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Home My WebLink About2012-01-25 HAC MinutesCITY OF CHULA VISTA MINUTES HOUSING ADVISORY COMMISSION SWednesday, January 25, 2012 590 FIG AVENUE 3:30 P.M. OFF -SITE PROJECT VISIT CALL TO ORDER/ROLL CALL — 3:40 P.M. PRESENT: Earl Jentz, Mark Minas, Margie Reese, Sergio Quero ABSENT: Mauricio Torre (excused), Armida Martin Del Campo (unexcused) STAFF: Stacey Kurz, Senior Project Coordinator Mandy Mills, Housing Manager Leilani Hines, Principal Project Coordinator Nicole Piano, Housing Intern 1. ELECTION OF NEW CHAIR AND VICE CHAIR FOR FISCAL YEAR 201112012 Current Chair Minas motioned to elect Member Reese as Chair for the fiscal year. Member Quero second the motion and all members agreed 3 -0. Member Minas motioned to elect Member Quero as Vice Chair for the fiscal year. Member Reese second the motion and all members agreed 3 -0. 2. 2013 -2020 HOUSING ELEMENT OF THE GENERAL PLAN Staff Hines provided a presentation regarding the process for updating the next Housing Element cycle, reference Exhibit 1. Staff Hines then facilitated a discussion on priorities, soliciting input from members on the programs and development goals they would like to see given the limited resources for affordable housing. The following list of priorities was developed: • Re- evaluate the Inclusionary Policy • Preserve existing affordable housing units: CHIP and Rehab Programs • Collaborate with property owners and rental associations to reduce the burden of security deposits, and first and last month's rent to renters • Original Rent Control for Mobile Home Owners • Support CDBG funding towards financial fitness and job training programs • Requirements for assistance, i.e. case management • Family with children and seniors have greatest priority for housing • Seek opportunities with foreclosed properties, i.e. program to help "clean -up" abandoned properties • New construction takes least priority 3. CHULA VISTA ENERGY SHOWCASE HOME — 590 FIG AVENUE Staff Mills led a tour of the property and provided members with a summary of the energy upgrades and funding that went into rehabilitating the home. The property was purchased and in part rehabilitated with neighborhood Stabilization Program funds and will be resold to a low- income first -time homebuyer household later this year. A Project Overview and First -Time Homebuyer handout was provided to members, reference Exhibit 2 and 3. 4. STAFF COMMENTS • No time was available for a legislative update. Most of the issues were covered in the Housing Element presentation. Mobilehome Rent Review Commission Minutes Page 2 of 2 0. MEMBER'S COMMENTS No Member comments. 6. PUBLIC COMMUNICATIONS None. 7. ADJOURNMENT — Meeting was adjourned at 5:20 p.m. to the next regular meeting of April 25, 2012. 1 qg�n corder, Stacey Kurz Exhibit 1— 2013 -2020 Housing Element Presentation Exhibit 2 — Project Overview Chula Vista Sustainable Energy Showcase Home Exhibit 3 — 590 Fig Avenue First -Time Homebuyer Program • • OActual Performance Community Housing improvement Program (CHIP) Multi-Family Inspections 3,326 units 1657 complexes sz hOtrRS I Trailer (Tide 25) Heatd 70 Households 2,028 units 114 parks $819,44 Focus Area FOCUS Area Objectives and Policies Obfectws and polves 0 • E 6 3x `I L a D 0�'i 20 0°{ A0 0°k 60 C% M8011% TOD D °lo City of Chula Vista M 4M Eastern .Chula Vista 15.8% Western Chula Vitta 85A% San Diego Reg io, � r CalAnmia ' ^Unitadstato Y1 196 w>c � ` t AAi u EASTERN CHULA VISTA S—US C.- 20052009Am— C— WyS-ey 5yeer EV.ew WESTERN CHULA VISTA So —U.S. C- 20052009Amencm C.... yS -W5-y- Em.m 02000 or later •x,:19842000 6:1960.1980 MBetore1959 ■ 2000 or later - 1980 -2000 x1960 -1980 ■ Belore 1959 • Average Rent vs. Affordable Cost for Very Low income $1,400 $1,200 • Majority low income • Predominated by single • Varied housing stock family housing & • Aging housing stock $600 $1,122„ s••• ••,u _. .....F.. ._ ••.• $600 $400 $2I0 Average Rem ;,' Affordobb* tog to Affordable Cost to 2 '"UW Iftome <'' Minimum Wage Earners CF -WFtie MAE Western Chula Vista Eastern Chula Vista • Majority low income • Predominated by single • Varied housing stock family housing & • Aging housing stock homeownership s••• ••,u _. .....F.. ._ ••.• W L7gWrVq''1A W 1 UF1l.y i�. Sma� 5trettvio Rf ** Benefits Create and expand . opportunities, with equal access • Reduce barriers ,r • Preserve end dousing i3r,»�*.,u.., �,i... .. �. �`v'�^,.3..%�....u�.�.,;�YG'iY. A:P..T. u��.w.Iu •,,.. 1 The City of Chula Vista, ConSol, and San cl _ _ _ _ a _ �e a Diego Gas and Electric (SDG &E) Emerging CHULA VISTA O N L A �Sempra Energy utility` Technologies Program are leading a team that will upgrade an average home in a typical neighborhood to demonstrate how average can become extraordinary, efficient, attractive, comfortable, and cost effective, The Chula Vista Sustainable Energy Showcase Home project team — which also includes General Electric (GE), California Center for Sustainable Energy (GCSE), the County of San Diego, and Sweetwater Authority — will upgrade the house to achieve deep energy savings of over 5o %, The house will be open to the public for events that promote affordable and effective home energy improvements and energy efficiency rebate programs. The City of Chula Vista, in collaboration with Community HousingWorks purchased the distressed property in September 2011 at a substantial discount through Chase's Community Revitalization Program. Once home renovations are completed, the property will be resold to a qualifying low - income family through the Chula Vista First-Time Homebuyer Assistance Program. Energy upgrades are being funded by SDG &E, while their installation is being completed through CCSE and the County of San Diego's GETUP green jobs training program. The workforce training consists of participants who are unemployed or underemployed who want to gain hands -on experience with building energy performance and installing energy - efficient lighting, insulation, air sealing, water heating, and HVAC systems. I In addition to the energy efficiency improvements, GE will be installing a state- ; of the -art 24 kw solar photovoltaic array to reduce the home's energy demand I and carbon footprint It will be the first demonstration of its new "plug & play" solar energy system technology, which is uniquely designed to be cost - effectively installed during reroofing activities. GE will also be installing a home energy i network to help the future homeowners track and manage their energy use, The Chula Vista Sustainable Energy Showcase Home will be highlighted through public open houses, on -site contractor trainings, and video case studies. The home will also serve as a demonstration site for the Energy Upgrade California Community Savings Initiative, which helps to bring together neighborhood residents to get the benefits of home energy efficiency upgrades at a lower cost. In addition to statewide Energy Upgrade California incentives, Chula Vista residents are able to receive special incentives and o%- interest loans through the City's Home Upgrade, Carbon Downgrade program to support their home energy improvements. Energy Upgrade California is a partnership of the California Energy Commission and the California Public Utilities Commission and is funded by California utility customers. The Community Savings Initiative, GETUP workforce training, and Chula vista Home Upgrade, Carbon Downgrade programs are also funded in part through the American Recovery and Reinvestment Act. Solar energy upgrades are being funded through a General Electric donation and a California Solar Initiative grant Center for Sustainable Ene1•gy' 1 c�„mun�tyc mac. .- CALIFORIN2 ( /+ gyp/ N(x�5ingwOtk5 >qQ �: CHYY :aa:•_� ;.nsury C'l')i�S1Rl "CTIOl&ND11L_ ,N U • CRY or CHUTA VISTA, FIRST -TIME HOMEBUVER OPPORTUNITY 590 Fig Avenue Chula Vista, California 91910 This unique opportunity to own an energy efficient 1,920 square foot 4 bedroom / 2 bathroom property home is being made available to households that qualify for the City of Chula Vista's First -Time Homebuyer Program. Property features include a solar electric and water heating system and energy efficiency upgrades. Add the green flooring, roofing, EXHIBIT 3 and cabinet materials, drought tolerant landscape, upgraded Insulation, duct system and this 1984 home is one of the most efficient properties in San Diego County, with over 50016 energy savings. The property features' serve as a showcase of what the average homeowner can invest and improve to reduce energy costs and become more environmentally friendly, All applicants must meet the following qualification thresholds for consideration in the application lottery in addition to the qualifications of the First -Time Homebuyer Program Guidelines dated August 1, 2011. The property will carry a second Deed restriction in favor of the City for up to $70,000 in the form of a 0% deferred loan.. In addition, a silent third will be carried for the remaining gap between the city investment and appraised /added value that will be forgiven after 15 years of owner - occupancy. The property will be restricted for the first 6 months of occupancy to include one monthly Saturday open house at the property and contractor access for monitoring purposes. ------------- � OAK... -T. �AT3': • :'^...0 ...5 FEW Application & Lottery Process Applications will be taken from March 1 -- April 19, 2012, with a I lottery held at the property at 4 pm on April 30, 2012 to select t potential homebuyers. Households applying will be provided points for priority in the lottery system as follows: • Chula Vista Resident (1 point) • Employed in Chula Vista (1 point) I The lottery will randomly pull sac households in priority order and evaluate those households for eligibility. ittiW�,� For additional information or applications wish us at www.thulaviisitaea.90vlclean Qualification Thresholds • Arst -Time Homebuyer - May not have held an ownership interest (that exceeds 1112th) in Residential Property within the past three years • Household minimum of 3 persons • Downpayment requirements: * 3% minimum required in own funds ($7,500) ■ Gift funds may not exceed $10,000 • Total downpayment may not exceed 20% of purchase price ($50,000) • Total gross household income must be in the following range 60-80% AMI based on household size • Household of 3 = $43,380 - $57,850 ■ Household of 4 - $48,180- $64,250 ■ Household of 5 = $52,080 - $69,400 ■ Household of 6 - $s5,920474,55o ■ Household of 7 • $59,760479,700 ■ Household of 8 = $63,600-$84,650 • Must ' qualify for a first mortgage with a dty chosWapproved certified lender for a minimum of $180,000 and with the following underwriting requirements; ■ Ratios - Front End 30-36%1 Back End < 41% ■ Liquid assets may not exceed $75,000 at dose of escrow o Gap financing available from City for up to $70,000 • Property will carry 2 peed Restrictions; ■ 2nd for gap financing with principal due upon transfer r 3rd for added value of home, forgiven after 15 years