providers, to make certain public disclosures using a Statement of Economic Interests form (Form 700).Once filed, a Form 700 is a public document, accessible to any member of the public. In addition, Contractor/Service Providers designated to file the Form 700 are also required to comply with 7 certain ethics training requirements. A.Contractor/Service ProviderISa corporation or limited liability company and is therefore 8 EXCLUDEDfrom disclosure. B.Contractor/Service ProviderisNOTa corporation or limited liability company and disclosure designation is as follows: APPLICABLE DESIGNATIONS FOR INDIVIDUAL(S) ASSIGNED TO PROVIDE SERVICES (Category descriptions available atwww.chulavistaca.gov/departments/city-clerk/conflict-of- interest-code.) NameEmail AddressApplicable Designation Enter Name of Each Enter email A. Full Disclosure Individual Who Will Be address(es) B. Limited Disclosure(select one or Providing Service Under more ofthe categories under which the the Contract–If Contractorshall file): individuals have different 1.2.3.4.5. disclosure requirements, 6.7. duplicate this row and Justification: complete separately for each individual C. Excluded from Disclosure 1.Required Filers Each individual who will be performing services for the City pursuant to theAgreement and who meets the definition of “Contractor/Service Provider,” pursuant to FPPC Regulation 18700.3, must file a Form 700. 2.Required Filing Deadlines Each initial Form 700 required under this Agreement shall be filed with the Office of the City Clerk via the City's online filing system, NetFile, within 30 days of the approval of the Agreement. Additional Form 700 filings will be required annually on April 1 during the term of the Agreement, and within 30 days of the termination of the Agreement. 3. Filing Designation The City Department Director will designate each individual who will be providing services to the City pursuant to the Agreement asfull disclosure, limited disclosure,orexcluded from disclosure, based on 5Cal.Gov. Code §§81000et seq.; FPPC Regs. 18700.3 and 18704. 6Chula Vista Municipal Code §§2.02.010-2.02.040. 7Cal. Gov. Code §§53234,et seq. th 8CA FPPC Adv. A-15-147 (Chadwick) (2015);Davis v. Fresno Unified School District(2015) 237 Cal.App.4 261; FPPC Reg. 18700.3 (Consultant defined as an “individual” who participates in making a governmental decision; “individual” does not include corporation or limited liability company). City of Chula Vista RFP P23-17/1854AV Systems Upgrades an analysis of the servicestheContractor/Service Providerwill provide. Notwithstanding this designation or anything in the Agreement, theContractor/Service Provideris ultimately responsible for complying with FPPC regulations and filing requirements. If you have any questions regarding filing requirements, please do not hesitate to contact the City Clerk at (619)691-5041, or the FPPC at 1-866- ASK-FPPC, or (866) 275-3772 *2. Pursuant to the duly adopted City of Chula Vista Conflict of Interest Code, this document shall serve as the written determination of theContractor’srequirement to comply with the disclosure requirements set forth in the Code. Completed by: Enter City S City of Chula Vista RFP P23-17/1855AV Systems Upgrades CITY OF CHULA VISTA CONTRACTOR/SERVICE PROVIDERSERVICES AGREEMENT WITHWESTERN A/V DBA: WESTERN AUDIO VISUAL TO PROVIDECOUNCIL CHAMBERS AUDIO VISUAL EQUIPMENTREPLACEMENT AND INTEGRATION This Agreement is entered into effective as ofMarch 26,2019(“Effective Date”)by and between the City of Chula Vista, a chartered municipal corporation (“City”) andWestern A/V DBA: Western Audio Visual,A California Corporation(“Contractor/Service Provider”) (collectively, the “Parties” and, individually, a “Party”) with reference to the following facts: R ECITALS WHEREAS,the City of Chula Vista desires to replace all of the audio/visual equipment in the Council Chambers with the exception of the video production equipment;and WHEREAS,in accordance with Chula Vista Municipal Code 2.56.080,the City of Chula Vista conducted a Request for Proposal # P23–17/18 to select a contractor to purchase and install necessary audio/visual equipment; and WHEREAS, Western Audio Visual was the contractor selected from a competitive process due to their previous experience and superior pricing: and WHEREAS,Contractor/Service Providerwarrants and represents that it is experienced and staffed in a manner such that it can deliver the services required ofContractor/Service Providerto City in accordance with the time frames and the terms and conditions of this Agreement. \[End of Recitals. Next Page Starts Obligatory Provisions.\] City of Chula Vista AgreementNo.:19022 1 Consultant Name:Western A/V DBA: Western Audio Visual Rev.10/24/17 O BLIGATORY P ROVISIONS NOW, THEREFORE, in consideration of the above recitals, the covenants contained herein, and other good and valuable consideration, the receipt and sufficiency of which the Parties hereby acknowledge, City and Contractor/Service Providerhereby agree as follows: 1.SERVICES 1.1Required Services.Contractor/Service Provideragrees to perform the services, and deliver to City the “Deliverables” (if any) described in the attached ExhibitA, incorporated into the Agreement by this reference, within the time frames set forth therein, time being of the essence for this Agreement. The services and/or Deliverables described in Exhibit A shall be referred to herein as the “Required Services.” 1.2Reductions in Scope of Work.City may independently, or upon request fromContractor/Service Provider, from time to time, reduce the Required Services to be performed by theContractor/Service Provider under this Agreement. Upon doing so, City andContractor/Service Provideragree to meet and confer in good faith for the purpose of negotiating a corresponding reduction in the compensation associated with the reduction. 1.3Additional Services.Subject to compliance with the City’s Charter, codes, policies, procedures and ordinances governing procurement andpurchasing authority, City may requestContractor/Service Provider provide additional services related to the Required Services (“Additional Services”). If so, City and Contractor/Service Provideragree to meet and confer in good faith for the purpose ofnegotiating an amendment to Exhibit A, to add the Additional Services. Unless otherwise agreed, compensation for the Additional Services shall be charged and paid consistent with the rates and terms already provided therein. Once added to Exhibit A, “Additional Services” shall also become “Required Services” for purposes of this Agreement. 1.4Standard of Care.Contractor/Service Providerexpressly warrants and agrees that any and all Required Services hereunder shall be performed in accordance with the highest standard of care exercised by members of the profession currently practicing under similar conditions and in similar locations. 1.5No Waiver of Standard of Care. Where approval by City is required, it is understood to be conceptual approval only and does not relieve theContractor/Service Providerof responsibility for complying with all laws, codes, industry standards, and liability for damages caused by negligent acts, errors, omissions, noncompliance with industry standards, or the willful misconduct of theContractor/Service Provideror its subcontractors. 1.6Security for Performance. In the event that Exhibit A Section 4 indicates the need for Contractor/Service Providerto provide additional security for performance of its duties under this Agreement, Contractor/Service Providershall provide such additional security prior to commencement of its Required Services in the form and on the terms prescribed onExhibit A, or as otherwise prescribed by the City Attorney. 1.7Compliance with Laws.In its performance of the Required Services,Contractor/Service Provider shall comply with any and all applicable federal, state and local laws, including the Chula Vista Municipal Code. 1.8Business License.Prior to commencement of work,Contractor/Service Providershall obtain a business license from City. City of Chula Vista AgreementNo.:19022 2 Consultant Name:Western A/V DBA: Western Audio Visual Rev.10/24/17 1.9Subcontractors. Prior to commencement of any work,Contractor/Service Providershall submit for City’s information and approval a list of any and all subcontractors to be used byContractor/Service Provider in the performance of the Required Services.Contractor/Service Provideragrees to take appropriate measures necessary to ensure that all subcontractors and personnel utilized by theContractor/Service Providerto complete its obligations under this Agreement comply with all applicable laws, regulations, ordinances, and policies, whether federal, state, or local. In addition, if any subcontractor is expected to fulfill any responsibilities of theContractor/Service Providerunder this Agreement,Contractor/Service Providershall ensure that each and every subcontractor carries out theContractor/Service Provider’s responsibilitiesas set forth in this Agreement. 1.10Term. This Agreement shall commence on the earlier to occur of the Effective Date or Contractor/Service Provider’s commencement of the Required Services hereunder, and shall terminate when the Parties have complied with all their obligations hereunder; provided, however, provisions which expressly survive termination shall remain in effect. 2.COMPENSATION 2.1General. For satisfactory performance of the Required Services, City agrees to compensate Contractor/Service Providerin the amount(s) and on the terms set forth in Exhibit A, Section 4. Standard terms for billing and payment are set forth in this Section 2. 2.2Detailed Invoicing.Contractor/Service Provideragrees to provide City with a detailed invoice for services performed each month, within thirty (30) days of the end of the month in which the services were performed, unless otherwise specified in Exhibit A. Invoicing shall begin on the first of the month following the Effective Dateof the Agreement. All charges must be presented in a line item format with each task separately explained in reasonable detail. Each invoice shall include the current monthly amount being billed, the amount invoiced to date, and the remaining amount available under any approved budget. Contractor/Service Providermust obtain prior written authorization from City for any fees or expenses that exceed the estimated budget. 2.3Payment toContractor/Service Provider. Upon receipt of a properly prepared invoice and confirmation that the Required Services detailed in the invoice have been satisfactorily performed, City shall payContractor/Service Providerfor the invoice amount within thirty (30) days. Payment shallbe made in accordance with the terms and conditions set forth in ExhibitA and section 2.4, below. At City’s discretion, invoices not timely submitted may be subject to a penalty of up to five percent (5%) of the amount invoiced. 2.4Retention Policy.City shall retain ten percent (10%) of the amount due for Required Services detailed on each invoice (the “holdback amount”). Upon City review and determination of Project Completion, the holdback amount will be issued toContractor/Service Provider. 2.5Reimbursement of Costs. City may reimburseContractor/Service Provider’s out-of-pocket costs incurred byContractor/Service Providerin the performance of the Required Services if negotiated in advance and included in Exhibit A. Unless specifically provided in Exhibit A,Contractor/Service Providershall be responsible for any and all out-of-pocket costs incurred byContractor/Service Providerin the performance of the Required Services. 2.6Exclusions.City shall not be responsible for payment toContractor/Service Providerfor any fees or costs in excess of any agreed upon budget, rate or other maximum amount(s) provided for in Exhibit A.City City of Chula Vista AgreementNo.:19022 3 Consultant Name:Western A/V DBA: Western Audio Visual Rev.10/24/17 shall also not be responsible for any cost: (a) incurred prior to the Effective Date; or (b) arising out ofor related to the errors, omissions, negligence or acts of willful misconduct ofContractor/Service Provider, its agents, employees, or subcontractors. 2.7Payment Not Final Approval.Contractor/Service Providerunderstands and agrees that payment to theContractor/Service Provideror reimbursement for anyContractor/Service Providercosts related to the performance of Required Services does not constitute a City final decision regarding whether such payment or cost reimbursement is allowable and eligiblefor payment under this Agreement, nor does it constitute a waiver of any violation byContractor/Service Providerof the terms of this Agreement. If City determines thatContractor/Service Provideris not entitled to receive any amount of compensationalready paid, City will notifyContractor/Service Providerin writing andContractor/Service Providershall promptly return such amount. 3.INSURANCE 3.1Required Insurance.Contractor/Service Providermust procure and maintain, during the period of performance of Required Services under this Agreement, and for twelve months after completion of Required Services, the policies of insurance described on the attached Exhibit B, incorporated into the Agreement by this reference (the “Required Insurance”). The Required Insurance shall also comply with all other terms of this Section. 3.2Deductibles and Self-Insured Retentions.Any deductibles or self-insured retentions relating to the Required Insurancemust be disclosed to and approved by City in advance of the commencement of work. 3.3Standards for Insurers. Required Insurance must be placed with licensed insurers admitted to transact business in the State of California with a current A.M. Best’srating of A V or better, or, if insurance is placed with a surplus lines insurer, insurer must be listed on the State of California List of Eligible Surplus Lines Insurers (LESLI) with a current A.M. Best’s rating of no less than A X. For Workers’ Compensation Insurance, insurance issued by the State Compensation Fund is also acceptable. 3.4Subcontractors.Contractor/Service Providermust include all sub-Contractor/Service Providers/sub- contractors as insureds under its policies and/or furnish separate certificates and endorsements demonstrating separate coverage for those not under its policies. Any separate coverage for sub-Contractor/Service Providers must also comply with the terms of this Agreement. 3.5Additional Insureds. City, its officers, officials, employees, agents, and volunteers must be named as additional insureds with respect to any policy of general liability, automobile, or pollution insurance specified as required in Exhibit B or as may otherwise be specifiedby City’s Risk Manager.. The general liability additional insured coverage must be provided in the form of an endorsement to theContractor/Service Provider’s insurance using ISO CG 2010 (11/85) or its equivalent; such endorsement must not exclude Products/Completed Operations coverage. 3.6General Liability Coverage to be “Primary.”Contractor/Service Provider’s general liability coverage must be primary insurance as it pertains to the City, its officers, officials, employees, agents, and volunteers. Any insurance or self-insurance maintained by the City, its officers, officials, employees, or volunteers is wholly separate from the insurance provided byContractor/Service Providerand in no way relieves Contractor/Service Providerfrom its responsibility to provide insurance. City of Chula Vista AgreementNo.:19022 4 Consultant Name:Western A/V DBA: Western Audio Visual Rev.10/24/17 3.7No Cancellation.No Required Insurance policy may be canceled by either Party during the required insured period under this Agreement, except after thirty days’ prior written notice to the City by certified mail, return receipt requested. Prior to the effective date of any such cancellationContractor/Service Providermust procure and put into effect equivalent coverage(s). 3.8Waiver of Subrogation.Contractor/Service Provider’s insurer(s) will provide a Waiver of Subrogation in favor of the City for each Required Insurance policy under this Agreement. In addition,Contractor/Service Providerwaives any right it may have or may obtain to subrogation for a claim against City. 3.9Verification of Coverage. Prior tocommencement of any work,Contractor/Service Providershall furnish City with original certificates of insurance and any amendatory endorsements necessary to demonstrate to City thatContractor/Service Providerhas obtained the Required Insurance in compliance with the terms of this Agreement. The words “will endeavor” and “but failure to mail such notice shall impose no obligation or liability of any kind upon the company, its agents, or representatives” or any similar language must be deleted from all certificates. The required certificates and endorsements should otherwise be on industry standard forms. The City reserves the right to require, at any time, complete, certified copies of all required insurance policies, including endorsements evidencingthe coverage required by these specifications. 3.10Claims Made Policy Requirements. If General Liability, Pollution and/or Asbestos Pollution Liability and/or Errors & Omissions coverage are required and are provided on a claims-made form, the following requirements also apply: a.The “Retro Date” must be shown, and must be before the date of this Agreement or the beginning of the work required by this Agreement. b.Insurance must be maintained, and evidence of insurance must be provided, for atleast five (5) years after completion of the work required by this Agreement. c.If coverage is canceled or non-renewed, and not replaced with another claims-made policy form with a “Retro Date” prior to the effective date of this Agreement, theContractor/Service Providermust purchase “extended reporting” coverage for a minimum of five (5) years after completion of the work required by this Agreement. d.A copy of the claims reporting requirements must be submitted to the City for review. 3.11Not aLimitation of Other Obligations. Insurance provisions under this section shall not be construed to limit theContractor/Service Provider’s obligations under this Agreement, including Indemnity. 3.12Additional Coverage. To the extent that insurance coverage provided byContractor/Service Provider maintains higher limits than the minimums appearing in Exhibit B, City requires and shall be entitled to coverage for higher limits maintained. City of Chula Vista AgreementNo.:19022 5 Consultant Name:Western A/V DBA: Western Audio Visual Rev.10/24/17 4.INDEMNIFICATION 4.1.General. To the maximum extent allowed by law,Contractor/Service Providershall protect, defend, indemnify and hold harmless City, its elected and appointed officers, agents, employees and volunteers (collectively, “Indemnified Parties”), from and against any and all claims, demands, causes of action, costs, expenses, (including reasonable attorneys’ fees and court costs), liability, loss, damage or injury, in law or equity, to property or persons, including wrongful death, in any manner arising out of or incident to any alleged acts, omissions, negligence, or willful misconduct ofContractor/Service Provider, its officials, officers, employees, agents, and contractors, arising out of or in connection with the performance of the Required Services, the results of such performance, or this Agreement. This indemnity provision does not include any claims, damages, liability, costs and expenses arising from the sole negligence or willful misconduct of the Indemnified Parties. Also covered is liability arising from, connected with, caused by or claimed to be caused by the active or passive negligent acts or omissions of the Indemnified Parties which may be in combination with the active or passive negligent acts or omissions of theContractor/Service Provider, its employees, agents or officers, or any third party. 4.2.Modified Indemnity Where Agreement Involves Design Professional Services. Notwithstanding the forgoing, if the services provided under this Agreement are design professional services, as defined by California Civil Code section 2782.8, as may be amended from time to time, the defense and indemnity obligation under Section 1, above, shall be limited to the extent required by California Civil Code section 2782.8. 4.3Costs of Defense and Award. IncludedinContractor/Service Provider’s obligations under this Section 4 isContractor/Service Provider’s obligation to defend, atContractor/Service Provider’s own cost, expense and risk, any and all suits, actions or other legal proceedings that may be broughtor instituted against one or more of the Indemnified Parties. Subject to the limitations in this Section 4,Contractor/Service Providershall pay and satisfy any judgment, award or decree that may be rendered against one or more of the Indemnified Parties for any and all related legal expenses and costs incurred by any of them. 4.4.Contractor/Service Provider’s Obligations Not Limited or Modified.Contractor/Service Provider’s obligations under this Section 4 shall not be limited to insurance proceeds, if any, received by the Indemnified Parties, or by any prior or subsequent declaration by theContractor/Service Provider. Furthermore, Contractor/Service Provider’s obligations under this Section 4 shall in no way limit, modify or excuse any of Contractor/Service Provider’s other obligations or duties under this Agreement. 4.5.Enforcement Costs.Contractor/Service Provideragrees to pay any and all costs City incurs in enforcingContractor/Service Provider’s obligations under this Section 4. 4.6Survival.Contractor/Service Provider’s obligations under this Section 4 shall survive thetermination of this Agreement. 5.FINANCIAL INTERESTS OFCONTRACTOR/SERVICE PROVIDER. 5.1Form 700 Filing.The California Political Reform Act and the Chula Vista Conflict of Interest Code require certain government officials andContractor/Service Providers performing work for government agencies to publicly disclose certain of their personal assets and income using a Statement of Economic Interests form (Form 700). In order to assure compliance with these requirements,Contractor/Service Providershall comply with the disclosure requirements identified in the attached Exhibit C, incorporated into the Agreement by this reference. City of Chula Vista AgreementNo.:19022 6 Consultant Name:Western A/V DBA: Western Audio Visual Rev.10/24/17 5.2Disclosures; Prohibited Interests.Independent of whetherContractor/Service Provideris required to file a Form 700,Contractor/Service Providerwarrants and represents that it has disclosed to City any economic interests heldbyContractor/Service Provider, or its employees or subcontractors who will be performing the Required Services, in any real property or project which is the subject of this Agreement. Contractor/Service Providerwarrants and represents that it has not employed or retained any company or person, other than a bona fide employee or approved subcontractor working solely forContractor/Service Provider, to solicit or secure this Agreement. Further,Contractor/Service Providerwarrants and represents that it has not paid or agreed to pay any company or person, other than a bona fide employee or approved subcontractor working solely forContractor/Service Provider, any fee, commission, percentage, brokerage fee, gift or other consideration contingent upon or resulting from the award or making of this Agreement. Contractor/Service Providerfurther warrants and represents that no officer or employee of City, has any interest, whether contractual, non-contractual, financial or otherwise, in this transaction, the proceeds hereof, or in the business ofContractor/Service ProviderorContractor/Service Provider’s subcontractors. Contractor/Service Providerfurther agrees to notify City in the event any such interest is discovered whether or not such interest is prohibited by law or this Agreement. For breach or violation of any of these warranties, City shall have the right to rescind this Agreement without liability. 6.REMEDIES 6.1Termination for Cause. If for any reason whatsoeverContractor/Service Providershallfail to perform the Required Services under this Agreement, in a proper or timely manner, or ifContractor/Service Provider shall violate any of the other covenants, agreements or conditions of this Agreement (each a “Default”), in addition to any and allother rights and remedies City may have under this Agreement, at law or in equity, City shall have the right to terminate this Agreement by giving five (5) days written notice to Contractor/Service Provider. Such notice shall identify the Default and theAgreement termination date. If Contractor/Service Providernotifies City of its intent to cure such Default prior to City’s specified termination date, and City agrees that the specified Default is capable of being cured, City may grantContractor/Service Providerup to ten (10) additional days after the designated termination date to effectuate such cure. In the event of a termination under this Section 6.1,Contractor/Service Providershall immediately provide City any and all ”Work Product” (defined in Section 7 below) prepared byContractor/Service Provideras part of the Required Services. Such Work Product shall be City’s sole and exclusive property as provided in Section 7 hereof.Contractor/Service Providermay be entitled to compensation for work satisfactorily performed prior toContractor/Service Provider’s receipt of the Default notice; provided, however, in no event shall such compensation exceed the amount that would have been payable under this Agreement for such work, and any such compensation shall be reduced by any costs incurred or projected to be incurred by City as a result of the Default. 6.2Termination or Suspension for Convenience of City. City may suspend or terminate this Agreement, or any portion of the Required Services, at any time and for any reason, with or without cause, by giving specific written notice toContractor/Service Providerof such termination or suspension at least fifteen (15) days prior to the effective date thereof. Upon receipt of such notice,Contractor/Service Providershall immediately cease all work under the Agreement and promptly deliver all “Work Product” (defined in Section 7 below) to City. Such Work Product shall be City's sole and exclusive property as provided in Section 7 hereof.Contractor/Service Providershall be entitled to receive just and equitable compensation for this Work Product in an amount equal to the amount due and payable under this Agreement for work satisfactorily performed as of the date of the termination/suspension notice plus any additional remaining Required Services requested or approved by City in advance that would maximize City’s value under the Agreement. City of Chula Vista AgreementNo.:19022 7 Consultant Name:Western A/V DBA: Western Audio Visual Rev.10/24/17 6.3Waiver of Claims. In the event City terminates the Agreement in accordance with the terms of this Section,Contractor/Service Providerhereby expressly waives any and all claims for damages or compensation as a result of such termination except as expressly provided in this Section 6. 6.4Administrative Claims Requirements and Procedures. No suit or arbitration shall be brought arising out of this Agreement against City unless a claim has first been presented in writing and filed with City and acted upon by City in accordance with the procedures set forth in Chapter 1.34 of the Chula Vista Municipal Code, as same may be amended, the provisions of which, including such policies and procedures used by City in the implementation of same, are incorporated herein by this reference. Upon request by City, Contractor/Service Providershall meet and confer in good faith with City for the purpose of resolving any dispute over the terms of this Agreement. 6.5Governing Law/Venue. This Agreement shall be governed by and construed in accordance with the laws of the State of California. Any action arising under or relating to this Agreement shall be brought only in San Diego County, State of California. 6.6Service of Process.Contractor/Service Provideragrees that it is subject to personal jurisdiction in California. IfContractor/Service Provideris a foreign corporation, limited liability company, or partnership that is not registered with the California Secretary of State,Contractor/Service Providerirrevocably consents to service of process onContractor/Service Providerby first class mail directed to the individual and address listed under “For Legal Notice,” in section 1.B. of Exhibit A to this Agreement, and that such service shall be effective five days after mailing. 7.OWNERSHIP AND USE OF WORK PRODUCT All reports, studies, information, data, statistics, forms, designs, plans, procedures, systems and any other materials or properties produced in whole or in part under this Agreement in connection with the performance of the Required Services (collectively “Work Product”) shall be the sole and exclusive property of City. No such Work Product shall be subject to private use, copyrights or patent rights byContractor/Service Provider in the United States or in any other country without the express, prior written consent of City. City shall have unrestricted authority to publish, disclose, distribute, and otherwise use, copyright or patent, in whole or in part, any such Work Product, without requiring any permissionofContractor/Service Provider, except as may be limited by the provisions of the Public Records Act or expressly prohibited by other applicable laws. With respect to computer files containing data generated as Work Product,Contractor/Service Providershall make available to City, upon reasonable written request by City, the necessary functional computer software and hardware for purposes of accessing, compiling, transferring and printing computer files. 8.GENERAL PROVISIONS 8.1Amendment. ThisAgreement may be amended, but only in writing signed by both Parties. 8.2Assignment. City would not have entered into this Agreement but forContractor/Service Provider’s unique qualifications and traits.Contractor/Service Providershall not assign any of its rights or responsibilities under this Agreement, nor any part hereof, without City’s prior written consent, which City may grant, condition or deny in its sole discretion. 8.3Authority. The person(s) executing this Agreement forContractor/Service Providerwarrants and represents that they have the authority to execute same on behalf ofContractor/Service Providerand to bind City of Chula Vista AgreementNo.:19022 8 Consultant Name:Western A/V DBA: Western Audio Visual Rev.10/24/17 Contractor/Service Providerto its obligations hereunder without any further action or direction from Contractor/Service Provideror any board, principle or officer thereof. 8.4Counterparts.This Agreement may be executed in counterparts, each of which shall be deemed an original, but all of which shall constitute one Agreement after each Party has signed such a counterpart. 8.5Entire Agreement. This Agreement together with all exhibits attached hereto and other agreements expressly referred to herein, constitutes the entire Agreement between the Parties with respect to the subject matter contained herein. All exhibits referenced herein shall be attached hereto and are incorporated herein by reference. All prior or contemporaneous agreements, understandings, representations, warranties and statements, oral or written, are superseded. 8.6Record Retention. Duringthe course of the Agreement and for three (3) years following completion of the Required Services,Contractor/Service Provideragrees to maintain, intact and readily accessible, all data, documents, reports, records, contracts, and supporting materials relating to the performance of the Agreement, including accounting for costs and expenses charged to City, including such records in the possession of sub-contractors/sub-Contractor/Service Providers. 8.7Further Assurances. The Parties agree to performsuch further acts and to execute and deliver such additional documents and instruments as may be reasonably required in order to carry out the provisions of this Agreement and the intentions of the Parties. 8.8Independent Contractor.Contractor/ServiceProvideris and shall at all times remain as to City a wholly independent contractor. Neither City nor any of its officers, employees, agents or volunteers shall have control over the conduct ofContractor/Service Provideror any ofContractor/Service Provider’s officers, employees, or agents (“Contractor/Service ProviderRelated Individuals”), except as set forth in this Agreement. NoContractor/Service ProviderRelated Individuals shall be deemed employees of City, and none of them shall be entitled to any benefits to which City employees are entitled, including but not limited to, overtime, retirement benefits, worker's compensation benefits, injury leave or other leave benefits. Furthermore, City will not withhold state or federal income tax, social security tax or any other payroll tax with respect to anyContractor/Service ProviderRelated Individuals; instead,Contractor/Service Provider shall be solely responsible for the payment of same and shall hold the City harmless with respect to same. Contractor/Service Providershall not at any time or in any manner represent that it or any of its Contractor/Service ProviderRelated Individuals are employees or agents of City.Contractor/Service Provider shall not incur or have the power to incur any debt, obligation or liability whatsoever against City, or bind City in any manner. 8.9Notices. All notices, demands or requests provided for or permitted to be given pursuant to this Agreement must be in writing. All notices, demands and requests to be sent to any Party shall be deemed to have been properly given or served if personally served or deposited in the United States mail, addressed to such Party, postageprepaid, registered or certified, with return receipt requested, at the addresses identified in this Agreement at the places of business for each of the designated Parties as indicated in Exhibit A, or otherwise provided in writing. (End of page. Next page is signature page.) City of Chula Vista AgreementNo.:19022 9 Consultant Name:Western A/V DBA: Western Audio Visual Rev.10/24/17 SIGNATURE PAGE CONTRACTOR/SERVICE PROVIDERSERVICES AGREEMENT IN WITNESS WHEREOF, by executing this Agreement where indicated below, City and Contractor/Service Provideragree that they have read and understood all terms and conditions of the Agreement, that they fully agree and consent to bound by same, and that they are freely entering into this Agreement as of the Effective Date. CITY OF CHULA VISTA BY:________________________________BY: ________________________________ HAILEY SCHELLINGARY HALBERT ACCOUNT EXECUTIVECITY MANAGER ATTEST BY: ________________________________ Kerry K. Bigelow, MMC City Clerk APPROVED AS TO FORM BY: ________________________________ Glen R. Googins City Attorney City of Chula Vista AgreementNo.:19022 10 Consultant Name:Western A/V DBA: Western Audio Visual Rev.10/24/17 EXHIBIT A SCOPE OF WORK AND PAYMENT TERMS 1.Contact People for Contract Administration and Legal Notice A.City Contract Administration: Edward Chew th 276 4Avenue, Chula Vista, CA 91910 (619) 691-5013 echew@chulavistaca.gov For Legal Notice Copy to: City of Chula Vista City Attorney 276 Fourth Avenue, Chula Vista, CA 91910 619-691-5037 CityAttorney@chulavistaca.gov B.Contractor/Service ProviderContract Administration: 1592 N. Batavia St., Suite 2, Orange, CA 92867 (714) 637-7272 haileys@wav1.com For Legal Notice Copy to: Hailey Schellin 1592 N. Batavia St., Suite 2, Orange, CA 92867 (714) 637-7557 haileys@wav1.com 2.Required Services A.General Description: Design, purchase and install audio/visual equipment in the City Council Chambers and related conference rooms.This project includes all work and material outlined in the Request for ProposalP23–17/18 and optional items of direct view LED screen and wireless microphones. B.Detailed Description: Attachment A contains SCOPE detail for this project. 3.Term:In accordance with Section 1.10 of this Agreement, the term of this Agreement shall beginMarch 26, 2019and end onMarch 26, 2020for completion of all Required Services. 4.Compensation: A.Form of Compensation City of Chula Vista AgreementNo.:19022 11 Consultant Name:Western A/V DBA: Western Audio Visual Rev.10/24/17 Single Fixed Fee. For performance of all of the Required Services byContractor/Service Provideras herein required, City shall payContractor/Service Provider a maximumamount of$271,810.51,based on invoicing pursuant to Section 2. of this Agreement.Any additional costs beyond the contracted amount are subject to approval by the City of Chula Vista prior to incurring the costs.Invoicing for productive hours spent on performance of Required Services shall be invoiced at the following rates: Engineering/Documentation: $106/hr On-site coordination meetings and supervision: $69/hr In shop fabrication and assembly: $69/hr On-site fabrication, assembly and installation: $69/hr On-site verification and testing: $69/hr. B.Reimbursement of Costs None, the compensation includes all costs Notwithstanding the foregoing, the maximum amount to be paid to theContractor/Service Providerfor services performed throughMarch 26, 2020shall not exceed$271,810.51without authorization from the City ofChula Vista. 5.Special Provisions: Permitted Sub-Contractor/Service Providers:Pacific Rim Contractors, Inc. 1315 East Saint Andrews Place, Unit BSanta Ana, CA, 92705 714-641-7380 Security for Performance:“None” Notwithstanding the completion date set forth in Section 3 above, City has option to extend this Agreement forInsert Number of Termsadditional terms, defined as a one-year increment orEnter a Specific Date. if applicable.The City Manager or Director of Finance/Treasurer shall be authorized to exercise the extensions on behalf of the City. If the City exercises an option to extend, each extension shall be on the same terms and conditions contained herein, provided that the amounts specified in Section 4 above may be increased by up to Insert Percentage of Increase or Actual Dollar Amountfor each extension. The City shall give written notice to Contractor/Service Providerof the City’s election to exercise the extension via the Notice of Exercise of Option to Extend document. Such notice shall be provided at least 30 days prior to the expiration of the term. Other: Describe Special Provisions (Delete Line If Not Applicable) None City of Chula Vista AgreementNo.:19022 12 Consultant Name:Western A/V DBA: Western Audio Visual Rev.10/24/17 EXHIBIT B INSURANCE REQUIREMENTS Contractor/Service Providershall adhere to all terms and conditions of Section 3 of the Agreement and agrees to provide the following types and minimum amounts of insurance, as indicated by checkingthe applicable boxes (x). Type of InsuranceMinimum AmountForm General Liability:$2,000,000 per occurrence forInsurance Services Office Form Including products andbodily injury, personal injuryCG 00 01 completed operations,(including death), andproperty personal anddamage. If Commercial General advertising injuryLiability insurance with a general aggregate limit is used, either the general aggregate limit must apply separately to this Agreement or the general aggregate limit must be twice the required occurrence limit Additional Insured Endorsement*Must be primary and must not or Blanket AI Endorsement forexclude Products/Completed City*Operations Waiver of Recovery Endorsement Automobile Liability$1,000,000 peraccident for bodilyInsurance Services Office Form injury, including death, andCA 00 01 property damageCode 1-Any Auto Code 8-Hired Code 9-Non Owned Workers’$1,000,000 each accident Compensation$1,000,000 disease policy limit Employer’s Liability$1,000,000 disease each employee Waiver of Recovery Endorsement Other Negotiated Insurance Terms:“NONE” City of Chula Vista AgreementNo.:19022 13 Consultant Name:Western A/V DBA: Western Audio Visual Rev.10/24/17 EXHIBIT C CONTRACTOR/SERVICE PROVIDERCONFLICT OF INTEREST DESIGNATION 12 The Political Reform Actand the Chula Vista Conflict of Interest Code(“Code”) require designated state and local government officials, including someContractor/Service Providers, to make certain public disclosures using a Statement of Economic Interests form (Form 700).Once filed, a Form 700 is a public document, accessible to any member of the public. In addition,Contractor/Service Providers designated to file the Form 700 are also 3 required to comply with certain ethics training requirements. 4 A.Contractor/Service ProviderISa corporation or limited liability company and is therefore EXCLUDED from disclosure. B.Contractor/Service ProviderisNOTa corporation or limited liability company and disclosure designation is as follows: APPLICABLE DESIGNATIONS FORINDIVIDUAL(S) ASSIGNED TO PROVIDE SERVICES (Category descriptions available atwww.chulavistaca.gov/departments/city-clerk/conflict-of-interest-code.) NameEmailAddressApplicable Designation Enter Name of Each Individual Enter email address(es) A. Full Disclosure Who Will Be Providing Service B. Limited Disclosure(select one or more of Under the Contract–If the categories under which theContractorshall individuals have different file): disclosure requirements, 1.2.3.4.5.6.7. duplicate this row and Justification: complete separately for each individual C. Excluded from Disclosure 1.Required Filers Eachindividual who will be performing services for the City pursuant to the Agreement and who meets the definition of “Contractor/Service Provider,” pursuant to FPPC Regulation 18700.3, must file a Form 700. 2.Required Filing Deadlines Each initial Form 700 required under this Agreement shall be filed with the Office of the City Clerk via the City's online filing system, NetFile, within 30 days of the approval of the Agreement. Additional Form 700 filings will be required annually on April 1 during the term of the Agreement, and within 30 days of the termination of the Agreement. 3. Filing Designation The City Department Director will designate each individual who will be providing services to the City pursuant to the Agreement asfull disclosure, limited disclosure,orexcluded from disclosure, based on an analysis of the services the Contractor/Service Providerwill provide. Notwithstanding this designation or anything in the Agreement, the Contractor/Service Provideris ultimately responsible for complying with FPPC regulations and filing requirements. If you have any questions regarding filing requirements, please do not hesitate to contact the City Clerk at (619)691-5041, or the FPPC at 1-866-ASK-FPPC, or (866) 275-3772 *2. Pursuant to the duly adopted City of Chula Vista Conflict of Interest Code, this document shall serve as the written determination of theContractor’srequirement to comply with the disclosure requirements set forth in the Code. Completed by:Edward Chew,Director of ITS 1Cal.Gov. Code §§81000et seq.; FPPC Regs. 18700.3and 18704. 2Chula Vista Municipal Code §§2.02.010-2.02.040. 3Cal. Gov. Code §§53234,et seq. th 4CA FPPC Adv. A-15-147 (Chadwick) (2015);Davis v. Fresno Unified School District(2015) 237 Cal.App.4261; FPPC Reg. 18700.3 (Consultant defined as an “individual” who participates in making a governmental decision; “individual” does not include corporation or limited liability company). City of Chula Vista AgreementNo.:19022 14 Consultant Name:Western A/V DBA: Western Audio Visual Rev.10/24/17 March 26, 2019File ID: 19-0050 TITLE A.RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA AWARDINGA DESIGN-BUILD AGREEMENT FOR THE DESIGN AND PRECONSTRUCTION PHASE (PHASE 1) WITH EC CONSTRUCTORS INC. FOR THE DESIGN OF FIRE STATIONS 5 AND 9 PROJECT (CIP NO. GGV0230) B.RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA AMENDING THE FISCAL YEAR 2018/19 CIP PROGRAM BUDGET BY ESTABLISHING A NEW CIP PROJECT, “ORANGE PARK PARKING LOT IMPROVEMENTS (CIP# PRK0335)”; AND TRANSFERRING $270,000 IN CIPFUNDAPPROPRIATIONS FROM REC0314TO PRK0335 (4/5 VOTE REQUIRED) C.RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA AMENDINGTHE FISCAL YEAR 2018/19 BUDGET AND APPROPRIATING FUNDS FOR APPROVED LAND ACQUISITION COSTS FOR THE FIRE STATION 9 SITE(4/5 VOTE REQUIRED) RECOMMENDED ACTION Council adopt the resolutions. SUMMARY OnNovember 8, 2016,Chula Vista voters approved Measure P, authorizing a temporary ½ cent sales tax increase on retail sales within the City for a period of ten (10) yearsto address failing high priority infrastructure projectsincludingFire Stations Repairsand Replacement. Fire Stations 5 and 9 are among the busiest and poorest condition stations inthe City, beyond their useful life, and in need of replacement. In accordance with the Chula Vista Municipal Code, EC Constructors Inc. was selected to provide design and construction services for Fire Stations 5 and 9. New Fire Stations 5 and 9 will be located in the City of Chula Vista at 341 Orange Avenue and 1095 Alpine Avenue, respectively. Construction of Fire Station 5 at 341 Orange Avenue will require a reduction in the number of available parking spots for the South Chula Vista Library. To offset the library parking spots that would be lost when the new fire station is constructed, the existing unimproved parking areaat Orange Park will be paved. This lot will provide parking needed for both the South Chula Vista Library and Orange Park. Page|1 ENVIRONMENTAL REVIEW The proposed Project has been reviewed for compliance with the California Environmental Quality Act (CEQA) and it has been determined that the Project qualifies for a Categorical Exemption pursuant to the California Environmental Quality Act State Guidelines Section 15303 Class 3 (New Construction or Conversion of Small Structures); Section 15332 Class 32 (In-Fill Development Projects); and Section 15061(b)(3) because the proposed project would not result in a significant effect on the environment, create a cumulative impact, damage a scenic highway, be located on a site pursuant to Section 65962.5, or cause a substantial adverse change in the significance of a historical resource. Thus, no further environmental review is required. BOARD/COMMISSION/COMMITTEE RECOMMENDATION Not applicable DISCUSSION On August 14, 2018,Council adopted resolution 2018-182 accepting theFIRE FACILITY, EQUIPMENT, AND DEPLOYMENTMASTER PLAN ADDENDUM DOCUMENT. The master plan addendum includednewservice levels/response standards. Fournew implementation strategiesto achieve the new standards were set forth in the master plan addendum: 1.Implementation of Squads as a way to improve distribution of resources thereby enabling arrival of thefirst unit on scene to a fire or medical emergency within seven minutes 90% of the time. 2.Implementation of 4.0 staffing as a way to improve concentration of resources thereby enabling arrival ofthe Effective Response Force, consisting of 14 firefighters on scene withinten minutes, 90% of the time. 3.Retention and relocation of Fire Station 9 and relocation of Fire Station 5, as a result of analysis for operational necessity. 4.Policy for the retention of fire apparatus and purchase of equipment. This project will accomplish strategy number 3by relocating and replacing Fire Stations 5 and9. According to the master plan addendum, Fire Stations5and 9 are the second and third busiest stations in the city and are also in the poorest condition. According to Fire Department’s research and analysis, relocating and replacing Fire Stations5and 9 will improve response times. The locations of the proposed new stations were extensively researched and computer software technology called ADAM (Apparatus Deployment AnalysisModule)was utilized to determine the optimum sites that provided the most reduction in response times. The scope, size,and features of the proposed Fire Stations5and 9 were analyzed by City staff from the Fire Department, the Department of Engineering & Capital Projects,and the City Manager’s office. The Fire Page|2 Department’s present and future functional needs, technical constraints and feasibility, and budget were considered in developing the project design criteria. Both new stations will be either one (1) or two (2) stories,as suitable to the project site,with three (3) large apparatus bays, eight (8) dorms, four (4) individual offices,and other required spaces as specified in the Program Document. The stations will be between approximately 11,500 square feet and 12,500 square feetin size. On November 6, 2018, the Department of Engineering & Capital Projectsissued a Request for Proposals (RFP) to a list of prequalified Design-Build firms pursuant to § 2.57 of the City's Municipal Code for the design and construction of Fire Stations 5 and 9. The following companies were sent requests for proposals: EC Constructors Inc., Erickson-Hall Construction Co., Burge Corporation, C.W. Driver LLC., and Balfour Beatty Construction, LLC. Two qualified companies responded to the RFP. A five-memberpanel comprisedof qualifiedCity staff from the Fire Department, Department of Engineering & Capital Projects,and Development Services and a City-retained consultant evaluated the proposals. Following the review oftheproposals, interviews were scheduled with the prequalified firms. On February 26, 2019,the Design/Buildteams were interviewed and their presentationsand proposals were scored by the Cityevaluation panel. EC Constructors Inc.was selected as the firm whichrepresented the best valueto the City, based on the scoring criteria set forth in the RFP. In accordance with § 2.57.030.Cof the City's MunicipalCode provisions on Collaborative Design- Build/Progressive Design-Build, the project willbe completed in two contract phases: (1) a design and preconstruction phase and (2) a final design and construction phase. During Phase 1 the design will be developed and a Guaranteed Maximum Price (GMP) for the project will be established. If an agreement is reached on the GMP, EC Constructors Inc.and the City will execute the Phase 2 contract to finalize the design and construct the station. Staff will return to Council for approvalof the Phase 2 Contract. The best value proposal for the“Fire Stations 5 & 9 Project (CIP NO. GGV0230)” was submitted by EC Constructors Inc.As part of their proposal,EC Constructors Inc.submitted a fee proposal of $1,291,594for the Phase1portion of the contract for design and preconstruction services. In accordance with best practices for selection in Design-Build procurement, the fee proposal was not the primary criteria used in selection; the fee was evaluated and determined to be reasonable. Staff reviewed the proposaland determined that the proposalpackage is complete, with no errors or omissions. Staff recommends accepting the proposals and awarding the contract to EC Constructors Inc.in the amount of $1,291,594.EC Constructors Inc.is currently an active licensed Class A, General Engineering Contractor and Class B, General Building Contractor, (License No. 585677), and has performed similar work in the City. Their license status is current and active per the State of California Department of Consumer Affairs Contractor State License Board. Disclosure Statement -Attachment 1 is a copy of the Contractor’s Disclosure Statement. Page|3 Staff also recommends approval of Resolution C to amend the FY 2018/19 Budget and appropriating funds forapproved landacquisition costs forthe proposed FireStation No. 9 located at 1095 Alpine Avenue. DECISION-MAKER CONFLICT Staff has reviewed the property holdings of the City Councilmembers and has found no property holdings within 1000 feet of the boundaries of the property which is the subject of this action. Consequently, this item does not present a disqualifying real property-related financial conflict of interest under California Code of Regulations Title 2, section 18702.2(a)(11), for purposes of the Political Reform Act (Cal. Gov’t Code §87100,et seq.). Staff is not independently aware, and has not been informed by any City Councilmember, of any other fact that may constitute a basis for a decision maker conflict of interest in this matter. LINK TO STRATEGIC GOALS The replacement of Fire Stations 5 and 9 supports the Healthy Community and Strong and Secure Neighborhoods goalsas it improves the Fire Department’s ability to Protect Life, Environment & Property within the City of Chula Vista. CURRENT-YEAR FISCAL IMPACT Approval of Resolution A will approve a Design Build agreement with EC Constructors Inc.for design of Fire Stations 5 and 9for $1,291,594. Measure P funding for the proposed replacement of Fire Station 5 and Fire Station 9 is budgetedin CIP GGV0230at$19.2million.This includes the estimatedcost of construction, design, staff time reimbursements, consultant managementand contingencies. Staff will returnin the fall of 2019 with updated estimated construction costs and a recommended guaranteed maximum price (GMP) for City Council consideration. Based on initial estimates, there are sufficient Measure P funds allocated to the project. Approval of Resolution B will establish new CIP PRK0335 and transfer $270,000 in CIP funds from REC0314,Citywide Park Improvements within SDG&E Rights of Wayto PRK0335. Sufficient funds are available for said transfer. Approval of Resolution C will establish an appropriation of $530,000 to the General Fund in Non- Departmental for negotiations and settlement expenses related to the acquisition of the Fire Station 9 site, andappropriating $530,000 in excess revenues in the General Fund that includes $447,000 from Property Tax in Lieu of Motor Vehicles License Fee (VLF) and $83,000 in prior year Sales Tax revenues. It is anticipated that the General Fund will be recover these funds through the sale of the existing Fire Station 5 and 9 parcels at a future date. ONGOING FISCAL IMPACT Upon the completion of the project, routine maintenanceof the buildings will be required. ATTACHMENTS 1.Contractor’s Disclosure Statement. Page|4 Staff Contact: Jonathan Salsman Page|5 RESOLUTION NO. __________ RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULAVISTAAWARDINGADESIGN-BUILD AGREEMENT FOR THE DESIGN AND PRECONSTRUCTION PHASE (PHASE 1)WITH EC CONSTRUCTORS, INC.FOR THE DESIGN OF FIRE STATIONS 5 AND9 PROJECT (CIP NO. GGV0230) WHEREAS, on August 14, 2018,Council adopted resolution 2018-182 accepting the Fire Facility, Equipment, and Deployment Master Plan Addendum Documentwith the strategy of retention and relocation of Fire Stations 5 and9; and WHEREAS, the locations of the proposed new stations were extensively researched,and computer software technology called ADAM (Apparatus Deployment Analysis Module) was utilized to determine the optimum sites that provided the most reduction in response times; and WHEREAS, the scope, size,and features of the proposed replacement of Fire Stations5 and 9 were analyzed by City staff from the Fire Department, the Department of Engineering & Capital Projects,and the City Manager’s office; and WHEREAS, the Director of Development Services has reviewed the proposed project for compliance with the California Environmental Quality Act (CEQA) and has determined that the project qualifies for a Categorical Exemption pursuant to State CEQA Guidelines Section 15303 Class 3 (New Construction or Conversion of Small Structures); Section 15332 Class 32 (In-Fill Development Projects); and Section 15061(b)(3); and WHEREAS, on November 6, 2018, the Department of Engineering & Capital Projects issued a Request for Proposals (RFP) for the design and construction of Fire Stations 5 and 9to a list ofprequalified Design-Build entitiesin accordance withChapter2.57of the Chula Vista Municipal Code; and WHEREAS, on February 26, 2019,the responsiveprequalifiedDesign/Build teams were interviewed and their presentations and proposals were scored by the City evaluation panel, and EC Constructors, Inc. was selected as the Design Build entitythat represented the best value to the City based on the scoring criteria set forth in the RFP; and WHEREAS, in accordance with section2.57.030.C of the Chula VistaMunicipal Code, it is intended that theproject be completed in two contract phases: (1) a design and preconstruction phase,and (2) a final design and construction phase; and WHEREAS, staff has reviewed the proposalfor the “Fire Stations 5 & 9 Project (CIP NO. GGV0230)”and recommends awarding thephase 1contractin the amount of $1,291,594.00 to EC Constructors, Inc.;and Resolution No. Page 2 WHEREAS, EC Constructors, Inc.is currently an active licensed Class A, General Engineering Contractor and Class B, General Building Contractor, (License No.585677), and has performed similar work in the City; and WHEREAS, funding for the proposed replacement of Fire Stations5 and 9 is included in CIP GGV0230and noadditional appropriation is requiredas sufficient funds are available in the Project. NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Chula Vista that it awards an agreementfor the design and preconstruction phase (phase 1)of the “FIRE STATIONS 5 AND 9 PROJECT (CIP NO. GGV0230)”to EC Constructors, Inc. in the amount of $1,291,594.00. BE IT FURTHER RESOLVED by the City Council of the City of Chula Vista that it authorizes and directs the City Manager to execute the agreement, in a form approved by the City Attorney, and directs a copy of the agreement tobe kepton file in the Office of the City Clerk. Presented byApproved as to form by William S. Valle, PEGlen R. Googins Directorof Engineering &Capital City Attorney Projects/City Engineer RESOLUTION NO. _2019-___ RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA AMENDING THE FISCAL YEAR 2018/19 CIP PROGRAM BUDGET BY ESTABLISHING A NEW CIP PROJECT,“ORANGEPARKPARKINGLOT IMPROVEMENTS (CIP# PRK0335)”; AND TRANSFERRING $270,000 IN CIP FUND APPROPRIATIONS FROM REC0314 TO PRK0335 WHEREAS, staff recommends creatinga new capital improvement project,“Orange Park Parking Lot Improvements (CIP# PRK0335),” for the purpose of improving an existing unimproved parking lotat Orange Park; and WHEREAS, staff is recommending a transfer of funds from CIP# REC0314in CIP Funds to the new “Orange Park Parking Lot Improvements project (CIP# REC0314)”in the amount of $270,000; and WHEREAS, REC0314 has a sufficient balance to fund the inter-project transfer. NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Chula Vista that it amends the FY2018/19 CIP Program Budget by establishinga new CIP project, “Orange Park Parking Lot Improvements (CIP# PRK0335)”. BE IT FURTHER RESOLVED by the City Council of the City of Chula Vista that it authorizes a transfer of $270,000 in CIP Fund appropriationsfrom REC0314 to PRK0335. Presented byApproved as to form by William S. ValleGlen R. Googins Director of Engineering & CapitalCity Attorney Projects/City Engineer RESOLUTION NO. 2019- RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA AMENDINGTHE FISCAL YEAR 2018/19 BUDGET AND APPROPRIATING FUNDS FOR APPROVED LAND ACQUISITION COSTS FOR THE FIRE STATION 9 SITE WHEREAS,the City Charter states that at any meeting after the adoption of the budget, the City Council may amend or supplement the budget by a motion adopted by the affirmative votes of at least four members; and WHEREAS,staff has completed the budget review forthe quarter ending December 31, 2018 and is recommending abudget amendmentto fund the land acquisition costs for the Fire Station 9 site; and WHEREAS, staff is recommending appropriating$135,000to the General Fundin Non- Departmental to the Contract Services account, and appropriating $395,000 to theGeneral Fund in Non-Departmentalto the Land Acquisition account for the negotiation and settlement expenses for acquisition of the Fire Station 9 site; WHEREAS, staff isrecommending appropriating $447,000 in excess revenuesto the General Fundfrom Property Tax in Lieu of Motor Vehicles License Fee (VLF), and appropriating $83,000 to theGeneral Fundin prior year Sales Tax revenues; WHEREAS,staff anticipates thatthe General Fund will be recover these funds through the sale of the existing Fire Station 5 and 9 parcels at a future date. NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Chula Vista, that it ishereby amendingthe fiscal year 2018/19budget to fundapproved land acquisition costs for the Fire Station 9site. Budget Amendment Summary - Fiscal Year 2018-19 SUPPLIES &OTHERTOTALTOTAL DEPARTMENT SERVICESCAPITALEXPENSEREVENUENET COST GENERAL FUND Non-Departmental 135,000 395,000$ 530,000$ (530,000)$ - TOTAL OTHER FUNDS$ 135,000$ 395,000$ 530,000$ (530,000)$ - Presented byApproved as to form by Resolution No. Page 2 David BilbyGlen R. Googins Director of Finance/TreasurerCity Attorney March 26, 2019File ID: 19-0066 TITLE RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA ACCEPTING GRANT FUNDS FROM THE CALIFORNIA DEPARTMENT OF PARKS AND RECREATION HABITAT CONSERVATION FUND PROGRAM IN THE AMOUNT OF $100,000;APPROVING AN AGREEMENT WITH LIVING COAST DISCOVERY CENTER TO PROVIDE ACOMMUNITY PROGRAM TO ENCOURAGE URBAN FAMILIES TO HIKE, EXPLORE, AND PROTECT LOCAL HABITATS AND WILDLIFE;AND APPROPRIATING THE FUNDSACCORDINGLY(4/5 VOTE REQUIRED) RECOMMENDED ACTION Council adopt the resolution. SUMMARY The Living Coast Discovery Center and City of Chula Vista Parks and Recreation have been working in partnership for nineyears providing education and habitat conservation opportunities for the local community. Adoption of this resolution will accept grant funding from the Habitat Conservation Fund Program through the State of California Department of Parks and Recreation Office of Grants and Local Services and approve a contractual agreement with the Living Coast Discovery Center to provide a community program to encourage urban families to hike, explore, and protect local habitats and wildlife. ENVIRONMENTAL REVIEW The Director of Development Services has reviewed the proposed activity for compliance with the California Environmental Quality Act (CEQA) and has determined that the activity is not a “Project” as defined under Section 15378 of the State CEQA Guidelines because it will not result in a physical change in the environment; therefore, pursuant to Section 15060(c)(3) of the State CEQA Guidelines, the activity is not subject to CEQA. In addition, notwithstanding the foregoing, the Director of Development Services has also determined that the “Project” qualifies for an Exemption pursuant to Section 15061(b)(3) of the California Environmental Quality Act State Guidelines. Thus, no environmental review is required. BOARD/COMMISSION/COMMITTEE RECOMMENDATION Not applicable. DISCUSSION The Living Coast Discovery Center, previously named the Chula Vista Nature Center, was opened in 1987 as a City facility and, for many years, was under the oversight of the Recreation Department. In 2010, the v.001 Page|1 Living Coast Discovery Center became an independent non-profit 501(c)3 organization yet continues to work in coordination with the City of Chula Vista. The State of California Department of Parks and Recreation Office of Grants and Local Services released a notice of funding availability for the Habitat Conservation Fund Program. This program provides funding for projects that protect rapidly disappearing wildlife habitats that support California’s unique and varied wildlife resources. On October 10, 2017, the Recreation Department was approved by City Council to apply for a grant for the Habitat Conservation Fund Program. The City was selected as a grant recipient for the program in the amount of $100,000 and a contract was executed on October 9, 2018. Utilizing the grant funding, in partnership with the City of Chula Vista, the Living Coast Discovery Center will create a community program to encourage urban families to hike, explore, and protect local habitats and wildlife. HELP (Hike, Explore, Learn, Protect) Chula Vista will conduct 120 interpretive hike programs and 48 community clean-up projects and serve up to 4,200 people (approximately 500 different families) from underserved communities over four years. The guided interpretive hikes will take place at Sweetwater Marsh, where the Living CoastDiscovery Center is located, and in several locations throughout Chula Vista including Otay Valley Regional Park, Rice Canyon, Mother Miguel, and Morrison Pond. The Living Coast Discovery Center will conduct 48 programs onsite at Sweetwater Marsh and 72 programs offsite at other locations in Chula Vista. This program will serve up to 3,000 people. The community clean-up projects will take place at several locations in Chula Vista including D Street Fill, J Street Marina, and Sweetwater River. The Living Coast Discovery Center will conduct 48 community clean- up projects, engaging up to 1,200 people and removing approximately 24,000 pounds of debris from local parks and waterways. To encourage community participation, the Living Coast will create a “challenge” for families to attend three hikes and one clean-up project. The Living Coast Discovery Center will monitor attendance as part of its program evaluation and award certificates of completion after a family has finished the challenge. Families who complete the challenge will receive a family four-pack to visit the Living Coast Discovery Center. HELP Chula Vista builds on existing programs and partnerships currently conducted by the Living Coast Discovery Center and the City of Chula Vista, including a five-year grant awarded to the Living Coast by the Port of San Diego and ongoing collaborative programs with the U.S. Fish and Wildlife Service. DECISION-MAKER CONFLICT Staff has reviewed the decision contemplated by this action and has determined that it is not site-specific and consequently, the real property holdings of theCity Councilmembers do not create a disqualifying real property-related financial conflict of interest under the Political Reform Act (Cal. Gov't Code § 87100, et seq.). Page|2 Staff isnot independently aware, and has not been informed by anyCity Councilmember, of any other fact that may constitute a basis for a decision-maker conflict of interest in this matter. CURRENT-YEAR FISCAL IMPACT Adoption of this resolution will result in the appropriation of $100,000 to the State Grants Fund for the HELP Program. Match funding is provided by a grant to the Living Coast Discovery Center from the Unified Port of San Diego. There is no net fiscal impact to the General Fund. ONGOING FISCAL IMPACT Grant funds will be expended over the course of four years and once funds are exhausted, the program is complete. There will be no net fiscal impact to the General Fund. ATTACHMENTS 1.Service Agreement with the Living Coast Discovery Center Staff Contact: Tim Farmer, Parks and Recreation Administrator Page|3 COUNCIL RESOLUTION NO. __________ RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA ACCEPTING GRANT FUNDS FROM THE CALIFORNIADEPARTMENTOFPARKSAND RECREATIONHABITATCONSERVATIONFUND PROGRAMINTHE AMOUNT OF $100,000;APPROVING AN AGREEMENT WITH LIVING COAST DISCOVERY CENTER TO PROVIDE ACOMMUNITY PROGRAM TO ENCOURAGE URBAN FAMILIES TO HIKE, EXPLORE, AND PROTECT LOCAL HABITATS AND WILDLIFE;AND APPROPRIATING THE FUNDS ACCORDINGLY WHEREAS, the City of Chula Vista was awardeda Habitat Conservation Fund Program Grant, Wildlife Area Activities, from the State of California Department of Parks and Recreation Office of Grants and Local Servicesin the amount of $100,000; and WHEREAS, the funding will be used to create a community program to encourage urban families to hike, explore, and protect local habitats and wildlife; and WHEREAS, the City would like to enter into an agreement with the Living Coast Discovery Center to create a community program to encourage urban families to hike, explore, and protect local habitats and wildlife andwaive the consultant selection process in Chapter 2.56 of the Chula Vista Municipal Code, based on the Living Coast Discovery Center’sunique qualifications to provide educationalopportunities and wildlife conservation expertise, including being identified as the City’s partner in the application; and WHEREAS, the program, HELP (Hike, Explore, Learn, Protect) Chula Vista will conduct 120 interpretive hike programs and 48 community clean-up projects and serve upto 4,200 people (approximately 500 different families) from underserved communities over four years; and WHEREAS, accordingly, grant fundswill be appropriated to theState Grant Fund budget. NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Chula Vista, that it hereby accepts$100,000in grant funds;appropriates said funds to the State Grant Fund budget;and approves the agreement with the Living Coast Discovery Center, in the form presentedwith such minor modifications as the City Attorney may require or approve, and directs and authorizes the City Manager to execute the agreement. Resolution No._________ Page 2 Presented byApproved as to form by Tracy LambGlen R. Googins Director of Community ServicesCity Attorney CITY OF CHULA VISTA CONTRACTOR/SERVICE PROVIDERSERVICES AGREEMENT WITHLIVING COAST DISCOVERY CENTER TO PROVIDE ACOMMUNITY PROGRAM TO ENCOURAGE URBAN FAMILIES TO HIKE, EXPLORE, AND PROTECT LOCAL HABITATS AND WILDLIFE This Agreement is entered intoeffective as of March 26, 2019(“Effective Date”)by and between the City of Chula Vista, a chartered municipal corporation (“City”) and LIVING COAST DISCOVERY CENTER, a 501(c)3 non-profit organization(“Contractor/Service Provider”) (collectively, the“Parties” and, individually, a “Party”) with reference to the following facts: R ECITALS WHEREAS,in accordance to the provisionsset forth in theHabitat Conservation Fund Progam Grant, Wildlife Area Activities, from the State of California Department of Parks and Recreation Office of Grants and Local Services grant application,the City requires services in order to establish and deliver a community program to encourage urban families tohike, explore, and protect local habitats and wildlife;and WHEREAS,in order to procure these services, Living Coast Discovery Center was chosen based on their unique qualificationsto advocate for the conservation of local natural resources,toprovide education opportunites and wildlife conservation expertise,as well asbeing identified as the City’s partner in the applicationfor the grant; on this basis, Contractor was awarded the contract on a “sole source” basis under the authority of the Chula Vista Municipal Code Sections2.56.090.B.3and 2.56.070.B.4.; and WHEREAS,Contractor/Service Providerwarrants and represents that it is experienced and staffed in a manner such that it can deliver the services required of Contractor/Service Providerto City in accordance with the time frames and the terms and conditions of this Agreement. \[End of Recitals. Next Page Starts Obligatory Provisions.\] City of Chula Vista Agreement No.:Obtain From City Clerk x5961 ? Consultant Name: LIVING COAST DISCOVERY CENTER Rev.10/24/17 O BLIGATORY P ROVISIONS NOW, THEREFORE, in consideration of the above recitals, the covenants contained herein, and other good and valuable consideration, the receipt and sufficiency of which the Parties hereby acknowledge, City and Contractor/Service Providerhereby agree as follows: 1.SERVICES 1.1 Required Services.Contractor/Service Provideragrees to perform the services, and deliver to City the “Deliverables” (if any) described in the attached ExhibitA, incorporated into the Agreement by this reference, within the time frames set forth therein, time being of the essence for this Agreement. The services and/or Deliverables described in Exhibit A shall be referred to herein as the “Required Services.” 1.2Reductions in Scope of Work. City mayindependently, or upon request from Contractor/Service Provider, from time to time, reduce the Required Services to be performed by the Contractor/Service Provider under this Agreement. Upon doing so, City and Contractor/Service Provideragree to meet andconfer in good faith for the purpose of negotiating a corresponding reduction in the compensation associated with the reduction. 1.3Additional Services. Subject to compliance with the City’s Charter, codes, policies, procedures and ordinances governing procurement and purchasing authority, City may request Contractor/Service Provider provide additional services related to the Required Services (“Additional Services”). If so, City and Contractor/Service Provideragree to meet and confer in good faithfor the purpose of negotiating an amendment to Exhibit A, to add the Additional Services. Unless otherwise agreed, compensation for the Additional Services shall be charged and paid consistent with the rates and terms already provided therein. Once added to Exhibit A, “Additional Services” shall also become “Required Services” for purposes of this Agreement. 1.4Standard of Care. Contractor/Service Providerexpressly warrants and agrees that any and all Required Services hereunder shall be performed in accordance with the highest standard of care exercised by members of the profession currently practicing under similar conditions and in similar locations. 1.5No Waiver of Standard of Care. Where approval by City is required, it is understood to be conceptual approval only and does not relieve the Contractor/Service Providerof responsibility for complying with all laws, codes, industry standards, and liability for damages caused by negligent acts, errors, omissions, noncompliance with industry standards, or the willful misconduct of the Contractor/Service Provideror its subcontractors. 1.6Security for Performance. In the event that Exhibit A Section 4 indicates the need for Contractor/Service Providerto provide additional security for performance of its duties under this Agreement, Contractor/Service Providershall provide such additional security prior to commencement of its Required Services in the form and on the terms prescribed on Exhibit A, or as otherwise prescribed by the City Attorney. 1.7Compliance with Laws.In its performance of the Required Services,Contractor/Service Provider shall comply with any and all applicable federal, state and local laws, including the Chula Vista Municipal Code. 1.8Business License. Prior to commencement of work, Contractor/Service Providershall obtain a businesslicense from City. City of Chula Vista Agreement No.:Obtain From City Clerk x5961 ? Consultant Name: LIVING COAST DISCOVERY CENTER Rev.10/24/17 1.9Subcontractors. Prior to commencement of any work, Contractor/Service Providershall submit for City’s information and approval a list of any and all subcontractors to be used by Contractor/Service Provider in the performance ofthe Required Services. Contractor/Service Provideragrees to take appropriate measures necessary to ensure that all subcontractors and personnel utilized by the Contractor/Service Providerto complete its obligations under this Agreement comply with all applicable laws, regulations, ordinances, and policies, whether federal, state, or local. In addition, if any subcontractor is expected to fulfill any responsibilities of the Contractor/Service Providerunder this Agreement, Contractor/Service Providershall ensure that each and every subcontractor carries out the Contractor/Service Provider’s responsibilities as set forth in this Agreement. 1.10Term. This Agreement shall commence on the earlier to occur of the Effective Date or Contractor/ServiceProvider’s commencement of the Required Services hereunder, and shall terminate when the Parties have complied with all their obligations hereunder; provided, however, provisions which expressly survive termination shall remain in effect. 2.COMPENSATION 2.1General. For satisfactory performance of the Required Services, City agrees to compensate Contractor/Service Providerin the amount(s) and on the terms set forth in Exhibit A, Section 4. Standard terms for billing and payment are set forth in this Section 2. 2.2Detailed Invoicing.Contractor/Service Provideragrees to provide City with a detailed invoice for services performed each month, within thirty (30) days of the end of the month in which the services were performed, unless otherwise specified in Exhibit A. Invoicing shall begin on the first of the month following the Effective Date of the Agreement. All charges must be presented in a line item format with each task separately explained in reasonable detail. Each invoice shall include the current monthly amount being billed, the amount invoiced to date, and the remaining amount available under any approved budget. Contractor/Service Providermust obtain prior written authorization from City for any fees or expenses that exceed the estimated budget. 2.3Payment to Contractor/Service Provider. Upon receipt of a properly prepared invoice and confirmation thatthe Required Services detailed in the invoice have been satisfactorily performed, City shall payContractor/Service Providerfor the invoice amount within thirty (30) days. Payment shall be made in accordance with the terms and conditions set forth in ExhibitA and section 2.4, below. At City’s discretion, invoices not timely submitted may be subject to a penalty of up to five percent (5%) of the amount invoiced. 2.4Retention Policy.City shall retain ten percent (10%) of the amount due for Required Services detailed on each invoice (the “holdback amount”). Upon City review and determination of Project Completion, the holdback amount will be issued to Contractor/Service Provider. 2.5Reimbursement of Costs. City may reimburse Contractor/Service Provider’s out-of-pocket costs incurred by Contractor/Service Providerin the performance of the Required Services if negotiated in advance and included in Exhibit A. Unless specifically provided in Exhibit A, Contractor/Service Providershall be responsible for any and all out-of-pocket costs incurred by Contractor/Service Providerin the performance of the Required Services. 2.6Exclusions.City shall not be responsible for payment to Contractor/Service Providerfor any fees or costs in excess of any agreed upon budget, rate or other maximum amount(s) provided for in Exhibit A. City City of Chula Vista Agreement No.:Obtain From City Clerk x5961 ? Consultant Name: LIVING COAST DISCOVERY CENTER Rev.10/24/17 shall also not be responsible for any cost: (a) incurred prior to the Effective Date; or (b) arising out of or related to the errors, omissions, negligence or acts of willful misconduct of Contractor/Service Provider, its agents, employees, or subcontractors. 2.7Payment Not Final Approval. Contractor/Service Providerunderstands and agrees that payment to theContractor/Service Provideror reimbursement for any Contractor/Service Providercosts related to the performance of Required Services does not constitute a City final decision regarding whether such payment or cost reimbursement is allowable and eligible for payment under this Agreement, nor does it constitute a waiver of any violation by Contractor/Service Providerof the terms of this Agreement. If City determines thatContractor/Service Provideris not entitled to receive any amount of compensation already paid, City will notifyContractor/Service Providerin writing and Contractor/Service Providershall promptly return such amount. 3.INSURANCE 3.1Required Insurance. Contractor/Service Providermust procure and maintain, during the period of performance of Required Services under this Agreement, and for twelve months after completion of Required Services, the policies of insurance described on the attached Exhibit B, incorporated into the Agreement by this reference (the “Required Insurance”). The Required Insurance shall also comply with all other terms of this Section. 3.2Deductibles and Self-Insured Retentions. Any deductibles or self-insured retentions relating to the Required Insurancemust be disclosed to and approved by City in advance of the commencement of work. 3.3Standards for Insurers. Required Insurance must be placed with licensed insurers admitted to transact business in the State of California with a current A.M. Best’srating of A V or better, or, if insurance is placed with a surplus lines insurer, insurer must be listed on the State of California List of Eligible Surplus Lines Insurers (LESLI) with a current A.M. Best’s rating of no less than A X. For Workers’ Compensation Insurance, insurance issued by the State Compensation Fund is also acceptable. 3.4Subcontractors. Contractor/Service Providermust include all sub-Contractor/Service Providers/sub- contractors as insureds under its policies and/or furnish separate certificates and endorsements demonstrating separate coverage for those not under its policies. Any separate coverage for sub-Contractor/Service Providers must also comply with the terms of this Agreement. 3.5Additional Insureds. City, its officers, officials, employees, agents, and volunteers must be named as additional insureds with respect to any policy of general liability, automobile, or pollution insurance specified as required in Exhibit B or as may otherwise be specifiedby City’s Risk Manager.. The general liability additional insured coverage must be provided in the form of an endorsement to the Contractor/Service Provider’s insurance using ISO CG 2010 (11/85) or its equivalent; such endorsement must not exclude Products/Completed Operations coverage. 3.6General Liability Coverage to be “Primary.”Contractor/Service Provider’s general liability coverage must be primary insurance as it pertains to the City, its officers, officials, employees, agents, and volunteers. Any insurance or self-insurance maintained by the City, its officers, officials, employees, or volunteers is wholly separate from the insurance provided by Contractor/Service Providerand in no way relieves Contractor/Service Providerfrom its responsibility to provide insurance. City of Chula Vista Agreement No.:Obtain From City Clerk x5961 ? Consultant Name: LIVING COAST DISCOVERY CENTER Rev.10/24/17 3.7No Cancellation.No Required Insurance policy may be canceled by either Party during the required insured period under this Agreement, except after thirty days’ prior written notice to the City by certified mail, return receipt requested. Prior to the effective date of any such cancellation Contractor/Service Providermust procure andput into effect equivalent coverage(s). 3.8Waiver of Subrogation. Contractor/Service Provider’s insurer(s) will provide a Waiver of Subrogation in favor of the City for each Required Insurance policy under this Agreement. In addition, Contractor/Service Providerwaives any right it may have or may obtain to subrogation for a claim against City. 3.9Verification of Coverage. Prior to commencement of any work, Contractor/Service Providershall furnish City with original certificates of insuranceand any amendatory endorsements necessary to demonstrate to City that Contractor/Service Providerhas obtained the Required Insurance in compliance with the terms of this Agreement. The words “will endeavor” and “but failure to mail such notice shall impose no obligation or liability of any kind upon the company, its agents, or representatives” or any similar language must be deleted from all certificates. The required certificates and endorsements should otherwise be on industry standard forms. The City reserves the right to require, at any time, complete, certified copies of all required insurance policies, including endorsements evidencing the coverage required by these specifications. 3.10Claims Made Policy Requirements. If General Liability, Pollution and/or Asbestos Pollution Liability and/or Errors & Omissions coverage are required and are provided on a claims-made form, the following requirements also apply: a.The “Retro Date” must be shown, and must be before the date of this Agreement or the beginning of the work required by this Agreement. b.Insurance must be maintained, and evidence of insurance must be provided, for at least five (5) years after completion of the work required by this Agreement. c.If coverage is canceled or non-renewed, and not replaced with another claims-made policy form with a “Retro Date” prior to the effective date of this Agreement, the Contractor/Service Providermust purchase “extended reporting” coverage for a minimum of five (5) years after completion of the work required by this Agreement. d.A copy of the claims reporting requirements must be submitted to the City for review. 3.11Not a Limitation of Other Obligations. Insurance provisions under this section shall notbe construed to limit the Contractor/Service Provider’s obligations under this Agreement, including Indemnity. 3.12Additional Coverage. To the extent that insurance coverage provided by Contractor/Service Provider maintains higher limits than the minimums appearing in Exhibit B, City requires and shall be entitled to coverage for higher limits maintained. City of Chula Vista Agreement No.:Obtain From City Clerk x5961 ? Consultant Name: LIVING COAST DISCOVERY CENTER Rev.10/24/17 4.INDEMNIFICATION 4.1.General. To the maximum extent allowed by law, Contractor/Service Providershall protect, defend, indemnify and hold harmless City, its elected and appointed officers, agents, employees and volunteers (collectively, “Indemnified Parties”), from and against any and all claims, demands, causes of action, costs, expenses, (including reasonable attorneys’ fees and court costs), liability, loss, damage or injury, in law or equity, to property or persons, including wrongful death, in any manner arising out of or incident to any alleged acts, omissions, negligence, or willful misconductofContractor/Service Provider, its officials, officers, employees, agents, and contractors, arising out of or in connection with the performance of the Required Services, the results of such performance, or this Agreement. This indemnity provision does not include any claims, damages, liability, costs and expenses arising from the sole negligence or willful misconduct of the Indemnified Parties. Also covered is liability arising from, connected with, caused by or claimed to be caused by the active or passive negligent acts or omissions of the Indemnified Parties which may be in combination with the active or passive negligent acts or omissions of the Contractor/Service Provider, its employees, agents or officers, or any third party. 4.2.ModifiedIndemnity Where Agreement Involves Design Professional Services. Notwithstanding the forgoing, if the services provided under this Agreement are design professional services, as defined by California Civil Code section 2782.8, as may be amended from time to time, the defense and indemnity obligation under Section 1, above, shall be limited to the extent required by California Civil Code section 2782.8. 4.3Costs of Defense and Award. Included in Contractor/Service Provider’s obligations under this Section 4 is Contractor/Service Provider’s obligation to defend, at Contractor/Service Provider’s own cost, expense and risk, any and all suits, actions or other legal proceedings that may be brought or instituted against one or more of the Indemnified Parties. Subject to the limitations in this Section 4, Contractor/Service Providershall pay and satisfy any judgment, award or decree that may be rendered against one or more of the Indemnified Parties for any and all related legal expenses and costs incurred by any of them. 4.4.Contractor/Service Provider’s Obligations Not Limited or Modified.Contractor/Service Provider’s obligations under this Section 4 shall not be limited to insurance proceeds, if any, received by the Indemnified Parties, or by any prior or subsequent declaration by the Contractor/Service Provider. Furthermore, Contractor/Service Provider’s obligations under this Section 4 shall in no way limit, modify or excuse any of Contractor/Service Provider’s other obligations or duties under this Agreement. 4.5.Enforcement Costs.Contractor/Service Provideragrees to pay any and all costs City incurs in enforcingContractor/Service Provider’s obligations under this Section 4. 4.6Survival.Contractor/Service Provider’s obligations under thisSection 4 shall survive thetermination of this Agreement. 5.FINANCIAL INTERESTS OF CONTRACTOR/SERVICE PROVIDER. 5.1Form 700 Filing.The California Political Reform Act and the Chula Vista Conflict of Interest Code require certain government officials and Contractor/Service Providers performing work for government agencies to publicly disclose certain of their personal assets and income using a Statement of Economic Interests form (Form 700). In order to assure compliance with these requirements, Contractor/Service Providershall comply with the disclosure requirements identified in the attached Exhibit C, incorporated into the Agreement by this reference. City of Chula Vista Agreement No.:Obtain From City Clerk x5961 ? Consultant Name: LIVING COAST DISCOVERY CENTER Rev.10/24/17 5.2Disclosures; Prohibited Interests.Independent of whether Contractor/Service Provideris required to file a Form 700, Contractor/Service Providerwarrants and represents that it has disclosed to City any economic interests held byContractor/Service Provider, or its employees or subcontractors who will be performing the Required Services, in any real property or project which is the subject of this Agreement. Contractor/Service Providerwarrants and represents that it has not employed or retained any company or person, other than a bona fide employee or approved subcontractor working solely for Contractor/Service Provider, to solicit or secure this Agreement. Further, Contractor/Service Providerwarrants and represents that it has not paid or agreed to pay any company or person, other than a bona fide employee or approved subcontractor working solely for Contractor/Service Provider, any fee, commission, percentage, brokerage fee, gift or other consideration contingent upon or resulting from the award or making of this Agreement. Contractor/Service Providerfurther warrants and represents that no officer or employee of City, has any interest, whether contractual, non-contractual, financial or otherwise, in this transaction, the proceeds hereof, or in the business of Contractor/Service ProviderorContractor/Service Provider’s subcontractors. Contractor/Service Providerfurther agrees to notify City in the event any such interest is discovered whether or not such interest is prohibited by law or this Agreement. For breach or violation of any of these warranties, City shall have the right to rescind this Agreement without liability. 6.REMEDIES 6.1Termination for Cause. If for any reason whatsoever Contractor/Service Providershallfail to perform the Required Services under this Agreement, in a proper or timely manner, or if Contractor/Service Provider shall violate any of the other covenants, agreements or conditions of this Agreement (each a “Default”), in addition to any and allother rights and remedies City may have under this Agreement, at law or in equity, City shall have the right to terminate this Agreement by giving five (5) days written notice to Contractor/Service Provider. Such notice shall identify the Default and theAgreement termination date. If Contractor/Service Providernotifies City of its intent to cure such Default prior to City’s specified termination date, and City agrees that the specified Default is capable of being cured, City may grant Contractor/Service Providerup to ten (10) additional days after the designated termination date to effectuate such cure. In the event of a termination under this Section 6.1, Contractor/Service Providershall immediately provide City any and all ”Work Product” (defined in Section 7 below) prepared by Contractor/Service Provideras part of the Required Services. Such Work Product shall be City’s sole and exclusive property as provided in Section 7 hereof.Contractor/Service Providermay be entitled to compensation for work satisfactorily performed prior toContractor/Service Provider’s receipt of the Default notice; provided, however, in no event shall such compensation exceed the amount that would have been payable under this Agreement for such work, and any such compensation shall be reduced by any costs incurred or projected to be incurred by City as a result of the Default. 6.2Termination or Suspension for Convenience of City. City may suspend or terminate this Agreement, or any portion of the Required Services, at any time and for any reason, with or without cause, by giving specific written notice to Contractor/Service Providerof such termination or suspension at least fifteen (15) days prior to the effective date thereof. Upon receipt of such notice, Contractor/Service Providershall immediately cease all work under the Agreement and promptly deliver all “Work Product” (defined in Section 7 below) to City. Such Work Product shall be City's sole and exclusive property as provided in Section 7 hereof. Contractor/Service Providershall be entitled to receive just and equitable compensation for this Work Product in an amount equal to the amount due and payable under this Agreement for work satisfactorily performed as of the date of the termination/suspension notice plus any additional remaining Required Services requested or approved by City in advance that would maximize City’s value under the Agreement. City of Chula Vista Agreement No.:Obtain From City Clerk x5961 ? Consultant Name: LIVING COAST DISCOVERY CENTER Rev.10/24/17 6.3Waiver of Claims. In the event City terminates the Agreement in accordance with the terms of this Section,Contractor/Service Providerhereby expressly waives any and all claims for damages or compensation as a result of such termination except as expressly provided in this Section 6. 6.4Administrative Claims Requirements and Procedures. No suit or arbitration shall be brought arising out of this Agreement against City unless a claim has first been presented in writing and filed with City and acted upon by City in accordance with the procedures set forth in Chapter 1.34 of the Chula Vista Municipal Code, as same may be amended, the provisions of which, including such policies and procedures used by City in the implementation of same, are incorporated herein by this reference. Upon request by City, Contractor/Service Providershall meet and confer in good faith with City for the purpose of resolving any dispute over the terms of this Agreement. 6.5Governing Law/Venue. This Agreement shall be governed by and construed in accordance with the laws of the State of California. Any action arising under or relating to this Agreement shall be brought only in San Diego County, State of California. 6.6Service of Process.Contractor/Service Provideragrees that it is subject to personal jurisdiction in California. If Contractor/Service Provideris a foreign corporation, limited liability company, or partnership that is not registered with the California Secretary of State, Contractor/Service Providerirrevocably consents to service of process on Contractor/Service Providerby first class mail directed to the individual and address listed under “For Legal Notice,” in section 1.B. of Exhibit A to this Agreement, and that such service shall be effective five days after mailing. 7.OWNERSHIP AND USE OF WORK PRODUCT All reports, studies, information, data, statistics, forms, designs, plans, procedures, systems and any other materials or properties produced in whole or in part under this Agreement in connection with the performance of the Required Services (collectively “Work Product”) shall be the sole and exclusive property of City. No such Work Product shall be subject to private use, copyrights or patent rights by Contractor/Service Provider in the United States or in any other country without the express, prior written consent of City. City shall have unrestricted authority to publish, disclose, distribute, and otherwise use, copyright or patent, in whole or in part, any such Work Product, without requiring any permission ofContractor/Service Provider, except as may be limited by the provisions of the Public Records Act or expressly prohibited by other applicable laws. With respect to computer files containing data generated as Work Product, Contractor/Service Providershall make available to City, upon reasonable written request by City, the necessary functional computer software and hardware for purposes of accessing, compiling, transferring and printing computer files. 8.GENERAL PROVISIONS 8.1Amendment. This Agreement may be amended, but only in writing signed by both Parties. 8.2Assignment. City would not have entered into this Agreement but for Contractor/Service Provider’s unique qualifications and traits. Contractor/Service Providershall not assign any of its rights or responsibilities under this Agreement, nor any part hereof, without City’s prior written consent, which City may grant, condition or deny in its sole discretion. 8.3Authority. The person(s) executing this Agreement for Contractor/Service Providerwarrants and represents that they have the authority to execute same on behalf of Contractor/Service Providerand to bind City of Chula Vista Agreement No.:Obtain From City Clerk x5961 ? Consultant Name: LIVING COAST DISCOVERY CENTER Rev.10/24/17 Contractor/Service Providerto its obligations hereunder without any further action or direction from Contractor/Service Provideror any board, principle or officer thereof. 8.4Counterparts. This Agreement may be executed in counterparts, each of which shall be deemed an original, but all of which shall constitute one Agreement after each Party has signed such a counterpart. 8.5Entire Agreement. This Agreement together with all exhibits attached hereto and other agreements expressly referred to herein, constitutes the entire Agreement between the Parties with respect to the subject matter contained herein. All exhibits referenced herein shall be attached hereto and are incorporated herein by reference. All prior or contemporaneous agreements, understandings, representations, warranties and statements, oral or written, are superseded. 8.6Record Retention. During the course of the Agreement and for three (3) years following completion of the Required Services, Contractor/Service Provideragrees to maintain, intact and readily accessible, all data, documents, reports, records, contracts, and supporting materials relating to the performance of the Agreement, including accounting for costs and expenses charged to City, including such records in the possession of sub-contractors/sub-Contractor/Service Providers. 8.7Further Assurances. The Parties agree to perform such further acts and to execute and deliver such additional documents and instruments as may be reasonably required in order to carry out the provisions of this Agreement and the intentions of the Parties. 8.8Independent Contractor. Contractor/ServiceProvideris and shall at all times remain as to City a wholly independent contractor. Neither City nor any of its officers, employees, agents or volunteers shall have control over the conduct of Contractor/Service Provideror any of Contractor/Service Provider’s officers, employees, or agents (“Contractor/Service ProviderRelated Individuals”), except as set forth in this Agreement. No Contractor/Service ProviderRelated Individuals shall be deemed employees of City, and none of them shall be entitled to any benefits to which City employees are entitled, including but not limited to, overtime, retirement benefits, worker's compensation benefits, injury leave or other leave benefits. Furthermore, City will not withhold state or federal income tax, social security tax or any other payroll tax with respect to any Contractor/Service ProviderRelated Individuals; instead, Contractor/Service Provider shall be solely responsible for the payment of same and shall hold the City harmless with respect to same. Contractor/Service Providershall not at any time or in any manner represent that it or any of its Contractor/Service ProviderRelated Individuals are employees or agents of City. Contractor/Service Provider shall not incur or have the power to incur any debt, obligation or liability whatsoever against City, or bind City in any manner. 8.9Notices. All notices, demands or requests provided for or permitted to be given pursuant to this Agreement must be in writing. All notices, demands and requests to be sent to any Party shall be deemed to have been properly given or served if personally served or deposited in the United States mail, addressed to such Party, postage prepaid, registered or certified, with return receipt requested, at the addresses identified in this Agreement at the places of business for each of the designated Parties as indicated in Exhibit A, or otherwise provided in writing. (End of page. Next page is signature page.) City of Chula Vista Agreement No.:Obtain From City Clerk x5961 ? Consultant Name: LIVING COAST DISCOVERY CENTER Rev.10/24/17 SIGNATURE PAGE CONTRACTOR/SERVICE PROVIDERSERVICES AGREEMENT IN WITNESS WHEREOF, by executing this Agreement where indicated below, City and Contractor/Service Provideragree that they have read and understood all terms and conditions of the Agreement, that they fully agree and consent to bound by same, and that they are freely entering into this Agreement as of the Effective Date. LIVING COAST DISCOVERY CENTER CITYOF CHULA VISTA BY:________________________________BY: ________________________________ BENEDICT VALLEJOSMARY CASILLAS SALAS EXECUTIVE DIRECTORMAYOR BY: ________________________________ Kerry K. Bigelow, MMC City Clerk APPROVED AS TO FORM BY: ________________________________ Glen R. Googins City Attorney City of Chula Vista Agreement No.:Obtain From City Clerk x5961 ?? Consultant Name: LIVING COAST DISCOVERY CENTER Rev.10/24/17 EXHIBIT A SCOPE OF WORK AND PAYMENT TERMS 1.Contact People for Contract Administration and Legal Notice A.City ContractAdministration: Tim Farmer 276 Fourth Avenue, Chula Vista, CA 91910 619-409-5966 tfarmer@chulavistaca.gov For Legal Notice Copy to: City of Chula Vista City Attorney 276 Fourth Avenue, Chula Vista, CA 91910 619-691-5037 CityAttorney@chulavistaca.gov B.Contractor/Service ProviderContract Administration: LIVING COAST DISCOVERY CENTER 1000 Gunpowder Point Drive, Chula Vista, CA 91910 619-409-5900 jessica@thelivingcoast.org For Legal Notice Copy to: Benedict Vallejos 1000 Gunpowder Point Drive, Chula Vista CA 91910 619-409-5911 ben@thelivingcoast.org 2.Required Services A.General Description: In partnership with the City of Chula Vista, the Living Coast Discovery Center will create a community program to encourage urban families to hike, explore, and protect local habitats and wildlife. HELP (Hike, Explore, Learn, Protect) Chula Vista will conduct 120 interpretive hike programs and 48 community clean-up projects and serve up to 4,200 people (approximately 500 different families) from underserved communities over four years. B.Detailed Description: Consultant shall complete the following Deliverables by the indicated Completion Dates: TaskDescriptionDeliverablesCompletion Date 1Provideconservation-focusedParticipant pre-and post-6/30/2023 educationforup to 4,200 programprogram evaluation survey participantsresults 2120Guided interpretive hikes inNumber of programs and 6/30/2023 locations includingOtay Valley participants City of Chula Vista Agreement No.:Obtain From City Clerk x5961 ?? Consultant Name: LIVING COAST DISCOVERY CENTER Rev.10/24/17 Regional Park (OVRP), Rice Canyon,Mother Miguel, Morrison Pond, and Sweetwater Marsh 348Community clean-up projectsinNumber of programs, 6/30/2023 locations includingSweetwaterparticipants, and trash Marsh, D Street Fill, J Street Marina, removed and Sweetwater River 3.Term:In accordance with Section 1.10 of this Agreement, the term of this Agreement shall begin March 26, 2019and end on June 30, 2023for completion of all Required Services. 4.Compensation: Form ofCompensation/Reimbursement of Costs Invoiced or agreed-upon amounts as follows: Activity CostsHCF Grant Expenses Personnel$67,800.00 Facility Use Fees$3,200.00 Supplies and Materials$10,000.00 Transportation$4,000.00 Marketing and Interpretation$15,000.00 Total$100,000.00 Payable upon invoice at 6-month intervals by invoice. Notwithstanding the foregoing, the maximum amount to be paid to the Contractor/Service Providerfor services performed through June 30, 2023shall not exceed $100,000. 5.Special Provisions: Permitted Sub-Contractor/Service Providers: Security for Performance: Notwithstanding the completion date set forth in Section 3 above, City has option to extend this Agreement for additional terms, defined as a one-year increment or .The City Manager or Director of Finance/Treasurer shall be authorized to exercise the extensions on behalf of the City. If the City exercises an option to extend, each extension shall be on the same terms and conditions contained herein, provided that theamounts specified in Section 4 above may be increased by up to for each extension. The City shall give written notice to Contractor/Service Providerof the City’s election to exercise the extension via the Notice of Exercise of Option to Extend document. Such notice shall be provided at least 30 days prior to the expiration of the term. None City of Chula Vista Agreement No.:Obtain From City Clerk x5961 ?? Consultant Name: LIVING COAST DISCOVERY CENTER Rev.10/24/17 EXHIBIT B INSURANCE REQUIREMENTS Contractor/Service Providershall adhere to all terms and conditions of Section 3 of the Agreement and agrees to provide the following types and minimum amounts of insurance, as indicated by checking the applicable boxes (x). Type of InsuranceMinimum AmountForm General Liability: $2,000,000 per occurrence for Insurance Services Office Form Including products and bodily injury, personal injury CG 00 01 completed operations, (including death), and property personal and damage. If Commercial General advertising injuryLiability insurance with a general aggregate limit is used, either the general aggregate limit must apply separately to this Agreement or the general aggregate limit must be twice the required occurrence limit Additional Insured Endorsement *Must be primary and must not or Blanket AI Endorsement for exclude Products/Completed City*Operations Waiver of Recovery Endorsement Automobile Liability$1,000,000 per accident for bodily Insurance Services Office Form injury,includingdeath,andCA 00 01 property damageCode 1-Any Auto Code 8-Hired Code 9-Non Owned Workers’$1,000,000 each accident Compensation$1,000,000 disease policy limit Employer’s Liability$1,000,000 disease each employee Waiver of Recovery Endorsement Other Negotiated Insurance Terms: NONE City of Chula Vista Agreement No.:Obtain From City Clerk x5961 ?? Consultant Name: LIVING COAST DISCOVERY CENTER Rev.10/24/17 EXHIBIT C CONTRACTOR/SERVICE PROVIDERCONFLICT OF INTEREST DESIGNATION 12 The Political Reform Actand the Chula Vista Conflict of Interest Code(“Code”) require designated state and local government officials, including some Contractor/Service Providers, to make certain public disclosures using a Statement of Economic Interests form (Form 700).Once filed, a Form 700 is a public document, accessible to any member of the public. In addition, Contractor/Service Providers designated to file the Form 700 are also 3 required to comply with certain ethics training requirements. 4 A.Contractor/Service ProviderISa corporation or limited liability company and is therefore EXCLUDED from disclosure. B.Contractor/Service ProviderisNOTa corporation or limited liability company and disclosure designation is as follows: APPLICABLE DESIGNATIONS FOR INDIVIDUAL(S) ASSIGNED TO PROVIDE SERVICES (Category descriptions available at www.chulavistaca.gov/departments/city-clerk/conflict-of-interest-code.) 1.Required Filers Each individual who will be performing services for the City pursuant to the Agreement and who meets the definition of “Contractor/Service Provider,” pursuant to FPPC Regulation 18700.3, must file a Form 700. 2.Required Filing Deadlines Each initial Form 700 required under this Agreement shall be filed with the Office of the City Clerk via the City's online filing system, NetFile, within 30 days of the approval of the Agreement. Additional Form 700 filings will be required annually on April 1 during the term of the Agreement, and within 30 days of the termination of the Agreement. 3. Filing Designation The City Department Director will designate each individual who will be providing services to the City pursuant to the Agreement as full disclosure, limited disclosure, orexcluded from disclosure, based on an analysis of the services the Contractor/Service Providerwill provide. Notwithstanding this designation or anything in the Agreement, the Contractor/Service Provideris ultimately responsible for complying with FPPC regulations and filing requirements. If you have any questions regarding filing requirements, please do not hesitate to contact the City Clerk at (619)691-5041, or the FPPC at 1-866-ASK-FPPC, or (866) 275-3772 *2. Pursuant to the duly adopted City of Chula Vista Conflict of Interest Code, this document shall serve as the written determination of the Contractor’srequirement to comply with the disclosure requirements set forth in the Code. Completed by:Tim Farmer 1Cal.Gov. Code §§81000et seq.; FPPC Regs. 18700.3 and 18704. 2Chula Vista Municipal Code §§2.02.010-2.02.040. 3Cal. Gov. Code §§53234, et seq. th 4CA FPPC Adv. A-15-147 (Chadwick) (2015); Davis v. Fresno Unified School District (2015) 237 Cal.App.4261; FPPC Reg. 18700.3 (Consultant defined as an “individual” who participates in making a governmental decision; “individual” does not include corporation or limited liability company). City of Chula Vista Agreement No.:Obtain From City Clerk x5961 ?? Consultant Name: LIVING COAST DISCOVERY CENTER Rev.10/24/17 March 26, 2019File ID: 19-0179 TITLE RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA APPROVING THE FIRST AMENDMENT TO THE MEMORANDUM OF UNDERSTANDING (SIDE LETTER) BETWEEN THE CITY OF CHULA VISTA AND INTERNATIONAL ASSOCIATION OF FIRE FIGHTERS, LOCAL 2180 REGARDING SQUADS RECOMMENDED ACTION Council adopt the resolution. SUMMARY In March 2019, the City and International Association of Fire Fighters, Local 2180,(IAFF) engaged in informal discussions to amend the current MOU (Side Letter) regarding the SQUAD Premium Pay and an agreement was subsequently reachedto amend the MOU to provide for a 9% SQUAD Premium Pay instead of 8.5%. The increased amount was to ensure the intent of the parties to provide a SQUAD Premium Pay consistent with that provided to the Training Division was met. ENVIRONMENTAL REVIEW Environmental Notice The activity is not a “Project” as defined under Section 15378 of the California Environmental Quality Act State Guidelines; therefore, pursuant to State Guidelines Section 15060(c)(3) no environmental review is required. Environmental Determination The Director of Development Services has reviewed the proposed activity for compliance withthe California Environmental Quality Act (CEQA) and has determined that the activity is not a “Project” as defined under Section 15378 of the State CEQA Guidelines; therefore, pursuant to Section 15060(c)(3) of the State CEQA Guidelines, the activity is not subject to CEQA. Thus, no environmental review is required. BOARD/COMMISSION/COMMITTEE RECOMMENDATION N/A Page|1 DISCUSSION OnDecember 18, 2018, the City Council approved a Memorandum of Understanding (Side Letter) between the City of Chula Vista and International Association of Fire Fighters, Local 2180 (IAFF), related to staffing, compensation and other terms and conditions of employment funded by Measure A, to include SQUAD Premium Pay. In March 2019, the City IAFF engaged in informal discussions to amend the current MOU (Side Letter) regarding the SQUAD Premium Pay and an agreement was subsequently reached to increase the SQUAD PremiumPay from 8.5% to 9%retroactive to February 1, 2019to make it consistent with how we compensate those in the Training Division. Approval of the Resolution will approve the FirstAmendment to the Side Letterregarding the SQUAD programbetween the City of Chula Vista and IAFF. DECISION-MAKER CONFLICT Staff has determined that the action contemplated by this item is ministerial, secretarial, manual, or clerical in nature and, as such, does not require the City Council members to make or participate in making a governmental decision, pursuant to California Code of Regulations Title 2, section 18702.4(a). Consequently, this item does not present a conflict under the Political Reform Act (Cal. Gov't Code § 87100, et seq.). Staff is not independently aware, and has not been informed by any City Council member, of any other fact that may constitute a basis for a decision maker conflict of interest in this matter. LINK TO STRATEGIC GOALS The City’s Strategic Plan has five major goals: Operational Excellence, Economic Vitality, Healthy Community, Strong and Secure Neighborhoods and a Connected Community. The position change supports the City-wide strategic goal of Operational Excellence by providing competitive pays that will attract and retain employees. CURRENT-YEAR FISCAL IMPACT The proposedchange to SQUAD Premium Payis estimated to total a net cost of approximately $1,200. The funding for thisisfunded in the Measure A Fund budget, resulting in no net fiscal impact to the General Fund. ONGOING FISCAL IMPACT The ongoing costs associated with the proposed change to SQUAD Premium Pay are estimated at approximately $5,000 annually.The overall cost will increase along with future cost of living adjustments and benefit changes.Expenses for SQUAD Premium Payin succeeding fiscal years will be funded in the Measure A Fund budget. The cost will be incorporated into the baseline salary budget of the Fire Department in future fiscal years. ATTACHMENT First Amendment toMemorandumof Understanding (Side Letter) Between the City of Chula Vista and International Association of Fire Fighters, Local 2180 Regarding Squads Staff Contact: Erin Dempster Page|2 RESOLUTION NO. __________ RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA APPROVING THE FIRST AMENDMENT TO THEMEMORANDUMOFUNDERSTANDING(SIDE LETTER) BETWEEN THE CITY OF CHULA VISTA AND INTERNATIONAL ASSOCIATION OF FIRE FIGHTERS, LOCAL 2180 REGARDING SQUADS WHEREAS, on December 18, 2018, the City Council approved aMemorandum of Understanding (Side Letter) between the City of Chula Vista and International Association of Fire Fighters, Local 2180 (IAFF), related to staffing, compensation and other terms and conditions of employment funded by Measure A, includingSQUAD Premium Pay; and WHEREAS inMarch 2019,the City and IAFF engaged in informal discussions to amend the current MOU (Side Letter) regarding the SQUAD Premium Pay;and WHEREAS, an agreement (via an amendment to the MOU (First Amendment)) was subsequently reached to increase the SQUAD Premium Pay from 8.5% to 9% retroactive to February 1, 2019to be consistent with how we compensate those in the Training Division.A copy of the First Amendment is on file with the City Clerk’s Office. NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Chula Vista, that it hereby does approve the First Amendment to the Memorandum ofUnderstanding (Side Letter) between the City of Chula Vista and theInternational Association of Fire Fighters, Local 2180 (IAFF). Presented byApproved as to form by Courtney ChaseGlen R. Googins Director of Human ResourcesCity Attorney March 26, 2019File ID: 19-0176 TITLE A.RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA AMENDING EMPLOYER PAID MEMBER CONTRIBUTIONS FOR EMPLOYEES IN CLASSIFICATIONS REPRESENTED BY LOCAL 2180 INTERNATIONAL ASSOCIATION OF FIRE FIGHTERS AFL-CIO (IAFF) B.RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA APPROVING CESSATION OF PAYMENT, ONEMPLOYER SIDE, FOR OPTIONAL BENEFITS BY EMPLOYEES IN CLASSIFICATIONS REPRESENTED BY LOCAL 2180 INTERNATIONAL ASSOCIATION OF FIRE FIGHTERS AFL-CIO (IAFF)AS A RESULT OF TERMINATION OF EMPLOYER-PAID MEMBER CONTRIUBTIONS (EPMC) FOR SAID EMPLOYEES RECOMMENDED ACTION Council adopt the resolutions. SUMMARY Pursuant to the 2014-2017 Memorandum of Understanding (MOU) between the City and Local 2180 International Association of Fire Fighters AFL-CIO (IAFF), retirement Tier 1 employees represented by IAFF currently contribute nine percent (9%)towards their pension costs, applied to the City’s (employer share) contribution to CalPERS for optional benefits. In return, said Tier 1 employees receive a nine percent (9%)Employer Paid Member Contribution (EPMC) towards their CalPERS retirement.An amendment (Amendment) to the 2014-2017 MOU, Section I.6.providesthatEPMC will be removed for said employees effective after the first full pay period of March 2019 unless IAFF notifiedthe City and entered into a Letter of Understanding no later than February 15, 2019 to maintain this EPMC benefitat the employee’s full cost. IAFF did not notify the City nor enter into a Letter of Understanding by February 15, 2019. Per the provisions of the Amendment between the City of Chula Vista and IAFF, staff is requesting City Council approval for the Resolutions, effective March 15, 2019, to terminate EPMC for Tier 1 employees in classifications represented by IAFF and, in a corresponding action, approve the cessation of payment by Tier I employees in classifications represented by IAFF, on the employer side, for optional benefits as a result of the expirationof CityEPMCpayments.CalPERS requires a City Council-adopted resolution to change the payment and reporting of the value of EPMC. v.001 Page|1 ENVIRONMENTAL REVIEW Environmental Notice The activity is not a “Project” as defined under Section 15378 of the California Environmental Quality Act State Guidelines; therefore, pursuant to State Guidelines Section 15060(c)(3) no environmental review is required. Environmental Determination The Director of Development Services has reviewed the proposed activity for compliance with the California Environmental Quality Act (CEQA) and has determined that the activity is not a “Project” as defined under Section 15378 of the State CEQA Guidelines because it will not result in a physical change in the environment; therefore, pursuant to Section 15060(c)(3) of the State CEQA Guidelines, the activity is not subject to CEQA.Thus, no environmental review is required. BOARD/COMMISSION/COMMITTEE RECOMMENDATION Not applicable DISCUSSION Background TheCitycurrently pays nine percent (9%),on the employee side,towards retirement Tier 1 IAFF represented employees’ CalPERS retirement benefitsresulting in Employer Paid Member Contribution (EPMC) and, in return,said IAFF representedemployees currently pay a nine percent (9%) contribution applied to the City’s (employer share) contribution to CalPERS under Government Code Section 20516 for optional benefits. The Amendment to the 2014-2017 MOU, Section I.6.states that,“EPMC will be removed effective after the first full pay period in March 2019 . . . IAFF must notify the City and enter into a Letter of Understanding no later than February 15, 2019 to maintain this benefit.”Furthermore, the Amendment required that “should the IAFF wish for employees to continue with this benefit, all eligible employees must pay the full cost of this benefit as determined by the City’s Actuary.” IAFF did not notify the City nor enter into aLetter of Understanding by February 15, 2019 and, as a result, EPMC will expire on March 14, 2019. If EPMC had continued, thecost to the City for the remainder of the fiscal year would have been $326,386. Theelimination of the EPMC was factored into the Fiscal Year 2018-2019 Budget. Result of the Elimination ofEPMC forIAFF Members Pursuantto Government Code Section 20691, effective March 15, 2019, the City will cease to pay nine percent (9%), on the employee side, for retirement benefits of Tier I employees represented by IAFF. This would result in a9% payment by the aforementioned employees, on the employee side, for employee contributions towards retirement benefits (which they had not been required to pay) and said action will result in the elimination of EPMC. Correspondingly, the requirement that thoseemployees pay, on the employer side,nine percent (9%)for optional benefits will simultaneously be terminated. Page|2 CalPERS requires a City Council-adopted resolution to change the payment and reporting of the value of EPMC. Staff is requesting City Council to adopt the resolutionsto amend EPMC from nine percent (9%) to zero percent (0%) for employees in classifications represented by IAFF and approve the cessation of the nine percent (9%) payment by employees in classifications represented by IAFF, on the employer side, for optional benefits as a result of the expiration of City EPMC payments. DECISION-MAKER CONFLICT Not Applicable -Not Site-Specific Staff has reviewed the decision contemplated by this action and has determined that it is not site-specific and consequently, the real property holdings of the City Council members do not create a disqualifying real property-related financial conflict of interest under the Political Reform Act (Cal. Gov't Code § 87100, et seq.). Staff is not independently aware,and has not been informed by any City Council member, of any other fact that may constitute a basis for a decisionmaker conflict of interest in this matter. CURRENT-YEAR FISCAL IMPACT Theeliminationof EPMC for IAFF represented employeeswas factored into the Fiscal Year 2018-2019 Budget and thereforeresults inno fiscal impact tothe current fiscal year. ONGOING FISCAL IMPACT There is no ongoing fiscal impact to the eliminationof EPMC forIAFF represented employees. ATTACHMENTS 1.City of Chula Vista and IAFF Amendment (Letter of Understanding) to the 2014-2017 MOU (Contract Extension to December 31, 2019) Staff Contact:Erin Dempster, Human Resources Operations Manager Page|3 RESOLUTION NO. __________ RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA AMENDING EMPLOYER-PAID MEMBER CONTRIBUTIONS FOR EMPLOYEES IN CLASSIFICATIONS REPRESENTEDBYLOCAL 2180INTERNATIONAL ASSOCIATION OF FIRE FIGHTERS AFL-CIO (IAFF) WHEREAS,the governing body of theCity of Chula Vistahas the authority to implement Government Code Section 20636(c) (4) pursuant to Section 20691; WHEREAS, the governing body of theCity of Chula Vistahas a written labor policy or agreement which specificallyprovides for the normal member contributions to be paid by the employer and reported as additional compensation; WHEREAS, one of the steps in the procedures to implement Section 20691 is the adoption by the governing body of theCity of Chula Vistaof a Resolution to commence paying and reporting the value of said Employer Paid Member Contributions (EPMC); and WHEREAS, the governing body of the City of Chula Vistahas identified the following conditions for the purpose of its election to pay EPMC: •This benefit shall apply to all employees ofLocal 2180 International Association of Fire Fighters AFL-CIO. •This benefit shall consist of paying zero percent(0%)of the normal contributions as EPMCand reporting the same percent (value) of compensation earnable (excluding Government Code Section 20636(c)(4))as additional compensation. •The effective date of this Resolution shall beMarch 15, 2019. NOW, THEREFORE, BE IT RESOLVED that the governing body of theCity of Chula Vistaelectsto pay and report the value of EPMC, as set forth above. Presented byApproved as to form by Gary Halbert Glen R. Googins City ManagerCity Attorney RESOLUTION NO. __________ RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA APPROVING CESSATION OF PAYMENT, ON EMPLOYER SIDE, FOR OPTIONAL BENEFITS BY EMPLOYEES IN CLASSIFICATIONS REPRESENTED BY LOCAL 2180 INTERNATIONAL ASSOCIATION OF FIRE FIGHTERSAFL-CIO(IAFF)ASARESULTOF TERMINATIONOFEMPLOYER-PAIDMEMBER CONTRIBUTIONS FOR SAID EMPLOYEES WHEREAS, the City currently pays 9%for retirement Tier 1 employees in classifications represented byLocal 2180 International Association of Fire Fighters AFL-CIO("IAFF"), on the employee side, for retirement benefits, resulting in Employer Paid Member Contributions ("EPMC"); and WHEREAS, IAFFrepresentedretirement Tier 1 employees presently pay, on the employer side, 9%, for CalPERS optional benefits; and WHEREAS,the City, pursuant to Government Code section 20691, will cease to pay 9%, on the employee side, for retirement benefits for IAFFrepresented retirement Tier 1 employees, effective March 15, 2019, resulting in 9% payment by the aforementioned IAFFrepresented classifications, on the employee side for employee contributions for retirement benefits (which they had not been required to pay) and the cessation of EPMC ("Termination of EPMC") effectiveMarch 15, 2019; and WHEREAS,in light of the City's "Termination of EPMC" for IAFFrepresented retirement Tier 1 employees, said employeescorrespondingly shall not be required to pay 9%, for optional benefitseffective March 15, 2019. NOW, THEREFORE, BE IT RESOLVED that the City Council of the City of Chula Vista does herebyapprove cessation of payment by employees in classifications represented by IAFFof 9%, for optional benefits,in light of the "Termination of EPMC",effectiveMarch 15, 2019. Presented byApproved as toform by Courtney ChaseGlen R. Googins Director of Human ResourcesCity Attorney March 26, 2019File ID: 19-0113 TITLE ORDINANCE OF THE CITY OF CHULA VISTA AMENDING VARIOUS SECTIONS OF THE CHULA VISTA MUNICIPAL CODE (CVMC) TO CLARIFY PROVISIONS REGARDING ILLEGAL COMMERCIAL CANNABIS CONDUCT AND PENALTIES, INCLUDING CVMC SECTIONS1.04.010, DEFINITION OF RESPONSIBLE PARTY, 1.41.110,CIVIL PENALTIES, 5.19.020, DEFINITIONS, AND 5.19.280, ENFORCEMENT AND PENALTIES (FIRST READING) RECOMMENDED ACTION Council place the ordinance on first reading. SUMMARY This proposed ordinance amends Chula Vista Municipal Code sections 1.04.010, 1.41.110,5.19.020 and 5.19.280 to clarify and improve the consistency of language regarding violations ofthe Chula Vista Municipal Code, includingpenalties for violations of the commercial cannabis provisionscontainedin Chapter 5.19. ENVIRONMENTAL REVIEW The proposed ordinance amending Chula Vista Municipal Code Section 1.04.010, Definitionof Responsible Party, Section 1.41.110, Civil Penalties, Section 5.19.020, Definitions of Commercial Cannabis Activity and Manager, and Section 5.19.280, Commercial Cannabis Enforcement and Penaltieshas been reviewed for compliance with the California Environmental Quality Act (CEQA) and it has been determined that the activity is not a “Project” as defined under Section 15378 of the state CEQA Guidelines because it will not result in a physical change in the environment; therefore, pursuant to Section 15060(c)(3) of the State CEQA Guidelines, the activity is not subject to CEQA. Notwithstanding the foregoing, it has also been determined that the activity qualifies for an Exemption pursuant to Section 15061(b)(3) of the California Environmental Quality Act State Guidelines. Thus, no environmental review is required. BOARD/COMMISSION/COMMITTEE RECOMMENDATION Not applicable. DISCUSSION In March of 2018, City Council approved Ordinance 3418, which added Chapter 5.19 to the Chula Vista Municipal Code (“CVMC”) to regulate commercial cannabis in the City of Chula Vista. At that time, City v.001 Page|1 Council approved the assessment of civil penalties up to an amount of $10,000 per violation per day for violations of Chapter 5.19. Chapter 1.41 of the CVMC contains general provisions regarding the assessment of civil penalties for code violations. The current text ofsection 1.41.110 identifies a maximum civil penalty of $2,500 for violations, with an exception for violations of the land grading provisions contained inchapter 15.06. In order to provide consistency and clarity, Staff now recommend that section 1.41.110 be amended to: specify that violations of the commercial cannabis provisions in chapter 5.19are also exempt from the maximum $2,500 civil penalty; reiterate that violations of chapter 5.19 are subject to a civil penalty of up to $10,000 as prescribed in 5.19.280;and clean up remaining languagein the section. Staff additionally recommend that language in1.04.010, 5.19.020,and5.19.280be amended to more preciselyreflectwhat is prohibitedand who is responsible when a violation occurs. The recommended amendments would improve the clarity of the provisions and enhance the City’s ability to enforce its municipal code. DECISION-MAKER CONFLICT Staff has reviewed the decision contemplated by this action and has determined that it is not site-specific and consequently, the real property holdings of the City Council members do not create a disqualifying real property-related financial conflict of interest under the Political Reform Act (Cal. Gov’t Code § 87100, et seq.). Staff is not independently aware, and has not been informed by any City Council member, of any other fact that may constitute a basis for decision-maker conflict of interest in this matter. CURRENT-YEAR FISCAL IMPACT The subject amendments to sections 1.04.010,1.41.110,5.19.020,and 5.19.280 improve the City’s capacity assess civil penalties for violations of the municipal code. However, it is difficult and speculative to predict when such penalties would be recovered and in what amounts. ONGOING FISCAL IMPACT The subject amendments to section 1.04.010, 1.41.110,5.19.020, and 5.19.280 improve the City’s capacity assess civil penalties for violations of the municipal code. However, it is difficult and speculative to predict when such penalties would be recovered and in what amounts. ATTACHMENTS 1.Proposed ordinance 2.Proposed amended 1.04.010 red-line strikeout version 3.Proposed amended 1.41.110 red-line strikeout version 4.Proposed amended 5.19.020 red-line strikeout version 5.Proposed amended 5.19.280 red-line strikeout version Page|2 Staff Contact: Megan McClurg; Lou El-Khazen Page|3 ORDINANCE NO. ORDINANCE OF THE CITY OF CHULA VISTA AMENDING VARIOUS SECTIONS OF THE CHULA VISTA MUNICIPAL CODE (CVMC) TO CLARIFYPROVISIONSREGARDINGILLEGAL COMMERICAL CANNABIS CONDUCT AND PENALTIES, INCLUDING CVMC SECTIONS 1.04.010,DEFINITION OF RESPONSIBLE PARTY, 1.41.110,CIVIL PENALTIES, 5.19.020,DEFINITIONS, AND 5.19.280, ENFORCEMENT AND PENALTIES (FIRST READING) WHEREAS, Chula Vista Municipal Code section 1.04.010 identifies and defines responsible parties for purposes of violations of the Chula Vista Municipal Code; and WHEREAS, Chula Vista Municipal Code section 1.41.110(C) currently caps the amount of civil penalties that can be assessed against a responsible party for violations of the municipal code at $2,500 per day, with the exception of violations of Chapter 15.04 CVMC; and WHEREAS, Chula Vista Municipal Code section 5.19.020 identifies and defines commercial cannabis activity and manager for purposes of Chapter 5.19 of the Chula Vista Municipal Code; and WHEREAS, Chula Vista Municipal Code section 5.19.280(C) authorizes the assessment of civil penalties in the amount of up to $10,000 for each and every violation of Chapter 5.19 CVMC;and WHEREAS, in City and County of San Francisco v. Sainez,the California Court of Appeal found that fines in excess of $100,000 did not violate excessive fines clauses of the Federal and State Constitutions; and WHEREAS, for purposes of constitutional inquiry under the excessive fines clause, the amount of fines imposed are required to bear some proportional relationship to the penalty’s deterrent purpose and the nature of misconduct; and WHEREAS, unlawful cannabis businesses have continued to operate in violation of the Chula Vista Municipal Code despite enforcement action and the assessment of civil penalties in the amount of $2,500 per day; and WHEREAS,under California Business and Professions Code section 26200(a)(1), local jurisdictions are authorized to either permitand regulateor prohibit the operation of cannabis businesses within their boundaries; and WHEREAS, the City of Chula Vista has experienced the negative impacts and secondary effects associated with the operation of unlawful cannabis businesses within its corporate boundaries; and C:\\Users\\legistar\\AppData\\Local\\Temp\\BCL Technologies\\easyPDF 8\\@BCL@C00D3E6D\\@BCL@C00D3E6D.doc Ordinance Page 2 WHEREAS, unregulated businesses remain a sourceof danger and disruption for City residents and businesses; and WHEREAS, pursuant to its police powers, including but not limited to California Constitution Article XI, Section 5(b) authority over municipal affairs, the City of Chula Vista has general authority over the public health, safety, and welfare of its citizens; and WHEREAS, the proposed amendments do not cause a substantial change to the objectives and policies contained in Chula Vista Municipal Code chapters 1.04 and5.19, but instead clarifyimportant provisions and facilitate City’s ability to implement such objectives and policies; WHEREAS, it is the intent of the City Council to authorize robust enforcement procedures with regard to unlawful cannabis activity within the City in order to protect public safety, health, and other law enforcement interests; NOW THEREFORE the City Council of the City of Chula Vista does ordain as follows: Section I. Environmental Findings A.Chapter 1, Section 1.04.010 of the Chula Vista Municipal Code regarding the definition of “Responsible party” is amended to read as follows: 1.04.010 Definitions and rules of construction. “Responsible party” means, individually and collectively, the owner(s) of real property upon which a violation of this code or state law exists, a tenant or occupant in possession, a licensee, or any other person who has caused, created, or continues to allow a condition to occur or exist upon real property constituting a violation of this code or state law. A “responsible party” canbe a natural person or an entity. \[All other provisions and definitions in section 1.04.010 remained unchanged\] B.Chapter 1, Section 1.41.100 of the Chula Vista Municipal Code regarding the assessment of civil penalties is amended to read as follows: 1.41.110Civil penalties. A. The council finds that there is a need for alternative methods of enforcement of the Chula Vista Municipal Code and applicable state codes. The council further finds that the assessment of civil penalties through an administrative hearing procedure for code violations is a necessary alternative method of code enforcement. The administrative assessment of civil penalties established in this section is in addition to any other administrative or judicial remedy established by law which may be pursued to address violations of the municipal code or applicable codes. B. Civil penalties may be assessed against a responsible party for continued violations of the municipal code or applicable state codes, whether of the same section or any combination, that reflect a continuing disregard for the requirements of such laws. The director may issue a notice Ordinance Page 3 and order to the responsible party assessing a civil penalty pursuant to this section. The civil penalty may be enforced against the responsible party as a lien pursuant to CVMC 1.41.140. C. Except for violations of land grading ordinances contained in Chapter 15.04 CVMC and violations of commercial cannabis provisions contained in Chapter 5.19 CVMC, civil penalties may be assessed at a rate not to exceed $2,500 per violation per day. D. The civil penalty for violations of land grading permits or land grading work done without the issuance of a permit shall be based on an estimate by the director of grading work performed. The rate of civil penalties shall be as follows: 1. Less than 250 cubic yards, but not meeting the requirements for an exemption from grading permit under CVMC 15.04.150: $1,000 per violation; 2. Two hundred fifty-one (251) to 500 cubic yards: $5,000 per violation; 3. Five hundred one (501) to 1,000 cubic yards: $10,000 per violation; 4. Over 1,001 cubic yards: $25,000 per violation; 5. In the event any individual, firm, company, developer or property owner causes a second violation of the land grading permit ordinance, either on the same property or different property and whether or not part of the same development, the rate of civil penalties shall be doubled. For third and subsequent violations, the rate of civil penalties shall be multiplied by a factor of four. E. Civil penalties for violations of Chapter 5.19 CVMC may be assessed at a rate not to exceed $10,000 per violation per day. F. Civil penalties under this section may be accrued retroactive to the date the violations were first discovered, as evidenced by the issuanceof a notice of violation pursuant to CVMC 1.41.030, or any later date determined by the director. In determining the amount to be imposed on a daily rate, the director shall consider the following factors: 1. Duration of the violation; 2. Frequency or occurrence of the violation; 3. Frequency or occurrence of other violations during the period of accrual; 4. Seriousness of the violation in relation to its threat or impact upon public health, welfare or safety; 5. History of the violations; 6. Activity taken by the responsible party to obstruct or interfere with correction of the problem; 7. Good faith or bad faith efforts by the responsible party to comply; 8. The impact of the violation on the surrounding property and community; Ordinance Page 4 9. The financial ability ofthe responsible party to have corrected the violation in a timely fashion. G. The director shall comply with Chapter 1.40 CVMC concerning notice of the proposed civil penalties and the right to a hearing to contest or confirm. Unless contested, the noticeand order shall be final and be enforced pursuant to CVMC 1.41.160. If contested, the hearing examiner shall limit the hearing to the following issues: 1. Whether the responsible party maintained a use or condition on real property that violated the municipal code or state law on the dates specified; and 2. Whether the civil penalty assessed is consistent with the criteria expressed in subsection (F) of this section. The hearing examiner may, however, exercise discretion pursuant to CVMC 1.40.020(E) and increase or decrease the penalties assessed to a level determined to be supported by the evidence meeting the criteria under subsection (F) of this section. H. The director shall issue a final order based on the proceedings under subsection (F) of this section and establish a date for payment, following which date an enforcement lien maybe imposed upon the propertyin accordance with applicable law. The imposition of an enforcement lien may be made a part of the proceedings and notice and order under CVMC 1.41.100 or this section. C.Chapter 5, Section 5.19.020 of the Chula Vista Municipal Code regarding the definitions of “Commercial Cannabis Activity” and “Manager” are amended to read as follows: “Commercial Cannabis Activity” means the commercial Cultivation, possession, furnishing, manufacture, distribution, processing, storing, laboratory testing, packaging, labeling, transportation, delivery or sale of Cannabis or Cannabis Products. “Manager” means any individual Person(s) designated by a Commercial Cannabis Business to manage day-to-day operations of the Commercial Cannabis Business or any Person acting with apparent management authority. Evidence of management authority includes, but is not limited to, evidence that the Person has the power to direct,supervise, or hire and dismiss employees or volunteers, control hours of operation, create policy rules, or purchase supplies. \[All other provisions and definitions in section 5.19.020 remained unchanged\] D.Chapter 5, Section 5.19.280 of the Chula Vista Municipal Code regarding enforcement and penalties regarding commercial cannabis activity is amended to read as follows: 5.19.280 Enforcement and Penalties. A. It is unlawful to: 1. Own, operate, set up, conduct, maintain, facilitate, or direct Commercial Cannabis Activity in the City without a valid City License authorizing such Commercial Cannabis Activity; Ordinance Page 5 2. Participate as an employee, contractor, agent, volunteer, or in any other capacity in Commercial Cannabis Activityin the City without a valid City License; 3. Use any parcel or any portion of parcel of land forCommercial Cannabis Activitywithout a valid City License; 4. Lease, rent to, or otherwise allow Commercial Cannabis Activityto occupyor accessany parcel or portion of parcel of land in the City without a valid City License. B. It shall be unlawful for any person to violate any provision, or to fail to comply with the requirements, of this Chapter or any regulation adopted hereunder. Any person violating any of the provisions or failing to comply with any of the mandatory requirements of this Chapter or any regulation adopted hereunder shall be guilty of a misdemeanor punishable by a fine of not more than $1,000.00 or imprisonment for a period of not more than six months,or by both a fine and imprisonment. Each day that a violation continues is deemed to be a new and separate offense. No proof of knowledge, intent, or other mental state is required to establish a violation. C. Any condition caused or allowed to exist in violation of any of the provisions of this Chapter or any regulation adopted hereunder is a public nuisance and may be abated by the City, or by the City Attorney on behalf of the people of the State of California, as a nuisance by means of a restraining order, injunction, or any other order or judgment in law or equity issued by a court of competent jurisdiction. The City, or the City Attorney on behalf of the people of the State of California, may seek injunctive relief to enjoin violations of, or to compel compliance with this Chapter or seek any other relief or remedy available at law or equity, including the imposition of monetary civil penalties. Each day that a violation continues is deemed to be a new and separate offense.Civil penalties for violations of this Chapter may be assessed at a rate not to exceed $10,000 per violation per day. D. Whenever in this Chapter any act or omission is made unlawful, it shall include causing, aiding, abetting, suffering, or concealing the fact of such act or omission. E. The remedies specified in this Section are cumulative and in addition to any other remedies available under State or local law for a violation of this Code. F. Nothing in this Section shall be construed as requiring the City to allow, permit, license, authorize, or otherwise regulate Commercial Cannabis Activity, or as abridging the City’s police power with respect to enforcement regarding Commercial Cannabis Activity. Section II.Severability If any portion of this Ordinance, or its application to any person or circumstance, is for any reason held to be invalid, unenforceable or unconstitutional, by a court of competent jurisdiction, that portion shall be deemed severable, and such invalidity, unenforceability or unconstitutionality shall not affect the validity or enforceability of the remaining portions of the Ordinance, or its application to any other person or circumstance. The City Council of the City of Chula Vista hereby declares that it would have adopted each section, sentence, clause or phrase of this Ordinance, irrespective of the fact that any one or more other sections, sentences, clauses or phrases of the Ordinance be declared invalid, unenforceable or unconstitutional. Ordinance Page 6 Section III. Construction The City Council of the City of Chula Vista intends this Ordinance to supplement, not to duplicate or contradict, applicable state and federal law and this Ordinance shall be construed in light of that intent. Section IV. Effective Date This Ordinance shall take effect and be in force on the thirtieth day after its final passage. Section V. Publication The City Clerk shall certify to the passage and adoption of this Ordinance and shall cause the same to be published or posted according to law. Presented byApproved as to form by _________________________________________________________________________ Gary HalbertGlen R. Googins City ManagerCity Attorney March 26, 2019File ID: 19-0052 TITLE A.ORDINANCE OF THE CITY OF CHULA VISTA AMENDING CHAPTER 15.06 OF THE CHULA VISTA MUNICIPAL CODE (ADMINISTRATIVE PROVISIONS FOR THE TECHNICAL BUILDING CODES) TO COMPLY WITH STATE LAW(FIRST READING) B.RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTA AMENDING CERTAIN SECTIONS OF CHAPTER 10 (BUILDING) OF THE CITY’S MASTER FEE SCHEDULE RELATING TO PLAN CHECK PERMIT EXTENSIONS RECOMMENDED ACTION Council conduct the public hearing, place the ordinance on first reading,and adopt the resolution. SUMMARY Assembly Bill (AB) 2913 approved by the California legislature on September 21, 2018 extends the life of building permits for residential occupancies from 180 days (six months)to 12 months after permit issuance, unless the permittee has abandoned the work authorized by the permit. AB 2913 also authorizes a permittee to request, and the Building Official to grant in writing, one or more extensions of time for periods of not more than 180 days per extension. This ordinance will update Chula Vista Municipal Code Chapter 15.06 to extendbuilding permit application and permit expiration times for all building permit applications and for all issued building permits, and not only those related to residential occupancies as expressed in AB 2013. The resolution will update Chapter 10 (Building Fees) of the City’s Master Fee Schedule related to building permit application and time extension fees. ENVIRONMENTAL REVIEW The City’s Development Services Director has reviewed the proposed activity for compliance with the California Environmental Quality Act (CEQA) and has determined that the activity is not a “Project” as defined under Section 15378 of the State CEQA Guidelines because the action pertains to ministerial permit regulations. Therefore, pursuant to Section 15060(c)(3) of the State CEQA Guidelines the activity is not subject to CEQA. Page|1 BOARD/COMMISSION/COMMITTEE RECOMMENDATION The draft ordinance was considered by the Development Services Citizen Oversight Committee on January 30, 2019. There was general consensus in support of the proposed ordinance. DISCUSSION AB 2913 Provisions of the California Health and Safety Code relate to building permits, which are addressedwhen a building permit is deemed to be expired. A building permit may expire because work authorized by the permit has not commenced or the permittee has suspendedorabandoned the work.Assembly Bill (AB) 2913,approvedby the California legislature on September 21, 2018,extends the timeframefor residential occupancy building permitsfrom 180 days (six months)to 12 monthsafter permit issuance, unless the permittee has abandoned the work authorized by the permit. AB 2913also authorizes a permittee to request, and the Building Official to grantin writing,one or more extensions oftime for periodsof not more than 180 days per extension.The bill requires that the permittee request the extension in writing and demonstrate justifiable cause for the extension. Existing Chula Vista Municipal Code Building Permit Provisions Chula Vista’sbuilding permit applicationregulations are set forth in Chula Vista Municipal Code (CVMC) Section 15.06.085. Section 15.06.085.C of the CVMCstatesthat building permit applications for which no permit is issued shall expire within 180 days following the date of application. The current code also provides that an application “shall not be extended more than once”. Chula Vista’sbuilding permit issuanceregulations are set forth in CVMC Section 15.06.090.Section 15.06.090.D of the Code statesthat if work is not commenced, or if work is suspended or abandoned, within 180 days from the date of the permit issuance, the permit shall expire. The current code also provides that an issued permit shall not be extended more than once. Proposed Chula Vista Municipal Code Amendment This ordinance will update the CVMCto extend building permit application and permit expiration timesfor all building permit applications and for all issued building permits, and not onlythose related to residential occupancies as expressed in AB 2913. Revisions to the Chula Vista building permit applicationregulations set forth in Section 15.06.085.C of the CVMCare proposedto providethat building permit applications for which no permit is issued shall expire within twelve (12) monthsfollowing the date of application,and that the Building Official may grant one or more extensions of time. Each time extension wouldextend the permit application by 180 days. When considering an extension of the permitapplication, the Building Official will consider the need to update the permit application to reflect any newly adopted building codes and regulations. Revisions to the Chula Vista building permit issuanceregulations set forth in Section 15.06.090.D of the CVMCare proposedto providethat if work is not commenced within twelve (12) monthsfrom the date of permit issuance, the permit shall expire. If work is suspendedor abandoned, the permit expires after 180 Page|2 days. Additional revisions to the code to allow the Building Official to grant one or more extensions of time are proposed. Each time extension would extend the permit application by 180 days. When considering an extension of the permit, the Building Official will consider the need to update the permit application to reflect any newly adopted building codes and regulations. Master Fee Schedule Amendment The City currently assesses a flat fee of $105 to process each plan check (permit application) or permit (permit issuance) extension. For unexpired applications or permits without changes to the plans or specifications, a new fee equal to fifty percent (50%) of the adopted new permit fee is proposed. Unexpired permits requiring changes would also be subject to the City’s existing supplemental plan check and supplemental inspection fees, which are assessed on a half-hour basis. For expired permits, a new application accompanied by the full new permit fee is required. The proposed fees ensure that the City recovers the full cost of providing associated intake, plan check, and inspection services. DECISION-MAKER CONFLICT Staff has reviewed the decision contemplated by this action and has determined that it is not site-specific and consequently, the real property holdings of the City Council members do not create a disqualifying real property-related financial conflict of interest under the Political Reform Act (Cal. Gov’t Code § 87100, et seq.). Staff is not independently aware, and has not been informed by any City Council members, of any other fact that may constitute a basis for a decision-maker conflict of interest in this matter. CURRENT-YEAR FISCAL IMPACT Amending the Chula Vista MunicipalCodeto allow permit applications and permits to stay active for one year instead of 180 days is anticipated to reduce the number of requests. For those requesting extensions, the fees to be assessed are increasing from $105 to either fifty-percent (50%)of the new permit fee or payment of the new permit fee in full. Minimal fiscal impactsto the Development Services Fund are anticipated in the current year. ONGOING FISCAL IMPACT Amending the Chula Vista Municipal Codeto allow permit applications and permits to stay active for one year instead of 180 days is anticipated to reduce the number of requests. For those requesting extensions, the fees to be assessed are increasing from $105 to either fifty-percent (50%) of the new permit fee or payment of the new permit fee in full. Ongoing fiscalimpactsto the Development Services Fund are not anticipated. ATTACHMENTS 1)Proposed Master Fee Schedule revisions in redline format Staff Contact: Chris Jacobs, Senior Planner, AdvancePlanning Page|3 Ordinance Page 1/5 ORDINANCE NO. ORDINANCE OF THE CITY OF CHULA VISTA AMENDING CHAPTER 15.06 OF THE CHULA VISTA MUNICIPAL CODE (ADMINISTRATIVE PROVISIONS FOR THE TECHNICAL BUILDING CODES) TO COMPLY WITH STATE LAW WHEREAS, Chula Vista Municipal Code Chapter 15.06 established rules and regulations for the administration and enforcement of certain technical building codes; and WHEREAS, Assembly Bill 2913 approved on September 21, 2018 extends the life of building permits for residential occupancies from 180 days to 12 months, and authorizes the Building Official to grant one or more extensions for time periods of not more than 180 days per extension; and WHEREAS, the revisions contained in this Ordinance to CVMC Chapter 15.06 Administrative Provisions for the Technical Buil of the Health and Safety Code relating to building permits; and WHEREAS the compliance with the California Environmental Quality Act (CEQA) and has determined that the activity pertains to ministerial permit regulations. Therefore, pursuant to Section 15060(c)(3) of the State CEQA Guidelines the activity is not subject to CEQA. NOW THEREFORE the City Council of the City of Chula Vista does hereby ordain as follows: Section I. Substantive Action Chapter 15.06 of the Chula Vista Municipal Code is hereby amended as follows: Chapter 15.06 ADMINSTRATIVE PROVISIONS FOR THE TECHNICAL BUILDING CODES Sections: 15.06.085 Application for a Permit 15.06.090 Permit Issuance 15.06.085 Application for a Permit. A. Application. To obtain a permit, the applicant shall first file an application in writing on a form furnished by the City for that purpose. Every application shall: 1. Identify and describe the work to be covered by the permit for which application is made. 2. Describe the land on which the proposed work is to be done by legal description, street address or similar description that will readily identify and definitely locate the proposed building or work. Ordinance Page 2/5 3. Indicate the use or occupancy for which the proposed work is intended. 4. Be accompanied by plans, diagrams, computations and specifications, and other data as required in subsection (B) of this section. 5. State the valuation of any new building or structure or any addition, remodeling or alteration to an existing building. 6. Be signed by the applicant, or the appli 7. Give such other data and information as may be required by the Building Official. B. Submittal Documents. Plans, specifications, engineering calculations, diagrams, soil investigation reports, special inspection and structural observation programs and other data shall constitute the submittal documents and shall be submitted in one or more sets with each application for a permit. When such plans are not prepared by an architect or engineer, the Building Official may require the applicant submitting such plans or other data to demonstrate that state law does not require that the plans be prepared by a licensed architect or engineer. The Building Official may require plans, computations and specifications to be prepared and designed by an engineer or architect licensed by the state even if not required by state law. However, the Building Official may waive the requirement to submit plans, calculations, construction inspection requirements and other data if the nature of the work applied for is such that reviewing of plans is not necessary to obtain compliance with this chapter. 1. Information on Plans and Specifications. Plans and specifications shall be drawn to scale on substantial paper or cloth and shall be of sufficient clarity to indicate the location, nature and extent of the proposed work and show in detail that the proposed work will conform to the provisions of this chapter, the technical codes and all relevant laws, ordinances, rules and regulations. Plans for buildings of other than Group R, Division 3 and Group U occupancies shall indicate how required structural and fire-resistive integrity will be maintained where penetrations will be made for electrical, mechanical, plumbing and communication conduits, pipes and similar systems. 2. Architect or Engineer of Record. When it is required that documents be prepared by an architect or engineer, the Building Official may require the applicant to engage and designate on the building permit application an architect or engineer who shall act as the architect or engineer of record. If the circumstances require, the applicant may designate a substitute architect or engineer of record who shall perform all the duties required of the original architect or engineer of record. The applicant shall notify the Building Official in writing if the architect or engineer of record is changed or is unable to continue to perform the duties. The architect or engineer of record shall be responsible for reviewing and coordinating all submittal documents prepared by others, including deferred submittal items, for compatibility with the design of the building. 3. Deferred Submittals. Deferred submittals are defined as those portions of the design which are not submitted at the time of the application and which are to be submitted to the Building Official within a specified period. Deferred submittals shall have prior Ordinance Page 3/5 approval of the Building Official. The architect or engineer of record shall list the deferred submittals on the plans at time of application and shall submit the deferred submittal documents for review by the Building Official. The architect or engineer of record shall submit the deferred submittals to the Building Official with notation indicating that the deferred submittals have been reviewed and that they have been found to be in general conformance with the design of the building. The deferred submittal items shall not be installed until their design and deferred submittals have been approved by the Building Official. C. Expiration of Plan Review. Every Aapplications for which no permit is issued within 12 months 180 days following the date of application shall expire and plans and other data submitted for review may thereafter be returned to the applicant or destroyed by the Building Official. The Building Official may grant one or more extensions of time for periods extend the time for action by the applicant for a period not exceeding 180 days per extension on written request by the applicant showing that circumstances beyond the control of the applicant have prevented action from being taken. When considering an extension of a permit application, the Building Official shall consider the need to update the permit application to newly adopted building codes and regulations. An application shall not be extended more than once. In order to renew action on an application after expiration, the applicant shall submit a new permit application with required submittal materials and shall be subject to all applicable fees and regulations in effect on the date the new application is submitted resubmit plans and pay a new plan review fee. (Ord. 3087 § 1, 2007). All applicants requesting plan review extensions or new permit applications shall pay the redule, as may be amended from time to time by resolution of the City Council. 15.06.090 Permit Issuance. A. Issuance. The application, plans, specifications, computations and other data filed by an applicant for permit shall be reviewed by the Building Official. Such plans may be reviewed by other departments of the city to verify compliance with all applicable laws. If the Building Official finds that the work described in an application for a permit and the plans, specifications and other data filed therewith conform to the requirements of this chapter, the technical codes, and other pertinent laws and ordinances, and that the fees specified in CVMC 15.06.095 have been paid, the Building Official shall issue a permit to the applicant. When a permit is issued, and plans and specifications are required for that permit, the Building Official shall endorse in writing or stamp the plans and specifica approved plans and specifications shall not be changed, modified or altered without authorization from the Building Official, and all work regulated by this chapter or the technical codes shall be done in accordance with the approved plans and specifications. The Building Official may issue a permit for the construction of part of a building, structure or building service equipment before the entire plans and specifications for the whole building, structure or building service equipment have been submitted or approved, provided adequate information and detailed statements have been filed complying with all pertinent requirements of Ordinance Page 4/5 the technical codes. The issuance of a partial permit shall not, in any way, commit the Building Official to grant a permit for the entire building, structure or building service. B. Retention of Plans. The Building Official shall maintain an official copy, microfilm, electronic or other type of photographic copy of the plans of every building, during the life of the building, for which the City issued a building permit. All plans for common interest developments as defined in Section 1351 of the California Civil Code shall be maintained with the following exceptions: 1. Single or multiple dwellings not more than two stories and basement in height. 2. Garages and other structures appurtenant to buildings listed in the exception in subsection (B)(1) of this section. 3. Farm or ranch buildings. 4 Any one-story building where the span between bearing walls does not exceed 25 feet, except a steel frame or concrete building. C. Validity of Permit. The issuance of a permit or approval of plans, specifications and computations shall not be construed to be a permit for, or an approval of, any violation of any of the provisions of this chapter or the technical codes, or of any other ordinance of the City. Permits presuming to give authority to violate or cancel the provisions of this chapter, the technical codes, or of other ordinances of the City shall not be valid. The issuance of a permit based on plans, specifications and other data shall not prevent the Building Official from thereafter requiring the correction of errors in these plans, specifications and other data, or prevent the Building Official from stopping building operations when there is a violation of these plans, specifications and other data, or violations of this chapter or the technical codes or of any other ordinances. D. Expiration of Permit. Every permit issued by the Building Official under the provisions of the technical codes shall expire, if the building or work authorized by such permit is not commenced within 12 months 180 days from the date of such permit, or if the building or work authorized by such permit is suspended or abandoned at any time after the work is commenced for a period of 180 days. Before such work can be recommenced, a new permit shall first be obtained to do so, and the fee shall be one-half the amount required for a new permit for such work, provided no changes have been made or will be made in the original plans and specifications for such work; and provided, that such suspension or abandonment has not exceeded one year. In order to renew action on a permit after expiration, the permittee shall pay a new full permit fee. A permittee holding an unexpired permit may apply for an extension of the time within which work may commence under that permit when the permittee is unable to commence work within the time required by this section for good and satisfactory reasons. A permittee holding an unexpired permit may apply for an extension of the time for good and satisfactory reasons. A permittee with an expired permit may apply for a new permit. All permittees requesting permit extensions or new permits shall pay the required fees as designated Ordinance Page 5/5 in the Council. The Building Official may grant one or more extensions of extend the time for action by the permittee for a period not exceeding 180 days per extension upon written request by the permittee demonstrating good and satisfactory reasons for such extension. showing that circumstances beyond the control of the permittee have prevented action from being taken. When considering an extension of a permit, the Building Official shall consider the need to update the permit to any newly adopted building codes and regulations. Permits shall not be extended more than once. E. Suspension or Revocation. The Building Official may in writing suspend or revoke a permit issued under the provisions of this chapter and the technical codes when the permit is issued in error or on the basis of incorrect information supplied, or in violation of this chapter, the technical codes or any other ordinance or regulation. (Ord. 3087 § 1, 2007). Section II. Severability If any portion of this Ordinance, or its application to any person or circumstance, is for any reason held to be invalid, unenforceable or unconstitutional, by a court of competent jurisdiction, that portion shall be deemed severable, and such invalidity, unenforceability or unconstitutionality shall not affect the validity or enforceability of the remaining portions of the Ordinance, or its application to any other person or circumstance. The City Council of the City of Chula Vista hereby declares that it would have adopted each section, sentence, clause or phrase of this Ordinance, irrespective of the fact that any one or more other sections, sentences, clauses or phrases of the Ordinance be declared invalid, unenforceable or unconstitutional. Section III. Construction The City Council of the City of Chula Vista intends this Ordinance to supplement, not to duplicate or contradict, applicable state and federal law and this Ordinance shall be construed in light of that intent. Section IV. Effective Date This Ordinance shall take effect and be in force on the thirtieth day after its final passage. Section V. Publication The City Clerk shall certify to the passage and adoption of this Ordinance and shall cause the same to be published or posted according to law. Presented by: Approved as to form by: _____________________________________ ____________________________________ Kelly G. Broughton, FASLA Glen R. Googins Director of Development Services City Attorney RESOLUTION NO. __________ RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CHULA VISTAAMENDING CERTAIN SECTIONS OF CHAPTER 10 (BUILDINGFEES) OF THE CITY’S MASTER FEE SCHEDULE RELATING TO PLAN CHECK AND PERMIT EXTENSIONS WHEREAS, in order to achieve full and equitable cost recovery for building services providedfor plan check and permit extensions, the Council wishes to amend Chapter 10 of the City’s Master Fee Schedule, as set forth in Exhibit 1, attached hereto and incorporated herein by reference as if set forth in full; and WHEREAS, the proposed fees do not exceed the estimated reasonable cost of providing the associated services; and WHEREAS, Article XIII C of the California Constitution requires a vote of the electorate to increase any levy, charge,or exaction imposed by a local government, unless specifically exempted; and WHEREAS, the proposed fees are exempt from the vote requirement per Sections 1(e)(2) and 1(e)(3)of Article XIII C of the California Constitution; and WHEREAS, the proposed amendments to the Master Fee Schedule Chapter 10 shall not become effective until 60 days after adoption of this Resolution by the City Council; NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Chula Vista, that itdoes herebyamend certain sections of Chapter 10 (Building) of the City’s Master Fee Schedule as set forth in Exhibit 1 to this Resolution. Presented byApproved as to form by Kelly G. Broughton, FASLAGlen R. Googins Director of Development ServicesCity Attorney Exhibit 1 Exhibit 1 Exhibit 1 Exhibit 1 Exhibit 1 Exhibit 1 March 26, 2019File ID: 19-0060 TITLE A.RESOLUTION OF THE CHULA VISTA HOUSING AUTHORITY AUTHORIZING THE EXECUTION AND DELIVERY OF TAX-EXEMPT MULTIFAMILY HOUSING REVENUE NOTESIN AN AGGREGATE PRINCIPAL AMOUNT NOT TO EXCEED $21,400,000 FOR THE PURPOSE OF FINANCING THE ACQUISITION AND REHABILITATION OF ST. REGIS PARK APARTMENTS MULTI-FAMILY RENTAL HOUSING PROJECT;APPROVING AND AUTHORIZING THE EXECUTION AND DELIVERY OF ANY AND ALL DOCUMENTS NECESSARY TOEXECUTE AND DELIVERTHE NOTES, COMPLETE THE TRANSACTION AND IMPLEMENT THIS RESOLUTION, AND RATIFYING AND APPROVING ANY ACTION HERETOFORE TAKEN IN CONNECTION WITH THE NOTES B.RESOLUTION OF THE CHULA VISTA HOUSING AUTHORITY, IN ITS CAPACITY AS THE SUCCESSOR HOUSING ENTITY WITHIN THE MEANING OF HEALTH AND SAFETY CODE SECTION 34176; APPROVING THE ASSUMPTION OF EXISTING HOUSING AUTHORITY LOAN TOTALING APPROXIMATELY $1,275,778 IN ACCRUED INTEREST WITH AMENDED LOAN TERMS, AND AUTHORIZING THE DIRECTOR TO EXECUTE ALL RELATED LOAN DOCUMENTS BY AND BETWEEN THE CHULA VISTA AND ST. REGIS PARK CIC, LP FOR ST. REGIS PARK MULTI-FAMILY AFFORDABLE RENTAL APARTMENTS RECOMMENDED ACTION Authority adopt the resolutions. SUMMARY On July 17, 2018, the City Council and the Chula VistaHousing Authority (“CVHA”) approved the use of Multifamily Housing Bonds/notes, with non-competitive four percent tax credits, to finance the acquisition and rehabilitation of existing affordable units at St. Regis Park Apartments, totaling 119 affordable rental units for very low-and low-income families and 1 manager’s unit (the “Project”) by St. Regis Park CIC, LP (“Developer”). The Project is located in Southwest Chula Vista at 1025 Broadway. The rehabilitation would improve the property and extend the term of the affordable rents for 55 years (currently scheduled to expire in 2052). At this time, the CVHAis asked to authorize theexecution and delivery of multifamily housing revenuenotesfor the Project based upon award of $21,400,000 in bond allocation from the California Debt Limit Allocation Committee (“CDLAC”) with a financing structure as described in this report. v.001 Page|1 ENVIRONMENTAL REVIEW The Project qualifiesfor a Class 1 Categorical Exemption pursuant to Section 15301 Existing Facilities of the California Environmental Quality Act State Guidelines because it involves the rehabilitation of existing facilities which would not result in an expansion of the existing uses. BOARD/COMMISSION/COMMITTEE RECOMMENDATION The Housing Advisory Commission was not able to consider a recommendation due to a lack of quorum. DISCUSSION On July 17, 2018, the Chula Vista City Council (CC ResolutionNo. 2018-144) and the Chula Vista Housing Authority(CVHA ResolutionNo. 2018-006),respectively, approved taking certain preliminary authorization steps to issue up to $25,000,000 of tax-exempt Multifamily Housing Revenue Bonds/Notes (Notes), along with non-competitive four percent tax credits, to finance the acquisition and rehabilitation of existing affordable units at St. Regis Park Apartments, totaling 119 affordable rental units for very low-and low-incomefamilies and 1 manager’s units (Attachment 1: Locator Map). Subsequently onJanuary 18, 2019, the Developer for St. Regis Park Apartments applied for a bond allocation up to $21,400,000. The California Tax-Credit Allocation Committee (TCAC) and CDLAC approved an allocation of 4 percent tax credits and tax-exempt bonds onMarch 20, 2019. The Developer proposes to issue the bonds/notes through a tax-exempt private placement bond issuance. Thebond/notes will meet all of the requirements of the CVHA Multi-Family Housing Revenue Bond Program Policy. The CVHAwill be the conduit issuer for the bonds/notes. The tax-exempt bond allocation and tax credit contributions will be used to substantially finance the Project. In addition to the tax-exemptobligations being issued by the Housing Authority,the Developerhas requested the CVHAconsider its existing loansfor the Project.The outstanding balance of such loans is approximately $2,662,930, in principal ($1,387,152) and accrued interest ($1,275,778). Developer is proposing to pay the principal loan balance, with the Project assuming the existing accrued interest as continued financial assistance to the Project. The Development Team The Developer, Chelsea Investment Corporation (CIC),is a for-profit affordable housing developer. The project is currently owned by St. Regis Park, L.P., with CIC as the Administrative General Partner. At transaction closing, a new limited partnership, St. Regis Park CIC, LP, will be created to acquire, rehabilitate and operate the Project. CIC will continue to serve as the manager of the Administrative General Partnership, retaining a level of ownership and handling management of the properties. Pacific Southwest Community Development Corporation will continue to serve as the managing general partner. Raymond James will be the new tax credit Investor Limited Partner. Please refer to Table I below for the Ownership Structure and Table II for the Development Team. Page|2 Table I–Ownership Structure OwnerOwnerNewly Proposed DescriptionCurrent Owner InterestInterestOwners Pacific Southwest .01%Pacific Southwest Managing General CommunityCommunity 00.05% PartnerDevelopmentDevelopment CorporationCorporation (PSCDC) Chelsea Investment 5%Chelsea Investment Administrative General 00.05%Corporation(CIC), Corporation(CIC), Partner managermanager Edison Housing 94.99% Investor Limited Partner99.9%Raymond James Capital Investment CIC will be responsible for managing the rehabilitation of the property through completion and cost certification, with a general contractor overseeing construction. CIC will continue to be responsible for the ongoing preparation and oversight of annual property-specific budgets, marketing, leasing, property management and maintenance, income-qualification of residents, annual reporting to investor and lender, payments to lenders, and provision ofresident services. ConAm Management Corporation Property Management will serve as the day to day property manager. CIC has developed over 100 affordable communities throughout California with most of theircommunities within San Diego County. Their communities include special needs housing, senior housing, rural housing, and mixed-use developments. St. Regis Park Apartments represents one of seven bond and tax credit financed affordable housing developments within CIC’s portfolio in Chula Vista. Other CIC affordable housing developments in the City of Chula Vista include: Rancho Buena Vista Eastlake Villa Serena Apartments Sunbow Landings I Winding Walk Landings IIWinding Walk DuettaOtay Ranch Millenia VoltaOtay Ranch Millenia Table II-Development Team Summary RoleFIRM/CONTACT OwnershipSt Regis Park CIC, LP Managing General Partner (.01 percent)Pacific Southwest CDC Tax Credit Investor/Limited Partner (99.99 percent)Raymond James Property ManagementCon Am Tax Credit InvestorRaymond James Lender/PurchaserCiti Community Capital or another affiliate Basis Architecture and Consulting, Inc Architect Emmerson Construction General Contractor Page|3 The Project St. Regis Park Apartments is an existing project located in southwest Chula Vista at 1025 Broadway on a 4.31-acre site. The Project provides 118 restricted rental units and 1 unrestricted manager unit consisting of 5 one-bedroom units, 109 two-bedroom units, and 5 three-bedroom units. The Project is within walking and biking distance to recreational and education opportunitiesand neighborhood services and has direct access to public transportation. Nearby amenities and services include: Nearby amenities and services include: 0.01 miles to MTS Bus Route 932 Less than ½ mile from grocery store and other shopping. Less than ½ mile from Harborside Park and Elementary The Project’s ideal location provides a convenience for residents as it supports a healthy living environment and is competitive for financing programs. Building Conditions/Proposed Rehabilitation Work Given the age and the desire to preserve the affordability, the Developeris proposing the acquisition and rehabilitation of the Project using tax-exempt note financing and 4 percent tax credits to ensure continued long-term use and viability. Rehabilitation work will be in compliance with the tax credit financing,which specifies minimum energy efficiency standards for rehabilitation projects ofat least a 10 percent post- rehabilitation improvement in energy efficiency over existing conditions and the provision of 10 percent of units required as fully accessible and 4 percent of units with accommodations for visual and hearing impaired compliant with the Americans with Disabilities Act (ADA). The scope of work will address the immediate physical needs and will extend the useful life of the building systems, reduce operating costs and improve energy efficiency. Building exterior renovations will include roof replacement, new doors and windows, stucco siding repair, wrought iron handrail replacement,and fresh paint. Interior renovations will include upgrades to the laundry facilities, leasing office,and common restrooms. Individual apartment units will be updated with new appliances, countertops, cabinets, plumbing fixtures, flooring, doors, shelves, ADA-compliant tub enclosures and electrical upgrades. Site area renovations will include upgrades to landscaping, drainage, ADA-path-of-travel, fencing, concrete and pavement repairs, parking area re-striping for ADA compliance, repairs to the swimming pool including an ADA-compliant gate, new signage and mailboxes. The current estimate of rehabilitation costs is $7,803,791. Based on 119 units, this equates to an average of $65,578per unit. This figure includes the estimated costs to address the scope of work proposed, general contactor’s profit/overhead/general requirements, and a construction contingency of 11 percent of direct costs. Page|4 Relocation The Developerdoes not anticipate permanent relocation of tenants. The rehabilitation budget will include $686,000($5,765/unit) for temporary relocation costs. Tenants may be temporarily relocated to other units on-site for approximately a five to ten days period. Affordable Housing The Project proposes to maintain the existing income and rent restrictions for 55years from the effective date of the bond financing agreements, exceeding the existing affordability period endingin2052(extends the current affordability period by 22 years). Twenty-four (24) units are currently restricted as affordable for very low-income households at 50 percent of Area Median Income (AMI)andninety-four(94)low- incomehouseholds at 60 percent of AMI, see Table III. One unit is reserved for a resident manager. These income and rent restrictions will be outlined within thebond regulatory agreement to be recorded against the property. Table III–Affordability & Monthly EstimatedRents Target Income Group No. of Units Unit Description% of AMIAnnual IncomeProposed Rents 1 Bd/1 Ba150%$43,800$ 864 1Bd/1 Ba460%$52,600$1,048 2 Bd/1Ba2250%$48,650$ 954 2 Bd/1Ba8760%$58,400$ 1,158 3 Bd/1Ba150%$52,550$ 1,016 3Bd/1Ba360%$63,100$ 1,237 MGR1N/AN/AN/A Total119 Financing Structure The Tax-Exempt Multi-Family Revenue Bonds and Low-incomeHousing Tax Credit financing will support themajority of the estimated $37.69million total development cost of the Project ($316,738/unit). A maximum of $21.4million in tax exempt bonds/noteswill be privately placed with Raymond James. It is anticipated that the bonds/noteswill be used for both construction and permanent financing of the Project. Financing will include a combination of additional sources as described in Table IV, inclusive ofan outstanding CVHAloan from the original development of the Project. The developers’ current pro forma is included as Attachment 2. Page|5 Table IV –Estimated Sources and Uses of Permanent and Construction Financing SourcesAmountsPer Unit Permanent Loan$11,135,800 LIHTC Equity ($0.900) Per Credit)$9,894,788 Subtotal - $21,030,588$176,728 Deferred Developer Fee$1,846,162 Seller Carry Back Loan $12,550,000 Net Income from Operations $581,686 City-HA RDA (low-mod accrued interest loan)$1,275,778 Bond Deposit $100,000 Soft Loan Deferred Interest $307,638 Subtotal-$16,661,264 TOTAL$ 37,691,852$316,738 UsesAmountsPer Unit Acquisition (Land and Building) $20,424,770 Rehabilitation (Including Contingency) $7,803,791 Subtotal –$ 28,228,561$237,215 Architecture &Engineering$114,036 Financing Fees & Interest $3,104,877 Legal Fees$240,000 Reserves$331,807 Development Impact and Permit Fees $68,000 Developer Fee$4,168,320 Misc. (Acctg. Marketing, Reports, Studies, Etc.)$1,317,849 Contingency$118,401 Subtotal-$9,463,290 TOTAL$37,691,852*$316,738 *rounded up The CVHA’s continued financial assistance to fill the financing gap will be necessary to demonstrate local commitment and leveraging of local funds. The CVHA commitment averages $10,721per unit. This cost is consistent with the per unit subsidy for this type of development in high-cost markets. Given that this Project also restricts approximately 24 or 20 percent of the units to residents at 50 percent of AMI, the deep affordability of the Project increases the need to keep the public subsidy in the Project. The financial assistance is necessary to provide for affordable rents and to lower development costs. The Project cannot be acquired or rehabilitated without such assistance. For each dollar of CVHAsubsidy, approximately $31 of other private/public investmentis leveraged. In accordance with theCHVA's approval, if granted, with terms reviewed by the City Attorney’s office satisfactory to the CVHA, a new regulatory agreement with an extended term of affordability, Deed of Trust and an Amended and Restated Promissory Notealong with an Assignment, Assumption, and Consent Agreementwill be signed, to secure the CVHAloan (see Attachments 3-5). Staff recommends the following: Page|6 CVHAauthorize the assumption of the existing CVHAloan balance, with the principalbalance being paid in full at closing; and Assume the accrued interest with a balance of approximately $1,275,778as part of this financial package; and Revise the residual receipt calculation, after the deferred developer fee is paid; and Authorizethe CVHA Director to execute all necessary documents to secure the loans. Consistent with other loans within the CVHA’s and City’s affordable rental housing portfolio, the standard loan terms will apply: Term of the loans shall be fifty-five (55) years;and Outstanding balances shall all accrue interest at 3 percent per annum; and, Payment on the loans shall be based upon residual receipts. Development Cost Key Performance Indicators Staff has identified development cost performance indicators, which were used to evaluate the proposed development. The key performance indicators listed in Table Vare commonly used by real estate industry professionals and affordable housing developers. Table V–Estimated Costs & Key Performance Indicators Estimated Costs per Estimated Costs per Total Estimated CostsNet Rentable Unit Building Sq Ft 1 $196 Acquisition $20,424,770$171,637 2 $75 Construction $7,803,791$65,578 TOTAL Hard Costs$ 28,228,561$ 237,215$271 $91 Soft Costs$9,463,291$79,523 $362 $37,671,852$316,597 TOTAL COSTS TOTAL Dwelling Units (DUs) 119 TOTAL Gross Bldg Sq Ft153,162 Net Rentable Bldg Sq Ft104,150 Proposed Housing Bonds/Notes Multifamily housing financing often involves the issuance of tax-exempt Multifamily Housing Revenue Bonds/Notes (Notes) on behalf of private developers of qualifying affordable rental apartment projects. 1 Acquisition costs are based upon an Appraisal Report as of 05/10/2018 indicating a$21,300,000 market value of the fee simple estate assuming restricted rents and $2,600,000 hypothetical value of underlying land as encumbered by a Regulatory Agreement. Hypothetical conditions are specified by TCAC appraisal regulations for St. Regis Apartments. 2 Includes the estimated costs to address the scope of work proposed, temporary relocation, general contractor’s profit/overhead/general requirements, and a construction contingency. Page|7 The advantages of tax-exempt financing to developers include below-market interest rates, longer loan terms,and access to Low-incomeHousing Tax Credits (Tax Credits) –features that are not available with typical conventional multifamily housing mortgage loans. Utilizing the CVHA’s tax-exempt borrowing status, the lower tax-exempt interest rate financing (and makingFederal four percent Tax Credits available) is passed on to developers of affordable rental housing. The CVHA’s ability to issue tax-exempt bonds/notesis limited under the U.S. Internal Revenue Code. To issue tax-exempt bonds/notesfor a development, the CVHAmust first submit an application to the CDLAC for atax-exemptbond/noteallocation. Prior to submitting applications to CDLAC, developments are brought before the City Council and the CVHA. CVHAbond inducement resolutions must be obtained prior to a CDLAC application submittal. A Tax Equity and Fiscal Responsibility Act (TEFRA) City Council resolution must be secured approximately 30 days before the CDLAC allocation meeting. These CityCouncil and CVHAactions were completed for the Project as of July 17, 2018. On January 18, 2019, the Developerapplied to CDLAC for a $21,400,000 tax-exempt bond/noteallocation and applied to TCAC for a Tax Credits allocation. CDLAC and TCAC allocations approvals were received on March 20, 2019. UponCVHAapproval, the Bond/NotesIssuance and Loan Closing isscheduled for April 2019,with construction work scheduled to beginshortly thereafterin April 2019 and completed by December 2019. The Notes will be used for acquisition and rehabilitation financing. The Noteswill meet all requirements of the CVHA’s Multifamily Housing Revenue Bond Program policy, as well as State and Federal tax law. Tax-Exempt DebtStructure The tax-exempt debt to be issued by the CVHAis known as a “Government Lender Note.” Citi Community Capital or another affiliate of Citibank, N.A. (“Citibank”) will loan the CVHAthe funds needed to finance the project. The CVHA will simultaneously lend the Developer the proceeds of theloan to finance the project. This structure is known as a “back to back tax-exempt loan structure.” The CVHA is acting as a conduit in this structure. Therefore, its obligation to repay its loan is limited to the proceeds of the loan it makes to the Developer. This structure does not create any unusual economic or legal risk for the CVHA. The CVHAis being asked to authorize the execution and delivery of up to $21,400,000 in two note series (Series 2019 B-1 and B-2) to be structured as privately placed notes to finance the acquisition and rehabilitation costs of the Project. The tax-exempt debt, in the form of theNotes, will be acquiredthrough a private placementby Citibank. Through a back to back tax-exempt loan structure, Citibank will provide tax-exempt construction and permanent financing for the Project. Citibank is considered a “qualified institutional buyer.” At closing, Citibank will sign an “Investor’s Letter” certifying, among other things, that it isacquiringthe Notesfor its own account and not for public distribution. Because the Notesare being acquired through a private placement, an Official Statement will not be necessary. In addition, the Bonds will not be subject to continuing disclosure requirements, nor will they be credit enhanced or rated. If there is an unexpected proposed transfer of the Series 2019B-1 and B- 2 Notes, then any subsequent proposed Noteholder must comply with the CVHA’s Multifamily Housing Revenue Bond Policy. Moreover, any subsequent Noteholder would be required to represent to the CVHA that they are a qualified institutional buyer or accredited investor who is acquiring theNotesfor Page|8 investment purposes and not for resale, and that they have made due investigation of any material information necessary in connection with a decision to purchase the Bonds. Under the private placementfor this transaction, Citibank will make a loan to the CVHA pursuant to the terms of the Funding Agreementamong Citibank, the CVHA, and its Fiscal Agent. Theloan made by Citibank to the CVHA (Funding Loan) will be evidenced by the Note, which will obligate the CVHA to pay Citibank the amounts it receives from St. Regis Park CIC, LP (as “Borrower”), as described below. The CVHA and the Borrower will enterinto a Borrower Loan Agreement pursuant to which the proceeds of the Funding Loan will be advanced to the Borrower. In return, the Borrower agrees to pay U.S. Bank National Association, acting as the CVHA’s Fiscal Agent (“Fiscal Agent”) amounts sufficient for the Fiscal Agent to make payments on the Notes. The CVHA’s obligation to make payments on the Notes is limited to the amounts the Fiscal Agent receives from the Borrower under the Borrower Loan Agreement, and no other funds of the CVHA are pledgedto make payments on the Notes. The transfer of the Notes to any subsequent party are required to comply with the CVHA’s Bond Policy. The following documents will be executed on behalf of the CVHA with respect to the Notes: Funding Loan Agreement (Attachment 6), Borrower Loan Agreement (Attachment 7), Regulatory Agreement (Attachment 8), and other ancillary loan documents. Based upon instructions contained in the Funding Loan Agreement, Citibank will disburse Note proceeds for eligible costs and will, pursuant to an assignment from the CVHAin the Funding Loan Agreement, receive payments from the Borrower via the Fiscal Agent. Rights that are assigned to Citibank include the right to collect and enforce the collection of loan payments, monitor project construction and related budgets, and enforce insurance and other requirements. These rights will be used by Citibank to protect its financial interests as the holder of the Notes. At this time, the CVHAis being asked to approve in substantial final form all documents related to the execution and delivery of the Notes. Notedocuments presented for the CVHA’s consideration have been prepared by Stradling Yocca Carlson & Rauth, serving as specialcounsel for the CVHA. Financial Advisor’s Feasibility Analysis Ross Financial is the CVHA’sFinancial Advisorfor this transaction. After evaluating the terms of the proposed financing and the public benefits to be achieved, it is the Financial Advisor’s recommendation that the CVHAproceed with execution anddelivery of the Notes. The Financial Advisor’s analysis and recommendation is included as Attachment 9. Financial Disclosure Government Code Section5852.1 requires that the governing body of a public body obtain and disclose certain information about afinancing, including conduit revenue obligations, prior to authorizing the issuance of bonds with a term of greater than 13 months. Such information is to be based on good faith estimates of the following information made available in a meeting open to the public.Attachment10, Public Disclosures Relating to Conduit Revenue Obligations, satisfies this requirement. Page|9 DECISION-MAKER CONFLICT Staff has reviewed the property holdings of the CVHAmembers and has found no property holdings within 1,000 feet of the boundaries of the property which is the subject of this action. Consequently, this item does not present a disqualifying real property-related financial conflict of interest under California Code of Regulations Title 2, section 18702.2(a)(7) or (8), for purposes of the Political Reform Act (Cal. Gov’t Code §87100, et seq.). Staff is not independently aware, and has not been informed by any CVHAmember, of any other fact that may constitutea basis for a decision-maker conflict of interest in this matter.” CURRENT-YEAR FISCAL IMPACT The NoteFinancing is a self-supporting program with the borrower responsible for the payment of all costs of issuance and other costs of the Notes. The CVHAwill receive compensation for its services in execution and delivery of the Notesby charging an origination fee equal to 20 basis points (0.20%) of the total original principal amount of the Notes, with a minimum fee of $15,000. The originationfee to bepaid to the CVHAby the Developeris estimated at $42,800(.20% of $21.4M), with the final amount determined at transaction closing.The Developer is responsible for payment of all costs under the financing, including the Special Counsel and Financial Advisor Fees. ONGOING FISCAL IMPACT The Multifamily Housing Revenue Bond program is self-supporting. Staff costs associated with monitoring compliance of the regulatory restrictions and administration of the outstanding Noteswill be reimbursed from an annual administrative fee of $17,000 paid to the CVHAby the Developer. The Notes would not constitute a debt of the City or financing obligate the City, the CVHA because security for the repayment of the Notes will be limited to specific private sources of the development. Neither the faith and credit not the taxing power of the City or the CVHA will be pledged to the payment of the Notes. The Developer is responsible for payment of all costs under the financing, including the CVHA’s annual administrative fee. ATTACHMENTS 1.Locator Map 2.Project Pro Forma Housing Authority LoanDocuments-Successor Housing Agency Loan (RDA-LOW MOD) 3.Declaration of Covenants, Conditions and Restrictions 4.Deed of Trust 5.Amended and Restated Promissory Note& Assignment, Assumption, and Consent Agreement Bond Loan Documents 6.Funding Loan Agreement 7.Borrower Loan Agreement 8.Bond Regulatory Agreement and Declaration of Restrictive Covenants 9.Financial Advisor’s Feasibility Analysis Other 10.Public Disclosure Staff Contact: Jose Dorado, Senior Management Analyst, Chula Vista Housing Authority Page|10 HA RESOLUTION NO. RESOLUTION OF THE CHULA VISTA HOUSING AUTHORITY AUTHORIZING THE EXECUTION AND DELIVERY OF TAX- EXEMPT MULTI-FAMILY HOUSING REVENUE NOTESIN AN AGGREGATE PRINCIPAL AMOUNT NOT TO EXCEED $21,400,000 FOR THE PURPOSE OF FINANCING THE ACQUISITION AND REHABILITATION OF THEST. REGIS PARKAPARTMENTS MULTI-FAMILY RENTAL HOUSING PROJECT; APPROVING AND AUTHORIZING THE EXECUTION AND DELIVERY OF ANY AND ALL DOCUMENTS NECESSARY TO EXECUTE AND DELIVER THE NOTES, COMPLETE THE TRANSACTION AND IMPLEMENT THIS RESOLUTION, AND RATIFYING AND APPROVING ANY ACTION HERETOFORE TAKEN IN CONNECTION WITH THE NOTES WHEREAS, pursuant to the Housing Authorities Law, Chapter1 of Part2 of Division24 of the California Health and Safety Code (“Housing Authorities Law”), the Chula Vista Housing Authority, a public body corporate and politic organized, existing and operating pursuant to the Housing Authorities Law, the Chula Vista Housing Authority (the “Authority”) is empowered to execute and deliver obligationsforthe purpose of financing the acquisition, construction, rehabilitation, refinancing, development, and operation of multifamily rental housing; and WHEREAS, St. Regis Park CIC, LP, a California limited partnership (the “Borrower”), intends to acquire and rehabilitatea 118-unit plus one manager’s unit multifamily rental housing project located at 1025 Broadwayin Chula Vista, California known as the “St. Regis Park Apartments” (the “Project”); and WHEREAS, the Borrowerhas requested Authority to execute anddelivertax-exempt multifamily housing revenue notesin one or more series(the “Notes”), and to loan the proceeds of the Notesto the Borrowerto finance the acquisition, rehabilitation and equipping of the Project;and WHEREAS, the aggregate principal amount of the Notesshall not to exceed $21,400,000; and WHEREAS, Authority, by action of its Board of Commissioners (the “Board”), desires to assist the Borrowerand to increase the supply of affordable housing by making the units in the Project available for low and very low income persons or families, and in order to accomplish such purposes it is desirable for Authority to provide for the execution and Deliveryof the Notesand financing of the Project; and WHEREAS,the Notes will be executed and deliveredpursuant to the Funding Loan Agreement (the “Funding Loan Agreement”), by and between the Authority andU.S. Bank National Association, as fiscal agent(the “Fiscal Agent”), and the proceeds of the Noteswill be loaned to the Borrowerpursuant tothe Borrower Loan Agreement, between the Authority and the Borrower (the Borrower Loan Agreement”); WHEREAS, Citibank, N.A. (“Citibank”) will act as the Funding Lender under the Funding Loan Agreement;and WHEREAS, the Authority will loan the proceeds of the Notesto the Borrower and the Borrower will use the proceeds of the Notesexclusively to finance the costs of acquisition, rehabilitationand equipping of the Project and the costs of executing and delivering the Notes; and WHEREAS, Government Code Section 8869.85 requires a local agency to file an application with the California Debt Limit Allocation Committee (“Committee”) prior to the issuance of tax-exempt multifamily housing revenue bonds and the Authority has filed such an application; and WHEREAS, the Committee has allocated to the Project $21,400,000 of the State of California 2018State ceiling for private activity bonds under Section146 of the Internal Revenue Code of 1986; and WHEREAS, it is the intent of the Authority to enter into bond documentation to govern the Notes being executed and delivered(collectively, the “Transaction Documents”), including: (1) the Funding Loan Agreement; (2) the Borrower Loan Agreement; and (3) a regulatory agreement and declaration of restrictive covenants, by and betweenthe Authorityandthe Borrower(the “Regulatory Agreement”); and WHEREAS, it appears that each of the documents and instruments described herein now before this meeting is in a substantially appropriate form and is an appropriate instrument to be executed and delivered for the purposes intended. NOW, THEREFORE, THE BOARD OF COMMISSIONERS OF THE CHULA VISTA HOUSING AUTHORITYDOES HEREBY RESOLVE, ORDER AND DETERMINE AS FOLLOWS: 1.Authorization of Notes. In accordance with the Housing Authorities Law and pursuant to the LoanAgreement, Authority authorizes the execution and delivery of notesdesignated as “Chula Vista Housing AuthorityMultifamily Housing Revenue Notes(St. Regis Park Apartments) 2019 Series B-1 and B-2”(collectively, the “Notes”), with an interest rate or rates, a maturity date or dates and other terms as provided in the Funding Loan Agreementas finally executed for the Notes. The Notesshall be in substantially the form set forth in and otherwise in accordance with the Funding Loan Agreement, and shall be executed on behalf of Authority by the manual or facsimile signature of the Chair of the Board of Commissioners of the Authority (the “Chair”) or the Executive Director of the Authority (the “Executive Director”), and the Notes shall be attested by the manual or facsimile signature of the Secretary of the Board of Commissioners of the Authority(“Secretary”). 2.Approval of Transaction Documents. The form of each of the Transaction Documents, in substantially the form on file with the Secretary, is hereby approved. The Chair, the Executive Director, and their authorized designee(s) (each, an “Authorized Officer”) are authorized to execute, and the Secretary is authorized to attest, each of the Transaction Documentsin substantially said form, with such additions thereto and changes therein as the Authorized Officer may approve or recommend in accordance with Section 4hereof. The date, maturity date or dates, interest rate or rates, interest payment dates, denominations, form, registration privileges, manner of execution, place of payment, terms of redemption, and other terms of the Notesshall be as provided in the Funding Loan Agreementas finally executed. 3.Approval of Loan Documents. Any Authorized Officer is authorized to execute and deliver, and the Secretary is authorized to attest, any and all certificates, agreements and other 2 documents ancillary to the Transaction Documentsin the formsapproved by the City Attorney, as general counsel to Authority (“General Counsel”),and by special counsel and bond counsel to the Authority and City on these matters, Stradling Yocca Carlson & Rauth (together, “Special Counsel”). 4.Approval of Changes to Documents. Any Authorized Officer executing a document approved herein, in consultation with General Counsel and Special Counsel, is authorized to approve and make such modifications, changes or additions to Transaction Documentsor other documents as may be necessary or advisable, and the approval of any modification, change or addition to any of the aforementioned agreements shall be evidenced conclusively by the execution and delivery thereof by such Authorized Officer and approval as to form by General Counsel and Special Counsel. Further, any Authorized Officer, acting alone, is authorized to execute any assignment agreement related to any mortgage note, mortgage, deed of trust or other document related to the loansmade to the Borrowerfrom the proceeds of the Notes. 5.Actions Ratified and Authorized. All actions heretofore taken by the officers, employees and agents of Authority with respect to the execution and deliveryof the Notesare approved, confirmed and ratified, and the officers, employees and agents of Authority are authorized and directed, for and in the name and on behalf of Authority, to do any and all things and take any and all actions and execute and deliver any and all certificates, agreements and other documents, including, but not limited to, those documents described in the Transaction Documentsand the other documents herein approved, which they, or any of them, may deem necessary or advisable in order to consummate the lawful executionand delivery of the Notesand to effectuate the purposes thereof and of the documents herein approved in accordance with this resolution and resolutions heretofore adopted by the Board. In the event that the Secretary is unavailable to sign any document related to the Notes, any Deputy Secretary of the Authority may sign on behalf of the Secretary. 6.Further Consents, Approvals and Other Actions. All consents, approvals, notices, orders, requests and other actions permitted or required by any of the documents authorized by this Resolution or otherwise appropriate in the administration of the Notesand the lending program financed thereby, including without limitation any of the foregoing that may be necessary or desirable in connection with any amendment of such documents, any transfer of the Project, any substitution of security for the Notes, or any prepayment of the Notesmay be taken or given by the Chairor theExecutive Director, and theChairor theExecutive Directorare hereby authorized and directed to give any such consent, approval, notice, order or request and to take any such action which such officer may deem necessary or desirable tofurther the purposes of this Resolution. 7.Conflicting Resolutions Repealed. As to the Notes, all prior resolutions or parts thereof, if any, in conflict herewith are, to the extent of such conflict, repealed. 8.Severability. If any section, paragraph or provision of this Resolution shall be held to be invalid or unenforceable for any reason, the invalidity or unenforceability of such section, paragraph or provision shall not affect any remaining sections, paragraphs or provisions of this Resolution. 9.Effectiveness of Resolution and Date Thereof. This Resolution shall take effect upon its adoption. 10.Certification. The Secretary shall certify to the passage and adoption of this Resolution. 3 Presented by Approved as to form by Kelly G. Broughton, FASLAGlen R. Googins Director of Development Services/City Attorney/Legal Counsel Assistant Director 4 HA RESOLUTION NO. __________ RESOLUTIONOFTHECHULAVISTAHOUSING AUTHORITY, IN ITS CAPACITY AS THE SUCCESSOR HOUSING ENTITY WITHIN THE MEANING OF HEALTH AND SAFETY CODE SECTION 34176;APPROVING THE ASSUMPTION OF EXISTING HOUSING AUTHORITY LOAN TOTALING APPROXIMATELY $1,275,778IN ACCRUED INTERESTWITH AMENDED LOAN TERMS, AND AUTHORIZING THE DIRECTOR TO EXECUTE ALL RELATED LOAN DOCUMENTS BY AND BETWEEN THE CHULA VISTA HOUSING AUTHORITY AND ST. REGIS PARK CIC, LP FOR ST. REGIS PARK MULTI-FAMILY AFFORDABLE RENTAL APARTMENTS WHEREAS,St. Regis Park, L.P., a California Limited Partnership, (the “Property Owner ”)and the Chula Vista Housing Authority(“Housing Authority”)as the Successor Housing Entity (collectively, the “Lender”) are all current parties to that certain Loan Agreement and Related and Restricted Covenants dated as of May 23, 2000, and Affordable Housing Agreement recorded against a 119unit multifamily rental developmentwith twenty-four (24) units affordable to very low income households at 50 percent of the Area Median Income (AMI), eighty-four (84) units affordable to low income households at 60 percent of the Area Median Income (AMI), ten (10) units at 120% of the Area Median Income,and one (1) unrestricted for a resident manager,located at 1025 Broadway in the City of Chula Vista, known as St. Regis Park Apartments, (“St. Regis”)in the Office of the Recorder of the County of San Diego on June 22, 2000, as Document 2000-0331275(“Affordable Housing Agreement”); WHEREAS, Property Owner received an acquisition and rehabilitation loan in the amount of one million three hundredeighty-sevenone hundred fifty-two thousand dollars ($1,387,152) from HousingAuthority’s Low and Moderate Income Housing Fund (the "Housing Fund") with an annual interest termat sixpercent (simple interest)to be paid from 90percent of residual receipts. WHEREAS, the Property Ownerexecuteda Loan Agreement and Related Covenants, and other associated loan documents(Deed of Trust, Promissory Note, Affordable Housing Agreement), to assist with the financing gap for the acquisition and rehabilitation of St. Regis Park (previously known as Pear Tree) multi-family apartments;and WHEREAS, Property Owner will sell the Property to a new Limited Partner, St. Regis Park CIC, L.P. (Developer) that proposesthe acquisition and rehabilitation of St. Regis Park, L.P., (the“Project”) utilizing upto $25,000,000 of tax-exempt MultifamilyHousing Revenue Bonds (Bonds)issued by the Housing Authorityand companion non-competitive four percent tax credits; and WHEREAS, St. Regis Park CIC, L.P. is requesting assistance with the financing gap for the acquisition and rehabilitation of the Project, assuming the accrued interest on the existing loan, with payment of the principal balance of the existing loan, amendthe interest rate to three percent (3%) and a revise residual receipt calculation; and WHEREAS, the Lender’s evaluation of the development budget, operating pro forma, and source and uses for the Project determined that the assumption by the Developer of the existing development loansof Lenderis appropriate and necessary in order to make the Project feasible; and WHEREAS, Project will continue to make available housing affordable for very low and low income persons of the neighborhood and the City for an additional fifty-five (55) years; and WHEREAS, Lenderwishingto assist with the financing gap for the acquisition and rehabilitation of the Projectand proposesto enter into new loan documents and regulatory agreement with Developer to be recorded as encumbrances to the Project for the balance of Lender’s outstanding development loans from its Low and Moderate Income Housing funds, pursuant to which the Developer would agree to acquireand operate the Project in accordance with the requirements of the Lender’s amendedcovenantsandloan documents. The amended loan documents and covenantswillrestrict occupancy of 119of the apartment units in the Project to very-low(24 units)and low-income households (94 units) at an affordable housing cost, plus one (1) unrestricted apartment unitforresident manager atSt. Regis Apartments; and WHEREAS, in accordance with the requirements of CEQA, the Development Services Directorhas determined that the proposed project qualifies for a Class 1 Categorical Exemption pursuant to Section 15301 Existing Facilities of the California Environmental Quality Act State Guidelines becauseit involves the rehabilitation of existing facilities which would not result in an expansion of the existing uses; and, NOW, THEREFORE, BE IT RESOLVED by the Housing Authority as Successor HousingAgency of the City of Chula Vista, that it does hereby approve execution and recordation of all loan documents and regulatory agreements for the assumption of the outstanding loan balance that includesaccrued interest to date, from the Housing Authority’s Low and Moderate Income Housing Set-Aside fund to Developer for the acquisition and rehabilitation of a total of 119residential units forSt. Regis Park Apartments. BE IT FURTHER RESOLVED by the Chula Vista Housing Authority as Successor Housing Entity, that it directs staff to prepare all necessary documents and any actions, for the assumption of the outstanding development loanand authorizing the Director, or his designee to execute all associated loan documents, and regulatoryagreement, consistentwith the City’s standard documents as reviewed by the City Attorney’s office, necessary for the financing of the proposed acquisition and rehabilitationof Project and, at minimum, subject to the following terms and conditions: 1.Developer shall secure all other financing necessary for the acquisition and development of the Project. Resolution No. Page 3 2.The loan repayment will be secured by a Deed of Trust and Amended and Restated Promissory Note for the property in favorof the Housing Authority as Successor Agency and City of Chula Vista and recorded against the property. 3.The term of the Lenderloansshall be fifty-five (55) years. 4.The outstanding balancesshallaccrue interest ata minimum of3 percent per annum. 5.Payment on the Lender loansshall be made from ninety percent (90%) of the residual receipts of the Project. 6.Developer will be required to operate the Project consistent with the Regulatory Agreement required by the Project's bond and tax credit financing, the Lender's financing, the covenants imposed by these Agreements, and any other project requirements. 7.This approval remains subject to additional approval by Housing Authority and City Council, in which Housing Authority and City Council retains its soleand unfettered discretion to approve, deny, or to take alternative actions, of, but not limited to, the final approval of multi-family mortgage revenue bond financing for the Project. Presented by Approved as to form by Kelly G. Broughton, FASLAGlen R. Googins Director of Development Services/City Attorney/Legal Counsel Assistant Director 0.125% 0.000% ACQUISITION REHABILITATION RELOCATION ARCHITECTURAL FEES SURVEY & ENGINEERING CONTINGENCY COSTS CONSTRUCTION PERIOD EXPENSES PERMANENT FINANCING EXPENSES LEGAL FEES CAPITALIZED RESERVES REPORTS & STUDIES OTHER EXPENSES DEVELOPER COSTS Developer Fee Calculation NO CHARGE ON THIS DOCUMENT PER CALIFORNIA GOVERNMENT CODE SECTION 6103 Recording Requested By: When Recorded Mail To: City Clerk City of Chula Vista 276 Fourth Avenue Chula Vista, CA 91910 DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS (St. Regis) THIS DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS (“Declaration”) is dated as of the ___ day of April, 2019, by St. Regis Park CIC, LP, a California limited partnership (“Declarant”) in connection with that certain real property (“Property”) located in the City of Chula Vista, County of San Diego, California, described in Exhibit “A” attached hereto and incorporated herein by reference. RECITALS A. The Chula Vista Housing Authority as the Successor Housing Entity (“Lender”) has agreed to make a loan to Declarant (“Lender Loan”) pursuant to that certain Amended and Restated Promissory Note (St. Regis) of even date herewith, executed by Declarant in favor of the Lender, in the original principal amount of $______ (“Note”). B. The Lender Loan is conditioned by the Lender in part upon the recordation of this Declaration setting forth certain restrictions upon the use and sale of the Property. Declarant shall rehabilitate not less than one hundred eighteen (118) affordable units (“Affordable Units”), plus one (1) manager’s unit (collectively the “Project”) on the Property. To the extent any applicable Federal, State or local law, ordinance, statute, regulation or rule applicable to the Property as a result of funding the Lender Loan with proceeds from any of the forgoing programs is not explicitly set forth in this Declaration, the Declarant shall nonetheless comply with such requirements. NOW, THEREFORE, Declarant hereby declares that the Property shall be subject to the covenants, conditions and restrictions set forth below: 1. Restrictive Covenants. Declarant agrees and covenants on behalf of itself and its successors and assigns, and each successor in interest to the Property, that at all times during the term of this Declaration one hundred eighteen (118) residential units at the Project shall be set aside and reserved as “Affordable Units.” As used herein the term “Affordable Units” shall refer to the one hundred eighteen (118) residential units in the Project which are owned or held available strictly in accordance with the terms and conditions set forth below. 1 (a) Affordable Unit Restrictions. The following restrictions shall apply to the one hundred eighteen (118) Affordable Units. The restrictions set forth in the Table below shall establish the maximum rental rate, which shall be adjusted for family size appropriate for the unit. Rents shall also be adjusted to reflect a utility allowance. TABLE OF RENT AND INCOME RESTRICTION CRITERIA 1234 NUMBER OF MAXIMUM MONTHLY MAXIMUM UNIT TYPE AFFORDABLERENTSINCOME OF UNITSELIGIBLE TENANTS th 1 1-Bedroom1/12of 30% of 50%of AMI50% of AMI th 4 1-Bedroom1/12of 30% of 60%of AMI60% of AMI th 22 2-Bedroom1/12of 30% of 50%of AMI50% of AMI th 87 2-Bedroom1/12of 30% of 60%of AMI60% of AMI th 1 3-Bedroom1/12of 30% of 50%of AMI50% of AMI th 3 3-Bedroom1/12of 30% of 60%of AMI60% of AMI TOTAL - 118 (b) Eligible Tenants. Eligible Tenants” are those tenants: (i) whose aggregate gross annual income does not exceed the respective percentages set forth in the Table of Rent and Income Restriction Criteria set forth in Section 1(a), above, as adjusted for family size; and (ii) who own no interests in real property other than a timeshare which may be used for a maximum of one month per year. For purposes of this Declaration, the current annual area median income shall be the area median income defined by HUD as the then current area median income for the San Diego-Carlsbad Metropolitan Statistical Area, established periodically by HUD and published in the Federal Register, as adjusted for family size. When determining income eligibility, Declarant shall use actual household size. When determining rents, Declarant shall use the household size appropriate for the Unit, which shall be 1 person for a studio two persons in a one-bedroom unit, three persons in a two-bedroom unit, four persons in a three-bedroom unit, and five persons in a four-bedroom unit. In the event HUD ceases to publish an established area median income as aforesaid, Lender may, in its sole discretion, use any other reasonably comparable method of computing adjustments in area median income. Notwithstanding anything contained herein to the contrary, to the extent any other restrictions applicable to the Property limit the rent and/or occupancy of the Property, the most restrictive shall apply. 2. Affordable Marketing Plan Compliance; Selection of Residents. (a) Marketing Plan. Declarant shall utilize the Lender’s standardized management and marketing plan for rental of all of the Affordable Units. The marketing plan, at a minimum, requires publicizing the availability of the Affordable Units with the Lender, such as notices in any Lender- sponsored newsletter, advertising in local newspapers and notice in Lender offices. Provided, however, all tenants of each Affordable Unit shall meet the income requirements set forth herein and tenancy and eligibility shall be in conformance with the terms and standards set forth in the management marketing plan and no preference may be used for the purpose or effect of delaying or otherwise denying admission to the Property or unit based on the race, color, ethnic origin, gender, 2 religion, disability, or age of any member of an applicant household. (b) Master List. Selection of residents shall be made either by a lottery or based upon the Master List, rather than on a first-come, first-serve basis. In the event the Lender implements a master waiting list for affordable housing in the Lender (“Master List”), then Developer shall provide notices to persons on the Master List of the availability of the Affordable Units, prior to undertaking other forms of marketing. Developer shall give the persons on the Master List not fewer than fifteen (15) days after receipt of such notice to respond by submitting application forms for rental of the Affordable Units. (c) Priority. Absent a Master List described above, selection of tenants shall be made within the following levels of priority, subject in all circumstances to applicable limitations imposed by law, including, without limitation, the Fair Housing Act under Federal law: (1) First Priority. Households which are displaced from their primary residence as a result of an action of City or Agency, a condominium conversion involving the household’s residence, expiration of affordable housing covenants applicable to such residence, or closure of a mobile home or trailer park community in which the household’s residence was located, and the household resided in such housing as the household’s primary place of residence for at least two years prior to such action or event. (2) Second Priority. Households which meet one of the following criteria: (i) households which are displaced from their primary residence as a result of an action of City or Agency, a condominium conversion involving the household’s residence, expiration of affordable housing covenants applicable to such residence, or closure of a mobile home or trailer park community in which the household’s residence was located, and the household resided in such housing as the household’s primary place of residence for at least one year but less than two years prior to such action or event; (ii) households with at least one member who resides within the City, as that person’s primary place of residence; (iii) households with at least one member who works or has been hired to work within the City, as that person’s principal place of full-time employment; or (iv) households with at least one member who is expected to live within the City as a result of a bona fide offer of employment within the City. (3) Third Priority. Other Low Income Households who do not meet the criteria for first priority or second priority above. (d) Screening. Nothing herein shall restrict Declarant from screening tenants through the application of criteria which is lawful and customary in apartment management in San Diego County and otherwise consistent with federal, state and local regulations and restrictions related to the financing for the Project. 3. Determination; Annual Requalification. Declarant shall obtain from each person to whom Declarant leases an Affordable Unit a “Supplemental Rental Application” (“Application”) in the form of Exhibit “B”, attached hereto (or such other form as Lender may from time to time adopt). Declarant shall be entitled to rely on the Application and supporting documents thereto in 3 determining whether a household is an “Eligible Tenant.” Declarant shall retain the Application and supporting documents for a period of not less than three (3) years after the household ceases to occupy an Affordable Unit. An Affordable Unit occupied by an Eligible Tenant, shall be treated as an Eligible Tenant until a recertification of such tenant’s income demonstrates that such tenant no longer qualifies as an “Eligible Tenant.” 4. Certification; Annual Recertification. Upon completion of rehabilitation of the Project (the occurrence of which shall be evidenced by the issuance of a temporary certificate of occupancy for all units within the Project) and annually each year during of the term of this Declaration, Declarant shall certify to Lender under penalty of perjury, utilizing such forms and providing such backup documentation as requested by the Lender. Failure to timely complete the annual certification process described in this Section 4 shall constitute a material default under this Declaration and the Note. Lender may resort to the remedies set forth hereinbelow upon such material default, as well as any and all other remedies available at law or in equity and/or contained in Note (subject to the notice and cure provisions thereof, if any). Notwithstanding anything herein to the contrary, any cure of any default made or tendered by the limited partner of the Declarant shall be deemed to be a cure by the Declarant and shall be accepted or rejected on the same basis as if made or tendered by the Declarant. 5. Relationship with Declarant. The term “Eligible Tenant” shall not include Declarant, or any individuals who are partners of Declarant, or in any entity having an interest in Declarant, or the Property, or any officer, employee, agent or consultant of the Declarant, or any relative (by blood or marriage) of any officer, employee, agent or consultant of the Declarant. 6. No Students. No Affordable Unit shall be occupied or leased to any person who is a full- time student, or a household comprised exclusively of persons who are full-time students, or any student dependent as defined in the U.S. Internal Revenue Code, unless the taxpayer (upon whom the student in question is dependent) resides in the same dwelling unit. 7. Income of Co-Tenants, Etc. The income of all co-tenants and/or non-dependent occupants, shall be taken into account in determining whether a household is an Eligible Tenant hereunder. 8. Eviction. (a) Any Reason Other Than Over Income. In the event that a tenant who was properly certified as an Eligible Tenant at the commencement of such tenant’s occupancy ceases to be eligible, for any reason other than being over income, Declarant shall give sixty (60) days written notice to such tenant to vacate the Affordable Unit. The vacated Affordable Unit shall thereafter be rented to an Eligible Tenant. (b) Over Income Tenants. Notwithstanding Section 8(a), above, but except as otherwise provided in Sections 8(c), below, a tenant who occupies an Affordable Unit, who becomes over income at the time of recertification shall be given one hundred eighty (180) days notice to vacate the Affordable Unit, effective from and after the date of such failure to requalify (i.e., the recertification date, provided the tenant was properly certified originally). During the time the over- income tenant resides in the Affordable Unit, the tenant shall continue to pay an amount that does 4 not exceed the amount set forth in the Table in Section 1(a). The tenant shall continue to be considered an “Eligible Tenant” until evicted. (c) Tax Credit Funds. Notwithstanding Sections 8(a) and (b), above, or anything else to the contrary set forth in this Declaration, when a tenant occupies a unit subject to a regulatory agreement (“TCAC Regulatory Agreement”) by and between the Declarant and the California Tax Credit Allocation Committee pursuant to Section 42 of the Internal Revenue Code, such tenant shall have its rent increased or shall be evicted as a result of such tenant being over income only as and when allowed by such TCAC Regulatory Agreement or by Federal law, including 26 U.S.C. §42. In the event of conflict between the over income regulations of this Declaration and the TCAC Regulatory Agreement, the TCAC Regulatory Agreement provisions shall apply. 9. Maintenance. (a) Physical Condition of Affordable Units. After completion of construction of the Project, Declarant shall continually maintain the Affordable Units in a decent, safe and sanitary condition, and in good repair as described in 24 CFR §5.703, and in a manner which satisfies the Uniform Physical Conditions Standards promulgated by the Department of Housing and Urban Development (24 CFR §5.705), as such standards are interpreted and enforced by the Lender under its normal policies and procedures. The Lender shall have the right to inspect the Affordable Units from time to time, on reasonable notice and at reasonable times, in order to verify compliance with the foregoing maintenance covenant. Declarant hereby consents to periodic inspection by the Lender’s designated inspectors and/or designees during regular business hours, including the Code Enforcement Agents of the City of Chula Vista, to ensure compliance with all applicable zoning, building codes, regulations, and property standards. Declarant agrees to comply with the provisions of 24 CFR 92.251, whether or not contained in this Section. Further, each Affordable Unit shall be requalified annually, as to the foregoing maintenance covenant, as part of the annual tenant requalification process described in, and to the extent applicable under, Section 4 above. Any deficiencies in the physical condition of an Affordable Unit shall be corrected by Declarant at Declarant’s expense within thirty (30) days of the identification of such deficiency by the Lender and delivery of written notice of the same to Declarant, provided if the deficiency is of a nature that it cannot be cured within such thirty (30) day period, the Declarant shall have such additional time to cure as is reasonably determined by the Lender. (b) Crime-Free Project. At all times during the term of this Declaration, the Declarant shall participate in the Lender’s Crime-Free Multifamily Housing Program, or any successor or similar program established by the Lender. 10. Monitoring. It is contemplated that, during the term of this Declaration, the Lender will perform the following monitoring functions: (a) preparing and making available to Declarant any general information that the /or Lender possesses regarding income limitations and restrictions which are applicable to the Affordable Units; (b) reviewing the documentation submitted by Declarant in connection with the annual certification process for Eligible Tenants described in Section 3, above; (c) reviewing the documentation submitted by Declarant in connection with the annual certification process for Eligible Tenants in accordance with Section 4, above; and (d) inspecting the Affordable Units to verify that they are being maintained in accordance with Section 5 9, above. Notwithstanding the foregoing description of the Lender’s functions, Declarant shall have no claim or right of action against the Lender based on any alleged failure to perform such function. In addition, the Declarant shall cooperate with and utilize such forms, software, websites and third- party vendors as may be required by the Lender. 11. Additional Lease Provisions/Annual Income Verification. Declarant agrees that it will require each Eligible Tenant to execute an Authorization for Release of Information, in the form attached hereto as Exhibit “C.” Declarant agrees that it will include the following provision in all of its leases: Lessee agrees, upon written request from the Landlord, the City of Chula Vista or the Chula Vista Housing Authority (“Lender”), to certify under penalty of perjury the accuracy of all information provided in connection with the examination or reexamination of annual income of the tenant’s household. Further, tenant agrees that the annual income and other eligibility requirements are substantial and material obligations of the tenancy and that the tenant will comply promptly with all requests for information with respect to the tenancy from the Landlord and/or Lender. Further, tenant acknowledges that tenant’s failure to provide accurate information regarding such requirements (regardless of whether such inaccuracy is intentional or unintentional) or the refusal to comply with the request for information with respect thereto, shall be deemed a violation of this lease provision, and a material breach of the tenancy and shall constitute cause for immediate termination of the tenancy. 12. Compliance with Regulations. Declarant shall comply with all regulations, policies and procedures promulgated or otherwise adopted by the Lender. Declarant’s failure to so comply shall constitute a material default hereunder, entitling Lender to the remedies set forth herein. 13. Successors Bound. Declarant covenants, for itself and its successors and assigns, not to sell, transfer, assign or otherwise dispose of ownership of the Property without the express written consent of the Lender. Any prospective purchaser, transferee or assignee shall expressly promise in writing to be bound by all of the provisions hereof, including the covenant in this Section 13 to require successors to expressly assume the obligations herein. It is expressly acknowledged that the covenants and restrictions set forth herein shall survive any repayment of the Lender Loan. Further, the obligations of Declarant hereunder shall be deemed independent of Declarant’s obligations under the Note. 14. Maximum Rent To Be Collected by Declarant. In no event, shall all of the rent, including the portion paid by the Eligible Tenant and any other person or entity, collected by Declarant (the “Total Rent”) for any rent restricted unit exceed the amount of rent set forth in this Declaration. Total Rent includes all payments made by the Eligible Tenant and all subsidies received by Declarant. In the case of persons receiving Section 8 benefits, who are Eligible Tenants, Declarant acknowledges that it shall not accept any subsidy or payment that would cause the Total Rent received for any restricted unit to exceed the maximum rents allowed by this Declaration, for any Affordable Unit. Should Declarant receive Total Rent in excess of the allowable maximum rent set forth in this Declaration, Declarant agrees to immediately notify Lender and reimburse the Lender for any such overpayment. Acceptance by Declarant or its successors in interest, of Total Rent in 6 excess of the maximum rent set forth in this Declaration shall constitute a material breach of this Declaration. 15. Cross Default. Annual payments as referenced in the Note shall be made to Lender as provided therein. Failure to make the payments to the Lender pursuant to the Note, shall be a material default under this Declaration. 16. Term. This Declaration and the covenants and restrictions contained herein shall be effective commencing on the date this Declaration is recorded and shall remain in full force and effect until 12:00 midnight on December 31, 2075. 17. Covenant Against Discrimination. Declarant covenants on behalf of itself and its successors and assigns, and each successor in interest to the Property, not to discriminate against any tenant or prospective tenant of any Affordable Unit on the basis of their race, age, sexual orientation, marital status, color, religion, sex, handicap, or national origin, as referenced in all applicable state, local and federal law. (a) Obligation to Refrain from Discrimination. Declarant covenants by and for itself and any successors in interest that there shall be no discrimination against or segregation of, any person or group of persons on account of race, color, creed, religion, sex, sexual orientation, marital status, national origin, ancestry, familial status, source of income or disability in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the Property, nor shall Declarant or any person claiming under or through it establish or permit any such practice or practices of discrimination or segregation of any person or group of persons on account of any basis listed in subdivision (a) or (d) of Section 12955 of the Government Code, as those bases are defined in Sections 12926, 12926.1, subdivision (m) and paragraph (1) of subdivision (p) of Section 12955, and Section 12955.2 of the Government Code, with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees or vendees of the Property or the rental, lease sale of the Property and any dwelling unit thereon. The foregoing covenants shall run with the Property. (b) Nondiscrimination Covenants. Declarant shall refrain from restricting the rental, lease and sale of the Property and any dwelling unit thereon on the basis of race, color, creed, religion, sex, sexual orientation, marital status, national origin, ancestry, familial status, source of income or disability of any person. All such deeds, leases or contracts shall contain or be subject to substantially the following nondiscrimination or nonsegregation clauses: (1) Deeds. In deeds “The grantee herein covenants by and for itself, its successors and assigns, and all persons claiming under or through them, that there shall be no discrimination against or segregation of, any person or group of persons on account of race, color, religion, sex, sexual orientation, disability, medical condition, familial status, source of income, marital status, national origin or ancestry in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the land herein conveyed, nor shall the grantee itself or any person claiming under or through it, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, 7 lessees, subtenants, sublessees or vendees in the land herein conveyed. The foregoing covenants shall run with the land.” (2) Leases. In leases “The lessee herein covenants by and for itself, its successors and assigns, and all persons claiming under or through them, and this lease is made and accepted upon and subject to the following conditions: That there shall be no discrimination against or segregation of any person or group of persons, on account of race, color, religion, sex, sexual orientation, disability, medical condition, familial status, source of income, marital status, national origin or ancestry in the leasing, subleasing, renting, transferring, use, occupancy, tenure or enjoyment of the land herein leased, nor shall lessee itself, or any person claiming under or through it, establish or permit such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, sublessees, subtenants or vendees in the land herein leased.” (3) Contracts. In contracts “There shall be no discrimination against or segregation of any person or group of persons on account of race, color, religion, sex, sexual orientation, disability, medical condition, familial status, source of income, marital status, national origin or ancestry in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the land, nor shall the transferee itself or any person claiming under or through it, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees or vendees of the land.” 18. Enforcement. Declarant expressly agrees and declares that the Lender or any successor public entity or agency is a proper party and shall have standing to initiate and pursue any and all actions or proceedings, at law or in equity to enforce the provisions hereof and/or to recover damages for any default hereunder, notwithstanding the fact that such damages or the detriment arising from such default may have actually been suffered by some other person or the public at large. Further, the Lender or any successor public entity or agency shall be the proper party to waive, relinquish, release or modify the rights, covenants, obligations or restrictions contained in or arising under this Declaration. 19. Attorneys’ Fees. In the event that any litigation for the enforcement or interpretation of this Declaration, whether an action at law or arbitration or any manner of non-judicial dispute resolution to this Declaration by reason of the breach of any condition or covenant, representation or warranty in this Declaration, or otherwise arising out of this Declaration, the prevailing party in such action shall be entitled to recover from the other reasonable attorneys’ fees and out of pocket expenses (including expert witness fees) to be fixed by the court which shall render a judgment, as well as the costs of suit. 20. Severability. In the event that any provision or covenant of this Declaration is held by a court of competent jurisdiction to be invalid or unenforceable, then it shall be severed from the remaining portions of this Declaration which shall remain in full force and effect. 8 21. Covenants to Run With the Land. The covenants contained herein shall constitute “covenants running with the land”, and shall bind the Property and every person having an interest therein during the term of this Declaration. Declarant agrees for itself and its successors that, in the event that, for any reason whatsoever, a court of competent jurisdiction determines that the foregoing covenants do not run with the land, such covenants shall be enforced as equitable servitudes against the Property. 22. Recordation; Waiver and Amendment. This Declaration shall be recorded in the Office of County Recorder of San Diego, California. No provision of this Declaration, or breach of any provision, can be waived except in writing. Waiver of any provision or breach shall not be deemed to be a waiver of any other provision, or of any subsequent breach of the same or other provision. Except as otherwise provided herein, this Declaration may be amended, modified or rescinded only in writing signed by Declarant and the City Manager of the City of Chula Vista. In the event the Lender consents to such an amendment, modification or rescission, the same shall be conditioned upon Declarant’s payment of all fees and costs incurred by the Lender with respect to the same, including without limitation attorneys’ fees. 23. Remedies. (a) Contract Governed by Laws of State of California. This Declaration, its performance, and all suits and special proceedings under this Declaration, shall be constituted in accordance with the laws of the State of California and Federal law, to the extent applicable. In any action, special proceeding, or other proceeding that may be brought arising out of, under or because of this Declaration, the laws of the State of California and the United States, to the extent applicable, shall govern to the exclusion of the law of any other forum, without regard to the jurisdiction in which the action or special proceeding may be instituted. (b) Standing, Equitable Remedies; Cumulative Remedies. Declarant expressly agrees and declares that Lender or any successor or public entity or agency shall be the proper party and shall have standing to initiate and pursue any and all actions or proceedings, at law or in equity, to enforce the provisions hereof and/or to recover damages for any default hereunder, notwithstanding the fact that such damages or the detriment arising from such a default may have actually been suffered by some other person or by the public at large. Further, Declarant expressly agrees that receivership, injunctive relief and specific performance are proper pre-trial and/or post-trial remedies hereunder, and that, upon any default, and to assure compliance with this Declaration. Nothing in this Section 23(b), and no recovery by the Lender, shall restrict or limit the rights or remedies of persons or entities other than the Lender, against Declarant in connection with the same or related acts by Declarant. The remedies set forth in this Section are cumulative and not mutually exclusive, except the extent that their award is specifically determined to be duplicative by final order of a court of competent jurisdiction. (c) Remedies at Law for Breach of Tenant Restrictions. In the event of any material default hereunder regarding restrictions on the operation and the transfer of the Property the Lender shall be entitled to, in addition to any and all other remedies available at law or in equity: (i) declare all of the Lender Loan to be due and payable; and (ii) recover compensatory damages. If the default in question involves the collection of rents in excess of the rents permitted hereunder, the amount of 9 such compensatory damages shall be the product of multiplying: (A) the number of months that the default in question has continued until the time of trial by (B) the result of subtracting the rents properly chargeable hereunder for the Affordable Units in question from the amount actually charged for those Affordable Units. Declarant and Lender agree that it would be extremely difficult or impracticable to ascertain the precise amount of actual damages accruing to Lender as a result of such a default and that the foregoing formula is a fair and reasonable method of approximating such damages. Lender shall be entitled to seek and to recover damages in separate actions for successive and separate breaches which may occur. Further, interest shall accrue on the amount of such damages from the date of the breach in question at the rate of ten percent (10%) per annum or the maximum rate then allowed by law, whichever is less. Nothing in this section shall preclude the award of exemplary damages as allowed by law. Notwithstanding the foregoing, the Declarant’s limited partner shall have the right, but not the obligation, to cure defaults hereunder in the same manner as the Declarant. (d) Expert Witness, Attorneys’ Fees and Costs. The parties agree that the prevailing party in litigation for the breach and/or interpretation and/or enforcement of the terms of this Declaration and/or the Note shall be entitled to their expert witness fees, if any, as part of their costs of suit, and reasonable attorneys’ fees as may be awarded by the court, pursuant to California Code of Civil Procedure (“CCP”) §1033.5 and any other applicable provisions of California law, including, without limitation, the provisions of CCP §998. (e) Foreclosure. Upon default by the Declarant in the performance of any obligation under this Declaration, after the expiration of any and all applicable notice or cure periods, the Lender may declare all sums secured by the Deed of Trust immediately due and payable by delivering to the trustee thereof a written declaration of default and demand for sale and a written notice of default and election to sell the Property. The trustee shall cause the notice of default and election to sell to be recorded. After the required time period has lapsed following the recordation of the notice of default, and after notice of sale has been given as required by law, the trustee, without demand on the Declarant, shall sell the Property at the time and place specified in the notice of sale, either as a whole or in separate parcels, and in any order determined by trustee, at public auction to the highest bidder for cash in lawful money of the United States, payable at the time of sale. (f) Cure by Limited Partner. Declarant’s limited partner shall have the right, but not the obligation, to cure defaults of Declarant hereunder, and the Lender hereby agrees to accept any cure of any default made or tendered by one or more of Declarant’s limited partners on the same basis as if made or tendered by Declarant. Copies of all notices which are sent to Declarant hereunder shall also be sent to Declarant’s limited partner, at such address as may be provided to the Lender by Declarant. 24. Property Manager. At all times that this Declaration is in force and effect, and the Lender has served a thirty (30) day written notice of deficiencies in the property management for the Property which do not conform to the standards of property management of a professional property manager operating similar properties in San Diego County and which deficiencies have not been rectified by Declarant, within the thirty (30) day period (unless such deficiency is not reasonably capable of being cured within such thirty (30) day period, then such reasonable amount of time as is needed not to exceed 90 days, provided Declarant commences cure within such thirty (30) day 10 period and continues to diligently pursue cure), then, the Lender shall have the right, in its reasonable discretion, and upon thirty (30) days written notice: (i) to require the retention of a professional property management firm to manage the Property; (ii) to approve, in advance and in writing, the retention of any such property management firm, including the terms of the contract governing such retention; and (iii) to require Declarant to terminate any such property management firm, provided that such termination shall comply with the termination provisions of the management contract in question. Declarant shall cooperate with Lender to effectuate Lender’s rights set forth in this Section 24. 25. Declarant Required to Pay Monitoring Fees. Declarant shall pay Lender a set-up fee (the “Set-Up Fee”) in the amount of $1,014.00 which shall be paid by Declarant to City within thirty (30) days of written demand for the same. In each year during the term of this Declaration, Declarant shall pay to Lender an annual monitoring fee, in an amount equal to the set-up fee, increased by three percent (3%) cumulative each year. The annual monitoring fee shall be paid to Lender annually within thirty (30) days after Lender provides a written invoice for the same. Failure to timely pay such fees shall constitute a material default under Lender Loan Agreements and this Declaration. Both the set-up fee and annual monitoring fee shall be paid Lender as a consideration for the lending of funds by Lender to Declarant. 26. Notices. Notices under this Declaration shall be in writing and sent (a) by certified or registered U.S. mail, return receipt requested, (b) overnight by a nationally recognized overnight courier such as UPS Overnight or FedEx, or (c) by personal delivery. All notices shall be effective upon receipt (or refusal to accept delivery). All notices shall be delivered to the following addresses: Lender: Chula Vista Housing Authority 276 Fourth Avenue Chula Vista, California, 91910 Attention: Development Services Department Housing Division Copy to: City of Chula Vista 276 Fourth Avenue Chula Vista, California 91910 Attention: City Attorney Declarant: St. Regis Park CIC, LP c/o Chelsea Investment Corporation 6339 Paseo Del Lago Carlsbad, CA 92011 Attention: Cheri Hoffman Copy to: Raymond James California Housing Opportunities Fund V L.L.C. c/o Raymond James Tax Credit Funds, Inc. 880 Carillon Parkway St. Petersburg, Florida 33716 Attention: Steven J. Kropf, President 11 Facsimile No.: 727-567-8455 27. Noticing Requirements Prior to Termination. Prior to termination of this Declaration, Declarant shall comply with any and all noticing requirements required under any applicable laws or regulations, including without limitation, the requirements of California Government Code Sections 65863.10 and 65863.11, if applicable. 28. Signature Authority.All individuals signing this Declaration for a party which is a corporation, limited liability company, partnership or other legal entity, or signing under a power of attorney, or as a trustee, guardian, conservator, or in any other legal capacity, covenant to the Lender that they have the necessary capacity and authority to act for, sign and bind the respective entity or principal on whose behalf they are signing. DECLARANT: St. Regis Park CIC, LP, a California limited partnership By:_____________________________________ Print Name:______________________________ Its:_____________________________________ 12 ACKNOWLEDGMENT State of California ) ) County of San Diego ) On ____________________, 2019, before me, _________________________________, notary public, personally appeared __________________________________________ who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrumentand acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under penalty of perjury under the laws of the State of California that the foregoing paragraph is true and correct. WITNESS my hand and official seal. Signature (Seal) 13 Exhibit “A” Property Description That certain real property situated in the City of Chula Vista, County of San Diego, State of California, described as follows: 14 Exhibit “B” Supplemental Rental Application 15 Exhibit “C” Authorization for Release of Information 16 NO CHARGE ON THIS DOCUMENT PER CALIFORNIA GOVERNMENT CODE SECTION 6103 Recording Requested By: When Recorded Mail To: City of Chula Vista Housing Division 276 Fourth Avenue Chula Vista, CA 91910 APN: 618-151-31-00 DEED OF TRUST (St. Regis) (“Deed of Trust”) THIS DEED OF TRUST is dated as of the ___ day of April, 2019, by St. Regis Park CIC, LP, a California limited partnership (“Trustor”), whose address is c/o Chelsea Investment Corporation, 6339 Paseo Del Lago, Carlsbad, California 92011, First American Title Insurance Company (“Trustee”) and the Chula Vista Housing Authority as the Successor Housing Entity (“Beneficiary”), whose address is c/o City of Chula Vista, Development Services Department Housing Division, 276 Fourth Avenue, Chula Vista, California, 91910. TRUSTOR HEREBY irrevocably grants, transfers, and assigns to Trustee, in trust, with power of sale, all that property in the City of Chula Vista, County of San Diego, State of California, described as: (See Legal Description - Exhibit “A”) FOR THE PURPOSE OF SECURING: (a) Payment of the indebtedness evidenced by that certain Amended and Restated Promissory Note (St. Regis) of even date herewith executed by Trustor in favor of the Beneficiary, in the original principal amount of $________, and any renewal, amendment, extension, or modification of the same (“Note”); (b) Any additional sums and interest that may hereafter be loaned to the then record owner of the Property by Beneficiary, when evidenced by another note or notes reciting that it or they are so secured; (c) The performance of each agreement contained in this Deed of Trust; and (d) The performance of each agreement and covenant of Trustor under that certain Declaration of Covenants, Conditions and Restrictions (St. Regis) (“Declaration”) of even date herewith and recorded concurrently herewith affecting the Property. 1 A. TO PROTECT THE SECURITY OF THIS DEED OF TRUST, TRUSTOR AGREES: 1. Maintenance and Repair. To keep the Property in good condition and repair; not to remove or demolish any buildings on the Property; to complete or restore promptly and in good and workmanlike manner any building that may be constructed, damaged, or destroyed on the Property; to pay when due all claims for labor performed and materials furnished for the Property; to comply with all laws affecting the Property or requiring any alterations or improve- ments to be made on the Property; not to commit or permit waste of the Property (reasonable wear and tear excepted); not to commit, suffer, or permit any act upon the Property in violation of law; and to cultivate, irrigate, fertilize, fumigate, prune, and do all other acts that from the character or use of the Property may be reasonably necessary. 2. Fire Insurance. To provide, maintain, and deliver to Beneficiary fire insurance satisfactory to and with loss payable to Beneficiary as its interest may appear. The amount collected under any fire or other insurance policy may be applied by Beneficiary upon any indebtedness secured by this Deed of Trust and in any order determined by Beneficiary, or at the option of Beneficiary the entire amount so collected or any part of that amount may be released to Trustor. This application or release shall not cure or waive any default or notice of default under this Deed of Trust or invalidate any act done pursuant to such a notice. Notwithstanding the foregoing, in the event of any fire or other casualty to the Property, Trustor shall have the right to rebuild the Property, and to use all available insurance proceeds therefor, provided that (a) such proceeds are sufficient to rebuild the Property in a manner that provides adequate security to Beneficiary for repayment of the indebtedness secured hereby or if such proceeds are insufficient then Trustor shall have funded any deficiency, (b) Beneficiary shall have the right to approve (which shall not be unreasonably withheld or delayed) plans and specifications for any major rebuilding and the right to approve (which shall not be unreasonably withheld or delayed) disbursements of insurance proceeds for rebuilding under a construction escrow or similar arrangement, and (c) no material default then exists hereunder or under any of the Note or the Declaration. If the casualty affects only part of the Property and total rebuilding is not feasible, then proceeds may be used for partial rebuilding and partial repayment of the indebtedness secured hereby in a manner that provides adequate security to Beneficiary for repayment of the remaining indebtedness secured hereby. 3. Defense of Security. To appear in and defend any action or proceeding purporting to affect the security of this Deed of Trust or the rights or powers of Beneficiary, or Trustee; and to pay all costs and expenses, including cost of evidence of title and attorneys’ fees in a reasonable sum, in any such action or proceeding in which Beneficiary or Trustee may appear, and in any suit brought by Beneficiary to foreclose this Deed of Trust. 4. Payment of Liens and Taxes. To pay all taxes and assessments affecting the Property prior to such payments becoming due, including assessments on appurtenant water stock, all encumbrances, charges, and liens, with interest, on the Property or any part of the Property, which appear to be prior or superior to this Deed of Trust; and all costs, fees, and expenses of this Deed of Trust. If Trustor fails to make any payment or to do any act as provided in this 2 Deed of Trust, then Beneficiary or Trustee may (but is not obligated to) make the payment or do the act in the required manner and to the extent deemed necessary by Beneficiary or Trustee to protect the security of this Deed of Trust. The performance by Beneficiary or Trustee of such an act shall not require notice to or demand upon Trustor and shall not release Trustor from any obligation under this Deed of Trust. Beneficiary or Trustee shall also have the following related rights and powers: to enter upon the Property for the foregoing purposes; to appear in and defend any action or proceeding purporting to affect the security of this Deed of Trust or the rights or powers of Beneficiary or Trustee; to pay, purchase, contest, or compromise any encumbrance, charge, or lien that in the judgment of either appears to be prior or superior to this Deed of Trust; to employ counsel; and to pay necessary expenses and costs, including reasonable attorneys’ fees. 5. Payment and Reimbursement of Costs. That Trustor will pay the Note at the time and in the manner provided therein. To pay immediately and without demand all sums expended by Beneficiary or Trustee pursuant to this Deed of Trust, with interest from date of expenditure at the amount allowed by law in effect at the date of this Deed of Trust, and to pay any amount demanded by Beneficiary (up to the maximum allowed by law at the time of the demand) for any statement regarding the obligation secured by this Deed of Trust. 6. Use. That Trustor will not permit or suffer the use of any of the Property for any purpose other than the use for which the same was intended at the time this Deed of Trust was executed. 7. Reference to Other Agreements. The Note and the Declaration are hereby referenced and together with this Deed of Trust and the Security Agreement are referred to herein as the “Loan Documents.” Copies are on file in the office of the Beneficiary. 8. Performance of Other Obligations. To perform, in a timely manner, each agreement and covenant by and between Trustor on any and all notes, loans and deeds of trust that are senior and/or junior to this Deed of Trust. A default in any of these obligations and the expiration of any applicable notice or cure period shall constitute a default under this Deed of Trust. B. THE PARTIES AGREE THAT: 9. Condemnation Award. Any award of damages in connection with any taking or condemnation, or for injury to the Property by reason of public use, or for damages for private trespass or injury to the Property, is hereby assigned and shall be paid to Beneficiary (subject to the rights of any senior lenders), as its interest may appear as further security for all obligations secured by this Deed of Trust. Upon receipt of such proceeds, Beneficiary may hold the proceeds as further security, or apply or release them in the same manner and with the same effect as provided in Section 2 of this Deed of Trust for the disposition of proceeds of fire or other insurance. 10. Waiver of Late Payments. By accepting payment of any sum secured by this Deed of Trust after its due date, Beneficiary does not waive its right either to require prompt payment when due of all other sums so secured or to declare default for failure to pay any indebtedness secured by this Deed of Trust. 3 11. Trustee’s Powers. Upon written request of Beneficiary, Trustee may (a) reconvey all or any part of the Property; (b) consent to the making and recording, or either, of any map or plat of all or any part of the Property; (c) join in granting any easement on the Property; or (d) join in or consent to any extension agreement or any agreement subordinating the lien, encumbrance, or charge of this Deed of Trust. Trustee need not provide Trustor with notice before taking any of the foregoing actions, and shall not be liable for the proper performance of the act. The exercise by Trustee of any of the foregoing powers shall not affect the personal liability of any person with respect to the obligations secured by this Deed of Trust, or the lien of this Deed of Trust on the remaining property as security for the repayment of the full amount secured by this Deed of Trust. 12. Full Reconveyance. Upon written request of Beneficiary stating that all obligations secured by this Deed of Trust have been performed in full, surrender of this Deed of Trust, the Note, to Trustee for cancellation and retention, and payment of Trustee’s fees and charges, Trustee shall reconvey, without warranty, the Property then subject to this Deed of Trust. The recitals in the reconveyance shall be conclusive proof of the truthfulness of the recitals. The grantee in the reconveyance may be described as “the person or persons legally entitled thereto.” 13. Assignment of Rents. As additional security, Trustor hereby gives to and confers upon Beneficiary the right, power, and authority during the continuance of this Deed of Trust, to collect the rents, issues, and profits of the Property, but reserves the right, prior to any default, which continues beyond any applicable notice and cure periods, by Trustor in payment of any amounts secured by this Deed of Trust or in the performance of any agreement under this Deed of Trust, to collect and retain these rents, issues, and profits as they become due and payable. Upon any such uncured default, Beneficiary may, without notice and without regard to the adequacy of the security for the amounts secured by this Deed of Trust, either personally or by agent or court-appointed receiver, do the following: enter upon and take possession of the Property or any part of the Property; sue for or otherwise collect all rents, issues, and profits, including those past due and unpaid; and apply these rents, issues, and profits, less costs and expenses of operation and collection (including reasonable attorneys’ fees), upon any indebtedness secured by this Deed of Trust, in any order determined by Beneficiary. The exercise of the foregoing rights by Beneficiary shall not cure or waive any default or notice of default under this Deed of Trust or invalidate any act done pursuant to such a notice. 14. Default; Foreclosure. Upon default by Trustor in the payment of any amounts secured by this Deed of Trust or in the performance of any obligation under this Deed of Trust, after the expiration of any and all applicable notice or cure periods, Beneficiary may declare all sums secured by this Deed of Trust immediately due and payable by delivering to Trustee a written declaration of default and demand for sale and a written notice of default and election to sell the Property. Trustee shall cause the notice of default and election to sell to be recorded. After the required time period has lapsed following the recordation of the notice of default, and after notice of sale has been given as required by law, Trustee, without demand on Trustor, shall sell the Property at the time and place specified in the notice of sale, either as a whole or in separate parcels, and in any order determined by Trustee, at public auction to the highest bidder for cash in lawful money of the United States, payable at the time of sale. Trustee may postpone sale of 4 all or any portion of the Property by public announcement at the time and place of sale, and from time to time thereafter may postpone the sale by public announcement at the time fixed by the preceding postponement. Trustee shall deliver to the purchaser at the auction its deed conveying the Property sold, but without any covenant or warranty, express or implied. The recital in the deed of any matter or fact shall be conclusive proof of the truthfulness of the recital. Any person, including Trustor, Trustee, or Beneficiary, may purchase at the sale. After deducting all costs, fees, and expenses of Trustee and Beneficiary under this paragraph, including costs of procuring evidence of title incurred in connection with sale, Trustee shall apply the proceeds of sale to payment of: all sums expended under the terms of this Deed of Trust, not then repaid, with accrued interest at the amount allowed by law in effect at the date of this Deed of Trust; all other sums then secured by this Deed of Trust; and the remainder, if any, to the person or persons legally entitled to the remaining proceeds. Trustor’s limited partner shall have the right, but not the obligation, to cure defaults of Trustor hereunder, and the Beneficiary hereby agrees to accept any cure of any default made or tendered by Trustor’s limited partner on the same basis as if made or tendered by Trustor. Copies of all notices which are sent to Trustor hereunder shall also be sent to Trustor’s limited partner: Raymond James California Housing Opportunities Fund V L.L.C. c/o Raymond James Tax Credit Funds, Inc. 880 Carillon Parkway St. Petersburg, Florida 33716 Attention: Steven J. Kropf, President Facsimile No.: 727-567-8455 15. Due on Sale or Further Encumbrance. Should the undersigned agree to or actually sell, convey, transfer, or dispose of, or further encumber the Property, or any part of it, or any interest in it, without first obtaining the written consent of the Beneficiary, then all obligations secured by this Deed of Trust may be declared due and payable, at the option of the Beneficiary. Consent to one transaction of this type will not constitute a waiver of the right to require consent to future or successive transactions. 16. General Provisions. This Deed of Trust applies to, inures to the benefit of, and binds all parties to this Deed of Trust and their heirs, legatees, devisees, administrators, executors, successors, and assigns. The term “Beneficiary” shall mean the holder and owner, including pledgee, of the Note, whether or not named as a beneficiary in this Deed of Trust, and the heirs, legatees, devisees, administrators, executors, and assigns of any such person. In this Deed of Trust, whenever the context so requires, the masculine gender includes the feminine and/or neuter, and the singular number includes the plural. 17. Acceptance by Trustee. Trustee accepts this Deed of Trust when this Deed of Trust, duly executed and acknowledged, is made a public record as provided by law. Trustee is not obligated to notify any party to this Deed of Trust of pending sale under any other deed of trust or of any action or proceeding in which Trustor, Beneficiary, or Trustee shall be a party unless brought by Trustee. 5 18. Substitution of Trustees. Beneficiary, or any successor in ownership of any obligations secured by this Deed of Trust, may from time to time, by written instrument, substitute a successor or successors to any Trustee named in or acting under this Deed of Trust. The substitution instrument shall contain the name of the original Trustor, Trustee, and Beneficiary under this Deed of Trust, the book and page where this Deed is recorded, and the name and address of the new Trustee. When executed by Beneficiary and duly acknowledged and recorded in the office of the recorder of the county or counties where the Property is situated, the substitution instrument shall be conclusive proof of proper substitution of the successor Trustee or Trustees. Any successor Trustee or Trustees shall, without conveyance from the predecessor Trustee, succeed to all its title, estate, rights, powers, and duties. 19. Cumulative Powers and Remedies. The powers and remedies conferred in this Deed of Trust are concurrent and cumulative to all other rights and remedies provided in this Deed of Trust or given by law. These powers and remedies may be exercised singly, successively, or together, and as often as deemed necessary. 20. Conclusiveness of Recitals. The recitals contained in any reconveyance, trustee’s deed, or any other instrument executed by Trustee from time to time under the authority of this Deed of Trust or in the exercise of its powers or the performance of its duties under this Deed of Trust, shall be conclusive evidence of their truth, whether stated as specific and particular facts, or in general statements or conclusions. Further, the recitals shall be binding and conclusive upon Trustor, its heirs, executors, administrators, successors, and assigns, and all other persons. 21. Attorneys’ Fees. If any action is brought for the foreclosure of this Deed of Trust or for the enforcement of any provision of this Deed of Trust (whether or not suit is filed), Trustor agrees to pay all costs and expenses of Beneficiary and Trustee, including reasonable attorneys’ fees; and these sums shall be secured by this Deed of Trust. 22. Request for Notices of Default and Sale. In accordance with Section 2924b of the California Civil Code, request is hereby made that a copy of any Notice of Default and a copy of any Notice of Sale under any deeds of trust recorded in the Official Records of San Diego County, California, with respect to the Property, in which Beneficiary, is named as beneficiary, be mailed to: City of Chula Vista Development Services Department c/o Housing Division 276 Fourth Avenue Chula Vista, California, 91910 NOTICE: A copy of any notice of default and of any notice of sale will be sent only to the address contained in this recorded request. If your address changes, a new request must be recorded. 23. Inspections. Trustor shall permit Beneficiary and its agents or representatives, to inspect the Property at any and all reasonable times, upon twenty-four (24) hours written notice (unless 6 Trustor is in default under any of the Loan Documents, or in the event of an emergency in which event no notice shall be required). Inspections shall be conducted so as not to interfere with the tenants’ use and enjoyment of the Property and the general operation of the Property. 24. Hazardous Materials Defined. For purposes of this Deed of Trust, “Hazardous Materials” mean and include any hazardous, toxic or dangerous waste, substance or material including, without limitation, flammable explosives, radioactive materials, asbestos, hazardous wastes, toxic substances and any materials or substances defined as hazardous materials, hazardous substances or toxic substances in (or for purposes of) the Comprehensive Environmental Response, Compensation and Liability Act of 1980 (“CERCLA”), as amended (42 U.S.C. §9601, et seq.), the Hazardous Materials Transportation Act (49 U.S.C. §1801, et seq.), the Resource Conservation and Recovery Act (42 U.S.C. §6901, et seq.), and those substances defined as hazardous wastes in §25117 of the California Health and Safety Code or as hazardous substances in §25316 of the California Health and Safety Code or in any regulations promulgated under either such law, any so-called “Superfund” or “Superlien” law, or any other federal, state or local statute, law, ordinance, code, rule, regulation, order or decree regulating, relating to, or imposing liability or standards of conduct concerning, any hazardous, toxic or dangerous waste, substance or material, as now or at any time hereafter in effect. 25. Trustor’s Hazardous Materials Representations and Warranties and Indemnity. In addition to the general and specific representations, covenants and warranties set forth in the Deed of Trust or otherwise, Trustor represents, covenants and warrants, with respect to Hazardous Materials, as follows: (a) Neither Trustor nor, to the best knowledge of Trustor, any other person, has ever caused or permitted any Hazardous Materials to be manufactured, placed, held, located or disposed of on, under or at the Property or any part thereof, and neither the Property nor any part thereof, has ever been used (whether by Trustor or, to the best knowledge of Trustor, by any other person) as a manufacturing site, dump site or storage site (whether permanent or temporary) for any Hazardous Materials. “Hazardous Materials” for purposes of this Section 26(a) shall not include substances typically used in the ordinary course of developing, operating and maintaining apartment complexes, provided that such substances are used in accordance with all applicable laws. (b) Trustor hereby agrees to indemnify Beneficiary, its officers, employees, contractors and agents, and hold Beneficiary, its officers, employees, contractors and agents harmless from and against any and all losses, liabilities, damages, injuries, costs, expenses and claims of any and every kind whatsoever paid, incurred or suffered by, or asserted against Beneficiary, its officers, employees, contractors or agents for, with respect to, or as a direct or indirect result of, the presence or use, generation, storage, release, threatened release or disposal of Hazardous Materials on or under the Property or the escape, seepage, leakage, spillage, discharge, emission or release of any Hazardous Materials from the Property (including, without limitation, any losses, liabilities, damages, injuries, costs, expenses or claims asserted or arising under CERCLA, any so-called “Superfund” or “Superlien” law, or any other federal, state or local statute, law, ordinance, code, rule, regulation, order or decree regulating, relating to or imposing liability or standards of conduct concerning any Hazardous Materials) regardless of 7 whether or not caused by or within the control of Trustor. The foregoing indemnification shall not apply to any liability resulting from (i) an event that occurs after a transfer of the Property due to any foreclosure sale (judicial or nonjudicial) or a deed in lieu of foreclosure, or (ii) acts or omissions of Beneficiary or its agents. (c) Trustor has not received any notice of (i) the happening of any event involving the use, spillage, discharge, or cleanup of any Hazardous Materials (“Hazardous Discharge”) affecting Trustor or the Property or (ii) any complaint, order, citation or notice with regard to air emissions, water discharges, noise emissions or any other environmental, health or safety matter affecting Trustor or the Property (“Environmental Complaint”) from any person or entity, including, without limitation, the United States Environmental Protection Agency (“EPA”). If Trustor receives any such notice after the date hereof, then Trustor will give, within seven (7) business days thereafter, oral and written notice of same to Beneficiary. (d) Without limitation of Beneficiary’s rights under this Deed of Trust, Beneficiary shall have the right, but not the obligation, to enter onto the Property or to take such other actions as it deems necessary or advisable to clean up, remove, resolve or minimize the impact of, or otherwise deal with, any such Hazardous Materials or Environmental Complaint upon its receipt of any notice from any person or entity, including without limitation, the EPA, asserting the existence of any Hazardous Materials or an Environmental Complaint on or pertaining to the Property which, if true, could result in an order, suit or other action against Trustor affecting any part of the Property by any governmental agency or otherwise which, in the sole opinion of Beneficiary, could jeopardize its security under this Deed of Trust. All reasonable costs and expenses incurred by Beneficiary in the exercise of any such rights shall be secured by this Deed of Trust and shall be payable by Trustor upon demand together with simple interest thereon at the rate of 10% per annum. (e) The foregoing representation, covenants, indemnities and warranties shall be continuing and shall be true and correct for the period from the date hereof to the release of this Deed of Trust (whether by payment of the indebtedness secured hereby or foreclosure or action in lieu thereof), and these representations, covenants, indemnities and warranties shall survive such release. 26. Choice of Law. This Deed of Trust shall be governed by and construed in accordance with the laws of the State of California. 27. Non-Discrimination. Trustor covenants by and for itself and any successors in interest that there shall be no discrimination against or segregation of, any person or group of persons on account of race, color, creed, religion, sex, sexual orientation, marital status, national origin, ancestry, familial status, source of income or disability in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the Property, nor shall Trustor or any person claiming under or through it establish or permit any such practice or practices of discrimination or segregation of any person or group of persons on account of any basis listed in subdivision (a) or (d) of Section 12955 of the Government Code, as those bases are defined in Sections 12926, 12926.1, subdivision (m) and paragraph (1) of subdivision (p) of Section 12955, and Section 12955.2 of the Government Code, with reference to the selection, location, number, use or occupancy of 8 tenants, lessees, subtenants, sublessees or vendees of the Property. The foregoing covenants shall run with the land. 28. Provisions to be Included in Documents. Trustor shall refrain from restricting the rental, lease and sale of the Property and any dwelling unit thereon on the basis of race, color, creed, religion, sex, sexual orientation, marital status, national origin, ancestry, familial status, source of income or disability of any person. All such deeds, leases or contracts for the rental, lease or sale of the Property or any dwelling unit, shall contain or be subject to substantially the following nondiscrimination or nonsegregation clauses: (a) Deeds. In deeds “The grantee herein covenants by and for itself, its successors and assigns, and all persons claiming under or through them, that there shall be no discrimination against or segregation of, any person or group of persons on account of race, color, religion, sex, sexual orientation, disability, medical condition, familial status, source of income, marital status, national origin or ancestry in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the land herein conveyed, nor shall the grantee itself or any person claiming under or through it, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees or vendees in the land herein conveyed. The foregoing covenants shall run with the land.” (b) Leases. In leases “The lessee herein covenants by and for itself, its successors and assigns, and all persons claiming under or through them, and this lease is made and accepted upon and subject to the following conditions: That there shall be no discrimination against or segregation of any person or group of persons, on account of race, color, religion, sex, sexual orientation, disability, medical condition, familial status, source of income, marital status, national origin or ancestry in the leasing, subleasing, renting, transferring, use, occupancy, tenure or enjoyment of the land herein leased, nor shall lessee itself, or any person claiming under or through it, establish or permit such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, sublessees, subtenants or vendees in the land herein leased.” (c) Contracts. In contracts for the rental, lease or sale of the Property or any dwelling unit “There shall be no discrimination against or segregation of any person or group of persons on account of race, color, religion, sex, sexual orientation, disability, medical condition, familial status, source of income, marital status, national origin or ancestry in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the land, nor shall the transferee itself or any person claiming under or through it, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees or vendees of the land.” 29. Authority to Sign. All individuals signing this Deed of Trust for a party which is a corporation, a partnership or other legal entity, or signing under a power of attorney, or as a 9 trustee, guardian, conservator, or in any other legal capacity, covenant to the Beneficiary that they have the necessary capacity and authority to act for, sign and bind the respective entity or principal on whose behalf they are signing. 30. Recourse. This Deed of Trust is subject to the non-recourse limitations set forth in the Note. 31. Low Income Housing Tax Credits. If the Property is allocated low-income housing tax credits under the provisions of Sections 17058 and 23610.5 of the Revenue and Taxation Code of State of California and/or under the Section 42 of the Internal Revenue Code of 1986, as amended (“Code”), then the Property will be subject to certain requirements of Section 42 of the Code, including, but not limited to Section 42(h)(6)(e)(ii), which does not permit the eviction or termination of tenancy (other than for good cause) of an existing tenant of any low-income unit or any increase in the gross rent with respect to such unit not otherwise permitted under Section 42 for a period of three (3) years after the date the Property is acquired by foreclosure or deed in lieu of foreclosure. Beneficiary acknowledges the provisions of Section 42 of the Code and agrees that, if and to the extent applicable to Beneficiary in connection with the Property, Beneficiary will comply therewith. TRUSTOR: St. Regis Park CIC, LP, a California limited partnership By:_____________________________________ Print Name:______________________________ Its:_____________________________________ 10 ACKNOWLEDGMENT State of California ) ) County of San Diego ) On ____________________, 2019, before me, _________________________________, notary public, personally appeared __________________________________________ who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrumentand acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under penalty of perjury under the laws of the State of California that the foregoing paragraph is true and correct. WITNESS my hand and official seal. Signature (Seal) 11 Exhibit A-Property Description All that certain real property situated in the City of Chula Vista, County of San Diego, State of California, described as follows: 12 DO NOT DESTROY THIS NOTE: WHEN PAID, THIS NOTE AND THE DEED OF TRUST SECURING IT MUST BE SURRENDERED TO TRUSTEE FOR CANCELLATION BEFORE RECONVEYANCE WILL BE MADE. ---------------------------------------------------------------------------------------------------------------- AMENDED AND RESTATED PROMISSORY NOTE (St. Regis) (“Note”) Chula Vista, California April ___, 2019 This Amended and Restated Promissory Note amends and restates in its entirety that certain Promissory Note Secured by Deed of Trust, dated as of June 1, 2000, in favor of the Redevelopment Agency of the City of Chula Vista in the original principal amount of $1,387,152.00 (“Original Note”). St. Regis Park CIC, LP, a California limited partnership (“Maker”) and the Chula Vista Housing Authority as the Successor Housing Entity (“Housing Authority”), are all of the current parties to the Original Note. 1. Principal and Interest. For value received, and for good and adequate consideration, the receipt and sufficiency of which are hereby acknowledged, Maker promises to pay to the Housing Authority, or order, at 276 Fourth Avenue, Chula Vista, California, 91910, or such other place as the holder may from time to time designate by written notice to Maker, the principal sum not to exceed $_________ (“Housing Authority Loan”), together with accrued interest commencing on the date hereof. Interest shall accrue on the unpaid principal of the Housing Authority Loan at the rate of three percent (3%) simple interest per annum, except in the event of a default under this Note or the Declaration, as defined below, in which event ten percent (10%) simple interest shall be deemed to have accrued as of the date of default under this Note. This Note is issued in conjunction with the deed of trust (“Deed of Trust”) and the declaration of covenants, conditions and restrictions (“Declaration”), which are both being recorded in the office of the County Recorder of San Diego County concurrently herewith. The Deed of Trust and Declaration, and all other documents executed by the parties in connection therewith, are sometimes collectively referred to herein as the “Loan Documents.” The real property described in the Deed of Trust shall be referred to herein as the “Property.” All capitalized terms which are not defined herein shall have the meaning ascribed to them in the Loan Documents. 2. Residual Receipts Definitions. (a) Residual Receipts Defined. “Residual Receipts” shall mean Gross Revenue less Reasonable Operating Expenses, calculated on a calendar year basis, as provided herein. All calculations of Residual Receipts shall be subject to verification and approval by the Housing Authority. (b) Gross Revenue Defined. “Gross Revenue” shall mean all revenue, income, receipts, and other consideration actually received from the operation and leasing of the Property. Gross Revenue shall include, but not be limited to: all rents, fees and charges paid by tenants, all 1 cancellation fees; proceeds from vending and laundry room machines; the proceeds of business interruption or similar insurance; the proceeds of casualty insurance to the extent not utilized to repair or rebuild the Project; and condemnation awards for a taking of part or all of the Property for a temporary period to the extent not used to repair or restore the Property. Gross Revenue shall not include tenants’ security deposits, loan proceeds, capital contributions or similar advances or payments from reserve funds. (c) Reasonable Operating Expense Defined. “Reasonable Operating Expenses” shall mean any and all reasonable and actually incurred costs associated with the ownership, operation, use or maintenance of the Property, calculated in accordance with generally accepted accounting principles to the extent approved by the Housing Authority in Maker’s annual operating budget, expressly including, but not limited to, the following: (i) required debt service payments on any loans which are senior to the Deed of Trust; (ii) the annual bond fee of $13,164.00; (iii) the annual limited partner management fee (which shall not exceed $5,000.00 the first year after Project completion and shall not increase by more than 3.0% any year thereafter); (iv) the annual general partner management fee to Maker’s general partners (which shall not exceed $5,000.00 the first year after Project completion and shall not increase by more than 3.0% any year thereafter); (v) the annual deposit to the replacement reserve in the amount of $35,700.00 the first year after Project completion and increased by 3.0% each year thereafter (Failure to maintain such reserve shall constitute a material default under this Note. No disbursements from the replacement reserve account shall be made without the express written consent of the City Manager.), plus any additional replacement reserve deposit required by Borrower’s senior lender or Borrower’s limited partner; (vi) water, sewer, electrical, gas, and other utility-type charges for the Property; (vii) costs to operate and maintain the Property; (viii) insurance premiums; (ix) legal fees and expenses incurred in connection with the management of the Property; (x) capital expenditures to the Property to comply with applicable laws or otherwise to improve the operation or management of the Property to the extent such capital expenditures are not made from reserves and are approved by the Housing Authority in writing or by approval of the applicable budget setting forth such capital expenditures prior to Maker undertaking such capital expenditures; (xi) costs for applying for and obtaining the welfare exemption from the assessment of real estate taxes assessed against the Property; (xii) repayment of any operating deficit loans or development deficit loans made to Maker by any of Maker’s partners; and (xiii) any tax credit adjustment payments. In no event shall expenditures, including attorneys’ fees or litigation costs, normally required to be paid out of the Replacement Reserve, be treated as Reasonable Operating Expenses unless specifically approved in writing by the Housing Authority. For purposes of the foregoing definition of “Reasonable Operating Expenses,” any property management fee or partnership management fee which is paid to Maker or an affiliate of Maker shall at no time exceed an amount as is customary and standard for affordable housing projects similar in size, scope and character to the Property. Notwithstanding the foregoing, for purposes of this calculation, Reasonable Operating Expenses shall not include the following: principal and interest payments on any debt subordinate to this Note, depreciation, amortization, depletion or other non- cash expenses, incentive partnership asset management fees payable to the Maker or its affiliate (other than the management fees described above), or any amount expended from a reserve account. In the event that any of the above costs is incurred partially with respect to the Property, the parties shall mutually agree upon an allocable portion of such costs which shall be deemed Reasonable Operating Expenses of the Property. 2 3. Term of Loan, Due Date and Right of Prepayment. Payments shall be due and payable on the earliest of the following dates: (a) $____________ shall be paid by Maker to the Housing Authority concurrently with recordation of the Declaration and Deed of Trust in the office of the County Recorder of San Diego County. (b) Annually, beginning in 2020, Maker’s auditor shall calculate the Residual Receipts, as defined herein, for the immediately previous calendar year as part of the annual audit, and distribute those Residual Receipts (upon completion of such audit, but in no event later than September 30 of each year) as follows: (i) 50% to pay the deferred developer fee until paid in full; (ii) 90% of any amounts remaining after paying the amount set forth in (i) to the seller carryback loan until paid in full; and (iii) pay the remainder of such Residual Receipts to the Housing Authority. (c) All principal and unpaid interest shall be due and payable by the Maker to the Housing Authority on December 31, 2075. (d) All principal and unpaid interest shall be due and payable concurrently with the refinancing of any loan or other obligation secured all or in part by the Property. (e) All principal and unpaid interest shall be due and payable concurrently with the sale, transfer, conveyance or further encumbrance of all or any part of the Property, without the express written consent of the Lender. (f) All principal and accrued interest shall be due and payable by the Maker to the Housing Authority upon acceleration of this Note, as set forth in Section 5, below. This Note may be prepaid in whole or in part at any time and, from time to time, without notice or penalty. Any prepayment shall be allocated first to unpaid interest then to unpaid principal. Housing Authority reserves the right to approve all sales, transfers, conveyances, additional encumbrances, or dispositions of the Property. Consent to one transaction of this type will not constitute a waiver of the right to require consent to future or successive transactions. 4. Security for this Note. This Note is secured by the Deed of Trust of even date herewith executed by Maker, which creates a lien on the Property and by the Loan Documents, including the Security Agreement. 5. Acceleration Upon Default. In the event of any default under the terms of this Note, the Deed of Trust, the Security Agreement, the Declaration, or any prior or subsequent loans, notes and/or deed of trust, at the option of the holder of this Note, and after the expiration of any applicable notice and cure period, all principal and interest under this Note shall immediately become due and payable, without further notice. Failure to exercise such option shall not constitute a waiver of the right to exercise such option in the event of any subsequent default. Without limiting any other events of default contained herein, or in any of the Loan Documents, the failure to complete rehabilitation of the Property to the satisfaction of the Housing Authority on or before 3 March 1, 2020, or such extended deadline commensurate with any extension of the maturity date of the senior priority construction loan for the Property shall be considered an event of default, entitling the Lender to accelerate the payment of principal and interest hereunder, as provided in this Section 5. Time is of the essence. Maker’s limited partner shall have the right, but not the obligation, to cure defaults of Maker hereunder, and the Lender hereby agrees to accept any cure of any default made or tendered by Maker’s limited partner on the same basis as if made or tendered by Maker. Copies of all notices which are sent to Maker hereunder shall also be sent to Maker’s limited partner, at: Raymond James California Housing Opportunities Fund V L.L.C. c/o Raymond James Tax Credit Funds, Inc. 880 Carillon Parkway St. Petersburg, Florida 33716 Attention: Steven J. Kropf, President Facsimile No.: 727-567-8455 6. Costs Paid by Maker. Maker agrees to pay the following costs, expenses, and attorneys’ fees paid or incurred by the holder of this Note, or adjudged by a court: (a) reasonable costs of collection, costs, and expenses, and attorneys’ fees paid or incurred in connection with the collection or enforcement of this Note, whether or not suit is filed; and (b) costs of suit and such sum as the court may adjudge as attorneys’ fees in any action to enforce payment of this Note or any part of it. 7. Payment and Interest Calculation. Principal and interest shall be payable in lawful money of the United States of America. Interest shall be computed based on a 360-day year and 30-day month. Payments shall be applied to interest first and then to any unpaid principal balance. 8. Waiver. Maker hereby waives diligence, presentment, protest and demand, notice of protest, dishonor and nonpayment of this Note, and expressly agrees that, without in any way affecting the liability of Maker hereunder, the Housing Authority may extend any maturity date or the time for payment of any installment due hereunder, accept additional security, release any party liable hereunder and release any security now or hereafter securing this Note. Maker further waives, to the full extent permitted by law, the right to plead any and all statutes of limitations as a defense to any demand on this Note, or on any deed of trust, security agreement, guaranty or other agreement now or hereafter securing this Note. 9. Non-Recourse. This Note shall be non-recourse to the Maker and its partners. 10. Late Charge. In addition to the foregoing, if any installment due hereunder is not paid within fifteen (15) days from the date due, Maker promises to pay a “late charge” of five percent (5%) of the installment so overdue to defray the expense incident to handling any such delinquent payment or payments. 11. Severability. If any provision of this Note is determined to be void by court of competent jurisdiction, such determination shall not affect any other provision of this Note, and such other provisions shall remain in full force and effect. 4 12. Non-Waiver. No delay in demanding or failure to demand performance hereunder shall constitute a waiver by the holder of this Note of its right to subsequently demand such performance or to exercise any remedies for any default hereunder. Further, in order to be effective, any waiver of any of the Housing Authority’s rights and remedies hereunder shall be expressed in a writing signed by the Housing Authority. Waiver by the Housing Authority of any right hereunder shall not constitute a waiver of any other right, including but not limited to the right to exercise any and all remedies for a different or subsequent event of default hereunder. 13. Replacement Note. The undersigned agrees that, in the event that this Note shall become lost or stolen, then upon request of the Housing Authority, the undersigned shall execute a replacement Note incorporating the terms hereof, provided that the Housing Authority shall furnish a written agreement to indemnify the undersigned against all losses, costs, and damages arising from a duplicative demand for payment under this Note. 14. Interpretation. This Note shall be governed and interpreted in accordance with applicable California law. 15. Signature Authority. All individuals signing this Note for a party which is a corporation, limited liability company, partnership or other legal entity, or signing under a power of attorney, or as a trustee, guardian, conservator, or in any other legal capacity, covenant to the Housing Authority that they have the necessary capacity and authority to act for, sign and bind the respective entity or principal on whose behalf they are signing. MAKER: St. Regis Park CIC, LP, a California limited partnership By:_____________________________________ Print Name:______________________________ Its:_____________________________________ \[SIGNATURES CONTINUED ON FOLLOWING PAGE\] 5 HOUSING AUTHORITY: Chula Vista Housing Authority as the Successor Housing Entity By:______________________________________ Gary Halbert, Director APPROVED AS TO FORM: By:______________________________________ Glen R. Googins, Housing Authority Attorney 6 ASSIGNMENT, ASSUMPTION AND CONSENT AGREEMENT (St. Regis Promissory Note) THIS ASSIGNMENT, ASSUMPTION AND CONSENT AGREEMENT (“Agreement”) is dated as of the ___ day of April 1, 2019, by St. Regis Park, L.P., a California limited partnership (“Assignor”), St. Regis Park CIC, LP, a California limited partnership (“Assignee”), and the Chula Vista Housing Authority as the Successor Housing Entity (“Housing Authority”). RECITALS A. The Assignor and the Housing Authority are all of the current parties to that certain Promissory Note Secured by Deed of Trust, dated as of June 1, 2000, made by Assignor in favor of the Redevelopment Agency of the City of Chula Vista in the original principal amount of $1,387,152.00 (“Note”). B. The Housing Authority is the successor in interest to the Redevelopment Agency of the City of Chula Vista. The Assignor desires to assign all of its interest in the Note to the Assignee, and the Assignee desires to assume all rights and obligations of the Assignor with respect to the Note. NOW, THEREFORE, for good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the Housing Authority, Assignor and Assignee hereby agree as follows: 1. Assignment and Assumption. Effective as of the date the Assignee acquires title to the real property securing the Note, the Assignor assigns all of its rights, title, obligations and interest in and to the Note to the Assignee, and the Assignee does hereby assume, and agrees to perform all of the obligations, covenants, liabilities and duties of the Assignor under, the Note, in the manner, at the times and in all other respects as therein provided. The Assignee further agrees to be bound by each and every term, covenant and condition contained in the Note and agrees that each and every obligation will be performed and carried out as though the Note had been originally made, executed and delivered by the Assignee. 2. Housing Authority Consent. The Housing Authority hereby consents to the assignment and assumption of the Note as set forth in this Agreement. The consent of the Housing Authority to the assignment to and assumption by the Assignee of the Note, as contemplated by this Agreement shall not be deemed to be a consent to any other or subsequent assignments of the same, or any part thereof, or any interest therein, and all rights and privileges of the Housing Authority to approve assignments of the Note are hereby expressly reserved and retained by the Housing Authority. 3. General Provisions. (a) Binding Effect/No Third Party Beneficiaries. All of the terms and provisions of this Agreement shall be binding upon and inure to the benefit to the parties hereto and respective heirs, legal representatives, successors and assigns. This Agreement is made for the sole benefit 1 and protection of the parties hereto, and their successors and assigns, and no other party shall have any right of action or right to rely hereon. (b) No Novation. Except as otherwise set forth in this Agreement, the parties agree that this Agreement is not in any way intended to, and does not, revise, amend or otherwise affect any of the terms, conditions or priority of the Note or any other agreement or document by and between the Housing Authority, Assignor or the Assignee, nor the enforcement thereof. The parties hereby agree the provisions of the Note and all other agreements or documents by and between the Housing Authority, Assignor or the Assignee shall be and remain unmodified, except as set forth in this Agreement, and in full force and effect. (c) Counterparts. This Agreement may be executed in two or more counterparts, each of which shall be deemed an original, but all of which together shall constitute one and the same instrument. (d) Signature Authority. All individuals signing this Amendment for a party which is a corporation, partnership, limited liability company or other legal entity, or signing under a power of attorney, or as a trustee, guardian, conservator, or in any other legal capacity, covenant to the other parties hereto that they have the necessary capacity and authority to act for, sign and bind the respective entity or principal on whose behalf they are signing. ASSIGNOR: St. Regis Park, L.P., a California limited partnership By:_____________________________________ Print Name:______________________________ Its:_____________________________________ \[SIGNATURES CONTINUED ON FOLLOWING PAGE\] 2 ASSIGNEE: St. Regis Park CIC, LP, a California limited partnership By:_____________________________________ Print Name:______________________________ Its:_____________________________________ \[SIGNATURES CONTINUED ON FOLLOWING PAGE\] 3 HOUSING AUTHORITY: Chula Vista Housing Authority as the Successor Housing Entity By:______________________________________ Gary Halbert, Director APPROVED AS TO FORM: By:______________________________________ Glen R. Googins, City Attorney 4 Stradling Yocca Carlson & Rauth Draft dated March 15, 2019 FUNDING LOAN AGREEMENT among CITIBANK, N.A., as Funding Lender and CHULA VISTA HOUSING AUTHORITY, as Governmental Lender and U.S. BANK NATIONAL ASSOCIATION, as Fiscal Agent dated as of ______________ 1, 2019 relating to: $______________ Chula Vista Housing Authority Multifamily Housing Revenue Note (St. Regis Park Apartments) 2019 Series B-1 $______________ Chula Vista Housing Authority Multifamily Housing Revenue Note (St. Regis Park Apartments) 2019 Series B-2 TABLE OF CONTENTS Page ARTICLE I DEFINITIONS; PRINCIPLES OF CONSTRUCTION Section 1.1Definitions.................................................................................................................2 Section 1.2Effect of Headings and Table of Contents..............................................................11 Section 1.3Date of Funding Loan Agreement...........................................................................11 Section 1.4Designation of Time for Performance.....................................................................11 Section 1.5Interpretation...........................................................................................................11 ARTICLE II TERMS; GOVERNMENTAL LENDER NOTES Section 2.1Terms.......................................................................................................................12 Section 2.2Form of Governmental Lender Notes......................................................................14 Section 2.3Execution and Delivery of Governmental Lender Notes........................................14 Section 2.4Required Transferee Representations; Participations; Sale and Assignment..........14 ARTICLE III PREPAYMENT Section 3.1Prepayment of the Governmental Lender Notes from Prepayment under the Corresponding Borrower Notes...............................................................................15 Section 3.2Notice of Prepayment..............................................................................................15 ARTICLE IV SECURITY Section 4.1Security for the Funding Loan.................................................................................16 Section 4.2Delivery of Security................................................................................................17 ARTICLE V LIMITED LIABILITY Section 5.1Source of Payment of Funding Loan and Other Obligations..................................17 Section 5.2Exempt from Individual Liability............................................................................18 ARTICLE VI CLOSING CONDITIONS; APPLICATION OF FUNDS Section 6.1Conditions Precedent to Closing.............................................................................18 ARTICLE VII FUNDS AND ACCOUNTS Section 7.1Authorization to Create Funds and Accounts..........................................................19 Section 7.2Investment of Funds................................................................................................19 Section 7.3Establishment of Funds...........................................................................................20 Section 7.4FundingLoan Payment Fund..................................................................................20 Section 7.5Expense Fund..........................................................................................................21 Section 7.6Closing Costs Fund..................................................................................................21 Section 7.7Project Fund.............................................................................................................22 Section 7.8Rebate Fund.............................................................................................................24 i TABLE OF CONTENTS continued) ( Page Section 7.9Investments..............................................................................................................25 ARTICLE VIII REPRESENTATIONS AND COVENANTS Section 8.1General Representations..........................................................................................26 Section 8.2No Encumbrance on Security..................................................................................27 Section 8.3Repayment of Funding Loan...................................................................................27 Section 8.4Servicer....................................................................................................................27 Section 8.5Borrower Loan Agreement Performance................................................................27 Section 8.6Maintenance of Records; Inspection of Records.....................................................28 Section 8.7Tax Covenants.........................................................................................................28 Section 8.8Performance by the Borrower.................................................................................29 ARTICLE IX DEFAULT; REMEDIES Section 9.1Events of Default.....................................................................................................29 Section 9.2Acceleration of Maturity; Rescission and Annulment............................................30 Section 9.3Additional Remedies; Funding Lender Enforcement..............................................31 Section 9.4Application of Money Collected.............................................................................32 Section 9.5Remedies Vested in Funding Lender......................................................................33 Section 9.6Restoration of Positions...........................................................................................33 Section 9.7Rights and Remedies Cumulative...........................................................................33 Section 9.8Delay or Omission Not Waiver...............................................................................33 Section 9.9Waiver of Past Defaults...........................................................................................33 Section 9.10Remedies Under Borrower Loan Agreement or Borrower Notes...........................33 Section 9.11Waiver of Appraisement and Other Laws...............................................................34 Section 9.12Suits to Protect the Security....................................................................................34 Section 9.13Remedies Subject to Applicable Law......................................................................34 Section 9.14Assumption of Obligations......................................................................................34 ARTICLE X AMENDMENT; AMENDMENTOF BORROWER LOAN AGREEMENT AND OTHER DOCUMENTS Section 10.1Amendment of Funding Loan Agreement...............................................................35 Section 10.2Amendments Require Funding Lender Consent.....................................................35 Section 10.3Consents and Opinions............................................................................................35 ARTICLE XI THE FISCAL AGENT Section 11.1Appointment of Fiscal Agent; Acceptance..............................................................35 Section 11.2Certain Duties and Responsibilities of Fiscal Agent...............................................35 Section 11.3Notice of Defaults....................................................................................................36 Section 11.4Certain Rights of Fiscal Agent................................................................................37 Section 11.5Not Responsible for Recitals...................................................................................38 Section 11.6May Hold Funding Loan.........................................................................................38 ii TABLE OF CONTENTS continued) ( Page Section 11.7Moneys Held Hereunder..........................................................................................38 Section 11.8Compensation and Reimbursement.........................................................................38 Section 11.9Fiscal Agent Required; Eligibility...........................................................................39 Section 11.10Resignation and Removal; Appointment of Successor...........................................39 Section 11.11Acceptance of Appointment by Successor..............................................................40 Section 11.12Merger, Conversion, Consolidation or Succession to Business..............................40 Section 11.13Appointment of Co-Fiscal Agent............................................................................41 Section 11.14Loan Servicing.........................................................................................................41 Section 11.15No Recourse Against Officers or Employees of Fiscal Agent................................41 ARTICLE XII MISCELLANEOUS Section 12.1Notices.....................................................................................................................42 Section 12.2Term of Funding Loan Agreement..........................................................................44 Section 12.3Successors and Assigns...........................................................................................44 Section 12.4Legal Holidays.........................................................................................................44 Section 12.5Governing Law........................................................................................................45 Section 12.6Severability..............................................................................................................45 Section 12.7Execution in Several Counterparts..........................................................................45 Section 12.8Nonrecourse Obligation of the Borrower................................................................45 Section 12.9Waiver of Trial by Jury...........................................................................................45 Section 12.10Electronic Transactions...........................................................................................45 Section 12.11Reference Date........................................................................................................45 EXHIBITAFORM OF GOVERNMENTAL LENDER NOTES................................................A-1 EXHIBITBFORM OF REQUIRED TRANSFEREE REPRESENTATIONS............................B-1 EXHIBITCFORM OF WRITTEN REQUISITION OF THE BORROWER –PROJECT FUND........................................................................................................................C-1 EXHIBITDFORM OF WRITTEN REQUISITION OF THE BORROWER –CLOSING COSTS FUND..........................................................................................................D-1 EXHIBITEFISCAL AGENT WIRING INSTRUCTIONS.........................................................E-1 iii FUNDING LOAN AGREEMENT This Funding Loan Agreement, dated as of ______________ 1, 2019(this “Funding Loan Agreement”), is entered into by CITIBANK, N.A., (together with any successor hereunder, the “Funding Lender”), the CHULA VISTA HOUSING AUTHORITY, a public body corporate and politic, organized and existing under the laws of the State of California (together with its successors and assigns, the “Governmental Lender”) and U.S. BANK NATIONAL ASSOCIATION,a national banking association duly organized and existing under the laws of the United States of America, as fiscal agent (together with its successors and assigns, the “Fiscal Agent”). R E C I T A L S : , the Governmental Lender is a public body, corporate and politic, duly WHEREAS organized and validly existing under the laws of the State of California; and WHEREAS, the Governmental Lender is empowered pursuant to Chapter 1 of Part 2 of Act”) to: (a)make loans to any person to Division 24 of the California Health and Safety Code (the “ provide financing for residential rental developments located within the jurisdiction of the Governmental Lender and intended to be occupied in part by persons of low and moderate income; (b)incur indebtedness for the purpose of obtaining moneys to make such loans andprovide such financing, to establish any required reserve funds and to pay administrative costs and other costs incurred in connection with the incurrence of such indebtedness of the Governmental Lender; and (c)pledge all or any part of the revenues, receipts or resources of the Governmental Lender, including the revenues and receipts to be received by the Governmental Lender from or in connection with such loans, and to mortgage, pledge or grant security interests in such loans or other property of the Governmental Lender in order to secure the payment of the principal of, prepayment premium, if any, on and interest on such indebtedness of the Governmental Lender; and WHEREAS, ST. REGIS PARK CIC, LP, a California limited partnership (the “Borrower”), has requested that the Governmental Lender enter into this Funding Loan Agreement under which the Funding Lender will (i)advance funds (the “Funding Loan”) to or for the account of the Governmental Lender, and (ii)apply the proceeds of the Funding Loan to make a loan (the “Borrower Loan”) to the Borrower to finance the acquisition, rehabilitation and equipping of a 118 unitplus1 manager’s unitmultifamily rental housing project located at 1025 Broadwayin the City of Chula Vista, County of San Diego, California, known as St. Regis Park Apartments; and WHEREAS, simultaneously with the delivery of this Funding Loan Agreement, the Governmental Lender and the Borrower will enter into a Borrower Loan Agreement of even date Borrower Loan Agreement”), whereby the herewith (as it may be supplemented or amended, the “ Borrower agrees to make loan payments to the Governmental Lender in an amount that, when added to other funds available under this Funding Loan Agreement, will be sufficient to enable the Governmental Lender to repay the Funding Loan and to pay all costs and expenses related thereto when due; and WHEREAS, to evidence its payment obligations under the Borrower Loan Agreement, the Borrower will execute and deliver to the Governmental Lender its Borrower Notes(as defined herein) and the obligations of the Borrower under the Borrower Noteswill be secured by a lien on and security interest in the Project (as defined herein) pursuant to a Multifamily Deed of Trust, Assignment of Rents, Security Agreement and Fixture Filing (California), of even date herewith (the Security Instrument”), made by the Borrower in favor of the Governmental Lender, as assigned to “ the Funding Lender to secure the performance by the Governmental Lender of its obligations under the Funding Loan; and WHEREAS, the Governmental Lender has executed and delivered to the Funding Lender its Governmental Lender Notes(as defined herein),evidencing its obligation to make the payments due to the Funding Lender under the Funding Loan as provided in this Funding Loan Agreement, all things necessary to make the Funding Loan Agreement thevalid, binding and legal limited obligation of the Governmental Lender, have been done and performed and the execution and delivery of this Funding Loan Agreement and the execution and delivery of the Governmental Lender Notes, subject to the terms hereof, have in all respects been duly authorized. A G R E E M E N T : , in consideration of the premises and the mutual representations, NOW, THEREFORE covenants and agreements herein contained, the parties hereto do hereby agree as follows: ARTICLE I DEFINITIONS; PRINCIPLES OF CONSTRUCTION Section 1.1Definitions. For all purposes of this Funding Loan Agreement, except as otherwise expressly provided or unless the context otherwise clearly requires: (a)Unless specifically defined herein, all capitalized terms shall have the meanings ascribed thereto in the Borrower Loan Agreement. (b)The terms “herein, “hereof”and “hereunder”and other words of similar import refer to this Funding Loan Agreement as a whole and not to any particular Article, Section or other subdivision. The terms “agree”and “agreements”contained herein are intended to include and mean “covenant”and “covenants.” (c)All references made (i)in the neuter, masculine or feminine gender shall be deemed to have been made in all such genders, and (ii)in the singular or plural number shall be deemed to have been made, respectively, in the plural or singular number as well. Singular terms shall include the plural as well as the singular, and vice versa. (d)All accounting terms not otherwise defined herein shall have the meanings assigned to them, and all computations herein provided for shall be made, in accordance with the Approved Accounting Method. All references herein to “Approved Accounting Method”refer to such principles as they exist at the date of application thereof. (e)All references in this instrument to designated “Articles,”“Sections”and other subdivisions are to the designated Articles, Sections and subdivisions of this instrument as originally executed. (f)All references in this instrument to a separate instrument are to such separate instrument as the same may be amended or supplemented from time to time pursuant to the applicable provisions thereof. 2 (g)References to the Governmental Lender Notesas “tax-exempt”or to the “tax- exempt status”of the Governmental Lender Notesare to the exclusion of interest on the Governmental Lender Notes(other than any portion of the Governmental Lender Notesheld by a “substantial user”of the Project or a “related person”within the meaning of Section 147 of the Code) from gross income for federal income tax purposes pursuant to Section 103(a) of the Code. (h)The following terms have the meanings set forth below: “Act”means Chapter 1 of Part 2 of Division 24 of the California Health and Safety Code. “Additional Borrower Payments”shall have the meaning given such term in the Borrower Loan Agreement. Affiliate”means, as to any Person, any other Person that, directly or indirectly, is in Control “ of, is Controlled by or is under common Control with such Person. ApprovedTransferee”means (a)a “qualified institutional buyer”(“QIB”) as defined in “ Rule 144A promulgated under the Securities Act that is a financial institution or commercialbank having capital and surplus of $5,000,000,000 or more, (b)an affiliate of the Funding Lender, or (c)a trust or custodial arrangement established by the Funding Lender or one of its affiliates the beneficial interests in which will be owned only by QIBs. “Authorized Amount”means $21,400,000, the maximum principal amount of the Funding Loan under this Funding Loan Agreement. Authorized Governmental Lender Representative”means the Chairperson, Vice “ Chairperson, Executive Director, or Treasurer, or any person or persons designated to act on behalf of the Governmental Lender by a certificate filed with the Borrower, Funding Lender and Servicer, if any, containing the specimen signatures of such person or persons and signed on behalf of the Governmental Lender by its Chairperson, Vice Chairperson, Executive Director, or Treasurer. “Borrower”means St. Regis Park CIC, LP, a California limited partnership. “Borrower Loan”shall mean the mortgage loan made by the Governmental Lender to the Borrower pursuant to the Borrower Loan Agreement in the aggregate principal amount of the Borrower Loan Amount, as evidenced by the Borrower Notes. “Borrower Loan Agreement”shall mean the Borrower Loan Agreement, of even date herewith, between the Governmental Lender and the Borrower, as supplemented, amended or replaced from time to time in accordance with its terms. Borrower Loan Agreement Default”shall mean any event of default set forth in “ Section8.1 of the Borrower Loan Agreement. A Borrower Loan Agreement Default shall “exist”if a Borrower Loan Agreement Default shall have occurred and be continuing beyond any applicable cure period. “Borrower Loan Amount”shall mean $21,400,000, the maximum principal amount of the Borrower Loan under the Borrower Loan Agreement. 3 Borrower Loan Documents”shall have the meaning given such term in the Borrower Loan “ Agreement. Borrower Notes”shall mean, collectively, the Series B-1Borrower Note and the Series B-2 “ Borrower Note. “Business Day”shall mean any day other than (i)a Saturday or a Sunday, or (ii)a day on which federally insured depository institutions in New York, New York or California are authorized or obligated by law, regulation, governmental decree or executive order to be closed. “Closing Costs”has the meaning given to the term Costs of Funding in the Borrower Loan Agreement. Closing Date”shall mean ____________, 2019, the date that initial Funding Loan proceeds “ are disbursed hereunder. Code”means the Internal Revenue Code of 1986 as in effect on the date of execution and “ delivery of the Governmental Lender Notesor (except as otherwise referenced herein) as it may be amended to apply to obligations issued on the Closing Date, together with applicable proposed, temporary and final regulations promulgated, and applicable official public guidance published, under the Code. “Construction Funding Agreement”means that certain Construction Funding Agreement of even date herewith, between the Funding Lender, as agent for the Governmental Lender, and Borrower, pursuant to which the Borrower Loan will be advanced by the Funding Lender (or the Servicer on its behalf), as agent of the Governmental Lender, to the Fiscal Agent for disbursement to the Borrower and setting forth certain provisions relating to disbursement of the Borrower Loan during construction, insurance and other matters, as such agreement may be amended, modified, supplemented and replaced from time to time. “Contingency Draw-Down Agreement”means the Contingency Draw-Down Agreement of even date herewith among the Fiscal Agent, the Funding Lender and the Borrower relating to possible conversion of the Funding Loan from a draw down loan to a fully funded loan. “Control”shall mean, with respect to any Person, either (a)ownership directly or through other entities of more than 50% of all beneficial equity interest in such Person, or (b)the possession, directly or indirectly, of the power to direct or cause the directionof the management and policies of such Person, through the ownership of voting securities, by contract or otherwise. Conversion”has the meaning given to such term in the Borrower Loan Agreement. “ Conversion Date”shall have the meaning given such term in the Construction Funding “ Agreement. “Default”shall mean the occurrence of an event, which, under any Funding Loan Document, would, but for the giving of notice or passage of time, or both, be an event of default under the applicable Funding Loan Document or a Borrower Loan Agreement Default. 4 Draw-Down Notice”shall mean a notice described in Section 1.01 of the Contingency “ Draw-Down Agreement regarding the conversion of the Funding Loan from a draw down loan to a fully funded loan. “Equity Investor”shall mean Raymond James California Housing Opportunities FundVI L.L.C., a Florida limited liability company, and its permitted successors and assigns. “Event of Default”shall have the meaning ascribed thereto in Section 9.1 hereof. “Fair Market Value”shall mean the price at which a willing buyer would purchase the investment from a willing seller in a bona fide, arm’s length transaction (determined as of the date the contract to purchase or sell the investment becomes binding) if the investment is traded on an established securities market (within the meaning of section1273 of the Code) and, otherwise, the term “Fair Market Value”means the acquisition price in a bona fide arm’s length transaction (as referenced above) if (a)the investment is a certificate of deposit that is acquired in accordance with applicable regulations under the Code, (b)the investment is an agreement with specifically negotiated withdrawal or reinvestment provisions and a specifically negotiated interest rate (for example, a guaranteed investment contract, a forward supply contract or other investment agreement) that is acquired in accordance with applicable regulations under the Code, (c)the investment is a United States Treasury Security--State and Local Government Series that isacquired in accordance with applicable regulations of the United States Bureau of Public Debt, or (d)any commingled investment fund in which the City and related parties do not own more than a ten percent (10%) beneficial interest therein if the return paid by the fund is without regard to the source of the investment. To the extent required by the Regulations, the term “investment”will include a hedge. Fiscal Agent”shall mean U.S. Bank National Association, which entity is appointed “ pursuant to Section11.1 to serve as Fiscal Agent under this Funding Loan Agreement, and any successor thereto pursuant to Section 11.10. “Fiscal Agent’s Fees”shall mean the annual administration fee for the Fiscal Agent’s ordinary fees and expenses in rendering its services under this Funding Loan Agreement during each 12-month period, payable annually in arrears beginning \[May1, 2020\], which fee is equal to (and shall not exceed) the greater of \[(a)$1,500.00 and (b)(i)prior to the Conversion Date, 0.00028 times theAuthorized Amount, and (ii)following the ConversionDate,0.00028 timesthe outstanding principal amount of the Funding Loan as of such date.\] Funding Lender”shall mean Citibank N.A., a national banking association, and any “ successor under this Funding Loan Agreement and the Borrower Loan Documents. Funding Loan Agreement”shall mean this Funding Loan Agreement, by and among the “ Funding Lender, the Governmental Lender and the Fiscal Agent, as it may from time to time be supplemented, modified or amended by one or more agreementsor other instruments supplemental hereto entered into pursuant to the applicable provisions hereof. “Funding Loan Documents”shall mean (a)this Funding Loan Agreement, (b)the Borrower Loan Agreement, (c)the Regulatory Agreement, (d)the Tax Certificate, (e)the Borrower Loan Documents, (f)all other documents evidencing, securing, governing or otherwise pertaining to the Funding Loan, and (g)all amendments, modifications, renewals and substitutions of any of the foregoing. 5 Governmental Lender”shall mean the Chula Vista Housing Authority. “ Governmental Lender Notes”shall mean, collectively, the Series B-1Governmental “ Lender Note and the Series B-2Governmental Lender Note; and a “Governmental Lender Note” shall mean one of such Governmental Lender Notes. “Highest Rating Category”shall mean, with respect to a Permitted Investment, that the Permitted Investment is rated by S&P or Moody’s in the highest rating category given by that rating agency for that general category of security. By way of example, the Highest Rating Category for tax-exempt municipal debt established by S&P is “A1+”for debt with a term of one year or less and “AAA”for a term greater than one year, with corresponding ratings by Moody’s of “MIG1”(for fixed rate) or “VMIG1”(for variable rate) for three months or less and “Aaa”for greater than three months. If at any time (a)both S&P and Moody’s rate a Permitted Investment and (b)one of those ratings is below the Highest Rating Category, then such Permitted Investment will, nevertheless, be deemed to be rated in the Highest Rating Category if the lower rating is no more than one rating category below the highest rating category of that rating agency. For example, a Permitted Investment rated “AAA”by S&P and “Aa3”by Moody’s is rated in the Highest Rating Category. If, however, the lower rating is more than one full rating category below the Highest Rating Category of that rating agency, then the Permitted Investment will be deemed to be rated below the Highest Rating Category. For example, a Permitted Investment rated “AAA”by S&P and “A1”by Moody’s is not rated in the Highest Rating Category. Maturity Date”shall mean (i)with respect to the Series B-1Governmental Lender Note “ \[November1, 2051\], and (ii)with respect to the Series B-2Governmental Lender Note \[November1, 2021\]. Maximum Rate”shall mean the lesser of (a)12% per annum, and (b)the maximum interest “ rate that may be paid on the Funding Loan under State law. “Minimum Beneficial Ownership Amount”shall mean an amount no less than fifteen percent (15%) of the outstanding principal amount of the Funding Loan, or the full outstanding principal amount of the Funding Loan, if such principal amount is less than $100,000. “Moody’s”shall mean Moody’s Investors Service, Inc., or its successor. “Negative Arbitrage Account”means the Negative Arbitrage Account of the Project Fund established under Section 7.3, as otherwise described in the Contingency Draw-Down Agreement. Negative Arbitrage Deposit”has the meaning set forth in the Contingency Draw-Down “ Agreement. Noteowner”or “owner of the Governmental Lender Notes”means the owner of the “ Governmental Lender Notesas shown on the registration books maintained by the Funding Lender pursuant to Section 2.4(e). “Ongoing Governmental Lender Fee”shall mean the ongoing portion of the Annual Administration Fee(as that term is defined in the Regulatory Agreement) that is payable after the Closing Date. 6 Opinion of Counsel”shall mean a written opinion from an attorney or firm of attorneys, “ acceptable to the Funding Lender and the Governmental Lender with experience in the matters to be covered in the opinion; provided that whenever an Opinion of Counsel is required to address the exclusion of interest on the Governmental Lender Notesfrom gross income for purposes of federal income taxation, such opinion shall be provided by Tax Counsel. “Permitted Investments”shall mean, to the extent authorized by law for investment of any moneys held under this Funding Loan Agreement, but only to the extent that the same are acquired at Fair Market Value: (a)Direct obligations of the United States of America including obligations issued or held in book-entry form on the books of the Department of the Treasury of the United Government Obligations”). States of America (“ (b)Direct obligations of, and obligations on which the full and timely payment of principal and interest is unconditionally guaranteed by, any agency or instrumentality of the United States of America or direct obligations of the World Bank, which obligations are rated in the Highest Rating Category. (c)Demand deposits or time depositswith certificates of deposit issued by the Fiscal Agent or its affiliates or any bank organized under the laws of the United States of America or any state or the District of Columbia which has combined capital, surplus and undivided profits of not less than $50,000,000 and maturing in less than 365 days; provided that the Fiscal Agentor such other institution has been rated at least “VMIG-1”/”A-1+”by Moody’s/S&Pwhich deposits or certificates are fully insured by the Federal Deposit Insurance Corporation or collateralized pursuant to the requirements of the Office ofthe Comptroller of the Currency. (d)Bonds (including tax-exempt bonds), bills, notes or other obligations of or secured by Fannie Mae, Freddie Mac, the Federal Home Loan Bank or the Federal Farm Credit Bank. (e)Money market funds rated AAA by S&P which are registered with the Securities and Exchange Commission and which meet the requirements of Rule 2(a)(7) of the Investment Company Act of 1940, as amended, which may be administered by the Fiscal Agent or its affiliates. (f)Collateralized Investment Agreements or Repurchase Agreements with financial institutions rated in the “A”category or higher without regard to qualifiers, by at least one Rating Agency. The agreement must be continually collateralized with obligations specified in paragraphs (a), (b) and/or (d) above, eligible for wire through the Federal Reserve Bank System or the DTC/PTC as applicable, and at a level of at least 103% of the amount on deposit and valued no less than daily. The collateral must be held by a third party custodian and be free and clear of all liens and claims of third parties. Securities must be valued daily, marked-to-market at current market price plus accrued interest. If the market value of the securities is found to be below the required level, the provider must restore the market value ofthe securities to the required level within one (1) business day. Permitted collateral must be delivered to and held in a segregated account by the Fiscal Agent or a custodian (the “Collateral Agent”), and the Collateral Agent cannot be the provider. Thecollateral must be delivered to the Collateral Agent before/simultaneous with payment (perfection by possession of certificated securities). Acceptable collateral must be free and clear of 7 all liens and claims of third parties and shall be registered in the name of the Collateral Agent for the benefit of the Governmental Lender and Fiscal Agent. The agreement shall state that the Collateral Agent has a valid and perfected first priority security interest in the securities, any substituted securities and all proceeds thereof. (g)Any other investment authorized by the laws of the State, if such investment is approved in advance inwriting by the Funding Lenderin its sole discretion. Permitted Investments shall not include any of the following: (1)Except for any investment described in the next sentence, any investment or any agreement with a maturity profilegreater than the date(s) on which funds representing the corpusof the investmentmay be needed under the Funding Loan Documents. This exception (1) shall not apply to Permitted Investments listed in paragraph (g). (2)Any obligation bearing interest at an inverse floating rate. (3)Any investment which may be prepaid or called at a price less than its purchase price prior to stated maturity. (4)Any investment the interest rate on which is variable and is established other than by reference to a single index plus a fixed spread, if any, and which interest rate moves proportionately with that index. Person”shall mean any individual, corporation, limited liability company, partnership, joint “ venture, estate, trust, unincorporated association, any federal, state, county or municipal government or any bureau, department or agency thereof and any fiduciary acting in such capacity on behalf of any of the foregoing. Pledged Revenues”shall mean the amounts pledged under this Funding Loan Agreement to “ the payment of the principal of, prepayment premium, if any, and interest on the Funding Loan and the Governmental Lender Notes, consisting of the following: (i)all income, revenues, proceeds and other amounts to which the Governmental Lender is entitled (other than amounts received by the Governmental Lender with respect to the Unassigned Rights) derived from or in connection with the Project and the Funding Loan Documents, including all Borrower Loan Payments due under the Borrower Loan Agreement and the Borrower Notes, payments with respect to the Borrower Loan Payments and all amounts obtained through the exercise of the remedies provided in the Funding Loan Documents and all receipts credited under the provisions of this Funding Loan Agreement against said amounts payable, and (ii)moneys held in the funds and accounts established under this Funding Loan Agreement, together with investment earnings thereon. “Prepayment Premium”shall mean (i)any premium payable by the Borrower pursuant to the Borrower Loan Documents in connection with a prepayment of the Borrower Notes(including any prepayment premium as set forth in the Borrower Notes) and (ii)anypremium payable on the Governmental Lender Notespursuant to this Funding Loan Agreement. “Project”shall have the meaning given to that term in the Borrower Loan Agreement. 8 Regulations”shall mean with respect to the Code, the relevant U.S. Treasury regulations “ and proposed regulations thereunder or any relevant successor provision to such regulations and proposed regulations. “Regulatory Agreement”shall mean that certain Regulatory Agreement and Declaration of Restrictive Covenants, dated as of the date hereof, betweenthe Governmental Lender and the Borrower, as hereafter amended or modified. “Remaining Funding Loan Proceeds Account”meansthe Remaining Funding Loan Proceeds Accountof the Project Fund established under Section 7.3, as otherwise describedin the Contingency Draw-Down Agreement. Remaining Funding Loan Proceeds Account Earnings Subaccount”has the meaning set “ forth in the Contingency Draw-Down Agreement. Required Transferee Representations”shall mean the representations in substantially the “ form attached to this Funding Loan Agreement as ExhibitB. “Resolution”shall mean the resolution of the Governmental Lender authorizing the Funding Loan and the execution and delivery of the Funding Loan Documents to which the Governmental Lender is a party. “Responsible Officer” means, when used with respect to the Fiscal Agent, the president, any vice president, any assistant vice president, the secretary, any assistant secretary, the treasurer, any assistant treasurer, any senior associate, any associate or any other officer of the Fiscal Agent within the corporate trust office designated for the Fiscal Agent in Section12.1 hereof (or any successor corporate trust office, the “Corporate Trust Office”) customarily performing functions similarto those performed by the persons who at the time shall be such officers, respectively, or to whom any corporate trust matter is referred at the Corporate Trust Office because of such person’s knowledge of and familiarity with the particular subject and having direct responsibility for the administration of this Funding Loan Agreement. “Securities Act”shall mean the Securities Act of 1933, as amended. “Security”shall have the meaning assigned to it in Section 4.1. “Security Instrument”shall mean the Multifamily Deed of Trust, Assignment of Rents, Security Agreement and Fixture Filing (California) (as amended, restated and/or supplemented from time to time) of even date herewith, made by the Borrower in favor of the Governmental Lender, as assigned to theFunding Lender to secure the performance by the Governmental Lender of its obligations under the Funding Loan. Series B-1Borrower Note” shall mean that certain Multifamily Note, dated the Closing “ Date, in the original maximum principal amount of $______________, made by the Borrower and payable to the Governmental Lender, evidencing the loan of the proceeds of the Series B-1 Governmental Lender Note, as endorsed and assigned by the Governmental Lender without recourse to the Funding Lender, as executed by the Borrower, and as it may thereafter be amended or supplemented from time to time. 9 Series B-1Governmental Lender Note” shall mean that certain Chula Vista Housing “ AuthorityMultifamily HousingRevenue Note (St. Regis Park Apartments)2019 Series B-1,dated the Closing Date, in the original maximum principal amount of $______________, made by the Governmental Lender and payable to the Funding Lender, as executed by the Governmental Lender and as it may thereafter be amended or supplemented from time totime. “Series B-2Borrower Note” shall mean that certain Multifamily Note, dated the Closing Date, in the original maximum principal amount of $______________, made by the Borrower and payable to the Governmental Lender, evidencing the loan of the proceeds of the Series B-2 Governmental Lender Note, as endorsed and assigned by the Governmental Lender without recourse to the Funding Lender, as executed by the Borrower, and as it may thereafter be amended or supplemented from time to time. Series B-2Governmental Lender Note” shall mean that certain Chula Vista Housing “ AuthorityMultifamily HousingRevenue Note (St. Regis Park Apartments) 2019 Series B-2, dated the Closing Date, in the original maximum principal amount of $______________, made by the Governmental Lender and payable to the Funding Lender, as executed by the Governmental Lender and as it may thereafter be amended or supplemented from time to time “Servicer”shall mean any Servicer appointed by the Funding Lender to perform certain servicing functions with respect to the Funding Loan and on the Borrower Loan pursuant to a separate servicing agreement to be entered into between the Funding Lender and the Servicer. Initially the Servicer shall be the Funding Lender pursuant to this Funding Loan Agreement. Servicing Agreement”shall mean any servicing agreement entered into between the “ Funding Lender and a Servicer with respect to the servicing of the Funding Loan and/or the Borrower Loan. “S&P”shall mean S&P Global Ratings, a business unitof Standard & Poor’s Ratings Services, andits successors “State”shall mean the State of California. “Tax Certificate”shall mean the Tax Certificateand Agreement, dated the Closing Date, executed and delivered by the Governmental Lender and the Borrower, as it may be amended from time to time. Tax Counsel”shall mean (a)Stradling Yocca Carlson & Rauth, a Professional Corporation, “ or (b)any other attorney or firm of attorneys designated by the Governmental Lender and approved by the Funding Lender having a national reputation for skill in connection with the authorization and issuance of municipal obligations under Sections 103 and 141 through 150 (or any successor provisions) of the Code. “Tax Counsel Approving Opinion”shall mean an opinion of Tax Counsel substantially to the effect that the Governmental Lender Notesconstitutes a valid and binding obligation of the Governmental Lender and that, under existing statutes, regulations published rulings and judicial decisions, the interest on the Governmental Lender Notesis excludable from gross income for federal income tax purposes (subject to the inclusion of such customary exceptions as are acceptable to the recipient thereof). 10 Tax Counsel No Adverse Effect Opinion”shall mean an opinion of Tax Counsel “ substantiallyto the effect that the taking of the action specified therein will not, in and of itself, adversely affect anyexclusion of interest on the Governmental Lender Notesfrom gross income for purposes of federal income taxation (subject to the inclusion of such customary exceptions as are acceptable to the recipient thereof). “UCC”shall mean the Uniform Commercial Code as in effect in the State. “Unassigned Rights”shall mean the Governmental Lender’s rights to (a)reimbursement and payment of its fees, costs and expenses and the Rebate Amount under Section 2.5 of the Borrower Loan Agreement and Section5of the Regulatory Agreement, (b)access to the Project under Section5.17 of the Borrower Loan Agreement, (c)indemnification under Section5.15 of the Borrower Loan Agreement and Section 9of the Regulatory Agreement, (d)attorneys’fees under Sections5.11, 5.14 and 10.05 of the Borrower Loan Agreement and Section 20of the Regulatory Agreement, (e)receive notices, reports and other statements and its rights to consent to certain matters, including but not limited to its right to consent to amendments to this Funding Loan Agreement, the Borrower Loan Agreement and the Regulatory Agreement, and otherwise as provided in this Funding Loan Agreement and the Borrower Loan Agreement, (f)seek performance by the Borrower of its obligations under the Regulatory Agreement, and (g)seek performance of, and enforce, various tax covenants as described in Section 2.2(b)(i) of the Borrower Loan Agreement, including but not limited to those in Sections 5.34 and 5.35 of the Borrower Loan Agreement. Written Certificate,”“Written Certification,”“Written Consent,”“WrittenDirection,” “ Written Notice,”“Written Order,”“Written Registration,”“Written Request,”and “Written “ ”shall mean a written certificate, direction, notice, order or requisition signed by an Requisition Authorized Borrower Representative, an Authorized Governmental Lender Representative or an authorized representative of the Funding Lender and delivered to the Funding Lender, the Servicer or such other Person as required under the Funding Loan Documents. “Yield”shall mean yield as defined in Section 148(h) of the Code and any regulations promulgated thereunder. Section 1.2Effect of Headings and Table of Contents. The Article and Section headings herein and in the Table of Contents are for convenience only and shall not affect the construction hereof. Section 1.3Date of Funding Loan Agreement. The date of this Funding Loan Agreement is intended as and for a date for the convenient identification of this Funding Loan Agreement and is not intended to indicate that this Funding Loan Agreement was executed and delivered on said date. Section 1.4Designation of Time for Performance. Except as otherwise expressly provided herein, any reference in this Funding Loan Agreement to the time of day shall mean the time of day in the city where the Funding Lender maintains its place of business for the performance of its obligations under this Funding Loan Agreement. Section 1.5Interpretation. The parties hereto acknowledge that each of them and their respective counsel have participated in the drafting and revision of this Funding Loan Agreement. Accordingly, the parties agree that any rule of construction that disfavors the drafting party shall not 11 apply in the interpretation of this Funding Loan Agreement or any amendment or supplement or exhibit hereto. ARTICLE II TERMS; GOVERNMENTAL LENDER NOTES Section 2.1Terms. (a)Principal Amount. The total principal amount of the Funding Loan is hereby expressly limited to the Authorized Amount. (b)Draw-Down Funding. The Funding Loan is originated on a draw-down basis. The proceeds of the Funding Loan shall be advanced by the Funding Lender to the Fiscal Agent (pursuant to the wiring instructions on ExhibitE attached hereto) for deposit by the Fiscal Agent to the Project Fund for the account of the Governmental Lender as and when needed to make each advance in accordance with the disbursement provisions of the Borrower Loan Agreement and the Construction Funding Agreement. Subject to the terms and conditions of the Borrower Loan Agreement, the Funding Lender agrees to advance, on behalf of the Governmental Lender, to the Fiscal Agent for deposit by the Fiscal Agent to the Project Fund $_____________on the Closing Date. The Borrower Loan advances and Funding Loan advances shall be allocated first to the Series B-1Borrower Note and the related Series B-1Governmental Lender Note and, once the foregoing have been fully funded, then to the Series B-2Borrower Note and the related Series B-2 Governmental Lender Note. Notwithstanding anything in this Funding Loan Agreement to the contrary, no additional amounts of the Funding Loan may be drawn down and funded hereunder after the third anniversary of the Closing Date; provided, however, that upon the delivery of a Tax Counsel No Adverse Effect Opinion to the Governmental Lender and the Funding Lender such date may be changed to a later date as specified in such Tax Counsel No Adverse Effect Opinion. The Governmental Lender consents to the terms of the Contingency Draw-Down Agreement and agrees to take all actions requested in writing by the Funding Lender or the Borrower that are reasonably required of the Governmental Lender, in connection with the conversion of the Funding Loan to a fully drawn loan pursuant to the provisions of the Contingency Draw-Down Agreement in the event a Draw-Down Notice is filed by the Funding Lender or the Borrower, all at the expense of the Borrower. The Funding Lender authorizes and directs the Fiscal Agent to enter into the Contingency Draw-Down Agreement. (c)Origination Date; Maturity. The Funding Loan shall be originated on the Closing Date and shall mature on the corresponding Maturity Date at which time the entire principal amountof the portion of the Funding Loan evidenced bytheapplicable Governmental Note, to the extent not previously paid, and all accrued and unpaid interest, shall be due and payable. (d)Principal. The outstanding principal amount of eachGovernmental Lender Noteand of the Funding Loan as of any given date shall be the total amount advanced to the Fiscal Agent by the Funding Lender to or for the account of the Governmental Lender to fund corresponding advances with respect to the corresponding Borrower Note under the Borrower Loan Agreement and the Construction Funding Agreement as proceeds of the Borrower Loan, less any payments of principal of the Governmental Lender Notepreviously received upon payment of corresponding principal amounts under the corresponding Borrower Note, including regularly 12 scheduled principal payments and voluntary and mandatory prepayments. The principal amount of eachGovernmental Lender Note and interest thereon shall be payable on the basis specified in this paragraph (d) and in paragraphs (e) and (f) of this Section 2.1. The Fiscal Agent shall keep a record of all principal advances and principal repayments made under eachGovernmental Lender Noteand shall upon written request provide the Governmental Lender with a statement of the outstanding principal balance of eachGovernmental Lender Noteand the Funding Loan. (e)Interest. Interest shall be paid on the outstanding principal amount of each Governmental Lender Note at the rate or rates set forth in the corresponding Borrower Note and otherwise as set forth in the Borrower Loan Agreement. . The payment or prepayment of principal, interest (f)Corresponding Payments and premium, if any, due on the Funding Loan and each Governmental Lender Noteshall be identical with and shall be made on the same dates, terms and conditions, as the principal, interest, premiums, late payment fees and other amounts due on the corresponding Borrower Note. The Series B-1Governmental Lender Note shall be payable from payments on the corresponding Series B-1Borrower Note and the Series B-2Governmental LenderNote shall be payable from payments on the related Series B-2Borrower Note. Any payment or prepayment made by the Borrower of principal, interest, Premium, if any, due on aBorrower Noteshall be deemed to be like payments or prepayments of principal, interest and Premium, if any, due on the Funding Loan and the corresponding Governmental Lender Note. (g)Usury. The Governmental Lender intends to conform strictly to the usury laws applicable to this Funding Loan Agreement and the Governmental Lender Notesand all agreements made in the Governmental Lender Notes, this Funding Loan Agreement and the Funding Loan Documents are expressly limited so that in no event whatsoever shall the amount paid or agreed to be paid as interest or the amounts paid for the use of money advanced or to be advanced hereunder exceed the highest lawful rate prescribed under any law which a court of competent jurisdiction may deem applicable hereto. If, from any circumstances whatsoever, the fulfillment of any provision of the Governmental Lender Notes, this Funding Loan Agreement or the other Funding Loan Documents shall involve the payment of interest in excess of the limit prescribed by any law which a court of competent jurisdiction may deem applicable hereto, then the obligation to pay interest hereunder shall be reduced to the maximum limit prescribed by law. If from any circumstances whatsoever, the Funding Lender shall ever receive anything of value deemed interest, the amount of which would exceed the highest lawful rate, such amount as would be excessive interest shall be deemed to have been applied, as of the date of receipt by the Funding Lender, to the reduction of the principal remaining unpaid hereunder and not to the payment of interest, or if such excessive interest exceeds the unpaid principal balance, such excess shall be refunded to the Borrower. This paragraph shall control every other provision of the Governmental Lender Notes, this Funding Loan Agreement and all other Funding Loan Documents. In determining whether the amount of interest charged and paid might otherwise exceed the limit prescribed by law, the Governmental Lender intends and agrees that (i)interest shall be computed upon the assumption that payments under the Borrower Loan Agreement and other Funding Loan Documents will be paid according to the agreed terms, and (ii)any sums of money that are taken into account in the calculation of interest, even though paid at one time, shall be spread over the actual term of the Funding Loan. 13 Section 2.2Form of Governmental Lender Notes. As evidence of its obligation to repay the Funding Loan, simultaneously with the delivery of this Funding Loan Agreement to the Funding Lender, the Governmental Lender hereby agrees to execute and deliver the Governmental LenderNotes. The Governmental Lender Notesshall be substantially in the respective formsset forth in ExhibitA attached hereto, with such appropriate insertions, omissions, substitutions and other variations as are required or permitted by this Funding Loan Agreement. In connection with Conversion, the Funding Lender shall have the right to exchange the then existing Series B-1Governmental Lender Note on or after the Conversion Date for a newSeries B-1 Governmental Lender Note with a dated date of the Conversion Date and in a stated principal amount equal to the then outstanding principal amount of the Series B-1Governmental Lender Note, which amount will equal the Permanent Period Amount (as defined in the Borrower Loan Agreement) of the Borrower Loan, butshall not otherwise change any material terms of the Series B-1 Governmental Lender Note. Section 2.3Execution and Delivery of Governmental Lender Notes. The Governmental Lender Notesshall be executed on behalf of the Governmental Lender by the manual or facsimilesignature of the Authorized Governmental Lender Representative and attested by the manual or facsimile signature of its Secretary or Deputy Secretary of Chula Vista Housing Authority. The manual or facsimile signatures of individuals who were the proper officers of the Governmental Lender at the time of execution shall bind the Governmental Lender, notwithstanding that such individuals or any of them shall have ceased to hold such offices prior to the execution and delivery of the Governmental Lender Notesor shall not have held such offices at the date of the Governmental Lender Notes. Section 2.4Required Transferee Representations; Participations; Sale and Assignment. (a)The Funding Lender shall deliver to the Governmental Lender and the Fiscal Agent the Required Transferee Representations in substantially the form attached hereto as ExhibitB on the Closing Date. (b)The Funding Lender shall have the right to sell (i)the Governmental Lender Notesand the Funding Loan or (ii)any portion of or a participation interest in the Governmental Lender Notesand the Funding Loan, to the extent permitted by clause (c)below, provided that such sale shall be only to Approved Transferees that execute and deliver to the Funding Lender, with a copy to the Governmental Lender and the Fiscal Agent, the Required Transferee Representations. (c)Notwithstanding the other provisions of this Section 2.4, no beneficial ownership interest in the Governmental Lender Notesand Funding Loan shall be sold in an amount that is less than the Minimum Beneficial Ownership Amount. (d)No service charge shall be made for any sale or assignment of any portion of the Governmental Lender Notes, but the Governmental Lender may require payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with any such sale or assignment. Such sums shall be paid in every instance by the purchaser or assignee of the Funding Loan or portion thereof. 14 (e)The Governmental Lender Notes, or any interest therein, shall be in fully registered form transferable to subsequent owners only on the registration books which shall be maintained by the Funding Lender for such purpose and which shall be open to inspection by the Governmental Lender. The Governmental Lender Notesshall not be transferred through the services of the Depository Trust Company or any other third party registrar. The Fiscal Agent acknowledges that the Funding Lender is the initial registered owner of the Governmental Lender Notesand shall remain the sole registered owner of the Governmental Lender Notesexcept as provided herein. The Funding Lender shall provide written notice to the Fiscal Agent of any transfer by the Funding Lender of the Governmental Lender Notes or any interest of the Funding Lender in the Governmental Lender Notes. (f)The parties agree that no rating shall be sought from a rating agency with respect to the Funding Loan or the Governmental Lender Notes. ARTICLE III PREPAYMENT Section 3.1Prepayment of the Governmental Lender Notes from Prepayment under the Corresponding Borrower Notes. The Governmental Lender Notes aresubject to voluntary and mandatory prepayment as follows: (a)Each Governmental Lender Note shall be subject to voluntary prepayment in fullor in part by the Governmental Lender, from fundsreceived by the Fiscal Agent from the Borrower under the Borrower Loan Agreement to the extent and in the manner and on any date that the related Borrower Note is subject to voluntary prepayment as set forth therein, at a prepayment price equal to the principal balance of the related Borrower Noteto be prepaid, plus interestthereon to the date of prepayment and the amount of any Prepayment Premium payable under the related Borrower Note, plus any Additional Borrower Payments due and payable under the Borrower Loan Agreement through the date of prepayment. Except as specifically permitted in the Borrower Notes, the Borrower shall not have the right to voluntarily prepay all or any portion of the Borrower Notes, thereby causing the related Governmental Lender Note to be prepaid, without the prior written consent of Funding Lender, which may be withheld in Funding Lender’s sole and absolute discretion. (b)Each Governmental Lender Note shall be subject to mandatory prepayment in whole or in part upon prepayment ofthe related Borrower Note at the direction of the Funding Lender in accordance with the terms of the related Borrower Note at a prepayment price equal to the outstanding principal balance of the related Borrower Note prepaid, plus accrued interest plus any other amounts payable under the related Borrower Note or the Borrower Loan Agreement. Section 3.2Notice of Prepayment. Notice of prepayment of aGovernmental Lender Note shall be deemed given to the extent that notice of prepayment of the related Borrower Note is timely and properly given to the Funding Lender (with a copy to the Governmental Lender) in accordance with the terms of the related Borrower Note and the Borrower Loan Agreement, and no separate notice of prepayment of aGovernmental Lender Note is required to be given. 15 ARTICLE IV SECURITY . To secure the payment of the Funding Loan Section 4.1Security for the Funding Loan and eachGovernmental Lender Note, to declare the terms and conditions on which the Funding Loan and each Governmental Lender Note aresecured, and in consideration of the premises and of the funding of the Funding Loan by the Funding Lender, the Governmental Lender by these presents does grant, bargain, sell, remise, release, convey, assign, transfer, mortgage, hypothecate, pledge, set over and confirm to the Funding Lender (except as limited herein), a lien on and security interest in the following described property (excepting, however, in each case, the Unassigned Rights) (said Security”): property, rights and privileges being herein collectively called, the “ (a)All right, title and interest of the Governmental Lender in, to and under the Borrower Loan Agreement and the Borrower Notes, including, without limitation, all rents, revenues and receipts derived by the Governmental Lender from the Borrower relatingto the Project and including, without limitation, all Pledged Revenues, Borrower Loan Payments and Additional Borrower Payments derived by the Governmental Lender under and pursuant to, and subject to the provisions of, the Borrower Loan Agreement; provided that the pledge and assignment made under this Funding Loan Agreement shall not impair or diminish the obligations of the Governmental Lender under the provisions of the Borrower Loan Agreement; (b)All right, title and interest of the Governmental Lender in, to and under, together with all rights, remedies, privileges and options pertaining to, the Funding Loan Documents, and all other payments, revenues and receipts derived by the Governmental Lender under and pursuant to, and subject to the provisions of,the Funding Loan Documents; (c)Any and all moneys and investments from time to time on deposit in, or forming a part of, all funds and accounts created and held under this Funding Loan Agreement and any amounts held at any time in the Remaining Funding Loan Proceeds Account, any Negative Arbitrage Deposit and any other amounts held under the Contingency Draw-Down Agreement, subject to the provisions of this Funding Loan Agreement permitting the application thereof for the purposes and on the terms and conditions set forth herein; and (d)Any and all other real or personal property of every kind and nature or description, which may from time to time hereafter, by delivery or by writing of any kind, be subjected to the lien of this Funding Loan Agreement as additional security by the Governmental Lender or anyone on its part or with its consent, or which pursuant to any of the provisions hereof or of the Borrower Loan Agreement may come into the possession or control of the Fiscal Agent, the Funding Lender or a receiver appointed pursuant to this Funding Loan Agreement; and the Funding Lender and the Fiscal Agent are hereby authorized to receive any and all such property as and for additional security for the Funding Loan and eachGovernmental Lender Note and to hold and apply all such property subject to the terms hereof. The pledge and assignment of and the security interest granted in the Security pursuant to this Section 4.1 for the payment of the principal of, premium, if any, and interest oneachGovernmental Lender Note, in accordance with its terms and provisions, and for the payment of all other amounts due hereunder, shall attach and be valid and binding from and after the time of the delivery of the Governmental Lender Notesby the Governmental Lender. The Security so pledged and then or 16 thereafter received by the Governmental Lender, Fiscal Agent or the Funding Lender shall immediately be subject to the lien of such pledge and security interest without any physical delivery or recording thereof or further act, and the lien of such pledge and security interest shall be valid and binding and prior to the claims of any and all parties having claims of any kind in tort, contract or otherwise against the Governmental Lender irrespective of whether such parties have notice thereof. Section 4.2Delivery of Security. To provide security for the payment of the Funding Loan and each Governmental Lender Note, the Governmental Lender has pledged and assigned to secure payment of the Funding Loan and the Governmental Lender Notesits right, title and interest in the Security to the Funding Lender. In connection with such pledge, assignment, transfer and conveyance, there shall be delivered to the Funding Lender, by or at the expense of the Borrower, the following documents or instruments promptly following their execution and, to the extent applicable, their recording or filing: (a)EachBorrower Note endorsed without recourse to the Funding Lender by the Governmental Lender; (b)The originally executed Borrower Loan Agreement and Regulatory Agreement; (c)The originally executed Security Instrument and all other Borrower Loan Documents existing at the time of delivery of the Borrower Notesand an assignment for security of the Security Instrument from the Governmental Lender to the Funding Lender, in recordable form; (d)Uniform Commercial Code financing statements or other chattel security documents giving notice of the Funding Lender’s status as an assignee of the Governmental Lender’s security interest in any personal property forming part of the Project, in form suitable for filing; and (e)Uniform Commercial Code financing statements giving notice of the pledge by the Governmental Lender of the Security pledged under this Funding Loan Agreement. There shall be delivered and deposited with the Funding Lender such additional documents, financing statements, and instruments as the Funding Lender may reasonably require from time to time for the better perfecting and assuring to the Funding Lender of its lien and security interest in and to the Securityincluding, at the request of the Funding Lender, any amounts held under the Contingency Draw-Down Agreement, in each case at the expense of the Borrower. ARTICLE V LIMITED LIABILITY . The Funding Section 5.1Source of Payment of Funding Loan and Other Obligations Loan is a limited obligation of the Governmental Lender, payable solely from the Pledged Revenues and other funds and moneys and Security pledged and assigned hereunder. NONE OF THE GOVERNMENTAL LENDER (EXCEPT AS PROVIDED IN THE FIRST SENTENCE OF THIS SECTION5.1), THE CITY OF CHULA VISTA, THE STATE, OR ANY POLITICAL SUBDIVISION THEREOF (EXCEPT THE GOVERNMENTAL LENDER, TO THE LIMITED EXTENT SET FORTH HEREIN), SHALL IN ANY EVENT BE LIABLE FOR THE PAYMENT OF THE PRINCIPAL OF,PREMIUM (IF ANY) ORINTEREST ON THE FUNDINGLOAN OR 17 FOR THE PERFORMANCE OF ANY PLEDGE, OBLIGATION OR AGREEMENT OF ANY KIND WHATSOEVER WITHRESPECT THERETO EXCEPT AS SET FORTH HEREIN, AND NONE OF THE FUNDING LOAN, OR THE GOVERNMENTAL LENDER NOTES OR ANY OF THE GOVERNMENTAL LENDER’S AGREEMENTS OR OBLIGATIONS WITH RESPECT TO THE FUNDING LOAN, THE GOVERNMENTAL LENDER NOTES, OR HEREUNDER OR UNDER ANY OF THE OTHER FUNDING LOAN DOCUMENTS, SHALL BE CONSTRUED TO CONSTITUTE AN INDEBTEDNESS OF OR A PLEDGE OF THE FAITH AND CREDIT OF OR A LOAN OF THE CREDITOF OR A MORAL OBLIGATIONOF ANY OF THE FOREGOING WITHIN THE MEANING OF ANY CONSTITUTIONALOR STATUTORY PROVISION WHATSOEVER. THE GOVERNMENTAL LENDER HASNO TAXING POWER. Section 5.2Exempt from Individual Liability. No covenant, condition or agreement contained herein shall be deemed to be a covenant, agreement or obligation of any present or future member of the Board of Commissioners, officer, director, employee or agent of the Governmental Lender in his individual capacity, and none of the members of the Board of Commissioners, the officers, directors, employees or agents of the Governmental Lender executing the Governmental Lender Notesor this Funding Loan Agreement shall be liable personally on the Governmental Lender Notesor under this Funding Loan Agreement or besubject to any personal liability or accountability by reason of the issuance of the Governmental Lender Notesor the execution of this Funding Loan Agreement or any of the Funding Loan Documents. ARTICLE VI CLOSING CONDITIONS; APPLICATION OF FUNDS . Closing of the Funding Loan on the Section 6.1Conditions Precedent to Closing Closing Date shall be conditioned upon satisfaction or waiver by the Funding Lender in its sole discretion of each of the conditions precedent to closing set forth in this Funding Loan Agreement, including but not limited to the following: (a)Receipt by the Funding Lender of the original Governmental Lender Notes; (b)Receipt by the Funding Lender of the original executed Borrower Notes, endorsed without recourse to the Funding Lender by the Governmental Lender; (c)Receipt by the Funding Lender of executed counterpart copies of this Funding Loan Agreement, the Borrower Loan Agreement, the Construction Funding Agreement, the Regulatory Agreement, the Tax Certificate and the Security Instrument; (d)Receipt by the Funding Lender of a certified copy of the Resolution; (e)Executed Required Transferee Representations from the Funding Lender; (f)Delivery into escrow of all amounts required to be paid in connection with the origination of the Borrower Loan and the Funding Loanand any underlying real estate transfers or transactions, including the Costs of Funding Deposit, in accordance with Section2.3(c)(ii) of the Borrower Loan Agreement; (g)Receipt by the Funding Lender of a Tax Counsel Approving Opinion; 18 (h)Receipt by the Funding Lender of an Opinion of Counsel from Tax Counsel to the effect that the Governmental Lender Notes areexempt from registration under the Securities Act of 1933, as amended, and this Funding Loan Agreement is exempt from qualification under the Trust Indenture Act of 1939, as amended; (i)Delivery of an opinion of counsel to the Borrower addressed to the Governmental Lender to the effect that the Borrower Loan Documents and the Regulatory Agreement are valid and binding obligations of the Borrower that are enforceable against the Borrower in accordance with their terms, subject to such exceptions and qualifications as are acceptable to the Governmental Lender; and (j)Receipt by the Funding Lender of any other documents or opinions that the Funding Lender or Tax Counsel may require. ARTICLE VII FUNDS AND ACCOUNTS Section 7.1Authorization to Create Funds and Accounts. Except as provided in Section7.3 hereof, no funds or accounts shall be established in connection with the Funding Loan at the time of closing and origination of the Funding Loan. The Funding Lender, the Fiscal Agent and the Servicer, if any, and any designee of the Funding Lender or the Servicer, are authorized to establish and create from time to time such other funds and accounts or subaccounts as may be necessary for the deposit of moneys (including, without limitation, insurance proceeds and/or condemnation awards), if any, received by the Governmental Lender, the Fiscal Agent, the Funding Lender or the Servicer pursuant to the terms hereof or any of the other Funding Loan Documents and not immediately transferred or disbursed pursuant to the terms of the Funding Loan Documents and/or the Borrower Loan Documents. Section 7.2Investment of Funds. Amounts held in any funds or accounts created under this Funding Loan Agreement shall be invested by the Fiscal Agent, the Funding Lender, the Servicer or the designee of the Funding Lender or Servicer, as applicable, in Permitted Investments at the written direction of the Borrower, subject in all cases to the restrictions of Section8.7 hereof and of the Tax Certificate. The Borrower’s instruction shall be sufficient evidence that the investment constitutes a Permitted Investment(including as to the legality thereof). In the absence of any such instruction, monies shall be held uninvested. Permitted Investments purchased as an investment of moneys in any fund shall be deemed to be part of such fund or account. All interest or gain derived from the investment of amounts in any of the funds or accounts established hereunder shallbe deposited in such fund or account. For purposes of acquiring any investments hereunder, the Fiscal Agent may commingle funds held by it hereunder, except as provided in Section7.8(h) hereof with respect to the Rebate Fund. The Fiscal Agent shall incur no liability for losses arising from any investments made pursuant to this Section. The Fiscal Agent shall furnish the Borrower and Funding Lender periodic cash transaction statements that include detail for all investment transactions effected by the Fiscal Agent or brokers selected bythe Borrower.Upon the Borrower’s or Funding Lender’s election, such statements will be delivered via the Fiscal Agent’s online service, and upon electing such service, paper statements will be provided only upon request. The Borrower waives the right to receive brokerage confirmations of security transactions effected by the Fiscal Agent as they occur,to the extent 19 permitted by law.The Borrower further understandsthat trade confirmations for securities transactions effected by the Fiscal Agent will be available upon request and at no additional cost, and other trade confirmations may be obtained from the applicable broker. Section 7.3Establishment of Funds. There are established with the Fiscal Agent the following funds and accounts: (a)The Funding Loan Payment Fund; (b)The Project Fund (consisting solely of a Note Proceeds Account, anEquity Account, a Remaining Funding Loan Proceeds Account and a Negative ArbitrageAccount); (c)The Expense Fund; (d)The Closing Costs Fund; and (e)The Rebate Fund (to be established by the Fiscal Agent once the Fiscal Agent is required to deposit or transfer, as applicable, amounts to the Rebate Fund in accordance with Section 7.8(a)). All money required to be deposited with or paid to the Fiscal Agent for the account of any of the funds or accounts created by this Funding Loan Agreement shall be held by the Fiscal Agent for the benefit of the Funding Lender, and except for money held in the Expense Fund or the Rebate Fund, shall, while held by the Fiscal Agent,constitute part of the Pledged Revenues and be subject to the lien hereof. All money to be deposited with or paid to the Fiscal Agent shall be wired to the Fiscal Agent pursuant to the wiring instructions contained in ExhibitE attached hereto. The Fiscal Agent shall provide Written Notice of any change to such wiring instructions to the Funding Lender and the Borrower no less than five (5) Business Days prior to the next payment date for which such revised instructions will be applicable. Section 7.4Funding Loan Payment Fund. The Governmental Lender and the Borrower shall have no interest in the Funding Loan Payment Fund or the moneys therein, which shall always be maintained by the Fiscal Agent completely separate and segregated from all other moneys held hereunder and from any other moneys of the Governmental Lender and the Borrower. The Fiscal Agent shall deposit into the Funding Loan Payment Fund any amounts received from or on behalf of the Borrower as payments of principal of or premium and interest on the Borrower Loan and any other amounts received by the Fiscal Agent that are subject to the lien and pledge of this Funding Loan Agreement, including any Pledged Revenues not required to be deposited to the Expense Fund or not otherwise specifically directed in writing to be deposited into other funds created by this Funding Loan Agreement. The Fiscal Agent shall apply all amounts on deposit in the Funding Loan Payment Fund in the following order of priority: First, to pay or provide for the payment of the interest then due on the Funding Loan to the Funding Lender or any transferee of the Funding Lender with respect to the Funding Loan; 20 Second, to pay or provide for the payment or the prepayment (together with any Prepayment Premium payable in connection with such prepayment) of principal on the Funding Loan to the Funding Lender or any transferee of the Funding Lender with respect to the Funding Loan, provided moneyshave been transferred or deposited into the Funding Loan Payment Fund for such purpose; and Third, to pay or providefor the payment of the Funding Loan on the Maturity Date to the Funding Lender or any transferee of the Funding Lender with respect to the Funding Loan. Section 7.5Expense Fund. The Fiscal Agent shall deposit into the Expense Fund the amounts required by the Regulatory Agreement or the Borrower Loan Agreement to be paid by the Borrower to the Governmental Lender or the Fiscal Agent on behalf of the Borrower. Amounts on deposit in the Expense Fund shall be used to pay the fees and expenses of the Governmental Lender and the Fiscal Agent, as and when the same become due. In that regard, moneys in the Expense Fund shall be withdrawn or maintained, as appropriate, by the Fiscal Agent to pay (i)the Ongoing Governmental Lender Fee to the Governmental Lender as and when due, (ii)the Fiscal Agent’s Fees to the Fiscal Agent when due, (iii)upon receipt, to the Fiscal Agent, any amounts due to the Fiscal Agent which have not been paid, other than amounts paid in accordance with clause (ii)hereof, and (iv)upon receipt, to, or at the direction of, the Governmental Lender, any amounts owing the Governmental Lender by the Borrower and then due and unpaid, other than amounts paid in accordance with clause (i) hereof. In the event that the amounts on deposit in the Expense Fund are not equal to the amounts payable from the Expense Fund as provided in the preceding paragraph on any date on which such amounts are due and payable, the Fiscal Agent shall give notice to the Borrower of such deficiency and of the amount of such deficiency and request payment within two Business Days to the Fiscal Agent of the amount of such deficiency. Written noticeof any insufficiency, which would result in the Governmental Lender not receiving the Ongoing Governmental Lender Fee on the applicable due date, shall be provided by the Fiscal Agent to the Governmental Lender (with a copy to the Borrower and the Funding Lender) within 10 days of the respective due date. Upon payment by the Borrower to the Fiscal Agent of such deficiency, the amounts for which such deficiency was requested shall be paid by the Fiscal Agent. Notwithstanding anything herein to the contrary, the Fiscal Agent, on behalf of the Governmental Lender, shall prepare and submit a written invoice to the Borrower for payment of the Ongoing Governmental Lender Fee not later than 30 days prior to the due date for payment of such Ongoing Governmental Lender Fee, and shall remit moneys received by the Borrower to the Governmental Lender for payment of such fee. Section 7.6Closing Costs Fund. Amounts in the Closing Costs Fund shall be disbursed by the Fiscal Agent to pay Closing Costs on the Closing Date or as soon as practicable thereafter as follows: moneys on deposit in the Closing Costs Fund shall be applied to pay Closing Costs at the written direction of the Authorized Borrower Representative, consented to by the Funding Lender and the Governmental Lender, in the form attached hereto as ExhibitD. Any interest earnings on amounts on deposit in the Closing Costs Fund shall remain in the Fund. Any moneys remaining in the Closing Costs Fund (including investment proceeds) after the earlier of (i)the payment of all 21 costs of issuance as certified in writing to the Fiscal Agent by the Borrower or (ii)a period of six (6) months after the Closing Date, shall be paid to or at the direction of the Borrower and the Closing Costs Fund shall be closed. Section 7.7Project Fund. (a)All proceeds of the Funding Loan provided by the Funding Lender shall be deposited to the Note Proceeds Account of the Project Fund and disbursed as herein provided; provided, however, that (i) the initial disbursement of the Funding Loan on the Closing Dateshall be sent by the Funding Lender to Fiscal Agent, which shall then transfer such funds to the Title Company, and (ii)any proceeds of the Funding Loan funded pursuant to the Contingency Draw- Down Agreement shall be deposited to the Remaining Funding Loan Proceeds Account of the Project Fund and disbursed as herein provided. The Fiscal Agent shall disburse moneys in the Project Fund for therehabilitation,construction, improvementand equipping of the Project, to pay other Qualified Project Costs and to pay other costs related to the Project as provided herein. Not less than 97% of the moneys deposited in and credited to the Note Proceeds Accountand Remaining Funding LoanProceeds Account of the Project Fund representing the proceeds of the Funding Loan, including Investment Income thereon, will be expended for Qualified Project Costs (the “97% Requirement”). The amounts on deposit in the Note Proceeds Account and Remaining Funding LoanProceeds Account of the Project Fund shall not be applied to the payment of Closing Costs. Before any payment shall be made from the Note Proceeds Account ofthe Project Fund, the Regulatory Agreement shall have been executed and submitted to a title company for recordation in the official records of San Diego County and there shall be filed with the Fiscal Agent a Written Requisition of the Borrower substantially in the form attached hereto as ExhibitC and approved by the Funding Lender pursuant to the terms, conditions and provisions of the Construction Funding Agreement. In addition to the above, in connection with a Written Requisition: (i)Only the signature of an authorized officer of the Funding Lender shall be required on a Written Requisition during any period in which a default by the Borrower has occurred and is then continuing under the Borrower Loan (Written Notice of which default has been given in writing by an authorized officer of the Funding Lender to the Fiscal Agent and the Governmental Lender, and the Fiscal Agent shall be entitled to conclusively rely on any such Written Notice as to the occurrence and continuation of such a default). (ii)The Fiscal Agent shall disburse amounts in the Note Proceeds Account of the Project Fund for the payment of interest due on the Governmental Lender Notesupon receipt from the Funding Lender of a statement detailing the amount due (and without any need for a Written Requisition signed by the Funding Lenderor any approvalby an Authorized Representative of the Borrower)so long as the amountsto be disbursed do not exceed $__________in the aggregate. (iii)The Fiscal Agent may conclusively rely on all Written Requisitions, the execution of the Written Requisitions by the Authorized Borrower Representative and the approval of all Written Requisitions by the Funding Lender, as required by this Section, as conditions 22 of payment from the Project Fund, which Written Requisitions constitute, as to the Fiscal Agent, irrevocable determinations that all conditions to payment of the specified amounts from the Project Fund have been satisfied. These documents shall be retained by the Fiscal Agent, subject at all reasonable times to examination by the Borrower,the Governmental Lender, the Funding Lender and the agents and representatives thereof upon reasonable notice to the Fiscal Agent. The Fiscal Agent is not required to inspect the Project or therehabilitation orconstruction work or to make any independent investigation with respect to the matters set forth in any Written Requisition or other statements, orders, certifications and approvals received by the Fiscal Agent. The Fiscal Agent is not required to obtain completion bonds, lien releases or otherwise supervise the acquisition, rehabilitation, construction, equipping, improvement and installation of the Project. (b)Upon receipt of each Written Requisition submitted by the Borrower and approved in writing by the Funding Lender, the Fiscal Agent shall promptly, but in any case within three Business Days, make payment from the appropriateAccount within the Project Fund in accordance with such Written Requisition. The Fiscal Agent shall have no duty to determine whether any requested disbursement from the Project Fund complies with the terms, conditions and provisions of the Funding Loan Documents, constitutes payment of Qualified Project Costs or complies with the 97% Requirement. The approval in writing of a Written Requisition by the Funding Lender shall be deemed a certification and, insofar as the Fiscal Agent and the Governmental Lender are concerned, shall constitute conclusive evidence that all of the terms, conditions and requirements of the Funding Loan Documents applicable to such disbursement have been fully satisfied or waived and the Written Requisition from the Borrower shall, insofar as the Fiscal Agent and the Governmental Lender, as applicable, are concerned, constitute conclusive evidence that the costs described in the Written Requisitionconstitute Qualified Project Costs or other permitted Project costs. The Fiscal Agent shall provide Written Notice to the Borrower, the Funding Lender and the Governmental Lender if there are not sufficient funds available to or on deposit with the FiscalAgent to make the disbursements as and when required by this Section7.7(b). Except as provided in the next sentence, all such payments shall be made by check or draft payable, or by wire transfer, either:(i)directly to the person, firm or corporationto be paid;(ii)to the Borrower and such person, firm or corporation;or (iii)upon receipt by the Funding Lender of evidence that the Borrower has previously paid such amount and Written Direction to the Fiscal Agent as to such as evidenced by the Funding Lender’s approval of the Written Requisition, to the Borrower. Upon the occurrence of an Event of Default of the Borrower of which the Fiscal Agent has knowledge as provided herein, which is continuing under the Funding Loan Documents, with the WrittenConsent of the Funding Lender, the Fiscal Agent may apply amounts on deposit in the Project Fund to the payment of principal of and interest on the Funding Loan. If a Written Requisition signed by the Authorized Borrower Representative and countersigned by an authorized officer of the Funding Lender is received by the Fiscal Agent, the requested disbursement shall be paid by the Fiscal Agent as soon as practicable, but in no event later than three Business Days following receipt thereof by the Fiscal Agent. Upon final disbursement of all amounts on deposit in the Project Fund, the Fiscal Agent shall close the Project Fund. (c)Moneys deposited to the Negative Arbitrage Account of the Project Fund pursuant to the Contingency Draw-Down Agreement, together with investment earnings thereon, which shall be retained therein, shall be transferred to the Funding Loan Payment Fund and applied pursuant to Section7.4 on each Borrower Loan Payment Date to the extent necessary to enable the Fiscal Agent to pay interest due on the Funding Loan on such date. The transfer of moneys from the 23 Negative Arbitrage Account of the Project Fund to the Funding Loan Payment Fund shall occur automatically without the need for a Written Requisition of the Borrower, or consent of the Funding Lender. (d)Amounts on deposit in the Borrower Equity Account of the Project Fund shall be disbursed from time to time by the Fiscal Agent to pay designated amounts as set forth in and upon receipt of a Written Requisition of the Borrower signed by an Authorized Borrower Representative and the Funding Lender. (e)Prior to any mandatory prepayment of the Funding Loan pursuant to the terms hereof, any amounts then remaining in the Project Fund shall, at the written direction of the Funding Lender, be transferredto the Funding Loan Payment Fund to be applied to the prepayment of the Funding Loan pursuant hereto. Section 7.8Rebate Fund. (a)The Fiscal Agent shall deposit or transfer to the credit of the Rebate Fund each amount delivered to the Fiscal Agent by the Borrower for deposit thereto and each amount directed by the Borrower to be transferred thereto. (b)Within 15 days after each receipt or transfer of funds to the Rebate Fund, the Fiscal Agent shall withdraw from the Rebate Fund and pay to the United States of America the entire balance of the Rebate Fund. (c)All payments to the United States of America pursuant to this Section shall be made by the Fiscal Agent for the account and in the name of the Governmental Lender and shall be paid through the United States Mail (return receipt requested or overnight delivery), addressed to the appropriate Internal Revenue Service Center and accompanied by the appropriate Internal Revenue Service forms (such completed and signed forms to be provided to the Fiscal Agent by the Borrower or the Rebate Analyst). (d)The Fiscal Agent shall preserve all statements, forms and explanations received from the Borrower and delivered to the Fiscal Agent and all records of transactions in the Rebate Fund until six years after the retirement of the Governmental Lender Notes. (e)The Fiscal Agent may conclusively rely on the instructions of the Borrower (based upon the report of the Rebate Analyst) with regard to any actions to be taken by it pursuant to this Section and shall have no liability for any consequences of any failure of the Borrower or the Rebate Analyst to perform its duties or obligations or to supply accurate or sufficient instructions. Except as specifically provided in subsection (b) above, the Fiscal Agent shall have no duty or responsibility with respect to the Rebate Fund or the Borrower’s duties and responsibilities with respect thereto except to follow the Borrower’s specific written instruction related thereto. (f)If at any time during the term of this Funding Loan Agreement the Governmental Lender, the Fiscal Agent or the Borrower desires to take any action that would otherwise be prohibited by the terms of this Section, such person shall be permitted to take such action if it shall first obtain and provide to the other persons named herein, a Tax Counsel No Adverse Effect Opinion and an opinion of Tax Counsel that such action shall be in compliance with the laws of the State and the terms of this Funding Loan Agreement. 24 (g)Moneys and securities held by the Fiscal Agent in the Rebate Fund shall not be deemed funds of the Governmental Lender and are not pledged or otherwise subject to any security interest in favor of the Owners to secure the Governmental Lender Notes or any other obligations. (h)Moneys in the Rebate Fund may be separately invested and reinvested by the Fiscal Agent, at the request of and as directed in writing by the Borrower, in Permitted Investments, subject to the Code. The Fiscal Agent shall sell and reduce to cash a sufficient amount of such Permitted Investments, as directed inwriting by the Borrower, whenever the cash balance in the Rebate Fund is insufficient for its purposes. (i)Notwithstanding anything to the contrary in this Funding Loan Agreement, no payment shall be made by the Fiscal Agent to the United States if the Borrower shall furnish to the Governmental Lender and the Fiscal Agentan opinion of Tax Counsel to the effect that such payment is not required under Section 148(d) and (f) of the Code in order to maintain the exclusion from gross income for federal income taxpurposes of interest on the Governmental Lender Note. In such event the Borrower shall be entitled to withdraw funds from the Rebate Fund to the extent the Borrower shall provide a Tax Counsel No Adverse Effect Opinion to the Governmental Lender and the Fiscal Agent with respect to such withdrawal. (j)The Fiscal Agent shall keep and make available to the Governmental Lender and the Borrower records concerning the investments of all funds held by the Fiscal Agent pursuant to the Funding Loan Agreement including date bought and sold, price and commission paid, and bids taken, if any, and shall keep all such records until six years after the date on which neither of the Governmental Lender Notesare Outstanding in order to enable the Borrower to make the computations required under Section 148(f) of the Code. (k)Notwithstanding the foregoing, the computations and payments of rebate amounts referred to in this Section 7.8 need not be made to the extent that neither the Governmental Lender nor the Borrower will thereby fail to comply with any requirements of Section 148(f) of the Code based on a Tax Counsel No Adverse Effect Opinion, a copy of which shall be provided to the Fiscal Agent and the Governmental Lender. In the event of any conflict between the requirementsof this Section 7.8 and those of the Tax Certificate, the Tax Certificate shall control. Section 7.9Investments. (a)Amounts on deposit in the Project Fund shall be invested in Permitted Investments directed in writing by the Borrower. Investment Income earned on amounts on deposit in each account of the Project Fund shall be retained in and credited to and become a part of the amounts on deposit in that account of the Project Fund. (b)Amounts on deposit in the Funding Loan Payment Fund, Expense Fund, Rebate Fund and Closing Costs Fund shall be invested in Permitted Investments directed in writing by the Borrower. Investment Income earned on amounts on deposit in each account of the Funding Loan Payment Fund, Expense Fund, Rebate Fund and Closing Costs Fund shall be retained in and credited to and become a part of the amounts on deposit in that account of the Funding Loan Payment Fund, Expense Fund, Rebate Fund and Closing Costs Fund. 25 The Fiscal Agent may make any and all investments permitted under this Funding Loan Agreement through its own trust or banking department or any affiliate and may pay said department reasonable, customary fees for placing such investments. The Fiscal Agent and its affiliates may act as principal, agent, sponsor, advisor or depository with respect to Permitted Investments under this Funding Loan Agreement. The Fiscal Agent shall not be liable for any losses from investments made by the Fiscal Agent in accordance with this Funding Loan Agreement. The Governmental Lender, the Funding Lender and the Borrower (by its execution of the Borrower Loan Agreement) acknowledge that to the extent regulations of the Comptroller of the Currency or other applicable regulatory entity grant the Governmental Lender or the Funding Lender the right to receive brokerage confirmations of security transactions as they occur, the Governmental Lender and the Funding Lender will not receive such confirmations to the extent permitted by law. The Fiscal Agent shall furnish the Borrower, the Funding Lender and the Governmental Lender (to the extent requested by such parties) periodic cash transaction statements which shall include detail for all investment transactions, if any, made by the Fiscal Agent hereunder. ARTICLE VIII REPRESENTATIONS AND COVENANTS Section 8.1General Representations. The Governmental Lender makes the following representations as the basis for the undertakings on its part herein contained: (a)The Governmental Lender is a public body corporate and politic, organized and existing under the laws of the State, has the power and authority to (i)enter into the Funding Loan Documents to which it is a party and the transactions contemplated thereby, (ii)incur the limited obligation represented by the Governmental Lender Notesand the Funding Loan, and apply the proceeds of such obligation or loan to finance the Project, and (iii)carry out its other obligations under this Funding Loan Agreement and the Governmental Lender Notes, and by proper action has duly authorized the Governmental Lender’s execution and delivery of, and its performance under, the Funding Loan Documents to which it is a party. (b)The Governmental Lender is not in default under or in violation of, and the execution and delivery of the Funding Loan Documents to which it is a party and its compliance with the terms and conditions thereof will not conflict or constitute a default under or a violation of, (i)the Act, (ii)to its knowledge, any other existing laws, rules, regulations, judgments, decrees and orders applicable to it, or (iii)to its knowledge, the provisions of any agreements and instruments to which the Governmental Lender is a party, a default under or violation of which would prevent it from entering into the Funding Loan Agreement, executing and delivering the Governmental Lender Notes, financing the Project, executing and delivering the other Funding Loan Documents to which it is a party or consummating the transactions on its part contemplated thereby, and, to its knowledge, no event has occurred and is continuing under the provisions of any such agreement or instrument or otherwise that with the lapse of time or the giving of notice, or both, would constitute such a default or violation (it being understood, however, that the Governmental Lender is making no representations as to the necessity of registering the Governmental Lender Notesor the Borrower Notespursuant to any securities laws or complying with any other requirements of securities laws). (c)To the best knowledge of the Governmental Lender, no litigation, inquiry or investigation of any kind in or by any judicial or administrative court or agency is pending with 26 respect to which the Governmental Lender has been served with process or, to the knowledge of the Governmental Lender, is threatened against the Governmental Lender with respect to (i)the organization and existence of the Governmental Lender, (ii)its authority to execute or deliver the Funding Loan Documents to which it is a party, (iii)the validity or enforceability of any such Funding Loan Documents or the transactions contemplated thereby, (iv)the title of any officer of the Governmental Lender who executed such Funding Loan Documents or (v)any authority or proceedings relating to the execution and delivery of such Funding Loan Documents on behalf of the Governmental Lender, and no such authority or proceedings have been repealed, revoked, rescinded or amended but are in full force and effect. (d)The revenues and receipts to be derived from the Borrower Loan Agreement, the Borrower Notesand this Funding Loan Agreement have not been pledged previously by the Governmental Lender to secure any of its notes or bonds other than the Funding Loan Agreement as evidenced by the Governmental Lender Notes. THE GOVERNMENTAL LENDER MAKES NO REPRESENTATION, COVENANT OR AGREEMENT AS TO THE FINANCIAL POSITION OR BUSINESS CONDITION OF THE BORROWER OR THE PROJECT AND DOES NOT REPRESENT OR WARRANT AS TO ANY STATEMENTS, MATERIALS, REPRESENTATIONS OR CERTIFICATIONS FURNISHED BY THE BORROWER IN CONNECTION WITH THE FUNDING LOAN OR THE BORROWER LOAN, OR AS TO THE CORRECTNESS, COMPLETENESS OR ACCURACY THEREOF. Section 8.2No Encumbrance on Security. The Governmental Lender will not knowingly create or knowingly permit the creation of any mortgage, pledge, lien, charge or encumbrance of any kind on the Security or any part thereof prior to or on a parity with the lien of this Funding Loan Agreement, except as expressly permitted or contemplated by the Funding Loan Documents. Section 8.3Repayment of Funding Loan. Subject to the provisions of ArticlesIII andV hereof, the Governmental Lender will duly and punctually repay, or cause to be repaid, the Funding Loan, as evidenced by the Governmental Lender Notes, as and when the same shall become due, all in accordance with the terms of the Governmental Lender Notesand this Funding Loan Agreement. Section 8.4Servicer. The Funding Lender may appoint a Servicer to service and administer the FundingLoan and/or the Borrower Loan on behalf of the Funding Lender, including without limitation the fulfillment of rights and responsibilities granted by Governmental Lender to Funding Lender pursuant to Section2.1 of the Borrower Loan Agreement. Section 8.5Borrower Loan Agreement Performance. (a)The Funding Lender and the Servicer, if any, on behalf of the Governmental Lender, may (but shall not be required or obligated to) perform and observe any agreement or covenant of the Governmental Lender under the Borrower Loan Agreement subject to the terms and provisions contained therein, all to the end that the Governmental Lender’s rights under the Borrower Loan Agreement may be unimpaired and free from default. (b)The Governmental Lender will promptly notify the Borrower, the Servicer and the Funding Lender in writing of the occurrence of any Borrower Loan Agreement Default, 27 provided that the Governmental Lender has received written notice or otherwise has knowledge of such event. Section 8.6Maintenance of Records; Inspection of Records. (a)The Fiscal Agentshall keep and maintain adequate records pertaining to any funds and accounts established hereunder, including all deposits to and disbursements from said funds and accounts and shall keep and maintain the registration books for the Governmental Lender Notesand interests therein. The Fiscal Agentshall retain in its possession all certifications and other documents presented to it, all such records and all records of principal, interest and premium paid on the Funding Loan, subject to theinspection of the Funding Lender and the Governmental Lender and theirrepresentatives at all reasonable times and upon reasonable prior notice. (b)The Governmental Lender and the Funding Lenderwill at any and all times, upon the reasonable request of the Servicer, if any, the Borrower, the Fiscal Agent, the Governmental Lenderor the Funding Lender, afford and procure a reasonable opportunity by their respective representatives to inspect the books, records, reports and other papers of the Governmental Lender or the Funding Lender, as appropriate, relating to the Project and the Funding Loan, if any, and (at their own expense) to make copies thereof. Section 8.7Tax Covenants. The Governmental Lender covenants to and for the benefit of the Funding Lender that, notwithstanding any other provisions of this Funding Loan Agreement or of any other instrument, it will: (a)Require the Borrower to execute the Regulatory Agreement as a condition of funding the Borrower Loan; (b)Not take or cause to be taken any action or actions, or fail to take any action or actions, which would cause the interest payable on the Governmental Lender Notesto be includable in gross income for federal income tax purposes; (c)Whenever and so often as requested in writing by Funding Lender, the Governmental Lender (at the sole cost and expense of the Borrower), shall do and perform all acts and things permitted by law and necessary or desirable in order to assure that interest paid by the Governmental Lender on the Governmental Lender Notes will be excluded from the gross income of the Noteowner, for federal income tax purposes, pursuant to Section 103 of the Code, except in the event where any owner of the Governmental Lender Notes or a portion thereof is a “substantial user” of the facilities financed with the Funding Loan or a “related person”within the meaning of Section147(a) of the Code; (d)Not take any action nor, solely in reliance upon the covenants and representations of the Borrower in the Borrower Loan Agreement, in the Regulatory Agreement and in theTax Certificate, knowingly permit or suffer any action to be taken if the result of the same would be to cause the Governmental Lender Notes to be “federally guaranteed”within the meaning of Section149(b) of the Code and the Regulations; (e)Require the Borrower to agree, solely by causing the Borrower to execute and deliver the Borrower Loan Agreement, not to commit any act and not to make any use of the proceeds of the Funding Loan, or any other moneys which may be deemed to be proceeds of the 28 Funding Loanpursuant to the Code, which would cause the Governmental Lender Notes to be “arbitrage bonds”within the meaning of Sections103(b) and 148 the Code, and to comply with the requirements of the Code throughout the term of the Funding Loan; and (f)Require the Borrower, solely by causing the Borrower to execute and deliver the Borrower Loan Agreement, to take all steps necessary to compute and pay any rebatable arbitrage in accordance with Section148(f) of the Code. In furtherance of the covenants in this Section8.7, the Governmental Lender and the Borrower shall execute, deliver and comply with the provisions of the Tax Certificate(it being understood that the obligations of the Fiscal Agent with respect to the Tax Certificate are to follow the written directions of the Governmental Lender or Borrower, and that the Fiscal Agent shall not be responsible for monitoring the compliance of the Governmental Lender or Borrower therewith), which are by this reference incorporated into this Funding Loan Agreement and made a part of this Funding Loan Agreement as if set forth in this Funding Loan Agreement in full. In the event of any conflict between this Funding Loan Agreement and the Tax Certificate, the requirements of the Tax Certificate shall control. For purposesof this Section 8.7 the Governmental Lender’s compliance shall be based solely on matters within the Governmental Lender’s knowledge and control and no acts, omissions or directions of the Borrower, the Funding Lender or any other Persons shall be attributed to the Governmental Lender. In complying with the foregoing covenants, the Governmental Lender may rely from time to time on a Tax Counsel No Adverse Effect Opinion or other appropriate opinion of Tax Counsel. Section 8.8Performance by the Borrower. Without relieving the Governmental Lender from the responsibility for performance and observance of the agreements and covenants required to be performed and observed by it hereunder, the Borrower, on behalf of the Governmental Lender, may (but is under no obligation to) perform any such agreement or covenant if no Borrower Loan Agreement Default or Potential Default under (and as such term is defined in) the Borrower Loan Agreement exists. ARTICLE IX DEFAULT; REMEDIES . Any one or more of the following shall constitute an Section 9.1Events of Default Event of Default”) under this Funding Loan Agreement (whatever the reason event of default (an “ for such event and whether it shall be voluntary or involuntary or be effected by operation of law or pursuant to any judgment, decree or order of any court or any order, rule or regulation of any administrative or Governmental Authority): (a)A default in the payment of any interest upon the Governmental Lender Notes when such interest becomes due and payable; (b)A default in the payment of principal of, or premium on, the Governmental Lender Noteswhen such principal or premium becomes due and payable, whether at its stated maturity, by declaration of acceleration or call for mandatory prepayment or otherwise; 29 (c)Subject to Section8.8 hereof, default inthe performance or breach of any material covenant or warranty of the Governmental Lender in this Funding Loan Agreement (other than a covenant or warranty or default in the performance or breach of which is elsewhere in this Section specifically dealt with), and continuance of such default or breach for a period of 30 days after there has been given written notice, as provided in Section12.1 hereof, to the Governmental Lender and the Borrower by the Funding Lender or the Servicer, specifying such defaultor breach and requiring it to be remedied and stating that such notice is a “Notice of Default”under this Funding Loan Agreement; provided that, so long as the Governmental Lender has commenced to cure such failure to observe or perform within the thirty(30) day cure period, the subject matter of the default is not capable of cure within said thirty (30) day period and the Governmental Lender is diligently pursuing such cure to the Funding Lender’s satisfaction, with the Funding Lender’s Written Direction or Written Consent, then the Governmental Lender shall have an additional period of time as reasonably necessary (not to exceed 30days unless extended in writing by the Funding Lender) within which to cure such default; (d)A default in the payment of any Additional Borrower Payments; or (e)Any other “Default”or “Event of Default”under any of the other Funding Loan Documents (taking into account any applicable grace periods therein). Section 9.2Acceleration of Maturity; Rescission and Annulment. (a)Subject to the provisions of Section9.9 hereof, upon the occurrence of an Event of Default under Section9.1 hereof, then and in every such case, the Funding Lender may declare the principal of the Funding Loan and the Governmental Lender Notesand the interest accrued to be immediately due and payable, by notice to the Governmental Lender, Borrower and the Equity Investor, and upon any such declaration, all principal of and Prepayment Premium, if any, and interest on the Funding Loan and the Governmental Lender Notesshall become immediately due and payable. (b)At any time after a declaration of acceleration has been made pursuant to subsection(a)of this Section, the Funding Lender may by Written Notice to the Governmental Lender rescind and annul such declaration and its consequences if: (i)there has been deposited with the Funding Lender a sum sufficient to pay (1)all overdue installments of interest on the Funding Loan, (2)the principal of and Prepayment Premium on the Funding Loan that has become due otherwise than by such declaration of acceleration and interest thereon at the rate or rates prescribed therefor in the Funding Loan, (3)to the extent that payment of such interest is lawful, interest upon overdue installments of interest at the rate or rates prescribed therefor in the Funding Loan, and (4)all sums paid or advanced by the Funding Lender and the reasonable compensation, expenses, disbursements and advances of the Funding Lender, its agents and counsel (but only to the extent not duplicative with subclauses (1) and (3) above); and (ii)all Events of Default, other than the non-payment of the principal of the Funding Loan that has become due solely by such declaration of acceleration, have been cured or have been waived in writing as provided in Section 9.9 hereof. 30 No such rescission and annulment shall affect any subsequent default or impair any right consequent thereon. (c)Notwithstanding the occurrence and continuation of an Event of Default, it is understood that the Funding Lender shall pursue no remedies against the Borrower, any of the Borrower’s partners or the Project if no Borrower Loan Agreement Default has occurred and is continuing. An Event of Default hereunder shall not in and of itself constitute a Borrower Loan Agreement Default. Section 9.3Additional Remedies; Funding Lender Enforcement. (a)Upon the occurrence of an Event of Default, the Funding Lender may, subject to the provisions of this Section 9.3 and Section 9.9 hereof, proceed to protect and enforce its rights by mandamus or other suit, action or proceeding at lawor in equity. No remedy conferred by this Funding Loan Agreement upon or remedy reserved to the Funding Lender is intended to be exclusive of any other remedy, but each such remedy shall be cumulative and shall be in addition to any other remedy given tothe Funding Lender hereunder or now or hereafter existing at law or in equity or by statute. (b)Upon the occurrence and continuation of any Event of Default, the Funding Lender may proceed forthwith to protect and enforce its rights and this Funding Loan Agreement by such suits, actions or proceedings as the Funding Lender, in its sole discretion, shall deem expedient. Funding Lender shall have upon the occurrence and continuation of any Event of Default all rights, powers, and remedies with respect to the Security as are available under the Uniform Commercial Code applicable thereto or as are available under any other applicable law at the time in effect and, without limiting the generality of the foregoing, the Funding Lender may proceed at law or in equity or otherwise, to the extent permitted by applicable law: (i)to take possession of the Security or any part thereof, with or without legal process, and to hold, service, administer and enforce any rights thereunder or thereto, and otherwise exercise all rights of ownership thereof, including (but not limited to) the sale of all or part of the Security; (ii)to become mortgagee of record for the Borrower Loan including, without limitation, completing the assignment of the Security Instrument by the Governmental Lender to the Funding Lender as anticipated by this Funding Loan Agreement, and recording the same in the real estate records of the jurisdiction in which the Project is located, without further act or consent of the Governmental Lender, and to service and administer the same for its own account; (iii)to service and administer the Funding Loan as agent and on behalf of the Governmental Lender or otherwise, and, if applicable, to take such actions necessary to enforce the Borrower Loan Documents and the Funding Loan Documents on its own behalf, and to take such alternative courses of action, as it may deem appropriate; or (iv)to take such steps to protect and enforce its rights whether by action, suit or proceeding in equity or at law for the specific performance of any covenant, condition or agreement in the Governmental Lender Notes, this Funding Loan Agreement or the other Funding Loan Documents, or the Borrower Loan Documents, or in and of the execution of any power herein 31 granted, or for foreclosure hereunder, or for enforcement of any other appropriate legal or equitable remedy or otherwise as the Funding Lender may elect. (c)Whether or not an Event of Default has occurred, the Funding Lender, in its sole discretion, shall have the sole right to waive or forbear from enforcing any term, condition, covenant or agreement of the Security Instrument, the Borrower Loan Agreement, the Borrower Notesor any other Borrower Loan Documents or Funding Loan Documents applicable to the Borrower, or any breach thereof, other than a covenant that would adversely impact the tax-exempt status of the interest on the Governmental Lender Notes, and provided that the Governmental Lender may seek specific performance by the Borrower to enforce the Unassigned Rights; provided, however, that any such forbearance by the Funding Lender in the exercise of its remedies under the Funding Loan Documents shall not be construed as a waiver by the Funding Lender of any Conditions to Conversion (as such term is defined in the Borrower Loan Agreement). (d)If the Borrower defaults in the performance or observance of any covenant, agreement or obligation of the Borrower set forth in the Regulatory Agreement, and if such default remains uncured for a period of 60 days after the Borrower, the Equity Investor and theFunding Lender receive Written Notice stating that a default under the Regulatory Agreement has occurred and specifying the nature of the default, the Funding Lender shall have the right to seek specific performance of the provisions of the Regulatory Agreement or to exercise its other rights or remedies thereunder. (e)If the Borrower defaults in the performance of its obligations under the Borrower Loan Agreement (subject to applicable notice and cure periods) to make rebate payments, to comply with any applicable continuing disclosure requirements, or to make payments owed pursuant to Sections2.5, 5.14 or 5.15 of the Borrower Loan Agreement for fees, expenses or indemnification, the Funding Lender shall have the right to exercise all its rights and remedies thereunder (subject to the last paragraph of Section9.14 hereof). Section 9.4Application of Money Collected. Any money collected by the Funding Lender pursuant to this Article and any other sums then held by the Funding Lender as part of the Security, shall be applied in the following order, at the date or dates fixed by the Funding Lender: (a)First: To the payment of any and all amounts due under the Funding Loan Documents other than with respect to principal and interest accrued on the Funding Loan, including, without limitation, any amounts due to the Governmental Lender, the Funding Lender, the Servicer, the Fiscal Agent and the Rebate Analyst; (b)Second: To the payment of the whole amount of the Funding Loan, as evidenced by the Governmental Lender Notes, then due and unpaid in respect of which or for the benefit of which such money has been collected, with interest (to the extent that such interest has been collected or a sum sufficient therefor has been so collected and payment thereof is legally enforceable at the respective rate or rates prescribed therefor in the Funding Loan) on overdue principal of, and Prepayment Premium and overdue installments of interest on the Funding Loan; provided, however, that partial interests in any portion of the Funding Loan shall be paid in such order of priority as may be prescribed by Written Direction of the Funding Lender in its sole and absolute discretion; and 32 (c)Third: The payment of the remainder, if any, to the Borrower or to whosoever may be lawfully entitled to receive the same or as a court of competent jurisdiction may direct. If and to the extent this Section9.4 conflicts with the provisions of the Servicing Agreement, the provisions of the Servicing Agreement shall control. Capitalized terms used in this Section9.4 but not otherwise defined in this Funding Loan Agreement shall have the meanings given such terms in the Servicing Agreement. Section 9.5Remedies Vested in Funding Lender. All rights of action and claims under this Funding Loan Agreement or the Governmental Lender Notesmay be prosecuted and enforced by the Funding Lender without the possession of the Governmental Lender Notesor the production thereof in any proceeding relating thereto. Section 9.6Restoration of Positions. If Funding Lender shall have instituted any proceeding to enforce any right or remedy under this Funding Loan Agreement and such proceeding shall have been discontinued or abandoned for any reason or shall have been determined adversely to the Funding Lender, then and in every such case the Governmental Lender and the Funding Lender shall, subject to any determination in such proceeding, be restored to their former positions hereunder, and thereafter all rights and remedies of the Governmental Lender and the Funding Lender shall continue as though no suchproceeding had been instituted. Section 9.7Rights and Remedies Cumulative. No right or remedy herein conferred upon or reserved to the Funding Lender is intended to be exclusive of any other right or remedy, and every right and remedy shall, to the extent permittedby law, be cumulative and in addition to every other right and remedy given hereunder or now or hereafter existing at law or in equity or otherwise. The assertion or employment of any right or remedy hereunder, or otherwise, shall not prevent the concurrent assertion or employment of any other appropriate right or remedy. Section 9.8Delay or Omission Not Waiver. No delay or omission of the Funding Lender to exercise any right or remedy accruing upon an Event of Default shall impair any such right or remedy or constitute a waiver of any such Event of Default or an acquiescence therein. Every right and remedy given by this Article or by law to the Funding Lender may be exercised from time to time, and as often as may be deemed expedient, by Funding Lender. No waiverof any default or Event of Default pursuant to Section 9.9 hereof shall extend to or shall affect any subsequent default or Event of Default hereunder or shall impair any rights or remedies consequent thereon. Section 9.9Waiver of Past Defaults. Before any judgmentor decree for payment of money due has been obtained by the Funding Lender, the Funding Lender may, subject to Section 9.6 hereof, by Written Notice to the Governmental Lender and the Borrower, waive any past default hereunder or under the Borrower Loan Agreement and its consequences except for default in obligations due the Governmental Lender pursuant to or under the Unassigned Rights. Upon any such waiver, such default shall cease to exist, and any Event of Default arising therefrom shall be deemed to have been cured, for every purpose of this Funding Loan Agreement and the Borrower Loan Agreement; but no such waiver shall extend to any subsequent or other default or impair any right consequent thereon. Section 9.10Remedies Under Borrower Loan Agreement or BorrowerNotes. As set forth in this Section9.10 but subject to Section9.9 hereof, the Funding Lender shall have the right, in 33 its own name or on behalf of the Governmental Lender, to declare any default and exercise any remedies under the Borrower Loan Agreement or the Borrower Notes, whether or not the Governmental Lender Notes havebeen accelerated or declared due and payable by reason of an Event of Default. Section 9.11Waiver of Appraisement and Other Laws. (a)To the extent permitted by law, the Governmental Lender will not at any time insist upon, plead, claim or take the benefit or advantage of, any appraisement, valuation, stay, extension or redemption law now or hereafter in force, in order to prevent or hinder the enforcement of this Funding Loan Agreement; and the Governmental Lender, for itself and all who may claim under it, so far as it or they now or hereafter may lawfully do so, hereby waives the benefit of all such laws. The Governmental Lender, for itself and all who may claim under it, waives, to the extent that it may lawfully do so, all right to have the property in the Security marshaled upon any enforcement hereof. (b)If any law now in effect prohibiting the waiver referred to in clause(a) shall hereafter be repealed or cease to be in force, such law shall not thereafter be deemed to constitute any part of the contract herein contained or to preclude the application of this Section9.11. Section 9.12Suits to Protect the Security. The Funding Lender shall have power to institute and to maintain such proceedings as it may deem expedient to prevent any impairment of the Security by any acts that may be unlawful or in violation of this Funding Loan Agreement and to protect its interests in the Security and in the rents, issues, profits, revenues and other income arising therefrom, including power to institute and maintain proceedings to restrain the enforcement of or compliance with any GovernmentalAuthorityenactment, rule or order that may be unconstitutional or otherwise invalid, if the enforcement of or compliance with such enactment, rule or order would impair the security hereunder or be prejudicial to the interests of the Funding Lender. Section 9.13Remedies Subject to Applicable Law. All rights, remedies and powers provided by this Article may be exercised only to the extent that the exercise thereof does not violate any applicable provision of law in the premises, and all the provisions of this Article are intended to be subject to all applicable mandatory provisions of law which may be controlling in the premises and to be limited to the extent necessary so that they will not render this Funding Loan Agreement invalid, unenforceable or not entitled to be recorded, registered or filed under the provisions of any applicable law. Section 9.14Assumption of Obligations. In the event that the Funding Lender or its assignee or designee shall become the legal or beneficial owner of the Project by foreclosure or deed in lieu of foreclosure, such party shall succeed to the rights and the obligations of the Borrower under the Borrower Loan Agreement,the Borrower Notes, the Regulatory Agreement and any other Funding Loan Documents to which the Borrower is a party. Such assumption shall be effective from and after the effective date of such acquisition and shall be made with the benefit of the limitations of liability set forth therein and without any liability for the prior acts of the Borrower. It is the intention of the parties hereto that upon the occurrence and continuance of an Event of Default hereunder, rights and remedies may be pursued pursuant to the terms of the Funding Loan Documents. 34 ARTICLE X AMENDMENT; AMENDMENTOF BORROWER LOAN AGREEMENT AND OTHER DOCUMENTS . Any of the terms of this Section 10.1Amendment of Funding Loan Agreement Funding Loan Agreement and the Governmental Lender Notesmay be amended or waived only by an instrument signed by the Funding Lender and the Governmental Lender, provided, however, no such amendment which materially affects the rights, duties, obligations or other interests of the Borrower or Fiscal Agent shallbe made without the consent of the Borrower or Fiscal Agent, as applicable, and, provided further, that if the Borrower is in default under any Funding Loan Document, no Borrower consent shall be required unless such amendment has a material adverse effect on the rights, duties, obligations or other interests of the Borrower. All of the terms of this Funding Loan Agreement shall be binding upon the successors and assigns of and all persons claiming under or through the Governmental Lender or any such successor or assign, and shall inure to the benefit of and be enforceable by the successors and assigns of the Funding Lender. Section 10.2Amendments Require Funding Lender Consent. The Governmental Lender shall not consent to any amendment, change or modification of theBorrower Loan Agreement or any other Borrower Loan Document or Funding Loan Document without the prior Written Consent of the Funding Lender. Section 10.3Consents and Opinions. No amendment to this Funding Loan Agreement or any other Funding Loan Document entered into under this ArticleX or any amendment, change or modification otherwise permitted under this ArticleX shall become effective unless and until (i)the Funding Lender shall have approved the same in writing in its sole discretion and (ii)the Funding Lender shall have received, at the expense of the Borrower, a Tax Counsel No Adverse Effect Opinion and an Opinion of Counselsubstantiallyto the effect that any such proposed amendment is authorized and complies with the provisions of this Funding Loan Agreement and is a valid and binding obligation of the parties thereto, subject to normal exceptions relating to bankruptcy, insolvency and equitable principles limitations. ARTICLE XI THE FISCAL AGENT . The Governmental Lender Section 11.1Appointment of Fiscal Agent; Acceptance hereby appoints Fiscal Agent as fiscal agent hereunder. The Fiscal Agent shall signify its acceptance of the duties and obligations imposed upon it by this Funding Loan Agreement by executing this Funding Loan Agreement. Section 11.2Certain Duties and Responsibilitiesof Fiscal Agent. (a)The Fiscal Agent undertakes to perform such duties and only such duties as are specifically set forth in this Funding Loan Agreement, and no implied covenants or obligations shall be read into this Funding Loan Agreement against the Fiscal Agent. (b)If an event of default exists hereunder or under any Borrower Loan Document, the Fiscal Agent shall exercise such of the rights and powers vested in it by this Funding 35 Loan Agreement, and exercise any rights or duties or remedies solely at the written direction of the Funding Lender. (c)No provision of this Funding Loan Agreement shall be construed to relieve the Fiscal Agent from liability for its own negligent action, its own negligent failure to act, or its own willful misconduct, in each case, as finally adjudicated by a court of law, except that: (i)This subsection shall not be construed to limit the effect of subsection(a) of this Section; (ii)The Fiscal Agent shall not be liable for any error of judgment made in good faith, unless it shall be proved that the Fiscal Agent was negligent in ascertaining the pertinent facts; (iii)The Fiscal Agent shall not be liable with respect to any action taken or omitted to be taken by it in accordance with the direction of the Funding Lender relating to the time, method and place of conducting any proceeding for any remedy available to the Fiscal Agent, or exercising any power conferred upon the Fiscal Agent under this Funding Loan Agreement; and (iv)No provision of this Funding Loan Agreement shall require the Fiscal Agent toexpend or risk its own funds or otherwise incur any financial liability in the performance of any of its duties hereunder, or in the exercise of any of its rights or powers, if it shall have reasonable grounds for believing that repayment of such funds oradequate indemnity against such risk or liability is not assured to it in its sole discretion. (v)Subject to its rights to indemnification pursuant to Section11.4 hereof, the Fiscal Agent is directed to enter into the Borrower Loan Documents to which it is a party and other related documents(including the Regulatory Agreement), solely in its capacity as Fiscal Agent. (d)Whether or not therein expressly so provided, every provision of this Funding Loan Agreement and the other Funding Loan Documents relating to the conduct or affecting the liability of or affording protection to the Fiscal Agent shall be subject to the provisions of this Section. (e)The Fiscal Agent may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon certificates or opinions furnished to the Fiscal Agent and conforming to the requirements of this Funding Loan Agreement; but in the case of any such certificates or opinions which by any provision hereof are specifically required to be furnished to the Fiscal Agent, the Fiscal Agent shall be under a duty to examine the same to determine whether or not they conform to the requirements of this Funding Loan Agreement. (f)The permissive rights of the Fiscal Agent to do things enumerated in this Funding Loan Agreement shall not be construed as a duty. Section 11.3Notice of Defaults. Upon the occurrence of any default hereunder or under any Borrower Loan Document and provided that a Responsible Officer of the Fiscal Agent has actual knowledge or has received Written Notice of the existence of such default, promptly, and in any eventwithin 15 days, the Fiscal Agent shall transmit to the Governmental Lender, the Borrower, the 36 Equity Investor, the Servicer, if any, and the Funding Lender, in the manner and at the addresses for notices set forth in Section12.1 hereof, notice of such default hereunder known to the Fiscal Agent pursuant to Section11.4(g) hereof, unless such default shall have been cured or waived. Section 11.4Certain Rights of Fiscal Agent. Except as otherwise provided in Section11.1 hereof: (a)The Fiscal Agent may rely and shall be protected in acting or refraining from acting upon any resolution, certificate, statement, instrument, opinion, report, notice, request, direction, consent, order, bond, note, debenture, coupon or other paper or document believed by it to be genuine and tohave been signed or presented by the proper party or parties; (b)Any request or direction of the Governmental Lender mentioned herein shall be sufficiently evidenced by a certificate or order executed by an Authorized Governmental Lender Representative; (c)Whenever in the administration of this Funding Loan Agreement, the Regulatory Agreementor any Borrower Loan Document the Fiscal Agent shall deem it desirable that a matter be proved or established prior to taking, suffering or omitting any action hereunder, the Fiscal Agent (unless other evidence be herein specifically prescribed) may, in the absence of bad faith on its part, rely upon a Written Certificate of the Governmental Lender, the Funding Lender, the Servicer or the Borrower, as appropriate; (d)The FiscalAgent shall be under no obligation to exercise any of the rights or powers vested in it by this Funding Loan Agreement or any Borrower Loan Document at the request or direction of the Funding Lender, pursuant to this Funding Loan Agreement, unless the Funding Lender shall have offered to the Fiscal Agent in writing security or indemnity reasonably satisfactory to the Fiscal Agent against the costs, expenses and liabilities which might be incurred by it in compliance with such request or direction, except costs, expenses and liabilities which are adjudicated to have resulted from its own negligence or willful misconduct, provided, that nothing contained in this subparagraph (d) shall be construed to require such security or indemnity for the performance by the Fiscal Agent of its obligations under ArticleVII hereof; (e)The Fiscal Agent shall not be bound to make any investigation into the facts or matters stated in any resolution, certificate, statement, instrument, opinion, report, notice, request, direction, consent, order, bond, note, debenture, coupon or other paper or document but the Fiscal Agent, in its discretion, may make such further inquiry or investigation into such facts or matters as it may see fit, and, if the Fiscal Agent shall determine to make such further inquiry or investigation, it shall be entitled to examine the books and records of the Governmental Lender, if any, and of the Borrower, in either case personally or by agent or attorney after reasonable notice and during normal business hours; (f)The Fiscal Agent may execute any of its powers hereunder or perform any duties hereunder either directly or by or through agents or attorneys and pay reasonable compensation thereto and the Fiscal Agent shall not be responsible for any misconduct or negligence on the part of any agent or attorney appointed with due care by it hereunder. The Fiscal Agent may act upon the advice of counsel of its choice concerning all matters hereof and the Fiscal Agent shall not be responsible for any loss or damage resulting from any action or inaction taken in good faith reliance upon said advice; and 37 (g)The Fiscal Agent shall not be required to take notice or be deemed to have notice of any default hereunder or under any Borrower Loan Document except for failure by the Borrower to make payments of principal, interest, premium, if any, or Ongoing Governmental Lender Fee when due, unless a Responsible Officer of the Fiscal Agent shall be specifically notified by a Written Direction of such default by the Governmental Lender, the Servicer or the Funding Lender, and all notices or other instruments required by this Funding Loan Agreement or under any Borrower Loan Document to be delivered to the Fiscal Agent, must, in order to be effective, be delivered in writing to a Responsible Officer of the Fiscal Agent at the Office of the Fiscal Agent, and in the absence of such Written Notice so delivered the Fiscal Agent may conclusively assume there is no default as aforesaid. Section 11.5Not Responsible for Recitals. The recitals contained hereinand in the Governmental Lender Notesshall be taken as the statements of the Governmental Lender, and the Fiscal Agent assumes no responsibility for their correctness. The Fiscal Agent makes no representations as to the value or condition of the Pledged Revenues, the Security or any part thereof, or as to the title of the Governmental Lender thereto or as to the security afforded thereby or hereby, or as to the validity or sufficiency of this Funding Loan Agreement or of the Funding Loan. The Fiscal Agentshall have no responsibility or liability with respect to any information, statement or recital in any offering memorandum or other disclosure material prepared or distributed with respect to the funding of the Funding Loan. The Fiscal Agent shall not be required to monitor the financial condition of the Borrower or the physical condition of the Project. The Fiscal Agent shall be under no obligation to analyze, review or make any credit decisions with respect to any financial statements, reports, notices, certificates or documents received hereunder but shall hold such financial statements reports, notices, certificates and documents solely for the benefit of, and review by, the Funding Lender and such other parties to whom the Fiscal Agent may provide such information pursuant to this Funding Loan Agreement. The Fiscal Agent makes no representations as to and shall have no responsibility for the sufficiency of the insurance required under any of the Borrower Loan Documents. Section 11.6May Hold Funding Loan. The Fiscal Agent in its individual or any other capacity may become the owner or pledgee of the Funding Loan and may otherwise deal with the Governmental Lender, the Funding Lender and the Borrower with the same rights it would have if it were not Fiscal Agent. Section 11.7Moneys Held Hereunder. Moneys held by the Fiscal Agent hereunder need not be segregated from other funds except to the extent required by law. The Fiscal Agent shall be under no liability for interest on any moneys received by it hereunder except as otherwise provided herein. Section 11.8Compensation and Reimbursement. Under the Borrower Loan Agreement, the Borrower has agreed to, except as otherwise expressly provided herein,pay the Fiscal Agent its fees and reimburse the Fiscal Agent as provided in this Funding Loan Agreement or the Borrower Loan Agreement, upon its request for all reasonable expenses, disbursements and advances incurred or made by the Fiscal Agent in accordance with any provision of this Funding Loan Agreement (including the reasonable fees, expenses and disbursements of its agents and counsel), except any 38 such expense, disbursement or advance as may be attributable to the Fiscal Agent’s negligence or willful misconduct, both as finally adjudicated by a court of law. When the Fiscal Agent incurs expenses or renders service in connection with any bankruptcy or insolvency proceeding, such expenses (including the fees and expenses of its counsel) and the compensation for such services are intended to constitute expenses of administration under any bankruptcy law or law relating to creditors rights generally. (a)The Governmental Lender has no obligation to pay the Fiscal Agent for services rendered. (b)As security for the performance of the obligations of the Borrower under this Section and for the payment of such compensation, expenses, reimbursements and indemnity, the Fiscal Agent shall have the right to use and apply any moneys held by it as Pledged Revenues. (c)The Fiscal Agent’s rights to compensation and reimbursement shall survive its resignation or removal, the payment of the Funding Loan or the Borrower Loan or the release of this Funding Loan Agreement. Section 11.9Fiscal Agent Required; Eligibility. Any successor Fiscal Agent shall at all times be a trust company, a state banking corporation or a national banking association with the authority to accept trusts in the State approved in writing by the Governmental Lender and either (a)have a combined capital and surplus of at least $50,000,000 as set forth in its most recent published annual report of condition, (b)be a wholly owned subsidiary of a bank holding company, or a wholly owned subsidiary of a company that is a wholly owned subsidiary of a bank holding company, having a combined capital and surplus of at least $50,000,000 as set forth in its most recent published annual report of condition, have at least $500,000,000 of trust assets under management and have a combined capital and surplus of at least $2,000,000 as set forth in its most recent published annual report of condition, or (c)be otherwise acceptable to the Funding Lender in its sole and absolute discretion. Section 11.10Resignation and Removal; Appointment of Successor. (a)No resignation or removal of the Fiscal Agent hereunder and no appointment of a successor Fiscal Agent pursuant to this Article shall become effective until the written acceptance by the successor Fiscal Agent of such appointment. (b)The Fiscal Agent may resign at any time by giving 60 days’Written Notice thereof to the Governmental Lender, the Borrower, the Servicer, if any, and the Funding Lender. (c)The Fiscal Agent may be removed at any time with 30 days’notice by (i)the Governmental Lender, (ii)the Borrower (unless the Borrower is in default under any of the Borrower Loan Documents), subject to applicable notice and cure periods, with the Written Consent of the Funding Lender and the Governmental Lender, or (iii)the Funding Lender with the Written Consent of the Governmental Lender and Written Notice delivered to the Fiscal Agent and the Borrower. (d)If the Fiscal Agent shall resign, be removed or become incapable of acting, or if a vacancy shall occur in the Office of the Fiscal Agent for any cause, the Governmental Lender shall promptly appoint a successor Fiscal Agent, with the consent of the Funding Lender, which 39 consent shall not be unreasonably withheld. In case all or substantially all of the Pledged Revenues and Security shall be in the possession of a receiver or trustee lawfully appointed, such receiver or trustee may similarly appoint a successor to fill such vacancy until a new Fiscal Agent shall be so appointed by the Governmental Lender. If, within 60 days after such resignation, removal or incapability or the occurrence of such vacancy, the Governmental Lender has failed to so appoint a successor Fiscal Agent, then a successor Fiscal Agent shall be appointed by the Funding Lender (from any of the institutions approved by the Governmental Lender to serve as a fiscal agent or trustee) with Written Notice thereof delivered to the Governmental Lender, the Borrower, the Servicer, if any, and the retiring Fiscal Agent, and the successor Fiscal Agent so appointed shall, forthwith upon its acceptance of such appointment, become the successor Fiscal Agent and supersede the successor Fiscal Agent appointed by such receiver or Fiscal Agent. If no successor Fiscal Agent shall have been appointed by the Governmental Lender or the Funding Lender and accepted appointment within 60 days after such resignation, removal or incapability or the occurrence of such vacancy, the Fiscal Agent may petition any court of competent jurisdiction for the appointment of a successor Fiscal Agent. (e)The retiring Fiscal Agent shall cause Written Notice of each resignation and each removal of the Fiscal Agent and each appointment of a successor Fiscal Agent to be providedto the Funding Lender. Each notice shall include the name of the successor Fiscal Agent and the address of the office of the successor Fiscal Agent. Section 11.11Acceptance of Appointment by Successor. (a)Every successor Fiscal Agent appointed hereunder shall execute, acknowledge and deliver to the Governmental Lender and to the retiring Fiscal Agent an instrument accepting such appointment, and thereupon the resignation or removal of the retiring Fiscal Agent shall become effective and such successor Fiscal Agent, without any further act, deed or conveyance, shall become vested with all the estates, properties, rights, powers and duties of the retiring Fiscal Agent; notwithstanding the foregoing, on request of the Governmental Lender or the successor Fiscal Agent, such retiring Fiscal Agent shall, upon payment of its charges, execute and deliver an instrument conveying and transferring to such successor Fiscal Agent all the estates, properties, rights, powers and trusts of the retiring Fiscal Agent, and shall duly assign, transfer and deliver to such successor Fiscal Agent all property and money held by such retiring Fiscal Agent hereunder. Upon request of any such successor Fiscal Agent, the Governmental Lender shall execute any and all instruments for more fully and certainly vesting in and confirming to such successor Fiscal Agent all such estates, properties, rights and powers. (b)No successor Fiscal Agent shall accept its appointment unless at the time of such acceptance such successor Fiscal Agent shall be qualified and eligible under this Article, to the extent operative. Section 11.12Merger, Conversion, Consolidation or Succession to Business. Any corporation into which the Fiscal Agent may be merged or with which it may be consolidated, or any corporation resulting from any merger, conversion or consolidation to which the Fiscal Agent shall be a party, or any corporation succeeding to all or substantially all of the corporate trust business of the Fiscal Agent, shall be the successor of the Fiscal Agent hereunder, provided such corporation shall be otherwise qualified and eligible under this Article, to the extent operative, without the execution or filing of any paper or any further act on the part of any of the parties hereto. 40 Notwithstanding the foregoing, any such successor Fiscal Agent shall cause Written Notice of such succession to be delivered to the Funding Lender within 30 days of such succession. Section 11.13Appointment of Co-Fiscal Agent. It is recognized that in case of litigation under this Funding Loan Agreement, the Borrower Loan Agreement, any other Borrower Loan Document or the Regulatory Agreement, and in particular in case of the enforcement of any of them on default, or in case the Fiscal Agent deems that by reason of any present or future law of any jurisdiction it may not exercise any of the powers, rights or remedies herein granted to the Fiscal Agent or hold title to the properties, as herein provided, or take any other action which may be desirable or necessary in connection therewith, it may be necessary that the Fiscal Agent appoint an additional individual or institution as a separate or co-fiscal agent. The following provisions of this Section are adopted to these ends. The Fiscal Agent is hereby authorized to appoint an additional individual or institution as a separate or co-fiscal agent hereunder, upon Written Notice to the Governmental Lender, the Funding Lender and the Borrower, and with the consent of the Governmental Lender and the Funding Lender, but without the necessity of further authorization or consent, in which event each and every remedy, power, right, claim, demand, cause of action, immunity, estate, title, interest and lien expressed or intended by this Funding Loan Agreement, any Borrower Loan Document, the Regulatory Agreement or the Borrower LoanAgreement to be exercised by or vested in or conveyed to the Fiscal Agent with respect thereto shall be exercisable by and vest in such separate or co-fiscal agent but only to the extent necessary to exercise such powers, rights and remedies, and every covenant and obligation necessary to the exercise thereof by such separate or co-fiscal agent shall run to and be enforceable by either of them. Should any instrument in writing from the Governmental Lender be required by the separate fiscal agent or co-fiscal agent appointed by the Fiscal Agent for more fully and certainly vesting in and confirming to him or it such properties, rights, powers, duties and obligations, any and all such instruments in writing shall, on request of the Fiscal Agent, be executed, acknowledged and delivered by the Governmental Lender. In case any separate fiscal agent or co-fiscal agent, or a successor to either, shall die, become incapable of acting, resign or be removed, all the estates, properties, rights, powers, duties and obligations of such separate fiscal agent or co-fiscal agent, so far as permitted by law, shall vest in and be exercised by the Fiscal Agent until the appointment of a successor to such separate fiscal agent or co fiscal agent. Section 11.14Loan Servicing. The Governmental Lender and the Fiscal Agent acknowledge that the Funding Lender shall have the right to appoint a Servicer to service and administer the Funding Loan and the Borrower Loan as set forth in a Servicing Agreement. The Governmental Lender and the Fiscal Agent shall not be responsible for monitoring the performance of any Servicer or for any acts or omissions of such Servicer. The Funding Lender may, in its sole discretion, terminate or replace the Servicer. Section 11.15No Recourse Against Officers or Employees of Fiscal Agent. No recourse with respect to any claim related to any obligation, duty or agreement contained in this Funding Loan Agreement or any other Funding Loan Document shall be had against any officer or employee, as such, of the Fiscal Agent, it being expressly understood that the obligations, duties and agreements of the Fiscal Agent contained in this Funding Loan Agreement and the other Funding Loan Documents are solely corporate in nature. 41 ARTICLE XII MISCELLANEOUS . All notices, demands, requests and other communications required Section 12.1Notices or permitted to be given by any provision of this Funding Loan Agreement shall be in writing and sent by first class, regular, registered or certified mail, commercial delivery service, overnight courier, telegraph, telex, telecopier or facsimile transmission, air or other courier, hand delivery, to the party to be notified addressed as follows: If to the Fiscal Agent:U.S. Bank National Association Global Corporate Trust Services 633 West 5th Street, 24th Floor Los Angeles, California 90071 Attention: Ismael Diaz Ref: CVMF (St. Regis Park Apartments) 2019 Telephone: (213)615-6063 Facsimile: (213)615-6197 If to the Governmental Lender:Chula Vista Housing Authority 276 Fourth Avenue Chula Vista, California 91910 Attention: Executive Director Telephone: (619)691-5263 If to the Borrower:St. Regis Park CIC, LP 6339 Paseo del Lago Carlsbad, CA 92011 Telephone: (760)456-6000 Facsimile: (760)456-6001 Attn: Project Manager c/o Chelsea Investment Corporation 6993 Paseo del Lago Carlsbad, CA 92011 Attn: Project Manager with a copy to:Cox, Castle & Nicholson LLP 50 California Street, Suite 3200 San Fransisco, CA 94111 Attention: Ofer Elitzur, Esq. If to the Equity Investor:Raymond James California Housing Opportunities Fund VI L.L.C. c/o Raymond James Tax Credit Funds, Inc. 880 Carillion Parkway St. Petersburg, Florida 33716 Attention: Steven J. Kropf, President 42 with a copy to:Bocarsly, Emden, Cowan, Esmail& Arndt, LLP 633 West Fifth Street, 64th Floor Los Angeles, California 90071 Attention: Kyle Arndt Telephone: (213)239-8048 If to the Funding Lender:Citibank, N.A. 388 Greenwich Street, 8th Floor New York, New York 10013 Attention: Transaction Management Group Re: St. Regis Park Apartments Deal ID #__________ Facsimile: (212)723-8209 and to:Citibank, N.A. 325 East Hillcrest Drive, Suite 160 Thousand Oaks, California 91360 Attention: Operations Manager/Asset Manager Re: St. Regis Park Apartments Deal ID # __________ Facsimile: (805) 557-0924 prior to the Conversion Date, with a copy to: Citibank, N.A. 388 Greenwich Street, 8th Floor New York, New York 10013 Attention: Account Specialist Re: St. Regis Park Apartments Deal ID# __________ Facsimile: (212)723-8209 following the Conversion Date with a copyto: c/o Berkadia Commercial Servicing Department 323 Norristown Road, Suite 300 Ambler, Pennsylvania 19002 Attention: Client Relations Manager Re: St. Regis Park Apartments Deal ID# __________ Facsimile: (215)328-0305 43 and a copy of any notices of default sent to: Citibank, N.A. 388 Greenwich Street, 17th Floor New York, New York 10013 Attention: General Counsel’s Office Re: St. Regis Park Apartments Deal ID# __________ Facsimile: (646) 291-5754 Any such notice, demand, request or communication shall be deemed to have been given and received for all purposes under this Funding Loan Agreement: (i)three Business Days after the same is deposited in any official depository or receptacle of the United States Postal Service first class, or, if applicable, certified mail, return receipt requested, postage prepaid; (ii)on the date of transmission when delivered by telecopier or facsimile transmission, telex, telegraph or other telecommunication device, provided any telecopy or other electronic transmission received by any party after 4:00 p.m., local time, as evidenced by the time shown on such transmission, shall be deemed to have been received the following Business Day; (iii)on the next Business Day after the same is deposited with a nationally recognizedovernight delivery service that guarantees overnight delivery; and (iv)on the date of actual delivery to such party by any other means; provided, however, if the day such notice, demand, request or communication shall be deemed to have been given and received as aforesaid is not a Business Day, such notice, demand, request or communication shall be deemed to have been given and received on the next Business Day. Any facsimile signature by a Person on a document, notice, demand, request or communication required or permitted by this Funding Loan Agreement shall constitute a legal, valid and binding execution thereof by such Person. Any party to this Funding Loan Agreement may change such party’s address for the purpose of notice, demands, requests and communications required or permitted under this Funding Loan Agreement by providing written notice of such change of address to all of the parties by written notice as provided herein. Section 12.2Term of Funding Loan Agreement. This Funding Loan Agreement shall be in full force and effect until all payment obligations of the Governmental Lender hereunder have been paid in full and the Funding Loan has been retired or the payment thereof has been provided for; except that on and after payment in full of the GovernmentalLender Notes, this Funding Loan Agreement shall be terminated, without further action by the parties hereto. Section 12.3Successors and Assigns. All covenants and agreements in this Funding Loan Agreement by the Governmental Lender shall bind its successors and assigns, whether so expressed or not. Section 12.4Legal Holidays. In any case in which the date of payment of any amount due hereunder or the date on which any other act is to be performed pursuant to this Funding Loan Agreement shall be a day that is not a Business Day,then payment of such amount or such act need not be made on such date but may be made on the next succeeding Business Day, and such later payment or such act shall have the same force and effect as if made on the date of payment or the date fixed for prepayment or the date fixed for such act, and no additional interest shall accrue for the period from and after such date and prior to the date of payment. 44 Section 12.5Governing Law. This Funding Loan Agreement shall be governed by and shall be enforceable in accordancewith the laws of the State applicable to contracts made and performed in the State. Section 12.6Severability. If any provision of this Funding Loan Agreement shall be invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining portions shall not in any way be affected or impaired. In case any covenant, stipulation, obligation or agreement contained in the Governmental Lender Notesor in this Funding Loan Agreement shall for any reason be held to be usurious or in violation of law, then such covenant, stipulation, obligation or agreement shall be deemed to be the covenant, stipulation, obligation or agreement of the Governmental Lender or the Funding Lender only to the full extent permitted by law. Section 12.7Execution in Several Counterparts. This Funding Loan Agreement may be contemporaneously executed in several counterparts, all of which shall constitute one and the same instrument and each of which shall be, and shall be deemed to be, an original. Section 12.8Nonrecourse Obligation of the Borrower. Except as otherwise provided in the Borrower Loan Agreement, any obligations of the Borrower under this Funding Loan Agreement are without recourse to the Borrower or to the Borrower’s partners or members, as the case may be, and the provisions of Section 11.1 of the Borrower Loan Agreement are by this reference incorporated herein. Section 12.9Waiver of Trial by Jury. IF AND TO THE EXTENT PERMITTED UNDER APPLICABLE LAW, EACH OF THE GOVERNMENTAL LENDER AND THE FUNDING LENDER (A)COVENANTS AND AGREES NOT TO ELECT A TRIALBY JURY WITH RESPECT TO ANY ISSUE ARISING OUT OF THIS FUNDING LOAN AGREEMENT OR THE RELATIONSHIP BETWEEN THE PARTIES THAT IS TRIABLE OF RIGHT BY A JURY AND (B)WAIVES ANY RIGHT TO TRIAL BY JURY WITH RESPECT TO SUCH ISSUE TO THE EXTENT THAT ANY SUCH RIGHT EXISTS NOW OR IN THE FUTURE. THIS WAIVER OF RIGHT TO TRIAL BY JURY IS SEPARATELY GIVEN BY EACH PARTY, KNOWINGLY AND VOLUNTARILY WITH THE BENEFIT OF COMPETENT LEGAL COUNSEL. IF FOR ANY REASON THIS WAIVER IS DETERMINED TO BE UNENFORCEABLE, ALL DISPUTES WILLBE RESOLVED BY JUDICIAL REFERENCE PURSUANT TO THE PROCEDURES SET FORTH IN THE SECURITY INSTRUMENT. Section 12.10Electronic Transactions. The transactions described in this Funding Loan Agreement may be conducted and the related documents may be stored by electronic means. Copies, telecopies, facsimiles, electronic files and other reproductions of original executed documents shall be deemed to be authentic and valid counterparts of such original documents for all purposes, including the filing of any claim, action or suit in the appropriate court of law. Section 12.11Reference Date. This Funding Loan Agreement is dated for reference purposes only asof the first day of ___________2019. \[Remainder of Page Intentionally Left Blank\] 45 IN WITNESS WHEREOF, the Funding Lender, the Fiscal Agent and the Governmental Lender have caused this Funding Loan Agreement to be duly executed as of the date first written above. FUNDING LENDER: CITIBANK, N.A. By: Name: Title:Authorized Signatory GOVERNMENTAL LENDER: CHULA VISTA HOUSING AUTHORITY By: Executive Director FISCAL AGENT: U.S. BANK NATIONAL ASSOCIATION, as Fiscal Agent By: Authorized Signatory \[Signature Page to Funding Loan Agreement –St. Regis Park Apartments\] S-1 EXHIBITA FORM OF GOVERNMENTALLENDER NOTES THIS NOTE MAY BE OWNED ONLY BY A PERMITTED TRANSFEREE IN ACCORDANCE WITH THE TERMS OF THE FUNDING LOAN AGREEMENT, AND THE HOLDER HEREOF, BY THE ACCEPTANCE OF THIS FUNDING LOAN AGREEMENT (A)REPRESENTS THATITISAPERMITTEDTRANSFEREEAND (B)ACKNOWLEDGES THAT IT CAN ONLY TRANSFER THIS GOVERNMENTAL LENDER NOTE TO ANOTHER PERMITTED TRANSFEREE IN ACCORDANCE WITH THE TERMS OF THE FUNDING LOAN AGREEMENT. CHULA VISTA HOUSING AUTHORITY MULTIFAMILY HOUSING REVENUE NOTE (ST. REGIS PARK APARTMENTS), \[2019SERIES B-1\]\[2019SERIES B-2\] $_____________________, 2019 FOR VALUE RECEIVED, the undersigned CHULA VISTA HOUSING AUTHORITY (“Obligor”) promises to pay to the order of CITIBANK, N.A. (“Holder”) the maximum principal sum of \[__________DOLLARS ($__________), on __________1, 20__\], or earlier as provided herein, together with interest thereon at the rates, at the times and in the amounts provided below. Obligor shall pay to the Holder on or before each date on which payment is due under that certain Funding Loan Agreement, dated as of ______________ 1, 2019(the “Funding Loan Agreement”), among Obligor, Holder and U.S. Bank National Association, as fiscal agent (“Fiscal Agent”), an amount in immediately available funds sufficient to pay the principal amount of and Prepayment Premium, if any, on this Governmental Lender Notethen due and payable, whether by maturity, acceleration, prepayment or otherwise. In the event that amounts held derived from proceeds of this Governmental Lender Note, condemnation awards or insurance proceeds or investment earnings thereon are applied to the payment of principal due on this Governmental Lender Notein accordance with the Funding Loan Agreement, the principal amount due hereunder shall be reduced to the extent of the principal amount of this Governmental Lender Noteso paid. Capitalized terms not otherwise defined herein shall have the meaning assigned in the Funding Loan Agreement. Obligor shall pay to the Holder on or before each date on which interest on the Funding Loan is payable interest on the unpaid balance hereof in an amount in immediately available funds sufficient to pay the interest on this Governmental Lender Notethen due and payable in the amounts and at the rate or rates set forth in the Funding Loan Agreement. ThisGovernmental Lender Note is apass-through obligationrelating to a construction and permanent loan (the “Borrower Loan”) made by Obligor from proceeds of the Funding Loan to ST. REGIS PARK CIC, LP, a California limited partnership, as borrower (the “Borrower”), under that certain Borrower Loan Agreement, dated as of ______________ 1, 2019, (as the same may be modified, amended or supplemented from time to time, the “Borrower Loan Agreement”), between the Obligor and the Borrower, evidenced by the \[Series B-1\]\[Series B-2\] Borrower Note(as defined in the Borrower Loan Agreement). Reference is made to the Borrower Loan Agreement and to the A-1 \[Series B-1\]\[Series B-2\] Borrower Notefor complete payment and prepayment terms of the \[Series B-1\]\[Series B-2\] Borrower Note, payments on which are passed-through under thisGovernmental Lender Note. This Governmental Lender Note is a limited obligation of the Obligor, payable solely from the Pledged Revenues and other funds and moneys and Security pledged and assigned under the Funding Loan Agreement. None of the Governmental Lender, the State, or any political subdivision thereof (except the Governmental Lender, to the limited extent set forth herein) or any public agency shall in any event be liable for the payment of the principal of, premium (if any) or interest on this Governmental Lender Noteor the Funding Loan or for the performance of any pledge, obligation or agreement of any kind whatsoever with respect thereto except as set forth herein and in the Funding Loan Agreement, andnone of the Funding Loan or thisGovernmental Lender Note or any of the Governmental Lender’s agreements or obligations with respect to the Funding Loan or this Governmental Lender Note shall be construed to constitute an indebtedness of or a pledge of the faith and credit of or a loan of the credit of or a moral obligation of any of the foregoing within the meaning of any constitutional or statutory provision whatsoever. The Governmental Lender has no taxing power. All capitalized terms used but not defined herein shall have the meanings ascribed to them in the Funding Loan Agreement or in the Borrower Loan Agreement. This Governmental Lender Note is subject to the express condition that at no time shall interest be payable on this Governmental Lender Note or the Funding Loan at a rate in excess of the Maximum Rate provided in the Funding Loan Agreement; and Obligor shall not be obligated or required to pay, nor shall the Holder be permitted to charge or collect, interest at a rate in excess of such Maximum Rate. If by the terms of this Governmental Lender Note or of the Funding Loan Agreement, Obligor is required to pay interest at a rate in excess of such Maximum Rate, the rate of interest hereunder or thereunder shall be deemed tobe reduced immediately and automatically to such Maximum Rate, and any such excess payment previously made shall be immediately and automatically applied to the unpaid balance of the principal sum hereof and not to the payment of interest. Amounts payablehereunder representing late payments, penalty payments or the like shall be payable to the extent allowed by law. This Governmental Lender Note is subject to all of the terms, conditions, and provisions of the Funding Loan Agreement, including those respecting prepayment and the acceleration of maturity and those respecting limitations of liability in Article V of the Funding Loan Agreement. If there is an Event of Default under the Funding Loan Documents, then in any such event and subject to the requirements set forth in the Funding Loan Agreement, the Holder may declare the entire unpaid principal balance of this Governmental Lender Note and accrued interest, if any, due and payable at once. All of the covenants, conditions and agreements contained in the Funding Loan Documents are hereby made part of this Governmental Lender Note. No delay or omission on the part of the Holder in exercising any remedy, right or option under this Governmental Lender Note or the Funding Loan Documents shall operate as a waiver of such remedy, right or option. In any event a waiver on any one occasion shall not be construed as a waiver or bar to any such remedy, right or option on a future occasion. The rights, remedies and A-2 options of the Holder under this Governmental Lender Note and the Funding Loan Documents are and shall be cumulative and are in addition to all of the rights, remedies and options of the Holder at law or in equity or under any other agreement. Obligor shall pay all costs of collection on demand by the Holder, including without limitation, reasonable attorneys’fees and disbursements, which costs may be added to the indebtedness hereunder, together with interest thereon, to the extent allowed by law, as set forth in the Funding Loan Agreement. This Governmental Lender Note may not be changed orally. Presentment for payment, notice of dishonor, protest and notice of protest are hereby waived. The acceptance by the Holder of any amount after the same is due shall not constitute a waiver of the right to require prompt payment, when due, of all other amounts due hereunder. The acceptance by the Holder of any sum in an amount less than the amount then due shall be deemed an acceptance on account only and upon condition that such acceptance shall not constitute a waiver of the obligation of Obligor to pay the entire sum then due, and Obligor’s failure to pay such amount then due shall be and continue to be a default notwithstanding such acceptance of such amount on account, as aforesaid. Consent by the Holder to any action of Obligor which is subject to consent or approval of the Holder hereunder shall not be deemed a waiver of the right to require such consent or approval to future or successive actions. This Governmental Lender Note (and the Funding Loan thatit represents), and any interests herein or therein, are transferable by the registered owner hereof, but only in the manner, subject to the limitations and upon payment of the charges provided in the Funding Loan Agreement. Upon such transfer a new fully registered Governmental Lender Note will be issued to the transferee in exchange herefor. The Obligor, the Funding Lender and the Fiscal Agent may treat the registered owner hereof as the absolute owner hereof for all purposes, and the Obligor and the Funding Lender shall not be affected by any notice to the contrary. The Obligor hereby certifies that all of the conditions, things and acts required to exist, to have happened and to have been performed precedent to and in the issuance of this Governmental Lender Note do exist, have happened and have been performed in due time, form and manner as required by the Constitution and laws of the State (including the Act) and that the amount of this Governmental Lender Note, together with all other indebtedness of the Obligor, does not exceed any limit prescribed by the Constitution or laws of the State. A-3 IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Governmental Lender Note by its authorized representative as of the date first set forth above. The undersigned intends that this instrument shall be deemed to be signed and delivered as a sealed instrument. OBLIGOR: CHULA VISTA HOUSING AUTHORITY By: Executive Director \[SEAL\] ATTEST: By: Deputy Secretary \[Signature Page to Governmental Lender Note –St. Regis Park Apartments\] A-4 CERTIFICATE OF AUTHENTICATION This Governmental Lender Note is the Governmental Lender Note described in the within mentioned Funding Loan Agreement. Date of Authentication: __________________ U.S. BANK NATIONAL ASSOCIATION, as Fiscal Agent By Authorized Signatory \[Signature Page to Governmental Lender Note –St. Regis Park Apartments\] A-5 EXHIBITB FORM OF REQUIRED TRANSFEREE REPRESENTATIONS \[_________________, 20__\] The undersigned, as holder (the “Holder”) of a loan (the “Funding Loan”) in the maximum principal amount of $__________ from CITIBANK, N.A. (“Funding Lender”) to CHULA VISTA HOUSING AUTHORITY(“Governmental Lender”) pursuant to a Funding Loan Agreement dated as of ______________ 1, 2019(the “Funding Loan Agreement”) among the Funding Lender, the Governmental Lender and U.S. Bank National Association, as fiscal agent (the “Funding Loan”), evidenced by the Chula Vista Housing AuthorityMultifamily Housing Revenue Note (St. Regis Park Apartments) 2019Series \[B-1\]\[B-2\] and 2019Series B-2(the “Governmental Lender Note”), or an interest therein, hereby represents that: 1.The Holder has sufficient knowledge and experience in financial and business matters with respect to the evaluation of residential real estate developments such as the Project to be able to evaluate the risk and merits of the investment represented by the Funding Loan. We are able to bear the economic risks of such investment. 2.The Holder acknowledges that it has either been supplied with or been given access to information, including financial statements and other financial information, to which a reasonable investor would attach significance in making investment decisions, and the Holder has had the opportunity to ask questions and receive answers from knowledgeable individuals concerning the Governmental Lender, the Project, the use of proceeds of the Funding Loan and the Funding Loan and the security therefor so that, as a reasonable investor, the Holder has been able to make its decision to \[extend/purchase\] the Funding Loan \[or an interest therein\]. In entering into this transaction, the Holder acknowledges that it has not relied upon any representations or opinions of the Governmental Lender relating to the legal consequences to the Funding Lender or other aspects of its making the Funding Loan and acquiring the Governmental Lender Note, nor has it looked toor expected, the Governmental Lender to undertake or require any credit investigation or due diligence reviews relating to the Borrower, its financial condition or business operations, the Project (including the financing or management thereof), or any other matter pertaining to the merits or risks of the transactions contemplated by the Funding Loan Agreement and the Borrower Loan Agreement, or the adequacy of the funds pledged to the Funding Lender to secure repayment of the Governmental Lender Note. 3.The Holder is an Approved Transferee. 4.The Holder acknowledges that it is purchasing \[an interest in\] the Funding Loan for investment for its own account and not with a present view toward resale or the distribution thereof, in that it does not now intend to resell or otherwise dispose of all or any part of its interestsin the Funding Loan; provided, however, that the Holder may sell or transfer the Governmental Lender Note and the Funding Loan as provided in Section 2.4 of the Funding Loan Agreement. 5.In the event any placement memorandum to be provided to any subsequent buyer or beneficial owner of such portion of the Funding Loan will disclose information with respect to the Governmental Lender other than its name, location and type of political subdivision and general B-1 information with respect to the Funding Loan andBorrower Loan and related documents, the Holder will provide the Governmental Lender with a draft of such placement memorandum and the Governmental Lender shall have the right to approve any description of the Governmental Lender therein (which approval shall not be unreasonably withheld). 6.The Holder understands that the Funding Loan is a limited obligation of the Governmental Lender; payable solely from funds and moneys pledged and assigned under the Funding Loan Agreement, and that the liabilities andobligations of the Governmental Lender with respect to the Funding Loan are expressly limited as set forth in the Funding Loan Agreement and related documents. 7.Capitalized terms used herein and not otherwise defined have the meanings given such terms in the Funding Loan Agreement. \[_______________\], as Holder By Name Its B-2 EXHIBITC FORM OF WRITTEN REQUISITION OF THE BORROWER –PROJECT FUND Draw #______ To:U.S. Bank National Association, as Fiscal Agent (the “Fiscal Agent”) under that certain Funding Loan Agreement, dated as of ______________ 1, 2019, among Citibank, N.A., as Funding Lender, the Chula Vista Housing Authority, as Governmental Lender, and the Fiscal Agent (the “Funding Loan Agreement”), pursuant to which the Chula Vista Housing AuthorityMultifamily Housing Revenue Notes(St. Regis Park Apartments) 2019 Series B-1 and 2019 Series B-2(collectively, the “Governmental Lender Notes”) wereissued. 1.You are requested to disburse funds from the Project Fund pursuant to Section7.7 of the Funding Loan Agreement in the amount(s)and to the person(s) as follows: \[Insert grid (see below) summarizing all funds, includingamount, source and payee, which are being requisitioned from the Fiscal Agent pursuant to this requisition.\] AmountFunding SourcePayable To 2.The undersigned certifies that: (i)the obligation stated on the requisition has been incurred in orabout the rehabilitation or equipping of the Project, each item is a proper charge against the Project Fund, and the obligation has not been the basis for a prior requisition that has been paid; (ii)such requisition contains no items representing any Costs of Issuance or any other amount constituting an issuance cost under Section147(g) of the Code, unless such item is being paid solely from the Equity Account of the Project Fund; (iii)not less than 97% of the sum of: (A)the amounts requisitioned by this Requisition to be funded with the proceeds of the Governmental Lender Notesplus (B)all amounts allocated to the Governmental Lender Notespreviously disbursed from the Note Proceeds Account of the Project Fund, have been or will be applied by the Borrower to pay Qualified Project Costs; (iv)to the undersigned’s current, actual knowledge, as of the date hereof no event or condition has happened or is happening or exists that constitutes, or that with notice or lapse of time or both, would constitute, an Event of Default under the Funding Loan Agreement; and (v)attached as ScheduleI to this Requisition is an exhibit that allocates the amount requested hereby from each account of the Project Fund among the sources for payment. C-1 3.You hereby authorize Funding Lender to use the wire instructions contained in ExhibitE of the Funding Loan Agreement to wire the funds to, and Funding Lender may continue to rely on these instructions until it shall have received any written notice of modification or revocation from you. Dated:______________________ St. Regis Park CIC, LP, a California limited partnership By:Pacific Southwest Community Development Corporation, a California nonprofit public benefit corporation, its Managing General Partner By:________________________________ Robert Laing President and Executive Director By:CIC St. Regis Park, LLC, a California limited liability company, its Administrative General Partner By:Chelsea Investment Corporation, a California corporation, its Manager By:___________________________ Cheri Hoffman, President Approved by: CITIBANK, N.A., as Funding Lender By: Authorized Signer C-2 EXHIBITD FORM OF WRITTEN REQUISITION OF THE BORROWER –CLOSING COSTS FUND To:U.S. Bank National Association, as Fiscal Agent (the “Fiscal Agent”) under that certain Funding Loan Agreement, dated as of ______________ 1, 2019, among Citibank, N.A., as Funding Lender, Chula Vista Housing Authority, as Governmental Lender, and the Fiscal Agent (the “Funding Loan Agreement”). 1.You are requested to disburse funds from the Closing Costs Fund pursuant to Section7.6 of the Funding Loan Agreement in the amount(s), to the person(s) and for the purpose(s) set forth on Schedule I attached hereto and incorporated herein by reference. An invoice or other appropriate evidence of the obligations described on Schedule I is attached hereto. All payments will be made by check or wire transfer in accordance with the payment instructions set forth on Schedule I (or on the attached invoice) and the Fiscal Agent shall have no obligation to authenticate such payment instructions or the authority under which they were given. 2.The undersigned certifiesthat as of the date hereof no event or condition has happened or is happening orexists that constitutes, or that with notice or lapse of time or both, would constitute, an Event of Default under the Funding Loan Agreement. Dated:____________________ BORROWER: St. Regis Park CIC, LP, a California limited partnership By:Pacific Southwest Community Development Corporation, a California nonprofit public benefit corporation, its Managing General Partner By:________________________________ Robert Laing President and Executive Director By:CIC St. Regis Park, LLC, a California limited liability company, its Administrative General Partner By:Chelsea Investment Corporation, a California corporation, its Manager By:___________________________ Cheri Hoffman, President D-1 The foregoing Requisition is hereby consented to: FUNDING LENDER: CITIBANK, N.A. By: __________,Vice President GOVERNMENTAL LENDER: CHULA VISTA HOUSING AUTHORITY By: Executive Director D-2 Schedule I Payment Instructions PayeePurposeAmount ofPayment D-3 EXHIBITE FISCAL AGENT WIRING INSTRUCTIONS Bank Name:_______________ Bank City and State:_______________ ABA Number:_______________ Account Name:_______________ Account Number:_______________ For Further Credit Account Name (if applicable):_______________ For Further Credit Account # (if applicable):_______________ Reference:_______________ E-1 Stradling Yocca Carlson & Rauth Draft dated February 25, 2019 BORROWER LOAN AGREEMENT between the CHULA VISTA HOUSING AUTHORITY, as Governmental Lender and ST. REGIS PARK CIC, LP, a California limited partnership as Borrower dated as of _____________ 1, 2019 relating to: $______________ Funding Loan originated by CITIBANK, N.A., as Funding Lender from the proceeds of the $_________________ Chula Vista Housing Authority Multifamily Housing Revenue Note (St. Regis Park Apartments) 2019Series B-1 and $_________________ Chula Vista Housing Authority Multifamily Housing Revenue Note (St. Regis Park Apartments) 2019Series B-2 The interest of the Governmental Lender in this Borrower Loan Agreement (except for certain rights described herein)has been pledged and assigned to Citibank, N.A., as funding lender (the “Funding Lender”), under that certain Funding Loan Agreement, of even date herewith, by and among the Chula Vista Housing Authority(the “Governmental Lender”), U.S. Bank National Association, as fiscal agent, and the Funding Lender, under which the Funding Lender is originating a loan to the Governmental Lender the proceeds of which are to be used to fund the Borrower Loan made under this Borrower Loan Agreement. TABLE OF CONTENTS Page ARTICLE I DEFINITIONS; PRINCIPLES OF CONSTRUCTION Section 1.1Specific Definitions...................................................................................................2 Section 1.2Definitions..................................................................................................................2 ARTICLE II GENERAL Section 2.1Origination of Borrower Loan.................................................................................16 Section 2.2Security for the Funding Loan.................................................................................17 Section 2.3Loan; Borrower Notes; Conditions to Closing........................................................19 Section 2.4Borrower Loan Payments........................................................................................20 Section 2.5Additional Borrower Payments................................................................................20 Section 2.6Overdue Payments; Payments in Default.................................................................21 Section 2.7Calculation of Interest Payments and Deposits to Real Estate Related Reserve Funds..........................................................................................................21 Section 2.8Grant of Security Interest; Application of Funds.....................................................22 Section 2.9Marshalling; Payments Set Aside............................................................................22 Section 2.10Borrower Loan Disbursements................................................................................23 ARTICLE III CONVERSION Section 3.1Conversion Date and Extension of Outside Conversion Date.................................23 Section 3.2Notice From Funding Lender; Funding Lender’s Calculation Final.......................23 Section 3.3Mandatory Prepayment of the Borrower Loan........................................................23 Section 3.4Release of Remaining Loan Proceeds......................................................................23 Section 3.5No Amendment........................................................................................................24 Section 3.6Determinations by Funding Lender.........................................................................24 ARTICLE IV REPRESENTATIONS AND WARRANTIES Section 4.1Borrower Representations........................................................................................24 ARTICLE V AFFIRMATIVECOVENANTS Section 5.1Existence..................................................................................................................35 Section 5.2Taxes and Other Charges.........................................................................................35 Section 5.3Repairs; Maintenance and Compliance; Physical Condition...................................36 Section 5.4Litigation..................................................................................................................36 Section 5.5Performance of Other Agreements..........................................................................36 Section 5.6Notices.....................................................................................................................36 Section 5.7Cooperate in Legal Proceedings..............................................................................36 Section 5.8Further Assurances...................................................................................................36 Section 5.9Delivery of Financial Information...........................................................................37 Section 5.10Environmental Matters.............................................................................................37 Section 5.11Governmental Lender’s and Funding Lender’s Fees...............................................37 Section 5.12Estoppel Statement...................................................................................................37 i TABLE OF CONTENTS continued) ( Page Section 5.13Defense of Actions...................................................................................................38 Section 5.14Expenses..................................................................................................................38 Section 5.15Indemnity.................................................................................................................39 Section 5.16No Warranty of Condition or Suitability by the Governmental Lender or Funding Lender........................................................................................................41 Section 5.17Right of Access to the Project..................................................................................41 Section 5.18Notice of Default......................................................................................................42 Section 5.19Covenant with Governmental Lender and Funding Lender.....................................42 Section 5.20Obligation of the Borrower to Construct or Rehabilitate the Project.......................42 Section 5.21Maintenance of Insurance........................................................................................42 Section 5.22Information; Statements and Reports.......................................................................42 Section 5.23Additional Notices...................................................................................................44 Section 5.24Compliance with Other Agreements; Legal Requirements.....................................44 Section 5.25Completion and Maintenance of Project..................................................................45 Section 5.26Fixtures....................................................................................................................45 Section 5.27Income from Project................................................................................................45 Section 5.28Leases and Occupancy Agreements.........................................................................45 Section 5.29Project Agreements and Licenses............................................................................46 Section 5.30Payment of Debt Payments......................................................................................46 Section 5.31ERISA......................................................................................................................47 Section 5.32Patriot Act Compliance............................................................................................47 Section 5.33Funds from Equity Investor.....................................................................................47 Section 5.34Tax Covenants.........................................................................................................48 Section 5.35Payment of Rebate...................................................................................................52 Section 5.36Covenants under Funding Loan Agreement............................................................53 Section 5.37Continuing Disclosure Agreement...........................................................................53 ARTICLE VI NEGATIVE COVENANTS Section 6.1Management Agreement..........................................................................................54 Section 6.2Dissolution...............................................................................................................54 Section 6.3Change in Business or Operation of Property..........................................................54 Section 6.4Debt Cancellation.....................................................................................................54 Section 6.5Assets.......................................................................................................................54 Section 6.6Transfers..................................................................................................................54 Section 6.7Debt..........................................................................................................................54 Section 6.8Assignment of Rights...............................................................................................55 Section 6.9Principal Place of Business......................................................................................55 Section 6.10Partnership Agreement.............................................................................................55 Section 6.11ERISA......................................................................................................................55 Section 6.12No Hedging Arrangements......................................................................................55 Section 6.13Loans and Investments; Distributions; Related Party Payments.............................55 Section 6.14Amendment of Related Documents or CC&R’s......................................................56 Section 6.15Personal Property.....................................................................................................56 Section 6.16Fiscal Year...............................................................................................................56 Section 6.17Publicity...................................................................................................................56 Section 6.18Subordinate Loan Documents..................................................................................56 ii TABLE OF CONTENTS continued) ( Page ARTICLE VII RESERVED ARTICLE VIII DEFAULTS Section 8.1Events of Default.....................................................................................................57 Section 8.2Remedies..................................................................................................................62 ARTICLE IX SPECIAL PROVISIONS Section 9.1Sale of Note and Secondary Market Transaction.....................................................65 ARTICLE X MISCELLANEOUS Section 10.1Notices.....................................................................................................................68 Section 10.2Brokers and Financial Advisors...............................................................................70 Section 10.3Survival....................................................................................................................70 Section 10.4Preferences...............................................................................................................71 Section 10.5Waiver of Notice......................................................................................................71 Section 10.6Offsets, Counterclaims and Defenses......................................................................71 Section 10.7Publicity...................................................................................................................71 Section 10.8Construction of Documents.....................................................................................72 Section 10.9No Third Party Beneficiaries...................................................................................72 Section 10.10Assignment..............................................................................................................72 Section 10.11\[Reserved\]................................................................................................................72 Section 10.12Governmental Lender, Funding Lender and Servicer Not in Control; No Partnership...............................................................................................................72 Section 10.13Release.....................................................................................................................73 Section 10.14Term of Borrower LoanAgreement........................................................................73 Section 10.15Reimbursement of Expenses....................................................................................73 Section 10.16Permitted Contests...................................................................................................73 Section 10.17Funding Lender Approval of Instruments and Parties.............................................74 Section 10.18Funding Lender Determination of Facts..................................................................74 Section 10.19Calendar Months......................................................................................................74 Section 10.20Determinations by Lender........................................................................................74 Section 10.21GoverningLaw........................................................................................................75 Section 10.22Consent to Jurisdiction and Venue...........................................................................75 Section 10.23Successors and Assigns............................................................................................75 Section 10.24Severability..............................................................................................................75 Section 10.25Entire Agreement; Amendment and Waiver............................................................75 Section 10.26Counterparts.............................................................................................................75 Section 10.27Captions...................................................................................................................76 Section 10.28Servicer....................................................................................................................76 Section 10.29Beneficiary Parties as Third Party Beneficiary........................................................76 Section 10.30Waiver of Trial by Jury............................................................................................76 Section 10.31Time of the Essence.................................................................................................76 iii TABLE OF CONTENTS continued) ( Page Section 10.32\[Reserved\]................................................................................................................76 Section 10.33Reference Date.........................................................................................................76 ARTICLE XI LIMITATIONS ON LIABILITY Section 11.1Limitation on Liability.............................................................................................76 Section 11.2Limitation on Liability of Governmental Lender....................................................76 Section 11.3Waiver of Personal Liability....................................................................................77 Section 11.4Limitation on Liability of Governmental Lender’s or Funding Lender’s Commissioners, Officers, Employees, Etc...............................................................77 Section 11.5Delivery of Reports, Etc..........................................................................................78 iv BORROWER LOAN AGREEMENT This Borrower Loan Agreement, dated as of _____________ 1, 2019(this “Borrower Loan Agreement”)is entered into by the CHULA VISTA HOUSING AUTHORITY, a public body corporate and politic, organized and existing under the laws of the State of California (together with its successors and assigns, the “Governmental Lender”), and ST. REGIS PARK CIC, LP, a California limited partnership (together with its successors and assigns, the“Borrower”). R E C I T A L S : WHEREAS, the Governmental Lender is a public body, corporate and politic, duly organized and validly existing under the laws of the State of California; and WHEREAS, the Governmental Lender is empowered pursuant to Chapter1of Part2 of Act”) to: (a)make loans to any person to Division24 of the California Health and Safety Code (the “ provide financing for residential rental developments located within the City of Chula Vista, California, and intended to be occupied in part or in whole by persons of low and moderate income; (b)borrow funds for the purpose of obtaining moneys to make such loans and provide such financing, to establish necessary reserve funds and to pay administrative costs and other costs incurred in connection with any such borrowing by the Governmental Lender; and (c)pledge all or any part of the revenues, receipts or resources of the Governmental Lender, including the revenues and receipts to be received by the Governmental Lender from or in connection with such loans, and to mortgage, pledge or grant security interests in such loans or other property of the Governmental Lender in order to secure the repayment of any such borrowing by the Governmental Lender; and WHEREAS, the Borrower has applied to the Governmental Lender for a loan (the Borrower Loan”), for the acquisition, rehabilitation, development and equipping of a 118unitplus “ 1 manager’s unit multifamily rental housing project located at 1025 Broadwayin the City of Chula Vista, County of San Diego, California, known as “St. Regis Park Apartments”; and WHEREAS, the Borrower’s repayment obligations under this Borrower Loan Agreement are evidenced by the Borrower Notes, as defined herein; and WHEREAS, the Borrower has requested that the Governmental Lender enter into that certain Funding Loan Agreement, of even date herewith (the “Funding Loan Agreement”), among the Governmental Lender, U.S. Bank National Association, as fiscal agent (the “Fiscal Agent”), and Funding Lender”), under which the Funding Lender will make a loan (the Citibank, N.A. (the “ Funding Loan”) to the Governmental Lender (and the Governmental Lender will issue its “ Governmental Lender Notes (as defined herein) in connection therewith), the proceeds of which will be loaned under this Borrower Loan Agreement to the Borrower to finance the acquisition and construction of the Project (as defined herein); and WHEREAS, the Borrower Loan is secured by, among other things, that certain Multifamily Deed of Trust, Assignment of Rents, Security Agreement and Fixture Filing (California) (as amended, restated and/or supplemented from time to time, the “Security Instrument”), of even date herewith and assigned to the Funding Lender to secure the Funding Loan, encumbering the Project, and will beadvanced to the Borrower pursuant to this Borrower Loan Agreement, the Funding Loan Agreement and the Construction Funding Agreement (as defined herein); and A G R E E M E N T : , in consideration of the premises and the mutual representations, NOW, THEREFORE covenants and agreements herein contained, the parties hereto do hereby agree as follows: ARTICLE I DEFINITIONS; PRINCIPLES OF CONSTRUCTION Section 1.1Specific Definitions. For all purposes of this Borrower Loan Agreement, except as otherwise expressly provided or unless the context otherwise requires: (a)Unless specifically defined herein, all capitalized terms shall have the meanings ascribed thereto in the Security Instrument or, if not defined in the Security Instrument, in the Funding Loan Agreement. (b)All accounting terms not otherwise defined herein shall have the meanings assigned to them, and all computations herein provided for shall be made, in accordance with GAAP. (c)All references in this instrument to designated “Articles,” “Sections” and other subdivisions are to the designated Articles, Sections and subdivisions of this instrument as originally executed. (d)All references in this instrument to a separate instrument are to such separate instrument as the same may be amended or supplemented from time to time pursuant to the applicable provisions thereof. (e)Unless otherwise specified, (i)all references to sections and schedules are to those in this Borrower Loan Agreement, (ii)the words “hereof,” “herein” and “hereunder” and words of similar import refer to this Borrower Loan Agreement as a whole and not to any particular provision, (iii)all definitions are equally applicable to the singular and plural forms of the terms defined and (iv)the word “including” means “including but not limited to.” Section 1.2Definitions. The following terms, when used in this Borrower Loan Agreement (including when used in the above recitals), shall have the following meanings: “Act” shall have the meaning given to it in the recitals to this Borrower Loan Agreement. “Act of Bankruptcy” shall mean the filing of a petition in bankruptcy (or any other commencement of a bankruptcy or similar proceeding) under any applicable bankruptcy, insolvency, reorganization, or similar law, now or hereafter in effect; provided that, in the case of an involuntary proceeding, such proceeding is not dismissed within ninety (90)days after the commencement thereof. ADA” shall have the meaning set forth in Section4.1.38 hereof. “ “Additional Borrower Payments” shall mean the payments payable pursuant to Section2.5 (Additional Borrower Payments), Section2.6 (Overdue Payments; Payments in Default), Section3.3.3 of the Construction Funding Agreement (Borrower Loan in Balance), Section5.14 (Expenses), and Section10 of the Borrower Notes (Voluntary and Involuntary Prepayments). 2 Administrative General Partner” shall mean CIC St. Regis Park, LLC, a California “ limited liability company. Agreement of Environmental Indemnification” shall mean the Agreement of “ Environmental Indemnification, of even date herewith, executed by the Borrower and Guarantor for the benefit of the Beneficiary Parties (as defined therein) and any lawful holder, owner or pledgee of the Borrower Note from time to time. “Appraisal” shall mean an appraisal of the Project and Improvements, whichappraisal shall be (i)performed by a qualified appraiser licensed in the State selected by Funding Lender, and (ii)satisfactory to Funding Lender (including, without limitation, as adjusted pursuant to any internal review thereof by Funding Lender) in all respects. Approved Developer Fee Schedule” shall have the meaning set forth in the Construction “ Funding Agreement. Architect” shall mean any licensed architect, space planner or design professional that “ Borrower may engage from time to time, with the approval of Funding Lender, to design any portion of the Improvements, including the preparation of the Plans and Specifications. “Architect’s Agreement” means any agreement that Borrower and any Architect from time to time may execute pursuant to which Borrower engages such Architect to design any portion of the Improvements, including the preparation of the Plans and Specifications, as approved by Funding Lender. Authorized Borrower Representative” shall mean a person at the time designated and “ authorized to act on behalf of the Borrower by a written certificate furnished to the Governmental Lender, the Funding Lender, the Fiscal Agent and the Servicer and containing the specimen signature of such person and signed on behalf of the Borrower by its Borrower Controlling Entity which certificate may designate one or more alternates. “Bankruptcy Code” shall mean the United States Bankruptcy Reform Act of 1978, as amended from time to time, or any substitute or replacement legislation. “Bankruptcy Event” shall have the meaning given to that term in the Security Instrument. “Bankruptcy Proceeding” shall have the meaning set forth in Section4.1.8 hereof. “Beneficiary Parties” shall mean, collectively, the Funding Lender and the Governmental Lender. Borrower” shall have the meaning set forth in the recitals to this Borrower Loan “ Agreement. Borrower Affiliate” means, as to the Borrower, its general partner or the Guarantor, (i)any “ entity that directly or indirectly owns, controls, or holds with power to vote, 20 percent or more of the outstanding voting securities of Borrower, its general partner or the Guarantor, (ii)any corporation 20 percent or more of whose outstanding voting securities are directly or indirectly owned, controlled or held with power to vote by the Borrower, its general partner or the Guarantor, (iii)any partner of Borrower, its general partner or the Guarantor, or (iv)any other person that is 3 related (to the third degree of consanguinity) by blood or marriage to the Borrower, its general partner or the Guarantor (to the extent any of the Borrower, its general partner or the Guarantor is a natural person). “Borrower Controlling Entity” shall mean the general partner of the Borrower. “Borrower Deferred Equity” shall have the meaning set forth in the Construction Funding Agreement. “Borrower Initial Equity” shall have the meaning set forth in the Construction Funding Agreement. Borrower Loan” shall mean the mortgage loan made by the Governmental Lender to the “ Borrower pursuant to this Borrower Loan Agreement, in the maximum principal amount of the Borrower Loan Amount, as evidenced by the Borrower Notes. Borrower Loan Agreement” shall mean this Borrower Loan Agreement. “ Borrower Loan Amount” shall mean $______________, the original maximum principal “ amount of the Borrower Notes. “Borrower Loan Documents” shall mean this Borrower Loan Agreement, the Construction Funding Agreement, the Borrower Notes, the Security Instrument, the Agreement of Environmental Indemnification, the Replacement Reserve Agreement, the Guaranty, the Contingency Draw Down Agreement, and all other documents or agreements evidencing or relating to the Borrower Loan. Borrower Loan Payment Date” shall mean (i)the date upon which regularly scheduled “ Borrower Loan Payments are due pursuant to the Borrower Notes, or (ii)any other date on which the Borrower Notes are prepaid or paid, whether at the scheduled maturity or upon the acceleration of the maturity thereof. Borrower Loan Payments” shall mean the monthly loan payments payable pursuant to the “ Borrower Notes. “Borrower Loan Proceeds” shall mean proceeds of the Borrower Loan, to be disbursed in accordance with Section2.10 of this Borrower Loan Agreement, Section7.7 of the Funding Loan Agreement and the Construction Funding Agreement. “Borrower Notes” shall mean, collectively, the Series B-1Borrower Note and the Series B-2 Borrower Note. Borrower Payment Obligations” shall mean all payment obligations of the Borrower “ under the Borrower Loan Documents, including, but not limited to, the Borrower Loan Payments and the Additional Borrower Payments. Business Day” shall mean any day other than (i)a Saturday or Sunday, or (ii)a day on “ which the Fiscal Agent or federally insured depository institutions in New York, New York or California are authorized or obligated by law, regulation, governmental decree or executive order to be closed. 4 Calculation Period” shall mean three (3)consecutive full Calendar Months occurring prior “ to the Conversion Date, as the same may be extendedin accordance with Section3.1 hereof. Calendar Month” shall mean each of the twelve (12)calendar months of the year. “ “CC&R’s” shall mean any covenants, conditions, restrictions, maintenance agreements or reciprocal easement agreements affecting the Project or the Mortgaged Property. “Closing Date” means __________, 2019, the date that the initial Borrower Loan Proceeds are disbursed hereunder. “Code” shall mean the Internal Revenue Code of 1986 as in effect on the Closing Date or (except as otherwise referenced herein) as it may be amended to apply to obligations issued on the Closing Date, together with applicable proposed, temporary and final regulations promulgated, and applicable official public guidance published, under the Code. Collateral” shall mean all collateral described in (i)this Borrower Loan Agreement “ (including, without limitation, all property in which the Funding Lender is granted a security interest pursuant to any provision of this Borrower Loan Agreement), (ii)the Security Instrument, or (iii)any other Security Document, which Collateral shall include the Project, all of which collateral is pledged and assigned to Funding Lender under the Funding Loan Agreement to secure the Funding Loan. “Completion” shall have the meaning set forth in Section5.25. “Completion Date” shall have the meaning set forth in the Construction Funding Agreement. Computation Date” shall have the meaning ascribed thereto in Section1.148 3(e) of the “ Regulations. Condemnation” shall mean any action or proceeding or notice relating to any proposed or “ actual condemnation or other taking, or conveyance in lieu thereof, of all or any part of the Project, whether direct or indirect. “Conditions to Conversion” shall have the meaning set forth in the ConstructionFunding Agreement. “Construction Consultant” shall mean a third-party architect or engineer selected and retained by Funding Lender, at the cost and expense of Borrower, to monitor the progress of construction and/or rehabilitation of the Project and to inspect the Improvements to confirm compliance with this Borrower Loan Agreement. Construction Contract” shall mean any agreement that Borrower and any Contractor from “ time to time may execute pursuant to which Borrower engages the Contractor to construct any portion of the Improvements, as approved by Funding Lender. “Construction Funding Agreement” means that certain Construction Funding Agreement of even date herewith, between the Funding Lender, as agent for the Governmental Lender, and Borrower, pursuant to which the Borrower Loan will be advanced by the Funding Lender (or the Servicer on its behalf), as agent of the Governmental Lender, to the Fiscal Agent for disbursement to 5 the Borrower and setting forth certain provisions relating to disbursement ofthe Borrower Loan during construction, insurance and other matters, as such agreement may be amended, modified, supplemented and replaced from time to time. “Construction Schedule” shall mean a schedule of construction or rehabilitation progress with the anticipated commencement and completion dates of each phase of construction or rehabilitation, as the case may be, and the anticipated date and amounts of each Disbursement for the same, as approved by Funding Lender, as assignee of the Governmental Lender. “Contingency Draw-Down Agreement” means the Contingency Draw-Down Agreement of even date herewith, among the Fiscal Agent, the Funding Lender and the Borrower relating to possible conversion of the Funding Loan from a draw down loan to a fully funded loan. Continuing Disclosure Agreement” shall mean that certain Continuing Disclosure “ Agreement of even date herewith, between the Borrower and the Funding Lender, pursuant to which the Borrower agrees to provide certain information with respect to the Project, the Borrower and the Funding Loan subsequent to the Closing Date, as amended, supplemented or restated from time to time. “Contractor” shall mean any licensed general contractor or subcontractor that Borrower may directly engage from time to time, with the approval of Funding Lender, to construct and/or rehabilitate any portion of the Improvements. Contractual Obligation” shall mean, for any Person, any debt or equity security issued by “ that Person, and any indenture, mortgage, deed of trust, contract, undertaking, instrument or agreement (written or oral) to which such Person is a party or by which it is bound, or to which it or any of its assets is subject. Conversion” shall mean Funding Lender’s determination that the Conditions to Conversion “ have been satisfied in accordance with the provisions of this Borrower Loan Agreement and the Construction Funding Agreement. “Conversion Date” shall mean the date to be designated by Funding Lender once the Conditions to Conversion have been satisfied, the determination of the Permanent Period Amount has been made and any loan balancing payments in accordance with Section3.3 hereof and the Construction Funding Agreement have been made. The Conversion Date must occur no later than the Outside Conversion Date. Cost Breakdown” shall mean the schedule of costs for the Improvements, as set forth in the “ Construction Funding Agreement, as the same may be amended from time to time with Funding Lender’s consent. “Cost of Improvements” shall mean the costs for the Improvements, as set forth on the Cost Breakdown. “Costs of Funding” shall mean the Governmental Lender’s Closing Fee and the fees, costs, expenses and other charges incurred in connection with the funding of the Borrower Loan and the Funding Loan, the negotiation and preparation of this Borrower Loan Agreement and each of the other Borrower Loan Documents and Funding Loan Documents and shall include, but shall not be 6 limited to, the following: (i)counsel fees (including but not limited to Tax Counsel, counsel to the Governmental Lender, Borrower’s counsel, and Funding Lender’s counsel); (ii)financial advisor fees incurred in connection with the closing of the Borrower Loan and the Funding Loan; (iii)certifying and authenticating agent fees and expenses related to funding of the Funding Loan; (iv) recording fees; (v)any additional fees charged by the Governmental Lender or the Fiscal Agent; and (vi)costs incurred in connection with the required public notices generally and costs of the public hearing. “Costs of Funding Deposit” shall mean the amount required to be deposited by the Borrower with the Stewart Title of California, Inc. to pay Costs of Funding in connection with the closing of the Borrower Loan and the Funding Loan on the Closing Date. Date of Disbursement” shall mean the date of a Disbursement. “ Day” or “Days” shall mean calendar days unless expressly stated to be Business Days. “ Debt” shall mean, as to any Person, any of such Person’s liabilities, including all “ indebtedness (whether recourse or nonrecourse, short term or long term, direct or contingent), all committed and unfunded liabilities, and all unfunded liabilities, that would appear upon a balance sheet of such Person prepared in accordance with GAAP. “Default Rate” shall have the meaning given to that term in the Borrower Notes. “Determination of Taxability” shall mean (i)a determination by the Commissioner or any District Director of the Internal Revenue Service, (ii)a private ruling or Technical Advice Memorandum concerning the Governmental Lender Notes issued by the National Office of the Internal Revenue Service in which Governmental Lender and Borrower were afforded the opportunity to participate, (iii)a determination by any court of competent jurisdiction, (iv)the enactment of legislation or (v)receipt by the Funding Lender, at the request of the Governmental Lender, the Borrower or the Funding Lender, of an opinion of Tax Counsel, in each case to the effect that the interest on the Governmental Lender Notes is includable in grossincome for federal income tax purposes of any holder or any former holder of all or a portion of the Governmental Lender Notes, other than a holder who is a “substantial user” of the Project or a “related person” (as such terms are defined in Section147(a) of the Code); provided, however, that no such Determination of Taxability under clause(i) or (iii) shall be deemed to have occurred if the Governmental Lender (at the sole expense of the Borrower), the Funding Lender (at the sole expense of the Borrower) or the Borrower is contesting such determination, has elected to contest such determination in good faith and is proceeding with all applicable dispatch to prosecute such contest until the earliest of (a)a final determination from which no appeal may be taken with respect to such determination, (b)abandonment of such appeal by the Governmental Lender or the Borrower, as the case may be, or (c)one year from the date of initial determination. “Developer Fee” shall have the meaning set forth in the Construction Funding Agreement. “Disbursement” means a disbursement of Borrower Loan Proceeds and Other Borrower Moneys pursuant to this Borrower Loan Agreement. “Engineer” shall mean any licensed civil, structural, mechanical, electrical, soils, environmental or other engineer that Borrower may engage from time to time, with the approval of 7 Funding Lender, to perform any engineering services with respect to any portion of the Improvements. Engineer’s Contract” shall mean any agreement that Borrower and any Engineer from time “ to time may execute pursuant to which Borrower engages such Engineer to perform any engineering services with respect to any portion of the Improvements, as approved by Funding Lender. “Equipment” shall have the meaning given to the term “Personalty” in the Security Instrument. “Equity Contributions” shall mean the equity to be contributed by the Equity Investor to Borrower, in accordance with and subject to the terms of the Partnership Agreement. Equity Investor” shall mean Raymond James California Housing Opportunities Fund VI “ L.L.C., a Florida limited liability company, and its permitted successors and assigns. ERISA” shall mean the Employment Retirement Income Security Act of 1974, as amended “ from time to time, and the rules and regulations promulgated thereunder. “ERISA Affiliate” shall mean all members of a controlled group of corporations and all trades and business (whether or not incorporated) under common control and all other entities which, together with the Borrower, are treatedas a single employer under any or all of Section414(b), (c), (m) or (o) of the Code. “Event of Default” shall mean any Event of Default set forth in Section8.1 of this Borrower Loan Agreement. An Event of Default shall “exist” if a Potential Default shall have occurred and be continuing beyond any applicable cure period. Excess Revenues” shall have the meaning ascribed thereto in Section2.2(e) hereof. “ Exchange Act” shall mean the Securities Exchange Act of 1934, as amended. “ Expenses of the Project” shall mean, for any period, the current expenses, paid or accrued, “ for the operation, maintenance and current repair of the Project, as calculated in accordance with GAAP, and shall include, without limiting the generality of the foregoing, salaries, wages, employee benefits, cost of materials and supplies, costs of routine repairs, renewals, replacements and alterations occurring in the usual course of business, costs and expenses properly designated as capital expenditures (e.g. repairs which would not bepayable from amounts on deposit in a repair and replacement fund held pursuant to the Borrower Loan Documents), a management fee (however characterized) not to exceed the Underwritten Management Fee, costs of billings and collections, costs of insurance, and costs of audits. Expenses of the Project shall not include any payments, however characterized, on account of any subordinate financing in respect of the Project or other indebtedness, allowance for depreciation, amortization or other non-cash items, gains and losses or prepaid expenses not customarily prepaid. “Extended Outside Conversion Date” shall have the meaning set forth in the Construction Funding Agreement. “Fair Market Value” shall mean the price at which a willing buyer would purchase the investment from a willing seller in a bona fide, arm’s length transaction (determined as of the date 8 the contract to purchase or sell the investment becomes binding) if the investment is traded on an established securities market (within the meaning of Section1273 of the Code) and, otherwise, the term “Fair Market Value” means the acquisition price in a bona fide arm’s length transaction (as referenced above) if (i)the investment is a certificate of deposit that is acquired in accordance with applicable regulations under the Code, (ii)the investment is an agreement with specifically negotiated withdrawal or reinvestment provisions and a specifically negotiated interest rate (for example, aguaranteed investment contract, a forward supply contract or other investment agreement) that is acquired in accordance with applicable regulations under the Code, (iii)the investment is a United States Treasury Security State and Local Government Seriesthat is acquired in accordance with applicable regulations of the United States Bureau of Public Debt, or (iv)the investment is an interest in any commingled investment fund in which the Governmental Lender and related parties do not own more than a ten percent (10%) beneficial interest therein if the return paid by the fund is without regard to the source of investment. “Fiscal Agent” shall mean the Fiscal Agent from time to time under and pursuant to the Funding Loan Agreement. Initially, the Fiscal Agent is U.S. Bank National Association. “Funding Lender” shall mean Citibank, N.A., a national banking association, in its capacity as lender under the Funding Loan. “Funding Loan” means the Funding Loan in the original maximum principal amount of $______________made by Funding Lender to Governmental Lender under the Funding Loan Agreement, the proceeds of which are used by the Governmental Lender to make the Borrower Loan. Funding Loan Agreement” means the Funding Loan Agreement, of even date herewith, “ among the Governmental Lender, the Fiscal Agent and the Funding Lender, as it may from time to time be supplemented, modified or amended by one or more amendments or other instruments supplemental thereto entered into pursuant to the applicable provisions thereof. “Funding Loan Documents” shall have the meaning given to that term in the Funding Loan Agreement. “GAAP” shall mean generally accepted accounting principles as in effect on the date of the application thereof and consistently applied throughout the periods covered by the applicable financial statements. General Partner” shall mean, collectively, (i)the Administrative General Partner, (ii)the “ Managing General Partner, and/or (iii)any other Person that the partners of the Borrower, with the prior written approval of the Funding Lender (or as otherwise permitted with the Funding Lender’s approval pursuant to the Borrower Loan Documents), selected to be a general partner of the Borrower. “Governmental Authority” shall mean (i)any governmental municipality or political subdivision thereof, (ii)any governmental or quasi-governmental agency, authority, board, bureau, commission, department, instrumentality or public body, or (iii)any court, administrative tribunal or public utility, agency, commission, office or authority of any nature whatsoever for any governmental unit (federal, state, county, district, municipal, city or otherwise), now or hereafter in existence. 9 Governmental Lender” shall have the meaning set forth in the recitals to thisBorrower “ Loan Agreement. Governmental Lender Notes” shall mean, collectively, the Series B-1Governmental “ Lender Note and the Series B-2Governmental Lender Note. “Governmental Lender’s Closing Fee” shall mean the administrative fees of the Governmental Lender payable on the Closing Date, as specified in the definition of “Governmental Lender Fee” in the Regulatory Agreement. The Governmental Lender’s Closing Fee is payable to the Governmental Lender on the Closing Date pursuant to Section2.3(c)(iii) hereof. Gross Income” shall mean all receipts, revenues, income and other moneys received or “ collected by or on behalf of Borrower and derived from the ownership or operation of the Project, if any, and all rights to receive the same, whether in the form ofaccounts, accounts receivable, contract rights or other rights, and the proceeds of such rights, and whether now owned or held or hereafter coming into existence and proceeds received upon the foreclosure sale of the Project. Gross Income shall not include loan proceeds, equity or capital contributions, or tenant security deposits being held by Borrower in accordance with applicable law. “Gross Proceeds” shall mean, without duplication, the aggregate of: (a)the net amount (after payment of all expenses of originating the Funding Loan) of Funding Loan proceeds received by the Governmental Lender as a result of the origination of the Funding Loan; (b)all amounts received by the Governmental Lender as a result of the investment of the Funding Loan proceeds; (c)any amounts held in any fund or account to the extent that the Governmental Lender reasonably expects to use the amounts in such fund to pay any portion of the Funding Loan; and (d)any securities or obligations pledged by the Governmental Lender or by the Borrower as security for the payment of any portion of the Funding Loan. “Guarantor” shall mean, collectively, (i)Chelsea Investment Corporation, a California corporation, (ii)Emmerson Construction, Inc., a California Corporation (with respect to its Completion Guaranty only), and (iii)any other person or entity which may hereafter become a guarantor of any of the Borrower’s obligations under the Borrower Loan. Guaranty” shall mean, collectively, (i)the Completion and Repayment Guaranty, by the “ Guarantor for the benefit of the Beneficiary Parties (as defined therein), (ii)the Exceptions to Non- Recourse Guaranty, by Guarantor for the benefit of the Beneficiary Parties (as defined therein), and (iii) the Completion Guaranty of Emmerson Construction, Inc. for the benefit of the Beneficiary Parties (as defined therein) each of which is of even date herewith. “Improvements” shall mean the 118-unit plus 1 manager’s unit multifamily rental housing project to be rehabilitated upon the Land and known as “St. Regis Park Apartments”, and all other buildings, structures, fixtures, wiring, systems, equipment and other improvements and personal 10 property to be constructed, rehabilitated and/or installed at or on the Land in accordance with the Cost Breakdown and the Plans and Specifications. Indemnified Party” shall have the meaning set forth in Section5.15 hereof. “ “Installment Computation Date” shall mean any Computation Date other than the first Computation Date or the final Computation Date. “Interest Rate” shall mean the rate of interest accruing on the Borrower Loan pursuant to the Borrower Notes. “Interim Phase Amount” shall mean $______________. “ Land” means the real property described on ExhibitA to the Security Instrument. Late Charge” shall mean the amount due and payable as a late charge on overdue payments “ under the Borrower Notes, as provided in Section7 of the Borrower Notes and Section2.5 hereof. Legal Action” shall mean an action, suit, investigation, inquiry, proceeding or arbitration at “ lawor in equity or before or by any foreign or domestic court, arbitrator or other Governmental Authority. “Legal Requirements” shall mean statutes, laws, rules, orders, regulations, ordinances, judgments, decrees and injunctions of Governmental Authorities affecting all or part of the Project or any property (including the Project) or the construction, rehabilitation, use, alteration or operation thereof, whether now or hereafter enacted and in force, and all permits, licenses and authorizations and regulations relating thereto, and all covenants, agreements, restrictions and encumbrances contained in any instrument, either of record or known to the Borrower, at any time in force affecting all or part of the Project, including any that may (i)require repairs, modifications or alterations in or to all or part of the Project, or (ii)in any way limit the use and enjoyment thereof. Liabilities” shall have the meaning set forth in Section5.15 hereof. “ “Licenses” shall have the meaning set forth in Section4.1.22hereof. “Lien” shall mean any interest, or claim thereof, in the Project securing an obligation owed to, or a claim by, any Person other than the owner of the Project, whether such interest is based on common law, statute or contract, including the lien or security interest arising from a deed of trust, mortgage, deed to secure debt, assignment, encumbrance, pledge, security agreement, conditional sale or trust receipt or a lease, consignment or bailment for security purposes. The term “Lien” shall include reservations, exceptions, encroachments, easements, rights of way, covenants, conditions, restrictions, leases and other title exceptions and encumbrances affecting the Project. Management Agreement” shall mean the Management Agreement between the Borrower “ and the Manager, pursuant to which the Manager is to manage the Project, as same may be amended, restated, replaced, supplemented or otherwise modified from time to time. “Manager” shall mean the management company to be employed by the Borrower and approved by the Funding Lender in accordance with the terms of the Security Instrument, this Borrower Loan Agreement or any of the other Borrower Loan Documents. 11 Managing General Partner” shall mean Pacific Southwest Community Development “ Corporation, a California nonprofit public benefit corporation, as managing general partner of the Borrower. “Material Adverse Change” means any set of circumstances or events which (a)has or could reasonably be expected to have any material adverse effect whatsoever uponthe validity or enforceability of this Borrower Loan Agreement or any other Borrower Loan Document; (b)is or could reasonably be expected to be material and adverse to the business, properties, assets, financial condition, results of operations of the Borrower, General Partner, Guarantor or the Mortgaged Property; (c)could reasonably be expected to impair materially the ability of the Borrower, General Partner or Guarantor to duly and punctually pay or perform any of their respective obligations under any of the Borrower Loan Documents to which they are a party; or (d)impairs materially or could reasonably be expected to impair materially any rights of or benefits available to the Governmental Lender under this Borrower Loan Agreement or any other Borrower Loan Document, including, without limitation, the ability of Governmental Lender or, upon the assignment of the Borrower Loan to it, of the Funding Lender, to the extent permitted, to enforce its legal remedies pursuant to this Borrower Loan Agreement or any other Borrower Loan Document. “Moody’s” shall mean Moody’s Investors Service, Inc., or its successor. “Mortgaged Property” shall have the meaning given to that term in the Security Instrument. “Net Operating Income” shall mean: (i)the Gross Income,less (ii)the Expenses of the Project. Nonpurpose Investment” shall mean any investment property (as defined in Section148(b) “ of the Code) that is acquired with the Gross Proceeds of the Funding Loan and which is not acquired to carry out the governmental purpose of the Funding Loan. “Ongoing Governmental Lender Fee” shall mean the ongoing portion of the Governmental Lender Fee (as that term is defined in the Regulatory Agreement) that is payable after the Closing Date. “Other Borrower Moneys” shall meanmonies of Borrower other than Borrower Loan Proceeds and includes, but is not limited to, the Subordinate Debt, Net Operating Income, the Borrower’s Equity Contributions and any other funds contributed by or loaned to the Borrower for application to the Costs of the Improvements or other costs associated with the Project. Other Charges” shall mean all maintenance charges, impositions other than Taxes, and any “ other charges, including vault charges and license fees for the use of vaults, chutes and similarareas adjoining the Project, now or hereafter levied or assessed or imposed against the Project or any part thereof. “Outside Conversion Date” shall have the meaning set forth in the Construction Funding Agreement. “Partnership Agreement” shall mean that certain Second Amended and Restated Agreement of Limited Partnership of the Borrower dated as of _____________ 1, 2019, as the same may be amended, restated or modified from time to time in accordance with its terms. 12 Patriot Act” shall mean the Uniting and Strengthening America by Providing Appropriate “ Tools Required to Intercept and Obstruct Terrorism Act (USA PATRIOT ACT) of 2001, as the same may be amended from time to time, and corresponding provisions of future laws. “Patriot Act Offense” shall have the meaning set forth in Section4.1.48 hereof. “Permanent Period” shall mean the period of time from the Conversion Date to the Maturity Date (as defined in the Funding Loan Agreement). “Permanent Period Amount” shall mean the principal amount of the Borrower Loan as of the first day of the Permanent Period following the applicable calculation provided for in the Construction Funding Agreement. Permitted Encumbrances” shall have the meaning given to that term in the Security “ Instrument. Permitted Lease” shall mean a lease and occupancy agreement pursuant to the form “ approved by Funding Lender, to a residential tenant in compliance with the Legal Requirements, providing for an initial term of not less than six (6)months nor more than two (2)years. “Person” shall mean a natural person, a partnership, a joint venture, an unincorporated association, a limited liability company, a corporation, a trust, any other legal entity, or any Governmental Authority. “Plan” shall mean (i)an employee benefit or other plan established or maintained by the Borrower or any ERISA Affiliate or to which the Borrower or any ERISA Affiliate makes or is obligated to make contributions and (ii)which is covered by Title IV of ERISA or Section302 of ERISA or Section412 of the Code. Plans and Specifications” shall mean the plans and specifications, and all approved “ changes thereto pursuant to the approval process set forth in the Construction Funding Agreement, for the construction and/or rehabilitation, as the case may be, of the Project approved by Funding Lender. “Potential Default” shall mean the occurrence of an event which, under this Borrower Loan Agreement or any other Borrower Loan Document, would, but for the giving of notice or passage of time, or both, be an Event of Default. Prepayment Premium” shall mean any premium payable by the Borrower pursuant to the “ Borrower Loan Documents in connection with a prepayment of the Borrower Notes (including any prepayment premium as set forth in the Borrower Notes). Project” shall mean the Mortgaged Property (as defined in the Security Instrument) and “ Improvements thereon owned by the Borrower and encumbered by the Security Instrument, together with all rights pertaining to such real property and Improvements, as more particularly described in the Granting Clauses of the Security Instrument and referred to therein as the “Mortgaged Property.” “Project Agreements and Licenses” shall mean any and all Construction Contracts, Engineer’s Contracts and Management Agreements, and all other rights, licenses, permits, franchises, 13 authorizations, approvals and agreements relating to use, occupancy, operation or leasing of the Project or the Mortgaged Property. Provided Information” shall have the meaning set forth in Section9.1.1 (a) hereof. “ “Qualified Project Costs” shall have the meaning given to it in the Regulatory Agreement. “Rebate Amount” shall mean, for any given period, the amount determined by the Rebate Analyst as required to be rebated or paid as a yield reduction payment to the United States of America with respect to the Funding Loan. “Rebate Analyst” shall mean the rebate analyst selected by the Borrower and acceptable to the Governmental Lender and the Funding Lender. Rebate Analyst’s Fee” shall mean the annual fee of the Rebate Analyst payable by the “ Borrower to the Rebate Analyst. Rebate Fund” shall mean the Rebate Fund created pursuant to Section5.35 hereof. “ Regulatory Agreement” means the Regulatory Agreement and Declaration of Restrictive “ Covenants, dated as of _____________ 1, 2019, betweenthe Governmental Lender and the Borrower. “Related Documents” shall mean, collectively, any agreement or other document (other than the Borrower Loan Documents) granting a security interest (including each agreement that is the subject of any Borrower Loan Document), and any other agreement, instrument or other document (not constituting a Borrower Loan Document) relating to or executed in connection with the transactions contemplated by this Borrower Loan Agreement, but excluding the Partnership Agreement. Replacement Reserve Agreement” shall mean the Replacement Reserve Agreement, of “ even date herewith, between the Borrower and the Funding Lender, as the same may be amended, restated or supplemented from time to time. “Replacement Reserve Fund Requirement” means Borrower’s funding obligations from time to time under the Replacement Reserve Agreement. “Retainage” shall have the meaning set forth in the Construction Funding Agreement. “Review Fee” shall mean the three thousand dollar ($3,000) fee payable to Funding Lender in connection with the review of requests from the Borrower in connection with events requiring the consent and/or approval of the Funding Lender, including, but not limited to, subordinate financings and easements. Secondary Market Disclosure Document” shall have the meaning set forth in “ Section9.1.2 hereof. “Secondary Market Transaction” shall have the meaning set forth in Section9.1.1 hereof. “Securities” shall have the meaning set forth in Section9.1.1 hereof. 14 Securities Act” shall mean the Securities Act of 1933, as amended. “ Security Documents” shall mean the Security Instrument, the Replacement Reserve “ Agreement, the Collateral Agreements, the Collateral Assignments, this Borrower Loan Agreement, the Agreement of Environmental Indemnification, and such other security instruments that Funding Lender may reasonably request. “Security Instrument” shall have the meaning set forth in the recitals to this Borrower Loan Agreement. “Series B-1Borrower Note” shall mean that certain Multifamily Note, dated the Closing Date, in the original maximum principal amount of $_________________, made by the Borrower and payable to the Governmental Lender, evidencing the loan of the proceeds of the Series B-1 Governmental LenderNote, as endorsed and assigned by the Governmental Lender without recourse to the Funding Lender, as executed by the Borrower, and as it may thereafter be amended or supplemented from time to time. “Series B-1Governmental Lender Note” shall mean that certain Chula Vista Housing Authority Multifamily Housing Revenue Note (St. Regis Park Apartments) 2019Series B-1, dated the Closing Date, in the original maximum principal amount of $_________________, made by the Governmental Lender and payable to the Funding Lender, as executed by the Governmental Lender and as it may thereafter be amended or supplemented from time to time. Series B-2Borrower Note” shall mean that certain Multifamily Note, dated the Closing “ Date, in the original maximum principal amount of $_________________, made by the Borrower and payable to the Governmental Lender, evidencing the loan of the proceeds of the Series B-2 Governmental Lender Note, as endorsed and assigned by the Governmental Lender without recourse to the Funding Lender, as executed by the Borrower, and as it may thereafter be amended or supplemented from time to time. “Series B-2Governmental Lender Note” shall mean that certain Chula Vista Housing Authority Multifamily Housing Revenue Note(St. Regis Park Apartments) 2019Series B-2, dated the Closing Date, in the original maximum principal amount of $_________________, made by the Governmental Lender and payable to the Funding Lender, as executed by the Governmental Lender and as it may thereafter be amended or supplemented from time to time Servicer” shall mean the Servicer contracting with or appointed by the Funding Lender to “ service the Borrower Loan. The initial Servicer shall be Citibank, N.A. Servicing Agreement” shall mean any servicing agreement or master servicing agreement, “ between the Servicer and the Funding Lender relating to the servicing of the Borrower Loan and any amendments thereto or any replacement thereof. “Standard & Poor’s” or “S&P” shall mean S&P Global Ratings, a business unit of Standard & Poor’s Rating Services, or its successors. “State” shall mean the State in which the Project is located. “Subordinate Debt” shall mean the subordinate construction and permanent loan to Borrower in the amount of \[$1,275,778\]being made by the City of Chula Vistaas of the Closing 15 Date and the subordinate seller loan in the amount of \[$13,200,000\]from ______________, a California limited partnership, pursuant to the Subordinate Loan Documents. Subordinate Lender” shall mean the City of Chula Vistaand _____________, a California “ limited partnership, as applicable. “Subordinate Loan Documents” shall mean, collectively, all instruments, agreements and other documents evidencing, securing or otherwise relating to the Subordinate Debt or executed and delivered by Borrower and/or Subordinate Lender in connection with the Subordinate Debt. “Substantial Completion Date” shall have the meaning set forth in the Construction Funding Agreement. Substantially Complete” or “Substantially Completed” shall have the meaning set forth “ in the Construction Funding Agreement. Tax Counsel” shall have the meaning set forth in the Funding Loan Agreement. “ Taxes” shall mean all real estate and personal property taxes, assessments, water rates or “ sewer rents, now or hereafter levied or assessed or imposed against all or part of the Project. “Term” shall mean the term of this Borrower Loan Agreement pursuant to Section10.14. “Title Company” means First American Title Insurance Company. “Title Insurance Policy” shall mean the mortgagee title insurance policy, in form acceptable to the Funding Lender, issued with respect to the Mortgaged Property and insuring the lien of the Security Instrument. Transfer” shall have the meaning given to that term in the Security Instrument. “ UCC” shall mean the Uniform Commercial Code as in effect in the State. “ Unassigned Rights” shall have the meaning set forth in the Funding Loan Agreement. “ Underwritten Management Fee” shall have the meaning set forth in the Construction “ Funding Agreement. “Unit” shall mean a residential apartment unit within the Improvements. “Written Consent” and “Written Notice” shall mean a written consent or notice signed by an Authorized Borrower Representative or an authorized representative of the Governmental Lender or the Funding Lender, as appropriate. ARTICLE II GENERAL . In order to provide funds for the purposes Section 2.1Origination of Borrower Loan provided herein, the Governmental Lender agrees that it will, in accordance with the Act, enter into 16 the Funding Loan Agreement and accept the Funding Loan from the Funding Lender. The proceeds of the Funding Loan shall be advanced by the Funding Lender and disbursed by the Fiscal Agent to the Borrower in accordance with the terms of the Construction Funding Agreement and this Borrower Loan Agreement; provided that the first such disbursement on the Closing Date shall be made by the Funding Lender to the Fiscal Agent, which shall transfer such funds to the Title Company as specified in Section7.7(a) of the Funding Loan Agreement. The Governmental Lender hereby appoints the Funding Lender as its agent with full authority and power to act on its behalf to disburse the Borrower Loan for the account of the Governmental Lender, to take certain actions and exercise certain remedies with respect to the Borrower Loan, and for the other purposes set forth in this Borrower Loan Agreement and to do all other acts necessary or incidental to the performance and execution thereof. This appointment is coupled with an interest and is irrevocable except asexpressly set forth herein. Accordingly, references to the rights of the Funding Lender to take actions under this Borrower Loan Agreement shall refer to Funding Lender in its role as agent of the Governmental Lender. The Funding Lender may designate Servicer to fulfill the rights and responsibilities granted by Governmental Lender to Funding Lender pursuant to this Section2.1. Notwithstanding the foregoing, disbursements of the Borrower Loan shall be made from the Project Fund held by the Fiscal Agentpursuant to the Funding Loan Agreement. Section 2.2Security for the Funding Loan. (a)As security for the Funding Loan, the Governmental Lender has pledged and assigned to the Funding Lender under and pursuant to the Funding Loan Agreement (a)the Borrower Notes and allof its right, title and interest in and to this Borrower Loan Agreement and the Borrower Loan Documents (except for the Unassigned Rights) and all revenues and receipts therefrom and the security therefor (including the Security Instrument) and (b)the amounts on deposit from time to time in any and all funds established under the Funding Loan Agreement. All revenues and assets pledged and assigned thereby shall immediately be subject to the lien of such pledge without any physical delivery thereof or anyfurther act, except in the case of the Borrower Notes, which shall be delivered to the Funding Lender. The Borrower hereby acknowledges and consents to such assignment to the Funding Lender. (b)With respect to the Unassigned Rights, subject to the limitations set forth in this Section2.2, the Governmental Lender may: (i)Tax Covenants. Seek specific performance of, and enforce, the tax covenants in Section8.7 of the Funding Loan Agreement, the provisions of the Regulatory Agreement, the Tax Certificate and the covenants of the Borrower in Section5.34 of this Borrower Loan Agreement, and seek injunctive relief against acts which may be in violation of any of the foregoing covenants, and enforce the Borrower’s obligation under Section5.35 to pay amounts for credit to the Rebate Fund; (ii)Regulatory Agreement. Seek specific performance of the obligations of the Borrower or any other owner of the Project under the Regulatory Agreement and injunctive relief against acts which may be in violation of the Regulatory Agreement or otherwise in accordance with the provisions of the Regulatory Agreement; provided, however, that the Governmental Lender may enforce any right it may have under the Regulatory Agreement for monetary damages only 17 against Excess Revenues (defined below), if any, of the Borrower, unless Funding Lender otherwise specifically consents in writing to the use of other funds; and (iii)Reserved Rights. Take whatever action at law or in equity which appears necessary or desirable to enforce the other Unassigned Rights, provided, however, that the Governmental Lender or any person under its control may only enforce any right it may have for monetary damages against Excess Revenues, if any, of the Borrower, unless Funding Lender otherwise specifically consents in writing to the enforcement against other funds of the Borrower. (c)In no event shall the Governmental Lender, except at the express written direction of the Funding Lender: (i)prosecute its action to a lien on the Project; or (ii)except in connection with actions under Section2.2(b) above, take any action which may have the effect, directly or indirectly, of impairing the ability of the Borrower to timely pay the principal of, interest on, or other amounts due under, the Borrower Loan or of causing the Borrower to file a petition seeking reorganization, arrangement, adjustment or composition of or in respect of the Borrower under any applicable liquidation, insolvency, bankruptcy, rehabilitation, composition, reorganization, conservation or other similar law in effect now or in the future; or (iii)interfere with the exercise by Funding Lender or Servicer of any of their rights under the Borrower Loan Documents upon the occurrence of an event of default by the Borrower under the Borrower Loan Documents or the Funding Loan Documents; or (iv)take any action to accelerate or otherwise enforce payment or seek other remedies with respect to the Borrower Loan or the Funding Loan. (d)The Governmental Lender shall provide Written Notice to the Funding Lender and the Servicer immediately upon taking any action at law or in equity to exercise any remedy or direct any proceeding under the Borrower Loan Documents or the Funding Loan Documents. (e)As used in this Section2.2, the term “Excess Revenues” means, for any period, the net cash flow of theBorrower available for distribution to shareholders, members or partners (as the case may be) for such period, after the payment of all interest expense, the amortization of all principal of all indebtedness coming due during such period (whether by maturity, mandatory sinking fund payment, acceleration or otherwise), the payment of all fees, costs and expenses on an occasional or recurring basis in connection with the Borrower Loan or the Funding Loan, the payment of all operating, overhead, ownership andother expenditures of the Borrower directly or indirectly in connection with the Project (whether any such expenditures are current, capital or extraordinary expenditures), and the setting aside of all reserves for taxes, insurance, water and sewer charges or other similar impositions, capital expenditures, repairs and replacements and all other amounts which the Borrower is required to set aside pursuant to agreement, but excluding depreciation and amortization of intangibles. 18 Section 2.3Loan; Borrower Notes; Conditions to Closing. (a)The Funding Loan shall be funded directly to the Fiscal Agent by the Funding Lender for disbursement to the Borrower pursuant to the Construction Funding Agreement in one or more installments not to exceed the Borrower Loan Amount in accordance with the disbursement procedures set forth in the Construction Funding Agreement and the Funding Loan Agreement, except for the initial disbursement of the Funding Loan as provided in Section7.7(a) of the Funding Loan Agreement. Upon funding of each installment of the Funding Loan, the Governmental Lender shall be deemed to have made the Borrower Loan to the Borrower in a like principal amount. The Borrower Loan advances and Funding Loan advances shall be allocated first to the Series B-1 Borrower Note and the related Series B-1Governmental Lender Note and, once the foregoing have been fully funded, then to the Series B-2Borrower Note and the related Series B-2Governmental Lender Note. The Borrower Loan shall mature and be payable at the times and in the amounts required under the terms hereof and of the Borrower Notes. The proceeds of the Borrower Loan shall be used by the Borrower to pay costs of the acquisition, construction, rehabilitation, development, equipping and/or operation of the Project. The Borrower hereby accepts the Borrower Loan and acknowledges that the Governmental Lender shall cause the Funding Lender to fund the Borrower Loan in the manner set forth herein and in the Funding Loan Agreement. The Governmental Lender acknowledges that the Borrower Loan shall be funded by the Funding Lender to the Fiscal Agent for the account of the Governmental Lender, except as otherwise provided in Section7.7 of the Funding Loan Agreement with respect to the funding thereof on the Closing Date. (b)The Borrower hereby accepts the Borrower Loan. As evidence of its obligation to repay the Borrower Loan, simultaneously with its execution and delivery of this Borrower Loan Agreement, the Borrower hereby agrees to execute and deliver the Borrower Notes. The Borrower Loan shall mature and be payable at the times and in the amounts required under the terms hereof and of the Borrower Notes. (c)Closing of the Borrower Loan on the Closing Date shall be conditioned upon satisfaction or waiver by the Governmental Lender and the Funding Lender, in their sole discretion, of each of the conditions precedent to closing set forth in the Funding Loan Agreement and this Borrower Loan Agreement, including but not limited to the following: (i)evidence of proper recordation of the Security Instrument, an assignment of the Security Instrument from the Governmental Lender to the Funding Lender, the Regulatory Agreement, and each of the other documents specified for recording in instructions delivered to the Title Company by counsel to the Funding Lender (or that such documents have been delivered to an authorized agent of the Title Company for recordation under binding recording instructions from Funding Lender’s counsel orsuch other counsel as may be acceptable to the Funding Lender); (ii)delivery to the Fiscal Agent or into escrow with the Title Company (or separate escrow company, if applicable) of all amounts required to be paid in connection with the origination of the Borrower Loan and the Funding Loan and any underlying real estate transfers or transactions, including the Costs of Funding Deposit and the Borrower Initial Equity, all as specified in written instructions delivered to the Title Company by counsel to the Funding Lender (or such other counsel as may be acceptable to the Funding Lender) and/or as specified in a closing memorandum of the Funding Lender; and 19 (iii)payment of all fees payable in connection with the closing of the Borrower Loan including the Governmental Lender’s Closing Fee and the initial fees and expenses of the Fiscal Agent and the Funding Lender. In addition, closing of the Borrower Loan shall be subject to the delivery of an opinion of counsel to the Borrower addressed to the Governmental Lender and the Funding Lender, dated the Closing Date, in form and substance acceptable to Tax Counsel, regarding the due execution by the Borrower of, and the enforceability against the Borrower of, the Borrower Loan Documents. Section 2.4Borrower Loan Payments. (a)The Borrower shall make Borrower Loan Payments in accordance with the Borrower Notes. Each Borrower Loan Payment made by the Borrower shall be made in funds immediately available through and including the Conversion Date on the Borrower Loan Payment Date, to the FiscalAgent by 2:00 p.m., New York City time, or, if to the Servicer by 11:00 a.m., New York City time, and after the Conversion Date on the date that is two (2) Business Days prior to the Borrower Loan Payment Date to the Servicer, by 11:00 a.m., New York Citytime. Each such payment shall be made to the Fiscal Agent or the Servicer, as applicable, by deposit to such account as the Fiscal Agent or Servicer, as applicable, may designate by Written Notice to the Borrower. Whenever any Borrower Loan Payment shall be stated to be due on a day that is not a Business Day, such payment shall be due on the first Business Day immediately thereafter. In addition, the Borrower shall make Borrower Loan Payments in accordance with the Borrower Notes in the amounts and at the times necessary to make all payments due and payable on the Funding Loan. All payments made by the Borrower hereunder or by the Borrower under the other Borrower Loan Documents, shall be made irrespective of, and without any deduction for, any set-offs or counterclaims, but such payment shall not constitute a waiver of any such set offs or counterclaims. (b)Unless there is no Servicer, payments of principal and interest on the Borrower Notes shall be paid to the Servicer and the Servicer shall then remit such funds to the Fiscal Agent. If there is no Servicer, payments of principal and interest on the Borrower Notes shall be paid directly to the Fiscal Agent. Section 2.5Additional Borrower Payments. (a)The Borrower shall pay the following amounts: (i)to the Fiscal Agent, the Rebate Amount then due, if any, to be deposited in the Rebate Fund as specified in Section5.35 hereof and the Rebate Analyst’s Fee and any other costs incurred to calculate such Rebate Amount (to the extent such costs are not included in the Borrower Loan Payment); (ii)to the Governmental Lender, any and, on demand, all fees, charges, costs, advances, indemnities and expenses, including agent and counsel fees, of the Governmental Lender incurred by the Governmental Lender at any time in connection with theBorrower Loan Documents, the Funding Loan Documents or the Project, including, without limitation, the Ongoing Governmental Lender Fee, counsel fees and expenses incurred in connection with the interpretation, performance, or amendment and all counsel fees and expenses relating to the enforcement of the Borrower Loan Documents or the Funding Loan Documents or any other documents relating to the 20 Project or the Borrower Loan or in connection with questions or other matters arising under such documents or in connection with any federal or state tax audit; (iii)\[Reserved\]; (iv)all Costs of Funding and fees, charges and expenses, including agent and counsel fees incurred in connection with the origination of the Borrower Loan and the Funding Loan, as and when the same become due; (v)to the Funding Lender, on demand, all charges, costs, advances, indemnities and expenses, including agent and counsel fees, of the Funding Lender incurred by the Funding Lender at any time in connection with the Borrower Loan, the Funding Loan or the Project, including, without limitation, any Review Fee, reasonable counsel fees and expenses incurred in connection with the interpretation, performance, or amendment and all counsel fees and expenses relating to the enforcement of the Borrower LoanDocuments or the Funding Loan Documents or any other documents relating to the Project or the Borrower Loan or in connection with questions or other matters arising under such documents or in connection with any federal or state tax audit; (vi)all Late Charges due and payable under the terms of the Borrower Notes and Section2.6 hereof; provided, however, that all payments made pursuant to this subsection (vi) shall be made to the Servicer, and if there is no Servicer, such payments shall be made to the Funding Lender; and (vii)to the Fiscal Agent, all fees, charges, costs, advances, indemnities and expenses, including agent and counsel fees, of Fiscal Agent incurred under the Borrower Loan Documents or the Funding Loan Documents as and when the same become due. (b)TheBorrower shall pay to the party entitled thereto as expressly set forth in this Borrower Loan Agreement or the other Borrower Loan Documents or Funding Loan Documents: (i)all expenses incurred in connection with the enforcement of any rights under this Borrower Loan Agreement or any other Borrower Loan Document, the Regulatory Agreement, or any Funding Loan Document by the Governmental Lender, the Funding Lender, the Fiscal Agent or the Servicer; (ii)all other payments of whatever nature that the Borrower has agreed to pay or assume under the provisions of this Borrower Loan Agreement or any other Borrower Loan Document or Funding Loan Document; and (iii)all expenses, costs and fees relating to inspections of the Project required by the Governmental Lender, the FundingLender, the Fiscal Agent, the Servicer or the Construction Consultant, in accordance with the Borrower Loan Documents or the Funding Loan Documents or to reimburse such parties for such expenses, costs and fees. Section 2.6Overdue Payments; Payments in Default. If any Borrower Payment Obligation is not paid by or on behalf of the Borrower when due, the Borrower shall pay to the Servicer a Late Charge in the amount and to the extent set forth in the Borrower Notes, if any. Section 2.7Calculation of Interest Payments and Deposits to Real Estate Related . The Borrower acknowledges as follows: (a)calculation of all interest payments Reserve Funds 21 shall be made by the Funding Lender; (b)deposits with respect to the Taxes and Other Charges shall be calculated by the Servicer or ifthere is no Servicer, the Funding Lender in accordance with the Security Instrument; and (c)deposits with respect to any replacement reserve funds required by the Funding Lender shall be calculated by the Servicer in accordance with the Replacement Reserve Agreement. In the event and to the extent that the Servicer or the Funding Lender, pursuant to the terms hereof, shall determine at any time that there exists a deficiency in amounts previously owed but not paid with respect to deposits to such replacement reserve fund, such deficiency shall be immediately due and payable hereunder following Written Notice to the Borrower. Section 2.8Grant of Security Interest; Application of Funds. To the extent not inconsistent with the Security Instrument and as security for payment of the Borrower Payment Obligations and the performance by the Borrower of all other terms, conditions and provisions of the Borrower Loan Documents, the Borrower hereby pledges and assigns to the Fiscal Agent and the Funding Lender, and grants to the Fiscal Agent and the Funding Lender, a security interest in, all the Borrower’s right, title and interest in and to all payments to or moneys held in the funds and accounts created and held by the Fiscal Agent, the Funding Lender or the Servicer for theProject. This Borrower Loan Agreement is, among other things, intended by the parties to be a security agreement for purposes of the UCC. Upon the occurrence and during the continuance of an Event of Default hereunder, the Fiscal Agent, the Funding Lender and the Servicer shall apply or cause to be applied any sums held by the Fiscal Agent, the Funding Lender and the Servicer with respect to the Project in accordance with the provisions of Article IX of the Funding Loan Agreement to the extent applicable and otherwise in any manner and in any order determined by Funding Lender, in Funding Lender’s sole and absolute discretion. Section 2.9Marshalling; Payments Set Aside. The Governmental Lender, the Fiscal Agent and the Funding Lender shall be under no obligation tomarshal any assets in favor of the Borrower or any other Person or against or in payment of any or all of the proceeds. To the extent that the Borrower makes a payment or payments or transfers any assets to the Governmental Lender, the Fiscal Agent or the Funding Lender, or the Governmental Lender, the Fiscal Agent or the Funding Lender enforces its liens, and such payment or payments or transfers, or the proceeds of such enforcement or any part thereof are subsequently invalidated, declared to be fraudulent or preferential, set aside or required to be repaid to a trustee, receiver or any other party in connection with any insolvency proceeding, or otherwise, then: (i)any and all obligations owed to the Governmental Lender, the Fiscal Agent or the Funding Lender and any and all remedies available to the Governmental Lender, the Fiscal Agent or the Funding Lender under the terms of the Borrower Loan Documents and the Funding Loan Documents or in law or equity against the Borrower, Guarantor or General Partner and/or any of their properties shall be automatically revived and reinstated to the extent (and only to the extent) of any recovery permitted under clause(ii) below; and (ii)the Governmental Lender, the Fiscal Agent and the Funding Lender shall be entitled to recover (and shall be entitled to file a proof of claim to obtain such recovery in any applicable bankruptcy, insolvency, receivership or fraudulent conveyance or fraudulent transfer proceeding) either: (x)the amount of payments or the value ofthe transfer or (y)if the transfer has been undone and the assets returned in whole or in part, the value of the consideration paid to or received by the Borrower for the initial asset transfer, plus in each case any deferred interest from the date of the disgorgement to the date of distribution to the Governmental Lender, the Fiscal Agent or the Funding Lender in any bankruptcy, insolvency, receivership or fraudulent conveyance or fraudulent transfer proceeding, and any costs and expenses due and owing, including, without limitation, any reasonable attorneys’ fees incurred by the Governmental Lender, the Fiscal Agent or the Funding Lender in connection with the 22 exercise by the Governmental Lender, the Fiscal Agent or the Funding Lender of its rights underthis Section2.9. Section 2.10Borrower Loan Disbursements. Proceeds of the Borrower Loan shall be disbursed by the Fiscal Agent upon approval by the Funding Lender, as agent for the Governmental Lender, pursuant to the Construction Funding Agreement, to or for the benefit of the Borrower as provided in Section7.7 of the Funding Loan Agreement. ARTICLE III CONVERSION . Borrower Section 3.1Conversion Date and Extension of Outside Conversion Date shall satisfy each of the Conditions to Conversion and cause the Conversion Date to occur on or before the Outside Conversion Date (including the Extended Outside Conversion Date, if any), as further provided in the Construction Funding Agreement. The failure to satisfy each of the Conditions to Conversion on or before the Outside Conversion Date shall constitute an Event of Default under the Borrower Loan Documents. Section 3.2Notice From Funding Lender; Funding Lender’s Calculation Final. Following satisfaction of all of the Conditions to Conversion, Funding Lender shall deliver Written Notice to Borrower (with a copy to the Governmental Lender and the Fiscal Agent) of: (i)the Conversion Date, (ii)the amount of the Permanent Period Amount, (iii)any required prepayment of the Borrower Notes (as described below in Section3.3) and (iv)any amendments to the amortization schedule, as applicable. Funding Lender’s calculation of the Permanent Period Amount and any amendments to the amortization of the Borrower Loan shall be, in the absence of manifest error, conclusive and binding on all parties. Section 3.3Mandatory Prepayment of the Borrower Loan. As further provided in the Construction Funding Agreement, if and to the extent the Permanent Period Amount is less than the Interim Phase Amount, Funding Lender may in its sole discretion require Borrower to make a partial prepayment of the Borrower Loan in an amount equal to the difference between the Interim Phase Amount and the Permanent Period Amount, provided, however, that if the Permanent Period Amount is less than the Minimum Permanent Period Amount (as defined in the Construction Funding Agreement), then Funding Lender may in its sole discretion require Borrower to prepay the Borrower Loan in full. Any prepayment in full or in part of the Borrower Loan required pursuant to the preceding paragraph shall be subject to a prepayment premium under certain circumstances as more particularly set forth in the Borrower Notes. Section 3.4Release of Remaining Loan Proceeds. If and to the extent that the Permanent Period Amount is greater than the principal amount of the Borrower Loan which has previously been disbursed to Borrower, Funding Lender shall deliver Written Notice thereof to Borrower (with a copy to the Governmental Lender) on or before the Conversion Date. Within ten (10)business days after delivery of such notice, but in no event later than the Outside Conversion Date, Funding Lender shall advance to the Fiscal Agent, for deposit by the Fiscal Agent to the Note 23 Proceeds Account of the Project Fund under the Funding Loan Agreement, Funding Loan proceeds so that the aggregate principal amount of the Funding Loan and of the Borrower Loan disbursed equals the Permanent Period Amount. Any Borrower Loan proceeds previously disbursed to the Borrower in excess of the Permanent Period Amount shall be paid by Borrower to Fiscal Agent. Section 3.5No Amendment. Nothing contained in this Article III shall be construed to amend, modify, alter, change or supersede the terms and provisions of the Borrower Notes, Security Instrument, the Construction Funding Agreement or any other Borrower Loan Documentand, if there shall exist a conflict between the terms and provisions of this Article III and those of the Borrower Notes, Security Instrument, the Construction Funding Agreement or other Borrower Loan Documents, then the terms and provisions of the Borrower Notes, Security Instrument, the Construction Funding Agreement and other Borrower Loan Documents shall control; provided, however, that in the event of a conflict between the terms and provisions of this Article III and those of the Borrower’s loan application with the Funding Lender, the terms and provisions of this Article III shall control. Section 3.6Determinations by Funding Lender. In any instance where the consent or approval of Funding Lender may be given or is required, or where any determination, judgment or decision is to be rendered by Funding Lender under this Article III, including in connection with the Construction Funding Agreement, the granting, withholding or denial of such consent or approval and the rendering of such determination, judgment ordecision shall be made or exercised by the Funding Lender (or its designated representative), at its sole and exclusive option and in its sole and absolute discretion. ARTICLE IV REPRESENTATIONS AND WARRANTIES Section 4.1Borrower Representations. To induce the Governmental Lender to execute this Borrower Loan Agreement and to induce the Funding Lender to make Disbursements, the Borrower represents and warrants for the benefit of the Governmental Lender, the Funding Lender, the Fiscal Agent and the Servicer, that the representations and warranties set forth in this Section4.1 are complete and accurate in all material respects as of the Closing Date and, subject to Section 4.2, shall survive the making of the Borrower Loan and will be complete and accurate in all material respects, and deemed remade, except as otherwise noted through notice to Funding Lender and approved by Funding Lender, as of the date of each Disbursement, as of the original Outside Conversion Date, as of the date of any extension thereof and as of the Conversion Date in accordance with the terms and conditions of the Borrower Notes: Section 4.1.1Organization; Special Purpose. The Borrower is a limited partnership in good standing under the laws of the State (and under the laws of the state in which the Borrower was formed if the Borrower was not formed under the laws of the State), has full legal right, power and authority to enter into the Borrower Loan Documents to which it is a party, and to carry out and consummate all transactions contemplated by the Borrower Loan Documents to which it is a party, and by proper limited partnership action has duly authorized the execution, delivery and performance of the Borrower Loan Documents to which it is a party. The Person(s) of the Borrower executing the Borrower Loan Documents and the Funding Loan Documents to which the Borrower is a party are fully authorized to execute the same. The Borrower Loan Documents and the Funding Loan Documents to which the Borrower is a party have been duly authorized, executed and delivered 24 by the Borrower. The sole business of the Borrower is the ownership, management and operation of the Project. Section 4.1.2Proceedings; Enforceability. Assuming due execution and delivery by the other parties thereto, the Borrower Loan Documents and the Funding Loan Documents to which the Borrower is a party will constitute the legal, valid and binding agreements of the Borrower enforceable against the Borrower in accordance with their terms; except in each case as enforcement may be limited by bankruptcy, insolvency or other laws affecting the enforcement of creditors’ rights generally, by the application of equitable principles regardless of whether enforcement is sought in a proceeding at law or in equity and by public policy. Section 4.1.3No Conflicts. The execution and delivery of the Borrower Loan Documents and the Funding Loan Documents to which the Borrower is a party, the consummation of the transactions herein and therein contemplated and the fulfillment of or compliance with the terms and conditions hereof and thereof, will not conflict with or constitute a violation or breach of or default (with due notice or the passage of time or both) under the Partnership Agreement of the Borrower or to the best knowledge of the Borrower and with respect to the Borrower, any applicable law or administrative rule or regulation, or any applicable court or administrative decree or order, or any mortgage, deed of trust, loan agreement, lease, contract or other agreement or instrument to which the Borrower is a party or by which it or its properties are otherwise subject or bound, or result in the creation or imposition of any lien, charge or encumbrance of any nature whatsoever (other than the lien of the Security Instrument) upon any of the property or assets of the Borrower, which conflict, violation, breach, default, lien, charge or encumbrance might have consequences that would materially and adversely affect the consummation of the transactions contemplated by the Borrower Loan Documents and the Funding Loan Documents, or the financialcondition, assets, properties or operations of the Borrower. Section 4.1.4Litigation; Adverse Facts. There is no Legal Action, nor is there a basis known to Borrower for any Legal Action, before or by any court or federal, state, municipal or other governmental authority, pending, or to the knowledge of the Borrower, after reasonable investigation, threatened, against or affecting the Borrower, the General Partner or the Guarantor, or their respective assets, properties or operations which, if determined adversely to the Borrower or its interests, would have a material adverse effect upon the consummation of the transactions contemplated by, or the validity of, the Borrower Loan Documents or the Funding Loan Documents, upon the ability of each of Borrower, General Partner and Guarantor to perform their respective obligations under the Borrower Loan Documents, the Funding Loan Documents and the Related Documents to which it is a party, or upon the financial condition, assets (including the Project), properties or operations of the Borrower, the General Partner or the Guarantor. None of the Borrower, General Partner or Guarantor is in default (and no event has occurred and is continuing which with the giving of notice or the passage of time or both could constitute a default) with respect to any order or decree of any court or any order, regulation or demand of any federal, state, municipal or other governmental authority, which default might have consequences that would materially and adversely affect the consummation of the transactions contemplated by the Borrower Loan Documents and the Funding Loan Documents, the ability of each of Borrower, General Partner and Guarantor to perform their respective obligations under the Borrower Loan Documents, the Funding Loan Documents and the Related Documents to which it is a party, or the financial condition, assets, properties or operations of the Borrower, General Partner or Guarantor. None of Borrower, General Partner or Guarantor are (a)in violation of any applicable law, which violation materially and adversely affects or may materially and adversely affect the business, operations, assets (including 25 the Project), financial condition of Borrower, General Partner or Guarantor, as applicable; (b)subject to, or in default with respect to, any other Legal Requirement that would have a material adverse effect on the business, operations, assets (including the Project), financial condition of Borrower, General Partner or Guarantor, as applicable; or (c)in default with respect to any agreement to which Borrower, General Partner or Guarantor, as applicable, are a party or by which they are bound, which default would have a material adverse effect on the business, operations, assets (including the Project), financial condition of Borrower, General Partner or Guarantor, as applicable; and (d)there is no Legal Action pending or, to the knowledge of Borrower, threatened against or affecting Borrower, General Partner or Guarantor questioning the validity or the enforceability of this Borrower Loan Agreement or any of the other Borrower Loan Documents or the Funding Loan Documents or of any of the Related Documents. All tax returns (federal, state and local) required to be filed by or on behalf of the Borrower have been filed, and all taxesshown thereon to be due, including interest and penalties, except such, if any, as are being actively contested by the Borrower in good faith, have been paid or adequate reserves have been made for the payment thereof which reserves, if any, are reflectedin the audited financial statements described therein. The Borrower enjoys the peaceful and undisturbed possession of all of the premises upon which it is operating its facilities. Section 4.1.5Agreements; Consents; Approvals. Except as contemplated by the Borrower Loan Documents and the Funding Loan Documents, the Borrower is not a party to any agreement or instrument or subject to any restriction that would materially adversely affect the Borrower, the Project, or the Borrower’s business, properties, operations or financial condition or business prospects, except the Permitted Encumbrances. The Borrower is not in default in any material respect in the performance, observance or fulfillment of any of the obligations, covenants or conditions contained in any Permitted Encumbrance or any other agreement or instrument to which it is a party or by which it or the Project is bound. No consent or approval of any trustee or holder of any indebtedness of the Borrower, and to the best knowledge of the Borrower and only with respect to the Borrower, no consent, permission, authorization, order or license of, or filing or registration with, any governmental authority (except no representation is made with respect to any state securities or “blue sky” laws) is necessary in connection with the execution and delivery of the Borrower Loan Documents or the Funding Loan Documents, or the consummation of any transaction herein or therein contemplated, or the fulfillment of or compliance with the terms and conditions hereof or thereof, except as have been obtained or made and as are in full force and effect. Section 4.1.6Title. The Borrower shall have marketable title to the Project free and clear of all Liens except the Permitted Encumbrances. The Security Instrument, when properly recorded in the appropriate records, together with any UCC financing statements required to be filed in connection therewith, will create (i)a valid, perfected first priority lien on the fee interest in the Project and (ii)perfected security interests in and to, and perfected collateral assignments of, all personalty included in the Project (including the Leases), all in accordance with the terms thereof, in each case subject only to any applicable Permitted Encumbrances. To the Borrower’s knowledge, there are no delinquent real property taxes or assessments, including water and sewer charges, with respect to the Project, nor are there any claims for payment for work, labor or materials affecting the Project which are or may become a Lien prior to, or of equal priority with, the Liens created by the Borrower Loan Documents and the Funding Loan Documents. 26 Section 4.1.7Survey. To the best knowledge of the Borrower, the survey for the Project delivered to the Governmental Lender and the Funding Lender does not fail to reflect any material matter affecting the Project or the title thereto. Section 4.1.8No Bankruptcy Filing. The Borrower is not contemplating either the filing of a petition by it under any state or federal bankruptcy or insolvency law or the liquidation of all or a major portion of itsproperty (a “Bankruptcy Proceeding”), and the Borrower has no knowledge of any Person contemplating the filing of any such petition against it. As of the Closing Date, the Borrower has the ability to pay its debts as they become due. Section 4.1.9Full and Accurate Disclosure. No statement of fact made by the Borrower in any Borrower Loan Document or any Funding Loan Document contains any untrue statement of a material fact or omits to state any material fact necessary to make statements contained therein in light of the circumstances in which they were made, not misleading. There is no material fact or circumstance presently known to the Borrower that has not been disclosed to the Governmental Lender and the Funding Lender which materially and adversely affects the Project or the business, operations or financial condition or business prospects of the Borrower or the Borrower’s ability to meet its obligations under this Borrower Loan Agreement and the other Borrower Loan Documents and Funding Loan Documents to which it is a party in a timely manner. Section 4.1.10No Plan Assets. The Borrower is not an “employee benefit plan,” as defined in Section3(3) of ERISA, subject to Title I of ERISA, and none of the assets of the Borrower constitutes or will constitute “plan assets” of one or more such plans within the meaning of 29 C.F.R. Section2510.3 101. Section 4.1.11Compliance. The Borrower, the Project and the use thereof will comply, to the extent required, in all material respects with all applicable Legal Requirements. The Borrower is not in default or violation of any order, writ, injunction, decree or demand of any Governmental Authority, the violation of which would materially adversely affect the financial condition or business prospects or the business of the Borrower. There has not been committed by the Borrower or any Borrower Affiliate involved with the operation or use of the Project any act or omission affording any Governmental Authority the right of forfeiture as against the Project or any part thereof or any moneys paid in performance of the Borrower’s obligations under any Borrower Loan Document or any Funding Loan Documents. Section 4.1.12Contracts. All service, maintenance or repair contracts affecting the Project have been entered into at arm’s length (except for such contracts between the Borrower and its affiliates or the affiliates of the Borrower Controlling Entity of the Borrower) in the ordinary course of the Borrower’s business and provide for the payment of fees in amounts and upon terms comparable to existing market rates. Section 4.1.13Financial Information. All financial data, including any statements of cash flow and income and operating expense, that have been delivered to the Governmental Lender or the Funding Lender in respect of the Project by or on behalf of the Borrower, to the best knowledge of the Borrower, (i)are accurate and complete in all material respects, as of their respective dates, (ii)accurately represent the financial condition of the Project as of the date of such reports, and (iii)to the extent prepared by an independent certified public accounting firm, have been prepared in accordance with GAAP consistently applied throughout the periods covered, except as disclosed therein. Other than pursuant to or permitted by the Borrower 27 Loan Documents or the Funding Loan Documentsor the Borrower organizational documents, the Borrower has no contingent liabilities, unusual forward or long-term commitments or unrealized or anticipated losses from any unfavorable commitments. Since the date of such financial statements, there has been no materially adverse change in the financial condition, operations or business of the Borrower from that set forth in said financial statements. Section 4.1.14Condemnation. No Condemnation or other proceeding has been commenced or, to the Borrower’s knowledge, is contemplated, threatened or pending with respect to all or part of the Project or for the relocation of roadways providing access to the Project. Section 4.1.15Federal Reserve Regulations. No part of the proceeds of the Borrower Loan will be used for the purpose of purchasing or acquiring any “margin stock” within the meaning of Regulation U of the Board of Governors of the Federal Reserve System or for any other purpose that would be inconsistent with such Regulation U or any other regulation of such Board of Governors,or for any purpose prohibited by Legal Requirements or any Borrower Loan Document or Funding Loan Document. Section 4.1.16Utilities and Public Access. To the best of the Borrower’s knowledge, the Project is or will be served by water, sewer, sanitary sewer and storm drain facilities adequate to service it for its intended uses. All public utilities necessary or convenient to the full use and enjoyment of the Project are or will be located in the public right-of-way abutting the Project, and all such utilities are or will be connected so as to serve the Project without passing over other property absent a valid easement. All roads necessary for the use of the Project for its current purpose have been or will be completed and dedicated to public use and accepted by all Governmental Authorities. Except for Permitted Encumbrances, the Project does not share ingress and egress through an easement or private road or share on-site or off-site recreational facilities and amenities that are not located on the Project and underthe exclusive control of the Borrower, or where there is shared ingress and egress or amenities, there exists an easement or joint use and maintenance agreement under which (i)access to and use and enjoyment of the easement or private road and/or recreational facilities and amenities is perpetual, (ii)the number of parties sharing such easement and/or recreational facilities and amenities must be specified, (iii)the Borrower’s responsibilities and share of expenses are specified, and (iv)the failure topay any maintenance fee with respect to an easement will not result in a loss of usage of the easement. Section 4.1.17Not a Foreign Person. The Borrower is not a “foreign person” within the meaning of §1445(f)(3) of the Code. Section 4.1.18Separate Lots. Each parcel comprising theLand is a separate tax lot and is not a portion of any other tax lot that is not a part of the Land. Section 4.1.19Assessments. Except as disclosed in the Title Insurance Policy, there are no pending or, to the Borrower’s best knowledge, proposed special or other assessments for public improvements or otherwise affecting the Project, or any contemplated improvements to the Project that may result in such special or other assessments. Section 4.1.20Enforceability. The Borrower Loan Documents and the Funding Loan Documents are not subject to, and the Borrower has not asserted, any right of rescission, set- off, counterclaim or defense, including the defense of usury. 28 Section 4.1.21Insurance. The Borrower has obtained the insurance required by this Borrower Loan Agreement, if applicable, and the Security Instrument and has delivered to the Servicer copies of insurance policies or certificates of insurance reflecting the insurance coverages, amounts and other requirements set forth in this Borrower Loan Agreement, if applicable, and the Security Instrument. Section 4.1.22Use of Property; Licenses. The Project will be used exclusively as a multifamily rental housing project and other appurtenant and related uses, which use is consistent with the zoning classification for the Project. All certifications, permits, licenses and approvals, including certificates of completion and occupancy permits required for the legal use or legal, nonconforming use, as applicable, occupancy and operation of the Project (collectively, the “Licenses”) required at this time for the construction or rehabilitation, as appropriate, and equipping of the Project have been obtained. To the Borrower’s knowledge, all Licenses obtained by the Borrower have been validly issued and are in full force and effect. The Borrower has no reason to believe that any of the Licenses required for the future use and occupancy of the Project and not heretofore obtained by the Borrower will not be obtained by the Borrower in the ordinary course following the Completion Date. No Licenses will terminate, or become void or voidable or terminable, upon any sale, transfer or other disposition of the Project, including any transfer pursuant to foreclosure sale under the Security Instrument or deed in lieu of foreclosure thereunder. The Project does not violate any density or building setback requirements of the applicable zoning law except to the extent, if any, shown on the survey. No proceedings are, to the best of the Borrower’s knowledge, pending or threatened that would result in a change of the zoning of the Project. Section 4.1.23Flood Zone. As of the Closing Date, no structure within the Mortgaged Property lies or is located in an identifiable or designated Special Flood Hazard Area. Subsequent to the Closing Date, if the Mortgaged Property is determined to be in a Special Flood Hazard Area, Borrower will obtain appropriate flood insurance as required under the National Flood Insurance Act of 1968, Flood Disaster Protection Act of 1973, or the National Flood Insurance Reform Act of 1994 as amended or as required by the Servicer pursuant to its underwriting guidelines. Section 4.1.24Physical Condition. The Project, including all Improvements, parking facilities, systems, fixtures, Equipment and landscaping, are or, after completion of the construction, rehabilitation and/or repairs, as appropriate, will be in good and habitable condition in all material respects and in good order and repair in all material respects (reasonable wear and tear excepted). The Borrower has not received notice from any insurance company or bonding company of any defect or inadequacy in the Project, or any part thereof, which would adversely affect its insurability or cause the imposition of extraordinary premiums or charges thereon or any termination of any policy of insurance or bond. The physical configuration of the Project is not in material violation of the ADA, if required under applicable law. Section 4.1.25Encroachments. All of the Improvements included in determining the appraised value of the Project will lie wholly within the boundaries and building restriction lines of the Project, and no improvement on an adjoining property encroaches upon the Project, and no easement or other encumbrance upon the Project encroaches upon any of the Improvements, so as to affect the value or marketability of the Project, except those insured against by the Title Insurance Policy or disclosed in the survey of the Project as approved by the Servicer. 29 Section 4.1.26State Law Requirements. The Borrower hereby represents, covenants and agrees to comply with the provisions of all applicable state laws relating to the Borrower Loan, the Funding Loan and the Project. Section 4.1.27Filing and Recording Taxes. All transfer taxes, deed stamps, intangible taxes or other amounts in the nature of transfer taxes required to be paid by any Person under applicable Legal Requirements in connection with the transfer of the Project to the Borrower have been paid. All mortgage, mortgage recording, stamp, intangible or other similar taxes required to be paid by any Person under applicable Legal Requirements in connection withthe execution, delivery, recordation, filing, registration, perfection or enforcement of any of the Borrower Loan Documents and the Funding Loan Documents have been or will be paid. Section 4.1.28Investment Company Act. The Borrower is not (i)an “investment company” or a company “controlled” by an “investment company,” within the meaning of the Investment Company Act of 1940, as amended; or (ii)a “holding company” or a “subsidiary company” of a “holding company” or an “affiliate” of either a “holding company” or a “subsidiary company” within the meaning of the Public Utility Holding Company Act of 1935, as amended. Section 4.1.29Fraudulent Transfer. The Borrower has not accepted the Borrower Loan or entered into any Borrower Loan Document or Funding Loan Document with the actual intent to hinder, delay or defraud any creditor, and the Borrower has received reasonably equivalent value in exchange for its obligations under the Borrower Loan Documents and the Funding Loan Documents. Giving effect to the transactions contemplated by the Borrower Loan Documents and the Funding Loan Documents, the fair saleable value of the Borrower’s assets exceeds and will, immediately following the execution and delivery of the Borrower Loan Documents and the Funding Loan Documents, exceed the Borrower’s total liabilities, including subordinated, unliquidated, disputed or contingent liabilities. The fair saleable value of the Borrower’s assets is and will, immediately following the execution and delivery of the Borrower Loan Documents and the Funding Loan Documents, be greater than the Borrower’s probable liabilities, including the maximum amount of its contingent liabilities or its debts as such debts become absolute and matured. The Borrower’s assets do not and, immediately following the execution and delivery of the Borrower Loan Documents and the Funding Loan Documents will not, constitute unreasonably small capital to carry out its business as conducted or as proposed to be conducted. The Borrower does not intend to, and does not believe that it will, incur debts and liabilities (including contingent liabilities and other commitments) beyond its ability to pay such debts as they mature (taking into account the timing and amounts to be payable on or in respect of obligations of the Borrower). Section 4.1.30Ownership of the Borrower. Except as set forth in the Partnership Agreement of the Borrower and the exhibits thereto, the Borrower has no obligation to any Person to purchase, repurchase or issue any ownership interest in the Borrower. Section 4.1.31Environmental Matters. To the best of Borrower’s knowledge, the Project is not in violation of any Legal Requirement pertaining to or imposing liability or standards of conduct concerning environmental regulation, contamination or cleanup, and will comply with covenants and requirements relating to environmental hazards as set forth in the Security Instrument. The Borrower will execute and deliver the Agreement of Environmental Indemnification on the Closing Date. 30 Section 4.1.32Name; Principal Place of Business. Unless prior Written Notice is given to the Funding Lender, the Borrower does not use and will not use any trade name, and has not done and will not do business under any name other than its actual name set forth herein. The principal place of business of the Borrower is its primary address for notices as set forth in Section10.1 hereof, and the Borrower has no other place of business, other than the Project and such principal place of business. Section 4.1.33Subordinated Debt. There is no secured or unsecured indebtedness with respect to the Project or any residual interest therein, other than Permitted Encumbrances and the permitted secured indebtedness described in Section6.7 hereof, except an unsecured deferred developer fee not to exceed the amount permitted by Funding Lender as determined on the Closing Date. Section 4.1.34Filing of Taxes. The Borrower has filed (or has obtained effective extensions for filing) all federal, state and local tax returns required to be filed and has paid or made adequate provision for the payment of all federal, state and local taxes, charges and assessments, if any, payable by the Borrower. Section 4.1.35General Tax. All representations, warranties and certifications of the Borrower set forth in the Regulatory Agreement and the Tax Certificate are incorporated by reference herein and the Borrower will comply with such as if set forth herein. Section 4.1.36Approval of the Borrower Loan Documents and Funding Loan Documents. By its execution and delivery of this Borrower Loan Agreement, the Borrower approves the form and substance of the Borrower Loan Documents and the Funding Loan Documents, and agrees to carry out the responsibilities and duties specified in the Borrower Loan Documents and the Funding Loan Documents to be carried out by the Borrower. The Borrower acknowledges that (a)it understands the nature and structure of the transactions relating to the financing of the Project, (b)it is familiar with the provisions of all of the Borrower Loan Documents and the Funding Loan Documents and other documents and instruments relating to the financing, (c)it understands the risks inherent in such transactions, including without limitation the risk of loss of the Project, and (d)it has not relied on the Governmental Lender, the Funding Lender, the Fiscal Agent or the Servicer for any guidance or expertise in analyzing the financial or other consequences of the transactions contemplated by the Borrower Loan Documents and the Funding Loan Documents or otherwise relied on the Governmental Lender, the Funding Lender, the Fiscal Agent or the Servicer in any manner. Section 4.1.37Funding Loan Agreement. The Borrower has read and accepts and agrees that it is bound by the Funding Loan Agreement and the Funding Loan Documents. Section 4.1.38Americans with Disabilities Act. The Project, as designed, will conform in all material respects with all applicable zoning, planning, building and environmental laws, ordinances and regulations of governmental authorities having jurisdiction over the Project, including, but not limited to, the Americans with Disabilities Act of 1990 (“ADA”), to the extent required (as evidenced by an architect’s certificate to such effect). Section 4.1.39Requirements of Act, Code and Regulations. The Project satisfies all requirements of the Act, the Code and the Regulations applicable to the Project. 31 Section 4.1.40Regulatory Agreement. The Project is, as of the date of origination of the Funding Loan, in compliance with all requirements of the Regulatory Agreement to the extent such requirements are applicable; and the Borrower intends to cause the residential units in the Project to be rented or available for rental on a basis which satisfies the requirements of the Regulatory Agreement, including all applicable requirements of the Act and the Code and the Regulations, and pursuant to leases which comply with all applicable laws. Section 4.1.41Intention to Hold Project. The Borrower intends to hold the Project for its own account and has no current plans, andexcept as set forth in the Partnership Agreementhas not entered into any agreement, to sell the Project or any part of it; and the Borrower intends tooccupy the Project or cause the Project to be occupied and to operate it or cause it to be operated at all times during the term of this Borrower Loan Agreement in compliance with the terms of this Borrower Loan Agreement and the Regulatory Agreement and does not know of any reason why the Project will not be so used by it in the absence of circumstances not now anticipated by it or totally beyond its control. Section 4.1.42Concerning General Partner. (a)The managing general partner of Borrower is the Managing General Partner, a California limited liability company, and the co-general partner of Borrower is the Administrative General Partner, a California limited liability company, and each of the Managing General Partner and Administrative General Partner is duly organizedand validly existing under the laws of the State of California. The General Partner has all requisite power and authority, rights and franchises to enter into and perform its obligations under the Borrower Loan Documents and the Funding Loan Documents tobe executed by it for its own account and on behalf of Borrower, as general partner of Borrower, under this Borrower Loan Agreement and the other Borrower Loan Documents and the Funding Loan Documents. (b)The General Partner has made all filings (including, without limitation, all required filings related to the use of fictitious business names) and is in good standing in the State and in each other jurisdiction in which the character of the property it owns or the nature of the business it transacts makes such filings necessary or where the failure to make such filings could have a material adverse effect on the business, operations, assets, or financial condition of General Partner. (c)The General Partner is duly authorized to do business in the State. (d)The execution, delivery and performance by Borrower of the Borrower Loan Documents and the Funding Loan Documents have been duly authorized by all necessary action of General Partner on behalf of Borrower, and by all necessary action on behalf of General Partner. (e)The execution, delivery and performance by General Partner, on behalf of Borrower, of the Borrower Loan Documents and the Funding Loan Documents will not violate (i)General Partner’s organizational documents; (ii)any other Legal Requirement affecting General Partner or any of its properties; or (iii)any agreement to which General Partner is bound or to which it is a party; and will not result in or require the creation (except as provided in or contemplated by this Borrower Loan Agreement) of any Lien upon any of such properties, any of the Collateral or any of the property or funds pledged or delivered to Funding Lender pursuant to the Security Documents. 32 Section 4.1.43Government and Private Approvals. All governmental or regulatory orders, consents, permits, authorizations and approvals required for the construction, rehabilitation, use, occupancy and operation of the Improvements, that may be granted or denied in the discretion of any Governmental Authority, have been obtained and are in full force and effect (or, in the case of any of the foregoing that Borrower is not required to have as of the Closing Date, will be obtained), and will be maintained in full force and effect at all times during the construction or rehabilitation of the Improvements. All such orders, consents, permits, authorizations and approvals that may not be denied in the discretion of any Governmental Authority shall be obtained prior to the commencement of any work for which such orders, consents, permits, authorizations or approvals are required, and, once obtained, such orders, consents, permits, authorizations and approvals will be maintained in full force and effect at all times during the construction or rehabilitation of the Improvements. Except as set forth in the preceding two sentences, no additional governmental or regulatory actions, filings or registrations with respect to the Improvements, and no approvals, authorizations or consents of any trustee or holder of any indebtedness or obligation of Borrower, are required for the due execution, delivery and performance by Borrower or General Partner of any of the Borrower Loan Documents or the Funding Loan Documents or the Related Documents executed by Borrower or General Partner, as applicable. All required zoning approvals have been obtained, and the zoning of the Land for the Project is not conditional upon the happening of any further event. Section 4.1.44Concerning Guarantor. The Borrower Loan Documents and the Funding Loan Documents to which the Guarantor is a party or a signatory executed simultaneously with this Borrower Loan Agreement have been duly executed and delivered by Guarantor and are legally valid and binding obligations of Guarantor, enforceable against Guarantor in accordance with their terms, except as enforceability may be limited by bankruptcy, insolvency, reorganization, moratorium or similar laws affecting creditors’ rights generally and by general principles of equity. Section 4.1.45No Material Defaults. Except as previously disclosed to Funding Lender and the Governmental Lender in writing, there exists no material violation of or material default by Borrower under, and, to the best knowledge of Borrower, no event has occurred which, upon the giving of notice or the passage of time, or both, would constitute a material default with respectto: (i)the terms of any instrument evidencing, securing or guaranteeing any indebtedness secured by the Project or any portion or interest thereof or therein; (ii)any lease or other agreement affecting the Project or to which Borrower is a party; (iii)any license, permit, statute, ordinance, law, judgment, order, writ, injunction, decree, rule or regulation of any Governmental Authority, or any determination or award of any arbitrator to which Borrower or the Project may be bound; or (iv)any mortgage,instrument, agreement or document by which Borrower or any of its respective properties is bound; in the case of any of the foregoing: (1)which involves any Borrower Loan Document or Funding Loan Document; (2)which involves the Project and is not adequately covered by insurance; (3)that might materially and adversely affect the ability of Borrower, General Partner or Guarantor or to perform any of its respective obligations under any of the Borrower Loan Documents or the Funding Loan Documents or any other material instrument, agreement or document to which it is a party; or (4)which might adversely affect the priority of the Liens created by this Borrower Loan Agreement or any of the Borrower Loan Documents or the Funding Loan Documents. Section 4.1.46Payment of Taxes. Except as previously disclosed to Funding Lender in writing: (i)all tax returns and reports of Borrower, General Partner and Guarantor required to be filed have been timely filed, and all taxes, assessments, fees and other governmental charges uponBorrower, General Partner and Guarantor, and upon their respective properties, assets, income and franchises, which are due and payable have been paid when due and payable; and 33 (ii)Borrower knows of no proposed tax assessment against it or against General Partner or Guarantor that would be material to the condition (financial or otherwise) of Borrower, General Partner or Guarantor, and neither Borrower nor General Partner have contracted with any Governmental Authority in connection with such taxes. Section 4.1.47Rights to Project Agreements and Licenses. Borrower is the legal and beneficial owner of all rights in and to the Plans and Specifications and all existing Project Agreements and Licenses, and will be the legal and beneficial owner of all rights in and to all future Project Agreements and Licenses. Borrower’s interest in the Plans and Specifications and all Project Agreements and Licenses is not subject to any present claim (other than under the Borrower Loan Documents and the Funding Loan Documents or as otherwise approved by Funding Lender in its sole discretion), set-off or deduction other than in the ordinary course of business. Section 4.1.48Patriot Act Compliance. Borrower is not now, nor has ever been (i)listed on any Government Lists (as defined below), (ii)a person who has been determined by a Governmental Authority to be subject to the prohibitions contained in Presidential Executive Order No.13224 (September23, 2001) or any other similar prohibitions contained in the rules and regulations of OFAC or in anyenabling legislation or other Presidential Executive Orders in respect thereof, (iii)indicted for or convicted of any felony involving a crime or crimes of moral turpitude or for any Patriot Act Offense, or (iv)under investigation by any Governmental Authority for alleged criminal activity. For purposes hereof, the term “Patriot Act Offense” shall mean any violation of the criminal laws of the United States of America or of any of the several states, or that would be a criminal violation if committed within the jurisdiction of the United States of America or any of the several states, relating to terrorism or the laundering of monetary instruments, including any offense under (A)the criminal laws against terrorism; (B)the criminal laws against money laundering, (C)Bank Representative Secrecy Act, as amended, (D)the Money Laundering Control Act of 1986, as amended, or (E)the Patriot Act. “Patriot Act Offense” also includes the crimes of conspiracy to commit, or aiding and abetting another to commit, a Patriot Act Offense. For purposes hereof, the term “Government Lists” shall mean (1)the Specially Designated Nationals and Blocked Persons Lists maintained by the Office of Foreign Assets Control (“OFAC”), (2)any other list of terrorists, terrorist organizations or narcotics traffickers maintained pursuant to any of the Rules and Regulations of OFAC that Funding Lender notified Borrower in writing is now included in “Government Lists”, or (3)any similar lists maintained by the United States Department of State, the United States Department of Commerce or any other Governmental Authority or pursuant to any Executive Order of the President of the United States of America that Funding Lender notified Borrower in writing is now included in “Government Lists”. Section 4.1.49Rent Schedule. Borrower has prepared a prospective Unit absorption and rent collection schedule with respect to the Project substantially in the form attached as an exhibit to the Construction Funding Agreement, which schedule takes into account, among other relevant factors (i)a schedule of minimum monthly rentals for the Units, and (ii)any and all concessions including free rent periods, and on the basis of such schedule, Borrower believes it will collect rents with respect to the Project in amounts greater than or equal to debt service on the Borrower Loan. Section 4.1.50Other Documents. Each of the representations and warranties of Borrower or General Partner contained in any of the other Borrower Loan Documents or the Funding Loan Documents or Related Documentsis true and correct in all material respects (or, in the case of representations or warranties contained in any of the other Borrower Loan Documents or Funding 34 Loan Documents or Related Documents that speak as of a particular date, were true and correct in all material respects as of such date). All of such representations and warranties are incorporated herein for the benefit of Funding Lender. Section 4.1.51Subordinate Loan Documents. The Subordinate Loan Documents are in full force and effect and the Borrower has paid all commitment fees and other amounts due and payable to the Subordinate Lender(s) thereunder. There exists no material violation of or material default by the Borrower under, and no event has occurred which, upon the giving of notice or the passage of time, or both, would constitute a material default under the Subordinate Loan Documents. Section 4.1.52\[Reserved\]. Section 4.1.53Survival of Representations and Covenants. All of the representations and warranties in Section4.1 hereof and elsewhere in the Borrower Loan Documents (i)shall survive for so long as any portion of the Borrower Payment Obligations remains due and owing and (ii)shall be deemed to have been relied upon by the Governmental Lender and the Servicer notwithstanding any investigation heretofore or hereafter made by the Governmental Lender or the Servicer or on its or their behalf, provided, however, that the representations, warranties and covenants set forth in Section4.1.31 hereof shall survive in perpetuity and shall not be subject to the exculpation provisions of Section11.1 hereof. ARTICLE V AFFIRMATIVE COVENANTS During the term of this Borrower Loan Agreement, the Borrower hereby covenants and agrees with the Governmental Lender, the Funding Lender, the Fiscal Agent and the Servicer that: Section 5.1Existence. The Borrower shall (i)do or cause to be done all things necessary to preserve, renew and keep in full force and effect its existence and its material rights, and franchises, (ii)continue to engage in the business presently conducted by it, (iii)obtain and maintain all material Licenses, and (iv)qualify to do business and remain in good standing under the laws of the State. Section 5.2Taxes and Other Charges. The Borrower shall pay all Taxes and Other Charges as the same become due and payable and prior to their becoming delinquent in accordance with the Security Instrument, except to the extent that the amount, validity or application thereof is being contested in good faith as permitted by the Security Instrument. The Borrower covenants to pay all taxes and Other Charges of any type or character charged to the Funding Lender affecting the amount available to the Funding Lender from payments to be received hereunder or in any way arising due to the transactions contemplated hereby (including taxes and Other Charges assessed or levied by any public agency or governmental authority of whatsoever character having power to levy taxes or assessments) but excluding franchise taxes based upon the capital and/or income of the Funding Lender and taxes based upon or measured by the net income of the Funding Lender; provided, however, that the Borrower shall have the right to protest any such taxes or Other Charges and to require the Funding Lender, at the Borrower’s expense, to protest and contest any such taxes or Other Charges levied upon them and that the Borrower shall have the right to withhold payment of any such taxes or Other Charges pending disposition of any 35 such protest or contest unless such withholding, protest or contest would adversely affect the rights or interests of theFunding Lender. This obligation shall remain valid and in effect notwithstanding repayment of the Borrower Loan hereunder or termination of this Borrower Loan Agreement. Section 5.3Repairs; Maintenance and Compliance; Physical Condition. The Borrower shall cause the Project to be maintained in a good, habitable and safe (so as to not threaten the health or safety of the Project’s tenants or their invited guests) condition and repair (reasonable wear and tear excepted) as set forth in the Security Instrument and shall not remove, demolish or materially alter the Improvements or Equipment (except for removal of aging or obsolete equipment or furnishings in the normal course of business), except as provided in the Security Instrument. Section 5.4Litigation. The Borrower shall give prompt Written Notice to the Governmental Lender, the Funding Lender and the Servicer of any litigation, governmental proceedings or claims or investigations regarding an alleged actual violation of a Legal Requirement pending or, to the Borrower’s knowledge, threatened against the Borrower which might materially adversely affect the Borrower’s condition (financial or otherwise) or business or the Project. Section 5.5Performance of Other Agreements. The Borrower shall observe and perform in all material respects each and every term to be observed or performed by it pursuant to the terms of any agreement or instrument affecting or pertaining to the Project. Section 5.6Notices. The Borrower shall promptly advise the Governmental Lender, the Funding Lender and the Servicer of (i)any Material Adverse Change in the Borrower’s financial condition, assets, properties or operations other than general changes in the real estate market, (ii)any fact or circumstance affecting the Borrower or the Project that materially and adversely affects the Borrower’s ability to meet its obligations hereunder or under any of the other Borrower Loan Document to which it is a party in a timely manner, or (iii)the occurrence of any Potential Default or Event of Default of which the Borrower has knowledge. If the Borrower becomes subject to federal or state securities law filing requirements, the Borrower shall cause to be delivered to the Governmental Lender, the Funding Lender and the Servicer any Securities and Exchange Commission or other public filings, if any, of the Borrower within two (2)Business Days of such filing. Section 5.7Cooperate in Legal Proceedings. The Borrower shall cooperate fully with the Governmental Lender, the Funding Lender, the Fiscal Agent and the Servicer with respect to, and permitthe Governmental Lender, the Funding Lender, the Fiscal Agent and the Servicer at their option, to participate in, any proceedings before any Governmental Authority that may in any way affect the rights of the Governmental Lender, the Funding Lender, the Fiscal Agent and/or the Servicer under any Borrower Loan Document or Funding Loan Document. Section 5.8Further Assurances. The Borrower shall, at the Borrower’s sole cost and expense (except as provided in Section9.1 hereof), (i)furnish to the Servicer and the Funding Lender all instruments, documents, boundary surveys, footing or foundation surveys (to the extent that Borrower’s construction or renovation of the Project alters any existing building foundations or footprints), certificates, plans and specifications, appraisals, title and other insurance reports and agreements relating to the Project, reasonably requested by the Servicer or the Funding Lender for the better and more efficient carrying out of the intents and purposes of the Borrower Loan Documents andthe Funding Loan Documents; (ii)execute and deliver to the Servicer and the Funding Lender such documents, instruments, certificates, assignments and other writings, and do 36 such other acts necessary or desirable, to evidence, preserve and/or protect the collateral at any time securing or intended to secure the Borrower Loan, as the Servicer, the Fiscal Agent (at the direction of the Funding Lender) and the Funding Lender may reasonably require from time to time; (iii)do and execute all and such further lawful and reasonable acts, conveyances and assurances for the better and more effective carrying out of the intents and purposes of the Borrower Loan Documents and the Funding Loan Documents, as the Servicer, the Fiscal Agent (at the direction of the Funding Lender) or the Funding Lender shall reasonably require from time to time; provided, however, with respect to clauses (i)-(iii) above, the Borrower shall not be required to do anything that has the effect of (A)changing the essential economic terms of the Borrower Loan or (B)imposing upon the Borrower greater personal liability under the Borrower Loan Documents and the Funding Loan Documents; and (iv)upon the Servicer’s, the Fiscal Agent’s (at the direction of the Funding Lender) or the Funding Lender’s request therefor given from time to time after the occurrence of any Potential Default or Event of Default for so long as such Potential Default or Event of Default, as applicable, is continuing pay for (a)reports of UCC, federal tax lien, state tax lien, judgment and pending litigation searches with respect to the Borrower and (b)searches of title to the Project, each such search to be conducted by search firms reasonably designated by the Servicer, the Fiscal Agent (at the direction of the Funding Lender) or the Funding Lender in each of the locations reasonably designated by the Servicer, the Fiscal Agent or the Funding Lender. Section 5.9Delivery of Financial Information. After notice to the Borrower of a Secondary Market Disclosure Document, the Borrower shall, concurrently with any delivery to the Funding Lender or the Servicer, deliver copies of all financial information required under ArticleIX. Section 5.10Environmental Matters. So long as the Borrower owns or is in possession of the Project, the Borrower shall (a)keep the Project in compliance with all Hazardous Materials Laws (as defined in the Security Instrument), (b)promptly notify the Funding Lender and the Servicer if the Borrower shall become aware that any Hazardous Materials (as defined in the Security Instrument) are on or near the Project in violation of Hazardous Materials Laws, and (c)commence and thereafter diligently prosecute to completion all remedial work necessary with respect to the Project required under any Hazardous Material Laws, in each case as set forth in the Security Instrument or the Agreement of Environmental Indemnification. Section 5.11Governmental Lender’s and Funding Lender’s Fees. The Borrower covenants to pay the reasonable fees and expenses of the Governmental Lender (including the Ongoing Governmental Lender Fee), the Fiscal Agent and the Funding Lender or any agents, attorneys, accountants, consultants selected by the Governmental Lender, the Fiscal Agent or the Funding Lender to act on its behalf in connection with this Borrower Loan Agreement and the other Borrower Loan Documents, the Regulatory Agreement and the Funding Loan Documents, including, without limitation, any and all reasonable expenses incurred in connection with the making of the Borrower Loan or in connection with any litigation which may at any time be instituted involving the Borrower Loan, this Borrower Loan Agreement, the other Borrower Loan Documents, the Regulatory Agreement and the Funding Loan Documents or any of the other documents contemplated thereby, or in connection with the reasonable supervision or inspection of the Borrower, its properties, assets or operations or otherwise in connection with the administration of the foregoing. This obligation shall remain valid and in effect notwithstanding repayment of the Borrower Loan hereunder or termination of this Borrower Loan Agreement. Section 5.12Estoppel Statement. The Borrower shall furnish to the Funding Lender, the Fiscal Agent or the Servicer for the benefit of the Funding Lender or the Servicer within ten 37 (10)days after request by the Funding Lender and the Servicer, with a statement, duly acknowledged and certified, setting forth (i)the unpaid principal of the Borrower Notes, (ii)the applicable Interest Rate, (iii)the date installments of interest and/or principalwere last paid, (iv)any offsets or defenses to the payment of the Borrower Payment Obligations, and (v)that the Borrower Loan Documents and the Funding Loan Documents to which the Borrower is a party are valid, legal and binding obligations of the Borrower and have not been modified or, if modified, giving particulars of such modification, and no Event of Default exists thereunder or specify any Event of Default that does exist thereunder. The Borrower shall use commercially reasonable efforts to furnish to the Funding Lender or the Servicer, within 30days of a request by the Funding Lender or Servicer, tenant estoppel certificates from each commercial tenant at the Project in form and substance reasonably satisfactory to the Funding Lender and the Servicer; provided that the Funding Lender and the Servicer shall not make such requests more frequently than twice in any year. Section 5.13Defense of Actions. The Borrower shall appear in and defend any action or proceeding purporting to affect the security for this Borrower Loan Agreement hereunder or under the Borrower Loan Documents and the Funding Loan Documents, and shall pay, in the manner required by Section2.4 hereof, all costs and expenses, including the cost of evidence of title and attorneys’ fees, in any such action or proceeding in which Funding Lender may appear. If the Borrower fails to perform any of the covenants or agreements contained in this Borrower Loan Agreement or any other Borrower Loan Document, or if any action or proceeding is commenced that is not diligently defended by the Borrower which affects the Funding Lender’s interest in the Project or any part thereof, including eminent domain, code enforcement or proceedings of any nature whatsoever under any Federal or state law, whether now existing or hereafter enacted or amended, then the Funding Lender may make such appearances, disburse such sums and take such action as the Funding Lender deems necessary or appropriate to protect its interests. Such actions include disbursement of attorneys’ fees, entry upon the Project to make repairs or take other action to protect the security of the Project, and payment, purchase, contest or compromise of any encumbrance, charge or lien which in the judgment of Funding Lender appears to be prior or superior to the Borrower Loan Documents or the Funding Loan Documents. The Funding Lender shall have no obligation to do any of the above. The Funding Lender may take any such action without notice to or demand upon the Borrower. No such action shall release the Borrower from any obligation under this Borrower Loan Agreement or any of the other Borrower Loan Documents or Funding Loan Documents. In the event (i)that the Security Instrument is foreclosed in whole or in part or that any Borrower Loan Document isput into the hands of an attorney for collection, suit, action or foreclosure, or (ii)of the foreclosure of any mortgage, deed of trust or deed to secure debt prior to or subsequent to the Security Instrument or any Borrower Loan Document in which proceeding the Funding Lender is made a party or (iii)of the bankruptcy of the Borrower or an assignment by the Borrower for the benefit of its creditors, the Borrower shall be chargeable with and agrees to pay all costs of collection and defense, including actual attorneys’ fees in connection therewith and in connection with any appellate proceeding or post-judgment action involved therein, which shall be due and payable together with all required service or use taxes. Section 5.14Expenses. The Borrower shall pay all reasonable expenses incurred by the Governmental Lender, the Funding Lender, the Fiscal Agent and the Servicer (except as provided in Section9.1 hereof) in connection with the Borrower Loan and the Funding Loan, including reasonable fees and expenses of the Governmental Lender’s, the Fiscal Agent’s, the Funding Lender’s and the Servicer’s attorneys, environmental, engineering and other consultants, and fees, charges or taxes for the recording or filing of the Borrower Loan Documents and the Funding Loan Documents. The Borrower shall pay or cause to be paid all reasonable expenses of the Governmental 38 Lender, the Funding Lender, the Fiscal Agent and the Servicer (except as provided in Section9.1 hereof) in connection with the issuance or administration of the Borrower Loan and the Funding Loan, including audit costs, inspection fees, settlement of condemnation and casualty awards, and premiums for title insurance and endorsements thereto. The Borrower shall, upon request, promptly reimburse the Governmental Lender, the Funding Lender, the Fiscal Agent and the Servicer for all reasonable amounts expended, advanced or incurred by the Governmental Lender, the Funding Lender, the Fiscal Agent and the Servicer to collect the Borrower Notes, or to enforce the rights of the Governmental Lender, the Funding Lender, the Fiscal Agent and the Servicer under this Borrower Loan Agreement or any other Borrower Loan Document, or to defend or assert the rights and claims of the Governmental Lender, the Funding Lender, the FiscalAgent and the Servicer under the Borrower Loan Documents and the Funding Loan Documents arising out of an Event of Default or with respect to the Project (by litigation or other proceedings) arising out of an Event of Default, which amounts will include all court costs, attorneys’ fees and expenses, fees of auditors and accountants, and investigation expenses as may be reasonably incurred by the Governmental Lender, the Funding Lender, the Fiscal Agent and the Servicer in connection with any such matters (whether or not litigation is instituted), together with interest at the Default Rate on each such amount from the Date of Disbursement until the date of reimbursement to the Governmental Lender, the Funding Lender, the Fiscal Agent and the Servicer, all ofwhich shall constitute part of the Borrower Loan and the Funding Loan and shall be secured by the Borrower Loan Documents and the Funding Loan Documents. The obligations and liabilities of the Borrower under this Section5.14 shall survive the Term of this Borrower Loan Agreement and the exercise by the Governmental Lender, the Funding Lender, the Fiscal Agent or the Servicer, as the case may be, of any of its rights or remedies under the Borrower Loan Documents and the Funding Loan Documents, including the acquisition of the Project by foreclosure or a conveyance in lieu of foreclosure. Notwithstanding the foregoing, the Borrower shall not be obligated to pay amounts incurred as a result of the gross negligence or willful misconduct of any other party, and any obligations of the Borrower to pay for environmental inspections or audits will be governed by Section18(i) and 43(i) of the Security Instrument. Section 5.15Indemnity. In addition to its other obligations hereunder, and in addition to any and all rights of reimbursement, indemnification, subrogation and other rights of Governmental Lender, the Fiscal Agent or Funding Lender pursuant hereto, pursuant to the Regulatory Agreement and under law or equity, to the fullest extent permitted by law, the Borrower agrees to indemnify, hold harmless and defend the Governmental Lender, the Funding Lender, the Fiscal Agent, the Servicer, the Beneficiary Parties, Citigroup, Inc., and each of their respective commissioners, officers, directors, employees, attorneys and agents(each an “Indemnified Party”), against any and all losses, damages, claims, actions, liabilities, reasonable costs and expenses of any nature, kind or character (including, without limitation, reasonable attorneys’ fees, litigation and court costs, amounts paid in settlement (to the extent that the Borrower has consented to such settlement) and amounts paid to discharge judgments) (hereinafter, the “Liabilities”) to which the Indemnified Parties, or any of them, may become subject under federal or state securities laws or any other statutory law or at common law or otherwise, to the extent arising out of or based upon or in any way relating to: (a)The Borrower Loan Documents and the Funding Loan Documents or the execution or amendment thereof or in connection with transactions contemplated thereby, including the sale, transfer or resale of the Borrower Loan or the Funding Loan, except with respect to any Secondary Market Disclosure Document (other than any Borrower’s obligations under ArticleIX); 39 (b)Any actor omission of the Borrower or any of its agents, contractors, servants, employees or licensees in connection with the Borrower Loan, the Funding Loan or the Project, the operation of the Project, or the condition, environmental or otherwise, occupancy, use, possession, conduct or management of work done in or about, or from the planning, design, acquisition, construction, installation or rehabilitation of, the Project or any part thereof; (c)Any lien (other than a Permitted Lien) or charge upon payments by the Borrower to the Governmental Lender, the Fiscal Agent or the Funding Lender hereunder, or any taxes (including, without limitation, all ad valorem taxes and sales taxes), assessments, impositions and Other Charges imposed on the Governmental Lender, theFiscal Agent or the Funding Lender in respect of any portion of the Project; (d)Any violation of any environmental law, rule or regulation with respect to, or the release of any toxic substance from, the Project or any part thereof during the period in whichthe Borrower is in possession or control of the Project; (e)The enforcement of, or any action taken by the Governmental Lender, the Fiscal Agent or the Funding Lender related to remedies under, this Borrower Loan Agreement and the other Borrower Loan Documents and the Funding Loan Documents; (f)Any untrue statement or misleading statement or alleged untrue statement or alleged misleading statement of a material fact by the Borrower made in the course of Borrower applying for the Borrower Loan or the Funding Loanor contained in any of the Borrower Loan Documents or Funding Loan Documents to which the Borrower is a party; (g)Any Determination of Taxability; (h)Any breach (or alleged breach) by Borrower of any representation, warranty or covenant made in or pursuant to this Borrower Loan Agreement or in connection with any written or oral representation, presentation, report, appraisal or other information given or delivered by Borrower, General Partner, Guarantor or their Affiliates to Governmental Lender, the Fiscal Agent the Funding Lender, Servicer or any other Person in connection with the Borrower’s application for the Borrower Loan and the Funding Loan (including, without limitation, any breach or alleged breach by Borrower of any agreement with respect to the provision of any substitute credit enhancement); (i)any failure (or alleged failure) by Borrower, the Funding Lender or Governmental Lender to comply with applicable federal and state laws and regulations pertaining to the making of the Borrower Loan and the Funding Loan; (j)the Project, or the condition, occupancy, use, possession, conduct or management of, or work done in or about, or from the planning, design, acquisition, installation, construction or rehabilitation of, the Project or any part thereof; or (k)the use of the proceeds of the Borrower Loan and the Funding Loan, except in the case of the foregoing indemnification of the Governmental Lender or any related Indemnified Party, to the extent such damages are caused by the willful misconduct of such Indemnified Party, and except in the case of the foregoing indemnification of the Funding Lender or 40 the Servicer or any related Indemnified Party, to the extent such damages are caused by the gross negligence or willful misconduct of such Indemnified Party. Notwithstanding anything herein to the contrary, the Borrower’s indemnification obligations to the parties specified in Section9.1.4 hereof with respect to any securitization or Secondary Market Transaction described in Article IX hereof shall be limited to the indemnity set forth in Section9.1.4 hereof. In the event that any action or proceeding is brought against any Indemnified Party with respect to which indemnity may be sought hereunder, the Borrower, upon written notice from the Indemnified Party (which notice shall be timely given so as not to materially impair the Borrower’s right to defend), shall assume the investigation and defense thereof, including the employment of counsel reasonably approved by the Indemnified Party, and shall assume the payment of all expenses related thereto, with full power to litigate, compromise or settle the same in its sole discretion; provided that the Indemnified Party shall have the right to review and approve or disapprove any such compromise or settlement, which approval shall not be unreasonably withheld. Each Indemnified Party shall have the right to employ separate counsel in any such action or proceeding and to participate in the investigation and defense thereof. The Borrower shall pay the reasonable fees and expenses of such separate counsel; provided, however, that such Indemnified Party may only employ separate counsel at the expense of the Borrower if and only if in such Indemnified Party’s good faith judgment (based on the advice of counsel) a conflict of interest exists or could arise by reason of common representation. Notwithstanding any transfer of the Project to another owner in accordance with the provisions of this Borrower Loan Agreement or the Regulatory Agreement, the Borrower shall remain obligated to indemnify each Indemnified Party pursuant to this Section5.15 if such subsequent owner fails to indemnify any party entitled to be indemnified hereunder, unless the Governmental Lender and the Funding Lender have consented to such transfer and to the assignment of the rights and obligations of the Borrower hereunder. The rights of any persons to indemnity hereunder shall survive the final payment or defeasance of the Borrower Loan and the Funding Loan and in the case of the Servicer, any resignation or removal. The provisions of this Section5.15 shall survive the termination of this Borrower Loan Agreement. The foregoing provisions of this Section5.15 are not intended to and shall not negate, modify, limit or change the provisions of Section9 of the Borrower Notes. Section 5.16No Warranty of Condition or Suitability by the Governmental Lender or Funding Lender. Neither the Governmental Lender nor the Funding Lender makes any warranty, either express or implied, as to the condition of the Project or that it will be suitable for the Borrower’s purposes or needs. Section 5.17Right of Access to the Project. The Borrower agrees that the Governmental Lender, the Funding Lender, the Servicer and the Construction Consultant, and their duly authorized agents, attorneys, experts, engineers, accountants and representatives shall have the right, but no obligation, at all reasonable times during business hours and upon reasonable notice, to enter onto the Land (a)to examine, test and inspect the Project without material interference or prejudice to the Borrower’s operations and (b)to perform such work in and about the Project made necessary by reason of the Borrower’s default under any of the provisions of this Borrower Loan Agreement. The Governmental Lender, the Funding Lender, the Servicer, and their duly authorized agents, attorneys, accountants and representatives shall also be permitted, without any obligation to do so, at all 41 reasonable times and upon reasonable notice during business hours, to examine the books and records of the Borrower with respect to the Project. Section 5.18Notice of Default. The Borrower will advise the Governmental Lender, the Funding Lender, the Fiscal Agent and the Servicer promptly in writing of the occurrence of any Potential Default or Event of Default hereunder, specifying the nature and period of existence of such event and the actions being taken or proposed to be taken with respect thereto. Section 5.19Covenant with Governmental Lender and Funding Lender. The Borrower agrees that this Borrower Loan Agreement is executed and delivered in part to induce the purchase by others of the Governmental Lender Notes and, accordingly, all covenants and agreements of the Borrower contained in this Borrower Loan Agreement are hereby declared to be for the benefit of the Governmental Lender, the Fiscal Agent, the Funding Lender and any lawful owner, holder or pledgee of the Borrower Notes or the Governmental Lender Notes from time to time. Section 5.20Obligation of the Borrower to Construct or Rehabilitate the Project. The Borrower shall proceed with reasonable dispatch to construct or rehabilitate, as appropriate, and equip the Project. If the proceeds of the Borrower Loan, together with the Other Borrower Moneys, available to be disbursed to the Borrower are not sufficient to pay the costs of suchconstruction or rehabilitation, as appropriate, and equipping, the Borrower shall pay such additional costs from its own funds. The Borrower shall not be entitled to any reimbursement from the Governmental Lender, the Fiscal Agent, the Funding Lender or the Servicer in respect of any such costs or to any diminution or abatement in the repayment of the Borrower Loan. The Governmental Lender, the Fiscal Agent and the Funding Lender shall not be liable to the Borrower or any other person if for any reason the Project is not completed or if the proceeds of the Borrower Loan are insufficient to pay all costs of the Project. The Governmental Lender, the Fiscal Agent and the Funding Lender do not make any representation or warranty, either express or implied, that moneys, if any, which will be made available to the Borrower will be sufficient to complete the Project, and the Governmental Lender, the Fiscal Agent and the Funding Lender shall not be liable to the Borrower or any other person if for any reason the Project is not completed. Section 5.21Maintenance of Insurance. Borrower will maintain the insurance required by the Security Instrument. Section 5.22Information; Statements and Reports. Borrower shall furnish or cause to be furnished to FundingLender and, with respect to subsection (a) only, to GovernmentalLender: (a)Notice of Default. As soon as possible, and in any event not later than five (5)Business Days after the occurrence of any Event of Default or Potential Default, a statement of an Authorized Representative of Borrower describing the details of such Event of Default or Potential Default and any curative action Borrower proposes to take; (b)Financial Statements; Rent Rolls. In the manner and to the extent required under the Security Instrument, such financial statements, expenses statements, rent rolls, reports and other financial documents and information as required by the Security Instrument and the other Borrower Loan Documents and Funding Loan Documents, in the form and within the time periods required therein; 42 (c)General Partner. As soon as available and in any event within one hundred twenty (120)days after the end of each fiscal year of General Partner, copies of the financial statements of General Partner as of such date, prepared in substantially the form previously delivered to the Governmental Lender and Funding Lender and in a manner consistent therewith, or in such form (which may include a form prepared in accordance with GAAP) as Funding Lender may reasonably request; (d)Leasing Reports. Prior to the Conversion Date, on a monthly basis (and in any event within fifteen (15)days after the end of each Calendar Month), a report of all efforts made by Borrower, if any, to lease all or any portion of the Project during such Calendar Month and on a cumulative basis since Project inception, which report shall be prepared and delivered by Borrower, shall be in form and substance satisfactory to Funding Lender, and shall, if requested by Funding Lender, be supported by copies of letters of intent, leases or occupancy agreements, as applicable; (e)Audit Reports. Promptly upon receipt thereof, copies of all reports, if any, submitted to Borrower by independent public accountants in connection with each annual, interim or special audit of the financial statements of Borrower made by such accountants, including the comment letter submitted by such accountants to management in connection with their annual audit; (f)Notices; Certificates or Communications. Immediately upon giving or receipt thereof, copies of any notices, certificates or other communications delivered at the Project or to Borrower or General Partner naming Governmental Lender or Funding Lender as addressee or which could reasonably be deemed to affect the structural integrity of the Project or the ability of Borrower to perform its obligations under the Borrower Loan Documents and the Funding Loan Documents; (g)Certification of Non-Foreign Status. Promptly upon request of Funding Lender from time to time, a Certification of Non-Foreign Status, executed on or after the date of such request by Funding Lender; (h)Compliance Certificates. Together with each of the documents required pursuant to Section5.22(b) hereof submitted by or on behalf of Borrower, a statement, in form and substance satisfactory to Funding Lender and certified by an Authorized Borrower Representative, to the effect that Borrower is in compliance with all covenants, terms and conditions applicable to Borrower, under or pursuant to the Borrower Loan Documents and the Funding Loan Documents and under or pursuant to any other Debt owing by Borrower to any Person, and disclosing any noncompliance therewith, and any Event of Default or Potential Default, and describing the status of Borrower’s actions to correct such noncompliance, Event of Default or Potential Default, as applicable; and (i)Other Items and Information. Such other information concerning the assets, business, financial condition, operations, property and results of operations of Borrower, General Partner, Guarantor or the Project, as Funding Lender or Governmental Lender reasonably requests from time to time. Borrower shall furnish to Governmental Lender, upon its written request, any of the items described in the foregoing subsections (b) through and including (i) above. 43 Section 5.23Additional Notices. Borrower will, promptly after becoming aware thereof, give notice to Funding Lender and the Governmental Lender of: (a)any Lien affecting the Project, or any part thereof, other than Liens expressly permitted under this Borrower Loan Agreement; (b)any Legal Action which is instituted by or against Borrower, General Partner or Guarantor, or any Legal Action which is threatened against Borrower, General Partner or Guarantor which, in any case, if adversely determined, could have a material adverse effect upon the business, operations, properties, assets, management, ownership or financial condition of Borrower, General Partner, Guarantor or the Project; (c)any Legal Action which constitutes an Event of Default or a Potential Default or a default under any other ContractualObligation to which Borrower, General Partner or Guarantor is a party or by or to which Borrower, General Partner or Guarantor, or any of their respective properties or assets, may be bound or subject, which default would have a material adverse effect on the business, operations, assets (including the Project), or financial condition of Borrower, General Partner or Guarantor, as applicable; (d)any default, alleged default or potential default on the part of Borrower under any of the CC&R’s (together with a copy of each notice of default, alleged default or potential default received from any other party thereto); (e)any notice of default, alleged default or potential default on the part of Borrower received from any tenant or occupant of the Project under or relating to its lease or occupancy agreement (together with a copy of any such notice), if, in the aggregate, notices from at least fifteen percent (15%) of the tenants at the Project have been received by Borrower with respect to, or alleging, the same default, alleged default or potential default; (f)any change or contemplated change in (i)the location of Borrower’s or General Partner’s executive headquarters or principal place of business; (ii)the legal, trade, or fictitious business names used by Borrower or General Partner; or (iii)the nature of the trade or business of Borrower; and (g)any default, alleged default or potential default on the part of any general or limited partner (including, without limitation, General Partner and the Equity Investor) under the Partnership Agreement. Section 5.24Compliance with Other Agreements; Legal Requirements. (a)Borrower shall timely perform and comply with, and shall cause General Partner to timely perform and comply with the covenants, agreements, obligations and restrictions imposed on them under the Partnership Agreement, and Borrower shall not do or permit to be done anything to impair any such party’s rights or interests under any of the foregoing. (b)Borrower will comply and, to the extent it is able, will require others to comply with, all Legal Requirements of all Governmental Authorities having jurisdiction over the Project or construction and/or rehabilitation of the Improvements, and will furnish Funding Lender with reports of any official searches for or notices of violation of any requirements established by 44 such Governmental Authorities. Borrower will comply and, to the extent it is able, will require others to comply, with applicable CC&R’s and all restrictive covenants and all obligations created by private contracts and leases which affect ownership, construction, rehabilitation, equipping, fixturing, use or operation of the Project, and all other agreements requiring a certain percentage of the Units to be rented to persons of low or moderate income. The Improvements, when completed, shall comply with all applicable building, zoning and other Legal Requirements, and will not violate any restrictions of record against the Project or the terms of any other lease of all or any portion of the Project. Funding Lender and Governmental Lender shall at all times have the right to audit, at Borrower’s expense, Borrower’s compliance with any agreement requiring a certain percentage of the Units to be rented to persons of low or moderate income, and Borrower shall supply all such information with respect thereto as Funding Lender or Governmental Lender, as applicable, may request and otherwise cooperate with Funding Lender or Governmental Lender, as applicable, in any such audit. Without limiting the generality of the foregoing, Borrower shall properly obtain, comply with and keep in effect (and promptly deliver copies to Funding Lender of) all permits, licenses and approvals which are required to be obtained from Governmental Authorities in order to construct, occupy, operate, market and lease the Project. Section 5.25Completion and Maintenance of Project. Borrower shall cause the construction or rehabilitation, as the case may be, of the Improvements, to be prosecuted with diligence and continuity and completed substantially in accordance withthe Plans and Specifications, and in accordance with the Construction Funding Agreement, free and clear of any liens or claims for liens (but without prejudice to Borrower’s rights of contest under Section10.16 hereof) (“Completion”) on or before the Completion Date. Borrower shall thereafter maintain the Project as a residential apartment complex in good order and condition, ordinary wear and tear excepted. A maintenance program shall be in place at all times to assure the continuation of first class maintenance. Section 5.26Fixtures. Borrower shall deliver to Funding Lender, on demand, any contracts, bills of sale, statements, receipted vouchers or agreements under which Borrower or any other Person claims title to any materials, fixtures or articles incorporatedinto the Improvements. Section 5.27Income from Project. Borrower shall first apply all Gross Income to Expenses of the Project, including all amounts then required to be paid under the Borrower Loan Documents and the Funding Loan Documents and the funding of all sums necessary to meet the Replacement Reserve Fund Requirement, before using or applying such Gross Income for any other purpose. Prior to the Conversion Date, except for the Asset Management Fee, as defined in and payable pursuant to the Partnership Agreement, or as otherwise permitted by the Borrower Loan Documents or the Funding Loan Documents or the Subordinate Loan Documents,Borrower shall not make or permit any distributions or other payments of Net Operating Income to its partners, shareholdersor members, as applicable, in each case, without the prior Written Consent of Funding Lender. Section 5.28Leases and Occupancy Agreements. (a)Lease Approval. (i)Borrower may enter into leases of space within the Improvements (and amendments to such leases) in the ordinary course of business with bona fide third party tenants without Funding Lender’s prior Written Consent if: 45 (A)The lease is a Permitted Lease; (B)Borrower, acting in good faith following the exercise of due diligence, has determined that the tenant meets requirements imposed under any applicable CC&R and is financially capable of performing all of its obligations under the lease; and (C)The lease conforms to the Rent Schedule attached as an exhibit to the Construction Funding Agreement and reflects an arm’s-length transaction, subject to the requirement that the Borrower comply with any applicable CC&R. (ii)If any Event of Default has occurred and is continuing, Funding Lender may make written demand on Borrower to submit all future leases for Funding Lender’s approval prior to execution. Borrower shall comply with any such demand by Funding Lender. (iii)No approval of any lease by Funding Lender shall be for any purpose other than to protect Funding Lender’s security for the Borrower Loan and to preserve Funding Lender’s rightsunder the Borrower Loan Documents and the Funding Loan Documents. No approval by Funding Lender shall result in a waiver of any default of Borrower. In no event shall any approval by Funding Lender of a lease be a representation of any kind with regard to the lease or its enforceability, or the financial capacity of any tenant or guarantor. (b)Landlord’s Obligations. Borrower shall perform all obligations required to be performed by it as landlord under any lease affecting any part of the Project or any space within the Improvements. (c)Leasing and Marketing Agreements. Except as may be contemplated in the Management Agreement with Borrower’s Manager, Borrower shall not without the approval of Funding Lender enter into any leasing or marketing agreement andFunding Lender reserves the right to approve the qualifications of any marketing or leasing agent. Section 5.29Project Agreements and Licenses. To the extent not heretofore delivered to Funding Lender, Borrower will furnish to Funding Lender, as soon as available, true and correct copies of all Project Agreements and Licenses and the Plans and Specifications, together with assignments thereof to Funding Lender and consents to such assignments where required by Funding Lender, all in form and substance acceptable to Funding Lender. Neither Borrower nor General Partner has assigned or granted, or will assign or grant, a security interest in any of the Project Agreements and Licenses, other than to Funding Lender. Section 5.30Payment of Debt Payments. In addition to its obligations under the Borrower Notes, Borrower will (i)duly and punctually pay or cause to be paid all principal of and interest on any Debt of Borrower as and when the same become due on or before the due date; (ii)comply with and perform all conditions, terms and obligations of other instruments or agreements evidencing or securing such Debt; (iii)promptly inform Funding Lender of any default, or anticipated default, under any such note, agreement, instrument; and (iv)forward to Funding Lender a copy of any notice of default or notice of any event that might result in default under any such note, agreement, instrument, including Liens encumbering the Project, or any portion thereof, which have been subordinated to the Security Instrument (regardless of whether or not permitted under this Borrower Loan Agreement). 46 Section 5.31ERISA. Borrower will comply, and will cause each of its ERISA Affiliates to comply, in all respects with the provisions of ERISA. Section 5.32Patriot Act Compliance. Borrower shall use its good faith and commercially reasonable efforts to comply with the Patriot Act and all applicable requirements of Governmental Authorities having jurisdiction over Borrower and/or the Project, including those relating to money laundering and terrorism. Funding Lender shall have the right to audit Borrower’s compliance with the Patriot Act and all applicable requirements of Governmental Authorities having jurisdiction over Borrower and/or the Project, including those relating to money laundering and terrorism. In the event that Borrower fails to comply with the Patriot Act or any such requirements of Governmental Authorities, then Funding Lender may, at its option, cause Borrower to comply therewith and any and all costs and expenses incurred by Funding Lender in connection therewith shall be secured by the Security Instrument and shall be immediately due and payable. Borrower covenants that it shall comply with all Legal Requirements and internal requirements of Funding Lender relating to money laundering, anti-terrorism, trade embargos and economic sanctions, now or hereafter in effect.Without limiting the foregoing, Borrower shall not take any action, or permit any action to be taken, that would cause Borrower’s representations and warranties in Section4.1.48 and this Section5.32 become untrue or inaccurate at any time during the term of the Funding Loan.Upon any Beneficiary Party’s request from time to time during the term of the Funding Loan, Borrower shall certify in writing to such Beneficiary Party that Borrower’s representations, warranties and obligations under Section4.1.48 and this Section5.32 remain true and correct and have not been breached, and in addition, upon request of any Beneficiary Party, Borrower covenants to provide all information required to satisfy obligations under all Legal Requirements and internal requirements of Funding Lender relating to money laundering, anti- terrorism, trade embargos and economic sanctions, now or hereafter in effect, during the term of the Funding Loan.Borrower shall immediately notify the Funding Lender in writing of (a)Borrower’s actual knowledge that any of such representations, warranties or covenants are no longer true and have been breached, (b)Borrower has a reasonable basis to believe that they may no longer be true and have been breached or (c)Borrower becomes the subject of an investigation by Governmental Authorities related to money laundering, anti-terrorism, trade embargos and economic sanctions.Borrower shall also reimburse Funding Lender for any expense incurred by Funding Lender in evaluating the effect of an investigation by Governmental Authorities on the Funding Loan and Funding Lender’s interest in the collateral for the Funding Loan, in obtaining necessary license from Governmental Authorities as maybe necessary for Funding Lender to enforce its rights under the Funding Loan Documents, and in complying with all Legal Requirements and internal requirements of Funding Lender relating to money laundering, anti-terrorism, trade embargos and economic sanctions, now or hereafter in effect applicable to Funding Lender as a result of the existence of such an event and for any penalties or fines imposed upon Funding Lender as a result thereof. Section 5.33Funds from Equity Investor. Borrower shall cause the Equity Investor to fund all installments of the Equity Contributions in the amounts and at the times subject and according to the terms of the Partnership Agreement. 47 Section 5.34Tax Covenants. The Borrower further represents, warrants and covenants as follows: (a)General. The Borrower shall not take any action or omit to take any action which, if taken or omitted, respectively, would adversely affect the exclusion of interest on the Governmental Lender Notes from gross income (as defined in Section61 of the Code), for federal income tax purposes and, if it should take or permit any such action, the Borrower will take all lawful actions that it can take to rescind such action promptly upon having knowledge thereof and that the Borrower will take such action or actions, including amendment of this Borrower Loan Agreement, the Security Instrument and the Regulatory Agreement, as may be necessary, in the opinion of Tax Counsel, to comply fully with all applicable rules, rulings, policies, procedures, regulations or other official statements promulgated or proposed by the Department of the Treasury or the Internal Revenue Service applicable to the Governmental Lender Notes, the Funding Loan or affecting the Project. Capitalized terms used in this Section5.34 shall have the respective meanings assigned to them in the Regulatory Agreement or, if not defined therein, in the Funding Loan Agreement. With the intent not to limit the generality of the foregoing, the Borrower covenants and agrees that, prior to the final maturity of the Governmental Lender Notes, unless it has received and filed with the Governmental Lender and the Funding Lender a Tax Counsel No Adverse Effect Opinion, as such term is defined in the Funding Loan Agreement (other than with respect to interest on any portion of the Governmental Lender Notes for a period during which such portion of the Governmental Lender Notes are held by a “substantial user” of any facility financed with the proceeds of the Governmental Lender Notes or a “related person,” as such terms are used in Section147(a) of the Code), the Borrower will comply with this Section5.34. (b)Use of Proceeds. The use of the net proceeds of the Funding Loan at all times will satisfy the following requirements: (i)Limitation on Net Proceeds. At least 95% of the net proceeds of the Funding Loan (within the meaning of the Code) actually expended by Borrower shall be used to pay Qualified Project Costs that are costs of a “qualified residential rental project” (within the meaning of Sections 142(a)(7) and 142(d) of the Code) and property that is “functionally related and subordinate” thereto (within the meaning of Sections 1.103-8(a)(3) and 1.103-8(b)(4)(iii) of the Regulations). (ii)Limit on Costs of Funding. The proceeds of the Funding Loan will be expended by Borrower for the purposes set forth in this Borrower Loan Agreement and in the Funding Loan Agreement and no portion thereof in excess of two percent of the proceeds of the Funding Loan, within the meaning of Section147(g) of the Code, will be expended to pay Costs of Funding. (iii)Prohibited Facilities. The Borrower shall not use or permit the use of any proceeds of the Funding Loan or any income from the investment thereof to provide any airplane, skybox, or other private luxury box, health club facility, any facility primarily used for gambling, or any store the principal business of which is the sale of alcoholic beverages for consumption off premises. (iv)Limitation on Land. Less than 25 percent of the net proceeds of the Funding Loan actually expended by Borrower will be used, directly or indirectly, for the acquisition of land or an interest therein, nor will any portion of the net proceeds of the Funding Loan be used, 48 directly or indirectly, for the acquisition of land or an interest therein to be used for farming purposes. (v)Limitation on Existing Facilities. No portion of the net proceeds of the Funding Loan will be used by Borrower for the acquisition of any existing property or an interest therein unless (A)the first use of such property is pursuant to such acquisition or (B)the rehabilitation expenditures with respect to any building and the equipment therefor equal or exceed 15 percent of the cost of acquiring such building financed with the proceeds of the Funding Loan (with respect to structures other than buildings, this clause shall be applied by substituting 100 percent for 15 percent). For purposes of the preceding sentence, the term “rehabilitation expenditures” shall have the meaning set forth in Section147(d)(3) of the Code. (vi)Accuracy of Information. The information furnished by the Borrower and used by the Governmental Lender in preparing its certifications with respect to Section148 of the Code and the Borrower’s information statement pursuant to Section149(e) of the Code is accurate and complete as of the date of origination of the Funding Loan. (vii)Limitation of Project Expenditures. The acquisition and construction of the Project were not commenced (within the meaning of Section144(a) of the Code) prior to the 60th day preceding the adoption of the resolution of the Governmental Lender with respect to the Project on December 11, 2017, and no obligation for which reimbursement will be sought from proceeds of the Funding Loan relating to the acquisition or construction of the Project was paid or incurred prior to 60days prior to such date, except for permissible “preliminary expenditures”, which include architectural, engineering surveying, soil testing, reimbursement bond issuance and similar costs incurred prior to the commencement of the acquisition andconstruction of the Project. (viii)Qualified Costs. The Borrower hereby represents, covenants and warrants that the proceeds of the Funding Loan shall be used or deemed used by Borrower exclusively to pay Qualified Project Costs. (c)Limitation on Maturity. The average maturity of the Governmental Lender Notes does not exceed 120 percent of the average reasonably expected economic life of the Project to be financed by the Funding Loan, weighted in proportion to the respective cost of each item comprising the property the cost of which has been or will be financed, directly or indirectly, with the net proceeds of the Funding Loan. For purposes of the preceding sentence, the reasonably expected economic life of property shall be determined as of the later of (A)theClosing Date for the Funding Loan or (B)the date on which such property is placed in service (or expected to be placed in service). In addition, land shall not be taken into account in determining the reasonably expected economic life of property. (d)No Arbitrage. The Borrower shall not take any action or omit to take any action with respect to the Gross Proceeds of the Funding Loan or of any amounts expected to be used to pay the principal thereof or the interest thereon which, if taken or omitted, respectively, would cause the Governmental Lender Notes to be classified as an “arbitrage bond” within the meaning of Section148 of the Code. Except as provided in the Funding Loan Agreement and this Borrower Loan Agreement, the Borrower shall not pledge or otherwise encumber, or permit the pledge or encumbrance of, any money, investment, or investment property as security for payment of any amounts due under this Borrower Loan Agreement or the Borrower Notes relating to the Funding Loan, shall not establish any segregated reserve or similar fund for such purpose and shall not prepay 49 any such amounts in advance of the redemption date of an equal principal amount of the Funding Loan, unless the Borrower has obtained in each case a Tax Counsel No Adverse Effect Opinion with respect to such action, a copy of which shall be provided to the Governmental Lender and the Funding Lender. The Borrower shall not, at any time prior to the final maturity of the Funding Loan, invest or cause any Gross Proceeds to be invested in any investment (or to use Gross Proceeds to replace money so invested), if, as a result of such investment the Yield of all investments acquired with Gross Proceeds (or with money replaced thereby) on or prior to the date of such investment exceeds the Yield of the Funding Loan to the Maturity Date, except as permitted by Section148 of the Code and Regulations thereunder or as provided in the Regulatory Agreement. The Borrower further covenants and agrees that it will comply with all applicable requirements of said Section148 and the rules and Regulations thereunder relating to the Funding Loan and the interest thereon, including the employment of a Rebate Analyst acceptable to the Governmental Lender and Funding Lender for the calculation of rebatableamounts to the United States Treasury Department. The Borrower agrees that it will cause the Rebate Analyst to calculate the rebatable amounts not later than forty-fivedays after the fifth anniversary of the Closing Date and each five years thereafter, and not later than forty-fivedays after the final Computation Date, and agrees that the Borrower will pay all costs associated therewith. The Borrower agrees to provide evidence of the employment of the Rebate Analyst satisfactory to the Governmental Lender and Funding Lender. (e)No Federal Guarantee. Except to the extent permitted by Section149(b) of the Code and the Regulations and rulings thereunder, the Borrower shall not take or omit to take any action which would cause the Governmental Lender Notes to be “federally guaranteed” within the meaning of Section149(b) of the Code and the Regulations and rulings thereunder. (f)Representations. The Borrower has supplied or caused to be supplied to Tax Counsel all documents, instruments and written information requested by Tax Counsel, and all such documents, instruments and written information supplied by or on behalf of the Borrower at the request of Tax Counsel, which have been reasonably relied upon by Tax Counsel in rendering its opinion with respect to theexclusion from gross income of the interest on the Governmental Lender Notes for federal income tax purposes, are true and correct in all material respects, do not contain any untrue statement of a material fact and do not omit to state any material fact necessary to be stated therein in order to make the information provided therein, in light of the circumstances under which such information was provided, not misleading, and the Borrower is not aware of any other pertinent information which Tax Counsel has not requested. (g)Qualified Residential Rental Project. The Borrower hereby covenants and agrees that the Project will be operated as a “qualified residential rental project” within the meaning of Section142(d) of the Code, on a continuous basis during the longer of the Qualified Project Period (as defined in the Regulatory Agreement) or any period during which any portion of the Governmental Lender Notes remain outstanding, to the end that the interest on the Governmental Lender Notes shall be excluded from gross income for federal income tax purposes. The Borrower hereby covenants and agrees, continuously during the Qualified Project Period, to comply with all the provisions of the Regulatory Agreement. (h)Information Reporting Requirements. The Borrower will comply with the information reporting requirements of Section149(e)(2) of the Code requiring certain information regarding the Governmental Lender Notes to be filed with the Internal Revenue Service within prescribed time limits. 50 (i)Funding Loan Not a Hedge Bond. The Borrower covenants and agrees that not more than 50% of the proceeds of the Funding Loan will be invested in Nonpurpose Investments having a substantially guaranteed Yield for four years or more within the meaning of Section149(f)(3)(A)(ii) of the Code, and the Borrower reasonably expects that at least 85% of the spendable proceeds of the Funding Loan will be used to carry out the governmental purposes of the Funding Loan within the three-year period beginning on the Closing Date. (j)Termination of Restrictions. Although the parties hereto recognize that, subject to the provisions of the Regulatory Agreement, the provisions of this Borrower Loan Agreement shall terminate in accordance with Section10.14 hereof, the parties hereto recognize that pursuant to the Regulatory Agreement, certain requirements, including the requirements incorporated by reference in this Section, may continue in effect beyond the term hereof. (k)Public Approval. The Borrower covenants and agrees that the proceeds of the Funding Loan will not be used by Borrower in a manner that deviates in any substantial degree from the Project described in the written notice of a public hearing regarding the Funding Loan. (l)40/60 Test Election. The Borrower and the Governmental Lender hereby elect to apply the requirements of Section142(d)(1)(B) to the Project. The Borrower hereby represents, covenants and agrees, continuously during the Qualified Project Period, to comply with all the provisions of the Regulatory Agreement. (m)Modification of Tax Covenants. Subsequent to the origination of the Funding Loan and prior to its payment in full (or provision for the payment thereof having been made in accordance with the provisions of the Funding Loan Agreement), this Section5.34 hereof may not be amended, changed, modified, altered or terminated except as permitted herein and by the Funding Loan Agreement and with the Written Consent of the Governmental Lender and the Funding Lender. Anything contained in this Borrower Loan Agreementor the Funding Loan Agreement to the contrary notwithstanding, the Governmental Lender, the Funding Lender and the Borrower hereby agree to amend this Borrower Loan Agreement and, if appropriate, the Funding Loan Agreement and the Regulatory Agreement, tothe extent required, in the opinion of Tax Counsel, in order for interest on the Governmental Lender Notes to remain excludable from gross income for federal income tax purposes. The party requesting such amendment, which may include the Funding Lender, shall notify the other parties to this Borrower Loan Agreement of the proposed amendment and send a copy of such requested amendment to Tax Counsel. After review of such proposed amendment, Tax Counsel shall render to the Funding Lender and the Governmental Lender an opinion as to the effect of such proposed amendment upon the includability of interest on the Governmental Lender Notes in the gross income of the recipient thereof for federal income tax purposes. The Borrower shall pay all necessary fees and expenses incurred with respect to such amendment. The Borrower, the Governmental Lender and, where applicable, the Funding Lender per written instructions from the Governmental Lender shall execute, deliver and, if applicable, the Borrower shall file ofrecord, any and all documents and instruments, including without limitation, an amendment to the Regulatory Agreement, with a file-stamped copy to the Funding Lender, necessary to effectuate the intent of this Section5.34, and the Borrower and the Governmental Lender hereby appoint the Funding Lender as their true and lawful attorney-in-fact to execute, deliver and, if applicable, file of record on behalf of the Borrower or the Governmental Lender, as is applicable, any such document or instrument (in such form as may be approved by and upon instruction of Tax Counsel) if either the Borrower or the Governmental Lender defaults in the performance of its obligation under this Section5.34; provided, however, that the Funding Lender shall take no action underthis Section5.34 without first notifying 51 the Borrower or the Governmental Lender, as is applicable, of its intention to take such action and providing the Borrower or the Governmental Lender, as is applicable, a reasonable opportunity to comply with the requirements of this Section5.34. The Borrower irrevocably authorizes and directs the Funding Lender and any other agent designated by the Governmental Lender to make payment of such amounts from funds of the Borrower, if any, held by the Funding Lender, or any agent of the Governmental Lender or the Funding Lender. The Borrower further covenants and agrees that, pursuant to the requirements of Treasury Regulation Section1.148-1(b), it (or any related person contemplated by such regulations) will not purchase interests in the Funding Loan or the Governmental Lender Notes in an amount related to the amount of the Borrower Loan. Section 5.35Payment of Rebate. (a)Arbitrage Rebate. The Borrower agrees to take all steps necessary to compute and pay any rebatable arbitrage relating to the Funding Loan or the Governmental Lender Notes in accordance with Section148(f) of the Code including: (i)Delivery of Documents and Money on Computation Dates. The Borrower will deliver to the Fiscal Agent, with a copy to the Funding Lender, within 55days after each Computation Date: (A)with a copy to the Governmental Lender, a statement, signed by the Borrower, stating the Rebate Amount as of such Computation Date; (B)if such Computation Date is an Installment Computation Date, an amount that, together with any amount then held for the credit of the Rebate Fund, is equal to at least 90% of the Rebate Amount as of such Installment Computation Date, less any “previous rebate payments” made to the United States (as that term is used in Section1.148-3(f)(1) of the Regulations), or (2)if such Computation Date is the final Computation Date, an amount that, together with any amount then held for the credit of the Rebate Fund, is equal to the Rebate Amount as of such final Computation Date, less any “previous rebate payments” made to the United States (as that term is used in Section1.148-3(f)(1) of the Regulations); and (C)with a copy to the Governmental Lender, an Internal Revenue Service Form 8038-T properly signed and completed as of such Computation Date. (ii)Correction of Underpayments. If the Borrower shall discover or be notified as of any date that any payment paid to the United States Treasury pursuant to this Section5.35 of an amount described in Section5.35(a)(i)(A) or (B)above shall have failed tosatisfy any requirement of Section1.148-3 of the Regulations (whether or not such failure shall be due to any default by the Borrower, the Governmental Lender or the Funding Lender), the Borrower shall (1)pay to the Fiscal Agent (for deposit to the Rebate Fund) and cause the Fiscal Agent to pay to the United States Treasury from the Rebate Fund the underpayment of the Rebate Amount, together with any penalty and/or interest due, as specified in Section1.148-3(h) of the Regulations, within 175days afterany discovery or notice and (2)deliver to the Fiscal Agent an Internal Revenue Service Form8038-T completed as of such date. If such underpayment of the Rebate Amount, together with any penalty and/or interest due, is not paid to the United States Treasury in the amount and manner and by the time specified in the Regulations, the Borrower shall take such steps as are 52 necessary to prevent the Governmental Lender Notes from becoming arbitrage bonds within the meaning of Section148 of the Code. (iii)Records. The Borrower shall retain all of its accounting records relating to the funds established under this Borrower Loan Agreement and all calculations made in preparing the statements described in this Section5.35 for at least six years after the later of the final maturity of the Governmental Lender Notes or the date the Funding Loan is retired in full. (iv)Costs. The Borrower agrees to pay all of the fees and expenses of a nationally recognized Tax Counsel, the Rebate Analyst a certified public accountant and anyother necessary consultant employed by the Borrower or the Funding Lender in connection with computing the Rebate Amount. (v)No Diversion of Rebatable Arbitrage. The Borrower will not indirectly pay any amount otherwise payable to the federal government pursuant to the foregoing requirements to any person other than the federal government by entering into any investment arrangement with respect to the Gross Proceeds of the Funding Loan which is not purchased at Fair Market Value or includes terms that the Borrower would not have included if the Funding Loan were not subject to Section148(f) of the Code. (vi)Modification of Requirements. If at any time during the term of this Borrower Loan Agreement, the Governmental Lender, the Funding Lender or the Borrower desires to take any action which would otherwise be prohibited by the terms of this Section5.35, such Person shall be permitted to take such action if it shall first obtain and provide to the other Persons named herein a Tax Counsel No Adverse Effect Opinion (as defined in the Funding Loan Agreement) with respect to such action. (b)Rebate Fund. The Borrower acknowledges that the Fiscal Agent shall establish and hold a separate fund designated as the “Rebate Fund” under the Funding Loan Agreement and deposit ortransfer to the credit of the Rebate Fund each amount delivered to the Fiscal Agent by the Borrower for deposit thereto and each amount directed by the Borrower to be transferred thereto, as further described in Section7.8 of the Funding Loan Agreement. Section 5.36Covenants under Funding Loan Agreement. The Borrower will fully and faithfully perform all the duties and obligations which the Governmental Lender has covenanted and agreed in the Funding Loan Agreement to cause the Borrower to perform and any duties and obligations which the Borrower is required in the Funding Loan Agreement to perform. The foregoing will not apply to any duty or undertaking of the Governmental Lender that by its nature cannot be delegated or assigned. Section 5.37Continuing Disclosure Agreement. The Borrower and the Funding Lender shall enter into the Continuing Disclosure Agreement to provide for the continuing disclosure of information about the Funding Loan, the Borrower and other matters as specifically provided for in such agreement. 53 ARTICLE VI NEGATIVE COVENANTS Borrower hereby covenants and agrees as follows, which covenants shall remain in effect so long as any Borrower Payment Obligation or other obligation of Borrower under any of the other Borrower Loan Documents or the Funding Loan Documents remains outstanding or unperformed. Borrower covenants and agrees that it will not, directly or indirectly: Section 6.1Management Agreement. Without first obtaining the Funding Lender’s prior Written Consent, enter into the Management Agreement, and thereafter the Borrower shall not, without the Funding Lender’s prior Written Consent (which consent shall not be unreasonably withheld) and subject to the Regulatory Agreement: (i)surrender, terminate or cancel the Management Agreement or otherwise replace the Manager orenter into any other management agreement; (ii)reduce or consent to the reduction of the term of the Management Agreement; (iii)increase or consent to the increase of the amount of any charges under the Management Agreement; (iv)otherwise modify, change, supplement, alter or amend in any material respect, or waive or release in any material respect any of its rights and remedies under, the Management Agreement; or (v)suffer or permit the occurrence and continuance of a default beyond any applicable cure period under the Management Agreement (or any successor management agreement) if such default permits the Manager to terminate the Management Agreement (or such successor management agreement). Section 6.2Dissolution. Dissolve or liquidate, in whole or in part, merge with or consolidate into another Person. Section 6.3Change in Business or Operation of Property. Enter into any line of business other than the ownership and operation of the Project, or make any material change in the scope or nature of its business objectives,purposes or operations, or undertake or participate in activities other than the continuance of its present business and activities incidental or related thereto or otherwise cease to operate the Project as a multi-family property or terminate such business for any reason whatsoever (other than temporary cessation in connection with construction or rehabilitation, as appropriate, of the Project). Section 6.4Debt Cancellation. Cancel or otherwise forgive or release any claim or debt owed to the Borrower by a Person, except for adequate consideration or in the ordinary course of the Borrower’s business in its reasonable judgment. Section 6.5Assets. Purchase or own any real property or personal property incidental thereto other than the Project. Section 6.6Transfers. Make, suffer or permitthe occurrence of any Transfer other than a transfer permitted under the Security Instrument and Section10 of the Regulatory Agreement, nor transfer any material License required for the operation of the Project. Section 6.7Debt. Other than as expressly approved in writing by the Funding Lender, create, incur or assume any indebtedness for borrowed money (including subordinate debt) whether unsecured or secured by all or any portion of the Project or interest therein or in the Borrower or any partner thereof (including subordinate debt) other than (i)the Borrower Payment Obligations, (ii)the 54 Subordinate Debt, (iii)secured indebtedness incurred pursuant to or permitted by the Borrower Loan Documents and the Funding Loan Documents, (iv)trade payables incurred in the ordinary course of business and (v) deferred developer fees. Section 6.8Assignment of Rights. Without the Funding Lender’s prior Written Consent, attempt to assign the Borrower’s rights or interest under any Borrower Loan Document or Funding Loan Document in contravention of any Borrower Loan Document or Funding Loan Document. Section 6.9Principal Place of Business. Change its principal place of business without providing 30days’ prior Written Notice of the change to the Funding Lender and the Servicer. Section 6.10Partnership Agreement. Without the Funding Lender’s prior Written Consent (which consent shall not be unreasonably withheld) surrender, terminate, cancel, modify, change, supplement, alter or amend in any material respect, or waive or release in any material respect (exceptas allowed by the Security Instrument), any of its rights or remedies under the Partnership Agreement; provided, however, the consent of Funding Lender is not required for an amendment of the Partnership Agreement resulting solely from the “Permitted Transfer” of partnership interests of Borrower as defined in and permitted by the Security Instrument. Section 6.11ERISA. Maintain, sponsor, contribute to or become obligated to contribute to, or suffer or permit any ERISA Affiliate of the Borrower to, maintain, sponsor,contribute to or become obligated to contribute to, any Plan, or permit the assets of the Borrower to become “plan assets,” whether by operation of law or under regulations promulgated under ERISA. Section 6.12No Hedging Arrangements. Without the prior Written Consent of the Funding Lender or unless otherwise required by this Borrower Loan Agreement, the Borrower will not enter into or guarantee, provide security for or otherwise undertake any form of contractual obligation with respect to any interest rate swap, interest rate cap or other arrangement that has the effect of an interest rate swap or interest rate cap or that otherwise (directly or indirectly, derivatively or synthetically) hedges interest rate risk associated with being a debtor of variable rate debt or any agreement or other arrangement to enter into any of the above on a future date or after the occurrence of one or more events in the future. Section 6.13Loans and Investments; Distributions; Related Party Payments. (a)Without the prior Written Consent of Funding Lender in each instance, Borrower shall not (i)lend money, make investments, or extend credit, other than in the ordinary course of its business as presently conducted; or (ii)repurchase, redeem or otherwise acquire any interest in Borrower, any Borrower Affiliate or any other Person owning an interest, directly or indirectly, in Borrower, or make any distribution, in cash or in kind, in respect of interests in Borrower, any Borrower Affiliate or any other Person owning an interest, directly or indirectly, in Borrower (except to the extent permitted by the Security Instrument and subject to the limitations set forth in Section5.27 hereof). (b)Disbursements for fees and expenses of any Borrower Affiliate and developer fees (however characterized) will only be paid to the extent that such fee or expense bears a proportionate relationship to the percentage of completion of the construction or rehabilitation, as the case may be, of the Improvements, as determined by the Construction Consultant, and only after deducting the applicable Retainage. Except as otherwise permitted hereunder or by the Funding 55 Lender, no Disbursements for the Developer Fee or any “deferred developer fees” shall be made prior to the Conversion Date other than in accordance with the Approved Developer Fee Schedule. Section 6.14Amendment of Related Documents or CC&R’s. Without the prior Written Consent of Funding Lender in each instance, except as provided herein or in the Construction Funding Agreement, Borrower shall not enter into or consent to any amendment, termination, modification, or other alteration of any of the Related Documents or any of the CC&R’s (including, without limitation, those contained in this Borrower Loan Agreement, any Architect’s Agreement or Engineer’s Contract, any Construction Contract, and any Management Agreement, but excluding the Partnership Agreement, which is covered by Section6.10), or any assignment, transfer, pledge or hypothecation of any of its rights thereunder, if any. Section 6.15Personal Property. Borrower shall not install materials, personal property, equipment or fixtures subject to any security agreement or other agreement or contract wherein the right is reserved to any Person other than Borrower to remove or repossess any such materials, equipment or fixtures, or wherebytitle to any of the same is not completely vested in Borrower at the time of installation, without Funding Lender’s prior Written Consent; provided, however, that this Section6.15 shall not apply to laundry equipment or other equipment that is owned by athird-party vendor and commercial tenants. Section 6.16Fiscal Year. Without Funding Lender’s Written Consent, which shall not be unreasonably withheld, neither Borrower nor General Partner shall change the times of commencement or termination of its fiscal year or other accounting periods, or change its methods of accounting, other than to conform to GAAP. Section 6.17Publicity. Neither Borrower nor General Partner shall issue any publicity release or other communication to any print, broadcast or on-line media, post any sign or in any other way identify Funding Lender or any of its Affiliates as the source of the financing provided for herein, without the prior written approval of Funding Lender in each instance (provided that nothing herein shall prevent Borrower or General Partner from identifying Funding Lender or its Affiliates as the source of such financing to the extent that Borrower or General Partner are required to do so by disclosure requirements applicable to publicly held companies). With the exception of Equity Investor signage posted on the Project, Borrower and General Partner agree that no sign shall be posted on the Project in connection with the construction or rehabilitation of the Improvements unless such sign identifies Citigroup and its affiliates as the source of the financing provided for herein or Funding Lender consents to not being identified on any such sign. Section 6.18Subordinate Loan Documents. Without Funding Lender’s prior written consent, Borrower will not surrender, terminate, cancel, modify, change, supplement, alter, amend, waive, release, assign, transfer, pledge or hypothecate any of its rights or remedies under the Subordinate Loan Documents. ARTICLE VII RESERVED 56 ARTICLE VIII DEFAULTS Section 8.1Events of Default. Each of the following events shall constitute an “Event of Default”under this Borrower Loan Agreement: (a)failure by the Borrower to pay any Borrower Loan Payment in the manner and on the date such payment is due in accordance with the terms and provisions of the Borrower Notes, or the failure by the Borrower to pay any Additional Borrower Payment on the date such payment is due in accordance with the terms and provisions of the Borrower Notes, the Security Instrument, this Borrower Loan Agreement or any other Borrower Loan Document; (b)failure by or on behalf of the Borrower to pay when due any amount (other than as provided in subsection (a) above or elsewhere in this Section8.1) required to be paid by the Borrower under this Borrower Loan Agreement, the Borrower Notes, the Security Instrument or any of the other Borrower Loan Documents or Funding Loan Documents, including a failure to repay any amounts that have been previously paid but are recovered, attached or enjoined pursuant to any insolvency, receivership, liquidation or similar proceedings, which default remains uncured for a period of five (5)days after Written Notice thereof shall have been given to the Borrower; (c)an Event of Default, as defined in the Borrower Notes, the Security Instrument or any other Borrower Loan Document, occurs (or to the extent an “Event of Default” is not defined in any other Borrower Loan Document, any default or breach by the Borrower or any Guarantor of its obligations, covenants, representations or warranties under such Borrower Loan Document occurs and any applicable notice and/or cure period has expired); (d)any representation or warranty made by any of the Borrower, the Guarantor or the General Partner in any Borrower Loan Document or Funding Loan Document to which it is a party, or in any report, certificate, financial statement or other instrument, agreement or document furnished by the Borrower, the Guarantor or the General Partner in connection with any Borrower Loan Document or Funding Loan Document, shall be false or misleading in any material respect as of the Closing Date; (e)the Borrower shall make a general assignment for the benefit of creditors, or shall generally not be paying its debts as they become due; (f)the Borrower Controlling Entity shall make a general assignment for the benefit of creditors, shall generally not be paying itsdebts as they become due, or an Act of Bankruptcy with respect to the Borrower Controlling Entity shall occur, unless in all cases the Borrower Controlling Entity is replaced with a substitute Borrower Controlling Entity that satisfies the requirements ofSection21 of the Security Instrument; which, in the case of a nonprofit Borrower Controlling Entity, may be replaced within sixty (60)days of such event with another nonprofit Borrower Controlling Entity acceptable to the Funding Lender, in which case no Event of Default shall be deemed to have occurred; (g)any portion of Borrower Deferred Equity to be made by Equity Investor and required for (i)completion of the construction or rehabilitation, as the case may be, of the Improvements, (ii)the satisfaction of the Conditions of Conversion or (iii)the operation of the 57 Improvements, is not received in accordance with the Partnership Agreement (and subject to the terms and conditions as set forth therein) after the expiration of all applicable notice and cure periods; (h)the failure by Borrower or any ERISA Affiliate of Borrower to comply in all respects with ERISA, or the occurrence of any other event (with respect to the failure of Borrower or any ERISA Affiliate to pay any amount required to be paid under ERISA or with respect to the termination of, or withdrawalof Borrower or any ERISA Affiliate from, any employee benefit or welfare plan subject to ERISA) the effect of which is to impose upon Borrower (after giving effect to the tax consequences thereof) for the payment of any amount in excess of Fifty Thousand Dollars ($50,000); (i)a Bankruptcy Event shall occur with respect to Borrower, any General Partner or Guarantor, or there shall be a change in the assets, liabilities or financial position of any such Person which has a material adverse effect upon the ability of such Person to perform such Person’s obligations under this Borrower Loan Agreement, any other Borrower Loan Document or any Related Document, provided that any such Bankruptcy Event with respect to a Guarantor shall not constitute an Event of Default: (i)if such Bankruptcy Event occurs on or after the date upon which the Guaranty terminates in accordance with its terms (or the date upon which all of the Guaranties have terminated in accordance with their terms, if more than one Guaranty was executedby such Guarantor), or (ii)if such Bankruptcy Event occurs prior to the date upon which the Guaranty terminates in accordance with its terms (or the date upon which all of the Guaranties have terminated in accordance with their terms, if more than one Guaranty was executed by such Guarantor) and the Borrower replaces such Guarantor with a person or entity satisfying the Funding Lender’s mortgage credit standards for principals and acceptable to the Funding Lender in its sole and absolute discretion withinthirty (30)days after notice thereof from the Funding Lender, and provided further that any such Bankruptcy Event with respect to the Managing General Partner shall not constitute an Event of Default if the Managing General Partner is replaced with a substitute non-profit managing general partner that satisfies the requirements of Section21 of the Security Instrument and is acceptable to Funding Lender in its sole and absolute discretion within thirty (30)days after notice thereof from Funding Lender; (j)all or any part of the property of Borrower is attached, levied upon or otherwise seized by legal process, and such attachment, levy or seizure is not quashed, stayed or released: (i)prior to completion of the construction or rehabilitation, as the case may be, of the Improvements, within ten (10)days of the date thereof or (ii)after completion of the construction or rehabilitation, as the case may be, of the Improvements, within thirty (30)days of the date thereof; (k)subject to Section10.16 hereof, Borrower fails to pay when due any monetary obligation (other than pursuant to this Borrower Loan Agreement) to any Person in excess of $100,000, and such failure continues beyond the expiration of any applicable cure or grace periods; (l)any material litigation or proceeding is commenced before any Governmental Authority against or affecting Borrower, any General Partner or Guarantor, or property of Borrower, any General Partner or Guarantor, or any part thereof, and such litigation or proceeding is not defended diligently and in good faith by Borrower, any General Partner or Guarantor, as applicable, provided that any such material litigation or proceeding against a Guarantor shall not constitute an Event of Default: (i)if such material litigation is commenced on or after the date upon which the Guaranty terminates in accordance with its terms (or the date upon which all of the Guaranties have 58 terminated in accordance with their terms, if more than one Guaranty was executed by such Guarantor), or (ii)if such material litigation or proceeding is commenced prior to the date upon which the Guaranty terminates in accordance with its terms (or the date upon which all of the Guaranties have terminated in accordance with their terms, if more than one Guaranty was executed by such Guarantor) and the Borrower replaces such Guarantor with a person or entity satisfying the Funding Lender’s mortgage credit standards for principals and acceptable to the Funding Lender in its sole and absolute discretion within thirty (30)days after notice thereof from the Funding Lender, and provided further that any such material litigation or proceeding against the Managing General Partner shall not constitute an Event of Default if the Managing General Partner is replaced with a substitutenon-profit managing general partner that satisfies the requirements of Section21 of the Security Instrument and is acceptable to Funding Lender in its sole and absolute discretion within thirty (30)days after notice thereof from Funding Lender; (m)a final judgment or decree for monetary damages in excess of $50,000 or a monetary fine or penalty (not subject to appeal or as to which the time for appeal has expired) is entered against Borrower, any General Partner or Guarantor by any Governmental Authority, and such judgment, decree, fine or penalty is not paid and discharged or stayed (i)prior to completion of the construction or rehabilitation, as the case may be, of the Improvements, within ten (10)days after entry thereof or (ii)after completion of the construction or rehabilitation, as the case may be, of the Improvements, within thirty (30)days after entry thereof (or such longer period as may be permitted for payment by the terms of such judgment, fine or penalty) , provided that any such judgment, decree, fine or penalty against a Guarantor shall not constitute an Event of Default: (i)if such judgment, decree, fine or penalty is entered on or after the date upon which the Guaranty terminates in accordance with its terms (or the date upon which all of the Guaranties have terminated in accordance with their terms, if more than one Guaranty was executed by such Guarantor), or (ii)if such judgment, decree, fine or penalty is entered prior to the date upon which the Guaranty terminates in accordance with its terms (or the date upon which all of the Guaranties have terminated in accordance with their terms, if more than one Guaranty was executed by such Guarantor) and the Borrower replaces such Guarantor with a person or entity satisfying the Funding Lender’s mortgage credit standards for principals and acceptable to the Funding Lender in its sole and absolute discretion within thirty (30)days after notice thereof from the Funding Lender, and provided further that any such judgment, decree, fine or penalty against the managing general partner shall not constitute an Event of Default if the managing general partner is replaced with a substitute non-profit managing general partner that satisfies the requirements of Section21 of the Security Instrument and is acceptable to Funding Lender in its sole and absolute discretion within thirty (30)days after notice thereof from Funding Lender; (n)a final, un-appealable and uninsured money judgment or judgments, in favor of any Person other than a Governmental Authority, in the aggregate sum of $50,000 or more shall be rendered against Borrower, any General Partner or Guarantor, or against any of their respective assets, that is not paid, superseded or stayed (i)prior to completion of the construction or rehabilitation, as the case may be, of the Improvements, within ten (10)days after entry thereof or (ii)after completion of the construction or rehabilitation, as the case may be, of the Improvements, within thirty (30)days after entry thereof (or such longer period as may be permitted for payment by the terms of such judgment); or any levy of execution, writ or warrant of attachment, or similar process, is entered or filed against Borrower, any General Partner or Guarantor, or against any of their respective assets (that is likely to have a material adverse effect upon the ability of Borrower, any General Partner or Guarantor to perform their respective obligations under this Borrower Loan Agreement, any other Borrower Loan Document or any Related Document), and such judgment, 59 writ, warrant or process shall remain unsatisfied, unsettled, unvacated, unhanded and unstayed (i)prior to completion of the construction or rehabilitation, as the case may be, of the Improvements, for a period of ten (10)days or (ii)after completion of the construction or rehabilitation, as the case may be, of the Improvements, for a period of thirty (30)days, or in any event later than five (5) Business Days prior to the date of any proposed sale thereunder, provided that any such judgment, levy, writ, warrant, attachment or similar process against a Guarantor shall not constitute an Event of Default: (i)if such judgment, levy, writ, warrant, attachment or similar process is entered on or after the date upon which the Guaranty terminates inaccordance with its terms (or the date upon which all of the Guaranties have terminated in accordance with their terms, if more than one Guaranty was executed by such Guarantor), or (ii)if such judgment, levy, writ, warrant, attachment or similar processis entered prior to the date upon which the Guaranty terminates in accordance with its terms (or the date upon which all of the Guaranties have terminated in accordance with their terms, if more than one Guaranty was executed by such Guarantor) and the Borrower replaces such Guarantor with a person or entity satisfying the Funding Lender’s mortgage credit standards for principals and acceptable to the Funding Lender in its sole and absolute discretion within thirty (30)days after notice thereof from the Funding Lender, and provided further that any such judgment, levy, writ, warrant, attachment or similar process against the managing general partner shall not constitute an Event of Default if the managing general partner is replaced with a substitute non-profit managing general partner that satisfies the requirements of Section21 of the Security Instrument and is acceptable to Funding Lender in its sole and absolute discretion within thirty (30)days after notice thereof from Funding Lender; (o)the inability of Borrower to satisfy any condition for the receipt of a Disbursement hereunder (other than an Event of Default specifically addressed in this Section8.1) and failure to resolve the situation to the satisfaction of Funding Lender for a period in excess of thirty (30)days after Written Notice from Funding Lender unless (i)such inability shall have been caused by conditions beyond the control of Borrower, including, without limitation, acts of God or the elements, fire, strikes and disruption of shipping;(ii)Borrower shall have made adequate provision, acceptable to Funding Lender, for the protection of materials stored on-site or off-site and for the protection of the Improvements to the extent then constructed against deterioration and against other loss or damage or theft; (iii)Borrower shall furnish to Funding Lender satisfactory evidence that such cessation of construction or rehabilitation will not adversely affect or interfere with the rights of Borrower under labor and materials contracts or subcontracts relating to the construction or operation of the Improvements; and (iv)Borrower shall furnish to Funding Lender satisfactory evidence that the completion of the construction or rehabilitation of the Improvements can be accomplished by the Completion Date; (p)the construction or rehabilitation of the Improvements is abandoned or halted prior to completion for any period of thirty (30)consecutivedays; (q)Borrower shall fail to keep in force and effect any material permit, license, consent or approval required under this Borrower Loan Agreement, or any Governmental Authority with jurisdiction over the Mortgaged Property or the Project orders or requires that construction or rehabilitation of the Improvements be stopped, in whole or in part, or that any required approval, license or permit be withdrawn or suspended, and the order, requirement, withdrawal or suspension remains in effect for a period of thirty (30)days; 60 (r)failure by the Borrower to Substantially Complete the construction or rehabilitation, as the case may be, of the Improvements in accordance with this Borrower Loan Agreement on or prior to the Substantial Completion Date; (s)failure by Borrower to complete the construction or rehabilitation, as the case may be, of the Improvements in accordance with this Borrower Loan Agreement on or prior to the Completion Date; (t)failure by Borrower to satisfy the Conditions to Conversion on or before the Outside Conversion Date or the Extended Outside Conversion Date, if applicable; (u)failure by any Subordinate Lender to disburse the proceeds of its Subordinate Loan in approximately such amounts and at approximately such times as set forth in the Cost Breakdown and in the Subordinate Loan Documents; (v)an “Event of Default” or “Default” (as defined in the applicable agreement) shall occur under any of the Subordinate Loan Documents, after the expiration of all applicable notice and cure periods; or (w)Borrower fails to obtain all grading, foundation, building and all other construction permits, licenses and authorizations from all applicable Governmental Authorities or third parties necessary for the completion of the construction or rehabilitation, as the case may be, of the Improvements, and the operation of, and access to, the Project, prior to the commencement of any work for which such permit, license or authorization is required; or (x)any failure by the Borrower to perform or comply with any of its obligations under this Borrower Loan Agreement (other than those specified in this Section8.1), as and when required, that continues for a period of thirty (30)days after written notice of such failure by Funding Lender or the Servicer on its behalf to the Borrower (with a copy to the limited partner of the Borrower); provided, however, if such failure is susceptible of cure but cannot reasonably be cured within such thirty (30)day period, and the Borrower shall have commenced to cure such failure within such thirty (30)day period and thereafter diligently and expeditiously proceeds to cure the same, such thirty (30)day period shall be extended for an additional period of time as is reasonably necessary for the Borrower in the exercise of due diligence to cure such failure, such additional period not to exceed sixty (60)days. However, no such notice or grace period shall apply to the extent such failure could, in the Funding Lender’s judgment, absent immediate exercise by the Funding Lender of a right or remedy under this Borrower Loan Agreement, result in harm to the Funding Lender, impairment of the Borrower Notes or thisBorrower Loan Agreement or any security given under any other Borrower Loan Document. Additionally, except with respect to any payment due on the Borrower Note and Additional Borrower Payments, (a) any Default or Event of Default that occurs by reason of acts or omissions of a general partner of Borrower shall be deemed cured if such general partner of Borrower is replaced, within thirty (30) days after notice to Borrower and the Equity Investor of such Default or Event of Default by Funding Lender, by a substitute general partner approved by Funding Lender in its sole discretion, except if such replacement is an affiliate of the Equity Investor, no such approval by Funding Lender shall be required, provided in either case such replacement is approved by the Governmental Lender in the manner and to the extent provided in the Regulatory Agreement and such substitute general partner timely cures such Default or Event of Default; and (b) any Default or 61 Event of Default that occurs which can be cured by replacement of any guarantor of the Borrower Loan shall be deemed cured if such guarantor is replaced by a substitute guarantor approved by Funding Lender in its sole discretion, which substitute guarantor executes such guaranty agreements requested by Funding Lender within thirty (30) days after notice to Borrower of such Default or Event of Default by Funding Lender. Section 8.2Remedies. Section 8.2.1Acceleration. Upon the occurrence of an Event of Default (other than an Event of Default described in paragraph(e), (f) or (i) of Section8.1) and at any time and from time to time thereafter, as long as such Event of Default continues to exist, in addition to any other rights or remedies available to the Governmental Lender pursuant to the Borrower Loan Documents or at law or in equity, the Funding Lender may, take such action (whether directly or by directing the actions of the Fiscal Agent), without notice or demand, as the Funding Lender deems advisable to protect and enforce its rights against the Borrower and in and to the Project, including declaring the Borrower Payment Obligations to be immediately due and payable (including, without limitation, the principal of, Prepayment Premium, if any, and interest on and all other amounts due on the Borrower Notes to be immediately due and payable), without notice or demand, and apply such payment of the Borrower Payment Obligations in any manner and in any order determined by Funding Lender, in Funding Lender’s sole and absolute discretion; and upon any Event of Default described in paragraph(e), (f) or (i) of Section8.1, the Borrower Payment Obligations shall become immediately due and payable, without notice or demand, and the Borrower hereby expressly waives any such notice or demand, anything contained in any Borrower Loan Document to thecontrary notwithstanding. Notwithstanding anything herein to the contrary, enforcement of remedies hereunder and under the Funding Loan Agreement shall be controlled by the Funding Lender. Section 8.2.2Remedies Cumulative. Upon the occurrence of an Event of Default,all or any one or more of the rights, powers, privileges and other remedies available to the Funding Lender against the Borrower under the Borrower Loan Documents or at law or in equity may be exercised by the Funding Lender or the Fiscal Agent, at any time and from time to time, whether or not all or any of the Borrower Payment Obligations shall be declared due and payable, and whether or not the Funding Lender shall have commenced any foreclosure proceeding or other action for the enforcement of its rights and remedies under any of the Borrower Loan Documents. Any such actions taken by the Funding Lender shall be cumulative and concurrent and may be pursued independently, singly, successively, together or otherwise, at such time and in such order as the Funding Lender may determine in its sole discretion, to the fullest extent permitted by law, without impairing or otherwise affecting the other rights and remedies of the Funding Lender permitted by law, equity or contract or as set forth in the Borrower Loan Documents. Without limiting the generality of the foregoing, the Borrower agrees that if an Event of Default is continuing, all Liens and other rights, remedies or privileges provided to the Funding Lender shall remain in full force and effect until they have exhausted all of its remedies, the Security Instrument has been foreclosed, the Project has been sold and/or otherwise realized upon satisfaction of the Borrower Payment Obligations or the Borrower Payment Obligations has been paid in full. To the extent permitted by applicable law, nothing contained in any Borrower Loan Document shall be construed as requiring the Funding Lender to resort to any portion of the Project for the satisfaction of any of the Borrower Payment Obligations in preference or priority to any other portion, and the Funding Lender may seek satisfaction out of the entire Project or any part thereof, in its absolute discretion. 62 Notwithstanding any provision herein to the contrary, the Governmental Lender, the Fiscal Agent and theFunding Lender agree that any cure of any default made or tendered by the Equity Investor under the Borrower Loan Documents or the Funding Loan Documents shall be deemed to be a cure by the Borrower and shall be accepted or rejected on the same basis as if made or tendered by the Borrower. Section 8.2.3Delay. No delay or omission to exercise any remedy, right, power accruing upon an Event of Default, or the granting of any indulgence or compromise by the Funding Lender or the Fiscal Agent shall impair any such remedy,right or power hereunder or be construed as a waiver thereof, but any such remedy, right or power may be exercised from time to time and as often as may be deemed expedient. A waiver of one Potential Default or Event of Default shall not be construed to be a waiver of any subsequent Potential Default or Event of Default or to impair any remedy, right or power consequent thereon. Notwithstanding any other provision of this Borrower Loan Agreement, the Funding Lender and the Fiscal Agent reserve the right to seek a deficiency judgment or preserve a deficiency claim, in connection with the foreclosure of the Security Instrument to the extent necessary to foreclose on the Project, the Rents, the funds or any other collateral. Section 8.2.4Set Off; Waiver of Set Off. Uponthe occurrence of an Event of Default, Funding Lender may, at any time and from time to time, without notice to Borrower or any other Person (any such notice being expressly waived), set off and appropriate and apply (against and on account of any obligations and liabilities of the Borrower to the Funding Lender or the Fiscal Agent arising under or connected with this Borrower Loan Agreement and the other Borrower Loan Documents and the Funding Loan Documents, irrespective of whether or not the Funding Lender shall have made any demand therefor, and although such obligations and liabilities may be contingent or unmatured), and the Borrower hereby grants to the Funding Lender, as security for the Borrower Payment Obligations, a security interest in, any and all deposits (general or special, including but not limited to Debt evidenced by certificates of deposit, whether matured or unmatured, but not including trust accounts) and any other Debt at any time held or owing by the Funding Lender to or for the credit or the account of the Borrower. Section 8.2.5Assumption of Obligations. In the event that the Funding Lender or its assignee or designee shall become the legal or beneficial owner of the Project by foreclosure or deed in lieu of foreclosure, such party shall succeedto the rights and the obligations of the Borrower under this Borrower Loan Agreement, the Borrower Notes, the Regulatory Agreement, and any other Borrower Loan Documents and Funding Loan Documents to which the Borrower is a party. Such assumption shall be effective from and after the effective date of such acquisition and shall be made with the benefit of the limitations of liability set forth therein and without any liability for the prior acts of the Borrower. Section 8.2.6Accounts Receivable. Upon the occurrence of an Event of Default, Funding Lender shall have the right, to the extent permitted by law, to impound and take possession of books, records, notes and other documents evidencing Borrower’s accounts, accounts receivable and other claims for payment of money, arising in connection with the Project, and to make direct collections on such accounts, accounts receivable and claims for the benefit of Funding Lender. Section 8.2.7Defaults under Other Documents. Funding Lender shall have the right to cure any default under any of the Related Documents and the Subordinate Loan Documents, but shall have no obligation to do so. 63 Section 8.2.8Abatement of Disbursements. Notwithstanding any provision to the contrary herein or any of the other Borrower Loan Documents or the Funding Loan Documents, Funding Lender’s obligation to make further Disbursements shall abate (i)during the continuance of any Potential Default, (ii)after any disclosure to Funding Lender of any fact or circumstance that, absent such disclosure, would cause any representation or warranty of Borrower to fail to be true and correct in all material respects, unless and until Funding Lender elects to permit further Disbursements notwithstanding such event or circumstance; and (iii)upon the occurrence of any Event of Default. Section 8.2.9Completion of Improvements. Upon the occurrence of any Event of Default, Funding Lender shall have the right to cause an independent contractor selected by Funding Lender to enter into possession of the Project and to perform any and all work and labor necessary for the completion of the Project substantially in accordance with the Plans and Specifications, if any, and to perform Borrower’s obligations under this Borrower Loan Agreement. All sums expended by Funding Lender for such purposes shall be deemed to have been disbursed to and borrowed by Borrower and shall be secured by the Security Documents. Section 8.2.10Right to Directly Enforce. Notwithstanding any other provision hereof to the contrary, the Funding Lender shall have the right to directly enforce all rights and remedies hereunder with or without involvement of the Governmental Lender or the Fiscal Agent, provided that only the Governmental Lender may enforce the Unassigned Rights. In the event that any of the provisions set forth in this Section8.2.10 areinconsistent with the covenants, terms and conditions of the Security Instrument, the covenants, terms and conditions of the Security Instrument shall prevail. Section 8.2.11Power of Attorney. Effective upon the occurrence of an Event of Default, and continuing until and unless such Event of Default is cured or waived, Borrower hereby constitutes and appoints Funding Lender, or an independent contractor selected by Funding Lender, as its true and lawful attorney-in-fact with full power of substitution, for the purposesof completion of the Project and performance of Borrower’s obligations under this Borrower Loan Agreement in the name of Borrower, and hereby empowers said attorney-in-fact to do any or all of the following upon the occurrence and continuation of an Eventof Default (it being understood and agreed that said power of attorney shall be deemed to be a power coupled with an interest which cannot be revoked until full payment and performance of all obligations under this Borrower Loan Agreement and the other Borrower Loan Documents and the Funding Loan Documents): (a)to use any of the funds of Borrower or General Partner, including any balance of the Borrower Loan, as applicable, and any funds which may be held by Funding Lender for Borrower (including all funds inall deposit accounts in which Borrower has granted to Funding Lender a security interest), for the purpose of effecting completion of the construction or rehabilitation, as the case may be, of the Improvements, in the manner called for by the Plans and Specifications; (b)to make such additions, changes and corrections in the Plans and Specifications as shall be necessary or desirable to complete the Project in substantially the manner contemplated by the Plans and Specifications; (c)to employ any contractors, subcontractors, agents, architects and inspectors required for said purposes; 64 (d)to employ attorneys to defend against attempts to interfere with the exercise of power granted hereby; (e)to pay, settle or compromise all existing bills and claims which are or may be liens against the Project or the Improvements, or may be necessary or desirable for the completion of the construction or rehabilitation, as the case may be, of the Improvements, or clearance of objections to or encumbrances on title; (f)to execute all applications and certificates in the name of Borrower, which may be required by any other construction contract; (g)to prosecute and defend all actions or proceedings in connection with the Project and to take such action, require such performance and do any and every other act as is deemed necessary with respect to the completion of the construction or rehabilitation, as the case may be, of the Improvements, which Borrower might do on its own behalf; (h)to let new or additional contracts to the extent not prohibitedby their existing contracts; (i)to employ watchmen and erect security fences to protect the Project from injury; and (j)to take such action and require such performance as it deems necessary under any of the bonds or insurance policies to be furnished hereunder, to make settlements and compromises with the sureties or insurers thereunder, and in connection therewith to execute instruments of release and satisfaction. It is the intention of the parties hereto that upon the occurrence and continuance of an Event of Default, rights and remedies may be pursued pursuant to the terms of the Borrower Loan Documents and the Funding Loan Documents. The parties hereto acknowledge that, among the possible outcomes to the pursuit of such remedies, is the situation where theFunding Lender assignees or designees become the owner of the Project and assume the obligations identified above, and the Borrower Notes, the Borrower Loan and the other Borrower Loan Documents and Funding Loan Documents remain outstanding. ARTICLE IX SPECIAL PROVISIONS . Section 9.1Sale of Note and Secondary Market Transaction Section 9.1.1Cooperation. Subject to the restrictions of Section2.4 of the Funding Loan Agreement, at the Funding Lender’s or the Servicer’s request (to the extent not already required to be provided by the Borrower under this Borrower Loan Agreement), the Borrower shall use reasonable efforts to satisfy the market standards to which the Funding Lender or the Servicer customarily adheres or which may be reasonably required in the marketplace or by the Funding Lender or the Servicer in connection with one or more sales or assignments of all or a portion of the Governmental Lender Notes or participations therein or securitizations of single or multi-class securities (the “Securities”) secured by or evidencing ownership interests in all or a portion of the 65 Governmental Lender Notes (each such sale, assignment and/or securitization, a “Secondary Market Transaction”); provided that neither the Borrower nor the Governmental Lender shall incur any third party or other out-of-pocket costs and expenses in connection with a Secondary Market Transaction, including the costs associated with the delivery of any Provided Information or any opinion required in connection therewith, and all such costs shall be paid by the FundingLender or the Servicer, and shall not materially modify Borrower’s rights or obligations. Without limiting the generality of the foregoing, the Borrower shall, so long as the Borrower Loan is still outstanding: (a)(i)provide such financial and other information with respect to the Borrower Loan, and with respect to the Project, the Borrower, the Manager, the contractor of the Project or the Borrower Controlling Entity, (ii)provide financial statements, audited, if available, relating to the Project with customary disclaimers for any forward looking statements or lack of audit, and (iii), at the expense of the Funding Lender or the Servicer, perform or permit or cause to be performed or permitted such site inspection, appraisals, surveys, market studies, environmental reviews and reports (Phase I’s and, if appropriate, Phase II’s), engineering reports and other due diligence investigations of the Project, as may be reasonably requested from time to time by the Funding Lender or the Servicer or the Rating Agencies or as may be necessary or appropriate in connection with a Secondary Market Transaction or Exchange Act requirements (the items provided to the Funding Lender or the Servicer pursuant to this paragraph(a) being called the “Provided Information”), together, if customary, with appropriate verification of and/or consents to the Provided Information through letters of auditors or opinions of counsel of independent attorneys acceptable to the Funding Lender or the Servicer and the Rating Agencies; (b)make such representations and warranties as of the closing date of any Secondary Market Transaction with respect to the Project, the Borrower, the Borrower Loan Documents and the Funding Loan Documents reasonably acceptable to the Funding Lender or the Servicer, consistent with the facts covered by such representations and warranties as they exist on the date thereof; and (c)execute such amendments to the Borrower Loan Documents and the Funding Loan Documents to accommodate such Secondary Market Transaction so long as such amendment does not affect the material economic terms of the Borrower Loan Documents and the Funding Loan Documents and is not otherwise adverse to the Borrower in its reasonable discretion. Section 9.1.2Use of Information. The Borrower understands that certainof the Provided Information and the required records may be included in disclosure documents in connection with a Secondary Market Transaction, including a prospectus or private placement memorandum (each, a “Secondary Market Disclosure Document”), or provided or made available to investors or prospective investors in the Securities, the Rating Agencies and service providers or other parties relating to the Secondary Market Transaction. In the event that the Secondary Market Disclosure Document is required to be revised, the Borrower shall cooperate, subject to Section9.1.1(c) hereof, with the Funding Lender and the Servicer in updating the Provided Information or required records for inclusion or summary in the Secondary Market Disclosure Document or forother use reasonably required in connection with a Secondary Market Transaction by providing all current information pertaining to the Borrower and the Project necessary to keep the Secondary Market Disclosure Document accurate and complete in all material respects with respect to such matters. The Borrower hereby consents to any and all such disclosures of such information. 66 The Borrower and the Funding Lender agree and acknowledge that the Governmental Lender undertakes no obligation hereunder or in the Funding Loan Agreement to participate in the preparation of, or to approve, any Secondary Market Disclosure Document. Section 9.1.3Borrower Obligations Regarding Secondary Market Disclosure Documents. In connection with a Secondary Market Disclosure Document, the Borrower shall provide, or in the case of a Borrower-engaged third party such as the Manager, cause it to provide, information reasonably requested by the Funding Lender pertaining to the Borrower, the Project or such third party (and portions of any other sections reasonably requested by the Funding Lender pertaining to the Borrower, the Project or the third party). The Borrower shall, if requested by the Funding Lender and the Servicer, certify in writing that the Borrower has carefully examined those portions of such Secondary Market Disclosure Document, pertaining to the Borrower, the Project or the Manager, and such portions (and portions of any other sections reasonably requested and pertaining to the Borrower, the Project or the Manager) do not contain any untrue statement of a material fact or omit to state a material fact necessary in order to make the statements made, in the light of the circumstances under which they were made, not misleading; provided that the Borrower shall not be required to make any representations or warranties regarding any Provided Information obtained from a third party except with respect to information it provided to such parties. Furthermore, the Borrower hereby indemnifies the Funding Lender and the Servicer for any Liabilities to which any such parties may become subject to the extent such Liabilities arise out of or are based upon the use of the Provided Information in a Secondary Market Disclosure Document. Section 9.1.4Borrower Indemnity Regarding Filings. In connection with filings under the Exchange Act or the Securities Act, the Borrower shall (i)indemnify Funding Lender and the underwriter group for any securities (the “Underwriter Group”) for any Liabilities to which Funding Lender, the Servicer or the Underwriter Group may become subject insofar as the Liabilities arise out of or are based upon the omission or alleged omission to state in the Provided Information of a material fact required to be stated in the Provided Information in order to make the statements in the Provided Information, in the light of the circumstances under which they were made not misleading and (ii)reimburse the Funding Lender, the Servicer, the Underwriter Group and other indemnified parties listed above for any legal or other expenses reasonably incurred by the Funding Lender, the Servicer or the Underwriter Group in connection with defending or investigating the Liabilities; provided that the Borrower shall not provide any indemnification regarding any Provided Information obtained from unrelated third parties except with respect to information it provided to such parties. Section 9.1.5Indemnification Procedure. Promptly after receipt by an indemnified party under Sections 9.1.3 and 9.1.4 hereof of notice of the commencement of any action for which a claim for indemnification is to be made against the Borrower, such indemnified party shall notify the Borrower in writing of such commencement, but the omission to so notify the Borrower will not relieve the Borrower from any liability that it may have to any indemnified party hereunder except to the extent that failure to notify causes prejudice to the Borrower. In the event that any action is brought against any indemnified party, and it notifies the Borrower of the commencement thereof, the Borrower will be entitled, jointly with any other indemnifying party, to participate therein and, to the extent that it (or they) may elect by Written Notice delivered to the indemnified party promptly after receiving the aforesaid notice of commencement, to assume the defense thereof with counsel selected by the Borrower and reasonably satisfactory to such indemnified party in its sole discretion. After notice from the Borrower to such indemnified party under this Section9.1.5, the Borrower shall not be responsible for any legal or other expenses 67 subsequently incurred by such indemnified party in connection with the defense thereof other than reasonable costs of investigation. No indemnified party shall settle or compromise any claim for which the Borrower may be liable hereunder without the prior Written Consent of the Borrower. Section 9.1.6Contribution. In order to provide for just and equitable contribution in circumstances in which the indemnity agreement provided for in Section9.1.4 hereof is for any reason held to be unenforceable by an indemnified party in respect of any Liabilities (or action in respect thereof) referred to therein which would otherwise be indemnifiable under Section9.1.4 hereof, the Borrower shall contribute to the amount paid or payable by the indemnified party as a result of such Liabilities (or action in respect thereof); provided, however, that no Person guilty of fraudulent misrepresentation (within the meaning of Section10(f) of the Securities Act) shall be entitled to contribution from any Person not guilty of such fraudulent misrepresentation. In determining the amount of contribution to which the respective parties are entitled, the following factors shall be considered: (i)the indemnified parties and the Borrower’s relative knowledge and access to information concerning the matter with respect to which the claim was asserted; (ii)the opportunity to correct and prevent any statement or omission; and (iii)any other equitable considerations appropriate in the circumstances. The parties hereto hereby agree that it may not be equitable if the amount of such contribution were determined by pro rata or per capita allocation. ARTICLE X MISCELLANEOUS . All notices, consents, approvals and requests required or permitted Section 10.1Notices hereunder or under any other Borrower Loan Document or Funding Loan Document (a “notice”) shall be deemed to be given and made when delivered by hand, recognized overnight delivery service, confirmed facsimile transmission (provided any telecopy or other electronic transmission received by any party after 4:00 p.m., local time, as evidenced by the time shown on such transmission, shall be deemed to have been received the following Business Day), or five (5)calendar days after deposited in the United States mail, registered or certified, postage prepaid, with return receipt requested, addressed as follows: If to the Fiscal Agent:U.S. Bank National Association Global Corporate Trust Services 633 West 5th Street Los Angeles, California 90071 Attention: Ismael Diaz Telephone: (213)615-6063 If to the Governmental Lender:Chula Vista Housing Authority 276 Fourth Avenue Chula Vista, California 91910 Attention: Executive Director Phone: (619)691-5263 68 If to the Borrower:St. Regis ParkCIC, LP 6339 Paseo del Lago Carlsbad, California 92011 Telephone: (760)456-6000 Facsimile: (760)456-6001 Attn: Project Manager c/o Chelsea Investment Corporation 6993 Paseo del Lago Carlsbad, California 92011 Attn: Project Manager with a copy to:Cox, Castle & Nicholson LLP 50 California Street, Suite 3200 San Fransisco, CA 94111 Attention: Ofer Elitzur, Esq. If to the Equity Investor:Raymond James California Housing Opportunities Fund VI L.L.C. c/o Raymond James Tax Credit Funds, Inc. 880 Carillion Parkway St. Petersburg, FL 33716 Attn: Steven J. Kropf, President with a copy to:Bocarsly, Emden, Cowan, Esmail& Arndt, LLP 633 West Fifth Street, 64th Floor Los Angeles, California 90071 Attention: Kyle Arndt Telephone: (213)239-8048 If to the Funding Lender:Citibank, N.A. 388 Greenwich Street, 8th Floor NewYork, New York 10013 Attention: Transaction Management Group Re: St. Regis Park Apartments Deal ID No.__________ Facsimile: (212)723-8209 and to:Citibank, N.A. 325 East Hillcrest Drive, Suite 160 Thousand Oaks, California 91360 Attention: Operations Manager/AssetManager Re: St. Regis Park Apartments Deal ID No.__________ Facsimile: (805)557-0924 69 prior to the Conversion Date, with a copy to: Citibank, N.A. 388 Greenwich Street, 8th Floor New York, New York 10013 Attention: Account Specialist Re: St. Regis Park Apartments Deal ID No.__________ Facsimile: (212)723-8209 following the Conversion Date with a copy to: Citibank, N.A. c/o Berkadia Commercial Servicing Department 323 Norristown Road, Suite 300 Ambler, Pennsylvania 19002 Attention: Client Relations Manager Re: St. Regis Park Apartments Deal ID No.__________ Facsimile: (215)328-0305 and a copy of any notices of default sent to: Citibank, N.A. 388 Greenwich Street, 17th Floor New York, New York 10013 Attention: General Counsel’sOffice Re: St. Regis Park Apartments Deal ID No.__________ Facsimile: (212)723-8939 Any party may change such party’s address for the notice or demands required under this Borrower Loan Agreement by providing written notice of such change of address to the other parties by written notice as provided herein. Section 10.2Brokers and Financial Advisors. The Borrower hereby represents that it has dealt with no financial advisors, brokers, underwriters, placement agents, agents or finders in connection with the Borrower Loan, other than those disclosed to the Funding Lender and whose fees shall be paid by the Borrower pursuant to separate agreements. The Borrower and the Funding Lender shall indemnify and hold the other harmless from and against any and all claims, liabilities, costs and expenses of any kind in any way relating to or arising from a claim by any Person that such Person acted on behalf of the indemnifying party in connection with the transactions contemplated herein. The provisions of this Section10.2 shall survive the expiration and termination of this Borrower Loan Agreement and the repayment of the Borrower Payment Obligations. Section 10.3Survival. This Borrower Loan Agreement and all covenants, agreements, representations and warranties made herein and in thecertificates delivered pursuant hereto shall survive the making by the Governmental Lender of the Borrower Loan and the execution and delivery to the Governmental Lender of the Borrower Notes and the assignment of the Borrower 70 Notes to the Funding Lender,and shall continue in full force and effect so long as all or any of the Borrower Payment Obligations is unpaid. All the Borrower’s covenants and agreements in this Borrower Loan Agreement shall inure to the benefit of the respective legal representatives, successors and assigns of the Governmental Lender, the Fiscal Agent, the Funding Lender and the Servicer. Section 10.4Preferences. The Governmental Lender shall have the continuing and exclusive right to apply or reverse and reapply any and all payments by the Borrower to any portion of the Borrower Payment Obligations. To the extent the Borrower makes a payment to the Governmental Lender or the Servicer, or the Governmental Lender or the Servicer receives proceeds of any collateral, which is in whole or part subsequently invalidated, declared to be fraudulent or preferential, set aside or required to be repaid to a trustee, receiver or any other party under any bankruptcy law, state or federal law, common law or equitable cause, then, to the extent of such paymentor proceeds received, the Borrower Payment Obligations or part thereof intended to be satisfied shall be revived and continue in full force and effect, as if such payment or proceeds had not been received by the Governmental Lender or the Servicer. Section 10.5Waiverof Notice. The Borrower shall not be entitled to any notices of any nature whatsoever from the Funding Lender, the Fiscal Agent or the Servicer except with respect to matters for which this Borrower Loan Agreement or any other Borrower Loan Document specifically and expressly provides for the giving of notice by the Funding Lender, the Fiscal Agent or the Servicer, as the case may be, to the Borrower and except with respect to matters for which the Borrower is not, pursuant to applicable Legal Requirements, permitted to waive the giving of notice. The Borrower hereby expressly waives the right to receive any notice from the Funding Lender, the Fiscal Agent or the Servicer, as the case may be, with respect to any matter for which no Borrower Loan Document specifically and expressly provides for the giving of notice by the Funding Lender, the Fiscal Agent or the Servicer to the Borrower. Section 10.6Offsets, Counterclaims and Defenses. The Borrower hereby waives the right to assert a counterclaim, other than a compulsory counterclaim, in any action or proceeding brought against it by the Funding Lender or the Servicer with respect to a Borrower Loan Payment. Any assignee of Funding Lender’s interest in and to the Borrower Loan Documents or the Funding Loan Documents shall take the same free and clear of all offsets, counterclaims or defenses that are unrelated to the Borrower Loan Documents or the Funding Loan Documents which the Borrower may otherwise have against any assignor of such documents, and no such unrelated offset, counterclaim or defense shall be interposed or asserted by the Borrower in any action or proceeding brought by any such assignee upon such documents, and any such right to interpose or assert any such unrelated offset, counterclaim or defense in anysuch action or proceeding is hereby expressly waived by the Borrower. Section 10.7Publicity. The Funding Lender and the Servicer (and any Affiliates of either party) shall have the right to issue press releases, advertisements and other promotional materials describing the Funding Lender’s or the Servicer’s participation in the making of the Borrower Loan or the Borrower Loan’s inclusion in any Secondary Market Transaction effectuated by the Funding Lender or the Servicer or one of its or their Affiliates. All news releases, publicity or advertising by the Borrower or Borrower Affiliates through any media intended to reach the general public, which refers to the Borrower Loan Documents or the Funding Loan Documents, the Borrower Loan, the Funding Lender or the Servicer in a Secondary Market Transaction, shall be subject to the prior Written Consent of the Funding Lender or the Servicer, as applicable. 71 Section 10.8Construction of Documents. The parties hereto acknowledge that they were represented by counsel in connection with the negotiation and drafting of the Borrower Loan Documents and the Funding Loan Documents and that the Borrower Loan Documents and the Funding Loan Documents shall not be subject to the principle of construing their meaning against the party that drafted them. Section 10.9No Third Party Beneficiaries. The Borrower Loan Documents and the Funding Loan Documents are solely for the benefit of the Governmental Lender, the Funding Lender, the Servicer, the Fiscal Agent and the Borrower and, with respect to Sections 9.1.3 and9.1.4 hereof, the Underwriter Group, and nothing contained in any Borrower Loan Document shall be deemed to confer upon anyone other than the Governmental Lender, the Funding Lender, the Fiscal Agent, the Servicer, and the Borrower any right to insist upon or to enforce the performance or observance of any of the obligations contained therein. Section 10.10Assignment. The Borrower Loan, the Security Instrument, the Borrower Loan Documents and the Funding Loan Documents and all Funding Lender’s or Fiscal Agent’s rights, title, obligations and interests therein may be assigned by the Funding Lender or the Fiscal Agent, as appropriate, at any time in its sole discretion, whether by operation of law (pursuant to a merger or other successor in interest) or otherwise, subject in any event to the provisions of Section2.4 of the Funding Loan Agreement. Upon such assignment, all references to Funding Lender or the Fiscal Agent, as appropriate, in this Borrower Loan Agreement and in any Borrower Loan Document shall be deemed torefer to such assignee or successor in interest and such assignee or successor in interest shall thereafter stand in the place of the Funding Lender or the Fiscal Agent, as appropriate. The Borrower shall accord full recognition to any such assignment, and all rights and remedies of Funding Lender in connection with the interest so assigned shall be as fully enforceable by such assignee as they were by Funding Lender before such assignment. In connection with any proposed assignment, Funding Lender may disclose to the proposed assignee any information that the Borrower has delivered, or caused to be delivered, to Funding Lender with reference to the Borrower, General Partner, Guarantor or any Borrower Affiliate, or the Project, including information that the Borrower is required to deliver to Funding Lender pursuant to this Borrower Loan Agreement, provided that such proposed assignee agrees to treat such information as confidential. The Borrower may not assign its rights, interests or obligations under this Borrower Loan Agreement or under any of the Borrower Loan Documents or Funding Loan Documents, or the Borrower’s interest in any moneys to be disbursed or advanced hereunder, except only as may be expressly permitted hereby. Section 10.11\[Reserved\]. Section 10.12Governmental Lender, Funding Lender and Servicer Not in Control; No Partnership. None of the covenants or other provisions contained in this Borrower Loan Agreement shall, or shall be deemed to, give the Governmental Lender, the Funding Lender, the Fiscal Agent or the Servicer the right or power to exercise control over the affairs or management of the Borrower, the power of the Governmental Lender, the Funding Lender, the Fiscal Agent and the Servicer being limited to the rights to exercise the remedies referred to in the Borrower Loan Documents and the Funding Loan Documents. The relationship between the Borrower and the Governmental Lender, the Funding Lender, the Fiscal Agent and the Servicer is, and at all times shall remain, solely that of debtor and creditor. No covenant or provision of the Borrower Loan Documents or the Funding Loan Documents is intended, nor shall it be deemed or construed, to create a partnership, joint venture, agency or common interest in profits or income between the Borrower and the 72 Governmental Lender, the Funding Lender, the Fiscal Agent or the Servicer or to create an equity interest in the Project in the Governmental Lender, the Funding Lender, the Fiscal Agent or the Servicer. Neither the Governmental Lender, the Funding Lender, the Fiscal Agent nor the Servicer undertakes or assumes any responsibility or duty to the Borrower or to any other person with respect to the Project or the Borrower Loan, except as expressly provided in the Borrower Loan Documents or the Funding Loan Documents;and notwithstanding any other provision of the Borrower Loan Documents and the Funding Loan Documents: (1)the Governmental Lender, the Funding Lender, the Fiscal Agent and the Servicer are not, and shall not be construed as, a partner, joint venturer, alter ego, manager, controlling person or other business associate or participant of any kind of the Borrower or its stockholders, members, or partners and the Governmental Lender, the Funding Lender, the Fiscal Agent and the Servicer do not intend to ever assume such status; (2)the Governmental Lender, the Funding Lender, the Fiscal Agent and the Servicer shall in no event be liable for any the Borrower Payment Obligations, expenses or losses incurred or sustained by the Borrower; and (3)the Governmental Lender, the Funding Lender, the Fiscal Agent and the Servicer shall not be deemed responsible for or a participant in any acts, omissions or decisions of the Borrower, the Borrower Controlling Entities or its stockholders, members, or partners. The Governmental Lender, the Funding Lender, the Fiscal Agent and the Servicer and the Borrower disclaim any intention to create any partnership, joint venture, agency or common interest in profits or income between the Governmental Lender, the Funding Lender, the Servicer, the Fiscal Agent and the Borrower, or to create an equity interest in the Project in the Governmental Lender, the Funding Lender, the Fiscal Agent or the Servicer, or any sharing of liabilities, losses, costs or expenses. Section 10.13Release. The Borrower hereby acknowledges that it is executing this Borrower Loan Agreement and each of the Borrower Loan Documents and the Funding Loan Documents to which it is a party as its own voluntary act free from duress and undue influence. Section 10.14Term of Borrower Loan Agreement. This Borrower Loan Agreement shall be in full force and effect until all payment obligations of the Borrower hereunder have been paid in full and the Borrower Loan and the Funding Loan have been retired or the payment thereof has been provided for; except that on and after payment in full of the Borrower Notes, this Borrower Loan Agreement shall be terminated, without further action by the parties hereto; provided, however, that the obligations of the Borrower under Sections5.11, 5.14, 5.15, 9.1.3, 9.1.4, 9.1.5, 9.1.6 and 10.15 hereof, as well as under Section5.7 of the Construction Funding Agreement, shall survive the termination of this Borrower Loan Agreement. Section 10.15Reimbursement of Expenses. If, upon or after the occurrence of any Event of Default or Potential Default, the Governmental Lender, the Funding Lender, the Fiscal Agent or the Servicer shall employ attorneys or incur other expenses for the enforcement of performance or observance of any obligation or agreement on the part of the Borrower contained herein, the Borrower will on demand therefor reimburse the Governmental Lender, the Funding Lender, the Fiscal Agent and the Servicer for fees of such attorneys and such other expenses so incurred. The Borrower’s obligation to pay the amounts required to be paid under this Section10.15 shall be subordinate to its obligations to make payments under the Borrower Notes. Section 10.16Permitted Contests. Notwithstanding anything to the contrary contained in this Borrower Loan Agreement, Borrower shall have the right to contest or object in good faith to any claim, demand, levy or assessment (other than in respect of Debt or Contractual Obligations of Borrower under any Borrower Loan Document or Related Document) by appropriate legal 73 proceedings that are not prejudicial to Funding Lender’s rights, but this shall not be deemed or construed as in any way relieving, modifying or providing any extension of time with respect to Borrower’s covenant to pay and comply with any such claim, demand, levy or assessment, unless Borrower shall have given prior Written Notice to the Funding Lender of Borrower’s intent to so contest or object thereto, and unless (i)Borrower has, in the Funding Lender’s judgment, a reasonable basis for such contest, (ii)Borrower pays when due any portion of the claim, demand, levy or assessment to which Borrower does not object, (iii)Borrower demonstrates to Funding Lender’s satisfaction that such legal proceedings shall conclusively operate to prevent enforcement prior to final determination of such proceedings, (iv)Borrower furnishes such bond, surety, undertaking or other security in connection therewith as required by law, or as requested by and satisfactory to Funding Lender, to stay such proceeding, which bond, surety, undertaking or other security shall be issued by a bonding company, insurer or surety company reasonably satisfactory to Funding Lender and shall be sufficient to cause the claim, demand, levy or assessment to be insured against by the Title Company or removed as a lien against the Project, (v)Borrower at all times prosecutes the contest with due diligence, and (vi)Borrower pays, promptly following a determination of the amount of such claim, demand, levy or assessment due and owing by Borrower, the amount so determined to be due and owing by Borrower. In the event that Borrower does not make, promptly following a determination of the amount of such claim, demand, levy or assessment due and owing by Borrower, any payment required to be made pursuant to clause(vi) of the preceding sentence, an Event of Default shall have occurred, and Funding Lender may draw or realize upon any bond or other security delivered to Funding Lender in connection with the contest by Borrower, in order to make such payment. Section 10.17Funding Lender Approval of Instruments and Parties. All proceedings taken in accordance with transactions provided for herein, and all surveys, appraisals and documents required or contemplated by this Borrower Loan Agreement and the persons responsible for the execution and preparation thereof, shall be satisfactory to and subject to approval by Funding Lender. Funding Lender’s approval of any matter in connection with the Project shall be for the sole purpose of protecting the security and rights of Funding Lender. No such approval shall result in a waiver of any default of Borrower. In no event shall Funding Lender’s approval be a representation of any kind with regard to the matter being approved. Section 10.18Funding Lender Determination of Facts. Funding Lender shall at all times be free to establish independently, to its reasonable satisfaction, the existence or nonexistence of any fact or facts, the existence or nonexistence of which is a condition of this Borrower Loan Agreement. Section 10.19Calendar Months. With respect to any payment or obligation that is due or required to be performed within a specified number of Calendar Months after a specified date, such payment or obligation shall become due on the day in the last of such specified number of Calendar Months that corresponds numerically to the date so specified; provided, however, that with respect to any obligation as to which such specified date is the 29th, 30th or 31st day of any Calendar Month: if the Calendar Month in which such payment or obligation would otherwise become due does not havea numerically corresponding date, such obligation shall become due on the first day of the next succeeding Calendar Month. Section 10.20Determinations by Lender. Except to the extent expressly set forth in this Borrower Loan Agreement to the contrary, in any instancewhere the consent or approval of the Governmental Lender and the Funding Lender may be given or is required, or where any determination, judgment or decision is to be rendered by the Governmental Lender and the Funding 74 Lender under this Borrower Loan Agreement, the granting, withholding or denial of such consent or approval and the rendering of such determination, judgment or decision shall be made or exercised by the Governmental Lender and the Funding Lender, as applicable (or its designated representative) at its sole and exclusive option and in its sole and absolute discretion. Section 10.21Governing Law. This Borrower Loan Agreement shall be governed by and enforced in accordance with the laws of the State, without giving effect to the choice of law principles of the State that would require the application of the laws of a jurisdiction other than the State. Section 10.22Consent to Jurisdiction and Venue. Borrower agrees that any controversy arising under or in relation to this Borrower Loan Agreement shall be litigated exclusively in the State. The state and federal courts and authorities with jurisdiction in the State shall have exclusive jurisdiction over all controversies which shall arise under or in relation to this Borrower Loan Agreement. Borrower irrevocably consentsto service, jurisdiction, and venue of such courts for any such litigation and waives any other venue to which it might be entitled by virtue of domicile, habitual residence or otherwise. However, nothing herein is intended to limit Beneficiary Parties’ right to bring any suit, action or proceeding relating to matters arising under this Borrower Loan Agreement against Borrower or any of Borrower’s assets in any court of any other jurisdiction. Section 10.23Successors and Assigns. This Borrower Loan Agreement shall bebinding upon and shall inure to the benefit of the parties hereto and their respective heirs, legal representatives, successors, successors-in-interest and assigns, as appropriate. The terms used to designate any of the parties herein shall be deemed to include the heirs, legal representatives, successors, successors-in-interest and assigns, as appropriate, of such parties. References to a “person” or “persons” shall be deemed to include individuals and entities. Section 10.24Severability. The invalidity, illegalityor unenforceability of any provision of this Borrower Loan Agreement shall not affect the validity, legality or enforceability of any other provision, and all other provisions shall remain in full force and effect. Section 10.25Entire Agreement; Amendment and Waiver.This Borrower Loan Agreement contains the complete and entire understanding of the parties with respect to the matters covered. This Borrower Loan Agreement may not be amended, modified or changed, nor shall any waiver of any provision hereof be effective, except by a written instrument signed by the party against whom enforcement of the waiver, amendment, change, or modification is sought, and then only to the extent set forth in that instrument. No specific waiver of any of the terms of this Borrower Loan Agreement shall be considered as a general waiver. Without limiting the generality of the foregoing, no Disbursement shall constitute a waiver of any conditions to the Governmental Lender’s or the Funding Lender’s obligation to make further Disbursements nor, in the event Borrower is unable to satisfy any such conditions, shall any such waiver have the effect of precluding the Governmental Lender or the Funding Lender from thereafter declaring such inability to constitute a Potential Default or Event of Default under this Borrower Loan Agreement. Section 10.26Counterparts. This Borrower Loan Agreement may be executed in multiple counterparts, each of which shall constitute an original document and all of which together shall constitute one agreement. 75 Section 10.27Captions. Thecaptions of the sections of this Borrower Loan Agreement are for convenience only and shall be disregarded in construing this Borrower Loan Agreement. Section 10.28Servicer. Borrower hereby acknowledges and agrees that, pursuant to the terms of Section39 of the Security Instrument: (a)from time to time, the Governmental Lender or the Funding Lender may appoint a servicer to collect payments, escrows and deposits, to give and to receive notices under the Borrower Notes, this Borrower Loan Agreement or the other Borrower Loan Documents, and to otherwise service the Borrower Loan and (b)unless Borrower receives Written Notice from the Governmental Lender or the Funding Lender to the contrary, any action or right which shall or may be taken or exercised by the Governmental Lender or the Funding Lender may be taken or exercised by such servicer with the same force and effect. Section 10.29Beneficiary Parties as Third Party Beneficiary. Each of the Beneficiary Parties shall be a third party beneficiary of this Borrower Loan Agreementfor all purposes. Section 10.30Waiver of Trial by Jury. TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, EACH OF BORROWER AND THE BENEFICIARY PARTIES (A)COVENANTS AND AGREES NOT TO ELECT A TRIAL BY JURY WITH RESPECT TO ANY ISSUE ARISING OUT OF THIS BORROWER LOAN AGREEMENT OR THE RELATIONSHIP BETWEEN THE PARTIES THAT IS TRIABLE OF RIGHT BY A JURY AND (B)WAIVES ANY RIGHT TO TRIAL BY JURY WITH RESPECT TO SUCH ISSUE TO THE EXTENT THAT ANY SUCH RIGHT EXISTS NOW OR IN THE FUTURE. THIS WAIVER OF RIGHT TO TRIAL BY JURY IS SEPARATELY GIVEN BY EACH PARTY, KNOWINGLY AND VOLUNTARILY WITH THE BENEFIT OF COMPETENT LEGAL COUNSEL. IF FOR ANY REASON THIS WAIVER IS DETERMINED TO BE UNENFORCEABLE, ALL DISPUTES WILL BE RESOLVED BY JUDICIAL REFERENCE PURSUANT TO THE PROCEDURES SET FORTH IN THE SECURITY INSTRUMENT. Section 10.31Time of the Essence. Time is of the essence with respect to this Borrower Loan Agreement. Section 10.32\[Reserved\]. Section 10.33Reference Date. This Borrower Loan Agreement is dated for reference purposes only as of the first day of ___________2019, and will not be effective and binding on the parties hereto unless and until the Closing Date (as defined herein) occurs. ARTICLE XI LIMITATIONS ON LIABILITY Section 11.1Limitation on Liability. Notwithstanding anything to the contrary herein, the liability of the Borrower hereunder and under the other Borrower Loan Documents and the Funding Loan Documents shall be limited to the extent set forth in the Borrower Notes. Section 11.2Limitation on Liability of Governmental Lender. The Governmental Lender shall not be obligated to paythe principal (or prepayment price) of or interest on the Funding Loan, except from moneys and assets received by the Fiscal Agent or the Funding Lender on behalf 76 of the Governmental Lender pursuant to this Borrower Loan Agreement. Neither the faith and credit nor the taxing power of the State, or any political subdivision thereof, nor the faith and credit of the Governmental Lender is pledged to the payment of the principal (or prepayment price) of or interest on the Funding Loan. The Governmental Lender shall not be liable for any costs, expenses, losses, damages, claims or actions, of any conceivable kind on any conceivable theory, under or by reason of or in connection with this Borrower Loan Agreement or the Funding Loan Agreement, except only to theextent amounts are received for the payment thereof from the Borrower under this Borrower Loan Agreement. The Borrower hereby acknowledges that the Governmental Lender’s sole source of moneys to repay the Funding Loan will be provided by the payments madeby the Borrower pursuant to this Borrower Loan Agreement, together with investment income on certain funds and accounts held by the Fiscal Agent under the Funding Loan Agreement, and hereby agrees that if the payments to be made hereunder shall ever proveinsufficient to pay all principal (or prepayment price) of and interest on the Funding Loan as the same shall become due (whether by maturity, redemption, acceleration or otherwise), then upon notice from the Fiscal Agent, the Funding Lender or the Servicer, the Borrower shall pay such amounts as are required from time to time to prevent any deficiency or default in the payment of such principal (or prepayment price) of or interest on the Funding Loan, including, but not limited to, any deficiency caused by acts, omissions, nonfeasance or malfeasance on the part of the Fiscal Agent, the Funding Lender, the Borrower, the Governmental Lender or any third party, subject to any right of reimbursement from the Fiscal Agent, the Funding Lender, the Governmental Lender or any such third party, as the case may be, therefor. Section 11.3Waiver of Personal Liability. No commissioner, member, officer, agent or employee of the Governmental Lender shall be individually or personally liable for the payment of any principal (or prepayment price) of or interest on the Funding Loan or any other sum hereunder or be subject to any personal liability or accountability by reason of the execution and delivery of this Borrower Loan Agreement; but nothing herein contained shall relieve any such member, director, officer, agent or employee from the performance of any official duty provided by law or by this Borrower Loan Agreement. Section 11.4Limitation on Liability of Governmental Lender’s or Funding Lender’s Commissioners, Officers, Employees, Etc. (a)Borrower assumes all risks of the acts or omissions of the Governmental Lender and the Funding Lender, provided, however, this assumption is not intended to, and shall not, preclude the Borrower from pursuing such rights and remedies as it may have against the Governmental Lender and the Funding Lender at law or under any other agreement. None of Governmental Lender, the Fiscal Agent and the Funding Lender, nor the other Beneficiary Parties or their respective commissioners, officers, directors, employees or agents shall be liable or responsible for (i)for any acts or omissions of the Governmental Lender and the Funding Lender; or (ii)the validity, sufficiency or genuineness of any documents, or endorsements, even if such documents should in fact prove to be in any or all respects invalid, insufficient, fraudulent or forged. In furtherance and not in limitation of the foregoing, the Governmental Lender and the Funding Lender may accept documents that appear on their face to be in order, without responsibility for further investigation, regardless of any notice or information to the contrary, unless acceptance in light of such notice or information constitutes gross negligence or willful misconduct on the part of the Funding Lender, or willful misconduct of the Governmental Lender. 77 (b)None of the Governmental Lender, the Fiscal Agent, the Funding Lender, the other Beneficiary Parties or any of their respective commissioners, officers, directors, employees or agents shall be liable to any contractor, subcontractor, supplier, laborer, architect, engineer or any other party for services performed or materials supplied in connection with the Project. The Governmental Lender and the Funding Lender shall not be liable for any debts or claims accruing in favor of any such parties against the Borrower or others or against the Project. Borrower is not and shall not be an agent of the Governmental Lender and the Funding Lender for any purpose. Neither the Governmental Lender nor the Funding Lender is a joint venture partner with Borrower in any manner whatsoever. Prior to default by Borrower under this Borrower Loan Agreement and the exercise of remedies granted herein, the Governmental Lender and the Funding Lender shall not be deemed to be in privity of contract with any contractor or provider of services to the Project, nor shall any payment of funds directly to a contractor, subcontractor or provider of services be deemed to create any third party beneficiary status or recognition of same by the Governmental Lender and the Funding Lender. Approvals granted by the Governmental Lender and the Funding Lender for any matters covered under this Borrower Loan Agreement shall be narrowly construed to cover only the parties and facts identified in any written approval or, if not in writing, such approvals shall be solely for the benefit of Borrower. (c)Any obligation or liability whatsoever of the Governmental Lender and the Funding Lender that may arise at any time under this Borrower Loan Agreement or any other Borrower Loan Document shall be satisfied, if at all, out of the Funding Lender’s assets only. No such obligation or liability shall be personally binding upon, nor shall resort for the enforcement thereof be had to, the Project or any of the Governmental Lender’s or the Funding Lender’s shareholders (if any), directors, officers, employees or agents, regardless of whether such obligation or liability is in the nature of contract, tort or otherwise. Section 11.5Delivery of Reports, Etc. The delivery of reports, information and documentsto the Governmental Lender and the Funding Lender as provided herein is for informational purposes only and the Governmental Lender’s and the Funding Lender’s receipt of such shall not constitute constructive knowledge of any information contained thereinor determinable from information contained therein. The Governmental Lender and the Funding Lender shall have no duties or responsibilities except those that are specifically set forth herein, and no other duties or obligations shall be implied in this Borrower Loan Agreement against the Governmental Lender and the Funding Lender. \[Remainder of Page Intentionally Left Blank\] 78 IN WITNESS WHEREOF, the undersigned have duly executed and delivered this Borrower Loan Agreement by their respective authorized representative, as of the date first set forth above. BORROWER: St. Regis Park CIC, LP, a California limited partnership By:Pacific Southwest Community Development Corporation, a California nonprofit public benefit corporation, its Managing General Partner By:________________________________ Robert Laing President and Executive Director By:CIC St. Regis Park, LLC, a California limited liability company, its Administrative General Partner By:Chelsea Investment Corporation, a California corporation, its Manager By:___________________________ Cheri Hoffman, President (signatures follow on subsequent page) \[Signature Page to Borrower Loan Agreement –St. Regis Park Apartments\] S-1 GOVERNMENTAL LENDER: CHULA VISTA HOUSING AUTHORITY By: Executive Director Agreed to and Acknowledged by: FUNDING LENDER: CITIBANK, N.A. By: Authorized Signatory \[Signature Page to Borrower Loan Agreement –St. Regis Park Apartments\] S-2 Stradling Yocca Carlson & Rauth Draft dated March 5, 2019 Recording Requested By and When Recorded Mail To: Stradling Yocca Carlson & Rauth 660 Newport Center Drive, Suite 1600 Newport Beach, California 92660 Attention: Bradley R. Neal, Esq. REGULATORY AGREEMENT AND DECLARATION OF RESTRICTIVE COVENANTS By and Between CHULA VISTA HOUSING AUTHORITY and ST. REGIS PARK CIC, LP a California limited partnership _________________________ Dated as of __________ 1, 2019 _________________________ Relating to: $______________ CHULA VISTA HOUSING AUTHORITY MULTIFAMILY HOUSING REVENUE NOTE (ST. REGIS PARK APARTMENTS) 2019 SERIES B-1 $______________ CHULA VISTA HOUSING AUTHORITY MULTIFAMILY HOUSING REVENUE NOTE (ST. REGIS PARK APARTMENTS) 2019 SERIES B-2 TABLE OF CONTENTS Section 1.Definitions and Interpretation.......................................................................................2 Section 2.Representations, Covenants and Warranties of the Owner...........................................5 Section 3.Qualified Residential Rental Project.............................................................................5 Section 4.Low Income Tenants and Very Low Income Tenants; Reporting Requirements.........6 Section 5.Tax-Exempt Status of Notes.........................................................................................8 Section 6.Requirements of the Housing Law................................................................................9 Section 7.Requirements of the Governmental Lender................................................................10 Section 8.Modification of Covenants..........................................................................................11 Section 9.Indemnification; Other Payments...............................................................................11 Section 10.Consideration..............................................................................................................13 Section 11.Reliance.......................................................................................................................13 Section 12.Transfer of the Project................................................................................................13 Section 13.Term............................................................................................................................14 Section 14.Covenants to Run With the Land................................................................................15 Section 15.Burden and Benefit.....................................................................................................15 Section 16.Uniformity; Common Plan.........................................................................................16 Section 17.Default; Enforcement..................................................................................................16 Section 18.Recording and Filing...................................................................................................17 Section 19.Payment of Fees..........................................................................................................17 Section 20.Governing Law; Venue...............................................................................................18 Section 21.Amendments; Waivers................................................................................................18 Section 22.Notices........................................................................................................................18 Section 23.Severability.................................................................................................................19 Section 24.Multiple Counterparts.................................................................................................19 Section 25.Limitation on Liability................................................................................................19 Section 26.Third-Party Beneficiary..............................................................................................20 Section 27.Property Management.................................................................................................20 Section 28.Requirements of CDLAC...........................................................................................21 EXHIBITADESCRIPTION OF REAL PROPERTY EXHIBITBFORM OF INCOME CERTIFICATION EXHIBITCFORM OF CERTIFICATE OF CONTINUING PROGRAM COMPLIANCE EXHIBITDCDLAC RESOLUTION i REGULATORY AGREEMENT AND DECLARATION OF RESTRICTIVE COVENANTS THIS REGULATORY AGREEMENT AND DECLARATION OF RESTRICTIVE COVENANTS (as supplemented and amended from time to time, this “Regulatory Agreement”) is made and entered into as of _________1, 2019, by and between the CHULA VISTA HOUSING AUTHORITY, a public body, corporate and politic, duly organized and existing under the laws of the State of California (together with any successor to its rights, duties and obligations, the “Governmental Lender”), and ST. REGIS PARK CIC, LP, a California limited partnership, duly organized, validly existing and in good standing under the laws of the State of California (together with any successor to its rights, duties and obligations hereunder and as owner of the Project identified herein, the “Owner”). W I T N E S S E T H: WHEREAS, pursuant to Chapter1 of Part2 of Division24 of the California Health and Safety Code (as amended, the “Housing Law”), and the hereinafter defined FundingLoan Agreement, the Governmental Lender has agreed to execute and deliver its Chula Vista Housing Authority Multifamily Housing Revenue Note (St. Regis Park Apartments) 2019 Series B-1 (the “Series B-1 Note”), and its Chula Vista Housing Authority Multifamily Housing Revenue Note (St. Regis Park Apartments) 2019 Series B-2 (the “Series B-2 Note” and, together with the Series B-1 Note,” the “Governmental Lender Notes” or “Notes”) in the aggregate principal amount of $___________________; WHEREAS, the Notes will be executed and delivered pursuant to a Funding Loan Agreement, dated as of ________1, 2019 (the “Funding Loan Agreement”), among the Governmental Lender, Citibank, N.A., the Funding Lender (the “Funding Lender”) and U.S. Bank National Association, asfiscal agent; WHEREAS, the proceeds of the Notes will be used to fund loans (collectively, the “Borrower Loan” as defined in the Funding Loan Agreement) to the Owner to finance the acquisition, rehabilitation and equipping of the multifamily rental housing project known as St. Regis Park Apartments, located on the real property site described in ExhibitA hereto (as further described herein, the “Project”); WHEREAS, in order to assure the Governmental Lender and the owners of the Notes that interest on theNotes will be excluded from gross income for federal income tax purposes under Section103 of the Internal Revenue Code of 1986 (the “Code”), and to satisfy the public purposes for which the Notes are authorized to be executed and delivered under the Housing Law, and to satisfy the purposes of the Governmental Lender in determining to execute and deliver the Notes, certain limits on the occupancy of units in the Project need to be established and certain other requirements need to be met; NOW, THEREFORE, in consideration of the execution and delivery of the Notes by the Governmental Lender and the mutual covenants and undertakings set forth herein, and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the Governmental Lender and the Owner hereby agree as follows: Section 1.Definitions and Interpretation. Unless the context otherwise requires, the capitalized terms used herein shall have the respective meanings assigned to them in the recitals hereto, in this Section1, or in the Funding Loan Agreement. “Administrator”means the Governmental Lenderor any administrator or program monitor appointed by the Governmental Lenderto administer this Regulatory Agreement, and any successor administrator appointed by the Governmental Lender. “Area”means the Metropolitan Statistical Area or County, as applicable, in which the Project is located, as defined by the United States Department of Housing and Urban Development. “Available Units”means residential units in the Project that are actually occupied and residential units in the Project that are vacant and have been occupied at least once after becoming available for occupancy, provided that (a)a residential unit that is vacant on the later of (i)the date the Projectis acquired or (ii)the Closing Dateis not an Available Unit and does not become an Available Unit until it has been occupied for the first time after such date, and (b)a residential unit that is not available for occupancy due to renovations is not an Available Unit and does not become an Available Unit until it has been occupied for the first time after the renovations are completed. “CDLAC”means the California Debt Limit Allocation Committee or its successors. “CDLAC Conditions”has the meaning givensuch term in Section28(a). “CDLAC Resolution”means CDLAC Resolution No. 19-___attached hereto as ExhibitD, adopted on March 20, 2019and relating to the Project, as such resolution may be modified or amended from time to time. “Certificate of Continuing Program Compliance”means the Certificate to be filed by the Owner with the Administrator, on behalf of the Governmental Lender, pursuant to Section4(f) hereof, which shall be substantially in the form attached as ExhibitC hereto or in such other comparable form as may be provided by the Governmental Lenderto the Owner, or as otherwise approved by the Governmental Lender. “City”means the City of Chula Vista, California. “Closing Date”means the date the Notes are originally executedand delivered. “Compliance Period”means the period beginning on the first day of the Qualified Project Period and ending on the later of the end of the Qualified Project Period or such later date as set forth in Section28(c)of this Regulatory Agreement. “County”means the County of San Diego, California. “Deed of Trust” means the “Security Instrument” as defined in the Funding Loan Agreement, as the same may be modified, amended or supplemented from time to time. “Gross Income”means the gross income of a person (together with the gross income of all persons who intend to reside with such person in one residential unit) as calculated in the manner prescribed in under Section 8 of the Housing Act. 2 “Housing Act”means the United States Housing Act of 1937, as amended, or its successor. “Housing Law”means Chapter1 of Part2 of Division24 of the California Health and Safety Code, as amended. “Income Certification”means a Tenant Income Certification and a Tenant Income Certification Questionnaire in the form attached as ExhibitB hereto or in such other comparable form as may be provided by the Governmental Lenderto the Owner, or as otherwise approved by the Governmental Lender. “Investor Limited Partner”means Raymond James California Housing Opportunities Fund VI L.L.C.,or any other successor entityor assigneein such entity’s capacity as anequity investor in the Owner. “Loan Agreement”means the “Borrower Loan Agreement”as defined in the Funding Loan Agreement, as the same may be modified, amended or supplemented from time to time. “Low Income Tenant”means a tenant occupying a Low Income Unit. “Low Income Unit”means any Available Unit if the aggregate Gross Income of all tenants therein does not exceed limits determined in a manner consistent with determinations of “low-income families”under Section8 of the Housing Act, provided that the percentage of median gross income that qualifies as low income hereunder shall be sixty percent (60%) of median gross income for the Area, with adjustments for family size. A unit occupied by one or more students shall only constitute a Low Income Unit if such students meet the requirements of Section142(d)(2)(C) of the Code. The determination of an Available Unit’s status as a Low Income Unit shall be made by the Owner upon commencement of each lease term with respect to such unit, and annually thereafter, on the basis of an Income Certification executed by each tenant. “Manager”means a property manager meeting the requirements of Section27hereof. CIC Management, Inc., a California corporation,is hereby approved as the initial Manager. “NoteownerRepresentative”or “Noteowner”means during any period in which theNotes areoutstanding, the “Noteowner”under and as such term is defined in the Funding Loan Agreement. If at any time the Notes are notoutstanding then there is no NoteownerRepresentative and references herein to the NoteownerRepresentative are void and inapplicableand shall be disregarded. “Project” means the 118-unit plus 1 manager’s unit multifamily rental housing development located in the City of Chula Vista, San Diego County on the real property site described in Exhibit A hereto, consisting of those facilities, including real property, structures, buildings, fixtures or equipment situated thereon, as it may at any time exist, the acquisition, rehabilitationand equipping of which facilities are to be financed, in whole or in part, from the proceeds ofthe sale of the Notes or the proceeds of any payment by the Owner pursuant to the Loan Agreement, and any real property, structures, buildings, fixtures or equipment acquired in substitution for, as a renewal or replacement of, or a modification or improvement to, all or any part of the facilities described in the Loan Agreement. “Qualified Project Period” means the period beginning on the Closing Date and ending on the later of (a)the date which is 55 years after the date on which fifty percent (50%) of the dwelling units 3 in the Project are occupied, (b)the first day on which noTax-Exempt obligationswith respect to the Project are Outstanding, or (c)the date on which any assistance provided with respect to the Project under Section8 of the United States Housing Act of 1937 terminates. “Regulations”means the Income Tax Regulations of the Department of the Treasury applicable under the Code from time to time. “Regulatory Agreement”means this Regulatory Agreement and Declaration of Restrictive Covenants, as it may be supplemented and amended from time to time. “Rental Payments”means the rental payments paid by the occupant of a unit, excluding any supplemental rental assistance to the occupant from the State, the federal government, or any other public agency, but including any mandatory fees or charges imposed on the occupant by the Owner as a condition of occupancy of the unit. “Tax-Exempt”means with respect to interest on any obligations of a state or local government, including the Notes, that such interest is excluded from gross income for federal income tax purposes; provided, however, that such interest may be includable as an item of tax preference or otherwise includable directly or indirectly for purposes of calculating other tax liabilities, including any alternative minimum tax or environmental tax, under the Code. “Tax Certificate”means the “Tax Certificate”as defined in the Funding Loan Agreement. “TCAC” means the California Tax Credit Allocation Committee. “Transfer”means the conveyance, assignment, sale or other disposition of all or any portion of the Project; and shall also include, without limitation to the foregoing, the following: (1)an installment sales agreement wherein Owner agrees to sell the Project or any part thereof for a price to be paid in installments; and (2)an agreement by the Owner leasingall or a substantial part of the Project to one or more persons or entities pursuant to a single or related transactions. “Very Low Income Tenant” means a tenant occupying a Very Low Income Unit. “Very Low Income Unit” means any Available Unit if the aggregate Gross Income of all tenants therein does not exceed limits determined in a manner consistent with determinations of “very low-income families” under Section8 of the Housing Act, provided that the percentage of median gross income that qualifies as very low income hereunder shall be fifty percent (50%) of median gross income for the Area, with adjustments for family size. A unit occupied by one or more students shall only constitute a Very Low Income Unit if such students meet the requirements of Section142(d)(2)(C) of the Code. The determination of an Available Unit's status as a Very Low Income Unit shall be made by the Owner upon commencement of each lease term with respect to such unit, and annually thereafter, on the basis of an Income Certification executed by each tenant. Unless the context clearly requires otherwise, as used in this Regulatory Agreement, words of any gender shall be construed to include each other gender when appropriate and words of the singular number shall be construed to include the plural number, and vice versa, when appropriate. This Regulatory Agreement and all the terms and provisions hereof shall be construed to effectuate the purposes set forth herein and to sustain the validity hereof. 4 The titles and headings of the sections of this Regulatory Agreement have been inserted for convenience of reference only, and are not to be considered a part hereof and shall not in any way modify or restrict any of the terms or provisions hereof or be considered or given any effect in construing this Regulatory Agreement or any provisions hereof or in ascertaining intent, if any question of intent shall arise. The parties to this Regulatory Agreement acknowledge that each party and their respective counsel have participated in the drafting and revision of this Regulatory Agreement. Accordingly, the parties agree that any rule of construction to the effect that ambiguities are to be resolved against the drafting party shall not apply in the interpretation of this Regulatory Agreement or any supplement or exhibit hereto. Section 2.Representations, Covenants and Warranties of the Owner. (a)The Owner hereby incorporates herein, as if set forth in full herein, each of the representations, covenants and warranties of the Owner contained in the Tax Certificate and the Loan Agreement relating to the Project. (b)The Owner hereby represents and warrants that the Projectis located entirely within the City. (c)The Owner acknowledges, represents and warrants that it understands the nature and structure of the transactions contemplated by this Regulatory Agreement; that it is familiar with the provisions of all of the documents and instruments relating to the Notes to which it is a party or of which it is a beneficiary; that it understands the financial and legal risksinherent in such transactions; and that it has not relied on the Governmental Lenderfor any guidance or expertise in analyzing the financial or other consequences of such financing transactions or otherwise relied on the Governmental Lenderin any mannerexcept to executing and deliveringthe Notes in order to provide funds to assist the Owner in rehabilitatingand developing the Project. Section 3.Qualified Residential Rental Project. The Owner hereby acknowledges and agrees that the Projectis to be owned, managed and operated as a “residential rental project”(within the meaning of Section142(d) of the Code) for a term equal to the Compliance Period. To that end, and for the term of this Regulatory Agreement, the Owner hereby represents, covenants, warrants and agrees as follows: (a)The Projectwill be rehabilitated, developed and operated for the purpose of providing multifamily residential rental property. The Owner will own, manage and operate the Projectas a project to provide multifamily residential rental property comprised of a building or structure or several interrelated buildings or structures, together with any functionally related and subordinate facilities, and no other facilities, in accordance with Section142(d) of the Code, Section1.103-8(b) of the Regulations and the provisions of the Housing Law, and in accordance with such requirements as may be imposed thereby on the Projectfrom time to time. (b)All of the dwelling units in the Project(except for not more than one unit set aside for a resident manager or other administrative use) will be similarly constructed units, and each dwelling unit in the Projectwill contain complete separate and distinct facilities for living, sleeping, eating, cooking and sanitation for a single person or a family, including a sleeping area, bathing and sanitation facilities and cooking facilities equipped with a cooking range, refrigerator and sink. 5 (c)None of the dwelling units in the Projectwill at any time be utilized on a transient basis or rented for a period of less than 30 consecutive days, or will ever be used as a hotel, motel, dormitory, fraternity house, sorority house, rooming house, nursing home, hospital, sanitarium, rest home or trailer court or park; provided that the use of certain units for tenant guests on an intermittent basis shall not be considered transient use for purposes of this Regulatory Agreement. (d)No part of the Projectwill at any time during the Compliance Period be owned by a cooperative housing corporation, nor shall the Owner take any steps in connection with a conversion to such ownership or use, and the Owner will not take any steps in connection with a conversion of the Projectto condominium ownership during the Compliance Period (except that the Owner may obtain final map approval and the Final Subdivision Public Report from the California Department of Real Estate and may file a condominium plan with the City). (e)All of the Available Units in the Projectwill be available for rental during the period beginning on the date hereof and ending on the termination of the Compliance Period on a continuous, “first-come, first-served”basis to members of the general public; which for purposes of this Regulatory Agreement means the general population, and the Owner will not give preference to any particular class or group in renting the dwelling units in the Project, except to the extent that dwelling units are required to be leased or rented in such a manner that they constitute Low Income Unitsor Very Low Income Units. (f)The Projectconsists of a parcel or parcels that are contiguous except for the interposition of a road, street or stream, and all of the facilities of the Projectcomprise a single geographically and functionally integrated project for residential rental property, as evidenced by the ownership, management, accounting and operation of the Project. (g)No dwelling unit in the Projectshall be occupied by the Owner; provided, however, that if the Projectcontains five or more dwelling units, this provision shall not be construed to prohibit occupancy of not more than one dwelling unit by a resident manager or maintenance personnel, any of whom may be the Owner. Section 4.Low Income Tenantsand Very Low Income Tenants; Reporting Requirements. Pursuant to the requirements of the Code, the Owner hereby represents, warrants and covenants as follows: (a)During the Compliance Period, no less than 94of the total number of completed units in the Projectshall at all times be Low Income Units and 24of the total number of completed units in the Projectshall at all times be Very Low Income Units. For the purposes of this paragraph (a), a vacant unit that was most recently a Low Income Unit or Very Low Income Unit is treated as a Low Income Unit or Very Low Income Unit, respectively, until reoccupied, other than for a temporary period of not more than 31 days, at which time the character of such unit shall be redetermined. (b)No tenant qualifying as a Low Income Tenant or Very Low Income Tenant upon initial occupancy shall be denied continued occupancy of a unit in the Projectbecause, after admission, the aggregate Gross Income of all tenants in the unit occupied by such Low Income Tenant or Very Low Income Tenant, respectively, increases to exceed the qualifying limit for a Low Income Unit or Very Low Income Unit, respectively. However, should the aggregate Gross Income of tenants in a Low Income Unit or Very Low Income Unit as of the most recent determination thereof, exceed one hundred forty percent (140%) of the applicable income limit for a Low Income 6 Unit or Very Low Income Unit, respectively, occupied by the same number of tenants, the next available unit of comparable or smaller size must be rented to (or held vacant and available for immediate occupancy by) Low Income Tenant(s) or Very Low Income Tenant(s), respectively. The unit occupied by such tenants whose aggregate Gross Income exceeds such applicable income limit shall continue to be treated as a Low Income Unit or Very Low Income Unit for purposes of the requirementsof Section4(a) hereof unless and until an Available Unit of comparable or smaller size is rented to persons other than Low Income Tenants or Very Low Income Tenants, respectively. (c)For the Compliance Period, the Owner will obtain, complete and maintain on file Income Certifications for each Low Income Tenant and Very Low Income Tenant, including (i)an Income Certification dated immediately prior to the initial occupancy of such Low Income Tenant or Very Low Income Tenant in the unit and a second Income Certification dated one year after the Low Income Tenant’s or Very Low Income Tenant’s initial move-in date, and (ii)thereafter, an annual Income Certification with respect to each Low Income Tenant and Very Low Income Tenant. In lieu of obtaining the annual Income Certifications required by clause (ii) of the preceding sentence, the Owner may, with respect to any particular twelve-month period ending November 1, deliver to the Administrator no later than fifteen days after such date a certification that as of November 1, no residential unit in the Projectwas occupied within the preceding twelve months by a new resident whose income exceeded the limit applicable to Low Income Tenants or Very Low Income upon admission to the Project. The Administrator may at any time and in its sole and absolute discretion notify the Owner in writing that it will no longer accept certifications of the Owner made pursuant to the preceding sentence and that the Owner will thereafter be required to obtain annual Income Certifications for tenants. The Owner will also provide such additional information as may be required in the future by the Code, the State or the Governmental Lender, as the same may be amended from time to time, or in such other form and manner as may be required by applicable rules, rulings, policies, procedures, Regulations or other official statements now or hereafter promulgated, proposed or made by the Department of the Treasury or theInternal Revenue Service with respect to Tax-Exempt obligations. Upon request of the Administrator or the Governmental Lender, copies of Income Certifications for Low Income Tenants and Very Low Income Tenants commencing or continuing occupation of a LowIncome Unit or Very Low Income Unit, respectively, shall be submitted to the Administrator or the Governmental Lender, as requested. (d)The Owner shall make a good faith effort to verify that the income information provided by an applicant in an Income Certification is accurate by taking one or more of the following steps as a part of the verification process: (1)obtain pay stubs for the three most recent pay periods, (2)obtain an income tax return for the most recent tax year, (3)obtain a credit report or conduct a similar type credit search, (4)obtain an income verification from the applicant’s current employer, (5)obtain an income verification from the Social Security Administration and/or the California Department of Social Services if the applicant receives assistance from either of such agencies, or (6)if the applicant is unemployed and does not have an income tax return, obtain another form of independent verification reasonably acceptable to the Governmental Lender. (e)The Owner will maintain complete and accurate records pertaining to the Low Income Unitsand Very Low Income Units, and will permit any duly authorized representative of the Governmental Lender, the Department of the Treasury or the Internal Revenue Service to inspect the books and records of the Owner pertaining to the Project, including those records pertaining to the occupancy of the Low Income Unitsand Very Low Income Units. 7 (f)The Owner will prepare and submit to the Administrator, on behalf of the Governmental Lender, not less than annually, commencing not less than one year after the Closing Date, a Certificate of Continuing Program Compliance executed by the Owner in substantially the form attached hereto as ExhibitC. During the Compliance Period, the Owner shall submit a completed Internal Revenue Code Form 8703 or such other annual certification as required by the Code with respect to the Project, to the Secretary of the Treasury on or before March31 of each year (or such other date as may be required by the Code). (g)For the Compliance Period, all tenant leases or rental agreements shall be subordinate to this Regulatory Agreement and the Deed of Trust. All leases pertaining to Low Income Units or Very Low Income Units shall contain clauses, among others, wherein eachtenant who occupies a Low Income Unitor Very Low Income Unit: (i)certifies the accuracy of the statements made by such tenant in the Income Certification; (ii)agrees that the family income and other eligibility requirements shall be deemed substantialand material obligations of the tenancy of such tenant, that such tenant will comply promptly with all requests for information with respect thereto from the Owner, the Governmental Lenderor the Administrator on behalf of the Governmental Lender, and that the failure to provide accurate information in the Income Certification or refusal to comply with a request for information with respect thereto shall be deemed a violation of a substantial obligation of the tenancy of such tenant; (iii)acknowledges that the Owner has relied on the statements made by such tenant in the Income Certification and supporting information supplied by the Low Income Tenant or Very Low Income Tenant in determining qualification for occupancy of a Low Income Unitor Very Low Income Unit, respectively, and that any material misstatement in such certification (whether or not intentional) will be cause for immediate termination of such lease or rental agreement; and (iv)agrees that the tenant’s income is subject to annual certification in accordance with Section4(c) and that if upon any such certification the aggregate Gross Income of tenants in such unit exceeds the applicable income limit under Section4(b), the unit occupied by such tenant may cease to qualify as a Low Income Unitor Very Low Income Tenant, respectively,and such unit’s rent may be subject to increase. For purposes of this Section4, no unit occupied by a residential manager shall be treated as a rental unit during the time of such occupation. Section 5.Tax-Exempt Status ofNotes. The Owner and the Governmental Lender, as applicable, each hereby represents, warrants and agrees as follows: (a)The Owner and the Governmental Lenderwill not knowingly take or permit, or omit to take or cause to be taken, as is appropriate, any action that would adversely affect the Tax-Exempt nature of the interest on the Notes and, if either of them should take or permit, or omit to take or cause to be taken, any such action, it will take all lawful actions necessary to rescind or correct such actions or omissions promptly upon obtaining knowledge thereof. (b)The Owner and the Governmental Lenderwill file of record such documents and take such other steps as are necessary, in the written opinion of Tax Counselfiled with the Governmental Lender(witha copy to the Owner), in order to insure that the requirements and restrictions of this Regulatory Agreement will be binding upon all owners of the Project, including, but not limited to, the execution and recordation of this Regulatory Agreement in the real property records of the County. 8 Section 6.Requirements of the Housing Law. In addition to the other requirements set forth herein, the Owner hereby agrees that it shall comply with each of the requirements of Section52080 of the Housing Law, including the following: (a)Not less than 94of the total number of units in the Projectshall be Low Income Units and not less than 24of the total number of units in the Projectshall be Very Low Income Units. The units made available to meet these requirements shall be of comparable quality and offer a range of sizes and numbers of bedrooms comparable to the units that are available to other tenants in the Project. (b)The Rental Payments for the Low Income Units paid by the tenants thereof (excluding any supplemental rental assistance from the State, the federal government or any other public agency to those tenants or on behalf of those units) shall not exceed 30% of an amount equal to 60% of the median adjusted gross income for the Area. The Rental Payments for the Very Low Income Units paid by the tenants thereof (excluding any supplemental rental assistance from the State, the federal government or any other public agency to those tenants or on behalf of those units) shall not exceed 30% of an amount equal to 50% of the median adjusted gross income for the Area. (c)The Owner shall accept as tenants, on the same basis as all other prospective tenants, low-income persons who are recipients of federal certificates or vouchers for rent subsidies pursuant to the existing program under Section8 of the Housing Act. The Owner shall not permit any selection criteria to be applied to Section8 certificate or voucher holders that is more burdensome than the criteria applied to all other prospective tenants. (d)The units reserved for occupancy as required by Section4(a) shall remain available on a priority basis for occupancy at all times on and after the Closing Date and continuing through the Compliance Period. (e)During the three (3) years prior to the expiration of the Compliance Period, the Owner shall continue to make available, to eligible households, Low Income Units and Very Low Income Units that have been vacated to the same extent that nonreserved units are made available to noneligible households. (f)Following the expiration or termination of the Compliance Period, except in the event of foreclosure and payoffof the Notes, deed in lieu of foreclosure, eminent domain, or action of a federal agency preventing enforcement, units reserved for occupancy as required by subsection (a) of this Section shall remain available to any eligible tenant occupying a reserved unit at the date of such expiration or termination, at the rent determined by subsection (b) of this Section, until the earliest of (1)the household’s income exceeds 140% of the maximum eligible income specified above, (2)the household voluntarily moves or is evicted for good cause (as defined in the Housing Law), (3)60 years after the date of the commencement of the Compliance Period, or (4)the Owner pays the relocation assistance and benefits to households as provided in Section 7264(b) of the California Government Code. (g)Except as set forth in Section13 hereof, the covenants and conditions of this Regulatory Agreement shall be binding upon successors in interest of the Owner. 9 (h)This Regulatory Agreement shall be recorded in the office of the County recorder, and shall be recorded in the grantor-grantee index under the name of the Owner as grantor and under the name of the Governmental Lenderas grantee. Section 7.Requirements of the Governmental Lender. In addition to other requirements set forth herein and to the extent not prohibited by the requirements set forth in Sections 4 through 6 hereof, the Owner hereby agrees to comply with each of the requirements of the Governmental Lenderset forth in this Section7, as follows: (a)For the duration of the Compliance Period, notwithstanding any retirement of the Notes or termination of the Loan Agreement, the Owner will pay to the Governmental Lenderall of the amounts required to be paid by the Owner under the Loan Agreementand Section19hereofand will indemnify the Governmental Lenderas provided in Section9 of this Regulatory Agreement. (b)All tenant lists, applications and waiting lists relating to the Projectshall at all times be kept separate and identifiable from any other business of the Owner and shall be maintained as required by the Governmental Lender, in a reasonable condition for proper audit and subject to examination during business hours by representatives of the Governmental Lenderupon reasonable advance notice to the Owner. (c)The Owner acknowledges that the Governmental Lenderhas appointed the Administrator to administer this Regulatory Agreement and to monitor performance by the Owner of the terms, provisions and requirements hereof. The Owner shall comply with any reasonable request made by the Administrator or the Governmental Lenderto deliver to any such Administrator, in addition to or instead of the Governmental Lender, any reports, notices or other documents required to be delivered pursuant hereto, and to make the Projectand the books and records with respect theretoavailable for inspection by the Administrator as an agent of the Governmental Lender. The fees and expenses of the Administrator shall be paid by the Governmental Lender. (d)For purposes of Section6(b), the base rents shall be adjusted for household size, based upon the following unit sizes and household sizes: Unit SizeHousehold Size One BedroomOnePersons Two BedroomsTwoPersons Three BedroomsThree Persons (e)Notwithstanding any other provisions of this Regulatory Agreement, in no event shall all ofthe rent, including the portion paid by the Low Income Tenant and any other person or entity, collected by Owner (the “Total Rent”) for any Low Income Unit exceed the amount of rent set forth in this Regulatory Agreement. Total Rent includes all paymentsmade by the Low Income Tenant and all subsidies received by Owner. In the case of Low Income Tenants receiving Section8 benefits, Owner acknowledges that it shall not accept any subsidy or payment that would cause the Total Rent received for any Low Income Unit to exceed the maximum rents allowed by this Regulatory Agreement for such Low Income Unit. Should Owner receive Total Rent in excess of the allowable maximum rent set forth in this Regulatory Agreement for a Low Income Unit, Owner agrees to immediately notify the Governmental Lenderand reimburse the Governmental Lenderfor any such overpayment. 10 Any of the foregoing requirements of the Governmental Lendercontained in this Section7 may be expressly waived by the Governmental Lender, in its sole discretion, in writing, but (i)no waiver by the Governmental Lenderof any requirement of this Section7 shall, or shall be deemed to, extend to or affect any other provision of this Regulatory Agreement except to the extent the Governmental Lenderhas received an opinion of Tax Counselthat any such provision is not required by the Housing Law and may be waived without adversely affecting the exclusion from gross income of interest on the Notes for federal income tax purposes; and (ii)any requirement of this Section7 shall be void and of no force and effect if the Governmental Lenderand the Owner receive a written opinion of Tax Counselto the effect that compliance with any such requirement would cause interest on the Notes to cease to be Tax-Exempt or to the effect that compliance with such requirement would be in conflict with the Housing Law or any other state or federal law. Section 8.Modification of Covenants. The Owner and the Governmental Lenderhereby agree as follows: (a)To the extent any amendments to the Housing Law, the Regulations or the Code shall, in the written opinion of Tax Counselfiled with the Governmental Lenderand the Owner, retroactively impose requirements upon the ownership or operation of the Projectmore restrictive than those imposed by this Regulatory Agreement, and if such requirements are applicable to the Projectand compliance therewith is necessary to maintain the validity of, or the Tax-Exempt status of interest on the Notes, this Regulatory Agreement shall be deemed to be automatically amended to impose such additional or more restrictive requirements. (b)To the extent that the Housing Law, the Regulations or the Code, or any amendments thereto, shall, in the written opinion of Tax Counselfiled with the Governmental Lenderand the Owner, impose requirements upon the ownership or operation of the Project less restrictive than imposed by this Regulatory Agreement, this Regulatory Agreement may be amended or modified to provide such less restrictive requirements but only by written amendment signed by the Governmental Lender, at its sole discretion, and the Owner, with the consent of the Noteowner Representative, and only upon receipt by the Governmental Lenderof the written opinion of Tax Counselto the effect that such amendment will not affect the Tax-Exempt status of interest on the Notes or violate the requirements of the Housing Law, and otherwise in accordance with Section21 hereof. (c)The Ownerandthe Governmental Lendershall execute, deliver and, if applicable, file of record any and all documents and instruments necessary to effectuate the intent of this Section8. Section 9.Indemnification; Other Payments. To the fullest extent permitted by law, the Owner agrees to indemnify, hold harmless and defend the Governmental Lenderand each of its officers, governing members, directors, officials, employees, attorneys, agents, and program participants (collectively, the “Indemnified Parties”), against any and all losses, damages, claims, actions, liabilities, costs and expenses of any conceivable nature, kind or character (including, without limitation, reasonable attorneys’ feesand expenses, litigation and courtcosts, amounts paid in settlement and amounts paid to discharge judgments) to which the Indemnified Parties, or any of them, may become subject under or any statutory law (including federal or state securities laws) or at common law or otherwise, arising out of or based upon or in any way relating to: 11 (i)the Notes, the Funding Loan Agreement, the Loan Agreement, this Regulatory Agreement, or the Tax Certificate and all documents related thereto, or the execution or amendment hereof or thereof or in connectionwith transactions contemplated hereby or thereby, including, as applicable, the execution and delivery or transfer of interests in the Notes; (ii)any act or omission of the Owner or any of its agents, contractors, servants, employees or licensees in connection with the Loan or the Project, the operation of the Project, or the condition, environmental or otherwise, occupancy, use, possession, conduct or management of work done in or about, or from the planning, design, acquisition, installation, construction orrehabilitation of, the Project or any part thereof; (iii)any lien or charge upon payments by the Owner to the Governmental Lender or any taxes (including, without limitation, all ad valorem taxes and sales taxes), assessments, impositions and other charges imposed on the Governmental Lenderin respect of any portion of the Project; (iv)any violation of any environmental law, rule or regulation with respect to, or the release of any toxic substance from, the Project or any part thereof; (v)the defeasance and/or redemption, in whole or in part, of the Notes; (vi)any untrue statement or misleading statement or alleged untrue statement or alleged misleading statement of a material fact contained in any offering statement or disclosure document for the Notes or any of the documents relating to the Notes, or any omission or alleged omission from any offering statement or disclosure document for the Notes of any material fact necessary to be stated therein in order to make the statements made therein, in the light of the circumstances under which they were made, not misleading; or (vii)any declaration of taxability of interest on the Notes, or allegations (or regulatory inquiry) that interest on the Notes is taxable for federal tax purposes; except to the extent such damages are caused by the willful misconduct or gross negligence of such Indemnified Party. In the event that any action or proceeding is brought against any Indemnified Party with respect to which indemnity may be sought hereunder, the Owner, upon written notice from the Indemnified Party, shall assume the investigation and defense thereof, including the employment of counsel selected by the Indemnified Party, and shall assume the payment of all expenses related thereto, with full power to litigate, compromise or settle the same in its sole discretion; provided that the Indemnified Party shall have the right to review and approve or disapprove any such compromise or settlement. Each Indemnified Party shall have the right to employ separate counsel in any such action or proceeding and participate in the investigation and defense thereof, and the Owner shall pay the reasonable fees and expenses of such separate counsel; provided, however, that such Indemnified Party may only employ separate counsel at the expense of the Owner if in the judgment of such Indemnified Party aconflict of interest exists by reason of common representation or if all parties commonly represented do not agree as to the action (or inaction) of counsel. In addition to the foregoing, the Owner shall pay upon demand all of the fees and expenses paid or incurred by the Governmental Lenderin enforcing the provisions hereof. 12 In addition thereto, the Owner will pay upon demand all of the fees and expenses paid or incurred by the Governmental Lenderin enforcing the provisions hereof, as more fully set forth in the Loan Agreement. The provisions of this Section9 shall survive the final payment or defeasance of the Notes and the term of this Regulatory Agreement. Section 10.Consideration. The Governmental Lenderhas agreed to execute and deliver the Notes to providefunds to lend to the Owner to finance the Project, all for the purpose, among others, of inducing the Owner to acquire, construct, develop and operate the Project. In consideration of the execution and deliveryof the Notes by the Governmental Lender, the Owner has entered into this Regulatory Agreement and has agreed to restrict the uses to which this Project can be put on the terms and conditions set forth herein. Section 11.Reliance. The Governmental Lenderand the Owner hereby recognize and agree that the representations and covenants set forth herein may be relied upon by all persons, including but not limited to the Administrator, interested in the legality and validity of the Notes, in the exemption from California personal income taxation of interest on the Notes and in the Tax- Exempt status of the interest on the Notes. In performing their duties and obligations hereunder, the Governmental Lender, the Administrator may rely upon statements and certificates of the Low Income Tenants, and upon audits of the books and records of the Owner pertaining to the Project. In addition, the Governmental Lendermay consult with counsel, and the opinion of such counsel shall be full and complete authorization and protection in respect of any action taken or suffered by the Governmental Lenderhereunder in good faith and in conformity with such opinion. Section 12.Transfer of the Project. For the Compliance Period, the Owner shall not Transfer the Project, in whole or in part, without the prior written consent of the Governmental Lender, which consent shall not be unreasonably withheld or delayed if the following conditions are satisfied: (A)the receipt by the Governmental Lenderof evidence acceptable to the Governmental Lenderthat (1)the Owner shall not be in default hereunder or under the Loan Agreement, if in effect (which may be evidenced by a Certificate of Continuing Program Compliance), or the transferee undertakes to cure any defaults of the Owner to the reasonable satisfaction of the Governmental Lender; (2)the continued operation of the Projectshall comply with the provisions of this Regulatory Agreement; (3)either (a)the transferee or its Manager has at least three years’ experience in the ownership, operation and management of similar size rental housing projects, and at least one year’s experience in the ownership, operation and management of rental housing projects containing below- market-rate units, without any record of material violations of discrimination restrictions or other state or federal laws or regulations or local governmental requirements applicable to such projects, or (b)the transferee agrees to retain a Manager with the experience and record described in subclause (a) above, or (c) the transferring Owner or its management company will continue to manage the Project, or another management company reasonably acceptable to the Governmental Lenderwill manage, for at least one year following such Transfer and, if applicable, during such period the transferring Owner or its management company will provide training to the transferee and its manager in the responsibilities relating to the Low Income Units; and (4)the person or entity that is to acquire the Project does not have pending against it, and does not have a history of significant and material building code violations or complaints concerning the maintenance, upkeep, operation, and regulatory agreement compliance of any of its projects as identified by any local, state or federal regulatory agencies; (B)the execution by the transferee ofany document reasonably requested by the Governmental Lenderwith respect to the assumption of the Owner’s obligations under this 13 Regulatory Agreement and the Loan Agreement (if then in effect), including without limitation an instrument of assumption hereof and thereof, and delivery to the Governmental Lenderof an opinion of such transferee’s counsel to the effect that each such document and this Regulatory Agreement are valid, binding and enforceable obligations of such transferee, subject to bankruptcyand other standard limitations affecting creditor’s rights; (C)receipt by the Governmental Lenderof an opinion of Tax Counselto the effect that any such Transfer will not adversely affect the Tax-Exempt status of interest on the Notes; (D)receipt by the Governmental Lenderof all fees and/or expenses then currently due and payable to the Governmental Lenderby the Owner; and (E)receipt by the Governmental Lenderof evidence of satisfaction of compliance with the provisions of Section28(d)(i) related to notice to CDLAC of transfer of the Project. It is hereby expressly stipulated and agreed that any Transfer of the Projectin violation of this Section12 shall be null, void and without effect, shall cause a reversion of title to the Owner, and shall beineffective to relieve the Owner of its obligations under this Regulatory Agreement. The written consent of the Governmental Lenderto any Transfer of the Projectshall constitute conclusive evidence that the Transfer is not in violation of this Section12. Nothing in this Section shall affect any provision of any other document or instrument between the Owner and any other party which requires the Owner to satisfy certain conditions or obtain the prior written consent of such other party in order to Transfer the Project. Upon any Transfer that complies with this Regulatory Agreement, the Owner shall be fully released from its obligations hereunder to the extent such obligations have been fully assumed in writing by the transferee of the Project. The foregoing notwithstanding, the Projectmay be transferred pursuant to a foreclosure, exercise of power of sale or deed in lieu of foreclosure or comparable conversion under the Deed of Trust without the consent of the Governmental Lenderor compliance with theprovisions of this Section12. The Governmental Lenderhereby approves the transfer of limited partnership interests in the Owner, including, without limitation, the transfer of limited partnershipinterests in the Owner from the Investor Limited Partnerand the transfer ofinterests in the limited partner of Owner. The Governmental Lenderhereby agrees that the removal of the general partner pursuant to the Owner’s partnership agreement shall not require the consent of Governmental Lender. For the Compliance Period, the Owner shall not: (1)encumber any of the Projector grant commercial leases of any part thereof, or permit the conveyance, transfer or encumbrance of any part of the Project, except for (A)encumbrances permitted under the Deed of Trust, or (B)a Transfer in accordance with the terms of this Regulatory Agreement, in each case upon receipt by the Governmental Lenderof an opinion of Tax Counselto the effect that such action will not adversely affect the Tax-Exempt status of interest on the Notes (provided that such opinion will not be required with respect to any encumbrance, lease or transfer relating to a commercial operation or ancillary facility that will be available for tenant use and is customary to the operation of multifamilyhousing developments similar to the Project); (2)demolish any part of the Projector substantially subtract from any real or personal property of the Project, except to the extent that what is demolished or removed is replaced with comparable property orsuch demolition or removal is otherwise permitted by the Loan Agreement or the Deed of Trust; or (3)permit the use of the dwelling accommodations of the Projectfor any purpose except rental residences. Section 13.Term. This Regulatory Agreement and all and several of the terms hereof shall become effective upon its execution and delivery, and shall remain in full force and effect for the period provided herein and shall terminate as to any provision not otherwise provided with a specific termination date and shallterminate in its entirety at the end of the Compliance Period, it 14 being expressly agreed and understood that the provisions hereof are intended to survive the retirement of the Notes and discharge of the Funding Loan Agreementand the Loan Agreement. The terms of this Regulatory Agreement to the contrary notwithstanding, the requirements of this Regulatory Agreement shall terminate and be of no further force and effect in the event of involuntary noncompliance with the provisions of this Regulatory Agreement caused by fire or other casualty, seizure, requisition, foreclosure or transfer of title by deed in lieu of foreclosure, change in a federal law or an action of a federal agency after the Closing Date, which prevents the Governmental Lenderfrom enforcing such provisions, or condemnation or a similar event, but only if, within a reasonable period, either the Notes are retired or amounts received as a consequence of such event are used to provide a project that meets the requirements hereof; provided, however, that the preceding provisions of this sentence shall cease to apply and the restrictions contained herein shall be reinstated if, at any time subsequent to the termination of such provisions as the result of the foreclosure or the delivery of a deed in lieu of foreclosure or a similar event, the Owner or any related person (within the meaning of Section1.103-10(e) of the Regulations) obtains an ownership interest in the Projectfor federal income tax purposes. The Owner hereby agrees that, followingany foreclosure, transfer of title by deed in lieu of foreclosure or similar event, neither the Owner nor any such related person as described above will obtain an ownership interest in the Projectfor federal tax purposes. Notwithstanding any other provision of this Regulatory Agreement, this Regulatory Agreement may be terminated upon agreement by the Governmental Lenderand the Owner, with the consent of CDLAC, upon receipt by the Governmental Lenderof an opinion of Tax Counselto the effect that such termination will not adversely affect the exclusion from gross income of interest on the Notes for federal income tax purposes. Upon the termination of the terms of this Regulatory Agreement, the parties hereto agree to execute, deliver and record appropriate instruments of release and discharge of the terms hereof; provided, however, that the execution and delivery of such instruments shall not be necessary or a prerequisite to the termination of this Regulatory Agreement in accordance with its terms. Section 14.Covenants to Run With the Land. Notwithstanding Section1461 of the California Civil Code, the Owner hereby subjects the Projectto the covenants, reservations and restrictions set forth in this Regulatory Agreement. The Governmental Lenderand the Owner hereby declare their express intent that the covenants, reservations and restrictions set forth herein shall be deemed covenants running with the land and shall pass to and be binding upon the Owner’s successors in title to the Project; provided, however, that on the termination of this Regulatory Agreement said covenants, reservations and restrictions shall expire. Each and every contract, deed or other instrument hereafter executed covering or conveying the Projector any portion thereof shall conclusively be held to have been executed, delivered and accepted subject to such covenants, reservations and restrictions, regardless of whether such covenants, reservations and restrictions are set forth in such contract, deed or other instruments. Section 15.Burden and Benefit. The Governmental Lenderand the Owner hereby declare their understanding and intent that the burdens of the covenants set forth herein touch and concern the land in that the Owner’s legal interest in the Projectis rendered less valuable thereby. The Governmental Lenderand the Owner hereby further declare their understanding and intent that the benefits of such covenants touch and concern the land by enhancing and increasing the enjoyment and use of the Projectby Low Income Tenantsand Very Low Income Tenants, the intended 15 beneficiaries of such covenants, reservations and restrictions, and by furthering the public purposes for which the Notes were executed and delivered. Section 16.Uniformity; Common Plan. The covenants, reservations and restrictions hereof shall apply uniformly to the entire Project in order to establish and carry out a common plan for the use of the site on which the Projectis located. Section 17.Default; Enforcement. If the Owner defaults in the performance or observance of any covenant, agreement or obligation of the Owner set forth in this Regulatory Agreement, and if such default remains uncured for a period of 60 days after written notice thereof shall have been given by the Governmental Lenderorthe Noteowner Representativeto the Owner, or for a period of 60 days from the date the Owner should, with reasonable diligence, have discovered such default, then the Governmental Lendershall declare an “Event of Default”to have occurred hereunder; provided, however, that if the default is of such a nature that it cannot be corrected within 60 days, such default shall not constitute an Event of Default hereunder so long as (i)the Owner institutes corrective action within said 60 days and diligently pursues such action until the defaultis corrected, and (ii)in the opinion of Tax Counsel, the failure to cure said default within 60 days will not adversely affect the Tax-Exempt status of interest on the Notes. The Governmental Lendershall have the right to enforce the obligations of theOwner under this Regulatory Agreement within shorter periods of time than are otherwise provided herein if necessary to insure compliance with the Housing Law or the Code. Any cure of any default made or tendered by the Investor Limited Partner shall be deemed to be a cure by Owner and shall be accepted or rejected on the same basis as if made or tendered by Owner. Following the declaration of an Event of Default hereunder, the Governmental Lender, subject to the terms of the Funding Loan Agreement, may take any one or more of the following steps, in addition to all other remedies provided by law or equity: (i)by mandamus or other suit, action or proceeding at law or in equity, including injunctive relief, require the Owner to perform its obligations and covenants hereunder or enjoin any acts or things that may be unlawful or in violation of the rights of the Governmental Lenderhereunder; (ii)have access to and inspect, examine and make copies of all of the books and records of the Owner pertaining to the Project; (iii)take such other action at law or in equity as may appear necessary or desirable to enforce the obligations, covenants and agreements of the Owner hereunder; and (iv)with the consent of the Noteowner Representative, which consent shall not be unreasonably withheld, declare a default under the Funding Loan Agreement or Loan Agreement, as applicable, and proceed with any remedies provided therein. The Owner hereby agrees that specific enforcement of the Owner’s agreements contained herein is the only means by which the Governmental Lendermay fully obtain the benefits of this Regulatory Agreement made by the Owner herein, and the Owner therefore agrees to the imposition of the remedy of specific performance against it in the case of any Event of Default by the Owner hereunder. 16 The Governmental Lenderhereby agreesthat cure of any Event of Default made or tendered by any partner of the Owner shall be deemed to be a cure by the Owner and shall be accepted or rejected on the same basis as if made or tendered by the Owner. All reasonable fees, costs and expenses (including reasonable attorney’s feesand expenses) the Governmental Lenderincurred in taking any action pursuant to this Section shall be the sole responsibility of the Owner. Section 18.Recording and Filing. (a)The Owner shall cause this Regulatory Agreement and all amendments and supplements hereto and thereto, to be recorded and filed in the real property records of the County, and in such other places as the Governmental Lendermay reasonably request. The Owner shall pay all fees and charges incurred in connection with any such recording. (b)The Owner and the Governmental Lenderwill file of record such other documents and take such other steps as are reasonably necessary, in the opinion of Tax Counsel, in order to insure that the requirements and restrictions of this Regulatory Agreement will be binding upon all owners of the Project. (c)The Owner hereby covenants to include or reference the requirements and restrictions contained in this Regulatory Agreement in any documents transferring any interest in the Project to another person to the end that such transferee has notice of, and is bound by, such restrictions, and, except in the case of a foreclosure or comparable involuntary conversion of the Deed of Trust, whereby the Funding Lenderbecomes the owner of the Project, to obtain the agreement from any transferee to abide by all requirements and restrictions of this Regulatory Agreement. Section 19.Payment of Fees. Notwithstanding any prepayment of the Loan and discharge of the Funding Loan Agreement, the Owner shall continue to pay (or, to the extent allowed under the Code, shall prepay the present value at such time of) the fees of the Governmental Lender as provided in this Section19, unless such prepayment is made in connection with a refunding of the Notes. The Owner agrees to pay to the Governmental Lender(i)an initial issuance fee of $___________, which shall be paid on or before the Closing Date, (ii)the Governmental Lender’s annual administration fee (the “Annual Administration Fee”), which shall be an amount equal to $_________________, and shall be payable commencing on the Closing Date and annually on each ___________1 thereafter, and continuing throughout the Compliance Period, and (iii)within 30 days after receipt of request for payment thereof, all reasonable out-of-pocket expensesof the Governmental Lender(not including salaries and wages of Governmental Lenderemployees) related to the Notes, the Project and the financing thereof, including, without limitation, legal fees and expenses incurred in connection with the interpretation, performance, enforcement or amendment of any documents relating to the Project or the Notes, including without limitation any legal fees and expenses incurred in connection with any audit of the Notes by the Internal Revenue Service. In the event that the Notes are prepaidin part or in full prior to the expiration of the Qualified Project Period (other than Notes prepaidon the Conversion Date), the Annual Administration Fee for the remainder of the Compliance Period, at the option of the Governmental Lender, shall be paid by the Owner at the time of such redemption of the Notes and shall be a lump sum amount equal to the present value of the Annual Administration Fee for the remainder of the Compliance Period 17 discounted at a rate equal to the then current market rate for U.S. Treasury obligations of a maturity equal to the remaining term of the Compliance Period. If the Owner fails to make payment of the Annual Administration Fee for a period of two consecutive years or more, the Governmental Lendermay, in its sole discretion, declare the total amount of the Annual Administration Fee through the end of the Compliance Period immediately due and payable, such amount to be discounted at a rate equal to the then current market rate for U.S. Treasury obligations of a maturity equal to the remaining term of the Compliance Period. Section 20.Governing Law; Venue. This Regulatory Agreement shall be construed in accordance with and governed by the laws of the State of California applicable to contracts made and performed in the State of California. This Regulatory Agreement shall be enforceable in the State of California, and any action arising hereunder shall (unless waived by the Governmental Lenderin writing) be filed and maintained in the Superior Court of California,County of SanDiego. Section 21.Amendments; Waivers. (a)Except as provided in Sections 8(a) and 28(e) hereof, this Regulatory Agreement may be amended only by a written instrument executed by the parties hereto or their successors in title, and duly recorded in the real property records of the County of San Diego, California, and only upon (i)receipt by the Governmental Lenderof an opinion from Tax Counselthat such amendment will not adversely affect the Tax-Exempt status of interest on the Notes and is not contrary to the provisions of the Housing Law and (ii)the written consent of the Noteowner Representative, who shall receive a copy of any such amendment. (b)Anything to the contrary contained herein notwithstanding, the Governmental Lender and theOwner hereby agree to amend this Regulatory Agreement to the extent required, in the opinion of Tax Counsel, in order that interest on the Notes remains Tax-Exempt. The parties requesting such amendment shall notify the other parties to this Regulatory Agreement of the proposed amendment, with a copy of such proposed amendment to Tax Counseland a request that Tax Counselrender to the Governmental Lenderan opinion as to the effect of such proposed amendment upon the Tax-Exempt status of interest on the Notes. This provision shall not be subject to any provision of any other agreement requiring any party hereto to obtain the consent of any other person in order to amend this Regulatory Agreement. (c)Any waiver of, or consent to, any condition under this Regulatory Agreement must be expressly made in writing. Section 22.Notices. Any notice required to be given hereunder shall be made in writing and shall be given by personal delivery, overnight delivery, certified or registered mail, postage prepaid, return receipt requested, or by telecopy, in each case at the respective addresses specified in the Funding Loan Agreement, or at such other addresses as may be specified in writing by the parties hereto. Unless otherwise specified by the Administrator, the address of the Administrator is: Chula Vista Housing Authority 276 Fourth Avenue Chula Vista, California 91910 Attention: Executive Director Unless otherwise specified by CDLAC, the address of CDLAC is: 18 California Debt Limit Allocation Committee 915 Capitol Mall, Room 311 Sacramento, CA 95814 Attention: Executive Director The Governmental Lender, the Administrator, CDLAC and the Owner may, by notice given hereunder, designate any further or different addresses to which subsequent notices, certificates or other communications shall be sent. Notice shall be deemed given on the date evidenced by the postal or courier receipt or other written evidence of delivery or electronic transmission; provided that any telecopy or other electronic transmission received by any party after 4:00 p.m., local time of the receiving party, as evidenced by the time shown on such transmission, shall be deemed to have been received the following Business Day. A copy of each notice of default provided to the Owner hereunder shall also be provided to the Investor and the Noteowner Representativeat the addresses set forth in the Funding Loan Agreement. A copy of each notice sent by or to the Owner shall also be sent to the Manager at the address of the Manager provided by the Owner to the Administrator; but such copies shall not constitute notice to the Owner, nor shall any failure to send such copies constitute a breach of this Regulatory Agreement or a failure of or defect in notice to the Owner. The Owner shall notify the Governmental Lenderand the Administrator in writing of any change to the name of the Project or any change of name or address for the Owner or the Manager. The Owner shall further notify CDLAC in writing of any event provided in Section28(d) hereof. Section 23.Severability. If any provision of this Regulatory Agreement shall be invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining portions hereof shall not in any way be affected or impaired thereby. Section 24.Multiple Counterparts. This Regulatory Agreement may be simultaneously executed in multiple counterparts, all of which shall constitute one and the same instrument, and each of which shall be deemed to be an original. Section 25.Limitation on Liability. Notwithstanding the foregoing or any other provision or obligation to the contrary contained in this Regulatory Agreement, (i)the liability of the Owner under this Regulatory Agreement to any person or entity, including, but not limited to, the Noteowner Representative, or the Governmental Lenderand their successors and assigns, is limited to the Owner’s interest in the Project, the Pledged Revenuesand the amounts held in the funds and accounts created under the Funding Loan Agreement, or any rights of the Owner under any guarantees relating to the Project, and such persons and entities shall look exclusively thereto, or to such other security as may from time to time be given for the payment of obligations arising out of this Regulatory Agreement or any other agreement securing the obligations of the Owner under this Regulatory Agreement; and (ii)from and after the date of this Regulatory Agreement, no deficiency or other personal judgment, nor any order or decree of specific performance (other than pertaining to this Regulatory Agreement, any agreement pertaining to any Projector any other agreement securing the Owner’s obligations under this Regulatory Agreement), shall be rendered against the Owner, the assets of the Owner (other than the Owner’s interest in the Project, this Regulatory Agreement, amounts held in the funds and accounts created under the Funding Loan Agreement, any rights of the Owner under the Funding Loan Agreementor any other documents relating to the Notes or any rights of the Owner under any guarantees relating to the Project), its partners, members, successors, 19 transferees or assigns and each of their respective officers, directors, employees, partners, agents, heirs and personal representatives, as the case may be, in any action or proceeding arising out of this Regulatory Agreement and the Funding Loan Agreementor any agreement securing the obligations of the Owner under this Regulatory Agreement, or any judgment, order or decree rendered pursuant to any such action or proceeding, except to the extent provided in the Loan Agreement. Section 26.Third-Party Beneficiary. The City and CDLAC are intended to be and shall each be a third-party beneficiary of this Regulatory Agreement. The City shall have the right (but not the obligation) to enforce, separately or jointly with the Governmental Lenderor to cause the Governmental Lenderto enforce, the terms of this Regulatory Agreement and to pursue an action for specific performance or other available remedy at law or in equity in accordance with Section17 hereof. CDLAC shall have the right (but not the obligation) to enforce the CDLAC Conditions and to pursue an action for specific performance or other available remedy at law or in equity in accordance with Section17 hereof, provided that any such action or remedy shall not materially adversely affect the interests and rights of the Noteowners. Section 27.Property Management. The Owner agrees that at all times the Projectshall be managed by a property manager (i)approved by the Governmental Lenderin its reasonable discretion and (ii)who has at leastthree years’ experience in the ownership, operation and management of similar size rental housing projects, and at least one year’s experience in the ownership, operation and management of rental housing projects containing below-market-rate units, without any record of material violations of discrimination restrictions or other state or federal laws or regulations or local governmental requirements applicable to such projects (the “Manager”). The Owner shall submit to the Governmental Lenderfrom time totime such information about the background, experience and financial condition of any existing or proposed Manager as the Governmental Lendermay reasonably require to determine whether such Manager meets the requirements for a Manager set forth herein. The Governmental Lenderreserves the right to conduct periodic reviews of the management practices and of the Manager to determine if the Projectis being operated and managed in accordance with the requirements and standards of this Agreement. The Owner agrees to cooperate with the Governmental Lenderin such reviews. Replacement of Manager. If the Governmental Lenderdetermines in its reasonable judgment that the Projectis not being operated and managed in accordance with one or more of the material requirements or standards of this Agreement, the Governmental Lendermay deliver notice to the Owner and the Noteowner Representativerequesting replacement of the Manager, which notice shall state clearly the reasons for such request. The Owner agrees that, upon receipt of such notice, it shall within 60 days submit to the Governmental Lender, with copies to the Noteowner Representative, a proposal to engage a new Manager meeting the requirements of this Section27. Each of the Governmental Lenderand the Noteowner Representativeshall respond within 30 days to such proposal or such approval shall be deemed given. Upon receipt of such consent or deemed consent, the Owner shall within 60 days terminate the existing Manager’s engagement and engage the new Manager. If such proposal is denied by either the Governmental Lenderor the Noteowner Representative, the Owner agrees that upon receipt of notice of such denial, it shall within 60 days submit to the Governmental Lender, with copies to the Noteowner Representative, a proposal to engage another new Manager meeting the requirements of this Section27, subject to the Governmental Lender’s and Noteowner Representative’s consentor deemed consent pursuant to the terms hereof. 20 Notwithstanding any other provision of this Section27to the contrary, the Noteowner Representativemay at any time by written instruction to the Governmental Lenderand the Owner deny the Governmental Lender’s request for a replacement Manager and direct that the existing Manager be retained. Section 28.Requirements of CDLAC. In addition to other requirements set forth herein and to the extent not prohibited by the requirements set forth in Sections 4 through 6 hereof, the Owner hereby agrees to comply with each of the requirements of CDLAC set forth in this Section28, as follows: (a)The Owner shall comply with the CDLAC Resolution attached hereto as ExhibitE and the CDLAC Conditions set forth in ExhibitA thereto (collectively, the “CDLAC Conditions”), which conditions are incorporated herein by reference and made a part hereof. The Owner will prepare and submit to the Governmental Lender, not later than February1 of each year, until the Projectis completed, and on February1 every three years thereafter until the end of the Compliance Period, a Certificate of Compliance II for Qualified Residential Rental Projects, in substantially the form required or otherwise provided by CDLAC from time to time, executed by an authorized representative of the Owner. Such Certificate of Compliance II for Qualified Residential Rental Projects shall be shall be prepared pursuant to the terms of the CDLAC Conditions. Additionally, the Owner will prepare and submit to the Governmental Lender, a Certificate of Completion, in substantially the form required or otherwise provided by CDLAC from time to time, executed by an authorized representative of the Owner certifying among other things to the substantial completion of the Project. Compliance with the terms of the CDLAC Conditions not contained within this Regulatory Agreement, but referred to in the CDLAC Conditions are the responsibility of the Owner to report to the Governmental Lender. (b)The Owner acknowledges that the Governmental Lenderand the Administrator shall monitor the Owner’s compliance with the terms of the CDLAC Conditions. The Owner acknowledges that the Governmental Lenderwill prepare and submit to CDLAC, not later than March1 of each year, until the Projectis completed, and on March1 every three years thereafter until the end of the Compliance Period, a Self-Certification Certificate in the form provided by CDLAC. The Owner will cooperate fully with the Governmental Lenderin connection with such monitoring and reporting requirements. (c)Except as otherwise provided in Section13 of this Regulatory Agreement, this Regulatory Agreement shall terminate on the date 55 years after the date on which at least fifty percent (50%) of the units in the Projectare first occupied or otherwise after the commencement of the Qualified Project Period. (d)The Owner shall notify CDLAC in writing of: (i)any change in ownership of the Project, (ii)any change in the Governmental Lender, (iii)any change in the name of the Projector the Manager; (iv)any material default under the Funding Loan Agreement, the Loan Agreement or this Regulatory Agreement, including, but not limited to, such defaults associated with the Tax- Exempt status of the Notes, and the income and rental requirements as provided in Sections 4 and 6 hereof and the CDLAC Conditions; or (v)termination of this Regulatory Agreement. (e)CDLAC shall have the right, but not the obligation, to deliver revised CDLAC Conditions to the Owner after the Closing Date, at any time; that are not more restrictive than the original CDLAC Conditions; provided however, that, with the prior written consent of the 21 Noteowner Representative, which will not be unreasonably withheld: (i)any changes in the terms and conditions of the CDLAC Conditions prior to the recordation against the Project in the real property records of the County of a regulatory agreement between Owner and TCAC(“TCAC Regulatory Agreement”) shall be limited to such changes as are necessary to correct any factual errors or to otherwise conform the CDLAC Conditions to any change in facts or circumstances applicable to the Owner or the Project; and (ii)after recordation of the TCAC Regulatory Agreement, any changes in the terms and conditions of the CDLAC Conditions shall be limited to such changes as are necessary to conform Items 1, 6, 7, 10, 11, 12, 14, 15, 16, 18, 19, 20, 21, 22, 23, 24, 25and/or 26 of ExhibitA to the CDLAC Conditions to any change in terms and conditions requested by Owner and approved by CDLAC. The Owner shall record or cause to be recorded in the real property records of the County an amendment to this Regulatory Agreement containing such revised CDLAC Conditions, executed by the parties hereto or their successor in title and pay any expenses in connection therewith. The Owner shall provide CDLAC with a copy of that recorded amendment reflecting the revised CDLAC Conditions. Any of the foregoing requirements of the CDLAC contained in this Section28may be expressly waived by CDLAC, in its sole discretion, in writing, but (i)no waiver by CDLAC of any requirement of this Section28shall, or shall be deemed to, extend to or affect any other provision of this Regulatory Agreement except to the extent the Governmental Lenderhas received an opinion of Tax Counselthat any such provision is not required by the Housing Law and may be waived without adversely affecting the exclusion from gross income of interest on the Notes for federal income tax purposes; and (ii)any requirement of this Section28shall be void and of no force and effect if the Governmental Lenderand the Owner receive a written opinion of Tax Counselto the effect that compliance with any such requirement would cause interest on the Notes to cease to be Tax-Exempt or to the effect that compliance with such requirement would be in conflict with the Housing Law or any other state or federal law. 22 IN WITNESS WHEREOF, the Governmental Lenderand the Owner have executed this Regulatory Agreement by duly authorized representatives, all as of the date first above written. CHULA VISTA HOUSING AUTHORITY By: Executive Director \[Execution Page to Regulatory Agreement and Declaration of Restrictive Covenants Dated as of __________ 1, 2019\] ST. REGIS PARK CIC, LP, a California limited partnership By:Pacific Southwest Community Development Corporation, a California nonprofit public benefit corporation, its Managing General Partner By:________________________________ Robert Laing President and Executive Director By:CIC St. RegisPark, LLC, a California limited liability company, its Administrative General Partner By:Chelsea Investment Corporation, a California corporation, its Manager By:___________________________ Cheri Hoffman, President \[Execution Page to Regulatory Agreement and Declaration of Restrictive Covenants Dated as of __________ 1, 2019\] EXHIBITA DESCRIPTION OF REAL PROPERTY Real property in the City of Chula Vista, County of San Diego, State of California, described as follows: A-1 EXHIBITB FORM OF INCOME CERTIFICATION B-1 EXHIBITC FORM OF CERTIFICATE OF CONTINUING PROGRAM COMPLIANCE The undersigned, ____________________, being duly authorized to execute this certificate on behalf of ST. REGIS PARK CIC, LP(the “Owner”), hereby represents and warrants that: 1.The undersigned has read and is thoroughly familiar with the provisions of the following documents associated with the Borrower’s participation in the Chula Vista Housing Authority’s (the “Governmental Lender”) Multifamily Housing Revenue Notes (St. Regis Park Apartments), Series 2019Series B-1 and B-2, such documents including: (a)the Regulatory Agreement and Declaration of Restrictive Covenants (the “Regulatory Agreement”) dated as of __________ 1, 2019betweenthe Ownerandthe Governmental Lender; (b)the Notes executed and delivered from the Owner to the Governmental Lenderrepresenting the Owner’s obligation to repay the Loan. 2.As of the date of this certificate, the following percentages of residential units in the Project (i)are occupied by Very Low Income Tenants and Low Income Tenants (as such terms are defined in the Regulatory Agreement) or (ii)are currently vacant and being held available for such occupancy and have been so held continuously since the date a Very Low Income Tenant andLow Income Tenant vacated such unit; as indicated: 123 StudioBedroomBedroomsBedroomsTotal Occupied by Very Low Income Tenants:___ % Unit Nos.:_____________________ Held vacant for occupancy continuously since last occupied by a Very Low Income Tenant:___ % Unit Nos.:_____________________ 123 StudioBedroomBedroomsBedroomsTotal Occupied by Low Income Tenants:___ % Unit Nos.:_____________________ Held vacant for occupancy continuously since last occupied by a Low Income Tenant:___ % Unit Nos.:_____________________ C-1 3.The Owner hereby certifies that the Owner is not in default under any of the terms of the above documents and no event has occurred which, with the passage of time, would constitute an event of default thereunder, with the exception of the following \[state actions being taken to remedy default\]. ST. REGIS PARK CIC, LP, a California limited partnership By: Its: C-2 EXHIBITD CDLAC RESOLUTION THE CALIFORNIA DEBT LIMIT ALLOCATION COMMITTEE RESOLUTION NO.19-___ D-1 March 26, 2019File ID: 19-0117 TITLE PRESENTATION AND DISCUSSION OF THE CITY’S FISCAL YEAR 2020 BASELINE BUDGET RECOMMENDED ACTION Council receivethe report and provide feedback as appropriate. SUMMARY There are no attachments for this item; staff will be giving a presentation at the council meeting. ENVIRONMENTAL REVIEW The activity is not a “Project” as defined under Section 15378 of the California Environmental Quality Act State Guidelines; therefore, pursuant to State Guidelines Section 15060(c)(3) no environmental review is required. v.001 Page|1 March 26, 2019File ID: 19-0166 TITLE A. DELIBERATION AND NOMINATIONS OF APPLICANTS TO BE INTERVIEWED TO FILL THE CURRENT VACANCY ON THE PLANNING COMMISSION APPLICANTS: Angelica Carillo, Rodney Caudillo, Heather Diaz-Tran, Alonso Gonzalez, Delfina Gonzalez, Victor Ibarra, Patrick Macfarland, David Potter, RobertQuinlivan, Jerome Torres, Jim Trotter, Monika Tuncbilek, Isabel Tutiven Ubilla, and Alex Welling B. SELECTION OF DATE AND TIME OF OPEN MEETING OR MEETINGS AS MAY BE NECESSARY TO CONDUCT INTERVIEWS OF APPLICANTS RECEIVING TWO OR MORE NOMINATIONS FOR THE VACANCY ON THE PLANNING COMMISSION RECOMMENDED ACTION Council nominate applicants to be interviewed to fill the vacant seat and select a date and time for an open meeting or meetings to conduct interviews of applicants receiving two or more nominations. ENVIRONMENTAL REVIEW The activity is not a “Project” as defined under Section 15378 of the California Environmental Quality Act State Guidelines; therefore, pursuant to State Guidelines Section 15060(c)(3) no environmental review is required. DISCUSSION Item A -Nominations for One Vacancyon the Planning Commission Thecurrent vacancy on the Planning Commission isa result of CommissionerYolanda Calvo’s resignation onFebruary 20, 2019. Chula Vista Municipal Code 2.42.030states: “Aminimum of three members of the Planning Commission should be persons sensitive to design consideration and interested in townscape matters. Persons qualified for these seats should include architects, landscape architects, land planners, urban planners, civil engineers and other design professionals with suitable experience.” Commissioner Calvo had experience in Civil Engineering and met the professional qualifications. The Planning Commission has three remaining members with qualified experience: Michael De La v.001 Page|1 Rosa (Land Use), Jon Milburn (Design), and Javier Nava (Architect).Therefore, the Council may elect tonominate applicants with or without qualified experience. Item B-Selection of Interview Dates for Appointments and Reappointments Following nominations, Council will have the opportunity to select a date or dates to conduct interviews for applicants who receive two or more nominations. DECISION-MAKER CONFLICT Staff has reviewed the decision contemplated by this action and has determined that it is not site-specific and consequently, the real property holdings of the Councilmembers do not create a disqualifying real property-related financial conflict of interest under the Political Reform Act (Cal. Gov't Code § 87100, et seq.). Staff is not independently aware, and has not been informed by any Councilmember, of any other fact that may constitute a basis for a decision-maker conflict of interest in this matter. CURRENT-YEAR FISCAL IMPACT Thereis no impact on the general fund. ONGOING FISCAL IMPACT There is no ongoing fiscal impact. ATTACHMENTS 1.Planning Commission Application Packet Staff Contact: Leah Larrarte x2300 Page|2 November 26, 2018 To the City of Chula Vista Planning Commission: Please accept this letter of recommendation for Ms. Heather Diaz-Traninstrong support for hernomination for the At-Large Planning Commission position. I have had the pleasure of working with Ms. Diaz-Tranduring her time at the New York City Department of Transportation (NYCDOT). She led and facilitated spaces program and the launch of NYCGIS data and financial analysis played a substantial role in making key recommendations totheNYCDOT Commissioner, NYC City Councilmembers and local community board members.She successfully launched threenew public pocket parks in Manhattan, Brooklyn and the Bronx that brought together local residents and businesses to activated unused open public spaces in a safe manner. Ms. Diaz-Tranhas several years of experience working in major cities like New York, San Francisco and San Diego withagencies relating to transportation, urban planning and economic development. Her expertise can be transferable to the City of Chula Vista and can serve as a valuable asset to the Commission.It should also be noted that Ms. Diaz-Transpent her teenage years in Chula Vista andhas recently moved back to settle down rootsand desires to make a professional connection to the City in a public service role. She has the relevant job experiencein planning and policy,motivation to improve communities and to make efficient impactful changes,integrity,and honest work ethic that make an ideal candidate for the At-Large Planning Commission position. Thank you for your time in advance. Please feel free to call me if you have any questions at Best regards, Connie Lee