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Agenda Statement 1976/01/13 Item 12
CITY OF CHULA VISTA ITEM N0. 12 COUNCIL AGENDA STATEMENT ~ i i3 76 ~~~~~_ FOR MEETING OF: #8018 ITEM TITLE: Resolution/- Approving Option Agreement with Harbor Management Corporation for Third Avenue and H Street Properties SUBMITTED BY~ City Attorney ITEM EXPLANATION In early December, the City Manager and the City Attorney met with the owner of the property at Third and H Street and his attorney and dis- cussed the terms of an option agreement to be entered into by the, owner and the City. As previously approved by the Council, this agree- ment essentially would give to the City the right to purchase the pro- perty for the sum of $1,750,000 to and until March 31, 1976. The option price is the sum of $15,000 per month. As the Council is aware, we placed the matter before the Board of Super- visors to solicit their joinder with the City in such an option agree- ment. The Board rejected this approach and indicated their commitment to the development of a regional/county facility at the site, but an inability to take any action in regard to the matter until space needs studies and an environmental impact report, being prepared by Wilsey ~. Ham, is received in late January. The attorney for the property owner submitted the option agreement and escrow instructions shortly thereafter. Because of the holidays and the lack of a Council meeting, no request for Council action has been undertaken. However, the owner is pressing far an affirmation of the option terms, which is a point to be discussed hereinafter. continued...... r\II 111"11TP. ATTA/'\1 If-f1 C1CI 11[SI I J HI I Hl~r"iCU Agreement X Resolution X Ordinance Plat Other Environmental Document: Attached Submitted on STAFF RECOMMENDATION: Approval of Resolution and appropriation of $60,000 from Revenue Sharing Funds BOARD/ COMMISSION RECOMMENDATION A P p R 0 V E D by the City Ccursoil COUNCIL ACTION ~ ~ Revisions made to the agreement - tl~ud~l~ ~t~~grCl~i~R~'rl~~l~s and the increase in the purchase price. ....... Dated ................................................................. Form A-113 (Rev.S-75) Agenda Item No . 12 Supplemental Page Two Subsequent to the Board of Supervisors action, discussions were held with various representatives of the County which indicated that at least from staff point of view, the purchase price of $1,750,000 was not unreasonable and would ultimately be acceptable to the County. Discussions with Wilsey & Ham will be undertaken in greater detail on Friday, January 2, 1976, with Mr. Fairman, who is in charge of the study project which was commissioned, as Council will recall, by the County for the sum of $140,000. There seems little doubt that the bulk of the property under the ownership of Harbor Management Corporation will be required for the facility. Any remnants could of course be sold and monies received therefrom applied to the purchase of other properties to round out the Harbor Management holdings in order to provide a proper configu- ration for the project. It should also be noted that no further discussions with First Federal Savings & Loan have been held, but that that element in the development of the property should not be overlooked. At any rate, the option agreement has been reviewed and certain changes made relative to rights of assignability by the City to either the County or a joint powers public authority or even an outside possibility of the Chula Vista Redevelopment Agency. After meeting with the attorney for Mr. Polak, all of the recommended changes were accepted with the exception, which would not be con- sidered unusual, of the changes in the time and amount of payment. The consideration for the option was a first payment due and payable upon the execution of the agreement and the next payment on January 10, 1976. That language was predicated upon the assumption that the option agreement would be executed some time during December. The City Attorney suggested changing the language to provide for a sub- sequent payment to be made on February 10, 1976. This was objection- able to Harbor Management, who feels that they have operated for many months under a threat of condemnation and have had to carry the pro- perty with a greatly reduced cash flow. I advised the attorney that I would bring this matter to the Council's attention and that ho~e- fully it could be resolved. There is no great objection to their counterproposal of an initial payment of $30,000 since it should be recognized that all of the option money would be applicable to the purchase price and all of the money initially advanced by the City would be reimbursed by the sale of bonds through the public authority. Agenda I tem No . 12 Supplemental Page Three The second financial difficulty was the term for increase of price of the property. As Council is aware, the understanding was that the price would increase 3/4 of to for each thirty day period after the first three months of the escrow. The original escrow instruc- tions indicated that that would be for February 9, 1976. That was changed by the Attorney's office to .March 9, which is still objection- able to the seller. I believe that the March date is consistent even with the assumption that the option agreement could or would have been executed in December. I would advise Council to hold to the March 9 date as the date for an increase to 3/4 of lo. Objection was also voiced to a full sharing of costs and expenses of the transfer since the seller believes that under a typical con- demnation process, the buyer would assume all of such costs. These are not a significant amount and no firm position has been taken therein although I would certainly not advise acquiescence in this matter unless the March 9 date for the increase in the purchase price were found to be acceptable by the seller. As an addendum to this report, I would like to comment on a television broadcast of Supervisor Brown on Sunday, December 28, 1975 in which the supervisor pointed out that two of the projects which he regretted leaving unfinished should he fulfill his declared intent not to run for reelection were the regional/county centers in El Cajon and Chula Vista to which he was fully committed. He expressed a regret that neither of those centers could receive an affirmative action by the Board of Supervisors within the year left to him on the Board of Supervisors since necessary staff work and consultant studies would not have been completed to provide the basis for action by the Board of Supervisors. My reaction to his comments is certainly that he seemed to be speaking directly to the City of Chula Vista. It is simply not comprehensible to me that such delays are either necessary nor consistent with the demands that are imposed by the judicial sys- tem alone for additional court facilities. We can and will move'the project forward so that there will not be delays such as occured in the Vista court complex which has taken more than twelve years to reach a groundbreaking status. Although the City Attorney's comments were not well received, I have stated to members of the Board as well as staff in the County that it is very obvious that in the absence of the actions taken by the City of Chula Vista, we would still be in a complete state of flux regard- ing the whole matter of court facilities and a regional/county facility. Even though the County has committed a substantial amount of time and money to the immediate project, they are no closer to a decision in the matter that they were eighteen months ago when original discussions as to a site for the facility were undertaken. All of the work and all of the money has been clearly necessary and will provide a sound basis for moving forward, but the moment of decision is still far off and would not even be foreseeable in the absence of Chula Vista's actions. Form•No, F-229 '12J~'3' CERTIFICATE CF CITY/DIRECTOR OF FINANCE Certification of. TJnapo-~priated Balance I HEREBY CEP.TI~Y that the money required for the appropriation of funds for the purpcse set forth i:i the attacre~. resolution is available in th Treasury, or is anticipzted }o come into the Treasury, and is otherwise unapproF}riatec?. Amount 660,000.00 r~und Revenue Sharing Purpose Option Agreement with Harbor Management Core 3rd & H Street Properties Eidaer N~A _ c_/ 8900-5202 Director of Finance The City of Criula ;%i sta Date January 12, 1 QZ6 BY ~. __. Certification of UnencumberQ3 3alance I HF,REBY CERTIFY f_hat the indebtedness and obli7atiOn to ba incurred by the contract or agreement autl:ori~ed by the: attached resolution can De incurred ~~it'r~aut the violation vi any Gf the provisions of the C17arter of the City ci Ck'.ula Vista, c,- the Constitution or the lows of the State cf Cu'_ifornia, t?-,a sufficient monies have been appropriated ror the puposo of sa~~a contract, that sufficient monies to meet the obligations of t:~.e contract are actually in the Treasury, ar are antici at?~? to c:om,-~ into the Treasury to the credit of the wppropriation f_Om which tho lama are to be dra-gun, and that saici~ r.onies new a.ctualiy iCl thF~ Treasury, together wit'r. the monies anticipated to comma i:~to the Treasury, to the credit of said appropriation a-~e atherw~_s~_ unencuribered . Amount Not to exceed $ Direotcr of ~~ irar_ce x?-~e City of Chula Vi si:.s. Date F~ ;.nd Purpose By Dept./Activity Bidder ~~ OPTION IiC;I;TI~t~IL•:NT This 11c7rccrtcnt is entcrc~d into this, Gt12 day of .7anuary, ].976, at Chula Vist~i, California, by It.1RrOR t1A1JAGl?14ENT CORPOR.1TIOt1, a California Corporatioa (herein- . .after Optionot-) , and the CIT`r' OI' CIltIL:'1 VZST:1, California (hcreinaf:ter Optioncc). •. RECITILS . _ 1. Optionor, Harbor 'ialt3['jC^ent 'C.orporstio2:, herby c~rart:a:tts tl:~.t the real property Locate:? ir. -the City of • Chula Vist~~, California, tahosc 1ecJa1 r?escriptio_Z is set . ~ forth in Exhiuit "11", attached hereto and incorpor. ~teci by reference he°r.cilt, i.s held in fee L-}• Optic.'r=er an3 Oi•tio:IOr " can deli~~er a good and ~~alid title to said property. 2. On Jut?e 4, 1975, the CITY OI' Cf?ULA ~'IS'i'j1 enacted Resolution t~To. 7768 authorizing rar,.:~tellcer,?+~nt of cor.d~_I::~I~.tic~n . . ` proceedings to acquire the proper::y of O~Jtionor. 3 OPtionor cr,ters into t:,i s Opt ion Agreo2 ~cn t uzdwr " threat of ccnde,,ui::ltion. of its propzrt.y bi• the C1'I'Y OI' CFiT.;i_,'~ VISTA as set forth in Resolution No. 77C3. The ~art.ica '.: ~: acknocaledge that this Option Agreement an3 tho sale e:E the proper. ty pu.r. suant to this Option Agree:,ICnt, if t;:e Option herein grani:ed is e~:ereised by the Oi7~..io:.ce, are r^ac?` under the threat of, and solely by reason of, the pot+ei- of eminent da,n<ti;n possessed Uy tlt~~ Opti.oncrc herein. 11GRz:T~:M1/NT NO3,', 'l'}TET't~.FOTa:, Og~L-ionor. and Optione^ agr.ce ~:s foJ_],rn•~a: I . Gr-Iti•~ c,f :'iLt. can . O;>t i oaor. hcl:cLsr yr:.nt:, ::~~ . Qptiot,ee thc~ ,?i:c~iu:.vc z•:•31,L to nurch~-tsc CitC 1~r~I,~2'tY .1i: ~~ pz-icr. and u;t~cr t}ic: i~r.rm .1nc3 rcmrii.tions sot forth i r, • EXHI>3I:T "1" TO ESCROW INSTRUCTIONS ~~o~ ~ ~. Ul~t:~ic-r- E'c^i.inc3. '1'1-i.:; !tt'~i~c~,'- ::1-,~.l.l coi-?: i.riuct unt i.'l 5:00 p. m. , tdarch 31, 1:'7G. . 3. OLti.yn Cc~iis~~_dcr.at.i.on. 'I'1-ic Cti~':..i.un i:: c~r~-ntrc"1 i.n c~~sid:,~ration o: Upt:i.anco's; 1~.~yr.-r.nt Lc- :~r~L•ion~~r o~ t:ho su;. of $30,000, ~•;hich sum sh~-11 b•: duo and p,:yable upv-- ex_cu- • tion of this Agreement. Thcrc~.-f.t-er, th~• consid~~r.~;.ion sh..-! 1 be $15,000 per month i,rith the first mo--'~1-Iy payr;'~=t duo ~.nd payable on February lst,1976, and at monthly internals thereafter. 4. Application of Consideration to Furchas~ n- ~ice. • If this Option or any extension tlzereo~ is e:c~rcised in • aocordaneo c~ith its tzrms, then the cor_sidsration raid '~ ~~ Optionor by Optionee shall apply to tho purchase L~~icc''. • ~ ~S. Retention of Consideration. In the eve.:t this ~• --. 'Option or any extension thereof is not exercised, aJ_1 sums .~ .paid to O~tionvr by Optiones shall be retained b1. 0_.,tionor in consideration. of t.ho granting of this Option. . 6.. Exercise of Option. Op:ionor anc Optioae~ sr_ail •. ex_o•~te the Escro:•r T_nstrLCtions set for `h in Exhibit "B" concurrently ~•~ith the execution of this Agreement. Optioree sha? l exercise this Option by deposi ring theJe:~ec~~ted Escroor . ~ , .- Instructions with the Escrow Dopartr,?er-t, Title Insurance and • Trust Corlpany, 220 "A" Street, San Diego, _C.alifor^ia 92101, . - - - 'at or bz~ore the close of business on :March 3I, 197G, ar•.d giving Optioaeo writt~.n notices thereof at tho plac•a ar_d i.n the r-anner set forth in paragraph 9 b~lo~•r. , 7. Automatic Tcrr.~inatzon. If Op~ion~e fails to exercise this Option in accord4r-cc c•Ii th its terr+.s a~:c, uiti:in the o~~tion period or a-ly extE'11S~On theroc•,f, then fi:~i.; Opti ~~:- and thy; nights of the O~:~i ona~~ sh~~'tl autor~ t1.ca1.1.}~ ~i:- - ?. •- ,•. ' inunedi ately terminate without notice . Ther~~af ter, Oi~tionc.~e agrees Ltiat it will properly execute, acknowlcdcae, ~~nd deliver to Optionor within five (5) days of rr.yuest thcre- for, a release, quitclaim deed, or any other document required by Optionor or a title insurance company to verify ~.-the termination of this Optior. Agreement. 8. Assignability of Option. Optionee m.zy not assign this Agreement except with the prior written consent of the Optionor. In the event an attempted assignment is made in violation of this provision, then; at Optionor's discretion, ,~. .. Optionee's rights under this Agreement shall terminate, . 'provided, however, Optionee may at any time assign all or ~:-a portion of the interest in this Option to the County of .:5an Diego, or a Public Building Authority created-by a _ joint powers agreement between Optioree and the County of ~. •. San Diego or the City of Chula Vista Redevelopment Agency. ~: 9. ~ Notices. Unless otherwise provided heroin, any - ro` ~ e ender o• delivery to bo gi ~ e:: horo•.:::?or br '~`•°~ L.+V , t l , C1 L:1~1 party to the other may be effected by personal deliver}' in writing or by registered or certified mail, postage prepaid, 'return receipt requested, and shall be deemed communicated as of mailing. nailed notices shall be addressed as set .. _ ~~..forth below, but each party may change its address b~- written . ~~. ~ notice in accordance with this paragraph. TO OPTIONOR: ~~ HARBOR T'~~NAGEN'IENT CORPORATJON ' ~. ~ 8383 Center Drive La :desa, California 92041 . - - -~ ~ ~ TO OPTIONEE: Office of the City Attorne1~ . ~ ~ - City o~ Chula Vista, Cali~ornia 27G Fourth Avenue . - ~ -~ Chula Vista, California 92010 10. Entire Agreement. This instrument contains the entire Agreement between the partir.s rclatind to t:he Option herein gzanted. Any oral r.c:present<~ti.ons or modifications concc~rn- inc~ thi: inst:rumrnh ,hall }~~~ of no force ~-~nd cf.tect exr.c•ht.incj ~~ subsc<lucnt modifictikion in writing, signr.d by tlu~ part.}' to Uo charged. r -• 3 . _. ' ll. Attorne ': fees. In the event of•any controversy, '~ claim, or dispute bet~~een the parties hereto, arising out of .•.. or relating to this Agreement or the breech thereof, the prevailing party in any legal action shall be entitled to . ~ recover from the losing party reasons?ale c:cpenses, attorney's fees, and costs. ~~ 12. Binding effect. This Agreement shall bind and inure to-the benefit of the respective successors and assigns ~- of the parties hereto except as h~ereinabove expressly . ~ provided. .. _ . _ .. . .~ - ~ .13. ?demorandum of Agreement. Upon execution of this -: _ Agreement, the parties shall execute. concurrently hcre•~itii ~~-~ •-~ the remorandum of Option Agreement attached hereto as ~~~.Exhibit "C" (incorporated by reference herein), and shall .. ~ :record the Memorandum cvith the County P.ecorder, San Dingo • ~.'~ Co~::ty, California. I*i s•?Ii~'sESS T•:tii:i2i0F, the parties herctc havo e~ocat4d ._:;:th~s Option Agreement the day and year first above written. - - ~. OPTIONOR: ~ HARBOR N~AtiAGEt•iENT CORPOR~_TIOI1-~ • --. - - A California Corporation -- .. ' y.. .. - ~ _ B. "James Pola}. . ~ . ~ +~~ Secretary-Treasurer . ., - . ~ OPTIOI~EE: CITE' OI' CFIULA~ VISTA ' ~ ~ ~ 7'ha:aa~ D . lianti l tot; Mayor ~~,~ f ti YHt: tt,tlt! R'~ft4F%I:p Tti I^+ t+a1$ ^~)L[C1' 1~ StTt~~l!'t~ I'2 T!'' ST~Tt•. 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TNi;NCC •~: Li~~v SAID CE-.TFR L ti~:Fo kl:RTli 71°C;t)'CO'' fhST G0.t:1~ fGET Tt.7 A P(:11NT nlStArv T TNE-2;C;!s~ St)UT}t 7IoCU•ppl' t=.F ST 2t)5.QG fEiT fh;~H Tttf IriT"ttSFCl1ClN t;GF SA 1t, CErsTt:t: LIr:F l:tTtt 1'!iE Ct~t-FR Lir'dE OF 3~p ~`/C~~Ur• T!-tt~i1CC :'~~ALIfL M11TFt Trtt titCtTrRL\' lIh1F pF SAIQ 3~ U F~~E'1'+J f: NUFTli ~Iy"Gt3'1')~" '•~kST 33Q.C0 ~FCT T'J TitC rVI~RTetE ttLY LIME [`F StaTG E.t;T 3I; ~ Tt?Et.CC aLtirlr, cglc~ NURTt-tE~L'f CINC. SUUTN Tt°UC•Utl" t:CST '>t}S.pU t-L~~T TU TNc _ PE?in1T CF !3~G ita~;i r~lt'.. ptrCl:L ~~: ~ ~ . _ NE' Nt?RT-,c~tLY fit) rfEi f,r T-aF: CAST C;;L1' Lb 3.Ir; FEET (~F LtiT 23 rr S.J. 6AiNt?~S St130I\'ISitl`i i.-ttA;~Tl:R SE CTInti 1?s~ tlf ~AtdC~tCl I1:" Llr idt,t:lC2t1~ iN T1tf:. STY (`F C,it1LA `:i ;TA, ir`t T-:C t;t":UwT Y t)t= c\N •l1FGl!t STt"•i'i: OF C~!Lit'G•::tJI~1• ~cc,i?~r~r~:c, r~, t•AP rt,~c:~~t;~ Itt?. Ia~l r--t<<o IFS TitC C1F1'IGt ur G+.tUvTY t;E_CURCCR sr Sar1 ?t <<.E, t:utt'dTY. ~ ~ . ~RL:: L l t ' . '.~ •. ~ . '~ ~.• D/ HAT D(.1::TT+'~a f~F Lt~lc I-t 11';J :?-~ t:f ::. J. i'..`.I+2U': ~1t:<<?IYI`(t~•~t ::~ G:.th-:tFp CCTTiIr+ T3? ~f ttn'2C-tt• :•k IA '~G,ti:rit I~t Trtf t.!TY ,•-t• (.F•t.ll; VI;Tdr I`. T-tE Ocjr2TY r;~ -A-: UIf:GGr Sf,ift" tir Cnt Is•[!t~'~Int ~GLC~~?T'2G Tn r•;r,i~ Tt~t;;t"U~ ^: ~. 1rt5• 1lLCt I v Tr,- (?FF ICt: t7F ;,rt1~+T1' ;.~ CQkI`FR (-t' CAN. t+: F.~'J C!?V'v1 Yt Gf SGr Ilit p AS fGi'~-2-r1 ; .tT Tttr- 1;f"STI:kL1' CC1~~~t'U'+ CCittNFf; fiF SAi['. Lt~TS 1F ANE> ?.3i Tt~l: o-,t:t' t.'l1Tl+ l?° t:laST AL(1tiG Tt-a." WM TFitlY llkt= Clf SA(I? lrlT 2~r ~~ t%ISTAt`Ct• ~~f•?3j, F ~ T Tt~ T--r: Snt-Tt,wF r T[Kl Y CO;ttiFfi C>~ SA ti) LCT . 3 ; T-;cpaCt: 'v(?~ TN 7 1 °J 7 t 4ST At.t;`w Ttt(: StasTf:C-tLY l i~•% Gf Sl~[0 Lt'T Zit A tII;TAt2C~ !';F .GC Ff-FT: tit: f`Ci- ~~•:,Zr}i lrO NHS T A GI iY~.':i,:: 0` 13.'. f i F i r ?~(~F'= f_tQ t.:: SS r TfJ !: n;JI r.T t!AJ F:t. +d(.:t2Ty~kLY II--F t)F fi'~ 5[~UTY.FRtrY 7/. {`t' `...SI;; Lt}T ?3. T+~I:h't:E tv(:[;Tt•: I°U7t CASE AL('tt'iG ShICt '~C'~2Tf:{t,LY IINf t,f SA I" Ct',tITi11=RlY 2/S A ('IiiA:~'Cs= VF 1cti F ~F' T TC A tart ~tT t-r~t Tt:~ C4$T~ !SLY L T'~° ^F :,1.1- ICtT 23: Tf,CT!C i_ -rUR TN lya - FSTt A JIStA•'JCC QF IUr: f'F~T T?J THL -~IORTt•tf=ASTC'r'.LY CQRt~'t:f; [lr SAID liiT 23: i+c~2CE: ~fl+_-Tti 71°C17t StFyT A!•`J~•;r Tti~ N()F,Tt,;'t'.!_Y l I!'.` t~F SA[t~ l~.)T ~3r A ISTQtvCc .)F 163.1 FEET: T-,;'~CF '•!(tRTI+ !v° k'FST, A t)ISTr~:%:- Ur 1+~C t"EE-T: Fi:-'2CC SOL-T±{ 72°O7t 41CSC• !: GIiT4NCl' f?i 35y FEf T FCl l' I`'L~tr:? t1 r2 ~tiF ESTCRLY LI~•:f CF SAj;) lJT lt:~ ff~EP+C i• ~c11iTl+ 1°O F.A~1' r+F_E.~t:G T}+E :.'I=SYf=~:LY I}tF .(1F S1IR LC-T I~; !! GISTt`,.'~CE- QF :JC fFET TC3 T~~i. i~~ii+T ~iF t3Fvlh+~~lr~-~. XLEDT Tt•:rRCF(tOH Thtc t~i,tf:TN~F.LY y() Ft: (T Ot• TftE E1lSTcRLY 1b3.L8 FEET t+E~t=nF. .: LSJ .t= rCr~,~ TNCRF.F-tCf(~, T~iE SOtlTttt Rt Y >? FEET t:F THC it[= STERLY 1°0 F!'F I' t~EtiFC+r. - ~ ~ - . Ni. "3r?TtT+t~SLY b TNC-i!"`• C1F lGT I!~ IN THE rttF-[~IVdSOr~! CAF t1tf:RTF[: SECTjt,ty 13%3 { E•!;t•2C:+:+ 'Jc [.A t1t.C I C:ftt I ~1 T!t' C I FY OF CI~UI~. V T S TA. It++ T',F Gt.~~lc~T1' C!F CIal~ 1E.i.t':r STAR t)F C;~LI ["[~2!3IA, ACCT?''•I+~!(', TG r~nN TrtFrCOi' +4t~. `~n5r FTLfU S-+ NE ('FF I Gi: OF Cift.+t•1T1' ~'tEGC1RUt: R {•F •.SAN i)I L-Gr: CGtit` f Yt t:ARCb{ 1'i• 18ej:~. ARGE'l 4z ~ -: - - lf;: E:A`,Tf''tl.Y 293 FtCT i~r T-tF NCCT(.`2LY X93 T'FET OF TIDE SOUTttt:FLY 2I`',TF+S t)t= rT t3 !-~F S.J. IfAt~•t?' ; ~U-'•[~I:'I`.•Ii+`t t,'F ~iU/ir~Tt:R S[?CTT~t._ laic? C.F RAP:CI-+t1 (~~ l~, QC tf%T~', I'~ TI+-' C I t Y C+r C%~UL;. i+ISTAt Its Ttt~ (;CII~+T t' Ctf Shrl GIB GOt ST1~TC OF l+t.IF'~uv1r;• i.f.GUR-~I'dC. T~1 M4f TNfrtE=CF NQo 181 f Ilt:t) 'It'+• it~t~ rFE'ILt= C`F .~tYTY rtLC-~RS`FR (1F S!•'~ UI +:C,U CUt-INTY. ', i ,~ . • ,: e t } r E r i t e I ~- ~~ ~ '` - .~ S ~~ • f, ~ 7171.(: ItJ'_tU1Z/1tJCG f.~. ;~ l1t~U 1IZU5T {. A11CON COA1cAf1Y • ~ ?c~Eic~ o~ ~~I~ FcZS~~c~ czy ~ w ~ w. w.. ~+~"r"..' `r r r ~..+r ~++ SU(iJCC7 TO SCII~DULE f3 AND THE COtdUIT10NS AND STIPULATIONS HEREOF, 71TLE INSURANCE AND TRUST CO.'.1f'ANY, a C:d•f,.lnta t.url'ur.rtu,n, hrlt•.n a all.:d tltr! (•.t'rl.l~.aly, m~.ur~s lhn In~ultYl, .1. ryt I ~,Ilt! ut Not~e.y . SIIULYrI '!1 rA h!•~J.)tl ~1, U~~~Itll$t IU.`s l1r (f,{f'1,1~1~', flat 1'at~el :IIr1(I ltll' .1"'IPlnt Uf IIISllldnl.C St~ltctil to 5t hl'~IU;h /~, ilrlll 61_t:lS, 5ttt,rnrvs~ (~^s:)rld exprnSe; which the Cu~rrpany Insy bct.Otrle ub'•a,lrt+l to paY h<'reunlJer, sust~ltnrtJ Ur irlcutree~ by s•ttJ insural by mason ot. 1, Title to the estate or interest d~!scribed in Schedule A briny ~~ated other than a: state) therein; . . 2. f./w dam'^ct in or I,cn or encumbrance On c~ych title; 3. Unrr,ar'retability Uf >UCh tit~C: Or 4. Any tack Uf the Urdini+rv riyht Of an abutting owner for arc.css to at least one phti•iit..~tly Upon stte:et or hinhv.;ly.if the land, in faca: shuts utx)n one or mo-e such streets or highways: ~ ~ . .. A std in add)tion, as to an insured tender only; - 5. Inva'idity of the lien Of the insured rnortctsy upon said estate ar interest CxcCDt to the extent t'13t such inv lti- dity, or cl~~inl thereof, an,~s Out Uf the trsnsa:.tfen vwdencew~ bV Utz insured rnor tc, c;~' and is bas'':I ut~cm •~ 8. usury, or .. ._ . . i 4J. $''. ~ r_!-S!trn^r Crr.+.i~r prpteetion Or truth in Irndin1 lave; _~,~ G. Priority of any lien or encurnbranr•e over the lien of the insured. mortg~'xy^. said mortgsge being shown in S:"rc~ilae - Bin the order of its priority; or - ~' • 7. Invalidity of any assignment of the insured mortgage, provided such assignr~lent i; shown in S,~he~iute 8. . .. - - '' ~ ~ Yitlc insur..nce and Trust Company J ~.. ~ ~ ~ 1 ... _ Presidt.'nt . __ ~ .. .. - _ - Copy Of Policy ~ . .. .. No additions! liability asumed . • f ~ RX11 C11T'I` "3" 'I'O I; ~C1:(ltd 1'1J;;'l'I(il("1'.C(1N;; ' ,: ~, . i. w t~ i ~ ` i i K i. t i _: is -; ,. ~QtZ'Ltitjl~i~ Y C~tia:t aJ~ill~.ji~... f:~Ji {. wwwwlww~~.r.•.••wwwww..v~.~nr.r•w..w.•..r• wMrw:raw.w+wwu•r.~•.•+.v..r.~.~wwwr.r....r......••..:...n.....ww~•.•.,r OItlinitinn ul T~rmt ' K 1:•t4 •t•,inq Infra; v.ld•rt n•I•rl in Ihi7 (,t11 i•:y AIRJn' ~ I ^t~, /rl'tl••: the uenn•rl n•,nuv ut ;r lu•h,l•• A, and, b,l.,," t 10 ~•ty I/Pub\ Pt t101,•ny• p.,• (star I:arty n,,ty h.Wr: h.r.l .rl.prlt) Il.u r•1•ri,•J InSrln•(1• lhr:'l• t'•1•n :~rr (r•..tJ In Un• tnt•'1.111 Ul Lr, 1. I„.••r,•1 by atvretron al !•nv J; dr'.t•r•n n•J•••1 tri•nt tr,nl (rli• mllutlu,y t,,,r r,,It p-.it'd lo, lu•u1, d,;lr.!,,,I•- t, p•:.r.~•S• Surviv•Jt, tr•run .1 ,.5,,1,• ~r•nt.•tivrt, n!••t I,l I,r., r.r c •r(+•.r.,:r. ur (ul•,l,.vv 4u.t•';••a Il,r. ~rm'•irr.lue 1•• .dv1 u.•.i•uis !•1 !h,• „•.vrrr•r ul 11 ••: rr•rlrlrl•.1....• ltt.rt:d by li.t. r.,., rr,.•1 rt..e 1111• ante t•dih S.,• , r;tSru ut e.i.rr, r•.Lip Of !Kh /r:d•.IJir\In,:••; (rr•i.rv•,.]• hr,v.•vr•r, .111 rl:u•t: drv tU;lc, 1 r , .r. t0 JnY •.u:h :urY1 ;.t,r v.t••r ~• ,pan's the u•tfrhh•r1•ai by rt1•a•,1,.,,, ttf f)n e: firstr•i,%1 ur 1':e hr,l ;nn1^•Irr• ul IIu• •:,t:U.trJ'1r,gd, 1 ,1 ,h:11 tf+G (r•r Y:l,:,ily t•. 0:1::1 !,rv; hd 1 •Ir},r •11l tllr• :I;t l; •: S1<•1 ~S U.u,.b ,.,r ). ,T1~ furllrer ntr lad ; (ui .:rr; Gr.;rn:rnl:nt:rl •I,y'nr•y pf in;n.,,, , rrr•lhty Y~Kh ii Jrl in•.Lntr pr ,r::.lr.rn:<:: trrdlr•r da I:,;rrrdnCC C'Unrl••• 1 r,r •J.,gr. tlnC~ i;t;•rrinp 6r ¢JJra.-.;w•ir:y ~iet1 In:lrl)t•sL;c>s, or any 1,.., 1 fl.nn:ut, YII!•tlr_t nena•1 :,'. un ;nt.,n•rt Ir:rcrn ar nul.:,nrl (ul) Ihq 1, ,, r•„~ rA7• s+yna:~i i•t t?ara~r::::h ]I;,I q2 tr.e~: CnitlA:ir.n; ar.rJ Strtarl rl,.,r.; (~.}'lnsur:d Cl,r.nt.lnt" ,i•I Irlv~rrd clJUniny lo•~ ur d•1•n.l•r• Lnrw J °rnxucd Icrr!••r•': the or:hrr of an insured mnrtq.n):r ~.} •'in::,rCd r::r.,rt;~)..:• . .t rnt.rl;s^: 7hCt•:n in ~;<•htthdc 11 U,r~ vrrr u} e.Iri;L• r, r• :rr-:1 a; ;,n insun!:f in Srlr.Ju:c A, } '•k nut•:Ir:1p:•••~ aLlJT.t / no,•,;cd`• nut CGnstrucnvr. 1 r••,,,h,,1gC nCii:r.' I•:h(th tads t+: ur.(r,:c'tl to a:t mwn•q by n:a;llrl /.1 nr,Y tbiic ri`r:Ord;. •) ''land'': ShC land t_'c:7iritattl t:l^!'llicdlh• nr 5V tefrn•u, „ in :h:dutC C, d^.:1 imprC:•Mtrnts attizr•J thc:rto>vhich by I,r„ rnn• itutC ceJ! tlrUll~`I ty. Crr,:.r.:r), h7.\tvCr, the Iran ••lan(1•• rl•••; not C1u:1' day :rrt•1 trtcl;,d°d by PJ:.19w(th iJo. G of Pdrl l nl •,, 1rrt1ulC Or ibis 1'a:ic.Y: 1 •'~tortya~~' : mutt.^,a;lc, deed of trust, trust eked, or r,q,r,r p~rily i(',strumFnt. .) "puG!ic records'': they: records l::hirh by law impal l , ,,n• ~uetivC notice of man^rs rctatiny to the Idntf. 1a.1 Can:intlntioa of lnsuraltc~ after Acquisition of 1tll,t by ' sated Lcn:lcr ibis pil!iCy in7;,re1 the tnvnur of IhC in;!^Uh'tlness Y.•cut,••1 I,Y 1hC wrcd near t_• : r'• t.1:it n•16.^y ShJ!I tUnUnuC In (arCC 35 nI - I::Iq pt riiev in (aver cf s!,_h rnstrrcC tvt:o aetlu it t:s all cr Jny (.•„1 .,I ;r;i~ tJ:r. O: IntPSCSt in ;AI' IJn:f UcKrttt!:f in Schrdt:IC C by 1.,,,., Ivsure, 7S:M••S S;IIC, [tJrrCyunCC in LCU GI IU(P.CIO.UrI•, Or uihr•1 L.'I.•1 rn3n• r y.~tich disct,d!crs tae L•c(~ ct :he insurCti mort;tage.:ul•t 11 ,,tech u:Cd IS 8 COr(,O:JU:n, a; trJ•tslt•rC4 O1 Ih!:I:S1dW ur utl•n..•,t SO tyvirc\~, prut•I!f%d tht• IrJnsil`Ie1! is the tI•:rt'nt M tvhU!ly r.,,•,,.d sub- irary of• stab rnSUlt•,,.. , off in tavvr of ::nv Sot•crnmertl,d nyr•n~y or stre-:cnt:dily vhii!1 ;c~uires all or any part of the r;t:,l„ .,r l^r. s[ tl:,rsu„nt to:1 contract e! in7ur„ace e'•: guJrtntV lu•.,,,r,q or arantecir.:l t!:e ind;L:ra^es; :rctrcd hl' the inst:red n,ru ly,.f,• '(C: any S:rCh :•::; ~;ns,UOn the d:r+VVnt o1 inSUrdnCP her,•,uup•r• C;• rSivC pf CGSti, rltlOr•:Cy7• lt4'S ar:d Crt4n4)S tchKlt tIIC Lruhl,Jrly ly R: O:t:•~a;t11 to pJi. ;hJ!1 rue r~:>.rd thr. la:~tt ol; the amc;nu of tns;,ran:1: st.urd i,t ,'t:hl~lulr rl: lltC d'n^unt of I• t• ur^ai,t prntctpal of L't. rrt!:•htMn.,•.; heal 0.•rCSt t!:r•rr•On a5 C:'l.a:ntn•.`d u:•d;:r ttarJ:lrJPh Gla)Inl) 1.....,1 n•n7rs of fart: to>;re a~~.l •ra;><mt7 :::ivan~l•t1 W prolr•• , en of C irtsutc~9 ntor;_:J•• J~`d k'^.uR•:1 by Slid uts:.r,a1 mOrtn .. :1+C ra' Ci :•CGuiv Ut~rt C. u,ih est.: h: tIr in Ga cif tit IhC lantf. i} 191 . nlCUat l?•a,~ c't J'Iy ,^,;,t•rrnn!t•rltal •1,11`ncy ar in• .. .`ntJirtY. 11 Arch J_Y'nCY nt rnstrunr,•ntJ:rli• rS lht! mS.r,n ! . I ,•,,t•Inl. a••tl'.r rlr ti(•:1 ul Su11t ;•it.t:~ ttr In (er(•tf rn 1:ItISl.li lion Ol ,1•. rll;yf Ct!tCnirdLl nr rJ;u•J^tY. • 1 Coniinuntion of Inwroncu Aftor Convoyanca of Titta C Cttrrr.rrr` a! thK 1\•:ra 71Lta C:Y•tfrnu•• m (;>rrC fit 4! I f„1.. Uf :,i: ~•. In 1; 7n1 CI .1:1 ,nt::rr11 ll? IVrlll JS 711111 rnSU L\1 rl'LU,,; .lrt „1:,: tK in 1'•h•tl rn 1'r: IJh:1, l4 t1Yrt>.pl 1rN!1•t+lyd•h';S 4••,,,,vl ~i, d t: h.ta' m•In1•y ul(•r t.: Lp; y,vPn -t: ,t ('U 4•I,a;i r Iry'n1 Su, I, u••.u M:1, SV 1:nW ,rl tt:rh ,ns.•u';f 7h.1!1 h,l.•r 11,1(nh11' l+1' I1•atltrl ul r.,r,.n,Inls tt••r1Jrlty ot.1.1.! hr t'x h rl;:rrr>1 ul Jny Ir.nlth•1 Ilr uu•.''r.rnr~ td ;hlst.lh` Or ,ndvr>I. ,•r,a!.}1:1, Iq•tt,yt•r• hat pt!n,:\' ih.dl nrrl CVn• Ne th (rrcr 111 1,1:.4 ld ,1.15' t4p211.IC1'1 (lnrll SJIh ,11Su1r•I I.1 Ct111ty t1 CSWU' Ur Inl1•ri tl rr h.r rnu,'Un>LIt•;t y,.tnl\I by d (.,,rr -rJA tees nturt,t.•) • yrtl•n Id ]u1 h rntuU'd. fbfrnu earl IYr••tiut,nn of Acnnnt - tJutico t1! Cln,u to l•a ten by nn In>t.re11 t:IJ,nU•1t } j tw• (:nnyl,uly..11 let <`tvl l,1St AIr11 t\,Ih1,•rl Nr1,1n•' IM LIr• Shall \111•• 1.11 11.,• tlrh•1•v• 1•f 1n r, r.ulr.l ul Irl•q 11,•11 (•, 1Lr ,•, I,yrl Ih.tl rh {r:ut Burt In. rl>r• :'1 J'at.•.1 tl,•fr•. 1. hrn• r•rv'1(rrlll'.1,.. r tIr INhrl Ill:1 Ir 1•.,:1111 ,11 Ir•1+! t'\' Iru'• 1'• (v y• 11•,• Int•rn••1 N. pl rr•hlt II•+• (••` • !•.rny tr„•I,t1Ily tit lt,,l,r,1 (•) rt •r` t,f d.1y hlr.l Ur1 ,1 .It w•1 1..: Ih utrLll JN,•t••, lul tit t aw• 1 n..tt4tlp• (hell rnnlr• torn in•JUt•t1 hrrr~lnrl•v of •tny rl:lim nl tiler pr intl•rt•1t YAIir (, IS:~1verY! Irr Il,r 11111. 1U Ilrr r;latt: „r Int••r,•>l nr 11nf n, n (,f II n: to :Urr•(1 nrnl ty t•I `, d: u1;W (•(1• dad vA,r111 mul;rt t',r r•,! 1, •tt Vf (J•'un;vr far vrhith tlu• ('unylar,y tn.ly t,• h ridr by vrnne nl th1; Ilohry• br Inr) rl ntlr In tltl• rttdle nr Inlrr, St ur l',c ta•n (rl 1!IC irlturrd Inrrtgry, a•, uv.tnrll, t; rrp•r t••I :n unnt,tr 1 r•t,It?1r II such • fNUn11r1 HOlirr ah.,lt n,>t t•• f{i v1•n Ir) ;,.n (,anl,,Iny, tin••,1 ,r5 Ir, ': ,i It InLrn•t1 J1I hahrl•ty rye It•r ('tunlt.tay •:..t!1 (-•••Irr ,u 41 Irr m,•,.,1•: rn rt•~)rtl to lhr, rnaU••r or n,alA•rt h•r v.lnrll sulk t•rt+•nl,t nr•tu •• It feQUlrrll, prnvuy•q_ hrrtvll•l;r, Il,at Id•1„rP t+> n;,l,ly .II,JI rn nn C.tLr . prClu(1irC Ih4lrgr,IS,'•1 .Ley Such u,•.urr•H Un~t•r Ilut 1>ul,~i• anent' Ihu Company s1,a11 l~• trr r•Iut11a'et) try wrh 1,rrtute antl ttn•n t)nty lp (lh: t><tt•nt of wch prr)w)rcn, (~.) 7hc Ct4upany 1Jlail h•tw• the titJtlt at its t+tvn lust to mstllute \ And without urtrl:e: rJ••IaS• (Iro;l•t:ut•! any a>'t,:,n to 1>rt•(.•Y1rny pt t0 do Any O(h<`f Aft c.ll•r)t In its (`InnlGn rrJy tx• rMCt: ;S.rry Or rl••trh•t)IC IOCStablish 11,C Irt:o tV thl• t•S1aIr or ull••rrlt nr the (trot UI 1hC insurr:d rtu)r1Cn7i:, .r, ir,SUrli7, and tt:r: C(,n,ttany may tart •,•!y apnro• IKIaIC fiction, r:hr!ih^r pr nAt It pl,J:l t•' h;•JIO Vnd1:r lht t•:nns of Illis pcrLCy• and sh:,!1 not then7bY CGnt!t1e liJJlli;y o! v:awt• .•ny tSrO- YiSion of this policy, ld.} lylrt•rmvCr the CC^t;lany shad hd'.r. DlruNlt anv e~ clan or intot- pCYi•c1 d (1!ta•nv .:S rqui(c ,1 Of (>,'rnrit:!-J t?y ltv• p•OVr;rJr•s t ~ 1^,S polity, the CPTiI;,n, may parlor fiat, ;+ICh hU_;.;irOR t0 l,n'•r q•.itr- fninalion t,y a ccvrrt of <,~rn(v.trnt ;ur•;:.1it Ut•n A:1:1 Cta,r>•cc;l. r...,..,yM lfte tight, in its sole dl:•cletlon, to aui~Jl fluor anY dca•:1'r^' 1'r~':i"'enl Or onkr- (C,) In ah fa'esv.•h^rt• this {t:,liC1' ,•111115 1•r rh7uirrs iht•,Crar,.a1V to prtr..ra:ute or pruvait• lest rite daler•Y` of a^v a~aon n: 1'r:•. ~ °n~•q. the ul;ural hCtcun;:•:r s'ta1 seturC to tl•c Cc:•tft.lny th•• !•~r„ •, s~ prov:culz or provul~: tt•!ten:+! m s:.:cn acUOn Gr prt,:.~cdrn,l. ar•:i ,•.!1 opf)edls therein, d^J t~~•nntt tl+e Con•;:r•V t0 us•~• at rte c:`ui,•t, tl+: . ndmCOt such in;u:n'1 t;)s Such purpov:. P:r~cn•-:ter rcau^,t.~f ,.•; .,, _, COmp;lny• such Ins•rrr.l 7ha11 q:vc the Co:t•;:any• ;.t tht: Crrr.; .say's Gcften4t• fill rcasona~:1:: iti (t) in a:iy st:ch , atCn or prc.e•.:^.•n7 ~n ellecting s1•ttir.:ncut, s•'curin~ twiacncc• cht,unuq: tvra• e`:ea. c! :;-0• 9xututg Or tt:drnd:r•(: sur;h dctian o' : .~: • :.<1!n^.. aril i2! rr, :... Othrr art t\•hich in tl,:• cKt!nion n! ;!•^ (.Vn:;):ray .^:ay t••:• nr.,::.;: rti' ar d'.Silo:rlc to cstab:rsh tl,,: trtiC to the rs:ate cr int`. trsl .~r :!.•.: ir~'r. of tlx: insured ntort_;a:„!• :c: irlwrt:d, inclu0inq bv: ^at ii:nitry t:I r xc- eutin; corrcaivc or cC•.c+ c'acuments. • 4. Proof of Los ur f'•amz~~ - Limitt<ti'~n cf A;rtion in addiltor, to t`t•' noti:~:~ rt:quirtt_' undo: f•,:rd;r;:,,tl j(.',i t,f !:'r~s` Conditions aad Stii:ut;:LJra• a preGf ^t 1-.5:, . d.t::,d;.?. ..• ••'•d Sworn tU t?y the inxur i ci~imant ShJli t>`: turnis.`:rt1 to inc d:,•::;:any within 90dd1•s e.fu:r dIC Isarcd c:aira~•tt ,!fall al~.•rt:,rr, of ,'_ . minc IhC f.'-ClS Givu:•: 1 i;. !n Such !rLS C! (i.:nr `.!C. $v:h pruJ. c.1 it~1 tx dJrnage shall t!:S:ri! ~_ tttc deieet rn• or l:wl cr c•ncwm!•::^; e :,n 1hC IiIiC, Or olhcr ratlcr to :tired A!I:rrn;i h•• this pil:it.V t••tr.; !• c n- Stitutcs the bases c+t loss o: damar• :•r;d• t:".r•, ,z; •;)rotl•iaic, s:a:r! :hc tSJSIS O{ cA1t:ulJlinq lilC ar>rlounl Ut such 1Q:1 Of (7 JtTIJ^?. Should Such proof of ttss or c.uaAZ~ 1ai1 tC, 7tJte f its sulfici nt to Cllal)iC 1l1C CMt1+.tny t~ d:•ttTntine iI< tt,•l ihlV !+•'r~ urt:;t`r, tnt•.rrM • ClJimdnl• aI the wrilt.•a at~ttlCSt Cf C:Ln; • ty, `I:all t~l•lu7h ~•.,ch 0ddition:ll Inlnrmaticn u may rca;:\~a~ly h: n•:ctssary to rn.:ku such dacrntination, Mo tight of action shall .+ca-ruC to ,ns,nld rlairn.tnt until ,1;1.1 tyS abet Such proof of 1:•;s o: a1Jrn ~: s!tau h.,1~ fxt:n futnr.hlt.l. Failure to lumish such txr•t•f nt Inss l•: damr,••• shall trr mrna;e A:Iy (iabihty Oi rho Cwapan~ uawl>•r thrs pa'icy :Is t0 such 1_>a c: d.w!1•rgc, ~ Option) to try cr nLtrrv~i:9 Gttlo Claimt and ©ptio~t to Purcha:o Indcbtnintrs The ('wa~lany shwa I,.Y.c t".a• igtti~~n to p:1y ar athrr.\ita t••ttlo for nr ill tht• nan>,: c,l ar1 Inwrr:l ct'mnant .In S. Cf,n:n m•..urq .w1.rn ,t.:r to ttrntin,N1• all LJ:•aitt• J:ut a 1:1n1aUi.n>.,: 1!tr (: un+t,•u1t• lu•rr,.,:;t••r !ty (U>,tin.) 6t 0.•nt1: ret~ tt.ly:It.vtt ul the ,rrtl•!,r:l of v1~vr.1'•,~r u•,1!w Ihi, prJltCy tph•thcr ttrlh :.•ly CasslS. Jtlt~rrvl•S• h•, •; : nr) utp••n•~•S IrlCUlh•t) uli lJ tl•1` t,n•'-• t11 •uCh tVin.c•nt nr 1,•n:lrr ltt t,,rtuunl 1•v b10 IttSUN•.1 tht•,a,lat :•r+'1 .-..Itp4r: ,t1 l•I' Il,r l•1'.a1I •Jny• In 1 a•: • i, :lt Ut tL1nt,1.)! iSC1J,m1\1 uh.l••r tls,t t•,I:a'\ t•v Ilt/• t•t•.:v~r (•t Ii,r ,r, l.:•1•.1 t1aS M\'llf :\1 (q' Ihr rh to r•-•/ tree ,f t~.• ~•. Vu• (,•rn;~,•ny ~J 1.111 1, ,Ir 1•,e Alrthdt fM1nu11 1,I IV„ 1•,,•.- ,1p11 rrl•1•'1•h\Ir:•••.t IOr IhN J,n„•nl 1 :.u1r1 I1rC1/1•-t41 tt•.\•UtOI tv ll, „U • ~•tt:, ,H t~ nL't f ~ 1• •'t p:1.) 1•> I ••"•~' T It 1 •,1 i t tell,(-IIIIr14tr15' 1)1'1'!•.1,1 \1 ~:1'h9r111••r tJ lr.lf II tl u•t.l firer, •11•• 1 ,r1•rt to (rtrtl Iw•o st.11 rn.}•i,r.:1sa-•,t nt nrre•n Jrr. s ul •1. Ittr 1•r.rrat 1.t :..t 1- irt,h•l•IrtlnrN ShYt 1•.a•'.t••r •.rr( ,rP.,~rt •;,•Il n•r!••1,'nl•r,••.t ,r••.1 d•a Irt~It1.,.1.)t runt ,tr•y i 1••:.rt,•r,,ta >n ur,.•~ Nat ~.In•,• 1•• thr l u n,, wry nt.n,1 I1tYr1~•ul Iln N•La al Lr, r. •a t11 t•t .•htl l:M n Su, 111.11•v 1.•u.•1 ,••.. 1.• 1•y her (.1•nry•ant e'1 h. t••'.a ~• .1 ,11 .1+rq.l t,.ar, t,r 1!.r t r. r.l, r.•I L.•re tMd••1 t.t Ih•! 1•N:•rr ul t!••1 a1,ll~tldtLp••t L'IUrr~l l•I' t.n..t ...>.••0.1 barn •r 1.t ItlgaAatn4tt (,•.•••• (Lr••tl ,tnt) Ct4a It•r6r11 n'1 I .Itt IIJ•p• (11 1 htt Pu1rr yl ~ r. • T ~/ • . ~ ~ ~ • iy •/' ..~ • , • ~,rnre lr+~l llrro ~t•NK'letlon S.lendnrd Cuvor.r~e 1'ulitt •191 • __ .~ .. ds policy floes not innrro against loss or etamage, nor against cults, attorneys' fees or expenses, any or all of which prise by reason of Eye (nlluvrinp: . • ., .. Part ~ •".. ~. Taxes or asscs:merlts which aro riot shown as existing liens by ttse records of any taxing authority that (cotes taxes or assess,nents on teat property ur by the public records. ' Prov_`edmgs by a pu:,lrc .:'••;"ty which may result in taxes or assessments, oc notices of such proccndings, whether or not shown by the ' records of sudr ;,t;ency or by the public Iccords. _ _ 2 Any fact:, rights, interests or claim; ~•+hiclt are not shown by the public recercis but vrhicts could be ascertaiitc~i by an insp^ction of it,e laad or by m~tcin~ inquirf of pcrwns in possession thereof. , 3. Ea:emonts, liens ar encumtxances, or claims thereof, v:hich are not shown by the public records. 4. Discrepancies, conflicts in boundary lini~s, shorta~c: in area, encroachments, or any otftier facts which a correct survey would cfis- tloSC, cad v~hich are r.ut sh;,v.n by fife puLtic records. -.. 5. (a1 Unp:.tented mining claims; (bl reservations or erceptions in patents or in Acts :.utfiorizing the issuance tlicreof; (e? wafer - ri~hts, taints or title to ~•rater, ~ ~ ' G. my right, title, interest, estate or easernent in land Lkyond the lines of the area specifically ~r:scrihe•d or referred to in SCti~-f;ile C, '. Or in 2buttirg streets, lords, avenues, a'.Icys, lzncs, ways or -•:atenvays, but nothi:zg in this para;iraph shall r•'rodi'y o: Grnit the extent to which t:ze ordinary right ct an abuttin; cwner for access to a•physiwlly op::n street or Iii;iltivay is in:urtxS by ti~is l~oticy. 7. Any In+~r, ordin~ncc or oovernmcntal regulation (inclut'ing but not fin:itc-S to bull:' • ::nd zoning ordinances) rc~tri;tine er rRpr- fzting w prchi'vitirs; tt~e vccu;;rncy, use or en}oyn~ent O{ t~:£ ta:7~, U~ fC~'Jl3tItM, the C`i• . tL'f, (ftrt.:nSiQnS Or lac.~tlr~lt Of i:~l~r I;t1~:UVe- .ns;ntnor: or Ii~rezfter erected on the IanO, cr proniuiung a separation in o~•:n~rs6rip ui . ~: suc.t:aa in ;;r;. ~ime~ui~r:: cc trea , f t'z:' land, or the effect of zny violation of any such law, ordinance or Governmental regulatiun. _ $, Rif::tts of em~nCnt dornsin or ,overnmenta! rights of palica power unless notice of the ezercis+: of such ri,•.sts sppe:ars in t`ie public records. _ .. $, Deincts, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed or agreci to by tfic insured cl: im~~t; (bl not si~o•:rn b} titre public records and not othcrtvise exc{uc~.^.d from cocerxne but knos•+n to tfie insured tlairTr: nt Citiler at C~ai^ of Polity yr et ttic date such el3:mant :.equirrd . n estttc or interest insured by L`lis policy or , cr;uircd the insured mo: tn:.,~ and not dis• _ Go:cl. in t•:riting by tae insurd claimant to the Compan;• prior to the dais such insured claimant became an rn:urcclheceun:fer; (c1 rsultinp in no foss or t;ems;;e to the insured claimant; td1 :at::ching of created subsequent t~~ Date of Policy; of ,a1 resulting in lou or dzm~~ which wou:d not htse rccn sustainer! i1 the insured dairnant h:~ been a purchaser or cncumbrancrr feu value witho-:; I:nuw- 10, /Zny facts, rights, interests or claims s•:hich arc h;,t shown by the public records but which roust b° ascYrtained by nsakirrg inquiry of Lrte lessors in the Icasc or Icatcs described or referred to in Sct,rdulc A. • 11. Th•, of feet of any failure to comply with the terms, covenants and conditions of the lease or leases described or referred to in $cht~iulc /1. - . • 1' ~. ~' . • I ~ _ _ •) • ~ • , . • ~ •~ ~ . ~ ~ . •, - ~,rw~r~Mw• ~ ! . ,, , ... .~ , • . i6...iY~ili.e:~~~ww.n { f .. . HAhF UF• 1 h1St1{'Etc • 1 ~ ~' ~ t itfoRn~' I ON ~~ ~~ It~tPFRt~I. thViHGS nr.0 Lt)AN h;5(.CthT1U!J~ Q C ltkt~ :~ ~tt:Rl3tltt r;r,l~r.c~t:t~Er~T CUt:r(1RATt[~r:- A C4ltF(litr:In CnR~r.~rr.TtG~ • - ~ ~ ~ • t" LANO~DESCRItiE:t) t+Ft:CIN R~11J Ett~tICH 2~' T11t; fSTlaTf• OR IrtT; it~ST lit Tt~ I4 GpV(REt) Ss~ TNIS pt;L1GY IS b FE.C. ~. - ~TitF f.SitiTF Ott. It3rfi:ES1' REf'F.RRED TCt li~t`,EItJ IS l1T DRTE OF 3. . POLICY VES~t-_D Ir{t .~. = - '~ tin :>:tOr~ r,c3 ;r~ Et•,t:t~T Cc~::s,ottnt l~l~:, • ~ CAt_ t FO~:r':F n Cat:POrt:T I or•t - httr 17U - '; : , - ~ ~ rt~S r:tl-t' : T t~C'ti!'~C l.G r?<5T Lg55 tlt; C21•'.tiGG~ ~ t~l:t^: i:CsAI fo5 t' . YftIS t'GLIG\ t). ~ ~ $ ("CC5 t1^ ['i;t't•{tirii:Sa f~f~Y GPa tL[. U:' tlt~YC:t'1 f:t:T~t Gti' . Ci1SlS~u ATTU;'•,;~Ys .t,r {1 F,tt; fli•~d U!- j':it: i'Gt_~.Ut'; i ~ ~o - _ - '" : ~- ^ c;~ttS :ttSf~^.* t) t TC) L L F t::t.,t15I \•'C _ • ALL 1'I~FYEr.S SrT FtlRTft I„ PARr.t:,, ! j^ f'FIZ'!r-".D 4:;t~:.[)LtE.E t`~ Y{tSCt:~'~ 0 t~:lE~it-: ~ f,fiT I (i,•t t'i~~`~Y Ct~( TftYt~ t.,Gt~ t: v ;t'.F~EDI/:t'EL~' PttECt~D1t;G ~;Ct~':UULt" A [)t~ .Tt`1F5 PGi*TC1'p • _ -. PART I I ~ ~ ; . .- 1..'. GE~t:E~:ht_ •111:0 SPCGIt:L„COU~+TY be`D GTTY TtakES • . _ - ._ f(tP. 1'tst t=ISC1~L YEtcft s ~1gTS-•76 ~ - _ - b t.It-rs rOT Y3:1 rt:Yl:l\LC. ~ r - .. .y `.: .. _ . _ a^ ' -R• TFtC COtiS'Crt1G~'TO!J i~P<p 4tt.t"t•. i S.'{t: SAGE / 2. 1:1,1 CASEr!CNtT nR RICH( f1F t...l FO ,. t• C''ED [=f:C.i1 t=t; l:t~t~ f.. pF fLt,ti'.t;Sc t~hllt:[.Sv Qt. 1:421GDlrCiSc"Cn1;VLYEQ Ett ~- . Y t: ';t; iLt. I;S;CiTI:~ri$ 4.t,1't:;I CC;•tPl~t„Yo { A1~D l;Hi;RFrv 4. Ktt•tt~l',lL a 1'' ., r F~l:GC t, CCzvG~:aTinr.~ (7:.~'ED .!Ut:r ~- irt;9 ItrO RCCC}:;t?L•U I~~ f.Ut";t. 70 124 Ot= Ut" c~5. •. Sp Ip [)E L l1 ()Cl%S !; (1Y SCT FOttTt: T1tL• lL1C/1T I Qts Or SAIQ t ~1S-rr [:r~Yo 3. AN tASEt;F.r.T FOR Ptrttt.TC SSr,ECT !'u'ic~USES Ov;:lt T~IiY r'(;uYtO~~: [~-- anrt:Et. 5 t,YI~G b{ITN1t! r:t!! SjKC;t:i'- AS S(tQt'~1 UPON yt{C ri:>P OC ('J1t~t:t~0 t?'r. Lfa t:t:Gtu~c . ... . . .. .. • - - _ _ _ ._ ._ - -- , .. -~ . ~c • t i i ~~ V: • . ~c'FICE= qF Gi~lt~:TY -4ar~ rr.~. t:;~i tv TttE nr~;S ,'1rW f Cl~~ Di:? c• pt)I;rtY : 8 t l c -:7 r.S a A',F N•f, cdT S Fi -t 1 ti. r ~A[t-, ^t.'.CN(: tt:Crt _•Ajt:t•~E?STS Ht><Vi^+~ ?~ Cr'rucl..t t)Fi=t;t' Gt,r•NTY. 41.,t~ PRI~ATF .. fCt)~:~tt R ,~t (; Tyr ut rtE tt (!F l('T S 1 r• ~ Nnt'. S tjr.C`5 I!•i fr:4 R 1- Y RC~CR '~~E TU St-It3 EE.•+ :CC!~J[-trU U^:nCR trtlssvCY4'•tCES t)F lt)tS t' ~,t; TNr PORT I ll': (~F SAI U llz`tO . ANU ('(~1R THE • hct i n~£t~fntT 1.Fi:t~CTi '- ' •~,>rtScS iTATF(i ftr:cE=1~.• ANU It~Gtf'£t:Tltl P1,RPGSES t,FGY(sR t)~ CITY uF (,t~Ul.h YiSTI- . (fR s cTRCFT • It: ROOK 10ij4• vt:GE 3~1 Uf p£t:t)S rFC:CTS ~ n r~raCT nN0 r-ter; T~tC ~-FFEGTIFtG TNz p(?RTtO;! rrF SAF. t- .~~ art ~a~f_FaE~tT •~.•~ t-~ c'.t7 It.:t.tUEr,FI:I pt:2~t,S~`~ n •Ft)i;t,Et. ~ ! ~r PtS~.,,,SFS tl':TEG t~L~.E.. ~• A r TECEtFAt-.: C(}t~Pt,PlY~ ,~. t: !_i ttI t-AVGR i!r = G`~l ~r;t~rirrl n t.ATCR L• - itWTFR r;Al'•r AGL• I51 t) 0~ i= if. E r t_ E;CCCrs;i) i ., r Z Ff;R _ n I~55 ir1 (tG'Gt: ~5~'4: f' ~. r !~,:~,n • A. R 1 t~ H t c t't t.l' ~ y S-- t t i .r r ;~!: -. ~. , a. . }±t;,tit;t:tru ~ FASrEttLY `~ fECY eF Tt-!f: t:E.,YC kFFECTS t 7 . •t'..~CI1`C4t ~'CRl'.NTQf2 Cp~rttsl:rv'c5 {:Gn t~~jF:SCL`r HAS . SA!U Oi FF` ~ AS;EGr:S• 'IOT YO PL-1CG Gi^. taalrs'tatM r-^~Y t1ULCrj1rsG SUCGCS;ar,S A'~~ Oti Sft't:G'Ftt:?r prr S~:i G ~caSEt~F.rtt e" ~ SIaiC) S.F.F~t1 At=!D t=OR Ti{c 6• A~ EA~tt~rr;T t:~:t~Cl s'tsAt'u~Ir:pltU~t T,ZI,QPU~ F~USCS IN ft-Vitq ~2F s CITv GF CttUt.b VI5Ta •G'S1• PAGC oo a~ car-r-tct~t_ r~f;GGi`.OS t t~1:Y 2C1• 145`, 1F1 CUt?K 5 Q;iJ 'T •RECOaOEU aFFEi.TS t TtiE SUUTtt-•ri=STCRLY ZO Ft:CT (,t' PrtiCCLS `0~. 1HC ,1's E'aSEttrNT t.rt'iCTI!~G T)cC PUZTIO~ OF Sla11S C~.r~D bt.l) F 7• ~ AttU ItdLI:)ctvT:.F_ fiU~t•t~s' S PtJCP(~StS STt,Tt:U t.i~S:FIMr t;ITCHfLI.• ~• t~It3G:+ s rtr,~l I f "~• tK F nvu~ cr' = tr:Gr:css n~to [;,Rf•C5 PkGt 33t t~f us-r•tctc,z r-~P, rz v» t is ~cr.~c ~~, ~ ~ RfCi1R^£~ i St PTC;t$F:Rl f 1 REGORUS }• yst_~; 3I0 CLt:T qF S-aIJ = Ft. ;;j 3o Ff_FT QF SOUT}' 150 FCCT 0' AFFLCT ~ trOT 31 E;t~ 1r:G A PURT Z (lit nt' P:.rc;tL g taf•t'ECTIrtC- Tr;C hnEntSCS Ntr.["itt S1'nTCf~. 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ILL- INTF.~tCST t~F' It1E I.CSSrs ARE ~~tiT SNG:~T` td F.i t . • F ~. ~• t~OT StSI:»`! iiY TIiF AtlY F1:GTS• •t?ft;ItTSr t 'T .t:f.ST; t1P CL1~-,,C 4. titCr~ tiF.C ~ ` Y r t, ( Y U A ', ft t3. l~i'•tIC R*C.JROS At3T t•,NiCN CU~JC~A~LS lT Itt Ef a FU TI~ Rff Uk tTFSGRIt~fU (R C . KE IFSSCSrS 1-•i TNF, Lf bSE • 1~ l:tn t~hTTCR AFFEC75t - i . r- PARC EL S 1 AriO 7 t }F'fFCT nF 1{t~Y F1~ilURE TC~ CGf~PIY 1lIT!~+ Tf~t' FFRr;S. CG~C-:t.~~TS <<r:U 7 Its iTc~ ~ TItF T ~ 1: 0, t REp U~1DtTIUt.S OF Tt~ti t,Er.Sr t7R LClzSE5 OESGrt(c~C(~ i~R RF:FEf i+ . ~ :~ ,. AIt) NfiTTGR f,t'f-rC,TSt PAt:C rL s 1 a~t0 T U'- iRltsi TO SCCUrE AN iHpF3YFt3t:ESS OF Yhf At~t~lUtdT STA~"FO E:' ~' r, , i• 4 OC F :ct: I :~t ~ - _ ~ s Jl1CY 2~•, 1975 ~ - uTEi . . ~ai E:~:f.t,T GOnt'Jt'~ATIUt3• A CALVE=G~c-~(h Ct1FtrCwL.TIOfd t;i : L NI~ReC~tt kUST(sR TFt: f Nt~ERtAL CUFit'Qt',l:T(fi~d OF ,:t'FFIJCf:t G CGRPt;:l+TtO'~i RO^AT;C~c A GG-' ` - • ! . ~U .. r. sEKEFIC(Z-~~•{ i t~Pt:R[rl SAVtr:GS nrar~ t0ar~ r.SSnctt1TIU. ?~-20I76i r !~!{3 °S f-(! - . r FG~1tll~Fa t .JULY 31. 1975, tZFCOI:Of_i2 0 ~rj OF SRt1ST AFFECTS Tiff HERFIK t;GSC}~Itct"U t'AttCF~. ~~~; ~• 3.• 5• bt T+ - AIO f Attt7 4. .: - . - ~. ~,:- - _. _ .~ -. . - - ~ ; - ~ , . ... • .. _ ~ - ~ ~ { .. - ~ ~ • ~ .. .. . y I~r• Y~Mr~. ~la~~r • ~+~~r ~~ w~M ...V.• rrr •~~• rM•r.~~.'.•~~M~l+•~~w.~~NNwNVw.. •M- . ~~o/~ ~. ~. ,~ ' SC~~EUt:t.t it ~TNE t l,~,r~ qcF rCF:L p Tti I~v t+-+t S ^~tL ICY Iti S i tl:~T "t+ I'V Tt'-- S TATF. OF • CALL("U7'~iA• Gt~!+f:TY t~F S:i+~ :~fiGl), A~:U IS GCSCitICtFI) AS rf'll+:t:S: 'Y' Pts2Cl L t t if~/!T .: G~F1+.~-! C)F Ti~C Nl:cTf:^.LY jTifi FC['T CF ;. !)T t%t C~fi C.,j, 1;ltl~in' S St1;'.tl~'IS1Q"t r:F •~UAQTF:1 Ss•C,Tttr;J t3': (`r= !•:ti-rCi,c~ (.C Cd ~~!!C.{+~'r'. tPt TldE %IT`-' (~F • CI+t'l. l~ V I i t1:. I tJ TKF CUtt'~T ~' OF SI:N U j f G'1• C 1 -l'J E: 01= CI.I i t'!.'-?:t l 1. e aCC''~:fr i -.iU T(~ -s~_!~ i.,r~FFI(" r,(U. Itt i FILE-) I',' THE f;t=F IC(' 1?~• C:a.+'1-i~l' ~f_C;=';ti);=:'; f'r SAw r,IC~:r' C:::,'Vr'r~ ~~~t'.uua?Y 2~, irse7. LYI~(G hnrtrcC~(.Y !)~ Tf(C- I~CtLErG~!IwG BFGi`(`rf'~: AT Tt~f= SrtJTl~tir•:STr~tLY CU(;I:ER C1F S4I(t I.C~T IF,; TI<<:l;~C t'l!R7~ Igo . t1i-C-r SLi:r.~; T(,~ !-:t:S1rRlY ll~i Ct' $a~'t3 LliTe A Q1ST~1t~.QF~ (:f ~IOQ t-t:t~1' TCt ili,- .tt`UN f'C?I!~'T (]F ()EGFh!•1lt:r-; Trs~:NCC: l:(_t(2Tti 71`'J~t' t'aST YO TNt CI',S"i~F::'t LIt:'~ O(~ SAID t!f"STEt:I.Y 35u rCi7. 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F R;~t.:C~!(1 ;:: LA K!.t:ft;r~, I'~ T-+' a QAIEtO'ti St130t ~'1~tt1'. (.~F t, -' ' ttr;tTt::i S[CTI:iN E. Ct%U~tTY Gf 1' Ij tt S1N ~11Ff'~tt~ tiT~Tt. OF C~l.i(~t'~Nf•`•r CItY (`'~ CttULA t .;T,~, t `!1 i~t l~ t r, Ir1't E=1L~0 Ott} try i1tC Gr('IC1~ QF G'.IU`~lY t:[(:Gt;[);:rt .1C(.C''a'I ':G (il l t t•AI' Tl,E . t 4F:L!~l ti .~ pACC 5 qn ;mot 1-A ', fjOi ~ tr_t_t . ~.. - • r , ^'1 f.f :.. J. f1;.t~U•`, ~,7;-p(~~(~(r~•d :7~ :::,tn~TFa TN1;T Pt1::T1'':+ nl• !t•1 -•t ~.J .. ,•.t- I_t A dt;Th• i`. 1ttF. SfCT11'1N I3? 'F Kf,V{.t11• :'f: l A -.G;(i.tf. I~t THE l,11Y (.t• (. Ilr ,A~. Uirt',G- ST~1TF I~;r C.A1 iF1:H'~'In• .=[. {.[~~ii'tCa T(. I•lAi' T111. I•q~ ": fl. 1tt5' fit.'_~CtYi~c TttF ,i~F~ICt: ~dF ~rti~~tTY :'.TCI?ltt:FfY!~~.Catc 1~IF.';'} Gt:1tt~~~Yt (-FSGrI~stU aS ftlLlUtdS 1+~ ~d(+c AT TIiF )IFSTCKLY CE~'tt'!7r1 CiiR+:F~ nF ~f+i () ~r}T: 1~ ihil ?.3: T - h1 UTt,ti1 ~° _: c 1"^ TH:~ 1•!~ "iTi"IttY L Il:f• ii F" St:Ii'; t:1T 2'~• i1 t.;I STt.:.,4r ' :;}:= 33~ ff~T T(i Ttit: S(-:iT!,wFCTCKIY r;U:t.*.FR f'f CG(l7 L[ ~ : j: FF !'T : FaCT 1.t.t,~G Tltt: SI~.t,il:!~`it_Y if-•` C:f St~iCt Lt'T l3i a ~-,~~~netit.~sS. T~G~ PJtNT t!tt ,~ • t c,o t:~tii n GI ;T,s~:;,t_ CAF Z'31: rErT. [. Tt.CrsCi ~...~.T t I ~. ~ ~?• lttt~+:; C: r:{:::Tt~ TF.r ts(,:•{2T ~~~iLY l It.,c OF T;:c SUUTt-1F P.t't' lf. C:f .nl:~ Ll1T 71°L'7~ f.LiT ALfttlr+ ~,nIi•~ 'vt.'~ii-.EI?LY 1:~~~ t,F SA (" S(,tlTl~t=tiE`i 2f5 A t'I`~Tu:•Cf11'~ 4?tt F: F t TJ A f)I ~~ tfN Tk~ C4ST~~RLY Lt'..;c ^F ,l,T;;' L[~i" 73. Tf;~t7Ct. t.Cti!{ y r P t.• - F~t=T T!.'. TIfF: '.i~~:rt+F AST E:~.t~' CClCI;'E:: << Sl•,Ii} L:1T ?.a: 1,.•ESi o 1; ?ItiT~.rtCr nF 14C~ TItE. ~C " ;tI~.JTtf Tt"n7 ~ ttl'S1 at`1'-~r~ Tli~ r1e~~Ttlt~utY t 3 r.L nr- s~, ~tj e.:~T ~ ~ e n r• '~ t ~ v ~J -:~ F ~ 1• . /, U I S 1~ ~''c C r is t' ? ; ~ ; ~ f' ~ (" T t [~i1Tt,trC.:= ~)F 763.Itt FTt=T, TI,.:.~Cf J{~Tt 1 o • c t, OI.riTr-!:Cl [`r 3 ~;t Ft=F T Tf.) l- 1'f~i r:T ~i!': , I;c: . TttE-'iCs S^LtT'l 71 t)7 s1~5(, •, •r:-~'c'F:;LY ~ t:':~ lt'1 Tt1[PIGi• a()t;TH 1Q° t;,t,ST 1~t.l~•:=.~ Tr, c' l: 1 4!~iTC~LY l.I~:. Cf- SnI~) cTf."SG:- OF ln~ FFFT T{) 1'N% I'UItsT f'I(= t;;FC:i'•~:[~•ti;. r~Cf-~pT T};;:4TFaQri Tlit: tail?TI-~£t.LY 9(1 FEF_I' OF -TIt1= £~S'E£P.LY 263. Lii FE (:T Tf1ERf C)~ . - - - aLS~ F.XC~PT THER~FI;nM T+-(E SUt1TttERtY t? FECT {;F Ttf~ hlEST(:t_Y 1°f) FEET • PAT?LI:L 8= .. Ttti.• !vr-RTN!:~LY G iNL~+f.`• OF LI.:T 2~, I~t,THE 4tlt•[~IVISr` Olti~t-~FTGU-Ji•rT'~'TCF`SS1H~ [)f E~ Ar:C:+i' `JE i.A tdt4L' [ t,n, t ~~ r IIE G I TY ;~r- Ct+tlt.n v t 5 - na-~~• >v; Tc, ~1,N Tttf~~(•C1F' :~(~• ~n5• F i t.CU i~ ~i':.,1~;• Sra ~ E {?F Ct.t. i T't•R sI ~ . .-CC. . TNf {'~t~IG~: CIF C(tttrliY rEG('•~L't~-~ ~~,f SAiJ UIt:GI: Ct;tlf•:TY, kA(2C1i i~3r 18t3~. . _ .. . PnF,CE.t ar •- _ - r~t=T of THE St~tJTttt-t:t_1' 2/c~TNS tt~ 1}~L rA~.TCZ[.Y 2~?3 Ff.t: T 1JF T71F 11CST(_~1LY 493 lCT C3 `~F S.J. BAIkD' > S!1t'•l~l~'i`•Iit~7 of ;:;Ut.~TCs'. SrCTTOh 13i: [t f= T;At:(;Ittl [1F t.h h~Ci(t(t. I`t Tt1c- CITY.{'~ )"v A(; Tt+E ctCFiti`C~.tIIt35['fittrl)O~PsSTNEG['Ffrt(.FSj r1t: Of: CF t. [ Fi.tc v 1 ~. AcCur. ~~ I •au T - C{i~-~lTY r:fCI~RS'Fi2 (~~ SrN Ut i~i,U CC)UhTY. • ... ~ . tart~,~ l t-ti ('At~C 6 _,__........r..-.._..._.........._.._..._._,......_ - - - --_.._._.. .~...•~.w ~..~..~........ ~-~.....~.~r....... .+..r .....~ .~~...~.~~+........«. ~. ......... ~ - ~ ' • .. ~~y • ~ ~; ~ , I, . . ~ ~ I'~ •ro 1. 1• f. A..T 17-T11 • IM U4h~lul arlT /4HM •1 Q1VNF:.It'S INI~1~/1•fIUN 1'1tU'fl~C'I'lON 1N1)URSCI`iL•NT , . ~' A71'At'Ittat '1ct 1'ttt u•i Xt) 1411:L1) 14Y . • ~ Tiit~ inaul-~.l~cQ ar3d ~'rus~ COn~~~~~t . Com :tm•, Iccrtni~ing thr t:turrnt rl~cct of intiatictn on teal rrt,perty ~•:Ilu:?tion and intrndin~; ~, The P ttiprm•idc addltilmat -nl•nctan• 1u11tr1'ti:ln tl, the Imurrd Ut~'ncr n:?nlcd in Maui Polity, hrlcln modities . said t'uli~)•, ;ts fnllutt•s: 1. j\M+t•it~~aantlinL amthin~ ~tmtainctln Schedulrll l thc~erf ~tiatui,jrclt~tolcunnrlat vcsannt -1 . pta~ided hr •;cit1 Pulit:)'.:-~ >tatett r - upwa~d :uljutitnlents in thr manner acrd to the extent hcrrinaltrr apcciftcd. •. .. ~ ; dcfinrd. h1r the iturp•~~c t,! thi. lndc~rscmcnt. to b~ 1 ~:(11 a.m. on thr 2. /~dju~tment I~.ltr 1 . E firs January I ~~~hit'h occur. Inc+rc than sip mrnths altcl tltr n.ltr of ! ohc}', as >tt~»tn in Schedule :~ of the Pt11i~~• tt~ ~t hiCh thi: Intlrr.rl?mnt is attachrd, anet on r ch succceclin,~ a ~' i • Jat'uat~• 1. _ s g, An tip~~'ard :uljaantcnt ,Fill br made on cal cc f mt`iti dll+:tls~!idtl'c?•1 cr•`Is dcfinrd :Iho~c, l+}' f t said aluuunt !?t:c~~ ' iucreasint• tl?c• ma.~irnum arttt~unt o! m• ur.. t p ~ • have hren lrnrc',>ih`t~.'nitcd tit:a~~tlllcpartntent t,ttlCom ~crt:etCcnttl,osite+ Ct>rn•u ucti~ n Copt ••nod 19E~7 t fUf tl?e tltOnilt ll( September ntvn,clia:cl}• hre"that thrc,nt~Yintt>T~t t • ]ndrx (h:ue p. t ro~u..d• ho~sc~•cr. lndrx tar the month t,f Sel1u•nt,lcr unc rrar earlier: p 1 • :uttount +~I in.uraner in tturr shalt nc,'cr 1c,cam• claim p~? ~l~imticr~s:ttid I't licly,~tiihich.lt>F,.11tr , Schcdu!e .A ttf ~::id Policy. lcs, the :Imoun, c ( { IhC lCfnl~ l+f the ~ t,n(iltit+I1`. ::%~1 ~IIpUI:1:111rN,+ rCdIIC';` 11?C a111t111nt,t~l In?Itrait,,itlt~illtilC'rC ;.: 'ihrtc shalt I+. nu annual adju.tutt;ut in tLr a..tt,unt i i inwrancL is r ~'ral s in - -. s • ~ is no increase in said C onctnlctitln Cost lndcx. a . In the cettlcment t,f any ta:iirn acainst the Crmp ny under said Pc,;lc}', the amount of •- j 4 ' insur::ncc itt fr!cr •h:?II h.~ ticrmcct to he t„`rtiunic+rt,lc,~sihlela~ cltionsot :u~ltl ctlai-ttsor ~h i the insured cL•lim;tnt first k:+rned of the .1 1. ; • ~ of the date uI n•rciht by the Cump:tny o; the first nc,t:ce of such claim, ,~:hiches;r chxlt trst - 1 a _ _ , occur. • 1 in • herein I:ontctinetl shall he a:nanlcd .+s r~tcnding or chanl:inc tht• cfit:ctiti•c date v( said ~ - no.l? ~ fibliry. ~. • is indorsement is made a h:il ct[ ~: id Polies• and I'. suhjt:ct t.~ thr schctiulrs, condition.:in:i Th ~~•~tipulau.t+•.; tltrrein. e~~r[,t a• n!udihcd h~' the prc» ~isitins hereof. • - ' ~ ~ Title Insurance and Srua Co:~thntty ./` 1s ..t • ~.. • • ~ .. .. .' /rl' 1111N 111`11 t'.Itll 1' Y11 ~'t'1'lll t; N11111 I:II)tl, 1'l'Irrt11• 1ll'Tl:: !u 1•+u,ltl•rti/nl ,+itll :1 (uturr :Illlrlir:ltiull f t. ill 1•1•:111/1•.rll urlly ullult tilr• trri;tiunl (urr t•1't•I~il Jut tlrl•lttiu111 /•11..1•;;x•/ t ii :~ \t,lir.tlllr• '; IItINI:+icl l'ulil•~. untuullt ul ill~ur:lnrx :1 •, r.latxtl in rluvltllt• . • • u ~ ' (Ct,ntLGons and SI+VdJtroras Cvntlnucd arm ContpKJ•d f ruin It.wcrv! S+IIe of 1'uh~y 1 .rCC) pYd 1!l•rgt`, ttlttrt Ih.tn thn r,!)hq•tl,txl tU la+rirt+.)7: !.lid u~t1r1>Ildrx•St pJrwant to t!. , pJ••yrapl,, dn• u•rmmattd. 6 Ootarmleition arnd PaYrn~nt of Loss (a.l l h~ hn!n••!, : ! u+r Cr.vM.•N•Y untl.:r Uu; ur,IM'y thall in nA csv tt Clyd Ih•: Ir 1St Gr b1 the .Ka..l: unt of the insln),1 c4un.mtt. ••r led 1111 arT,U„r I L! ,•isuroncl: ;t,w<I m ;,'d.tal_rb• A, ur. It .tI:I•Ia.,I!)IC• t.••w Artgn,nt (.t ,rS•,r •:•a Ca: •+S d••I,r. Y1 In (•)r.t ;• r( 1. 11:,1 hirra)1, Irf ('/•1 11 lt.'_ va :1'V 1•.4/I•'t tt:r t).. r•a•/ a)) Il,a Ir.: !••I,1••d++a''•S •I •ll/1 +~1 (,v 11•^ r)•Srrrrtf rt•r:rt~-+Y•• rr.U t,rt,a •tkt! :l+A ••:rr.•r r5 th+'• rn;n•r:rl tr•••+•1 ant, !hr• dnl('nrnl f,r !r,,. un;:;,r.l t,nncl;IJl •/t ;,,•d Intkhtccfnr-•s, t'! •t r.tCrcSl thtr.•C.••, (.••r,.•!•~l s~:!', nmr+unt aL•:dt nqt rnrlurSi dn•; :a!~1•~ tlJndl p/1rN rt J! ,•a!1'•ti:r:rl:r•tser.•a!et1 Sul)C••alJlttl to O•, t!! C) (': '+eV, Mtt•tal :r•. tr. r•a•r:•u••;.r•h'~ni++) to (rrr,P1 t T^at Ir91 OI Ilr( inYrr!`d (b.l l h; Cnn ••::•• ~ l:r~! t'•'v. •~ :+=%_!•••t+n to n rr 1~>ss ins:ur-:f a ~arnit t:•: the' I,c•L:•;•. 111 C: LS +: n;.•~^.-„ L;::.n.I•: inrrrCO in Gt+n,IGOn Cdrntd f!. by i1.r C,ro , .^; tnr s ,'h +r!.:n~ l..uvi :,P CCSY,. Jlp•rha••'S' (ra•S 2'••J Cx plv,!,~i d, h:•] •:.Jn r;,ra(d •!^ h'Y S'.,Ch rrt:•.rred a\ith the tY(li• t•:n aJit:c.n~arc•rt of t' •: C.!•n`ra:'y. ~!.~ Y:Ihn thr• ;,••..:r'at r•! 1:•tt rr C.rtt,t•p: i:as ti`+•n t1r•itnilCly }i•rr~ in ai4rdar,Ce a••,t!. tr a r.nn~.la:prg a>t thrs pole). th.• IUSS Or ddrns7!` Shat' le payable •.':+!t.rn ;>UCb•, s thcrrahc+. 7. Limitation of t_iatility tlaclairt sl:ail .;n7• nr br• n•;;•nt; ~u]t+le under this policy ld) it the CrJf+ll)artY, J!lr:r hc.':••:a It:r'•:r:•il nr,t+Cd C1 :,r, J~I:.i~Xl (!rrh•CT. I,r:.'1 Of Cntuntbr;+ntr .r,•,.,rt•-J ;+~±,r'.S: I,•:!e:.rNur. G.:ih~ tt:on ut t,th,•tY:•Y), rrnw•es such d+•tr; t. I:_n Cr f••,C•.ml)r anrt• Or •:S:. d)lrtl+@i the !rl'^, Of t!:e 1;^n of V:a• ,..S+,r•::1 n`Ortt:'37, d; +nsurrtd• t•iN•in d rr••isnn.i!:'.• ,:.^•J~ at!Pr tar •. 'l t L! S.:aa~ ••, ..•-. It,l In thi /... 'r.! Of hit ;Jt+t~n •Jjail t'•crc has la_v=•, a i,::. ,_ ^rr: •.i:.nn py d [_.,rt a;t eorul:<:er.t ;.•s• d:C+t_rn, a•+:1 [i:a_•,:e::.o : of a`: a.. ::1!i a,etra!•Craa.:+(fvaery tat ;r.c- title Gr tr' t!t•• lil:n C•! t" . ,r+iu:c!) rely, c:.l1e!.:1S •r,i:N.'J. d', t)~ o•. i;t•=d rn pLraa••.l;:h 3 h4rr_lf. ,:r (a r: r !:e:),Irly YC•tu:•:d;,l•/ :+drn,tltd Or tssyril~d t]`/ do ,^dtll;rv w,C,rut IYiPr vrhlt[:n CU:t5a:rll of lhC Corn• pa~ny, B• Rutuct;on of Iniurance; Termination of Liability A!I p3y1t:CM> ur+Ca•r ti:is I`G!•r\'. ^.a r:a Iht'; m+!nt matte tt:r coils. titO:nnyi• 1Cd5 a~tC r:a•tr[:nYi. al:.ta n•t~urc !ho am(?lrnt Ut ttai insure 8:_d ~+/u ta:r.ln; prnv:d•tt!• I,p,tclir• rl lhC UtY,aeer Vt the rrxf.: blC dress !'Cur: d by the it:,,,ro'(t mo':g ).;^ rc are. ,nsurid h,•r,•+rr::!^r, tn+!n sJeh p7yrrrents• i)riOr !U :laf ;;COo,t, I,Un O} tliti• t!` 5a rt1 CStatC Or into: CSt ~ ptwidt'd in ;;,:ra;r; ph "l;a! of these CondiUOns and 5tiputaUJnS, stall not rrd•.,cr (•r;) t into t"^ 3r'ti•ant of thr ,nsorance alf.tr;u~j tx•reunder ds to ar,Y such rnsvrrd• except to the ex t^nt that st.ch priurlly u1 tlr+• Iran nt thr insn.r•t} ma•h:•t!c a•at1 d•r•t nrrt rrsutt rn •rry IGit n1 lxrr>rrf / (rl Ihr lu•n Ui 'hi rr.tr•vl~nrur tttrp• 1 h•• L+>.n~ parry Stauil bt• tutrrr+ln;+•) f• .rrvj t,•• nr,l+lhvl I~r a!I rl•;hl•. ,u.t •+•r+`ir t11rs Yrhu.h slab +e ;urr••.1 tldnndrU w•wJ•I t•nv•• L.r'1 n In•nSt •w•V {a•rtnn Crr prf•i )••r 1Y +ra 'rat+v 1 IU tilt h CI I+m 1•.1:1 t1.N Urd+r t •lu{ l.•v••a ,t•a,ratl, ~rKl It»' COngr.Nly It hrn•by a•+thnl+: r•rf .uwl r•rnl,na~a••etl tt~ tur, Cn+n prlMNtC Ur 'J'ttb• m rtt n.raaC nr +n Ih.• nnm•• rrl C+•• in;nrr,l lU tt r• lull ea•Irt1I OI ILa• toll :ualdu`r•:1 hV tine (.Uni{,.ln,. 11 rC•pu•\R+1 by the Ctrn;a.raY. t1•r rna.rrrtl sl+all •t-rs'u l•• ,I:aV urea .'r: tl+-. a.: n,•r, :a to tvidence the: v.•rl+.r. sut)r;a,l.l!,rn. Il U..• ;•,+t•mr•:,t +L,a•S n.•! t: .a•r lien ttX,S U1 Sut.h ,ny.rrrv) nl.+.n+,+n 1. lLr C. v'•+I•lnl• thnl, t>•` S.rt: •, •i'-"mot f0 Such tiphtS::'•d rimtaln•S ua tht•;rrut)'•rtrpn arrlu~h S•iut;•tr•ar••nt fI_•dtS Io ll•r• d••1•.-e,nl of i:ri IG:•., Ih,t 5'.:: h tulpa•:•+a+t•+• a'a.r•1 !/' In SutiOrtt+natr;,n to art +hi,uaa1 m ,rY.l.l•-•. Il 1, is \h•.uly n•t•.u! trt,^• a•ay ,ya 01 t,:rl. rnSa,r:-1 C!d,n,dnt ;.a.:h :•: t Sla•il not t•:'•+d !!•,' t•`r:::V. I:a,i the Cr:l,uxa r. rn [!adt cunt. :h d' :•: t•~ s•,ch r•v,•:+,.• c1 r. •••~~.t !x• rl'Q•J it r•t,! t0 Ca'i C^ly !I+al hart ul a„t• tt:\v't 1^~..rt'1 a:,~•).i r~_n.. Un!!C•f .\1u('h St:o:i CaCr".'ti ih•• :n^.,r•urrt. rr 7+'v. L;rt :.: Ya Ct~''): ••t•y by rl•:,;nn Ot the tm;.n~rnwnt o{ the r:•j',['cf Sut.r+>t;otu,n. 11. liability Limit-:1 to this Policy This an5rr.rrni'a ~ tth'r a;,if: ar) ir•(L• •I .••aa•:'Nt e::) t:"ear r•i,;ru- pQnts. it d'•'• . dL !!+o-;t l:~^a•IC UV ttnt (;nn•;:,rw .'. Prr ^t.•r , ••• y Arid cP•atr.+.'1 tr'.:i~•n tt,r ine;rr.•a1 and t!tn C++'•+..."•Y. • iii ra . . IOSt M tl:,n.n~'., v.! ~ IhPr Cr ntQ l+dY-i! •:n nt:r, is... A. .! a'J••.t. irlYa Oaf pf II•'_• 5::,:~:5 Ci It•r~ hCn G: . 'q,r••t! r`tr •t [: ; ~ ?• tr 't t/~a• title l0 the eSl]t•• Or t'atdrESt COYC`rdtl t:e`:iLt\'. Ur 8^l• .r I+J^ ?:~virfinq wch claim, sh7ti t e reShrc:Cd 1U the pravlsr;,:a •+r.S i_h"'[Iar:'nS and $tipul3itCxtS Of iha UPI rCy. NO amen[fmc•+t of 4' cndot .mCrlt t0 Ih;a nr,!i.:. ~.': (•' •• ''r" r,;. Cr!pl by K:it;r,:J E"a)J'w~ Fi'e•:rn yr attnih•+J h -u ~.` ~ ••1 ! _ :t [r ttte Prt•vd!:^t. a V,•:~ Prcx'J•l C:t, the •_+•'•:rCt°r) .:•: , ~ ~ ~ =` Wry, p[ ValiC.1]tir,~ C~!frc^r Cr a~tt+pnicd s~yn.,tarq .•f i•.a :... ^;':"iI•. N:a 1,3yntCr,t ShJ'I t.' m;,J..:+th. Jut ;:•C<!:.cr' !`•. p^!,.. t •~. enjurxmcnt et sv:h (;aymar,; un',•a: aM~ Iw!+C+r tae iCS:.~, ^. 3tf0yE~, In Y:::IGn (•a y! I:ra)L^ [ai MI: it 'a.)i VI ait'aV l:.-t:'.~:• : . , .•a !Jf• tusfiai to t!,e: sb:a':kaiun of the Company. 12. fdotic\s, 1:h_ra Sant All nutil:es ri:,;,uc7 ti\ [•c 4iarCn the Cnmaany a•td :+:+'r s:at[•~n•:nt ,n vlriting r[~r ~:rc•.t !. tw fUrR.ShCC) the C:^^;",!:~~ s+:+.: tr• :. :•':ci`•rtf w It al the Of lira lehiCh i:S::A't this pul,tV Or to r:!, ti:>•nc: (ytt,.^C, •t ;i3 South Spr;n~ Str[ct. P.Q. E3oa 256ii, Lc•s 1n^,el~s. Ca•aumrd b:Kl~t. 13. Tlt~ Premium N~ccifir.d in $cF,rciula A is the Fratiro Charsli (or Title Seardt, 1'itiQ Exanlinttion t:id Ti!:s Inwr;n:,a. pa~rthan:t la)dI:CC (hl• LIlIQVIIt of :::c indcbtctJniss v.wrcd by such RaC>• ty.It,X. .. Payment in Intl bl' anY PcrsOn or voluntary S:)tis(achon nr rClcase of tea iniured a~ort.ta~` sh:,lt [rrmirt:+tv all lialidttt' O! the CJntpdny t0 • ' a•+ inwrtd c'.vr,Cr u{ ti+e. u+di e! ~yross sct'urtd by the inwn•d murt• ~h1c•, cxccDt ds pmvt::iti to Pe+a~rJph ?.1a1 hrreol. • . 4. Liability tlonu,ml{Iativs • II K!•xpreislY ura_•stuat t!• it thr remount of irsuranl~ cnctrr'1,it;S RISKY s to thr r:~ulv1 ~aa^:•r u1 thr estdle or inla•rest ct;vrrcd by Lhs yvtcy, than (r~ lial+JCrV by any amcxrnt d•c Crnnh,tnv mdv tvy •~ - . v~rr any pa,!•:Y u,a„•irg i.el a nwrt•,.n)a• thaaa\n Ur n•fa•rr!d W ul • ~f:Aluti li I+rri.i r.!n:h ls.t rcn un Uar: a•>t.•tc ur uucn•st lCwrttd 1r. t1+IS (•: •!ri .. tae lb! 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